Showing posts with label Finance. Show all posts
Showing posts with label Finance. Show all posts

November 22, 2025

Government agencies and GCash accelerate digital Philippines transformation, boosting transparency and public service delivery

ARTA, BSP, and DICT team up with GCash for the Nation initiative to push for full government digitalization

In line with the government’s vision to eliminate red tape and corruption, the Anti-Red Tape Authority (ARTA), together with the Bangko Sentral ng Pilipinas (BSP), Department of Information and Communications Technology (DICT), and the country’s leading finance app GCash, convened to champion the complete digitalization of public services. The workshop, “GCash for the Nation: Building Capabilities Toward a Sustainable Digital Ecosystem,” was held at the ARTA premises in the UP-AyalaLand Technohub, Quezon City.

Bringing together leaders from economic, regulatory, and local government sectors, the session underscored a shared commitment that digital transformation is key to transparent, efficient, and citizen-centered governance.

“Digitalization is not just ease of doing business but an assurance against undesired allegations such as corruption. Every time we move a process online, we create a system that is accountable, traceable, and citizen-centered,” said ARTA director general Ernesto Perez.

Government and industry leaders agreed that moving processes online not only speeds up delivery but also ensures every transaction is properly documented and verifiable. However, one major challenge remains—shifting from paper-based audits to digital validation. BSP deputy governor Bernadette Romulo-Puyat highlighted this social shift, emphasizing that building trust in digital platforms is essential for the government’s transformation journey.

“Digital finance must build not only convenience but also trust. Through the years, we’ve already established financial inclusion, and we have now evolved into driving financial health,” she said.

As the country’s leading finance app and largest cashless ecosystem, GCash reaffirmed its commitment to supporting government agencies in adopting paperless and cashless systems. This collaboration aims to accelerate the shift toward e-payments and digital records, improving ease of doing business and minimizing bureaucratic bottlenecks.

“The digital economy reached ₱2.25 trillion in 2024, signaling our shift toward a fully digital future. (At DepDev), we are driving digitalization across planning, policy, and implementation while advancing key reforms to simplify business processes. We look forward to working with all our partners to bring Filipinos closer to a more comfortable and resilient way of life, “said DepDev assistant secretary Reynaldo Cancio.
 
GCash VP and head of public sector Cleo Celeste Santos highlights the role of technology in improving public services

Through the partnership, ARTA and GCash will roll out capacity-building initiatives for local and national government units, enabling them to develop digital systems aligned with the government’s transformation roadmap. These initiatives include digital payment integration, streamlined records management, and strengthened citizen access to essential services.

“Digital transformation requires both technology and mindset. We’re here to build the digital backbone that allows government agencies to deliver faster, cleaner, and more inclusive services to Filipinos,” said Cleo Celeste Santos, GCash vice president and head of public sector.

“GCash is proud to stand alongside ARTA and our government partners in advancing a truly digital nation—one that enables transparent, efficient, and inclusive services for all,” Santos added.

BSP deputy governor Bernadette Romulo-Puyat underscores that building trust in digital platforms is key to the government’s digital transformation journey

DepDev assistant secretary Reynaldo Cancio talks about digitalization and its impact on the Philippine economy

The workshop underscored ARTA’s “whole-of-government” approach to reforming public services—an effort that aligns seamlessly with GCash’s vision of “Finance for All.” By empowering agencies with secure and efficient digital tools, GCash continues to play a pivotal role in building a safe, trusted, and inclusive digital economy—helping government institutions uphold transparency, accountability, and sustainable governance for every Filipino.

“Once fully deployed, we will anchor a sustainable digital ecosystem that streamlines transactions, strengthens transparency, and accelerates the country’s digitalization agenda,” said GPPB-TSO Capacity Development Division officer-in-charge Renlay Concha.

GCash for the Nation program brings digital and financial literacy training to different regions across the country. Earlier sessions were held in Pangasinan and in the National Government Agencies cluster in NCR, Eastern and Western Visayas. These will be followed by the next runs in Cagayan Valley on November 25, and Albay on November 27. Through these continuing efforts, GCash remains steadfast in its mission to enable Finance for the Nation by empowering communities, MSMEs, and government partners through digital innovation.

For more information, visit https://www.gcash.com.

November 21, 2025

Just tap and go when you link your Maya Credit Card to Google Pay!

Filipinos practically run their entire lives on their phones — checking group chats, booking rides, and juggling a dozen errands in between. But even with everything going digital, paying with your phone can still slow you down – especially with QR codes. Scanning with your phone, waiting for SMS confirmation, or having cashiers take screenshots and double-check a QR payment? Suddenly, your quick stop turns into a waiting game.


Maya, the #1 Digital Bank in the Philippines, is changing that. As one of the first banks in the country to enable Google Pay for credit cards, Maya is putting next-generation payments directly in your hands. Yup, Android users can now tap and go by simply adding their Maya Credit Card to Google Wallet. Even better? Tap to Pay via the Maya app is coming soon, making paying faster and easier than ever.

