1CISP posts record growth in the Year 2018 : Total assets grew by 65% YoY to P2.57B

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1Cooperative Insurance System of the Philippines (1CISP), the largest cooperative insurer in the Philippines, ended 2018 with a record-high growth in assets, owing to the conducive business environment in the local insurance industry.

During a press briefing held last Friday, April 12 at the Crowne Plaza Ortigas, 1CISP president Roy S. Miclat  reported that 1CISP’s total assets as of end-2018 reached P2.57 billion, a hefty 65% increase from the cooperative’s total assets of P155 billion in 2017.

Sec. Senen Bacani, 1CISP Director; Brig. General Teodoro Evangelista, Chairman of 1CISP; and Roy S. Miclat, 1CISP President at the 1CISP press briefing,  April  12. 

“1CISP’s record growth in 2013 was due to a positive business landscape for cooperatives during the year as well as their aggressive pursuit of new projects and programs for cooperative businesses in the country,” said 1CISP President Roy S. Miclat.

1CISP first breached the two-billion-peso mark in assets in the third quarter of 2018 when the cooperative posted total assets of P2.04 billion as of end-September. in three months, 1CISP added over half a billion pesos in assets to end 2018 with P257 billion. 

Miclat also reported that 1CISP ended 2018 with a net surplus of P216 million, a hefty 35% increase from the cooperative’s net surplus of P160 million the previous year. The net surplus was distributed by 1CISP accordingly: a dividend rate of 12% and an experience refund of 7.19%, which is further broken down into a patronage rate of 2.40% and an experience rate of 4.79%. 

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1CISP also launched three major projects in 2018-CoopKicks, 1KoopMart, and 1Koop Leaders Academy.

Coop Kicks is the first-ever cooperative pitch fest in which young innovators and aspiring entrepreneurs were given a chance to pitch their ideas on cooperative ventures. Aside from participating in an entrepreneurship and technology boot camp, the winners will also receive a financial grant for their projects from sponsoring Cooperatives and partners.

1KoopMart, in turn, is a project of 1CISP in partnership with retail giant NCCC to come up with the country’s first ever cooperative sari-sari store chain. Aside from the regular convenience store products 1KoopMart will offer anything that cooperatives can produce as well as services by partner companies. 1KoopMart will provide cooperatives with a regular outlet for their products.

1Koop Leaders Academy is 1CISP’s partnership with Asia Select, Inc., one of the country’s leading human resource companies. The 1K00p Leaders Academy is an up-skilling training program for future cooperative leaders whose objectives are to train young minds and build strong foundations in business tech up their knowledge and skills; and become better cooperative leaders. HR experts and marketing professionals will serve as trainers and special lecturers.

“Our goal for 2019 is to further elevate cooperatives and make them known for what they truly are — an important pillar in national development,” stressed Miclat. 

“The launch of these three projects in 2018 was only the beginning of more things to come for 1CISP and its partner cooperatives he revealed.

1CISP is the leading insurance cooperative in the Philippines and the go-to organization for the protection needs of its cooperative members, 1CISP has been in operation for 44 years and has grown to having over 2,000 cooperative members and insuring around 700,000 individuals annually.

Experience HP LaserJet Printer quality and reliability with Free HP Everyday Paper

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Everyday, HP LaserJet printers and toner cartridges never fail to deliver on their commitment to make an impact on business documents by consistently printing sharp black texts and crisp graphics.

Get any participating HP Original Toners and enjoy your free HP Everyday Paper now!

Now, to make sure that enterprises can truly maximize the reliability of HP LaserJet printers to grow their business, every purchase of HP CF217A, HP CE285A or HP Q2612A Black Original LaserJet toner cartridges and HP CE285AD, HP Q2612AD, or CB435AD Dual Pack Black Original LaserJet toner cartridges, comes bundled with a free ream of HP Everyday Paper.

Engineered to a higher standard, HP Everyday Paper has ColorLok Technology which helps deliver low levels of paper dust to maximize printer longevity and ensures consistent quality prints. HP Everyday Paper is made of 100% eucalyptus pulp that comes from sustainable forests, making it environment-friendly.

