AirAsia announces resumption of domestic flights

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AirAsia is set to resume its scheduled domestic flights commencing with Malaysia on 29 April 2020, followed by Thailand (1 May 2020), the Philippines (1 May 2020), India (4 May 2020) and Indonesia (7 May 2020), subject to approval from the authorities.

The resumption of services will initially be for key selected domestic routes, which will increase gradually to include international destinations around the network, once the situation improves and governments lift borders and travel restrictions.

The flights are already open for booking via the airasia.com website and our mobile app. Guests may use their credit accounts to redeem for these flights.

Further details on more routes and flight schedule will be announced in the coming weeks, subject to approval from the authorities.

President (Airlines) of AirAsia Group, Bo Lingam said: “We are very pleased to be able to fly again and to serve our guests starting with domestic routes, and hope to resume full operations as soon as possible. We have undertaken a thorough review of our guest handling procedures both on ground and onboard in light of the Covid-19 pandemic. We have been working closely with the airport authorities to ensure that all the relevant precautionary measures are in place to ensure a safe, pleasant and comfortable journey for everyone.

“At AirAsia, the safety and wellbeing of our guests and employees is always our highest priority. We work actively with all our regulators, local governments, civil aviation and health authorities, including adhering to guidance from the World Health Organisation (WHO) and International Civil Aviation Organisation (ICAO) to ensure the highest standards of compliance and conformance are in place for every single flight we operate in our network.”

Guests are advised to practise the universally recommended protective precautionary measures including wearing a mask, social distancing and observing high personal hygiene. The aircraft, which are fitted with hospital-standard High Efficiency Particulate Air (HEPA) filters, will also be sent for a thorough disinfection after each flight.

For any queries, please refer to our FAQs here. Guests may contact AirAsia Virtual Allstar (AVA) or chat live with a Customer Happiness agent on airasia.com or support.airasia.com for further assistance.

Guests are advised to keep updated via Travel Advisories issued by AirAsia on airasia.com and social media platforms. Guests are also encouraged to check their flight status at airasia.com/flightstatus for live updates given the ever-changing situation at this time.

*Subject to government’s approval

**I5 only operates domestic routes in India

***D7 and XJ only operate international routes

Tunog Bago sa Tunog Kalye

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When everything seems bleak and uncertain in our enhanced community quarantined-home front, there are two things that continue to shine: the Filipino spirit and music. And these two are what anchors the latest collaboration between Wave 89.1 and Ivory Music & Video. Two well known names in the radio broadcast and music industry, through the revitalized program Tunog Kalye, aim to discover new talents and help them carry their music to the next level, both in radio and digital platforms. 

Tunog Bago sa Tunog Kalye is open to Filipino songwriters anywhere in the world, who are 18 years of age or older on the date of song submission. Minors who are interested to join will be required to obtain and submit written permission from the parents or legal guardian to participate. 

Songs can be of any music genre and must have both lyrics and music when submitted. Entries must be original, unpublished or self-published, that have been written or co-written by the participants with the copyright and authority to submit and perform the composition to Tunog Kalye. An unpublished song is defined as being recorded and self-released by the participant and/or not co-published by a commercially active music publisher. Co-writers are subject to the same eligibility criteria.

Each song must have lyrics and should be in WAV form. Entries must be accompanied by a song artwork (1440x1440 JPEG format) and must include complete information and links to their social media sites such as Facebook, Twitter, and Instagram, including YouTube channel link if applicable.

Interested independent bands, duo or solo acts can submit songs and lyrics with their complete information to tunogkalyeofficial@gmail.com. Chosen songs will be distributed and published by Ivory Music & Video on more than 200 digital stores worldwide.

FOR MORE UPDATES, FOLLOW IVORY MUSIC & VIDEO:

https://www.facebook.com/ivorymusicph

https://www.instagram.com/ivorymusicph

https://twitter.com/ivorymusicph

https://youtube.com/ivorymusicph

ALSO FOLLOW WAVE 89.1:

https://www.facebook.com/Wave891fm

https://www.instagram.com/wave891fm

https://twitter.com/wave891fm

Contractors join hands with Philippine government to build emergency quarantine facilities to fight COVID-19

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Racing against time, the Philippine government and some of the biggest construction companies that are also members of the Philippine Constructors Association (PCA) pulled out all the stops to convert big sports coliseums and convention centers into emergency quarantine facilities (EQF) for the treatment and monitoring of COVID-19

cases.

