May 7, 2024
Home Credit, Puregold secure partnership, give more Filipinos access to convenient and flexible consumer products purchase through credit
March 18, 2024
Beat the heat, not your wallet: Wais budget hacks to consider this summer season
But fret not because higher expenses don't have to be your summer story. With some strategic planning, you can embrace the warmth without scorching your budget. Home Credit, one of the country’s leading consumer finance companies, is here to help you navigate the season with these cool summer tips and hacks.
Create a summer budget
Summer is the time to rest and have fun, but don't let it be an excuse to overspend and ditch your budget. Make this season a breeze by creating a comprehensive summer budget tailored to your specific needs.
Categorize your spending for entertainment, travel and utilities. Since summer often brings changes in expenses, prioritize your spending and factor in potential unexpected costs. This way, you'll ensure you have allocated funds for every aspect of your summer plans, allowing you to enjoy the season without financial stress.
Take advantage of the summer discounts
The scorching heat isn't the only thing rising this summer—so are the hottest discounts on appliances and gadgets! Dive into the season as a smart shopper by seeking out the latest summer deals at your favorite stores.
These deals aren't just about saving money, they're about aligning your budget with your summer needs, and having options to better manage your cash flow. By strategically shopping and focusing on your essential purchases, you can enjoy significant cost savings while avoiding the temptation to overspend. Remember, smart shopping doesn't mean buying less, it means buying better.
Utilize energy-efficient appliances
Summer in the Philippines is synonymous with scorching heat, making appliances like powerful fans, refrigerators and air conditioners essential. But choosing the right ones can impact your budget significantly, like appliances powered by inverter technology.
Unlike traditional appliances, inverter models are designed to optimize energy consumption. This translates to a cost-effective and ecofriendly solution for battling the summer heat. These energy-efficient wonders offer the ultimate double win: keeping you cool while keeping your electricity bills down.
Plan summer travels wisely
Rest and relaxation are a must do during summer, but you will only get nothing but stress when these are not planned strategically. If a summer escape is on your mind, do it smarter, not harder. Start by exploring budget-friendly destinations and consider visiting during off-peak times. This not only avoids crowds, but also unlocks hidden gems that won't break the bank.
Another pro tip to follow is to book in advance to not only secure your spot early, but also unlock discounted prices on flight and accommodations. Remember, a little strategic planning goes a long way to ensure you make the most of your summer adventure without burning a hole in your pocket.
Find alternative summer activities on a
budget
If you want to celebrate fun in summer on a budget, don’t worry because it doesn’t have to cost a fortune. This is the perfect time to explore rewarding and relaxing activities that won’t break the bank.
Gather your loved ones for a picnic in a scenic park, enjoying fresh air, delicious homemade food, and quality time together. You can also head to a nearby mall for a cool escape. Relax in a café, grab a meal at a restaurant, or simply browse the shops.
Lastly, if you have a family, create lasting memories at home. Play outdoor games with your kids, have a movie night with refreshing drinks, or simply chill out with the cool air provided by your inverter AC.
Keep your cool during summer with Home
Credit’s hottest deals
Summer fun shouldn't strain your budget! This season, Home Credit offers sizzling deals to help you stretch your summer spending.
If you need a cash boost, you can apply for a quick and easy cash loan* through the My Home Credit App, with approvals taking just one minute. Choose a loan amount from PHP 3,000 to PHP 150,000 to cover your summer expenses.
Additionally, Home Credit will offer 0% interest deals that can help you purchase your new cooling appliances which can help you manage the heat summer season brings. Plus, these amazing appliances and offers will be available on Shoppingmall.ph.
Don't miss Home Credit's exciting deals available from March 15th to May 31st!
To know more about the latest updates from Home Credit
Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the Home
Credit Online Loan App on
Google Play to learn more about the latest promos and see what’s new in Shoppingmall.ph.
Home Credit Philippines is a financing company duly
licensed and supervised by the Securities
and Exchange Commission (SEC)
and the Bangko
Sentral ng Pilipinas (BSP).
