Own a smartphone for only one peso? Get it at all Allphones stores now!

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LENOVO A296i.jpeg

When you enter a mobile phone store, what do you think could you buy there for one peso? Well, believe it or not, when you go to an Allphones store you can buy a high-tech Lenovo A296i for only one peso! This is possible if you avail of the Globe MySuper Plan 599 SIM Only package. This exclusive deal is available from March 7 to 16 only.

Enjoy unlimited calls and texts, internet surfing, and post on Twitter, Instagram, or Facebook as much as you want—using a features-packed Lenovo A269i android smartphone that you can get for just one peso! This unbelievable deal is exactly what you’ll get when you go to an Allphones store and apply for a postpaid Globe MySuper Plan UNLI 599 SIM Only subscription. Don’t wait too long because this deal is exclusively available at Allphones stores from March 7 to 16 only!

“Allphones offers customers the best deals and the widest range of choices for mobile phone—while at the same time giving them a futuristic, fun, and convenient retail experience.  Our latest offering, where an applicant can get a Lenovo A269i smartphone for only one peso, really takes the cake,” said Maureen Laus-Gallant, Allphones Philippines Marketing Head.

To apply for the postpaid Globe MySuper Plan UNLI 599 SIM Only subscription, all you have to do is to go to any Allphones store, present a valid ID, and choose the combos you want to be included in your postpaid plan. There are three combos to choose from: a) Super Duo which provides unlimited calls to landlines and to Globe and TM mobile phones; b) Unlimited calls and texts to Globe and TM numbers; and c) Unlimited texts to all networks.

Allphones stores are offering a sweet deal from March 7 to 16: postpaid applicants get unlimited calls, texts, social media, and mobile Internet through the Globe MySuper Plan 599 SIM Only package; it gets even better as the plan includes a high-tech Lenovo A296i smartphone that applicants can own for only one peso.

After choosing your preferred combo, you can then avail of your handset Lenovo A269i smartphone for only one peso. There’s another added benefit to getting a Globe MySuper Plan UNLI 599 SIM Only: there is no lock-in period for the postpaid contract.  Take note, however, that three months’ advance on the monthly P599 service fee is required to complete the postpaid application.

Globe MySuper Plan UNLI 599 SIM Only applicants will enjoy the quick, convenient, hassle-free, and high-tech account processing system of Allphones.  The applicant is also freed from the hassle of filling-out several documents—this is because the processing of the postpaid application is done electronically through an iPad.

“First-time Allphones postpaid account applicants get a thrill out of processing their applications using our digital process. The data they input through this process will be safe and secure. We have in place military grade security protocols that safeguard customer information,” said Laus-Gallant.

With such sweet, affordable, and exclusive deals, it’s no wonder that Filipino mobile phone users have responded enthusiastically to Allphones.  In just a matter of months, Allphones has been able to establish 49 stores across the country—all thanks to their customers’ support.  “We are happy to give our customers a new level of excitement and convenience in their mobile phone retail experience. We are thankful that they have responded so positively to that,” said Laus-Gallant.

For more information about the Globe MySuper Plan UNLI 599 SIM Only deal and about the other deal offered at Allphones stores, go to www.allphones.com.ph or visit the Allphones store nearest you. The list of Allphones stores and their locations are in the Allphones Web site.

DOT Unveils New Award to Celebrate Tourism Excellence

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From left to right: Ms. Maria Cristina Go, SVP of BPI, Dir. Luz Amponin of TESDA, Usec Maria Victoria V. Jasmin, Mr. Patrick Cabusay, Marketing Officer of MyPhone, Lorenzo Formoso, COO Duty Free, Antonio D. Kalaw, Pres. Development Academy of the Phils.

The Department of Tourism (DOT) is launching a new set of awards for individuals who have demonstrated strong and deep commitment to the country’s tourism through excellent customer service and investment in tourism development efforts. 

Dubbed as DOT’S TOURISM STAR PHILIPPINES, the awards are divided into two (2) categories: 

 (i) tourism front-liners and individuals who embody the true Filipino brand of warm hospitality, of going the extra mile in the service of tourists; and, 

(ii) local chief executives (LCE), a mayor or a governor, whose projects contribute positively to the tourism industry.

The individuals’ category is open to all Filipinos who have direct or indirect contact with tourists and who may belong to one of the following:

(a) travel agencies and tour operators; 

(b) tour guides; 

(c) tourist transport (tour buses, taxis, kalesas, etc); 

(d) accommodation establishments; and 

(e) individual service providers that may include entrepreneurs, government employees, policemen and others who do not fall under any of the mentioned sectors. 

An individual nominee must exhibit Filipino quality values of hospitality; flexibility, adaptability and creativity; honesty; professionalism; and promptness.

A potential Tourism Star from the local chief executive (LCE/ mayors or governors) category, on the other hand, must have “led”, “headed”, “contributed”, or “facilitated” tourism movement in their community, tourism income, and jobs creation. Nominees must not only be backed up by a list of tourism-related accomplishments, but also a proof of support to DOT regulatory and development functions such as preparation of local tourism office budget and work plan, enactment of local ordinances on mandatory accreditation and collection of tourism statistics, among others. The LCE Star nominees will be judged according to institutional, promotions, planning and product development, regulatory, investments, centerpiece projects, support to DOT advocacies and best practices in tourism.