The initial facilities that have been converted into EQFs and targeted to be all fully operational by the week of April 12 are the Rizal Memorial Coliseum, the Philippine International Convention Center and the World Trade Center.

Mobile medical facilities turned over to one of the hospitals in the city.

The converted quarantine facilities where 24/7 medical care will be given are designed to make patients comfortable while ensuring the.protection of the medical staff and other front liners according to standards set by the Department of Health (DOH). Aside from air-conditioned cubicles, free access to internet connection and

electrical outlets, the facilities will also have food and water stations as well as sufficient toilets and showers.

Fast-tracking the work at the Rizal Memorial Coliseum with a 112-bed capacity are Prime Metro BMD and the Bloomberry Cultural Foundation Inc. under the Razon Group of Companies led by International Container Terminal Services Inc. (ICTSI) chairman and president Enrique Razon Jr. As the country targets to start mass testing this week, the facility is ready to accept COVID-19 patients who are asymptomatic and those displaying mild symptoms.

Work at the Philippine International Convention Center Forum Halls with a 294-bed capacity is spearheaded by the EEI Corporation of the Yuchengco Group of Companies in collaboration with Vista Land under the Villar Group of Companies. Construction work at the World Trade Center (WTC) is led by the Makati Development Corporation and other companies under the Ayala Group. This facility will have 502 beds.

One of the emergency medical facilities or smarthouse being put up by member companies of the PCA.

Property company Ayala Land Inc. is also converting part of the Philippine Red Cross headquarters in Mandaluyong City into a testing facility that can process almost 3,000 COVID-19 tests per day with results that can be released in as fast as two hours.

PCA also pooled resources from the association, its regular and  associate members as well as affiliate organizations to assist EEI Corporation in fast-tracking the installation and deployment of 60 emergency medical facilities or “smarthouses” that will be utilized by eight hospitals in San Juan, Mandaluyong, Manila, Quezon City, Antipolo, Santa Rosa in Laguna province and Batac in Ilocos Norte.

According to the PCA’s executive director Barry Paulino, their member-companies are one with the Philippine government in the fight against the pandemic. “As a nation builder, PCA is committed to working with the government in its COVID-19 response. Bayanihan (community spirit of cooperation) is a Filipino concept that we truly own and it now leads all of us to do our best in this great fight,” Paulino said.

Guiding the efforts for the conversion of the establishments into “instant hospitals” is the Department of Public Works and Highways (DPWH) under Secretary Mark Villar, with other private companies collaborating in the project such as Filinvest and Capital Corporation of the Philippines, Aboitiz Corp., Lina Group of Companies, PLDT and Smart, DM Consunji, Concepcion Industrial Corp. Boysen Philippines also partnered with the government to make the facilities color coded for enhanced protection of frontline workers. DM Consunji and Boysen Philippines are member of PCA.

Another PCA member, DATEM Construction, also put up the EQFs at the National Kidney Institute and the Philippine Army General Hospital. It is now working on a similar facility at the Ospital ng Makati. Will Decena and Associates also installed the EQF at the Mandaluyong Medical Center and the Lung Center of the Philippines.

President Duterte had signed into law Republic ACT 11469 granting him expanded but limited budgetary powers to step up the country’s fight against COVID-19. Under the law also known as the “Bayanihan to Heal as One Act,” the government can realign certain state funds to deliver Php200 billion (US$3.9 billion) in emergency subsidies to 18 million low-income households that have lost their sources of income amid the pandemic – the largest financial aid package ever granted to Filipino

households – as well as special risk allowances and cash aid for public and private health workers in the frontlines, and the purchase of personal protective equipment and other measures.

The Philippine president has also extended the enhanced community quarantine for the entire island of Luzon to April 30 with strict social distancing protocols in place to fight the spread of the coronavirus disease with over 1.4 million cases and more than 82,000 deaths globally.

