Home Credit Secures Leadership Roles in CCAP to Drive Consumer Protection and Credit Responsibility

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Home Credit Philippines is reinforcing consumer protection, responsible credit use, and fraud prevention through an expanded leadership role in the Credit Card Association of the Philippines (CCAP), an organization that brings together financial institutions to promote safer credit practices for Filipinos.

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Home Credit Philippines expands its leadership in the Credit Card Association of the Philippines (CCAP), advocating initiatives in collections quality and fraud prevention to protect Filipino consumers

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(Front row, second from left) Home Credit Head of External Affairs Atty. Jude Romano and (back row, second from left) Lead Collections Quality Assurance Manager Cyrus Ching join fellow CCAP Board members and Committee Chairmen at the organization's planning session in Taipei.

CCAP recently appointed Cyrus Ching, Home Credit’s Late Collections Quality Assurance Manager as the 2026 Collections Committee Chairman. In this role, Ching represented Home Credit together with Atty. Jude Romano, CCAP Corporate Secretary and Home Credit’s Head of External Affairs at the association’s annual planning session in Taipei to help shape the industry’s roadmap for the coming year.

“Taking on this role allows Home Credit to share our best practices in operational discipline with the industry,” said Cyrus Ching. “Our focus is to ensure that collections processes remain empathetic and effective, ultimately helping Filipinos manage their financial obligations with dignity.”

Home Credit’s deepening involvement follows a year of significant contributions to the association. In 2025, Andrew Raymond Fernandez, HCPH Head of Digital Payments, chaired the CCAP Merchant Relations Committee. This consistent presence is mirrored by the company's performance; the Home Credit Collections Team has secured the CCAP Fellowship championship for two consecutive years (2024-2025), a testament to the company’s focus on high-performance standards and ethical collections.

Beyond leadership appointments, Home Credit is a vocal supporter of industry-wide safeguards particularly the #FightBudol and Pilipinas Fraud Awareness campaigns which are designed to equip the public against fraud tactics. Home Credit recognizes that these efforts are increasingly important as social engineering tactics and digital fraud risks continue to evolve.

“As a BSP-regulated institution, we believe that making credit accessible must go hand-in-hand with making it safe,” added Atty. Jude Romano. “Our partnership with CCAP ensures that we are not just providing financial products and services but also building a resilient ecosystem through financial wellness campaigns and robust fraud prevention.”

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).    

For the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or follow its official Facebook, Instagram, and TikTok accounts.    

Home Credit Makes Summer More Comfortable for as Low as ₱23/Day

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Shop for a more comfortable summer with easy installment deals on appliances and gadgets, available with as low as 0% interest, zero down payment

"Ang init naman!” If this line keeps coming up at home every summer, it might be a sign that appliances are no longer keeping up. Home Credit Philippines is making it easier and more affordable for families to stay cool and comfortable with essential summer appliances and gadgets available through installment deals for as low as ₱23 per day. Running until May 15, 2026, the promo offers up to 24-month installments with as low as 0% interest and zero down payment for qualified customers. Deals are available at more than 18,000 partner stores nationwide.

Home Credit’s summer lineup includes inverter air conditioners, energy-efficient refrigerators, and mobile phones – must-have items to help households beat the heat, keep food fresh, and stay connected, all through affordable and flexible installment options.

Among the featured deals is the Midea 1.0HP Inverter Window Type Air Conditioner, available for as low as ₱729 per month or ₱25 per day for 18 months (SRP ₱18,066). This unit is designed to keep rooms cool while helping households manage energy consumption. For better food storage this summer, the Condura 6.3 cu ft Inverter Two Door Top Mount Refrigerator offers reliable cooling and more space for everyday needs. It can be yours for as low as ₱669 per month or ₱23 per day for 18 months (SRP ₱16,578).

For those planning trips or simply in need of a dependable device, the Honor X9d 5G 256GB/12GB Sunrise Gold smartphone is available for as low as ₱809 per month or ₱27 per day for 18 months (SRP ₱18,999).

More appliances and gadgets are also available through Home Credit’s flexible installment plans:

   

Product Name	Unit Price	Loan Term	Monthly*	Daily
Carrier 1.0HP Inverter Window Type Air Conditioner	₱27,516	18	₱1,119	₱37
Samsung 7.4cu ft Inverter Two Door Top Mount Freezer Refrigerator	₱19,295	18	₱779	₱26
Samsung Galaxy S25 256GB/12GB Icy Blue Cellphone	₱51,990	24	₱1,659	₱56
TCL 1.0HP Inverter Split Type Airconditioner	₱34,495	18	₱1,399	₱47
Panasonic 9.5cu ft Inverter Two Door Top Freezer Refrigerator	₱22,465	18	₱909	₱31
Apple iPhone 17 Pro 256GB Silver	₱80,990	24	₱2,513	₱84
Condura 8.2cu ft Inverter Top Freezer Refrigerator	₱18,601	18	₱749	₱25

*Monthly rate includes the processing fee and is calculated based on a 30% down payment.

