Globe’s near-local roaming promo GoRoam expands to more destinations Now covers Japan, Canada, Vietnam, and Australia

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(Philippines) Making travel plans for the upcoming long weekend? Globe’s got some news that will keep you connected on your next trip in a simpler, more convenient way.

Globe has expanded the reach of its country-exclusive offers at never-before-seen rates to popular destinations including Japan, Canada, Vietnam, and Australia.

GoRoam’s expansion builds upon its successful “Roam Like A Local” promos earlier launched in Hong Kong, Taiwan, Indonesia, UAE, Thailand, Malaysia, Singapore, South Korea, and the United States.

Now, Pinoy travelers can enjoy the convenience of using their Globe SIM in more countries while paying rates that rival local SIMs— a breakthrough in international roaming.

"This is a complete game-changer for Filipino travelers, saving them time, effort, and even money,” said Paula Rivera-Castillo, Globe's Head of International Business.

"We heard the call of our customers to expand GoRoam to their favorite destinations, and we listened. These -ber months, when you travel to Tokyo, Sydney, or Vancouver, you’ll immediately have access to data packages at prices within your reach without changing your Globe SIM. That's the power of GoRoam."

The new GoRoam offers include:

● Japan: 10GB for 30 days at Php 1,600

● Vietnam: 5GB for 10 days at Php 800

● Australia: 10GB for 30 days at Php 1,000

● Canada: 10GB for 30 days at Php 2,000

Globe has also supercharged existing GoRoam packages for the following destinations:

● Taiwan: 3GB for 5 days at Php 600

● Hong Kong: 5GB for 10 days at just Php 800

● UAE: 10GB for 30 days at Php 1,000

● USA: 20GB for 15 days at Php 2,000 or 30GB for 30 days at Php 3,000

GoRoam is also available in the following countries at current offers:

● Thailand: 15GB for 8 days at Php 800

● Indonesia: 25GB for 30 days at Php 600

● Malaysia: 5GB for 10 days at Php 800

● Singapore: 20GB for 30 days at Php 1,500

● South Korea 30GB for 10 days at Php 1,600

Activating GoRoam is a breeze through the GlobeOne app, with the option to subscribe up to a year in advance. Travelers can also easily track their data usage via GlobeOne, ensuring they stay connected.

GoRoam ensures that Globe customers can share their experiences, stay in touch with loved ones, and manage work responsibilities abroad.

With its unbeatable combination of close-to-local rates, generous data allocations, and the convenience of using one's existing number, GoRoam is poised to become the default choice for Filipino globe-trotters.

Looking forward to more trips this year? Good news: You can now conveniently book your data roaming offers up to 1 year ahead! Simply open the GlobeOne app, click Shop, and look for the Book in Advance banner to enter your country of destination, promo of choice and trip date. Even better is that you can cancel your booked promo for free, should trip plans change.

Download the GlobeOne and GCash apps to subscribe to GoRoam today. To learn more about Globe Roaming, visit glbe.co/roam.

PNP, with aid from GCash, uncovers online exploitation and trafficking on social media, messaging apps

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The Philippine National Police, with the aid of GCash, has uncovered the proliferation of online children and women trafficking during recent arrests of cybercriminals conducted by the law enforcement body.

A human trafficking suspect allegedly exploited victims on a popular social media platform. Posing as clients under various aliases, he purchased pornographic material from victims and then used it to coerce them into further sexual exploitation. The victims were subsequently trafficked to the Middle East for forced labor and prostitution, reportedly using various social media aliases including Lester James Ang, LJ Garcia, Harley Garcia, Mark Harley Garcia, Mark Harley Dave Garcia, and Mark Harly Dave Garciano. He was eventually traced and arrested by an operation led by the PNP Anti-cybercrime group.

Two more separate cases of online child sexual exploitation have been reported by PNP-ACG involving a suspect named Mary June Netuliano Espiritu, who was put into custody for purportedly selling explicit videos of her daughter on social media. In a similar case, Leonisa Postetad Ligo is facing charges for allegedly prostituting two minor victims through a popular messaging app.

As the largest digital ecosystem, GCash recognizes its role in keeping the public and cyberspace secure— while safeguarding the well-being of women and children.

“To create a financially inclusive cashless ecosystem, we must ensure that the digital landscape is safe for users and their children by supporting law enforcement agencies in their efforts against cybercrimes. Our commitment extends to protecting the community from all threats, especially involving women and children,” said GCash vice president and head of corporate communications Gilda Maquilan.

GCash urges the public to report any incidents of scams, fraud, or cybercrime to the Philippine National Police Anti-Cybercrime Group (PNP-ACG) by calling (02) 8414-1560 or 0998-598-8116, or by emailing acg@pnp.gov.ph. Users can also report cybercrimes through the official GCash Help Center at https://help.gcash.com by messaging Gigi on the website and typing 'I want to report a scam.' Alternatively, they may contact the GCash hotline by dialing 2882.