Why Tap to Pay Just Makes Sense

Life moves fast—commuting, grabbing coffee, running errands between meetings. And through all of that, your phone is always in your hand. So, it only makes sense for paying to keep up.

It’s no wonder most prefer tapping with their credit cards. It’s quick, convenient, and comes with rewards. But there’s an even faster way to pay: Tapping with your phone. With Maya on Google Pay, your phone becomes your wallet. No digging through your bag, no fumbling for a card—just one motion and you’re done. Plus, you still get the rewards you love:
· Instant Maya Miles with your Maya Black Credit Card, and

· Cashback with your Landers Cashback Everywhere Credit Card.
An Easier & More Effortless Way to Pay

Paying with your Maya Credit Card on Google Pay is instant and incredibly smooth:
· Add your Maya Credit Card to the Google Wallet app

· Unlock your phone, open Google Wallet, and tap at any NFC-enabled terminal

· Pay anywhere Visa or Mastercard contactless is accepted globally

No extra steps. No friction. Just fast, secure, tap-and-go payments — whether you’re buying coffee, catching a ride, or checking out at your favorite stores.

Perks That Make Tapping Even Better

To celebrate this new way to pay, Maya and Visa are giving your PickUp Coffee run an upgrade. Tap to Pay with your Maya Credit Card via Google Pay and you get ₱50 off on your drink—yes, just for tapping. Your caffeine fix, now with tap-exclusive perks.

With this feature now available, you can finally ditch the unnecessary steps and go straight to the part that matters—tapping, earning, and getting on with your day. Paying shouldn’t slow your down, and now it won’t.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Social Security System and Manulife Philippines Strengthen Financial Security for SSS Retiree and Surviving Spouse Pensioners who Availed of the SSS Pension Loan Program with Group Credit Life Insurance

Social Security System (SSS) and Manulife Philippines have formally expanded their partnership to provide Group Credit Life Insurance coverage to pensioners who availed of the SSS Pension Loan Program, following a ceremonial contract signing held at the SSS Head Office in Diliman, Quezon City. Present at the contract signing are executives from both organizations, led by SSS President and Chief Executive Officer Robert Joseph de Claro and Manulife Philippines President and Chief Executive Officer Rahul Hora.

Manulife Philippines President and CEO Rahul Hora, Chief Corporate Solutions and Alternative Distribution Officer Erwin Go, and Vice President and Head of Corporate Solutions Cheryl Asinas formalize the partnership with Social Security System President and CEO Robert Joseph Montes De Carlo and Executive Vice President for Investments Sector Ernesto D. Francisco, Jr.

Previously available only to 2 million retirement pensioners across the country, the expanded coverage now also includes approximately 1.2 million surviving spouse pensioners, ensuring that their financial obligations of loan borrowers are protected through comprehensive credit life insurance. This milestone marks a significant step toward strengthening financial resilience for Filipino families.

"This partnership represents our shared commitment to protect and empower our clients, especially those who rely on financial assistance to make their dreams happen, secure their families’ future, or rebuild their lives after a calamity," said Robert Joseph de Claro, President and Chief Executive Officer, Social Security System. "Through this agreement, we help ensure that our borrowers are not left vulnerable in times of unexpected loss, illness, or tragedy.”

"Expanding this partnership reflects our dedication to helping build a more inclusive financial landscape where Filipino families can access the protection they need," said Rahul Hora, President and Chief Executive Officer, Manulife Philippines. “With this initiative, we reinforce our goal of enabling more Filipinos achieve greater financial security, especially during times when support is needed most."

Strengthening financial resilience: Enhanced insurance features and benefits

The enhanced program builds on the successful implementation of the SSS Pension Loan Program (PLP), announced on Labor Day 2025, which provided accessible, low-interest loans to pensioners. With Manulife as the Group Credit Life Insurance provider from 2025 to 2026, both retirement and surviving spouse pensioners benefit from:
Comprehensive protection: Manulife’s group credit life insurance covers outstanding loan obligations in the event of the borrower’s passing, relieving families of financial burden during difficult times.

Inclusive coverage: The insurance now extends to surviving spouse pensioners, ensuring broader protection across the pensioner base.

Seamless integration: The insurance is embedded within the pension loan process, with no additional steps required from members to access coverage.
Building trust through proven partnership

Manulife’s continued collaboration with SSS underscores the power of public-private partnerships in expanding the reach of social protection programs. Since the original five-year group credit life insurance contract began in August 2022, Manulife has leveraged its insurance expertise to support government initiatives that promote financial security for Filipino families, advancing its nation-building efforts.

With this landmark enhancement, Manulife builds on its 118-year legacy in the Philippines, reaffirming its role as a trusted financial partner of Filipino customers. The company continues to deliver innovative insurance solutions that meet customers’ evolving needs across all life stages.