Get It with Home Credit

From cooling your home to upgrading everyday gadgets, getting summer essentials is simple with Home Credit. Customers only need one valid ID, with approvals possible in as fast as one minute. A Home Credit representative will guide each step of the process, ensuring a smooth and hassle-free shopping experience. Customers may also download the Home Credit App to get pre-approved, available on Google Play, the App Store, and Huawei AppGallery.

For the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or follow its official Facebook, Instagram, and TikTok accounts.  

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).   

More information on HCPH is available at www.homecredit.ph.  

 

Home Credit Philippines Encourages Customers to Seek Early Support for Payment Concern

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Home Credit Philippines (HCPH) is encouraging customers to reach out early if they encounter payment difficulties, underscoring the company’s continued commitment to responsible lending and customer care.

Through its Payment Support Program, Home Credit works with customers experiencing temporary financial challenges to explore practical repayment arrangements suited to their situation. The program is a standing support service available to all customers and forms part of the company’s broader approach to helping Filipinos maintain financial stability throughout their loan journey.

Whether dealing with medical expenses, employment transitions, or unexpected family needs, customers may coordinate directly with Home Credit representatives to discuss available options designed to keep repayment plans manageable.

In 2025 alone, more than 30,000 customers accessed Home Credit’s payment support services, reflecting growing awareness of the importance of early communication in managing financial obligations.

“Behind every payment is effort and commitment,” said Wojciech Krotoszynski, Head of Collections at Home Credit Philippines. “Our role is to listen, understand our customers’ situations, and work with them to find solutions when circumstances change. When customers reach out early, we are better able to support them and help them stay on track.”

Home Credit emphasizes that seeking assistance early can help prevent temporary financial challenges from becoming more difficult burdens. By coordinating proactively, customers may: 

• Discuss flexible payment arrangements for a defined period
• Maintain alignment with their longer-term financial plans
• Identify practical repayment solutions with company support

Customers who wish to learn more about payment assistance options may contact Home Credit through:

• Our official Home Credit website at www.homecredit.ph
• Official customer support channels
• Verified company representatives

As one of the country’s leading consumer finance providers, Home Credit Philippines continues to strengthen programs that promote responsible borrowing, financial resilience, and accessible support for Filipino customers. 

About Home Credit 

Home Credit Philippines is the leading consumer finance company in the country, backed by Bank of Ayudhya Public Company Limited (Krungsri), the fifth largest bank in Thailand, and Security Bank Corporation, one of the most trusted and leading universal banks in the Philippines. 

Now in its 12th year, Home Credit has served over 12 million Filipinos and financed more than ₱400 billion worth of loans through a diverse portfolio that includes installment financing, cash loans, credit cards, and Qwarta, a virtual spending limit. 

Registered with the Securities and Exchange Commission and regulated by the Bangko Sentral ng Pilipinas, Home Credit continues to drive financial inclusion by expanding access to credit and transforming the consumer finance landscape. The company was named Best Finance Company of the Philippines in 2024 by the Asian Banking & Finance (ABF) Retail Banking Awards. 

More information on HCPH is available at www.homecredit.ph.  

 

Last-Minute Holiday Shopping? Easy ’Yan for as Low as ₱19 a Day with Home Credit

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Surprise loved ones with meaningful home upgrades through The Great Double Zero Festival, offering as low as zero down payment and 0% interest  

The holidays are here, and the rush is real! Malls are buzzing with shoppers; homes are glowing with festive lights, and the air is filled with excitement—and the stress—of finding the perfect gifts for our loved ones. Withyear-end deadlines, packed schedules, and holiday parties around every corner, it’s easy to feel the pressure piling up. Time is ticking, and the best present still needs to be found. 

The good news? Last-minute shopping doesn’t have to be hard. Home Credit Philippines (HCPH), the country’s leading consumer finance company, makes it easy to surprise loved ones with thoughtful gifts for as low as ₱19 a day. With The Great Double Zero Festival, enjoy zero down payment, 0% interest, and flexible installment plans, making big, meaningful gifts simple and affordable. 

From home essentials to the latest gadgets, you can give gifts that truly matter—and still make it in time for the holidays. Here are some top gift ideas you can grab with Home Credit this season: 

All-out appliance holideals for as low as ₱569 per month or ₱19 per day  

Finding thoughtful gifts for titos, titas, and grandparents is never easy. They rarely ask for anything, yet they appreciate presents that make their daily routines easier and family moments more enjoyable. If you’re looking for something useful and long lasting, these home upgrades are great choices for as low as ₱569 per month or ₱19 per day. 