*Available to select customers with Home Credit Cash Loan
offer
March 14, 2024
Inverter Na ‘Yan: Home Credit’s Guide to Energy-Efficient Appliances this Summer
February 22, 2024
Home Credit Philippines signs additional 7B Loan Credit Facility with BPI
February 20, 2024
"With you through thick and thin" , A captivating story of love with Home Credit
Finding the ideal gift amidst the whirlwind of wedding preparations is no easy feat, yet it's one task that’s filled with heartfelt intentions. For Diana Marie Mendoza-Zabala, a devoted high school Science teacher, this quest took on a new significance just three days before saying “I do.” to Joemar Zabala, a secondary Social Studies educator.
The perfect partner
para sa love
Wedding preparations are usually hectic, and Diana and Joemar weren’t exempted from this experience when they started getting ready for their big day. Their schedules and calendars were so full that Diana almost forgot to buy a special gift for Joemar, a present that was intended to be a part of their vows.
Three days before their special day, Diana revisited the mall where they first crossed paths with a clear idea of what she wanted to give him—a watch that would perfectly symbolize their enduring, timeless love. She scoured the mall and found a variety of options, some more affordable than others, but a particular timepiece caught her attention.
“Noong bumili ako ng gift para sa wedding namin, sa SM Store sa Lucena City ako pumunta. Yung gift na gusto kong ibigay ko sa kanya is relo, pero that time, kapos na kami sa budget. Iniisip ko talaga paano ko ma-a-avail yung relo kung wala naman akong hawak na pera para mabarayan siya ng full payment. Buti na lang tinawag ng sales lady yung sales associate ng Home Credit at nasabihan niya ako na ‘Sakto, Ma’am, naka-promo kami ngayon, 0% interest.
Bago ko ibigay yung regalo kay Joemar, gumawa ako ng letter para sa kanya; pero sa dulo ng message, sinabi ko na bayad na ang downpayment ng relo, siya na nga lang ang bahala sa installment na three months, pero 0% interest naman,” Diana happily recalled.
(I purchased my wedding gift for Joemar in SM Store Lucena. I really wanted to give him a wristwatch as a gift, but at that time, I didn’t have enough money for it. I was thinking of possible ways to get it, even though I didn’t have enough cash on hand, when the sales lady assisting me called for Home Credit’s sales associate. The associate then went on to tell me that, as luck would have it, Home Credit had a 0% interest promo at that time.
Before I gave my gift to Joemar, I wrote him a letter, indicating in the last part that I had already paid for the wristwatch’s downpayment, he just needed to pay for the remaining three-month installment fees, but with no interest).
The lifelong
companion in every chapter
And then, it was D-day. As Diana presented Joemar with her gift availed through Home Credit, videographer Bryant Nanez captured the heartfelt moment, where Diana even presented Joemar with the Home Credit care card as part of her present, in a sensational same-day-edit video. The sincerity and distinctiveness of the gesture caused the video, which was posted online, to go viral and quickly garner over 41.5K views. The unexpected attention from the public was a delightful surprise for the couple, who were overjoyed to see their wedding inspiring viewers.
“At Home Credit, we understand the importance of celebrating life's special moments, especially when it comes to love. As a trusted lifestyle partner, our commitment lies in delivering convenient and fast access to credit, empowering Filipinos to lead the lives they deserve. We are overjoyed to be a part of not just Diana and Joemar's beautiful love story, but also of the multitude of life stories that we touch through our services,” Sheila Paul, Chief Marketing Officer of Home Credit Philippines, expressed.
Joemar conveyed his heartfelt appreciation to Home Credit for consistently serving as a reliable partner throughout the various chapters of his life.
“Kung tao si Home Credit, lubos kaming magpapasalamat sa kanya dahil noong walang-wala ako, naging malaking tulong ito para sakin. Ngayon na nagsisimula na kami bilang mag-asawa, gusto naming makapagpundar ng mga gamit, at naisip namin na why not i-try namin gamit ang Home Credit.