Manulife Investments Philippines Launches Semiconductor Fund to Capture AI-Driven Growth Opportunities

  • Manulife IM’s new UITF provides Filipino investors access to one of the world’s fastest-growing technology sectors by providing exposure to the global semiconductor industry
  • Manulife Global Semiconductor Opportunities Equity Feeder Fund aims to capitalize on structural growth drivers by actively identifying companies at the forefront of semiconductor innovation and the artificial intelligence (AI) value chain
  • Manulife IM delivers a forward-looking investment solution, designed to help Filipino investors build wealth and stay ahead in a rapidly evolving digital economy
Manulife Investment Management and Trust Corporation (Manulife Investments Philippines) announces the launch of the Manulife Global Semiconductor Opportunities Equity Feeder Fund, a sector-focused unit investment trust fund (UITF) that aims to capture abundant opportunities in the semiconductor industry, an industry powering the use of artificial intelligence and next-generation technologies.

The Semiconductor Fund is a global equity feeder UITF designed to maximize total return by investing in a collective investment scheme (CIS), the Target Fund. The Target Fund aims for capital appreciation by allocating at least 70% of its net assets to equity and equity-related securities of leading semiconductor companies globally. This strategic approach positions investors to capture growth potential across the semiconductors and artificial intelligence value chain.

Aira Gaspar, President and Chief Executive Officer, Manulife Investments Philippines.

"The Manulife Global Semiconductor Opportunities Equity Feeder Fund empowers Filipino investors to participate in one of the most transformative technology trends shaping the global economy, " said Aira Gaspar, President and Chief Executive Officer, Manulife Investments Philippines. “Semiconductors serve as the foundation of modern innovation and power artificial intelligence, automation, and digital connectivity. As demand for advanced technologies increases, this new UITF provides our customers with access to leading companies driving progress across the semiconductor and AI value chain. It reflects our commitment to offering forward-looking investment solutions that help Filipinos build wealth, reach their financial aspirations, and stay ahead in a rapidly evolving digital world.”

According to Manulife Investments, as the technology sector converges with every part of our daily lives, the semiconductor sector holds enormous growth potential. The semiconductor market is expected to surpass US$1 trillion by 2030[1], presenting significant opportunities for investors seeking capital appreciation through exposure to this rapidly expanding sector. Furthermore, while mega-cap players remain dominant, we believe there are compelling opportunities in under-researched semiconductor companies with differentiated technologies and strong competitive moats. An active management approach allows the Target Fund to navigate market cycles and invest in semiconductor leaders positioned for long-term success.
The Manulife Global Semiconductor Opportunities Equity Feeder Fund is the newest addition to Manulife Investments’ Philippines' suite of UITFs. It is designed for potential long-term capital appreciation, providing Filipinos with more options to grow their wealth according to their objectives and risk profiles. Investors may access the Fund for as low as US$100 or PHP1,000, offering an affordable way to participate in the future growth opportunities of the semiconductor industry.

Investors may open a UITF account online through Manulife iFUNDS, a secure digital investment platform that makes it easy and convenient for investors to manage their UITF investments. For more information on fund options that best suit different investment goals, contact a Manulife Wealth Specialist or visit www.manulifeim.com.ph.



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[1] McKinsey on Semiconductors, as of March 2024

November 20, 2025

CARD Indogrosir, GCash bring SoundPay innovative payment tool to MSMEs

GCash, the Philippines’ leading finance super app, has teamed up with CARD Indogrosir, a hybrid local retail chain that caters not just to retail customers but also wholesale clients. Through this partnership, GCash is rolling out SoundPay devices in all CARD Indogrosir stores, enabling faster and more efficient transactions.

(L-R) GCash account manager Vance Ching, B2B commercial head Martin Limgengco, business group head Jong Layug, CARD Indogrosir executive vice president Frederick Torres, and general manager Jeffrey Rilles

Powered by a compact device that emits a distinct audio cue upon a successful payment, SoundPay allows merchants to confirm transactions instantly—no need to check phones or request screenshots. This scan-to-pay system is especially useful in areas with limited connectivity, where reliability and speed are essential.

These devices are already available in 29 branches of CARD Indogrosir, with plans to add 44 more before the year ends, and expand this to a total 200 stores by next year.

For GCash users, SoundPay delivers a more intuitive, secure, and modern payment experience. For merchants, it streamlines operations, reduces delays, and supports smoother interactions with both bulk buyers and walk-in customers.

By integrating SoundPay into CARD Indogrosir’s retail network, GCash is enabling more businesses to adopt digital payments with confidence and ease.

"This partnership is about meeting users where they are and making payments work better for everyone. SoundPay brings speed, simplicity, and trust to everyday transactions," said Jong Layug at group head of GCash for business.

“At CARD MRI, we believe that inclusive growth begins with empowering the smallest entrepreneurs – our Sari-sari store owner members. Through our partnership with GCash and SoundPay, we are not only modernizing payments but also creating opportunities for every member of the CARD community as well as the general public to grow, compete, and thrive,” said Frederick Torres, EVP for CARD Indogrosir.