• Devant 43in Full HD Smart TV  – Make movie nights better with this smart TV for as low as ₱22 per day or ₱649 per month for 18 months, retailing at ₱15,991. 
• Panasonic 9.5cu ft Two Door No Frost Inverter – Keep food fresh with this dependable, energy-saving fridge for as low as ₱30 per day or ₱909 per month for 18 months, priced at ₱22,465. 
• TCL 32in S5K Full HD QLED Google TV – Upgrade their entertainment setup with this compact QLED TV for as low as ₱19 per day or ₱569 per month for 18 months, retailing at ₱13,990. 

Fresh and festive refrigerators for as low as ₱669 per month or ₱22 per day  

Moms take the lead in preparing holiday meals—from Noche Buena favorites to leftover treats enjoyed until the New Year. A reliable refrigerator is a practical gift that supports their daily routine and makes holiday prep easier. These choices are available for as low as ₱669 per month or ₱22 per day. 

• Condura 6.3cu ft Inverter Two Door Top Mount Refrigerator – Choose this space-saving fridge for as low as ₱22 per day or ₱669 per month for 18 months, priced at ₱16,578. 
• Samsung 7.4cu ft Inverter Two Door Top Mount Freezer Refrigerator – Give them extra room for holiday dishes for as low as ₱27 per day or ₱809 per month for 18 months, available at ₱19,882. 
• LG 7.2cu ft Two Door Smart Inverter No Frost Refrigerator – Make storing holiday meals easier with this no frost fridge for as low as ₱23 per day or ₱679 per month for 18 months, retailing at ₱16,713. 

Big screens for the holidays for as low as ₱849 per month or ₱28 per day  

Dads enjoy a good screen upgrade, whether it’s for watching basketball, catching up on their favorite shows, or turning weekends into movie nights. A bigger TV brings the whole family together and makes holiday viewing more fun. These options are available for as low as ₱849 per month or ₱28 per day. 

• Samsung 55in Crystal 4K UHD Smart TV – Give a sharp and vibrant viewing experience with this 4K display for as low as ₱30 per day or ₱889 per month for 18 months, retailing at ₱21,999. 
• TCL 55in 4K HDR TV – Choose this solid family TV built for clear, immersive entertainment for as low as ₱28 per day or ₱849 per month for 18 months, priced at ₱20,952. 
• Haier 55in 4K UHD Android TV – Bring home this 4K Android TV that makes streaming simple and enjoyable for as low as ₱29 per day or ₱859 per month for 18 months, available at ₱22,290. 

Frosty holiday aircons for as low as ₱769 per month or ₱26 per day 

Kids and teens spend most of their holiday break at home—resting, gaming, studying, or bonding with cousins. A cool and comfortable room helps them enjoy the season more, making an air conditioner a practical and thoughtful gift. These options are available for as low as ₱769 per month or ₱26 per day. 

• Haier 1.5HP Clean Cool Inverter Split Type Air Conditioner – Give teens a cooler and more comfortable space for as low as ₱26 per day or ₱779 per month for 18 months, retailing at ₱19,300. 
• Midea 1.5HP Celest Inverter Split Type Air Conditioner – Choose this energy-efficient split-type unit that helps keep rooms comfortable throughout the holidays for as low as ₱26 per day or ₱769 per month for 18 months, priced at ₱19,093. 
• Condura 1.0HP Inverter Window Type Air Conditioner – Get compact and reliable cooling for smaller bedrooms for as low as ₱32 per day or ₱949 per month for 18 months, available at ₱23,371. 

Ultimate pasko upgrade for as low as ₱1,842 per month or ₱61 per day 

For a show-stopping Christmas gift, a new iPhone is hard to beat. Whether it’s for a parent who needs a dependable device, a young adult balancing work and school, a tech-savvy teen who loves capturing every moment, or even for yourself who deserves an upgrade, these models deliver performance all year. The latest generation of iPhone is available for as low as ₱1,842 per month or ₱61 per day. 

• iPhone Air – Give this light and stylish everyday phone for as low as ₱76 per day or ₱2,279 per month for 24 months, with prices starting at ₱72,990 depending on the variant. 
• iPhone 17 – Get this reliable upgrade with smooth performance for as low as ₱61 per day or ₱1,842 per month for 24 months, starting at ₱57,990 depending on the variant. 
• iPhone 17 Pro – Gift this device with pro-level camera quality and faster performance for as low as ₱83 per day or ₱2,484 per month for 24 months, retailing at ₱79,990 depending on the variant. 
• iPhone 17 Pro Max – Get a top-tier choice for an ultimate gift, available for as low as ₱90 per day or ₱2,688 per month for 24 months, retailing at ₱86,990 depending on the variant. 