The local government community of the LCE Tourism Star shall receive a maximum of PhP1-M worth of funding for a community-based tourism project proposed by the awardee (may be in the form of a training, a livelihood project, or a product development or enhancement initiative), a bronze marker to be placed conspicuously in his jurisdiction, free participation/ booth space in a market-matched international travel fair, display of the DOT Tourism STAR logo in the LGU’s website, and a trophy to be awarded by no less than President Benigno Aquino III.

Other prizes for the awardees will be given by the program sponsors Bank of the Philippine Islands (BPI), MyPhone, Duty Free Philippines (DFP), and the Technical Education and Skills Development Authority (TESDA).

DOT Undersecretary Maria Victoria V. Jasmin said this award is one way of recognizing the valuable contributions made by the people from the tourism industry and local government units alike. “The Tourism Star Philippines celebrates the excellence and dedication exemplified by these industry people in driving the country’s tourism forward,” she added.

The DOT Tourism Star Philippines is also linked to the Department’s branding campaign It’s More Fun in the Philippines!. The Tourism chief is also giving out the Secretary’s Award, a token and a special recognition chosen by the department head for individuals, associations or institutions that made remarkable contribution in any field which support Philippine Tourism.

“The awards program is in honor of the tremendous contribution of many Filipinos in what is now the fastest growing industry in the country, a priority sector that is able to drive inclusive economic growth, one that is worth PhP571.3 billion in the nation’s GDP. It brings to the fore the core strength of our tourism campaign, the Filipino brand of warm hospitality and our commitment to service and outstanding visitor experience” Secretary Ramon R. Jimenez, Jr. shared.

The program will also mark a significant milestone in the DOT, as it fully implements the National Tourism Development Plan (NTDP) which leverages on public-private sector partnerships to improve competitiveness of tourism facilities and services, capacitate local government units, ensure sustainable tourism development and initiate focused marketing and promotions.

“Hopefully, the DOT’s Tourism Star Philippines would not only engage more individuals and local chief executives alike to take more proactive roles in our efforts of raising competitiveness in tourism, but also in instilling in every Filipino the culture of tourism. The success or failure of tourism largely depends on how people will respond to the call of nation-building. And that the power is in the peoples’ hand. We are, therefore, counting on their continued dedication and commitment to our bid towards achieving 10 million international arrivals and most importantly generating seven million jobs by 2016,” the tourism chief added.

The deadline for submission of nominations is on May 31 of every year. The first awarding ceremony will be held in September 2014, in time for the Tourism Week celebration. President Benigno Aquino III will be conferring the award to the recipients.

DOT Region 11 Launches The Big Davao FUN Sale

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The Department of Tourism - Davao Regional Office (DOT-XI) launches The Big Davao Fun Sale, bringing together seven of Davao City’s biggest shopping centers in what is touted as the country’s first citywide shopping festival scheduled on 14 March – 16 April 2014.

The four-week long sale will offer best-value deals with as much as 80% discount on the widest range of products: from dining, local crafts, fruits, and flowers (14 March - 16 April); health and beauty (16-13 March); electronics and gadgets (24-30 March); home and travel (31 March - 6 April); to fashion and active lifestyle (7-16 April).

]The Big Davao Fun Sale will also feature a food festival organized by the Restaurants Association of Davao Inc. where all its 100 restaurant brand members ranging from home-grown and independent restaurants to franchised businesses are expected to join. Shoppers will also have a chance to win raffle prizes such as iPhone 5 units, all-expense paid trip, and cash prizes worth up to P100,000.

“It did not take long for all seven malls to join forces and partner with the DOT in positioning Davao City as a shopping destination in the country. When the country’s largest malls started opening up in the city over the last two years, competition became steep that Dabaweños, close to two million of them, may not suffice to sustain the malls’ viability.This reality in Davao’s retail industry of late caught the attention of all these mall executives to formally organize the Retail Association of Davao and partner with us in conceptualizing The Big Davao Fun Saleto attract foreign tourists and shoppers outside of Davao,” according to DOT Assistant Secretary Arturo P. Boncato, Jr.

The Big Davao Fun Sale, coinciding with the Araw ng Dabaw (Foundation Day of Davao) in March, is projected to increase arrivals to the city by 15% from the 100,000 visitors recorded in March to April last year.

Davao City’s famous all-black Mabuhay Taxi, which carried the tourism campaign for the region in 2012, has once again partnered with the DOT – Davao Region in promoting the shopping festival by dressing up its fleet of 150 units. The Abreeza Mall, NCCC Mall of Davao, SM Lanang Premier, SM City Davao, Gaisano Mall of Davao, GMall of Toril, and Robinsons are all gearing up with their unique offers and promotions for a total shopping experience.

Cebu Pacific Air also partnered with the Retail Association of Davao for the Big Davao Fun Sale giving a huge number of seat sales from all Cebu Pacific points to Davao, now including Bacolod twice a week, for the travel period from March to April 2014. Silk Air, on the other hand, is the global partner for the shopping festival.