As SoundPay begins its rollout, GCash continues to lead the way in building financial systems that are not only innovative but inclusive—enabling merchants and customers to transact with greater ease, trust, and relevance—one tap at a time.

CARD Indogrosir is a joint venture between CARD MRI—the largest microfinance institution in the Philippines—and Indonesia’s Indogrosir under the Salim Group. It was founded in 2023, aligned with CARD MRI’s ultimate goal of eradicating poverty in the country, as it helps support Filipino micro-retailers by giving them access to wholesale pricing, logistics solutions, and much-needed financial services—making it a strategic partner in the inclusive innovation push of GCash.

For more information, please visit www.gcash.com.


November 16, 2025

Stop dreaming, start driving: Metrobank makes your holiday car and home goals real with new loan promo

The holiday season is usually about giving, but what if this year was also about receiving the biggest gift of all: your very own home or car?

This holiday season is the time to make those dreams come true as Metrobank rings in the festivities with the launch of its new car and home loan promo, making achieving your long-held goals of owning a car or a home feel lighter, easier, and more joyful.


Qualified clients can now enjoy low interest rates and waived fees of up to PHP 100,000 when you avail of Metrobank’s home and car loan offers starting today until December 29, 2025. That’s cash you can keep in your pocket to spend on holiday gifts, new furniture, or a full tank of gas for that first drive!

Low-interest car loans so you can drive home your dream ride

If you've been waiting for the perfect time to upgrade your ride or finally purchase that new vehicle, Metrobank is here to help you hit the road.

Along with the waived fees of up to PHP 100,000, which covers Security Interest/Chattel Mortgage, Registration Fee, and Notarial Fees, Metrobank also offers competitive interest rates of as low as 8.62% p.a, and flexible terms on your car loan.

Get one step closer to getting that brand new vehicle before the year ends! Apply for a car loan now: https://mcola.metrobank.com.ph/car-loan/apply-now

From dreaming about those future road trips or that perfect family Christmas dinner in your new dining room, Metrobank is handing you the keys to make it happen before the year ends. Apply for a Metrobank car or home loan today – and enjoy exclusive perks with Metrobank’s new promo!

Visit www.metrobank.com.ph or your nearest Metrobank branch for more details.

November 15, 2025

Manulife Launches Global Longevity Institute Committing $350M by 2030 to Accelerate Progress on Lifelong Health and Financial Resilience


      Global research, advocacy and community investment platform created to advance innovation that will reimagine aging and lifelong well-being

      Initial actions include new research with Milken Institute, Longevity Symposiums across global markets, and more

Manulife announced the launch of the Longevity Institute, a global platform that will seek to drive action to help people live longer, healthier, and more financially secure lives. Backed by a $350 million commitment, the Longevity Institute will work to champion research, innovation, and partnerships that will help people thrive at every age.

As a global leader in life insurance, asset management, and retirement planning, Manulife is deeply invested in the health and well-being of its customers. However, the gap between how long people live (lifespan) and their quality of life (healthspan) is widening — with many spending up to 20% of their lives in poor health, and nearly 40% facing financial insecurity as they age[1]. The Longevity Institute aims to close this gap by reimagining how people live, work, learn, and contribute throughout their lives.

“Empowering health, wealth, and longevity is central to Manulife’s bold new ambition. It aligns with our values and our commitment to the communities we operate in, and we are uniquely placed to help individuals and families navigate the growing gap between lifespan and healthspan,” said Phil Witherington, President and CEO of Manulife. “For generations now, Manulife has supported customers at every stage of life, and we see a powerful opportunity to scale our expertise and help even more people live longer, healthier, better lives. Through the Longevity Institute, we will partner with organizations that share our purpose, unlock new insights, drive innovation, and create a future where everyone can thrive—at any age.” 

The Longevity Institute will focus on igniting global research and thought leadership to better understand how people can flourish as they live longer; accelerating innovation and advocacy through initiatives that promote health, wellness, and financial readiness; and investing in community partnerships that advance knowledge, promote equity, and drive action around longevity.

Steve Finch, President & CEO, Manulife Asia said,With the demographic shifts in Asia, where one in four people will be over the age of 60 by 2050, it's crucial to rethink traditional approaches to financial planning, health care, and workforce participation. At Manulife, we are committed to driving innovation that promotes long-term financial resilience, equitable healthy aging, and lifelong fulfillment. By supporting early-stage innovations and providing comprehensive solutions, we aim to help people live better for longer and secure their financial futures.”

Initiatives

Manulife has a long history of driving impact through programs, products, services, and community investments dating back to 1888, when Manulife gifted an ambulance to the City of Toronto—its first act of public service to help people live longer, healthier lives.