For a safer digital experience, GCash reminds its users to remain vigilant, never share their MPIN or OTP, and avoid clicking on suspicious links that could lead to phishing or fraud. GCash will never ask for personal information through private messages.

GCash reaps accolades at HR Asia, HR Excellence, and Stevie Awards

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GCash, the Philippines' leading finance super app and largest cashless ecosystem, shines as an Employer of Choice at the prestigious HR Asia, HR Excellence, and Stevie Awards, taking home accolades in multiple categories.

“We strive to make our standards for workplace excellence at par with international standards. These accolades at the HR Excellence Awards and Stevie Awards affirm we are headed in the right direction,” GCash chief people officer Robert Gonzales said. “At GCash, we pursue a multi-faceted HR approach, encompassing workplace compensation, leadership opportunities, streamlined hiring, diversity and inclusion, mental health, and anti-harassment, among many other initiatives. We are also intentional with the culture that we build and nurture, in view of our mission to enable Finance for All.”

GCash celebrates its second consecutive win as one of HR Asia’s Best Companies to Work For, an honor given to top employers in the region based on metrics such as employee engagement and workplace culture.

GCash also won HR Asia’s Diversity, Equity, and Inclusion (DEI) award for the first time, which recognizes companies that have become an outstanding example in promoting belongingness. For the company, these initiatives begin in the hiring process, where the company actively seeks out employees from relevant groups, such as women, the LGBTQIA+ community, persons with disabilities, and more, in various settings such as schools, seminars, and expos.

All employees are required upon onboarding to undergo sensitivity training, which covers various topics such as inclusion principles, anti-harassment and micro aggressions, among others. This is on top of company-wide initiatives such as the banner program, DEI x DEI, a foundational course that will enable employees not just to speak the language of inclusion with each other but to be able to practice inclusive responses that create safe spaces for all.

Meanwhile, employees with same-sex partners are also entitled to GCash’s Life Partner benefits, offering health insurance, disability and accident insurance, bereavement coverage, wellness allowances, and access to mental health apps like KonsultaMD and Mind You.

Moreover, inclusive communities and networks are encouraged at GCash, such as the “Queer Peers CommYOUnity”(for LGBTQIA+ employees) and the Limitless League CommYOUnity (for persons with disabilities). GCash also rolls out regular internal campaigns and events, such as “True You”, which covers various initiatives like the SheCan! recognition program for women, employee self-declaration survey, basic sign language classes, and many more.

GCash is also a partner of advocacy-led organizations such as the National Council on Disability Affairs and Philippine Financial & Inter-Industry Pride.

Meanwhile, at the HR Excellence Awards, GCash was honored as the Gold Winner for Excellence in HR Communication Strategy, which recognizes companies with effective communication strategies within their HR function. The company’s HR team was also named the Best HR Team. With these awards, GCash proves it is consistently seeking feedback on employee needs and preferences, implementing strategies to address these.

In other categories, GCash bagged silver for Excellence in Total Rewards Strategy, and bronze for Employer of the Year and Excellence in Retention Strategy.

Moreover, GCash scored a back-to-back victory at the Stevie Awards for Great Employers, winning gold for Employer of the Year (Financial Services) for a second consecutive year. This solidifies GCash's dominance in the financial technology industry, not only in terms of scale and performance but workplace excellence—crucial in promoting digital financial inclusion.

GCash was also awarded gold for Achievement in Benefits Design and Administration, which recognizes notable single achievements, or a series of achievements, related to benefits design and/or administration.

GCash's other accolades at the Stevie Awards include silver for Recruiting or Talent Acquisition Team of the Year and Best Youth Employment Strategy, and a bronze for Achievement in Employee Engagement.

“We listen to the pulse of our employees, who are now more discerning in what they are looking for in workplaces,” said Gonzales. “GCash is delighted to be meeting their needs and priorities.”

“GCash has come a long way in becoming the Philippines’ first and only US$5B unicorn. It was a team effort we've built throughout the years,” GCash president and CEO Martha Sazon said. "Thanks to our brilliant, creative, and hardworking employees, we have an empowered organization that enables millions of Filipinos to thrive every day, prepare for a rainy day, and plan for their one day. To pursue our mission of Finance for All, we need an empowered workplace where everyone is valued and inspired to make a difference."

GCash launches GLoan Sakto “Nano Loans” to help Filipinos thrive everyday through accessible financial solutions

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Users can apply for loans as low as PHP 100 to help with day-to-day essentials

In a pioneering move to help underserved and unserved Filipinos quickly bridge the gap between daily essentials and take the first step towards creditworthiness, leading finance app GCash, through its lending arm Fuse, has unveiled the expansion of its GLoan with an extended feature: the GLoan Sakto. This game-changing fintech innovation is designed to empower Filipinos, especially in the D&E sectors, allowing them to afford day-to-day essentials.

Designed to help Filipinos thrive every day through responsive and inclusive digital services, GLoan Sakto reflects GCash’s commitment to develop meaningful financial solutions that support the everyday needs and long-term financial well-being of many Filipinos.