According to Finance Secretary Carlos Dominguez III, the government’s “Build, Build, Build” infrastructure program will fuel the country’s economic “bounce back.” PCA is now working on a plan to allow the industry to meet the challenge that may come whether the quarantine is lifted or modified.

Despite the pandemic, the Philippine government continues to aggressively pursue sustainable development measures, build major infrastructures and forge economic ties with diverse markets through solid economic fundamentals and a strong, resolute leadership consistent with the nation’s potential as the fastest growing economy in Asia.

The Latest OPPO Ace2 features the fastest 40W AirVOOC Wireless Flash Charging Technology

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OPPO ventures into the world of e-gaming with OPPO Ace, packed with breakthrough features for hardcore e-gamers

April 2020 - PHILIPPINES - The world-leading smart device brand OPPO officially released OPPO Ace2 recently in China. The 5G device delivers an ultimate high-performance flash charging and gaming experience. The 65W SuperVOOC 2.0, 40W AirVOOC Wireless Flash Charging, and 10W Wireless Reverse Charging combination makes Ace2 the fastest charging smartphone in mass production. Qualcomm's Snapdragon™ 865 processor with up to 12GB LPDDR5 RAM and UFS3.0 storage represents the highest performing lineup, dramatically optimizing gaming power and delivering a stable 90fps output. 

“The launch of OPPO Ace is to show our love and care towards hardcore players. Ace represents more than just OPPO's gaming vision – rather it’s a high-performance device we created together with game players. Each breakthrough will be full of imagination bringing our users the most cutting-edge technologies, the best design and the most fun experience, in response to their ardent attention,” said Brian Shen, Vice President and President of Global Marketing at OPPO.

The World’s Fastest Charging 5G Smartphone 

OPPO’s VOOC flash charging technology is one of the leading flash charging technologies in the industry. And its introduction of the OPPO Ace2 which is the fastest wireless charging smartphone in the world is a testimony to OPPO’s promise of continuously leading on smartphone technologies. 

The OPPO Ace2 is equipped with 65W SuperVOOC 2.0, 40W AirVOOC Wireless Flash Charging, and 10W Wireless Reverse Charging, currently the fastest charging combination. 

With 65W SuperVOOC 2.0, users can enjoy two hours of gaming in just thirty eight minutes of charging; Also, with 40W AirVOOC Wireless Flash Charging, users can play games for one hour after five minutes of charging. The 40W AirVOOC Wireless Flash Charging also supports the Qi wireless charging standard. By turning the wireless charging control chip into a transmitter, OPPO Ace2 can work as a power bank to provide wireless reverse charging at up to 10W.

The 65W SuperVOOC 2.0 Flash Charging technology which serves as the industry’s current gold standard in flash charging was first introduced with the recently launched OPPO Find X2 Pro which is also available in the Philippines. 

e-sports Level Gaming Experience

OPPO Ace2 weighs only 185g, which is one of the lightest and thinnest smartphones equipped with Snapdragon 865. It offers an e-sports level gaming experience, adopting a 6.55 inch (diagonal) display with 90Hz refresh rate, up to 180Hz touch sampling rate, 100% DCI-P3 color gamut covered, and 5,000,000:1 contrast ratio (dynamic). Made of E3 emitting material, the display is certified with HDR10+. Local max brightness is up to 1100nits, enabling a visible and clear visual experience even under bright light.

OPPO Ace2 comes with 4D constant cooling technology, which adopts an ultra large T-shaped VC thermal board and new heat storage materials for heat dissipation. 

OPPO Ace2 has 4D Vibration 2.0 with a wave of Z-axis LRA optimized, to match various gaming scenarios and offer a more vivid gaming experience. In terms of sound, together with dual stereo speakers and Dolby Atmos®, OPPO Ace2 can help combat game players accurately recognize their enemies' location by just listening.

Elegance in style

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Elegant dresses are popular because many ladies can be exuded great sense in them.

In any occassions or just or on some fun days, the smart casual outfits are in. If you want to wear a dress to a smart casual event, you’ll need to choose one that is appropriate.

Many ladies, looking for that perfect summer dress, so soft, comfy, and breathable, not to mention flattering for all body types.

But mostly, carreer smart ladies want to use outfits that are always sophisticated and unique,that make us look stand out from the crowd.