To mark the launch of the Institute and build on our long history of impact, Manulife is pleased to share new and ongoing initiatives that reflect our commitment to advancing longevity through meaningful action:


        Partnering with the National Institute of Ageing: Manulife is supporting the National Institute on Ageing’s annual Ageing in Canada Survey, conducted in partnership with Toronto Metropolitan University. This important research explores the lived experiences of Canadians aged 50+ to inform policies that promote healthy aging.

        Partnering with the Milken Institute: Manulife has supported the Milken Institute to advance thought leadership and research on some of the most critical issues shaping longevity and the future of health. Feeding Change's work and recent policy brief highlight opportunities for strengthening resilient fruit and vegetable production and integrating food into health interventions. The Future of Aging initiative and new report, Longevity Ready: A Systems Approach to Aging Well at Home, elevates solutions enabling current and future generations to prepare for longer, healthier lives in their homes and communities.

        Longevity Symposiums: The Manulife and John Hancock Longevity Symposiums began in Boston two years ago and are now expanding globally. Recently, Manulife Singapore and Manulife Philippines hosted inaugural events in Asia, bringing together healthcare experts, industry leaders, financial consultants, customers, and partners—to explore how people can live not just longer, but better. John Hancock will host its third Longer. Healthier. Better. Longevity Symposium in the U.S. in April 2026.

The launch of the Longevity Institute quickly follows John Hancock’s inaugural Longevity Preparedness Index — developed with MIT AgeLab, which measures how ready U.S. adults are to thrive as they age. This index will expand to cover Canada in future years and provides insights that support the need for continued longevity advancements and innovations.

Outcomes

The Longevity Institute will build upon Manulife’s existing efforts to help more than 36 million customers improve their health and wealth. This work aims to drive the following outcomes:

 

       Health: Help people make everyday choices that support their physical, mental, and emotional well-being—through better nutrition, early detection, movement, and mental health support that fits into real life.

     Wealth: Empower people to feel confident about their financial future, with tools, education, and support that help them weather life’s ups and downs and build lasting financial security.

A comprehensive list of the Institute’s work and partnerships to date can be found in this fact sheet. The Institute will be known as the John Hancock Longevity Institute in the United States. For more information on the Longevity Institute, and to stay up to date on the Institute’s actions, insights, and events through 2030, visit Manulife.com/Longevity.  



[1] World Economic Forum


November 12, 2025

Restoring dignity in borrowing: Fuse Financing on breaking credit barriers for small businesses at AgriVerse 2025

Fuse Financing, Inc., the lending arm of GCash, led a discussion on fair borrowing options for Filipino micro-retailers and agri-entrepreneurs at the recently concluded Agriverse Summit 2025 held in Pasay City. The event brought together agripreneurs, government officials, innovators, and small business owners to explore how technology can support business growth, boost agricultural productivity, and promote sustainable farming.

L-R) PARJV Grosolutions co-founder and Pamantasan ng Cabuyao VP planning, research and extension Dr. Jessica Domingo Rey; GCash VP and head of corporate communications and public affairs Gilda Maquilan; Philippine Association of Stores and Carinderia Owners founding and national president Ms. Elilyn S. Gadia; Fuse Financing Inc. chief product officer and strategy head Baby Aquino; and ASBF Philippines founding trustee and president Ms. Arlene Padua-Martinez

Organized by the Asia Small Business Federation (ASBF) and Philippine Association of Stores and Cardinderia Owners (PASCO), Fuse Financing chief product officer and strategy head Baby Aquino highlighted the company's commitment to restoring dignity and fairness to borrowing for the Filipino micro-retail and agricultural sector.

In a fireside chat "Digital Wallets, Local Markets: Unlocking Growth for Micro-Retail and Agribusiness," Aquino also shared how Fuse is redefining access to finance through digital technology. The company replaces exploitative informal lending with fast, fair, and transparent credit products that can be accessed real time, anytime, anywhere, through a mobile phone via your GCash e-wallet.

Fuse’s innovation lies in its end-to-end digital process. By using data-driven credit assessment and digital collection tools, the lender removes the need for physical documents or in-person applications. This allows MSMEs to access funds within minutes, validating what Aquino describes as "true empowerment."

As of the second quarter of 2025, Fuse has extended credit to 9.5 million Filipinos and disbursed P287 billion in loans. Fuse is able to extend credit to segments underserved by traditional institutions such as MSMEs and women, with one in three are small business owners and three in five borrowers are women while four out of five are from the masses (SEC C2DE), underscoring the company’s wide reach and deep impact on inclusion.

The lender’s suite of products is designed to meet the different financing needs of small entrepreneurs. GLoan offers larger cash loans for business owners of up to P350,000, to support their business capital and growth, while GLoan Sakto, a sachet-type loan, enables eligible customers to borrow for as low as Php 100- an ideal option for the regular customers or the “sukis” of sari-sari stores, instead of them constantly borrowing from sari-sari store owners. This also relieves them of the hassle of collecting those small loans owners. Often used as “pambale,” borrowing even as small as P100 can give customers who were traditionally sidelined by formal credit institutions, an opportunity to build a formal credit history. This approach helps everyday Filipinos transition from informal borrowing toward long-term, sustainable growth.