Based on the 2021 Financial Inclusion Report of Bangko Sentral ng Pilipinas (BSP), approximately 43% of the Filipino adult population rely on informal sources for borrowing money for daily expenses. This behavior reflects a significant lack of access to formal financial services, as only 22% of Filipinos are served by formal credit institutions. The heavy dependence on informal lending for everyday needs, such as transportation and school expenses, underscores the urgent need for more inclusive financial solutions to improve accessibility and reduce the reliance on potentially strained personal relationships.

This is the financial gap that GCash aims to bridge with GLoan Sakto. Filipinos will benefit from GCash’s nano loans by gaining quick and easy access to funds for daily essentials without relying on informal sources or straining personal relationships. This service offers a structured and reliable way to manage small, urgent financial needs, enhancing financial inclusion and convenience.

Loanable amounts for GLoan Sakto are P100 and P300, payable within 14 days. No interest is charged on the loan and borrowers only pay a processing fee of P6.5 and P19.5, respectively. More than just a loan product, GCash envisions GLoan Sakto as a stepping stone for Filipinos toward lasting financial freedom. It is the first step in helping users build their creditworthiness, eventually graduating them to GCash’s core loan offerings, such as GCredit, GGives, and GLoan, thereby integrating them further into the formal financial system.

“GLoan Sakto represents our commitment to empowering ordinary Filipinos with essential financial tools by providing them access to formal credit through this easy entry-level loan product. With this new financial tool, we are not only addressing their immediate needs but are also helping users build a good credit history," said Fuse Lending president and CEO Tony Isidro.

Accessible nano-sized loans a transformative leap in the PH lending landscape

The launch of GLoan Sakto, Fuse, and GCash has marked a transformative leap in the lending landscape in the Philippines. By seamlessly integrating accessible, nano-sized loans into the everyday financial practices of millions, especially the lowest income segments of Filipino society with 89% of users coming from the D&E market segments; 78% of which reside outside the National Capital Region. GLoan Sakto has not only broadened financial inclusion but also empowered individuals with the tools needed for personal growth and stability. This innovative solution has significantly boosted lending activity, driving economic participation and fostering a more dynamic, resilient financial ecosystem in the country.

For instance, 3 out of 4 first-time borrowers return for additional loans, setting a new standard for financial integrity and customer confidence, especially in lending. Likewise, 9 out of 10 borrowers repay their loans on time, despite having no prior formal credit line, and 15% of unique borrowers have already taken out more than five loans. By enabling Filipinos to easily and conveniently borrow loans using only their mobile phones, GLoan Sakto has not only simplified the borrowing process but has also cultivated a renewed sense of trust among borrowers, demonstrating a commitment to responsible lending and contributing to a more credible and inclusive financial landscape.

As GCash continues its mission to foster financial inclusion, GLoan Sakto stands as a significant milestone, particularly in serving the most marginalized sectors of society. It is a powerful tool in GCash’s ongoing effort to strengthen its role in nation-building through financial empowerment.

For more information on how to get started, visit www.gcash.com.

GCash’s lending arm, Fuse recognized for transformative lending campaigns

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In a country where financial inclusion remains a critical challenge, Fuse Lending Inc., the official lending arm of leading finance app GCash, was recognized as a leader in reshaping the lending landscape with two prestigious awards for innovative and consumer-focused campaigns that break down barriers to financial inclusion and redefined the meaning of credit for unbanked and underserved Filipinos.

(L-R) GCash Vance Pineda, Nicole Garcia, Lou Batac, Sami Garcia, Isobel Althea Palijo, Kim Martin Viray, Visa CMO presenter Gladys Chan, GCash Lio Cana, Dhana Martinez, Publicis JimenezBasic Riri Rarilio, GCash Gabo Itchon, Gabriel Hernandez and JC Tajolosa

In the first half of 2024, Fuse's 'Learn to Loan' campaign gained the attention of the Tambuli Asia-Pacific Awards, resulting in GCash's lending arm receiving the Bronze Award for Champion for Humanity. Fuse's Learn to Loan campaign promotes responsible lending to empower Filipinos to achieve their dreams rather than drowning in debt.

Meanwhile, Fuse was also given the Silver Award for Best in Event Activation at the PR Awards Asia-Pacific for its theatrical performance, "Borrow for Tomorrow: A Play on Fair Lending.” The play showcased the commitment of Fuse and GCash to 'finance for all' by presenting fair and accessible lending options in the most relatable manner to the audience. Set in fictional Barangay Pag-asa, the play brought the message of financial empowerment to life, attracting over 200 attendees, including media, celebrities, and influencers. The aftermath of the event translated into over ₱561 million in additional loan disbursements and a noticeable improvement in loan repayments, reflecting a growing trust in GCash’s lending solutions.

“These awards are not just accolades for Fuse but are also a validation of our commitment to making finance accessible to all Filipinos. By transforming the stigma around borrowing, we are helping more people take control of their financial futures,” said Fuse head of growth marketing Zo Canaria.