And all we want to dress beautifully and fashionably, but we also want to dress in a way that fits our individual bodies and that seems authentic to who we are on the inside.

A great fitting wardrobe shows style and elegance,  a long sleeve dress casual .

Well, you can't go wrong with any of these items this summer - really classy and stunning, elegant, short dresses and enjoy the moment of simplicity, and mind-blowing prettiness.

kis.net, a large clothing manufacturer, all women's clothing - from women tops to bottoms, inside to outside, swimwear, wholesale dresses, Set and Jumpsuits, and the best seller is Plus Size Fashion and the most popular style is the Casual Dresses, Formal Dresses and Floral Dresses.

They are focussing more on attractive designs, fine tailoring processes, high quality and comfortable material for well-cut clothes, as kis.net's vision is "To be a top-end garment supplier and OBM in the world".

Kis.net's products are always staying ahead of the trends. They have a continuous supply of stylish designs and new merchandise for sale at a wholesale price.

Visit sales@kis.net. They have a strong pre-sales and after-sales service team, able to efficiently and quickly provide the best quality service to customers.

Visit :

https://www.kis.net/

https://www.kis.net/collections/elegant-dresses

https://www.kis.net/products/fashion-polka-dot-chiffon-dress-long-sleeve-o-neck-ruffle-female-casual-yellow-dress

Tips on How to Clean and Maintain your Appliances at Home

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In this time of uncertainty, out of all the places - our home is considered the safest. Despite the stated fact, we should still practice preventive measures like cleaning or disinfecting our homes. It also includes everything that we are using from time to time - like our appliances. 

The Enhanced Community Quarantine was implemented for more than a month already and it made us use our appliances more often than usual. The reason why keeping them clean and sanitized is something we should highly consider. According to a study published in March 2020, the SARS-CoV-2 that is now causing a pandemic is more stable on plastics and stainless steel. These two are the most common appliance surfaces at home. 

XTREME Appliances recommends the following tips on how to clean and maintain some of your home appliances to keep you and your loved ones healthy: 

Wipe off the dust from TV and sanitize your remote

Dust is a common allergen that may cause an allergic reaction when you inhale them. That is why it is best to wipe off dust in your home regularly, especially in the common areas like your living room. Before cleaning the TV, turn it off, let it cool down for a while then unplug. Start by wiping the edges or frames of the TV with a slightly damped microfiber cloth or soft cloth, followed by the screen. Make sure not to press hard on it as it may cause damage.

Do not forget to clean and sanitize the remote control! Remote controls get dirty because of several hands and fingers that have touched it. Remove the battery, face it upside down, and tap the remote against your palm so the debris can fall. Wipe the surface and buttons with alcohol-based wipes or a cloth damped in at least 70% isopropyl alcohol. 

Avoid air conditioner filters to get clogged and dirty

Having a clean air conditioner at home will not only give you practical benefits like energy savings and the unit's improved efficiency. Keeping it clean can also help maintain good health. A poorly maintained air conditioner can cause itchy eyes, headaches, and even respiratory problems. 

Depending on the frequency of usage, cleaning can be on a daily, monthly or seasonal basis. Cleaning can be through a professional cleaner or even yourself. Start by removing the trim panel or frame, remove dust and dirt from the cooling fins using a fin comb, remove visible build-ups or debris using a vacuum, let it dry, then assemble it back. 

Here's an XTREME reminder: 

Do not use your air conditioner 24/7! Leaving it overworked may cause damage to the compressor and condenser. If left unattended, it may leave you with no choice but to replace it. Who would want a damaged air conditioner while on ECQ, right?

Your food storage also known as “refrigerator” should be kept clean

All appliances found in one of the dirtiest parts of your home - your kitchen - should be clean at all times. The refrigerator regularly acts as storage for your fresh meat and vegetable groceries and even cooked food. A clean refrigerator can help keep food fresh and keep food-borne illnesses away. 