“Shopping, or retail tourism, is one of the country’s tourism products being promoted by the DOT aggressively. With the increasing global attention given to the Philippines now as a tourist destination, we can anticipate more tourists to visit our country for their shopping holiday. The Big Davao Fun Sale in March is precisely the perfect time to experience four weeks of shopping spree and enjoy great premium deals that all seven malls in the City of Davao will offer. What makes it more fun is that it coincides with the Araw ng Dabaw celebration, which highlights the culture, ingenuity, and warmth of the Dabaweños. It’s going to be a thrilling experience. So, get ready to shop ‘til you drop,” Tourism Secretary Ramon Jimenez, Jr. said.

For more details of the Big Davao Fun Sale, please visit www.facebook.com/TheBigDavaoFunSale, email the organizers at dotr11@gmail.com / organiczar@gmail.com, or contact Joyce at 0928-9718988 / 0933-6030003 / 221 0070.

Tough Love : Touching moment with Joy, a touch of Olay

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A super fun activity I enjoyed last March 5 at the Blue Leaf- Silk Pavilion in Taguig, with a beautiful and true fun celebrity. The trials of housework are highlighted and refreshed through Tough Love, an event that placed Mariel Rodriguez and members of the media in “tough” household situations, but with the aid of Joy with a Touch of Olay, a new dishwashing variant of P&G Joy.

Mariel and members of the media undergo four different household challenges, including chopping vegetables, squeezing lemons, opening bottles and cans through manual tools, and dishwashing.

Chopping Vegetables

Squeezing lemons

Opening bottles and cans

Dishwashing

All of these challenges simulated the experiences women feel whenever they do household chores.

These stations were also time-pressured to mirror the multi-tasking lives of modern women every day.

Joy with a Touch of Olay helps maintain skin’s moisture, making it all set for “touching moments” as we really feel we wave the softest hands even with the toughest jobs at home - dishwashing, ironing, doing the laundry and cleaning the house. Imagine doing all these things every single day, on top of your demanding career.

This is really - tough love. As we celebrate women’s month, lives and experiences of women are given more importance and thought. This includes the challenges of women everywhere when it comes to doing household chores.

Dishwashing can be a draining task. Just imagine coming home from a tiring day at work, seeing piles of plates on the sink, and getting your hands wrinkled and dry from cleaning the dishes. Joy with a Touch of Olay is especially formulated to help maintain the skin’s moisture while retaining the superior grease-fighting power of all Joy variants. It locks in moisture to create moments of pampering as one does chores. 

“Joy with Olay strives to take care of women. It is formulated with Vitamin E, an antioxidant that helps repair the skin and nourishes the hands by locking in the skin’s moisture. Joy with Olay does not dry the hands, making them “touching moment” ready,” says P&G Brand Communications Leader Anna Legarda.

Every dedicated and hardworking woman will appreciate even the littlest things that will comfort and pamper her. It helps even more to have a product that will indulge her even while she performs household chores daily.

Feel the difference that Joy with a Touch of Olay makes in your dishwashing routine.

As seen in Tough Love, housework will never be the same again because of Joy with a Touch of Olay. Women can do all the tough jobs, but still be “touching-moment ready”.

Enjoy washing everyone ! This is tough love!

Click Here for more photos. 

Job Hunting ? Here's Day Shift Telemarketers

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The company. RSO Corp. is a search and staffing company in the Philippines with decades of experience in recruitment and hiring. It has been tasked by its client to recruit telemarketers and have them hired and on-board by March 20, 2014.

Job requirement. The client of RSO Corp. is looking for ten (10) full-time telemarketing call center agents or reps that will report to work at the client’s Ortigas Center office in the Philippines. This is a full-time, onsite, day-shift schedule, from 10:00 AM till 7:00 PM. Prospective customers or leads being called by telemarketer will originate from English-speaking populations of East Asian countries. Initial projects or campaigns include appointment setting.

Work site. The location of the client’s office is in AIC Burgundy Empire Tower, ADB Avenue Corner Garnet & Sapphire Streets, Ortigas Center, Pasig City, Philippines. This is where hired applicants will report for work everyday.

Skills requirement or job qualification.

The applicant must have the following qualification:

Has had at least one (1) year experience as a telemarketer

Good command of conversational English

Good selling skills on the phone

High school diploma with some college units

In good health and good standing as a Filipino citizen

Compensation and benefits. 

The applicant, if hired, will receive a starting basic gross salary of P15,000.00 a month plus employee benefits accorded to by the labor laws of the Philippines. Additional benefits and incentives based on performance and tenure will also be given.

Start of work – March 20, 2014.

Please send your CV or resumes by e-mail with the title of the email’s SUBJECT = RSO TELEMARKETER 1 to any of the following e-mail addresses:

enjoyingwonderfulworld@gmail.com

arb@rsocorp.com

Do not forget to put the title or subject of the e-mail as RSO TELEMARKETER 1.

Japanese singer Aisaku releases new Tagalog single

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Japanese act Aisaku, with his convincing skill at singing Tagalog songs, releases a new single which like his previous hit, is another Japanese original interpreted by Ted Ito.

The song is called “Alaala Mo” a moving love song first recorded by Ito as an album track. This time, Aisaku’s version premiered its way to mainstream radio when it was first played recently over Barangay LS FM. Production of the music video of "Alaala Mo" is now underway. Watch out for the video premiere on MYX and MTV Pinoy which will happen really soon. "Alaala Mo" is an equally strong follow up to Aisaku's hit single "Ikaw Pa Rin" which was heavily supported on local radio and music channels.