Aquino emphasized that Fuse’s mission is to make formal lending accessible to every Filipino entrepreneur. "’Yung philosophy kasi talaga ng GCash is to allow Filipinos to borrow with dignity. Dapat ‘yong mga produkto namin ay klaro, fair, and transparent. (GCash operates on a philosophy that aims to allow Filipinos to borrow with dignity. Our products are clear, fair, [and] transparent),” she said.

Aquino concluded that the future of small businesses in the Philippines, especially in the agri-tech sector, depends on three essentials: access to finance, access to markets, and access to technology. Through digital innovation, Fuse and GCash aim to make these opportunities available to every Filipino entrepreneur.

For more information, please visit www.gcash.com.

November 7, 2025

Healthy Teams, Stronger Communities: Cebuana Lhuillier’s Bold Commitment to Employee Wellness


Cebuana Lhuillier, the country’s leading microfinance services provider, believes that a thriving workforce is key to serving millions of Filipinos effectively. Through initiatives that prioritize wellness, the company empowers employees to balance work, health, and personal life—creating a resilient and motivated workforce.

“Wellness is not a benefit—it’s a responsibility. Healthy, supported employees deliver better service, creativity, and impact every day,” said Jean Henri Lhuillier, President and CEO. “By taking care of our people, we ensure they are energized and ready to serve our communities, extending the same care we give internally to every Filipino who walks into our financial service centers.”

Cebuana Lhuillier’s approach to wellness is holistic, addressing physical, mental, and emotional well-being. Through a wellness app, employees can track fitness progress, join online workouts, and build healthy habits through wellness challenges. They also have access to confidential counseling sessions and 24/7 support, ensuring consistent care for their mental and emotional health.

The company also promotes work-life balance through flexible work schedules and Focus Fridays, a work-from-home arrangement every Friday that allows employees to recharge and focus on deep work. Comprehensive HMO coverage, extended to family members, provides peace of mind and helps staff stay focused and productive knowing their loved ones are protected.

In line with World Mental Health Day, Cebuana Lhuillier launched a series of activities that promoted mental wellness across the organization. These included interactive games designed to empower minds and boost morale, as well as online health and wellness seminars such as Cultivating Mental Health in the Workplace and Understanding Mental Health, which encouraged open dialogue and mindfulness in everyday life.

Employees who completed the Step-Up Challenge through the wellness app were also recognized for their dedication to personal growth and physical fitness—reflecting the company’s belief that mental and physical health go hand in hand.

“We don’t just invest in our employees’ careers—we invest in their lives,” said Jo-Ann Tacorda, First Vice President and Group Head for Corporate Services. “When our people thrive personally, their work—and the communities we serve—benefit. Our wellness programs ensure that employees feel supported, motivated, and equipped to deliver impactful service across our branches nationwide.”

Through these initiatives, Cebuana Lhuillier reinforces that caring for employees is both compassionate and strategic. By creating a culture where people feel supported and valued, the company continues to strengthen engagement, productivity, and service excellence for Filipinos across the country.

November 6, 2025

Fuse Financing highlights importance of partnerships in scaling credit access to the unbanked



Fuse Financing, Inc., the lending arm of the Philippines’ leading finance super app and largest cashless ecosystem GCash, underscored the importance of innovative financing structures at the 5th Asia Finance Forum, hosted by the Asian Development Bank (ADB) at its headquarters in Manila.

The forum highlighted a critical industry pain point: fintech companies face capital constraints that limit their ability to scale, as traditional debt markets remain restrictive. This bottleneck slows progress in extending credit to the underbanked and unbanked, ultimately curbing economic inclusion.


Addressing this challenge, Gabby Lacuesta, chief financial officer of Fuse, joined the panel discussion “Financing Growth: Unlocking Co-Lending, Capital Markets & Risk-Sharing for Fintechs.” Moderated by Apurva Kumar, senior investment specialist at ADB, the session also featured Irem Sayeed, chief risk officer at UGRO Capital; Fernanda Lima, partner at LeapFrog; and Luke Boland, head of Fintech Asia at Standard Chartered Bank.

The panel discussion underscored how co-lending and off-book funding partnerships create a synergistic relationship between fintechs and banks. Through the model, banks gain a vital deployment channel that reaches underserved customers, while fintechs like Fuse are able to cycle capital more quickly and extend their market reach. Fuse leverages the GCash ecosystem, which serves eight out of ten Filipinos, as a foundation to connect partner institutions with communities often excluded from traditional lending systems.

Lacuesta highlighted that building confidence across the entire lending process is the key to unlocking funding partnerships. "For GCash, the essential unlock was demonstrating to our partners that the end-to-end system—from acquisition and underwriting to collections and recoveries—is consistently effective, reliable, and working really well," he said.

