The King of AI Selfies: Capture 100% True-to-Color Moments with the HUAWEI nova 16s Series—Pre-Order Now Starting at PHP29,999!

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Your selfies just got a serious upgrade—and that's only the beginning. The most powerful nova yet, the HUAWEI nova 16s Series combines advanced Front & Rear True-to-Color cameras, AI-powered imaging tools, a powerful 200MP main camera, 5G connectivity, and a massive 7,000mAh battery to keep up with the way you capture, create, and share every day. Now available for pre-order starting at PHP 29,999, it brings an impressive lineup of features within easier reach.

Dubbed the “King of AI Selfies,” the newest nova lineup delivers an all-new selfie experience built on three key pillars: True-to-Color imaging for life-like colors, crystal-clear clarity for sharp, detailed shots, and AI-powered tools for effortless creativity.

Capture Your True Colors with an Unprecedented Selfie Experience

True-to-Color: Ever taken a selfie under colorful concert lights or in a dimly lit café, only to find that your skin looks too yellow, too pale, or completely different from how it looks in real life? The HUAWEI nova 16s Pro tackles this with the industry's exclusive Front True-to-Color Camera, bringing True-to-Color technology to the front camera for more lifelike portraits. By detecting changes in ambient color temperature, it helps reproduce authentic skin tones, makeup shades, and surrounding colors more accurately—even in complex lighting conditions—so your selfies look more like the moment you actually experienced.

Crystal-Clear: With the HUAWEI nova 16s Pro's 50MP Ultra Portrait Camera, you can worry less about the shot and focus more on preserving the moment exactly as they happen. Its 1/2.5-inch ultra-large front camera sensor captures more light to help create natural-looking skin tones and finer facial details, even in dimly lit settings. The industry's first 0.8x–5x Selfie Zoom lets you switch between an ultra-wide view for group selfies, a natural 1x perspective for everyday shots, and closer 2x or 5x views to highlight your makeup or outfit, without needing to switch to the rear camera.

AI-Powered: Because even a great shot can use a little fine-tuning, the HUAWEI nova 16s Pro also offers AI-powered tools to help make every shot more creative and share-worthy. AI Best Expression selects facial expressions from multiple captures, so everyone looks their best in group photos. AI Move lets you reposition or resize people and objects in your selfies to refine your composition, while AI De-Glare reduces distracting reflections from glass and other reflective surfaces to give you pristine, flawless selfies.

Flagship-Level Specs and the Most Powerful 200MP Rear Camera in nova History

From concerts and nightclubs to late-night hangouts with friends, challenging lighting shouldn't stop you from capturing the perfect shot. The HUAWEI nova 16s Pro features a powerful 200MP RYYB Ultra-Large Sensor Main Camera with a 1/1.28-inch ultra-large sensor and F1.8 aperture, capturing more light to deliver brighter, cleaner, and sharper images, even in low-light environments or under complex lighting conditions. With its powerful stabilization, it also helps reduce blur so you can preserve your favorite moments in stunning detail.

With 200MP High-Res mode, you can shoot once and crop freely to create different compositions, from full-body shots to half-body portraits and artistic close-ups, without immediately sacrificing image quality. Whether you want to highlight your outfit, bring out the details of your makeup, or give a group photo a fresh perspective, one shot gives you more ways to get creative and make every photo a banger.

And no matter how you frame your shot, getting the colors right is just as important. The HUAWEI nova 16s Pro's Rear True-to-Color Camera technology helps its main, telephoto, and wide-angle cameras reproduce natural, lifelike colors more consistently. From vibrant concert lights to breathtaking sunsets and your favorite outfit, you can capture scenes closer to how you actually see them.

In addition to capturing your true colors, AI Composition also helps you perfect your photos, providing real-time guidance on framing and subject placement. Whether you're photographing a travel landmark, taking outfit photos, or snapping a portrait of a friend, you can spend less time second-guessing your angles and more time capturing photos worth sharing.

 

Power Through Every Moment with 5G, a 7,000mAh Battery, and an Ultra-Bright Display

From uploading content on the go to streaming videos during your commute, the HUAWEI nova 16s Series keeps you connected with reliable 5G connectivity. Its optimized network capabilities also allow quick reconnection after leaving weak- or no-signal areas, like elevators and basement parking spaces, so you can get back online with less waiting.