So, what are you waiting for? 

Buy any of the participating HP Original Toners at authorized HP resellers nationwide to get your free 500 sheets of letter-size HP Everyday Paper! 

Promo period is until April 30, 2019 only. See posters and print ads for more details. Per DTI-FTEB permit no. 1221, series of 2019.

Alex Lichaytoo Receives Order of the Star of Italy

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Bacchus International co-founder Alex Lichaytoo, was recently knighted by the Italian government with a Cavaliere dell’Ordine della Stella d’Italia (Order of the Star of Italy) last March 16 in recognition for his contributions in bridging Philippine and Italian culture. 

Mr. Lichaytoo was surprised by Italian ambassador to the Philippines Giorgio Gulielmino who presented Lichaytoo with his award.

Alex Lichaytoo and his brother Clifford established Bacchus International, Inc in 1995 with the goal of bringing premium wines to the country. Over the years, Bacchus became a household name in the Philippines for its excellent collection, which prompted the brothers to expand their business to introduce the best Italian food products to the Philippine market. Bacchus International then brought Lavazza coffee, De Cecco pasta, Venchi chocolates, and Caputo 00 Pizza flour among others to our shores.

Bacchus International has continued to expand to now become a forefront showroom of high-quality food from Italy. Alex, in particular, has worked tirelessly to establish significant collaborations with renowned chefs such as Chef Margarita Fores – herself a newly-knighted Filipino from the Italian government.

Alex has also regularly visit the regions of Piedmont and Parma to look at various Italian food products that would expand the average Filipino’s palate.

It is this incomparable yearning to provide quality Italian food to every Filipino that has made Alex Lichaytoo a distinguished and respected figure in the food industry.

Vivo V15 Pro helps you shoot professional-grade looking images

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Mobile photography is no longer limited to food shots and selfies. These days, even professional photographers rely heavily on their smartphones when capturing images that evoke a lot of emotions. A photo is a great way to communicate a message or even just to update loved ones of a recent trip.

It may seem such a waste when an extraordinary location is not properly photographed. It's almost an injustice if the colors of a beautiful garden are either too bright or overexposed.

One doesn't have to break the bank to get professional-grade images. 

The Vivo V15 Pro's 48MP Triple Rear Camera addresses photography issues such as exposure, lowlight conditions, and sharpness, among others. The camera’s AI (artificial intelligence) component elevates mobile photography experience to the next level with its 12MP standard + 8MP super wide-angle + 5MP depth-sensing camera setup.

With its 48 Million Quad Pixel Sensor, the Vivo V15 Pro offers photography enthusiasts more than just stunning photos. It is almost certain that the photograph will have a crispier and more natural-looking image compared to those taken with lower megapixel.

In travel photography, landscape photos are a must. No portfolio is complete without a shot of the horizon or breathtaking flower fields. Mobile photographers can rely on Vivo V15 Pro's 8MP AI Super Wide-Angle Camera to do the job. Users don't have to change lenses depending on the need of the shot. Just press on the feature and it's ready to immortalize an image. The AI Super Wide-Angle Camera can expand up to 120 degrees, capturing more people and fuller landscape shots.

The 5MP Depth Depth-Sensing Camera will add more drama and effects on the captured image. 

To deliver high-quality 12MP images, the Vivo V15 Pro's main rear camera has a 4-in-1 pixel technology. It means that one large pixel is combined with four pixels so that even in low light or even dark conditions, the images will still come out better. 

With its Professional Mode feature, the Vivo V15 Pro can pretty much do the work of DSLR cameras. 

Users who want to learn photography can practice by enabling the smartphone's Pro Mode capabilities. Adjust the aperture when taking a photo in dark or confined spaces such as hotels or function rooms. Test how the shutter speed works by adjusting it when taking a photograph of a race or moving vehicles. One can also play with the Manual Feature when taking photos of a city skyline — at night. 

However, there is Vivo V15 Pro's AI Super Night Mode that can take multiple photos at different exposures. The finished product is a stunning combination of these shots. Night scenes are difficult to shoot, but through this feature, anyone can achieve a clear and beautiful night scene.