As Fuse continues to innovate, its efforts are not just about lending money to customers but rather in making a tangible difference in the lives of Filipinos. Through programs like "Learn to Loan" and "Borrow for Tomorrow," Fuse is ensuring that more people have the opportunity to participate in the financial system, moving closer to the vision of a truly inclusive economy where everyone has the financial tools to achieve their goals.

GCash has disbursed more than PHP 155 billion worth of loans to over 5.4 million Filipinos, including those in the grassroots sector, namely, sari-sari store owners, public market vendors, and farmers, driving the financial inclusion agenda by providing accessible lending solutions that truly resonate with the everyday Filipino.

For more information, visit https://www.gcash.com

GCash Unveils Fresh App Design with New and Exciting User Experience

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GCash recently introduced game-changing innovations at this year’s FutureCast. From enhancing safety and security to harnessing the power of AI and expanding more ways for users to borrowing and payment options; these new experience features are all about helping users move closer to their goals of financial progress.

Michelle Fernandez, Head of Digital Experience introducing New App Experiences

One stand out reveal is the app’s enhanced design. Reimagined with GCash user’s ease of access in mind, this update makes transactions smoother and more intuitive, making money management easier. Get ready to love opening your GCash app even more!

Make your app experience more fun with GCat & Friends

GCat is back and better than ever! Plus, she’s got a whole new barkada to help users keep up with all the new features on the GCash app. Among her new friends are Corey G and GRaf. Corey G can sniff out and fetch the hottest deals , while G-Raf gives tips on how to save and invest for the future.

With these fun friends, you can discover new promos and services and learn more about what GCash has to offer!

Michelle Fernandez, Head of Digital Experience introducing GCat & Friends

Discover Dashboard 3.0

The GCash dashboard is also getting a shiny new upgrade this year! Discover Dashboard 3.0 where your favorite features and services are still right where you need them but now with tabs for easier access to savings, loans, and investments, all on the homepage. This makes it super easy to see everything at a glance!

On the main Wallet tab, you can check your GCash balance and use features like Pay Bills, Buy Load, and Send Money. Just tap over to the Save tab to see how much you have in your GSave account.

Need to borrow? Head to the Borrow tab to check your borrowing options and choose from GLoan, GCredit, and GGives. You can even borrow load from here!

For those into investments or looking to start, tap on the Grow tab to see your total investment balance and explore ways to grow your portfolio.

Get a clear view of your spending habits with Money Manager

Finally, GCash is also introducing the all-new Money Manager. This exciting new feature gives users a more visual, and understandable way to track their money. Instead of a list of transactions, it shows charts and categories so users have an overview of their money movement, giving them an idea of their spending habits so that they can learn to save better and spend wisely.

These innovations are part of the 20 exciting new features from GCash announced at FutureCast 2024 that have Filipinos' financial progress in mind. By offering secure, accessible and innovative financial solutions, GCash aims to empower every Filipino to better manage their finances and build a better future for themselves.

Learn more about the innovations announced at GCash FutureCast on the official GCash page and experience the future of fintech today and download the GCash app, available on the Huawei App Gallery, Google Play Store, and the App Store.

Over PHP 155 billion of loans disbursed to 5.4 million Filipinos through GCash’s lending arm Fuse

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In the Philippines' pursuit of financial inclusion, access to fair lending is an essential pillar that empowers individuals and businesses alike. The country's leading finance super app and largest cashless ecosystem GCash, through its lending arm Fuse, is driving economic empowerment by putting accessible and affordable credit in the hands of millions of Filipinos.

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Fuse Lending opens doors to digital lending for unbanked communities, MSMEs

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It was in 2016 when GCash's parent company Mynt launched Fuse Lending to better serve underbanked Filipinos. Six years later in 2022, Fuse launched GLoan, a pioneering lending product that provides them with their first access to credit, without the need for credit history or collateral.

Fuse has expanded to include services beyond GLoan, such as GCredit (revolving credit line), GGives (installment loan for partner merchants), GLoan Sakto (nano-loans), and Borrow Load. With loans as low as Php100, GCash has disbursed more than PHP 155 billion worth of loans to over 5.4 million Filipinos, including those in the grassroots sector, namely, sari-sari store owners, public market vendors, and farmers.

Meanwhile, 68% of GLoan borrowers are women, while one out of three are micro, small, and medium enterprises (MSMEs).

GCash opened the door to digital lending for many Filipinos who borrow money from informal sources – 86% of GLoan users are first-time formal borrowers.

“We saw GLoan as a lifeline for millions of Filipinos to get by in the aftermath of the pandemic, where there was the increased need for easier access to credit," said Fuse Lending president and CEO Tony Isidro. "We pulled many individuals and businesses from the dark, and fast forward to today, the enterprises we've helped are thriving, while the individuals have been able to bounce back. That is the transformative power of digital finance—to harness technology for good.”