When the day gets busy, the upgraded IceBridge Heat Dissipation Architecture helps maintain smooth performance while gaming, streaming, or switching between apps. The massive 7,000mAh battery supports up to 29 hours of YouTube playback or 21 hours of TikTok scrolling, helping you stay powered through busy days and late-night catch-ups. Need a quick boost before heading out? The 100W HUAWEI SuperCharge Turbo can charge the battery to 40% in just 15 minutes.

The HUAWEI nova 16s Pro's 6.84-inch Ultra-Bright Display makes photos, videos, and apps look crisp, smooth, and vibrant. With an adaptive 1–120Hz refresh rate and up to 6,000 nits peak brightness, you can scroll through your feed, review your latest shots, or catch up on your favorite shows, even outdoors under bright sunlight.

An Intelligent Mobile Companion for Everyday Life

A powerful smartphone should make everyday tasks easier. With EMUI 16, the HUAWEI nova 16s Series offers a smarter, more intuitive experience that helps you stay organized and move seamlessly between tasks.

Need to set a reminder while getting ready or book a ride while rushing to a meeting? The enhanced Celia AI Assistant responds to natural voice commands, helping you manage appointments, send messages, find answers, and access supported third-party services without navigating through multiple menus.

For your everyday essentials, HUAWEI AppGallery offers a wide range of options for productivity, entertainment, shopping, transportation, and more. Access familiar Google services such as Gmail, YouTube, Drive, Meet, and Docs, alongside popular local apps like GCash, BDO, Shopee, and Grab, to keep your daily tasks within easy reach.

Ride the Waves: Design Made to Stand Out

Your phone is another way to express your personal style. Inspired by clear skies and rolling blue seas, the HUAWEI nova 16s Series brings a fresh look with its “Ride the Waves” design. The HUAWEI nova 16s Pro features a slim 7.1mm body weighing just 218g, a fingerprint-resistant Frosted AG Glass finish, and an upgraded Twin Star Orbit Ring camera design that stands out.

Built for everyday adventures, it also features an aerospace-grade aluminum alloy mid-frame, Kunlun Glass with 10x higher drop resistance and 5x higher wear resistance than the previous generation, and IP65 dust and water splash resistance.

The HUAWEI nova 16s Pro comes in Isle Blue, Breathing Crystal, and Starry Black, while the standard HUAWEI nova 16s adds Sky White to the lineup. With a range of colors to choose from, you can pick the look that best reflects your style.

Show Your True Colors with the #TrueColorsSelfieChallenge

With 50 HUAWEI nova 16s Pro units worth a total of PHP 2,249,950 up for grabs, the #TrueColorsSelfieChallenge invites Filipinos to showcase their creativity and self-expression on TikTok until November 12, 2026.

Open to all smartphone users, the challenge asks participants to create selfie videos using the HUAWEI nova 16s Series Branded Effect and post them with the required hashtags. The 50 eligible entries with the highest views will each win a brand-new HUAWEI nova 16s Pro—giving creators an exciting way to show their true colors.

Pre-Order the HUAWEI nova 16s Series for Flagship Features at an Exceptional Price

Powerful cameras, AI-powered selfie tools, 5G connectivity, and a massive 7,000mAh battery—all at a more accessible price!

The HUAWEI nova 16s Pro (12GB + 256GB) is available for pre-order at PHP 39,999, down from PHP 44,999, while the HUAWEI nova 16s (12GB + 256GB) is at just PHP 29,999, down from PHP 34,999. Early buyers can enjoy a PHP 5,000 discount, plus a gift bundle worth up to PHP 14,997, for combined savings and freebies up to PHP 19,997.

Additional early bird vouchers are available across HUAWEI's online stores. On Shopee, Lazada, and TikTok Shop, shoppers can enjoy a PHP 5,000 voucher starting October 30 (12:00 AM). On the HUAWEI Online Store, buyers can enjoy a PHP 5,500 early bird voucher from October 30 (12:00 AM) to November 6 (11:59 PM).

Ready to level up your selfies and everyday mobile experience? Pre-order the HUAWEI nova 16s Series through the HUAWEI Online Store and participating e-commerce platforms to enjoy exclusive discounts and freebies while the offers last.

For more information, visit the official HUAWEI website and HUAWEI Philippines' official social media pages on Facebook and Instagram.