Make it a habit to check stored goods in the refrigerator weekly. Throw away expired consumables and keep the remaining in proper storage. Before you start cleaning your refrigerator, remove all food from the fridge, take out shelves and drawers and wash them with dish soap. Wipe the interior but avoid using strong-scented soap to avoid having problems with removing the scent in the fridge that may be absorbed by the food. As an alternative to soap, you can use a mixture of baking soda and vinegar to remove stains. Dry it off with a clean dry cloth before returning the shelves, drawers and stored goods. Make sure to wash raw food from the supermarket and allocations from your local government unit before storing them in your refrigerator. It is always better to be sure than sorry! Clean the exteriors using a soft cloth and dishwashing soap mixed with water. Then, "rinse" the excess soap by using a damp cloth. 

Here’s an XTREME tip:

Eliminate foul odor and maintain it smelling fresh by putting activated charcoal or open baking soda. 

“While our homes act as our haven in this present situation, there is nothing wrong with ensuring that we are free from any sickness even indoors. Our frontliners are working hard to save each life while risking theirs. Let's do them a favor. Stay at home to avoid the risk of getting the virus. Let's stay healthy. ” shares Adrian Lim, XTREME Appliances General Manager

By following these tips on how to clean and maintain some of your home appliances, you can now assure that you and your loved ones are safe and healthy under your roof.

Stay safe and healthy!

BRIA Homes shares safety tips during ‘enhanced community quarantine’

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At BRIA communities, families are urged to keep their premises safe and hygienic to

help deter the rise of Covid-19 cases.

To help contain the Covid-19 pandemic, the national government has placed the entire Luzon under ‘enhanced community quarantine,’ which requires enforcing stringent safety protocols in towns and cities all over the region. To date, malls and other commercial establishments have been temporarily closed; all means of public transport have been suspended; and provision of food and essential services is being regulated. Although groceries, banks, and pharmacies remain open, social distancing is strictly observed in their premises. 

To further protect its homeowners from the coronavirus, BRIA Homes, one of the leading housing developer in the Philippines, is reminding them to heed the following measures:

BRIA enjoins residents to stay home and observe other quarantine measures to help

contain the spread of COVID-19.

Stay at home. 

Since the virus can be transmitted through direct contact with respiratory droplets of an infected person (generated through coughing and sneezing), and through touching surfaces contaminated with the virus, remaining indoors helps halt the spread of the disease.

For its part, BRIA Homes routinely cleans and disinfects common areas and public spaces in its communities, making these safe for its residents. By ensuring the security of its villages, BRIA also enables homeowners to enjoy home quarantine with their families. 

Security at BRIA Homes follows strict enhanced quarantine guidelines to protect its residents.

Practice good health and hygiene.

Frequent handwashing with soap and water and using 70% alcohol for hand rubs help decrease chances of contamination. When coughing or sneezing, it is important to cover the mouth and nose with a flexed elbow or tissue and to dispose of the used tissue immediately. One must also avoid touching one’s eyes, nose, or mouth with unwashed hands. 

Eating nutritious food and getting regular exercise can also boost one’s immune system and help it fight infection. 

Clean and disinfect regularly. 

BRIA Homes enjoins its homeowners to keep their living spaces clean. Frequently touched surfaces such as tables, doorknobs, light switches, countertops, desks, handles, phones, keyboards, toilets, faucets, and sinks must be disinfected regularly.

Even with home quarantine, BRIA Homes assures its homeowners nationwide that they will be online 24/7 to address their inquiries and concerns. 

The property developer also encourages residents to remit their monthly amortization through online channels—online/OTC banking options (Union Bank, Metrobank, BDO, Security Bank, RCBC, PNB, and AllBank) and GCash, an e-wallet that can be accessed via mobile phone. Customers may also reserve and pay online through their official website.

BRIA Homes is a subsidiary of GOLDEN BRIA Holdings, Inc., considered the third largest real estate company in terms of market capitalization valued at more than P250B. One of the leading housing developers in the Philippines, BRIA Homes is primed to bring quality and affordable house-and-lot packages and condominium units closer to ordinary Filipino families. This is the goal that drives every single employee in the company, for which the ultimate fulfillment is seeing a client happily moving into BRIA’s homes.

To know more about BRIA Homes, call (0966) 277 5944, like “Bria Official” on Facebook, and follow “@TheBriaOfficial” on Twitter and Instagram. 