“I am a Filipino by heart even though my pair of eyes makes me look like I'm asleep,” quipped the Japanese-born singer whose rendition of Ito’s signature piece “Ikaw Pa Rin” won Best OPM Cover at last year’s Gawad Musika Awards & Consumers Quality Awards.

A mall tour to promote the new single promises Aisaku’s growing fan base the exposure he deserves. He will be performing this Saturday (March 8) 5 pm at the Atrium of Robinsons Magnolia. Copies of his album, wherein both “Ikaw Pa Rin” and “Alaala Mo” are included, will be sold at the venue as buyers will get the chance of having their CDs signed by Aisaku himself. Awesome prizes also await those who are going to watch the show. Products like K-Palette Japanese Eye Make-up & Cure Natural Aqua Gel (by Beauty Box Corp distributed in all Beauty Bar branches) will be given away to lucky winners during the show.

The self-titled album is produced by Janette Ito of Japan's i&i Records in tie-up with Japan Home Centre and distributed by Universal Records.

A partnership with a major content provider is in the works and will definitely provide a greater reach for Aisaku’s music.

Vocal about his love for Filipinos, he shared, “I find the Filipinos more fun to be with. I love the Filipino humor, the culture, and best of all, the close family ties. I love my parents and I am glad that I know how to show my love to them like a Filipino son can do.”

Other cover songs Aisaku recorded for his album are “Remember Me” (Renz Verano), “Honey My Love So Sweet” (April Boys), “Isang Tanong Isang Sagot” (Donna Cruz), “Isang Mundo, Isang Awit” (Leah Navarro), and other Tagalog tracks of Japanese roots.

The Mind Museum awesome summer adventures!

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The Mind Museum offers latest awesome summer adventures!

C.S.I 101

Junior Mind Mover Program

Forensic Art

Soccer* Science

Marine Science Camp

You can send email summerprograms@themindmuseum.org for registration fees , updates and other inquiries. 

SM Megatrade set to host Entrepreneur and Franchise Expo in June

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Discover and invest in the right business at the Philippines biggest integrated Expo and Convention, dedicated to empower inspiring entrepreneurs and growing franchise businesses - ENTREPRENEUR AND FRANCHISE EXPO 2014 - “Your Step to Success!”, happening on June 27-29, 2014 at MEGATRADE HALL, SM Megamall, Mandaluyong City.

Located at the largest mall in the country, the exhibition venue will offer an ultimate point of convergence for business and commerce. Empowering over 100 Small and Medium Enterprises (SMEs) from various business sectors, the 3-day event features some of the fastest growing businesses in the Philippines, from food, education, retailing, real estate, travel, automobiles, logistics, agriculture, manufacturing, technology and financing.

Highlight of the event is the ENTREPRENEUR SUCCESS SUMMIT 2014, a comprehensive series of workshops and seminars to help business owners, professionals, franchisors and franchisees, including aspiring entrepreneurs, in developing and growing their businesses. Participants will learn how to build a successful business, from funding, hiring, to finding the perfect business that suits them.

Set for success (left to right) SMX Convention Center AVP, Director of Sales Dennis O. Salvador, Entrepreneur and Franchise Expo 2014 founder David Abrenilla, SMX Convention Center General Manager Dexter Dayto and MediaCom Solutions Inc. Operations Head Jogit Enano during the venue contract signing ceremony.

The Entrepreneur and Franchise Expo 2014 is supported by the Filipino International

Franchise Association (FIFA), lead by multi-awarded franchise developer Mr. Rudolf Kotik, who will share his insights on how to build and grow a successful franchise business during the 3-day event. Other successful entrepreneurs and business leaders will be there to share their success stories and inspire the next generation of business tycoons, among the country’s experts who will share their knowledge are international freight forwarding entrepreneur Christian Raeuber, personal finance guru, Randell Tiongson, RFP, Digitalfilipino.com founder, Janette Toral, Freelance Regional Director for Continental Asia, Jorge Azurin and Esquire Financing Chairman and Ernst and Young 2013 Finalist, Rajan Uttamchandani.

This event is sponsored by Injoy, the brand used by many Filipinos for their food business, and supported by Department of Science and Technology –Technology Application and Promotion Institute, UniOil Petroleum Philippines, Inc., My Kaffea 10in1 Coffee with Coconut Sugar, Jetti Petroleum, Global Pinoy Remittance & Services, Pampanga’s Best, Nail Cocktales, Pepito’s Dog Spa, Ever Bilena, Yan Yan International, Phinma Property Holdings Corporation, Murang Generics Pharmacy, Eurotel Hotel, We Serve Generic Medicines Pharmacy, Chairman Kuapao, Positive Living Station, and many more.

To take the step to success, visit the Entrepreneur and Franchise Expo website at

www.efe.ph or call +632-843-2174 or email entrepreneurandfranchiseexpo@gmail.com.

Shop, Learn and Play at the 2nd Baby and Family Expo PH set in August 2014

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The country's biggest family expo "BABY & FAMILY EXPO PHILIPPINES 2014,"  where families love to shop, learn and play is on its 2nd year!

The BABY & FAMILY EXPO PHILIPPINES 2014 is a one-stop shop for all baby, children, pregnancy and family needs, happening this coming August 01-03, 2014 at the World Trade Center, Pasay City.

