In a calamity-prone country such as ours, having home insurance is a must. However, due to misconceptions regarding what is covered, not a lot of people view having home insurance as a priority.
There are many misconceptions about this type of insurance, such as, this is only for homeowners, and that it does not cover those who are just renting. In terms of coverage, some also believe that it only covers incidents involving fire, and that it only covers damage to the structure and doesn’t protect the contents of your household. Some tenants may also think they don’t need insurance because they’re covered under the landlord or homeowners association’s policy, but, again, these policies do not include personal or valuable items inside their homes.
AXA Philippines, one of the country’s leading insurance providers, helps support the safety of homeowners and tenants with AXA Home Security, a comprehensive insurance package that protects the home, its contents, and as well as the people living in the unit.
“Being protected at home is more than just having a roof over our heads. With AXA Home Security, we offer a comprehensive insurance product that covers not the just the structure of our homes. Homeowners and tenants are also insured against damage within the house, caused by both minor and more severe incidents. This helps them feel more secure and protected, allowing them to truly see their homes as a safe haven for themselves and their loved ones,” said Nandy Villar, AXA Philippines Chief Customer Officer.
AXA Home Security can protect your property against physical damage and losses from natural or man-made incidents and calamities such as fire, earthquake, typhoon, flood, riot, strike, and malicious damage, to name a few.
Its coverage is also extended to include family personal accident insurance, household helper cover, personal liability, accidental breakage of fixed mirrors, robbery, burglary, and many more. For those who are renting their home, this product also covers rent and relocation expenses for tenants. Home Security also has a one-time reimbursement up to P5,000 until December 31, 2022 for cleaning and sanitation services if a family member tests positive for COVID-19.
You and your loved ones are also protected by the personal accident insurance component, in case of accidental death or permanent disablement. This benefit applies to the policyholder’s spouse and up to three children, or to their parents and siblings if they are single. It also covers medical reimbursement if injured by accident, as well as burial assistance. The insurance also extends to the household help, providing coverage for personal accident and property damage of up to three of your household helpers.
Lastly, in the event of lawsuits against you or your household within the premises of your property, the personal liability benefit of Home Security pays for any claims and incurred legal expenses to defend you from liabilities and medical expenses.
Now you can rest easy at home, knowing that you, your loved ones, and the things you hold dear are safe and protected with AXA Home Security. To know more, visit www.axa.com.ph/homesecurity.
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