One Dining Experience, Three Perspectives: Putting the OPPO Find X10 Pro Max’s Triple 200MP Cameras to the Test

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From restaurant interiors to intricate food presentations, discover how the OPPO Find X10 Pro Max captures the details, colors, and craftsmanship behind an exceptional dining experience.

The dish arrives, and before anyone reaches for a fork, someone reaches for a phone. From the gleam of a perfectly glazed dessert to a table filled with beautifully plated dishes, some dining moments deserve to be savored long after the last bite.

Capturing that experience means looking beyond the plate. The interiors set the mood, the presentation reveals the chef’s creativity, and the smallest finishing touches show the care behind each dish. The OPPO Find X10 Pro Max brings these perspectives together, giving food lovers more ways to capture what makes a meal memorable.

The flagship of the newly launched OPPO Find X10 Series features a Hasselblad Triple 200MP Camera System, with 200MP resolution across its ultra-wide, main, and telephoto cameras. That means creative freedom to move from the atmosphere of the room to the star of the table and the details that deserve a closer look. Together, these three cameras turn a meal into more than a collection of food photos. They help tell the whole story, making the OPPO Find X10 Pro Max an appealing companion for anyone whose next great shot starts with their next great meal.

Capturing the Full Dining Experience

A restaurant’s atmosphere is part of its appeal, from warm lighting and thoughtful interiors to a table set for a memorable meal. The OPPO Find X10 Pro Max’s 200MP Hasselblad Ultra-Sensing Ultra-Wide Camera lets you bring these elements into a single frame, capturing the setting that makes every dish feel even more special.

With a 124-degree field of view and a 13mm equivalent focal length, it gives you room to capture sweeping interiors or a table filled with dishes. Its 200MP resolution helps preserve the finer details, from the texture of the furniture to decorative accents that might otherwise go unnoticed.

A large 1/1.56-inch sensor helps gather more light in softly lit spaces, capturing the ambiance that drew you in. The result is a fuller picture of your dining experience—one that gives the setting as much attention as the food.

Bringing Every Dish to Life

From the sheen of a glossy sauce to a crisp golden crust and a vibrant garnish, the OPPO Find X10 Pro Max’s 200MP Hasselblad Ultra HDR Main Camera brings the smallest details into focus, giving every plate its moment to shine. Its large sensor, f/1.5 aperture, and optical image stabilization work together to capture clear, detailed photos, even when the restaurant’s lighting is more romantic than camera-ready. From softly lit tables to dishes under spotlights, you can focus on framing your shot.

Bringing those details to life is the LUMO True Image Engine, which works with Hasselblad color science to preserve natural colors and realistic textures. Fresh ingredients retain their subtle shades, sauces reveal their rich tones, and carefully prepared textures look appetizing without appearing overly saturated. Your photos stay true to the dish—and the atmosphere in which you enjoyed it.

The main camera also features DeepPix technology, integrated into a sensor co-developed by OPPO. Supporting up to 17 stops of dynamic range, it helps retain detail in both bright highlights and deep shadows, from the sheen on a sauce to the folds of a delicate pastry.

Together, these technologies help you capture more of what made the dish irresistible in the first place, before you take that first bite.

A Closer Look at the Chef's Craftsmanship

Behind every exceptional dish is a process that requires precision, patience, and attention to detail. From the delicate placement of garnishes to the final touches that complete a presentation, these moments reveal the craftsmanship that makes fine dining an art form. The 200MP Hasselblad Ultra-Sensing Telephoto Camera on the OPPO Find X10 Pro Max allows users to capture these details from a different perspective.

Featuring a 70mm equivalent focal length, a large 1/1.56-inch sensor, and optical image stabilization, the telephoto camera is designed to bring subjects closer while preserving clarity. Its minimum focusing distance of just 10 centimeters also supports tele-macro photography, making it possible to capture fine textures and small details without positioning the camera directly above the subject.

This makes it particularly useful for photographing the finishing touches of a chef's creation, the delicate layers of a dessert, or the textures of ingredients that might otherwise go unnoticed. The telephoto camera also creates natural background blur, helping draw attention to a specific detail while maintaining the atmosphere of the dining environment.

For moments that require additional reach, its 200MP sensor supports in-sensor cropping, retaining 50MP resolution at 6x zoom. This gives users greater flexibility to photograph a chef at work or isolate an interesting detail without interrupting the experience.

