Summer is here, and Filipinos know what that means: rising temperatures and rising expenses! The temptation to splurge on vacations, outdoor fun and cooling solutions—which can jack up your electricity bill—is strong.
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Get ready for Home Credit's hottest deals and offers so you keep your cool this summer
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But fret not because higher expenses don't have
to be your summer story. With some strategic planning, you can embrace the
warmth without scorching your budget. Home Credit, one of the country’s
leading consumer finance companies, is here to help you navigate the season
with these cool summer tips and hacks.
Create a summer budget
Summer is the time to rest and have fun, but
don't let it be an excuse to overspend and ditch your budget. Make this season
a breeze by creating a comprehensive summer budget tailored to your specific
needs.
Categorize your spending for entertainment,
travel and utilities. Since summer often brings changes in expenses, prioritize
your spending and factor in potential unexpected costs. This way, you'll ensure
you have allocated funds for every aspect of your summer plans, allowing you to
enjoy the season without financial stress.
Take advantage of the summer discounts
The scorching heat isn't the only thing rising
this summer—so are the hottest discounts on appliances and gadgets! Dive into
the season as a smart shopper by seeking out the latest summer deals at your
favorite stores.
These deals aren't just about saving money,
they're about aligning your budget with your summer needs, and having options
to better manage your cash flow. By strategically shopping and focusing on your
essential purchases, you can enjoy significant cost savings while avoiding the
temptation to overspend. Remember, smart shopping doesn't mean buying less, it
means buying better.
Utilize energy-efficient appliances
Summer in the Philippines is synonymous with
scorching heat, making appliances like powerful fans, refrigerators and air conditioners essential. But
choosing the right ones can impact your budget significantly, like appliances
powered by inverter technology.
Unlike traditional appliances, inverter models
are designed to optimize energy consumption. This translates to a
cost-effective and ecofriendly solution for battling the summer heat. These
energy-efficient wonders offer the ultimate double win: keeping you cool while
keeping your electricity bills down.
Plan summer travels wisely
Rest and relaxation are a must do during
summer, but you will only get nothing but stress when these are not planned
strategically. If a summer escape is on your mind, do it smarter, not harder. Start
by exploring budget-friendly destinations and consider visiting during off-peak
times. This not only avoids crowds, but also unlocks hidden gems that won't
break the bank.
Another pro tip to follow is to book in advance
to not only secure your spot early, but also unlock discounted prices on flight
and accommodations. Remember, a little strategic planning goes a long way to
ensure you make the most of your summer adventure without burning a hole in
your pocket.
Find alternative summer activities on a
budget
If you want to celebrate fun in summer on a
budget, don’t worry because it doesn’t have to cost a fortune. This is the
perfect time to explore rewarding and relaxing activities that won’t break the
bank.
Gather your loved ones for a picnic in a scenic
park, enjoying fresh air, delicious homemade food, and quality time together.
You can also head to a nearby mall for a cool escape. Relax in a café, grab a
meal at a restaurant, or simply browse the shops.
Lastly, if you have a family, create lasting
memories at home. Play outdoor games with your kids, have a movie night with
refreshing drinks, or simply chill out with the cool air provided by your
inverter AC.
Keep your cool during summer with Home
Credit’s hottest deals
Summer fun shouldn't strain your budget! This
season, Home Credit offers sizzling deals to help you stretch your summer
spending.
If you need a cash boost, you can apply for a
quick and easy cash loan* through the My Home Credit App, with approvals taking
just one minute. Choose a loan amount from PHP 3,000 to PHP 150,000 to cover
your summer expenses.
Additionally, Home Credit will offer 0%
interest deals that can help you purchase your new cooling appliances which can
help you manage the heat summer season brings. Plus, these amazing appliances
and offers will be available on Shoppingmall.ph.
Don't miss Home Credit's exciting deals
available from March 15th to May 31st!
To know more about the latest updates from Home Credit
Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the Home
Credit Online Loan App on
Google Play to learn more about the latest promos and see what’s new in Shoppingmall.ph.
Home Credit Philippines is a financing company duly
licensed and supervised by the Securities
and Exchange Commission (SEC)
and the Bangko
Sentral ng Pilipinas (BSP).
*Available to select customers with Home Credit Cash Loan
offer