Supporting the national strategy for financial inclusion

The progress that GCash and Fuse have enabled aligns with the Bangko Sentral ng Pilipinas' National Strategy for Financial Inclusion 2022-2028. The BSP is targeting a 10% percentage share of MSME and agricultural loans by 2028. Data from the Philippine Guarantee Corporation in 2021 shows that the percentage share for the two sectors, which drive the country's economic growth, are at 1% separately. GLoan’s entry also came at a time when the total percentage of their total loan portfolios had been declining.

The BSP cited data that shows some reasons that hinder Filipinos from accessing credit, including lack of money to open bank accounts (45%), documentary requirements (26%), and proximity to financial institutions (8%), while others (31%) also report being intimidated by traditional bank processes.

Despite their successes, GCash and Fuse are constantly innovating on ways to reach more Filipinos who remain in the “credit vacuum,” in view of the goal of Finance For All.

Reaching more Filipinos through Fuse's business partnerships

GCash and Fuse have expanded their lending services through recent business partnerships with various organizations such as Lazada (seller loans), and Mayani and Farm Konekt (farmer loans).

Through its partnership with Lazada, GCash is supporting online sellers, providing them with digital loans that accelerate their business growth. Fuse has integrated its seller loan product within the Lazada Philippines Seller Center app, giving the lending company access to MSMEs beyond the GCash platform.

Meanwhile, the partnership with Mayani and Farm Konekt provides farmers and fisherfolk not just with non-collateral loans and access to other GCash services, but also sessions on financial literacy and digital finance. This is in line with GCash's vision of financial inclusion, empowering the agricultural sector through technology and access to credit that helps them withstand challenges such as calamities and weather disturbances.

Innovating to address various needs

GCash is also rolling out Borrow Load and Borrow on the Spot, which will be useful for prepaid subscribers who might need access to load or data during emergencies while on a budget.

“GCash and Fuse have always built their relationship with their customers around trust," Isidro said. "That also means being able to tell Filipinos that we trust them with these loans, which they might need for varying circumstances. It has been our vision since Day One, and we're glad that our users have also placed their trust in us.”

Start Planning Your Next Summer Adventure With These Tips From Travel Besties Cocoy Lim and Justine Sy

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From selecting the perfect destination to organizing the entire itinerary, every detail counts when planning the ultimate summer adventure. Travel besties Cocoy Lim and Justine Sy make sure they have a truly unforgettable adventure with the best experiences. Their secret? They use GCash and its features in all aspects of their trips, from planning to making payments, no matter where they are. Check out these top tips from Cocoy and Justine for you to plan out your next summer adventure!

Tip #1: Don’t forget to get GInsure Travel Insurance for your luggages

When it comes to affordable travel insurance, Cocoy and Justine ensure they’re financially protected before being on the go by getting GInsure Travel Insurance. Within the GInsure dashboard of the GCash app, you can find different insurance products to suit your needs, including GInsure Travel Insurance for as low as Php 350.

Filipinos can benefit from having protection against unexpected travel expenses resulting from trip delays and cancellations, loss and damage to baggage, accidents, and illnesses. Coverage does not include skilled laborers traveling for employment, high-risk occupations, or one-way trips.

“As a frequent traveler, it’s better to be safe than sorry, especially if you have delayed flights or any issues that are travel-related!” shares Justine.

Tip #2: Simplify your planning by using GCash to Pay Online

GCash helps you plan out your trips through its various partners offering special deals at great prices. If you’re shopping for all your summer style needs, you can enjoy special offers on TikTok Shop when you pay with GCash.

Meanwhile, you can find exciting deals for various summer experiences and activities via Klook. You can also use GCash online to pay when you Buy Load for Globe and TM to ensure you stay connected wherever you go.

Cocoy shares, “In my experience, I just tell my friends or travel companions, GCash ko nalang, ha! That means that you’ll just transfer your payments to that person! This just shows how cashless transactions are the way to go. No need to make sure that you have the exact change for the payment, or if you have enough cash to pay!”

Stay on the lookout for more Mega Summer deals this season, so you can venture into new destinations and make lasting memories with your travel besties.

Tip #3: Maximize the ways to pay with GCash

Justine and Cocoy's recent cashless summer experience in La Union with GCash exemplifies the seamless integration of the finance super app into local travels. The trip highlighted how users can go cashless in one of the country’s most popular summer destinations as they used GCash to Scan to Pay – from dining at trendy restaurants to exploring various attractions and even while going from one destination to another.

Justine explains, “[GCash is so] convenient. Let’s be real, 2024 na, not a lot of people are carrying cash with them, but 10/10 times they have their phone! I’m glad to know La Union is adapting to this. Pati yung tricycle drivers naka GCash, which is convenient!”

Meanwhile, if your summer travels are taking you out of the country, GCash gives you the option to pay cashless with the GCash Card.

Cocoy adds, “The all new GCash Card is my newest travel must-have! I first tried using it when I went to Hong Kong recently, and I was able to withdraw cash, pay for things, and enjoy a low FOREX rate pa!”