Pero hihintayin muna namin na matapos ang existing loan namin dahil ang pagkuha ng loan ay isang proseso na kailangang pagplanuhan kung kailan dapat kunin. Ito ay isang responsibilidad at ang mga nagagamit natin na galing sa hiram ay kailangan nating bayaran dahil napakinabangan na natin ang mga ito, at dahil naging mabait ang mga nagpahiram nito at napakabilis lang din naman ang proseso,” Joemar remarked.
(If Home Credit were a person, we would thank them profusely because they were there for us when we had close to none. Now that we are starting our married life, we would like to build a home and try to use Home Credit for it.
However, we would wait first to finish our existing Home Credit loan, since acquiring loans is a process that needs thorough thinking and planning. Getting loans is a responsibility, and the things that we get to use and enjoy because of it need the right repayments since the creditor was generous enough to let us borrow, and the process of borrowing was also fast and convenient.)
With this touching wedding tale, how did Joemar discover the love of his life, Diana? To unveil the enchanting story that binds them, let's rewind to the very beginning.
Diana and Joemar's charming love story unfolded when fate intervened one day. According to Joemar, the magic began with a love-at-first-sight encounter. Sometime in 2017, while browsing through social media, he stumbled upon Diana's profile, tagged in a wedding photo shared by mutual friends.
“Social media talaga ang naging way para magkakilala kami nitong aking asawa. [Noong nakita ko siya], sabi ko, why not i-chat ko siya? Noong first time ko siyang na-meet, parang na-love at first sight ako. Na-realize ko agad na magiging asawa ko siya,” Joemar fondly reminisced.
(Social media paved the way for our paths to cross. When I first saw her profile, all I could think of was sending her a chat message. The first time I met her, it felt like love at first sight, and I already knew back then that she would be my future wife.)
Following their initial meeting, their love blossomed, leading them to officially become a couple. During the first two years of their relationship, they chose to keep things lowkey, recognizing Diana's parents' protective nature. They discreetly went on dates, always respecting her parents' wishes, and adhering to her 7 PM curfew, despite both being of legal age.
As a couple, Joemar and Diana share a simple yet meaningful connection, marked by common hobbies, interests, and values. They enjoy exploring different restaurants, savoring new experiences one venue at a time—and being practical about it. This love language formed the foundation of their relationship.
Seven years down the road, Joemar and Diana embraced the next chapter of their love story, deciding to exchange vows and tie the knot in 2023. After their union, Joemar and Diana were abundantly blessed. They acquired a new home and a car, and the blessings continued with the anticipation of a baby on the way.
Learn more about Joemar and Diana’s love story here.
To
know more about the latest updates from Home Credit Philippines, visit its
official website, www.homecredit.ph.
You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are
also encouraged to download the My Home Credit App on
Google Play to learn more about the latest promos and see what’s new in Shopping Mall Philippines.
Home
Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC)
and the Bangko Sentral ng Pilipinas (BSP).
February 9, 2024
Grab the Newest Portrait Experts! Capture standout portraits with the New OPPO Reno11 Series 5G
With new technological advancements in store, OPPO has released the newest addition to the OPPO Reno series, the OPPO Reno11 5G and the OPPO Reno11 Pro 5G - further proof of the brand taking another leap forward, particularly with its revolutionary telephoto lens, an all-in-one photography studio in a pocket, which brings SLR-camera-like images to users' fingertips.
Telephoto Lens Redefined
The OPPO Reno11
Series 5G has the industry-leading Telephoto Portrait Camera with up to 2x
Optical Zoom at its price point which has a show stopping optical focal length
of 47mm camera. This focal length captures the classical point of view, which
is quite close to the viewpoint of the human eye. Crisp and detailed photos are
produced by this telephoto lens, which uses an RGBW pixel structure and is
powered by the advanced Sony IMX709 sensor. With this setup, the
photosensitivity is 60% higher, and the noise is 35% lower than conventional
sensors. The telephoto lens maintains the creative trend with its cutting-edge
in-sensor zoom technology that guarantees outstanding zoom performance up to
5x.