The panelists also discussed the dynamic balance between on- and off-balance sheet lending, which shifts with market conditions and investor appetite. In practice, this balance ensures lending remains both sustainable and responsive to economic realities.

Beyond credit risk, the conversation emphasized operational and strategic risks, particularly in an environment where fintech platforms manage sensitive data at massive scale. With the reach of GCash extending to most of the country’s population, protecting customer information is a central priority and one of the most salient operational risks in digital lending. Managing these risks effectively ensures that co-lending models remain viable, efficient, and trusted.

Reflecting on Fuse’s trajectory, Lacuesta highlighted the importance of financial discipline in pursuing growth. “Where we are now would not have been possible without the different avenues for funding that we raised and developed along the way, including off-book lending,” he said. “For GCash, the experience has been really about balance.”

The Asia Finance Forum’s theme, “Bridging Financial Technology, Trust, and Regulation,” provided an essential venue to discuss regulatory frameworks that enable sustainable co-lending and other innovative financing structures. Regulators broadly support these models because of their potential to efficiently channel capital to the real economy, particularly underserved markets such as small businesses and low-income households.

By advancing co-lending and other innovative models, Fuse is committed to expanding opportunities for Filipinos and strengthening financial inclusion in Asia’s fast-growing economies.

For more information, please visit www.gcash.com.

November 4, 2025

Manulife Brings Personalized Gut Health Insights to the Philippines

Empowering Filipinos to take control of their health through science-backed innovation


Manulife is introducing a new health initiative in the Philippines that offers personalized gut microbiome screening through its collaboration with AMILI, Southeast Asia’s first microbiome insights company.

In the Philippines, this partnership is especially timely. According to the 2025 Asia Care Survey, 82% of Filipinos cite rising healthcare costs as their top concern, and many feel uncertain about their ability to maintain physical and financial well-being in the future. The screening provided by AMILI helps address these anxieties by offering science-backed, preventive care that supports better health outcomes and reduces long-term medical risks.

"At Manulife Philippines, we are focused on delivering innovative solutions that support the evolving health needs of Filipinos," said Rahul Hora, President and Chief Executive Officer, Manulife Philippines. "This collaboration with AMILI allows us to offer a unique health experience that goes beyond traditional insurance, empowering our customers to take a proactive approach to their health."

Manulife customers in the Philippines will now be able to access a personalized gut health screening designed specifically for Asian populations. The service includes tailored nutrition recommendations and teleconsultation to help interpret results. This empowers customers to better understand their health and take preventive steps to improve immunity, brain function, heart health and overall longevity. The service also provides a meaningful way to address rising health concerns in the Philippines by showing how Manulife delivers on its promise to support longer, healthier lives—through early detection, personalized care, and preventive action that can help reduce long-term healthcare costs for individuals and the system

"Our goal is to be a true partner in our customers' health journey—not just by helping them prepare financially, but also by giving them access to tools, services, and support for prevention, care, and overall well-being," said Grace Mallabo, Chief Health and Product Officer, Manulife Philippines. "By integrating personalized health insights into our offerings, we are helping Filipinos make informed decisions and improve their quality of life."

AMILI’s screening leverages the region’s largest multi-ethnic gut microbiome database, delivering insights that support digestive health, immunity, mental well-being, and chronic disease prevention.

"We’re proud to support Manulife’s customers in the Philippines with actionable, science-backed health insights," said Dr. Jeremy Lim, Chief Executive Officer and Co-founder, AMILI. "This partnership is a step forward in making predictive, preventive care more accessible across Southeast Asia."

This initiative in the Philippines is an expansion of the First-in-Asia Gut Microbiome Screening collaboration between Manulife and AMILI, launched in 2024 in Singapore. It is part of Manulife’s broader strategy to support health and longevity through value-added offerings across Asia, helping customers take control of their health in meaningful ways.

Details on the collaboration between Manulife Philippines and AMILI can be accessed at https://www.manulife.com.ph/services/manulife-move.html.

October 31, 2025

Only Maya Gives You the Power to Save Your Favorite Housemate in PBB Celebrity Collab 2.0 Edition


After a successful run of the last Pinoy Big Brother (PBB) Celebrity Collab Edition, Maya—the #1 Digital Bank in the Philippines—is back inside Kuya’s house. With a new batch of Gen Z Kapamilya and Kapuso housemates, fresh collab twists, and iconic moments unfolding every week, the magic of the PBB Celebrity Collab 2.0 Edition is stronger than ever. Returning as this season’s official voting partner, Maya gives Mayamayans the power to save their favorite housemate in just a few taps.

Whether you're a loyal stan, a silent voter, or a full-on fandom commander, Maya makes it easier and smarter to go all out for your fave.