Keep using GCash this summer and play Shake It, Win It

The summer fun continues all the way until the end of May as GCash gives users the exciting chance of transforming their transactions into big prizes with the Shake It, Win It raffle.

When you Pay or Borrow with GCash worth at least Php 100, you earn raffle tickets instantly. Every day, you can win GCash credits, exclusive vouchers, brand-new gadgets, or the grand prize of free trips to top local and international destinations.

Download the GCash app today and unlock your next adventure with your travel besties this summer. Tara, Summer na! I-GCash mo!

For more details about Shake It, Win It, visit here. Promo runs from February 28, 2024 - May 31, 2024. Per DTI Fair Trade Permit No.: FTEB-186373 Series of 2024. Supervised by the Bangko Sentral ng Pilipinas

GCash's lending arm Fuse recognized at The Asset’s Triple A Digital Awards

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Fuse Lending, the credit arm of GCash, the Philippines' leading finance app and mobile wallet, was recognized for its innovative products at The Asset’s Triple A Digital Awards, recently held in Hong Kong. The awards are a recognition by Hong Kong-based financial journal The Asset of companies and institutions that have “excelled in innovation” and have developed a “unique digital experience for customers across the Asia-Pacific and the Middle East.”

From left: GLoan head Kevin Yu, and Fuse Lending, Inc. president and CEO Tony Isidro

Fuse Lending received the Best Emerging Digital Technologies Award for GLoan Sakto, a nano-loan product providing Filipinos with easier access to credit, specifically targeting Filipinos who prioritize the daily needs of their families or need support in making ends meet until the next payday.

GLoan Sakto was launched in August 2023 as a fast and easy cash loan solution for Filipinos. GCash users can borrow amounts as low as Php100 up to Php500, with repayment periods of 14 or 30 days, zero interest, and a processing fee starting at Php6.50. The service allows users to access smaller amounts and shorter-term funding without applying for the loan. Users can also tap GLoan Sakto to purchase items from over 200,000 GCash partner merchants.

“We are honored to be recognized with a prestigious award, and this affirms our commitment to delivering financial inclusion for millions of Filipinos,” says Fuse CEO Tony Isidro. We are there for the various financial needs of Filipinos, whether big or small. We are able to do this by completely digitalizing the loan process, from application to disbursement and repayment. Ultimately, our mission is to make credit accessible to every Filipino."

GLoan Sakto is part of GCash's financial inclusion efforts. The company is expanding its loan services to all socioeconomic classes, especially sectors with less access to credit, such as women, farmers, and micro enterprises.

“Research has shown that historically, only 2% of Filipinos have had access to credit, leaving a massive portion of the population with unmet needs. Our products and solutions are helping address the needs of Filipinos, no matter how small they may be,” adds Isidro. “Usually, these borrowers are excluded in the loan services of traditional banks. However, through digitalization, anyone with a mobile phone can have access to credit through GCash. These solutions are responsive to the needs of millions of Filipinos and ultimately help them realize financial progress.”

GCash's loan services, powered by Fuse, include GLoan, GCredit, GGives, GSakto Loans, and Borrow Load. As of end-2023, Fuse has provided credit to more than four million GCash users, disbursing over Php118 billion worth of loans. 2 in 3 borrowers are from the C2DE socio-economic classes, half are women, and 2 in 3 are from young people. Meanwhile, two out of three borrowers come from outside the National Capital Region.

For more information, please visit www.gcash.com

GCash, SB19 release new summer jingle and music video kicking off more rewarding season with up to P179M worth of prizes

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GCash, the Philippines' top finance app, has teamed up with multi-awarded P-Pop boyband SB19 to launch a brand new summer anthem and music video.

The release of the upbeat "Tara, Summer Na" isn't just about making sure everyone's got a new summer anthem, but it's also an invitation to experience the best that the season has to offer in a new way with GCash.

Whether it’s going out on food trips, traveling out of town with friends, or going on a shopping spree for a new wardrobe for the season, GCash is adding an extra layer of excitement to everyone's favorite activities with the launch of the Shake It, Win It promo. With numerous prizes waiting to be won, GCash ensures that every moment this summer is truly worth it and more rewarding.

From March 4 to May 31, users have the chance to join the Shake It, Win It Raffle just by paying a minimum of Php 100 with GCash. Every payment unlocks a world of prizes worth 179M. Starting March 8, users can also enjoy over 50% off in partner deals!

Prizes to look forward to in the Shake It, Win It prize draw include GCash credits, discount vouchers to retail merchants, today’s hottest gadgets, new appliances, and even free flights. In addition, select lucky winners can also win free trips for 2 to top local summer destinations such as Cebu, Siargao and Boracay, while 5 grand prize winners will get the chance to jet off to Japan, China, South Korea or Thailand together with a companion!

To earn raffle entries, users simply need to pay with GCash a minimum of Php 100 through its different features and products on the GCash app. Whether it’s to Buy Load, Pay Bills, or avail any products on the GInsure or GLoan dashboard, transactions will earn users 1 raffle entry to play per day. They can also use the GCash Card locally or abroad and tap to pay, or Scan QR in all their favorite merchants for a chance to get more entries daily.