The three-day event will cover the stages of family growth from maternity, newborns, infants, toddlers and children. Parents can learn the latest trends and relative tips from country’s experts about pregnancy do’s and don’ts, newborn and infant care, child development tips, parenting 101 and more.

Baby and Family Expo part one last 2013 became the main event of the year for all maternity, baby, early childhood and parenting needs, with over 200 exhibitors as well as experts and celebrity parents like Regine Tolentino, Gladys Reyes-Sommereux, RJ Ledesma, Edric Mendoza, providing free seminars to expo visitors and fun-filled activities for the whole family.

For this year, a gallery showcasing fascinating toys and creations will spark the awe in children and rekindle the inner child of every visitor in the Baby & Family Expo’s Toy Museum inside the hall. Children can also enjoy fun and exciting rides and games with the World of Wonder. Fun-filled activities specially organized to widen children’s horizon will also be set up at The Imagination Kitchen, an arts and crafts station.

Highlighting the exciting roster of events is the first ever Baby Idol and Kid Idol talent contest, where babies and kids can shine bright like a star showcasing their singing, dancing, and acting skills.

Other activities to look forward to are the Family Olympics 2014, where moms and dads can show-off their diaper changing and grocery shopping skills, together with their kids for a cake decorating challenge. Another highlight of the expo is the annual Baby & Family Expo Awards Night, where outstanding celebrity families and entrepreneurs will be recognized through the Golden Family Awards and ParentPreneur Awards.

During this three-day family event, visitors will get todiscover the latest products & services for the whole family, and avail of exclusive discounts from much loved stores and brands.

“The BABY & FAMILY EXPO PHILIPPINES is going to be bigger and better this 2014 with over 5,000sqm of space area and over 400 exhibiting brands. We invite a variety of brands that have never been seen before in the country and created larger activity areas to give babies, kids, parents and entire families a great bonding experience” says MEDIACOM SOLUTIONS INC. President and Expo founder, David Abrenilla.

The BABY & FAMILY EXPO 2014 is organized by MEDIACOM SOLUTIONS INC.- “Making Lives Better”, Philippines’ leading media, events-led marketing, communications, exhibition and convention organizing company. Part of MEDIACOM SOLUTIONS INC’s social advocacy is to nurture family development and child care, in partnership with leading foundations such as World Vision and UNICEF.

BABY & FAMILY EXPO PHILIPPINES 2014 will be an experience families wouldn’t want to miss this year!

Stay informed and get current updates by joining their community - 

Baby Expo Facebook Page www.facebook.com/babyexpoph

Twitter: @BabyExpoPh and 

visiting the website at www.babyexpo.ph. 

For queries, call +632-843-2174 or email babyandfamilyexpo@gmail.com.

"Got To Believe" ends this March

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"When the mind forgets, the heart remembers."

"Got To Believe", ABS-CBN's hit series, starring Daniel Padilla and Kathryn Bernardo is now down to its episodes. 

The series, which began airing last August, will air its finale on March 7, ABS-CBN said in a statement released on Monday. A great love story and loved by many people, "Got To Believe" is directed by Cathy Garcia-Molina, Richard Arellano, and Ricky Rivero.

"Got To Believe" tells the love story of a rich kid and spoiled "prince" Joaquin (Padilla) and Chichay (Bernardo), a simple girl with big dreams for her family.

"Got To Believe" airs weeknights after “Honesto” on ABS-CBN Primetime Bida block.also stars Manilyn Reynes, Benjie Paras, Ian Veneracion and Carmina Villarroel.

Now on its last 15 episodes, viewers can expect some major surprises from Chichay and Joaquin, who is now starting to remember his past.

Padilla and Bernardo are scheduled to do the movie adaptation of the teen novel "She's Dating The Gangster," about a 17-year-old girl who pretends to be the girlfriend of a bad boy to make his ex jealous.

Phil. Veterans Bank launches Home Loan Free Home promo

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Philippine Veterans Bank launched "Home Loan Free Home Promo", a promotion for real estate housing loan product (with a loan term of 20 years) with a cash back guarantee at the end of the term. This will run from March 1 to May 31, 2014.

Here are the qualified to avail of this promo and to be eligible for the promo, applications must be received within the promo period.

 -  Homeowners with existing mortgages of at least twelve (12) months in other banks who are of good standing.
 
-  New home-buyers including buyers of residential house and lots, townhouses, or condominiums.
 
-  Homeowners who wish to make major improvements or construction on their existing residential properties.

Check this out:

What is your interest rate?

8.25% p.a. repricing every 5 years.

How much can I borrow?

    Up to 80% of the appraised value of collateral property (house and lot, condominium, townhouse)
    Up to 60% of the appraised value if the collateral property is a vacant lot.

What is the maximum term of the loan?

20 years provided the borrower is not over 65 years old upon loan maturity.

Income requirement:

Minimum of Php40,000 per month for single and married with no dependents for every P1.0M loan.

How long does it take to process the loan?

Loan approval is 7-10 days working days for Metro Manila, Bulacan, and CALABARZON. For outside of these areas, targeted loan approval is within 15 days but is subject  to several factors including accessibility, availability of both credit appraiser and loan applicant, among others.

What are the fees I need to pay?