5 Ways You Can Give Back to ’The Good Guys’ in Your Community

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Times of uncertainty have a way of bringing out the best in people. During such times, ‘the good guys’ come to the fore. Apart from the medical frontliners, who definitely are at the top of the list, there are also the rest of ‘the good guys.’

They are your security guards, receptionists, janitors, housekeepers and maintenance personnel. Their work is not as dramatic and as headline-grabbing as the medical frontliners, but they keep you provided with the basic services that you continue to enjoy despite the current disruption.

Across SM Development Corporation (SMDC) communities, residents are banding together to give back and show appreciation to these good guys.

“If not for them we wouldn’t be able to keep the peace and cleanliness of our building, so it’s very important to take care of them,” Aileen Reyes, a resident of Shine Residences in Pasig, says.

There are many things you can do to show your appreciation for your ‘good guys. They do not take much, as many of them can be done within the comfort of your home.

“We are lucky here in SMDC because a grocery and a pharmacy are found right on the ground floor. I am sure many of us want to help in any way we can but accessing basic goods and services might be a challenge. I am glad these retail spaces are found within my home,” says Mike Pastor, an FMCG executive and a father of two who resides at Light Residences in Mandaluyong.

Here are five easy ways to give back to your Good Guys:

1. Express your gratitude.

A simple note of thanks, a ‘thank you’ greeting, a salute, a clap – there are many things you can do to make them feel you value them and what they do for you. Take a photo of them, post your ‘thank you’ on social media, and tag them. Or, engage your kids and ask them to express their gratitude through drawings and hand these cute gratitude cards to them. They may not mean much to you, but these thoughtful gestures of gratitude provide inspiration to keep them going.

2. Share a meal.

Lucky for SMDC residents, grocery stores are just an elevator ride away. You can purchase healthy produce and other cooking essentials for your next culinary adventure. Make it personal and prepare an extra helping and send them over to them.

3. Support donation drives.

Grocery, food packs, Vitamin supplements, face masks, gloves and other protective gear will go a long way to make life a little easier for them. You may share some of your available goodies from your pantry, order online or take advantage of the open retail spaces at any SMDC development. All the essentials – food, medicine and ATMs – are found on the ground floor.

4. Make the conscious effort to keep them protected.

They are exposed to more people and to waste. Consciously ensure they are protected by keeping your distance from them and by practicing proper waste disposal. Place your used gloves and face masks in sealed plastic containers and immediately dispose of them. Call the attention of neighbors who do unsanitary things like spitting or coughing unprotectedly or throwing trash carelessly.

5. Follow your community’s safety protocols.

Not only will you be protecting yourself, your family and your community; you will also be helping them minimize contact with others and make their jobs a little easier by following rules that they have been tasked to implement.

“Whether you’re a unit owner or a service provider, we’re all in this together and we need to care for each other. 

After all, this is the home of the good guys,” Capt. Kim Cortes, a commercial pilot and a resident of Breeze Residences in Roxas Boulevard, says.

PSBank Extends its Payment Grace Period for All Loan Clients

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Manila, PH (April, 2020) – With the extension of the Enhanced Community Quarantine from April 13 to 30, 2020 and in compliance with the ‘Bayanihan To Heal As One’ Act, Philippine Savings Bank continues to provide valuable assistance to all of its loan customers during these challenging times.

Loan payments for all types of loans with due dates falling within the new ECQ dates will further get a 30-day grace period. This adds to the loan payment moratorium that the country’s maaasahan bank granted the previous month, for loan dues beginning March 15, 2020.

For more information, visit the PSBank website or facebook.com/psbankofficial or refer to the Frequently Asked Questions below: 

1. Who are / Am I qualified for the grace period on amortizations due for payment?

All loan clients/ accounts are qualified.

2. What type of loan products are covered by this grace period?

All types of loans – Home, Auto, Flexi & Multi-Purpose Personal Loans, SME, Corporate, Deposit-Collateral

3. What are the inclusive due dates covered by the 30-day grace period on amortizations due for payment?

With the extension of the ECQ to April 13 to 30, 2020, loan payments for all types of loans with due dates falling within the new ECQ dates will further get a 30-day grace period. The same loan payment moratorium was granted earlier to loan dues beginning March 15, 2020.