Here’s how to play the Shake It, Win It Game:

1. After making a transaction worth a minimum of P100 with the eligible GCash services, click on your top banner in the GCash homepage
2. Under the Shake It, Win It page, click the Shake It, Win It banner
3. Users with a raffle entry will then be allowed to play by shaking or tapping their device
4. Users will then see their prizes immediately!

Stream the new Tara, Summer Na track today and keep paying with GCash for a chance to join the Shake It, Win It game daily and experience Summer the GCash way – easy, fun, more rewarding.

Facebook Link:

https://www.facebook.com/gcashofficial/posts/pfbid02tVEB25UPHvdJNbE3BHiHtyH5aA5vxJFRju2vWLyUqXQUVaqvmBuiSyvDi3PCPixgl

YouTube link:

https://www.youtube.com/watch?v=IQexD07tI3E 

Tara, Summer Na. I-GCash mo! Download the GCash app today.

Tips To Shop and Pay Wiser, Better This Year from Heart Evangelista and GCash

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In its pilot GCash Spotlight episode, GCash ushered in its new era of financial progress together with its newest ambassador, Heart Evangelista.

GCash, the Philippines’ top finance app and largest cashless ecosystem, continues to revolutionize personal finance for all Filipinos by inspiring wiser, better spending, saving, and investing habits.

According to Heart, GCash has become an integral part of her daily life, making shopping and saving “more fun and more sulit.” She adds, “I still love to express myself with the pieces I buy and invest in, but I've also been more financially smart, especially with how I shop. I'm looking for the best value for money and treat every purchase, no matter how small, as a smart investment.”

When asked about her top tips for managing finances while shopping, Heart emphasizes the importance of leveraging her "best way to pay” – GCash – and its products and features tailored to meet different needs and user preferences.

Heart Evangelista-Escudero and Boy Abunda talk about her most used GCash features during the GCash Spotlight event

1. Maximize convenience and access to deals when shopping online

As an avid online shopper who values a variety of options and seeks out the best deals, especially with her busy schedule, Heart maximizes her experience by gaining access to deals and discounts when she pays with GCash.

When users Pay Online with GCash, they can get access to special discounts and exclusive vouchers, all while ensuring security in their transactions, making it the ideal choice for discerning shoppers.

She shares, “I love buying things for my family, and of course that includes the treats and clothes of my furbabies, and many of the things I buy are readily available online so that helps me buy without any hassle. When I pay online with GCash, it’s simple, and it’s secure, so iwas sa online scams.”

2. Enjoy convenient in-store shopping by scanning to pay

Heart prioritizes convenience when it comes to payments, which is why she appreciates the simplicity of scanning QR codes through the GCash app at millions of merchants nationwide.

"Whether I'm dining out, grocery shopping, or indulging in retail therapy, it’s just so convenient to Scan-To-Pay with GCash, especially as I try to avoid bringing cash as much as possible," Heart explains.

3. Make shopping a fun, shared experience

Heart also enjoys shopping with GCash Express Send via Send Money, especially when shopping with Senator Chiz Escudero. As seen in her latest GCash film, they send each other “love” with shopping money, which adds an extra layer of enjoyment to their shopping experience.

“Whether it’s picking out items for each other or jointly deciding on purchases, I really enjoy a shared shopping experience,” Heart adds.

Through GCash Express Send, users can effortlessly send and receive money to other GCash users for free. Whether it's during the holiday season, on special occasions, or simply to express affection, Express Send via Send Money may be utilized to send “love” the way Heart does.

Heart shares how she uses GCash when shopping locally and abroad during the recent GCash Spotlight event.

4. Discover the best deals available

With GCash, users can unlock a world of opportunities for smart spending and exclusive offers, whether shopping in-store or online. Exciting deals await during the upcoming 3.3 sale, with GCash and its brand partners offering exclusive discounts and promos, including:

● Lazada

From March 1, users can collect exclusive GCash vouchers at the Voucher Center and enjoy P50 off with a minimum spend of Php 1,000.

● Lenovo

Users can get access to deals up to 38% off on all gadgets when they pay with GCash online and shop via Lenovo’s official website.

● Shein

New users can enjoy 20% off with a minimum spend of Php 799 by using the code 2024GC20 upon check out. Another 18% off is available for users who checkout a minimum spend of Php 1,299 when they use the code 2024GC18.

With GCash, it’s never too late to manifest your best life, and take your dreams and goals to the next level. Learn more about how to shop smarter and embrace the possibilities that financial progress brings by streaming the first episode of GCash Spotlight featuring Heart Evangelista here.

CICC, GCash sign agreement to ramp up fight against fraud

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Further cementing its long-standing commitment to provide Filipinos with secure and safe digital financial services, the Cybercrime Investigation and Coordination Center (CICC) has signed an agreement with the country’s number one finance app, GCash, to intensify its campaign against online fraud and scams.

