Ready to leave the passenger seat and take the wheel?
Maybe you’ve been dreaming of a car to make the daily commute easier, enjoy solo drives and weekend getaways, or simply skip the hassle of waiting for a ride. Whatever the reason, becoming a first-time driver isn’t just a rite of passage—it’s the beginning of a new chapter filled with freedom, responsibility, and endless adventures.
From getting your first car to managing the responsibilities of ownership, PSBank is here to make every step simple and worry-free.
Taking Your First Steps
Your journey begins with the LTO Theoretical Driving Course—a 15-hour seminar on driving basics and road safety offered by accredited schools, either online or in a classroom. After passing the exam, you can apply for a student permit.
Next, prepare for the written and practical tests to secure your driver’s license. Online reviewers and practice exams can help sharpen your knowledge and confidence. Be sure to schedule your medical exam and license application before your permit expires to avoid delays. For the complete process and official requirements, visit the LTO website. Follow these steps, and you’ll be on your way from learner to licensed driver in no time.
Choosing Your First Car
Picking your first car is exciting, but beyond looks and power, it’s about finding what truly fits your lifestyle. If you’ll be driving through city streets every day, a hatchback or sedan offers comfort, efficiency, and easy maneuverability. For those often traveling with family or bringing along more essentials, an MPV or crossover provides the space and flexibility you need. And if your routes include rough or unpaved roads, an SUV with higher ground clearance is the perfect match, giving you both capability and room to move.
Still deciding? PSBank’s Loan Calculator makes it easy to check how much you’ll need for the downpayment and monthly amortization, so you can compare and choose what works best for you.
Once you’ve found the right car, applying for a PSBank Auto Loan Online is quick and easy. You can apply online and get a loan decision in as fast as 24 hours.
Meanwhile, If you’re looking for budget friendly options, you can browse PSBank’s list of pre-owned cars for sale online, or visit the PSBank Pre-Owned Auto Mart at 8003 Lands R Us Realty Compound, Manalac Ave., Bagong Tanyag, East Service Road, Taguig City. Units are available for viewing from Monday to Saturday, 8:00 a.m. to 4:30 p.m.
Mastering Your Car’s Care
Owning a car means more than just driving—it comes with responsibilities that keep you safe and confident on the road. Start by understanding your car: know what the dashboard lights mean and how to use features like hazard signals and defoggers.
It’s also important to make sure your car is properly insured to protect you financially in case of accidents. Once on the road, drive smart—stay alert, follow traffic rules, and maintain a safe distance from other vehicles. Don’t overlook the basics either: check your tire pressure regularly, know how to jump-start your battery, and keep up with routine maintenance. These simple habits not only keep you safe but also extend the life of your car.
Just as important as taking care of your car is staying on top of your monthly payments. With PSBank, managing them is simple—you can pay through PSBank Mobile, PSBank Online, over the counter at any PSBank branch, or even at select partner outlets like 7-Eleven.
For extra convenience, you can also set up an Automatic Debit Arrangement (ADA) from your PSBank savings account. Don’t have one yet? Opening a PSBank savings account is quick and easy—just download the app, present one valid ID, take a selfie, and you’re good to go.
Here’s a bonus: when you make either or both advance or excess payments, you automatically earn rebates through the Prime Rebate feature. That means you can cut down your total loan amount, shorten your loan term—or enjoy both.
Facing The Road Ahead
Getting behind the wheel for the first time comes with big responsibility. Always buckle up, keep your eyes on the road, and avoid distractions like using your phone while driving. Know your traffic signs and follow speed limits—they’re there to keep everyone safe.
If you’re heading somewhere unfamiliar, plan your route ahead or use a navigation app so you can focus on driving instead of rushing to figure out directions. Most of all, stay calm and patient—safe driving isn’t just about skill, it’s about being alert and considerate on the road.
Keeping your car in top shape is just as important as driving it safely. Always follow your manufacturer’s recommended Periodic Maintenance Schedule and have your vehicle serviced only at authorized franchise dealers to keep your warranty intact.
For added safety and to make sure your warranty provisions remain valid, choose only genuine parts and accessories installed by trained mechanics.
For smoother trips, make sure your vehicle is equipped with RFIDs like AutoSweep and EasyTrip for cashless toll payments. And the best part? You can conveniently reload them anytime through PSBank Mobile.
Your Maaasahan Partner on the Road
Buying your first car is exciting, but figuring out the financing can feel a little overwhelming. PSBank offers Auto Loan options that are simple and flexible, making it easier for first-time buyers to get started. Whether you’re applying for a loan or just need guidance through the process, PSBank aims to make the process smoother so you can focus on enjoying the road ahead.
If you are a first-time driver ready to turn your dreams into reality, PSBank is here to help.Apply for a PSBank Auto Loan through PSBank Online Loan Application, or visit your nearest PSBank branch. For more information, visit www.psbank.com.ph or follow PSBank on Facebook.