Any payment due falling in the covered dates may not be paid. Payment of your loan/s will continue after the end of ECQ. Your loan maturity date will be moved further by 1 or 2 months depending on the number of amortizations which were granted a grace period for payment.

For Flexi / Multi-Purpose Personal Loans, those included are accounts whose statement cut-off dates fall between March 15 and April 30, 2020.

To illustrate --

For Auto, Home, SME, Corporate and DCL:

    Original Payment due date: March 17, 2020

    Adjusted/New due date: May 17, 2020

    Original Payment due date: April 12, 2020

    Adjusted/New due date: May 12, 2020

For Flexi/Personal Loan:

    Original SOA cut-off date: March 15, 2020

    Adjusted/New SOA cut-off date: May 15, 2020

    Original SOA cut-off date: April 10, 2020

    Adjusted/New SOA cut-off date: May 10, 2020

4. Does this mean that I have to double my amortization on my next due date (after extended ECQ ending April 30,2020)?

No. You will NOT PAY DOUBLE on succeeding due dates after the covered period. “HINDI ka namin sisingilin ng DOBLE ng regular na amortization mo matapos ang April 30 kung kailan inaasahan naming muling maguumpisa ang pagbayad ng loan (pagkatapos ng ECQ).”

Your loan maturity date will be moved further by 1 or 2 months depending on the number of amortizations which were granted a grace period for payment.

Example:

Due Date: every 16th of the Month

No. of payments covered by the grace period: 2 ( March 16 & April 16)

Current/Original Maturity Date: April 1, 2021

New Maturity Date: June 1, 2021*

*You may need to submit another check or adjust your auto debit arrangement to cover for the May & June 1, 2021 due dates.

You may do advance payment should you wish to shorten the entire loan term.

5. Is this only applicable for Metro Manila booked accounts?

No. The grace period will cover all loan accounts booked NATIONWIDE.

6. Do I need to sign anything? Any loan amendment document?

No need to sign any documents. Adjustment will be made in our system. No need to sign any amendment documents.

7. What will happen to my post-dated check for my present due date/s ( within the covered period)? Will you hold the check?

Yes, we will automatically hold the post-dated check if your due date falls within the covered dates of the grace period. There is no need for you to request for deferment of check. You may need to issue another check/s to cover for the month/s as a result of the adjusted maturity date of the loan.

8. My loan will mature within the year. Do I still need to submit another check?

Yes, if your remaining loan term is 6 months and up.

For those with remaining term of less than 6 months, the Bank has the option to apply your held check to your adjusted last due date provided the check is not yet stale. You will receive an SMS notification on this.

9. My mode of payment is via Auto-Debit Arrangement. Will you still debit my deposit account on my due date?

We will automatically hold the debiting of loan payment within the covered period.

Debiting of loan due will resume on your next due date after the covered period for grace period ending April 30, 2020.

PAYMENT OF YOUR LOAN/S WILL CONTINUE AFTER THE END OF ECQ.

10. What if I want to be excluded from the grace period? I have funds now to pay for my loan due.

For over-the-counter (OTC) payments, you may visit any branch to pay for your loan due. You also have the option to pay online, thru the PSBank Mobile app, or via ATM.

For those whose mode of payment is via Automatic Debit Arrangement (ADA) or Post-dated Check (PDC), you may call our CX Hotline (02) 8845-8888 or email us at customerexperience@psbank.com.ph to request for manual debit or posting of your check payment.

11. What if I already paid for my loan last March 15-17 (before the announcement), can I request for a refund?

Your payment has been posted to your loan account. For now, there will be no refund.

12. Can I request for more than the grace period given?

No. For now, we will follow the rules on the granting of grace period for loan payments falling due during ECQ. Note that when payments on the loan resume after April 30, 2020, you will not be paying double your regular amortization in any month. Your maturity date will only be further extended accordingly.

Note: If you are qualified for the grace period assistance and the corresponding adjustment was not applied to your loan, please call us at our 24/7 CX Hotline (02) 8845-8888. We would be glad to process the adjustment. Thank you!

Contact us:

24/7 Customer Experience Hotline: (02) 8845 – 8888

Email: customerexperience@psbank.com.ph

PSBank Live Chat: www.psbank.com.ph

ISSA Chatbot: Facebook.com/psbankofficial