From left: GXI Chief Legal Officer Atty. Gilbert Escoto, GFI Chief Legal Officer Atty. Maricor Alvarez-Adriano, Head of New Businesses, Corporate Affairs, and Sustainability Winsley Bangit, Executive Director of CICC USec Alexander Ramos, DICT Secretary Atty. Ivan John Uy, CICC Highly Technical Consultant Ret. Justice Andres Reyes

Under the agreement, GCash will continue to collaborate with CICC, leverage their capabilities, synergize efforts in combating cybercrime activities, and improve cyber capabilities and resilience while accelerating digitization initiatives in line with its vision of “Finance for All.”.

The MOA signing ceremony was graced by Department of Information and Communications Technology (DICT) Secretary Ivan John Uy, who emphasized that the CICC, which is an agency under the DICT, and GCash will synergize their strengths to become “futurists” that will work together to protect Filipinos by preempting the activities of cybercriminals.

The partnership between the CICC and GCash, he said, is “a strong signal to the whole community and to cyber criminals that we are not sitting back, that we will be aggressive in securing the money that the public has entrusted to us, and that we will actively, diligently, and relentlessly run after cybercriminals, whoever they may be, and bring them to justice.”

Joining Sec. Uy in signing the agreement were CICC Undersecretary Alexander Ramos and Retired Supreme Court Justice Andres Reyes, Jr., GCash Head of New Businesses, Corporate Affairs, and Sustainability Winsley Bangit, GCash Chief Legal Officer Atty. Maria Corazon Alvarez-Adriano and GCash Legal Head Atty. Gilbert A. Escoto.

In his speech, Usec. Ramos urged the victims of online scams to immediately file a report with GCash and the CICC, "not on social media.”.

This, said Ramos, will mobilize the rapid incident response mechanism made possible by the partnership between GCash and the CICC so that the public can be properly protected in time and prevent scammers from getting more victims. The undersecretary also urged the public to reach out to the government’s 24/7 anti-scam response hotline in case of suspected scams by dialing 1326.

Through its continuous cooperation with authorities, GCash has blocked over 4 million fraudulent accounts and taken down 810 phishing sites and 45,000 malicious social media posts and accounts in 2023.

A strong alliance with government agencies like the CICC, said Bangit, is a big boost to creating a safer digital ecosystem for Filipinos, especially as they transact online. “We are honored to stand shoulder to shoulder with you in the pursuit of a safer and more just society,” he added.

In her closing remarks, Atty. Alvarez-Adriano said that in the ongoing integration of digital technologies with the support of public sector agencies like the CICC, “GCash is poised for a state-of-the-art, stable, and inclusive financial system that will support the economic growth of the country.”

For more information, please visit www.gcash.com.

Globe steers customers to purchase prepaid load via digital channels

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Leading digital solutions platform Globe is shifting its prepaid load top-ups and load selling via digital channels in lieu of the popular call cards. This is in line with its commitment to sustainable business operations and seamless service delivery. 

Users of Globe Prepaid, TM and Globe At Home Prepaid WiFi may load up via the following loading channels, which can be accessed for free:

●       GlobeOne App

●       GCash

●       Globe website

“These digital alternatives make loading up easy and convenient and align with our continuing effort to embed sustainability in our operations. We encourage our customers to embrace this digital shift and join us in this digitization journey,” said Eric Tanbauco, Vice President of Mobile Prepaid Business at Globe.

Load top-ups via electronic reloading in sari-sari stores, convenience stores and malls will remain available.

Retailers with remaining prepaid load cards may continue to sell while supplies last. Customers may still avail of these prepaid load cards and use them until the expiration date indicated.

Here’s how users of Globe Prepaid, TM and Globe At Home Prepaid WiFi can load up:

1. GlobeOne App

GlobeOne app allows customers to track their load and data, pay bills, reload, subscribe to promos and more.

Step 1: Log-in to GlobeOne app and click on the “Buy Load.”

Step 2: Choose an account or type a mobile number.

Step 3: Enter your desired load amount, then tap “Buy Load.”

Step 4: Choose your preferred payment method and pay.

2. Online Loading via Globe’s website

Step 1: Go to the loading page (https://new.globe.com.ph/buy-load?)

Step 2: Enter your Prepaid mobile number.

Step 3: Choose an amount or Prepaid promo to load.

Step 4: Click “Next” and choose your mode of payment (gcash or debit/credit cards)

3. Via GCash

Through GCash, customers can buy load for its own number or send load to others.

            Step 1: Download the GCash app from Google Play or App Store.

            Step 2: Open GCash and select “Load.”

            Step 3: Input the mobile number and press “Next.”

            Step 4: Select the load amount and press “Buy Now.”

Step 5: Confirm the amount of load and press “Pay” to proceed with your transaction.

Globe will continue to expand and provide more ways to top-up and sell loads digitally within the first quarter of this year.

To know more about Globe’s mobile offers, visit globe.com.ph.