Your Vote, Supercharged

Mayamayans can level up their voting power with exclusive perks—like referral rewards and extra funds from their Maya Savings interest earnings. First time using Maya? Get 100% cashback on your first vote! Share your Maya invite code and earn as much as ₱15,000 from successful referrals so you and your friends can go full force to save your chosen Housemate.

Voting Made Easy

No complicated steps here. Just open the Maya app, tap the PBB icon, choose your Housemate, and pick your vote package. That’s it. Whether you’re backing your favorite Kapamilya or Kapuso Housemate, Maya puts real voting power in your hands.

More Than a Vote—It’s a Movement

Mayamayans can even use their Maya Savings interest earnings to support their favorite Housemates. With Maya, everyday transactions—like paying bills, buying coffee, or sending money—can earn up to 15% interest p.a., credited daily, giving you extra funds to vote when it matters most.

Don’t miss PBB Celebrity Collab Edition 2.0, airing every weeknight at 9:40 PM, Saturdays at 6:15 PM, and Sundays at 10:05 PM on GMA. You can also catch every episode online via Pinoy Big Brother’s YouTube page, GMA Pinoy TV Channel, Kapuso Stream, Kapamilya Online Live, and iWantTFC. The all-access stream is also available on GMANETWORK.COM and IWANT.

Download the Maya app now, vote smart, and start your #SaveWithMaya journey today! To know more about this exciting collab, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

October 30, 2025

Home Credit Brings Abot-Kayang Asenso with Aling Puring Credit Card


Home Credit Philippines (HCPH), the country’s leading consumer finance company, has partnered with Puregold’s Tindahan ni Aling Puring (TNAP) community to launch the Aling Puring Credit Card powered by Home Credit.

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Aling Puring members can now shop with confidence with premium benefits and offers through the Aling Puring Credit Card   powered by Home Credit
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This partnership underscores a shared commitment to make financial wellness and progress more achievable for Filipinos—empowering families, resellers, and small business owners with greater confidence and control over their budgets.


Designed with the Aling Puring community in mind, the new credit card makes everyday grocery shopping easier, more flexible, and more rewarding across over 500+ Puregold stores nationwide.

“Our partnership with Puregold and Aling Puring goes beyond making shopping easier. It’s about empowering Filipinos by giving them access to financial tools that help make their everyday lives better,” said Zdenek Jankovsky, Chief Business Development Officer and Executive Director of Home Credit Philippines. “Through the Aling Puring Credit Card, we aim to provide Filipino shoppers and small business owners with a smarter, more flexible way to manage their budgets, handle finances confidently, and enjoy more value every time they shop.”

Empowering Every Filipino Shopper

The Aling Puring Credit Card powered by Home Credit is a Visa Classic Contactless card designed to make everyday spending more rewarding and worry-free. Whether restocking store inventory, buying household essentials, or managing daily needs, the card offers unmatched convenience, flexibility, and protection.

Cardholders can enjoy:
· Double points when shopping in any of the 500+ Puregold stores nationwide – earn 2 points for every ₱200 spent, helping them save and earn rewards faster.

· Up to ₱100,000 credit limit and up to 45 days of interest-free purchases for better budget control.

· ₱200 monthly membership fee that unlocks comprehensive protection benefits, including:
o Card protection insurance covering 120% of the outstanding balance.

o ₱500 daily hospital cash benefit and ₱50,000 supplementary health coverage.

o 24/7 telemedicine access, providing peace of mind for health security.
New cardholders can also enjoy a 5% rebate (up to ₱500) on purchases within the first 30 days after activation, along with exclusive Home Credit promotions and special perks for added savings.

Driving Financial Inclusion Together

The collaboration between Home Credit and Tindahan ni Aling Puring (TNAP) community reflects a shared mission to empower Filipino families and small business owners through accessible financial tools and opportunities.

TNAP is Puregold’s customized loyalty and membership program for resellers—sari-sari store owners, karinderyas, canteens, caterers, bulk buyers, wholesalers, and other entrepreneurs. It serves as an avenue for Puregold to fulfill its mission of providing products, services, and business opportunities to Filipino families. Through TNAP, Puregold cultivates loyalty and belonging, helps augment family income, offers free trainings and seminars, and connects start-up businesses with micro-financing institutions—truly fulfilling a promise of partnership and progress in every community.

“At Puregold, our mission has always been to help Filipino families and small business owners succeed,” said Antonio Delos Santos, Vice President for Operations of Puregold. “Through the Tindahan ni Aling Puring program, we’ve long championed our members’ entrepreneurial and financial growth. This partnership with Home Credit brings that purpose even further—making financial wellness more accessible to every Aling Puring member.”

The Aling Puring Credit Card powered by Home Credit is more than just a financial tool—it’s a partnership built on trust, empowerment, and shared progress. With Home Credit and Aling Puring, Abot-Kaya ang Asenso para sa bawat Pilipino.


To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or get the Home Credit App from Google Play, the App Store, or Huawei AppGallery. You may also follow its official Facebook, Instagram, and TikTok accounts.  

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).  

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