Three Perspectives, One Complete Story

What makes the OPPO Find X10 Pro Max's Triple 200MP Camera System particularly compelling is how its three cameras work together to capture different sides of the same experience.

The ultra-wide camera establishes the setting, the main camera brings the food into focus, and the telephoto camera reveals the craftsmanship behind each creation. Together, these cameras create a more complete visual story, allowing users to document not just the finished meal but the atmosphere, artistry, and details that make the experience memorable.

With all three rear cameras offering 200MP resolution, the OPPO Find X10 Pro Max provides greater flexibility to crop, reframe, and create new compositions from a single high-resolution image. Through Hasselblad Hi-Res Mode, users can capture full 200MP photographs and use the built-in editing tools to highlight different elements within the same frame while retaining fine detail. A wide photograph of a dining table, for instance, can be reframed to focus on an individual dish. A photograph of a chef at work can be cropped to emphasize a particular movement or finishing touch.

For everyday photography, the OPPO Find X10 Pro Max also captures detailed 26MP images by default across the 0.5x to 9.9x zoom range in supported lighting conditions, allowing users to enjoy high-resolution photography without constantly adjusting camera settings. This versatility demonstrates why the Triple 200MP Camera System is more than a technical milestone. It gives users the freedom to explore different compositions, capture meaningful details, and tell more complete stories through photography.

OPPO Find X10 Series Pricing and Pre-Order Offers in the Philippines

The OPPO Find X10 Series brings OPPO's latest flagship imaging innovations to the Philippines, offering Filipino photography enthusiasts, content creators, and everyday users a new way to capture the world around them.

The series is available for pre-order at the following suggested retail prices:

● OPPO Find X10 12+512GB: PHP 99,999

● OPPO Find X10 Pro Max 16+512GB: PHP 129,999

Customers can enjoy exclusive pre-order benefits through participating OPPO channels, with offers designed to make the flagship ownership experience even more rewarding.

Those who pre-order through the OPPO Online Store until December 3 can receive free OPPO Enco X3s and an OPPO 5,000mAh Slim Magnetic Powerbank, while stocks last. Additional benefits include a two-year extended warranty (one-year standard warranty plus one-year extended warranty), a raffle entry for a chance to win a DJI Mini 5 Pro, a PHP 3,000 discount on participating Hasselblad Teleconverter Kits, and PHP 3,000 total savings on OPPO Bubble.

For customers purchasing through Shopee, exclusive offers valid until December 3 include a 10% Shopee discount voucher, a free OPPO 5,000mAh Slim Magnetic Powerbank while stocks last, a two-year extended warranty (one-year standard warranty plus one-year extended warranty), and a raffle entry for a chance to win a DJI Mini 5 Pro. Customers can also enjoy PHP 200 GCash cashback for eligible product reviews until Dec. 7, enjoy PHP 3,000 off in participating Hasselblad Teleconverter Kits and get PHP 3,000 total savings on the OPPO Bubble through vouchers exclusive to the OPPO Online Store checkout.

Customers who prefer to pre-order in-store can take advantage of 24-month installment terms at 0% interest, a free magnetic power bank, a two-year extended warranty, and a raffle entry for a chance to win a DJI Mini 5 Pro. In-store customers can also enjoy PHP 3,000 discounts on the Hasselblad Teleconverter and OPPO Bubble, subject to promotional terms and conditions.

Starting November 20, both color options of the OPPO Find X10 12GB + 512GB will also be offered through Globe under GPlan 2499, with a PHP 56,600 cash-out and a free OPPO Hasselblad Teleconverter Kit.

The OPPO Find X10 Series will be available across all OPPO e-commerce channels and OPPO Brand Stores nationwide beginning November 27.

For more information on the OPPO Find X10 Series, its pre-order offers, and availability, visit the official OPPO Philippines website, OPPO Online Store, OPPO Official Store on Shopee, and participating OPPO Stores nationwide.

Samsung Elevates the Everyday Smartphone Experience with the New Galaxy A18 and Galaxy A08

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Galaxy A18 delivers boosted performance and versatile camera experiences, while Galaxy A08 combines reliability and long-lasting battery life – with AI-powered features across both devices

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· Samsung unveils Galaxy A18 and Galaxy A08, bringing more capable performance, long-term reliability and core AI experiences to users.

