Some purchases are worth saying yes to: a long-awaited trip, a new laptop, a home upgrade, or even a month packed with celebrations. The good news? Paying for them doesn't always have to happen all at once.
Maya, the country's #1 Digital Bank and leading all-in-one fintech
platform, is making it easier than ever to manage bigger purchases with the
launch of Mini Payments. Available to Maya Black Credit Card and Landers
Cashback Everywhere Credit Card holders, the feature allows eligible posted
purchases to be converted into monthly mini payments directly within the Maya
app.
Unlike traditional installment offers that are often tied to
specific merchants or promo periods, Mini Payments puts the decision in your
hands. Eligible purchases can be converted after they've already been made—no
waiting for a sale, no hunting for partner merchants, and no need to plan
purchases around promotional periods.
Cardholders can split eligible posted purchases into 3, 6, 9, or
12 monthly payments, all with a fixed 1% monthly interest rate regardless of
term. Approval can happen within 24 hours, and everything, from payment
schedules to remaining balances, can be viewed and tracked directly in the Maya
app.
To get started, your total converted amount simply
needs to meet the minimum per plan: ₱3,000 for 3 months, ₱6,000 for 6 months,
₱9,000 for 9 months, and ₱12,000 for 12 months. There’s no minimum per
individual transaction. Eligible purchases can be combined, as long as the
total amount meets the minimum required for your chosen plan, giving you more control over how you choose to convert your purchases.
Create your own sample simulations on possible Mini Payment plans by using the Mini Payments calculator.
And for a limited time, Mini Payments created until September 30,
2026 come with zero processing fees, making it even easier to try the feature
for yourself.
Getting started is simple:
·
Open the Maya app and go to your Credit Card transactions
·
Select any eligible posted transaction you'd like to convert
·
Choose your preferred 3, 6, 9, or 12-month payment plan
·
Review the payment breakdown and tap "Continue" to
confirm
The app clearly displays your monthly
payments, total interest, and payment schedule before confirmation, giving you
full visibility before making a decision.
By spreading out eligible purchases into manageable monthly payments, Mini Payments helps cardholders better align spending with their budgets and cash flow, giving them more flexibility when it matters most.
To know more, visit maya.ph or mayabank.ph, and follow @makeyourmoneymaya on
Facebook, Instagram, YouTube, and TikTok to stay updated. Approval and offer are subject to
credit evaluation. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by
the Bangko Sentral ng Pilipinas. www.bsp.gov.ph. For 24/7 assistance, visit the
Help Center in the Maya app or call us from 8 AM to 7 PM daily at +632
8845-7788.
###