    Application Fee
    Processing Fee
    Notarial Fee
    MRI & Fire Insurance Premium
    Registration & Cancellation Fees

For complete list of requirements, go to www.pvbhomeloans.com or you may call us at (02) 857-3800 or (02) 902-1600. You may also email us at freehome@veteransbank.com.ph

PVB HOME LOAN FREE HOME PROMO MECHANICS

Promo Description and Offer:

The Home Loan Free Home Promo is designed to entice homeowners to take up a housing loan with PVB and avail of the bankís cash-back guarantee.

Successful PVB Home Loans borrowers can avail of a 20-year loan term with the guarantee of a 100% return of the principal loan as long as the borrower is able to meet the promoís terms and conditions.

Eligibility:

    Homeowners with existing mortgage loans with other banks for at least a year
    New home-buyers including buyers of residential house and lots, townhouses, or condominiums
    Homeowners who wish to make major improvements or construction on their existing residential properties

Promo Period:

The promo will run from March 1 to May 31, 2014. Home Loans applications must be received within these exclusive dates to be eligible for the promo.

Interest Rate:

The effective interest rate for successful borrowers who avail of the Home Loan Free Home Promo will be 8.25% per annum, fixed for five (5) years, thereafter subject to re-pricing every five (5) years.

Promo Mechanics:

Housing loan applicants need to apply for a PVB Housing Loan to be eligible for the Home Loan Free Home Promo. Application for the housing loan can be done at the Retail Banking Division (RBD) office in Makati City (G/F PVB Head Office ñ Rufino corner Dela Rosa Sts., Legazpi Village, Makati City) or at any of PVBís sixty (60) branches nationwide during the promo period.

Loan applicants may also visit the PVB website, click on the PVB Home Loan Free Home ad to be directed to the online application form. Applicants need to fill-out the online form completely, scan and upload/submit the pre-approval requirements. The submitted online application will be emailed directly to RBD for pre-processing. Only completely filled-out online applications will be entertained.

Upon application, the loan applicant fills-up the loan application form (available at RBD or at the PVB branch), submits the pre-approval requirements and pays the non-refundable application fee. The application will not be processed unless requirements are complete and the application fee is paid.

Upon approval of the housing loan, PVB will inform the applicant and he/she will be asked to visit the RBD office or PVB branch to sign the loan agreement and submit post-approval requirements. He/She will also have to pay all other applicable fees (processing fee, mortgage registration fee, notarial fee) and premiums (mortgage redemption insurance, fire/lightning/earthquake/AOG insurance). The borrower will then have to open a PVB Savings Account whereby the monthly amortization of the loan will be deducted from.

For pre-approved online applications, applicants will be asked to personally visit the RBD office or the nearest PVB branch in their area for the signing of the loan agreement and submission of original copies of both pre- and post-approval requirements.

For the borrower to receive 100% of his/her principal loan back at the end of 20 years, the following conditions must be met for the entire duration of the term:

          ï   No late or lapsed payment of amortizations and other dues (i.e. Mortgage Redemption Insurance, Fire Insurance premiums, etc.) for the duration of the term.

          ï    No pre-termination of the housing loan.

          ï    No pre-payment of the housing loan.

          ï  Loan is fully paid at the end of the term including all other dues. (i.e. Mortgage Redemption Insurance, Fire Insurance premiums,  etc.)

          ï    PVB Savings Account for the monthly amortization must be maintained for the duration of the loan term.

If the loan applicant fails to meet any of the conditions above, the loan will be treated as a regular housing loan and will be ineligible for the cash-back feature of the promo.

Upon completion of the term, PVB will credit to the applicant's savings account the amount representing his/her cash back equivalent to the principal loan.

Existing PVB housing loan clients are not qualified. However, existing PVB depositors and customers of non-loan products are eligible for the promo. PVB employees, their agencies and suppliers for the promo, and their respective relatives up to second degree of consanguinity or affinity are not eligible for this promotion.

PRE-APPROVAL REQUIREMENTS

The following need to be accomplished / submitted upon loan application:

    1. Housing Loan Application Form (available at the RBD office, PVB Branch or PVB Website).

    2. Valid Identification Cards (government-issued IDs such as SSS, Driverís License, PRC ID, TIN, passport; company ID)

    3. Marriage Contract (if applicable)

    4. Irrevocable Special Power of Attorney

    5. Health Declaration Form for MRI enrollment with PVBís insurance company

    6. Payment of Loan Application Fee (Non-refundable)

For locally-employed loan applicants:

    1. Certificate of Employment (CoE) indicating salary, position, status and length of service with present company

    2. Income Tax Return (ITR) for the recent two years

For self-employed loan applicants:

    1. DTI Registration of Business

    2. Articles of Incorporation / By-Laws / SEC Registration

    3. ITR & Financial Statements for the last two (2) years

    4. Bank Statements for the past six (6) years

    5. List of Trade References (at least 3 major suppliers / customers)

    6. Photocopy of Lease Contracts, and TCT (if income source is rent)

Collateral Documents:

    1. Clear Copy of Ownerís Duplicate Copy of TCT / CCT

    2. Lot Plan & Vicinity Map Certified by a Geodetic Engineer

    3. Photocopy of Tax Declaration on land & improvement

    4. Contract to Sell from Developer stating the contract price & ledger

    5. Original copy of Certificate of Good Credit Standing from the Homeowners Assoc. or Condominium Corp.

For Refinancing of Existing Mortgage Loan:

    1. Statement of Account from the Mortgage Lender

    2. Proof of Payment for the past six (6) months

For Construction Loans:

    1. Building & Floor Plans (complete set)

    2. Bills of Materials / Specifications / Cost Estimates

POST-APPROVAL REQUIREMENTS

    1. Original Ownerís Duplicate Copy of TCT / CCT

    2. Certified True Copy of the latest Realty Tax Declaration on land and improvement under the name of the borrower / mortgagor

    3. Original Tax Clearance

    4. Photocopy of real estate tax receipts (Full Year 2014)

    5. Fire / Lightning / Earthquake Insurance Coverage (as applicable)

Still canít believe that the Home Loan Free Home promo offer is true?

Get in touch with us to know how you can own your own home for free at the end of your 20-year loan term!

Trunkline Numbers:

(02) 857-3800

(02) 902-1600

Fax Number:

(02) 902-1666

Please note that our Home Loan Free Home Associates will only be able to receive live calls Mondays ñ Fridays from 7:30am to 6:00pm. Outside of those hours, please leave your name and contact details at the voicemail tone and weíll get back to you as soon as possible.

You can also : 

Email via freehome@veteransbank.com.ph

Like  Facebook: PVB Home Loan Free Home

Follow  Twitter: @PVBHomeLoan

You may also visit any of PVBís 60 branches nationwide during banking hours and speak with our bank officers or staff on how to join the Home Loan Free Home Promo.

ABRA's self-titled debut album released

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“Mambulabog ng mga isip, to inspire, and to change the world one step at a time.”

Raymond Abracosa a.k.a ABRA, finally releases his first solo album under Artifice Records and Ivory Music & Video.

Dubbed the “Makatang Hibang” by his fans, Abra’s exceptional lyricism, extensive vocabulary, ingenious literary technique, speed and lucidity of delivery, and fiery stage presence made him a force to be reckoned with in the music industry.

His 4 nominations at the 2014 MYX Music Awards including Favorite Male Artist, Favorite Music Video, Favorite Urban Video and Favorite MYX Celebrity VJ would be a clear verification.

The “Gayuma” star is nothing but ecstatic with what’s happening with his career, most specially that the fruit of his hardwork is finally out, “Hindi kapani-paniwala [yung feeling]. Overjoyed, overwhelmed, and overflowing with excitement,” he says, adding “Kulit nga e, pagkahaba-haba na ng biyahe pero parang simula pa lang din. Maraming salamat ulit sa lahat ng tumulong, sumuporta, gumabay at nagduda.”

After months of waiting and anticipation, the album was released and features 14 tracks including star-studded collaborations with Chito Miranda of Parokya Ni Edgar, Arci Munoz of Philia, KZ Tandingan, Loonie, Ron Henley and LDP. 

“Magic. Isang malaking karangalan na makasama ang mga idol ko sa aking album,” he shares, adding “Isinasalaysay at inilalarawan ng album na ito yung mga nakikita, nararamdaman at naiisip ko.” 

Abra opted magic-related single titles but each with a theme of its own. “Yung ‘Gayuma’ [ay] pseudo-love song, yung ‘Ilusyon’ [ay] sociopolitical, yung ‘Bolang Kristal’ [ay] kakaibang kwento tungkol sa tatlong pinakakinaaadikan ng tao, yung ‘Diwata’ naman [ay]  tunay na love song, tapos yung ‘Cerberus’ [ay] epitome ng Pinoy rap yung datingan,” he narrates. “Kasama rin sa album yung Alab ng Puso, OST ng primetime teleseryeng Juan dela Cruz, Isang Jeep (Radio Version) at saka 3 LDP tracks. Meron pang booklet with artwork + lyrics + photos + Artifice ID. Sulit ang P280.”

From his heart to yours, Abra says “Maraming, maraming salamat sa walang sawa at ‘hibang’ klaseng suporta. Sana magustuhan niyo itong kauna-unahang magnum opus ko. Say p*kyu to piracy.”

His promise to CD buyers? “Kung wala kang nagustuhang kanta sa album, malamang hater ka lang. Promise.”

TRACKLISTING:

01.  PANIMULA                                                                          

02.  GAYUMA (feat. Thyro & Jeriko Aguilar)                                         

03.  BOLANG KRISTAL (feat. KZ Tandingan)                     

04.  PATALASTAS                                                                       

05.  ILUSYON / NOYSULI (feat. Arci Munoz of Philia)                                   

06.  DIWATA (feat. Chito Miranda of Parokya ni Edgar)                          

07.  PROPESIYA                                                                          

08.  CERBERUS (feat. Loonie & Ron Henley of Stickfiggas)                

09. PANGWAKAS (feat. Josef Amarra of Beatbox Philippines)

Bonus Tracks:

10.  ISANG JEEP

11.  ALAB NG PUSO (OST for “Juan dela Cruz”)

12.  WHEN THE BEAT DROPS - Lyrically Deranged Poets     

13.  PSYCHOPATHS ON THE LOOSE (2009) - Lyrically Deranged Poets

14.  HERE TO OWN IT 2 (feat. Quest) - Lyrically Deranged Poets

Abra’s debut album is now available in major record stores for only P280.00. Also available on iTunes at http://smarturl.it/AbraAlbum.