With The Great Double Zero Festival, last-minute shopping has never been easier. Until December 31, 2025, you can bring home meaningful gifts for your loved ones—or even treat yourself—without the usual holiday stress. 

Applying is quick and hassle-free. Simply present one valid ID and get approval in as fast as one minute, subject to eligibility. This offer is available at over 18,000 Home Credit partner stores nationwide, where in-store representatives are ready to assist you with the application process. 

For a faster and more convenient experience, apply for pre-approval through the Home Credit App, available on Google Play, the App Store, or Huawei AppGallery. 

Make this season’s gift-giving simple, thoughtful, and memorable. With Home Credit, meaningful presents are always within reach—just in time for the holidays. 

For product selections and store locations, visit Shoppingmall.ph. 

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or get the Home Credit App from Google Play, the App Store, or Huawei AppGallery. You may also follow its official Facebook, Instagram, and TikTok accounts.    

   

Home Credit Brings Abot-Kayang Asenso with Aling Puring Credit Card

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Home Credit Philippines (HCPH), the country’s leading consumer finance company, has partnered with Puregold’s Tindahan ni Aling Puring (TNAP) community to launch the Aling Puring Credit Card powered by Home Credit.

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Aling Puring members can now shop with confidence with premium benefits and offers through the Aling Puring Credit Card   powered by Home Credit

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This partnership underscores a shared commitment to make financial wellness and progress more achievable for Filipinos—empowering families, resellers, and small business owners with greater confidence and control over their budgets.

Designed with the Aling Puring community in mind, the new credit card makes everyday grocery shopping easier, more flexible, and more rewarding across over 500+ Puregold stores nationwide.

“Our partnership with Puregold and Aling Puring goes beyond making shopping easier. It’s about empowering Filipinos by giving them access to financial tools that help make their everyday lives better,” said Zdenek Jankovsky, Chief Business Development Officer and Executive Director of Home Credit Philippines. “Through the Aling Puring Credit Card, we aim to provide Filipino shoppers and small business owners with a smarter, more flexible way to manage their budgets, handle finances confidently, and enjoy more value every time they shop.”

Empowering Every Filipino Shopper

The Aling Puring Credit Card powered by Home Credit is a Visa Classic Contactless card designed to make everyday spending more rewarding and worry-free. Whether restocking store inventory, buying household essentials, or managing daily needs, the card offers unmatched convenience, flexibility, and protection.

Cardholders can enjoy:

· Double points when shopping in any of the 500+ Puregold stores nationwide – earn 2 points for every ₱200 spent, helping them save and earn rewards faster.

· Up to ₱100,000 credit limit and up to 45 days of interest-free purchases for better budget control.

· ₱200 monthly membership fee that unlocks comprehensive protection benefits, including:

o Card protection insurance covering 120% of the outstanding balance.

o ₱500 daily hospital cash benefit and ₱50,000 supplementary health coverage.

o 24/7 telemedicine access, providing peace of mind for health security.

New cardholders can also enjoy a 5% rebate (up to ₱500) on purchases within the first 30 days after activation, along with exclusive Home Credit promotions and special perks for added savings.

Driving Financial Inclusion Together

The collaboration between Home Credit and Tindahan ni Aling Puring (TNAP) community reflects a shared mission to empower Filipino families and small business owners through accessible financial tools and opportunities.

TNAP is Puregold’s customized loyalty and membership program for resellers—sari-sari store owners, karinderyas, canteens, caterers, bulk buyers, wholesalers, and other entrepreneurs. It serves as an avenue for Puregold to fulfill its mission of providing products, services, and business opportunities to Filipino families. Through TNAP, Puregold cultivates loyalty and belonging, helps augment family income, offers free trainings and seminars, and connects start-up businesses with micro-financing institutions—truly fulfilling a promise of partnership and progress in every community.

“At Puregold, our mission has always been to help Filipino families and small business owners succeed,” said Antonio Delos Santos, Vice President for Operations of Puregold. “Through the Tindahan ni Aling Puring program, we’ve long championed our members’ entrepreneurial and financial growth. This partnership with Home Credit brings that purpose even further—making financial wellness more accessible to every Aling Puring member.”

The Aling Puring Credit Card powered by Home Credit is more than just a financial tool—it’s a partnership built on trust, empowerment, and shared progress. With Home Credit and Aling Puring, Abot-Kaya ang Asenso para sa bawat Pilipino.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or get the Home Credit App from Google Play, the App Store, or Huawei AppGallery. You may also follow its official Facebook, Instagram, and TikTok accounts.  

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).