· Galaxy A18 offers an immersive viewing experience with its 6.7‑inch FHD+ Super AMOLED display and creative freedom with a true versatile triple‑camera system.

· Galaxy A08 focuses on the essentials with a 6,000mAh battery designed for longer entertainment use and an upgraded processor and memory.

· Both devices feature Circle to Search with Google, multiple AI agents, IP64 dust and water‑splash resistance, Samsung Knox Vault and up to six generations of OS upgrades and six years of security updates.

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Samsung Electronics has unveiled the new Galaxy A18 and Galaxy A08, bringing more capable performance, long-term reliability and core AI experiences to users. Designed around the moments that matter – from streaming content and capturing memories to getting things done – the new Galaxy A series combines meaningful upgrades with the dependable Galaxy experience.

“With the launch of Galaxy A18 and Galaxy A08, we are making meaningful mobile experiences more accessible by focusing on what users value most – smooth performance, durability, and essential mobile AI experiences,” said Kristine Go, Head of Mobile Experience for Samsung Electronics Philippines. “The Galaxy A18 focuses on everyday essentials with well-rounded features, while the Galaxy A08 offers reliability with long-lasting battery life to help users stay connected, entertained and productive throughout the day.”

Galaxy A18: Elevated Performance and Versatile Experiences

The Galaxy A18 delivers an elevated smartphone experience with its 6.7-inch FHD+ Super AMOLED display and Helio G99+ processor, delivering rich visuals and fluid scrolling for streaming, social media and gaming.

Powered by an upgraded LPDDR5 memory, it offers faster data transfer speeds, supporting more responsive multitasking and more efficient processing for AI-powered tasks. Equipped with RAM Plus, which uses available storage as virtual memory, the device is designed to keep apps running smoothly in the background and enable seamless switching between apps and tasks. RAM Plus can also be enabled for an extra boost during activities such as gaming, or switch off to preserve storage for photos and videos.

The device also features a true versatile triple-camera system comprising a 50MP wide camera, 5MP ultra-wide camera and 2MP macro camera, giving users greater creative freedom to capture different perspectives. From expansive landscapes and group photos to detailed close-ups, the Galaxy A18 makes it easy to frame every scene just the way you want.

Galaxy A08: Reliable Performance That Lasts

A large 6,000mAh battery gives the Galaxy A08 the power to go further throughout the day, whether users are streaming videos, browsing social media, or staying connected with friends and family. With a dependable foundation, users can spend more time enjoying their favorite content and less time worrying about running out of battery.

The Galaxy A08 is also powered by the Helio G99+ processor and upgraded LPDDR5 memory, supporting smooth, everyday use while helping to manage power consumption. RAM Plus provides additional flexibility when more memory is needed, while users can switch it off to preserve storage for photos and videos.

For capturing everyday moments, the Galaxy A08 features a 50MP autofocus main camera, 2MP depth camera and 8MP front camera, providing the essentials for taking and sharing photos with ease.

Core AI Experiences for Easier Tasks

Galaxy A18 and Galaxy A08 introduce more intuitive ways to search, discover and get things done. With enhanced Circle to Search, users can circle or tap content on their screen to search for information without typing or switching between apps. A new Find the Look feature allows users to search for an entire outfit or identify music playing nearby.

Both smartphones now come with multiple AI agents that help users move more seamlessly between supported Galaxy native apps, Google apps and selected third-party applications. Through voice commands or a long press, users can ask Gemini or Perplexity to activate supported apps, helping them complete tasks more intuitively across different services.

Built For Long-Term Reliability

Both Galaxy A Series smartphones feature enhanced durability with IP64-rated protection against dust and water splashes. The Galaxy A18 incorporates a glass-fibre-reinforced polymer back cover that is thinner and stronger[1], providing greater strength while maintaining a slim profile.

Both devices are supported by up to six generations of OS upgrades and six years of security updates, helping users enjoy a more secure and dependable mobile experience over time. Equipped with Samsung Knox, the Galaxy A18 and Galaxy A08 also feature Knox Vault[2] for hardware-based protection of sensitive information. This dedicated security environment helps safeguard private data, giving users added confidence as they manage more of their lives through their smartphones.

Design and Availability

The Galaxy A18 and Galaxy A08 offer a simple yet refined look, with colors designed to suit different preferences. The Galaxy A18 will be available in Black, Silver, and Light Blue, while the Galaxy A08 will be available in Dark Blue, Silver, and Green.