Be updated with your favorite local and international artists! Visit Ivory Music & Video’s Facebook page at http://www.facebook.com/ivorymusicandvideophilippines.

Binibinis rock the big dome with annual Fashion Show

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Much anticipation is in the air, as 40 of the loveliest women from all over the country gear up for the Binibining Pilipinas 2014 Fashion Show at the Smart Araneta Coliseum on March 6, 7 PM.

All eyes are set on who will follow the fabulous footsteps of Shamcey’s Tsunami Walk, Janine’s Cobra Walk, Ariella’s Ariba Walk and Johanna’s Salagubang walk, and sashay their way into representing the Philippines in the world’s most prestigious beauty pageants.

It’s a fashion extravaganza like no other, with a display of elegance and grace from the 40 Binibining Pilipinas 2014 candidates donning cultural dresses in the National Costume competition. Then the girls will show off their fierce walk and strut down the Big Dome’s catwalk clad in sexy JAG jeans and accessories from the Binibini collection.

The Fashion Show is only one of the many exciting activities on the lead up to the Binibining Pilipinas Grand Coronation Night on March 30. The ladies will be launching their Swimsuit Photo Exhibit at the Gateway Cinema Lobby on March 15 and will be holding the much-awaited Parade of Beauties around the Araneta Center on March 22.

The 40 candidates will also take part in various charitable missions and outreach programs under Binibining Pilipinas Charities Inc and its partners.

The Binibining Pilipinas 2014 fashion show opens its doors to the public, and pageant aficionados can fan girl over their favored bets and purchase tickets, priced Php 110 for Patron A, Php 90 for Patron B, and Php 60 for Box. To purchase tickets, visit Ticketnet Online www.ticketnet.com.ph or call 911-5555 for inquiries.

The Binibining Pilipinas 2014 pageant is presented by the Araneta Center, ABS-CBN, PLDT Home, Jag Jeans, Avon, Megaworld Properties, Manhattan Garden City, Titan Watches, Pizza Hut, Sofitel Hotel, David’s Salon, J.A.C Motors, Picture City, Gold’s Gym, Dale Carnegie Training, Charter Ping An, Entrepreneur School of Asia and Raymond Saldana Photography.

Max's Restaurant to Share World-Class Experience at Bruno Mars Concert Live in Manila

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Bruno Mars returns to the Philippines for the Moonshine Jungle Tour 2014 and slated to take the stage on March 22, 2014, 8:00 pm at the Mall of Asia Arena in Pasay City, the "Nothin' On You" half-Filipino vocalist is expected to draw in thousands of Filipino "brunofanatics" and concert enthusiasts.

Global Filipino brand Max's Restaurant boosts its support for international recording artist and two-time Grammy awardee, Bruno Mars by announcing that it is the official restaurant of The Moonshine Jungle Tour: Bruno Mars Live in Manila concert.

Mars' much-awaited stop in Manila is part of his ongoing world tour to promote his second studio album, "Unorthodox Jukebox." Part of the proceeds from his concert will be donated to helping Yolanda victims.

Bruno Mars, born as Peter Gene Hernandez, grew up in a musical family. His father, Peter Hernandez, was a Latin percussionist while his Filipino mother, Bernadette "Bernie" San Pedro Baluyot, was a singer in Hawaii. Mars wrote and performed music at a very young age and was exposed to a diverse mix of reggae, rock, hip hop and R&B music. He had his share of hurdles early on in his career, but his persistence to succeed and remarkable gift in music helped catapult him to worldwide fame. It was only a matter of time before he captured the world's attention after helping popularize hits like "Nothin on You" by B.o.B, and "Billionaire" by Travie McCoy.

"Max's, a global Filipino brand, believes in showcasing the exceptional talent of Filipinos. We are very proud to support a multi-awarded international artist like Bruno Mars. As the official restaurant of his Moonshine Jungle concert in Manila, we share Bruno Mars' love for great music and world-class food. It is an experience that we would love to share with every Filipino," shared Bobby Simborio, Corporate PR and Media Manager for Max's Group of Companies.

Bruno Mars is one of the most respected and in-demand artists today. He has sold over 115 million records all over the world as a singer, producer and songwriter. A recipient of a number of prestigious awards, Mars has also catalogued 22 Billboard "Hot 100" hits. He was named as one of the top 100 most influential people in the world by Time Magazine in 2011, and was ranked number 1 on the Forbes 30 under 30 list in 2014. 

Watch Bruno Mars live on March 22, courtesy of Max's Restaurant.

Just 'like' Max's on Facebook and fill up the online entry form to win free concert tickets. Every day, one fan will be chosen to win 2 Moonshine Jungle tickets for free! For more updates, visit Max's Restaurant's Facebook fan page or log on to www.maxschicken.com.

About Max’s Restaurant

Max’s, one of the country’s leading fast-casual dining restaurant traces its roots to a family’s generosity and passion for good food. Max’s, “the house that chicken built,” continues to innovate and expand worldwide with plans to open branches outside the United States. Today, Max’s Restaurant has established itself as a household name, an institution, and a proud Filipino tradition, zealously upholding the values passed on from its early beginnings in 1945 to the present –day generation of food aficionados.