This enables images taken with the Vivo V15 Pro to be used in other platforms and not only for social media posts.

Still, for Instagrammers who like sharing their photographs to family and friends and feel limited by the available editing features, the Vivo V15 Pro's Editing Features can help them achieve just the right amount of brightness, contrast, or even saturation in their images. 

Limited time offer

Those who want to get the Vivo V15 Pro for its AI camera technology are in for a treat as Vivo is also giving away a set of exclusive perks for those who make advance orders of its latest flagship smartphone.

Customers who pre-order the V15 Pro online until April 11 can score a JBL Clip 3 portable Bluetooth speaker, an extended 6 months phone warranty and can also avail of a screen protection warranty, wherein they will only need to pay P500 to have their damaged or broken screens replaced within 6 months from receiving their pre-ordered units. To pre-order the Vivo V15 Pro today, visit https://vivoglobal.ph/v15preorder/.

The V15 Pro will be available in the local market starting April 12. Vivo will offer the smartphone at 0% interest, thru 6-9 months installment payments using major credit cards and Home Credit, at all participating stores nationwide.

Mang Inasal successfully holds National Halo-Halo Sarap Day with surprise store visits by celebrity endorsers Angel Locsin and Empoy Marquez

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Mang Inasal, the leading Pinoy fast-food restaurant that serves the 2-in-1 sa Laki, Nuot sa Ihaw Sarap Chicken Inasal, successfully celebrated the third National Halo-Halo Sarap Day (NHHSD) with its customers who got to enjoy the creamiest Pinoy halo-halo at P20 off in all Mang Inasal stores nationwide.

Delighting customers with their surprise store visits were the “General’s Daughter” star Angel Locsin who went to the Mang Inasal Circuit Makati store and comedian Empoy Marquez who went to SM Fairview and SM Novaliches stores during the NHHSD.

Starring in the latest Mang Inasal Pinoy Halo-Halo TV commercial aired on the same day as the NHHSD, Angel told customers at the Circuit store that she is really a member of “Samahang Simot,” or those diners who really finish their halo-halo up to the last drop.

“Narito po kami ngayon ng Mang Inasal para magpasalamat sa inyong walang sawang pagsuporta sa Pinoy Halo-Halo. Alam naman po ninyo na talagang paborito ko ang Pinoy Halo-Halo dahil ito ang da best sa creaminess. Espesyal ang gatas nito dahil ito ay ginawa lang para sa Mang Inasal (We are here today to thank you for your endless support for Pinoy Halo-Halo. You know that it is really my favorite because it is the creamiest. It is made from special milk made exclusively for Mang Inasal),” she said.

One of the customers who came to celebrate was a balikbayan from Malaysia, Susan Casteral, who came with her son. She always eats at Mang Inasal every time she goes back to the Philippines. She said that she loves eating the Mang Inasal Pinoy Halo-Halo because it has the right amount of sweetness and the creaminess that stands out.

Josephine Quiatchon, who came with her friend, is a senior citizen who loves Mang Inasal Pinoy Halo-Halo. She finds it really delicious because it has the creamiest milk and generous serving of ingredients.

“Kahit senior na at sipunin na, tuwing summer kumakain talaga ako lagi ng halo-halo(Even if I’m already a senior citizen and would always have colds, I still make it a point to eat halo-halo during summer),” she jovially shared.

Katrina Nagidao, who came with her daughter, even won a prize in one of the NHHSD raffle draws at the Mang Inasal-SM Novaliches store. She said that she and her daughter always eat at Mang Inasal since her daughter loves its Chicken Inasal, while she craves for its creamiest Pinoy Halo-Halo.

Mang Inasal Brand Manager Schubert Quilinquin said that the National Halo-Halo Sarap Day was celebrated in over 500 stores nationwide as Mang Inasal’s way of showing its appreciation to its customers who contributed to making its Pinoy Halo-Halo a well-loved dessert or merienda (snack).

“We thank everyone who joined us in celebrating the National Halo-Halo Sarap Day this year. We hope to celebrate with all of you again next year, as we prepare more surprises for you at our stores,” he said.