The Galaxy A08 is available now at https://www.samsung.com/ph/smartphones/galaxy-a/galaxy-a08-dark-blue-128gb-sm-a085fdbgphl/buy/, and starts at ₱11,190 for the 4GB+64GB variant and ₱13,090 for the 4GB+128GB model. Get yours now until November 30 to enjoy up to ₱1,200 in savings—bringing the price down to as low as ₱9,990 and ₱11,990, respectively—when you purchase via cash at Authorized Samsung Stores nationwide.

The Galaxy A18 will be available in the Philippines by December 2026.

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[1] Compared to Glastic material used in previous Galaxy A Series smartphones.

[2] Security features or hardware/software architecture of Samsung Knox Vault on Samsung Galaxy A series smartphones may differ from those on Samsung Galaxy flagship devices, including S series, Z series, S FE series smartphones and Tab S series tablets launched from 2021 onwards. Availability of Samsung Knox Vault may vary depending on the device model.

Mang Inasal posts strong H1 2026 delivery sales growth, earns foodpanda Bronze Momentum Master Award

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Mang Inasal received the Bronze Momentum Master Award at the 2026 Celebrating Relationships & Advancing Valuable Experiences (CRAVE) Partner Summit Awards for demonstrating exceptional year-on-year sales growth on the foodpanda platform during the first half of 2026.

The recognition follows Mang Inasal's Momentum Master Award in 2025, reflecting the brand's continued strong performance on the platform.

Mang Inasal's off-premise business posted double-digit growth in the first half of 2026 compared with the same period last year. The growth was supported by the brand's efforts to expand customer access through multiple channels.

Mang Inasal Channels Marketing Manager Baberly Barairo and Channels Marketing Officer Rodney Calipayan accepted the award from foodpanda Commercial Director Prateek Teotia and foodpanda Lead of Key Account Management Trixia Dichoso.

Through CRAVE, foodpanda recognizes top partner vendors for sales leadership, campaign performance, operational efficiency, and customer preference.

“This award validates Mang Inasal's strategic execution and strong partnership with foodpanda, acknowledging the brand's ability to consistently translate marketing strategies into actual sales growth and remain top-of-mind among delivery customers,” said Mang Inasal President Mike V. Castro.

Mang Inasal continues to strengthen customer convenience through its drive-thru stores, self-order kiosks, takeout windows, digital payment systems, and the recently revamped Mang Inasal App, making it easier for customers to enjoy their favorite Ihaw-Sarap meals beyond the traditional dine-in experience.

Want more Mang Inasal exclusives NOW? Visit https://manginasal.ph for the latest news, https://manginasaldelivery.com.ph for delivery deals, and follow Mang Inasal on social media for more Ihaw-Sarap and Unli-Saya updates!

Security Bank earns Three Golden Arrows, reinforcing commitment to responsible banking

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Independent governance recognition underscores the Bank's focus on accountability, transparency, and responsible oversight

Security Bank was recognized with three Golden Arrows by the Institute of Corporate Directors (ICD). Present to receive the recognition were (L-R) Atty. Karreen Ballesteros, VP and Corporate Governance and Data Protection Officer, and Anna Christina M. Chinjen, SVP and Chief Compliance Officer.

Makati City, Philippines — Security Bank has earned Three Golden Arrows from the Institute of Corporate Directors (ICD), reinforcing its commitment to the standards of governance that matter to customers, investors, and the public.

For a bank entrusted with people's savings, businesses, and investments, good governance is more than a regulatory requirement. It helps ensure that decisions are properly overseen, risks are responsibly managed, and the institution remains accountable to those who depend on it.

The recognition was presented at the Golden Arrow Awards 2026 on October 23, 2026 at Makati Shangri-La.

“People trust us with their money and their financial futures. We have a responsibility to earn that confidence through the way we run the Bank,” said Security Bank Chairman Cirilo Noel. “This recognition reflects our continued commitment to sound oversight, responsible decisions, and accountability.”

The Golden Arrow Awards are based on the ASEAN Corporate Governance Scorecard (ACGS), which evaluates publicly disclosed governance practices, including shareholder rights, transparency, sustainability and resilience, stakeholder relations, and board accountability.

For customers, these standards help reinforce confidence in how the Bank is managed. For investors, they provide an important foundation for assessing governance discipline, transparency, and long-term value creation.