Improved Flagship-level Main Camera
The new addition to
the OPPO Reno series promises to transform any lighting condition into an
opportunity for an everyday masterpiece. The OPPO Reno11 5G main camera has the
winning combination of 50MP, Sony LYT600 sensor, f/1.8 aperture lens, OIS, and
a 26mm focal length, which allows it to capture moments with unparalleled
clarity and stability. On the other hand, the OPPO Reno11 Pro 5G elevates
photography with its swift f/1.8 aperture lens, boasting a wide 24mm equivalent
focal length and optical image stabilization (OIS). The large 1/1.56" 50MP
Sony IMX890 sensor captures detail-rich photos as light flows through
effortlessly. It sets the stage for a seamless photography experience,
delivering impressive results in various challenging scenarios.
Be Your Own Pro with the New Portrait Expert
Every moment becomes an unforgettable event with the OPPO Reno11 Series 5G with the help of the Portrait Expert Engine and the professional-grade Portrait Mode in just a single click.
With OPPO’s increasing powerful capabilities and continuous innovation in portrait technology, OPPO Reno11 Series 5G users are guaranteed to capture photographs with natural skin tones, soft-focus backgrounds that look realistic, and undistorted, recognizable faces thanks to the Portrait Expert Engine that returns from its predecessor.
With the help of professional portrait photographers from around the world, the improved Portrait Expert Engine is sure to provide a great portrait shooting experience as it allows Facial Recognition and Subject/Scene Separation, Skin Tone Protection, Clarity and Facial Enhancement and Portrait and Environment Merging.
Meanwhile, the phone's Portrait Mode is precise and customizable, letting users set an aperture between f/1.4 and f/16 for bokeh, flare patterns, and stacking. OPPO Reno11 Series 5G users have creative control over their photographs with this feature, benchmarked against pro-grade DSLR lenses. The 2x portrait look is fine-tuned to mimic the human eye's natural viewing angle to achieve the most lifelike soft-focus background and distortion-free, recognizable faces.
Stand Out Style and Functionality
Experience the epitome of smart and seamless interaction with ColorOS 14, which boasts a refreshing design and intuitive features to enhance productivity, all anchored on a reliable foundation.
The OPPO Reno11 Series 5G is available in two nature-inspired colors—Wave Green for OPPO Reno11 5G, reminiscent of glittering sea green tones and Pearl White for OPPO Reno11 Pro 5G that has a shimmering pearl design which incorporates millions of tiny reflectives surfaces to create its signature luster.
Both variants also come in Rock Grey design, evoking the warmth of sunlight on sea-drenched rocks—promises a visual feast.
Both devices have 3D curved glass and are adorned with a satin finish, ensure a smudge-free, box-fresh appearance and deliver a luxurious, rich-to-the-touch feel. The innovative Sunshine Ring camera system, rising elegantly from the sleek glass back, is framed by a captivating track, providing a sneak peek into the advanced portrait camera concealed within, elevating your smartphone experience.
Get Your Own OPPO Reno11 Series 5G Today!
The OPPO Reno11 Series 5G is now available in the Philippines. Get the OPPO
Reno11 5G for its retail price of Php 24,999 and the OPPO Reno11 Pro 5G for Php
31,999. Pre-order is until February 8, available in all OPPO authorized offline
stores nationwide. All preorders of the OPPO Reno11 Series 5G come with a free
S39 Ambient Light Bluetooth Speaker.
My OPPO App User Benefits
More benefits await loyal My OPPO app users. Redeem these perks for OPPO Reno11 Series 5G users until stocks last:
●
4,500 Mabuhay Miles from
Philippine Airlines
●
100 PICKUP Points from PICKUP
COFFEE
●
Billow Minis from BASH
●
Php 200 voucher from Bistro Group
●
Php 100 gift code from Zalora
●
Php 100 gift code from Sodexo
●
Exclusive to new My OPPO users -
Php 200 gift code from Zalora
●
Exclusive to old My OPPO users -
Php 500 gift card from Sodexo
Official OPPO
E-Commerce Stores
The OPPO Reno11 Series 5G is now available to purchase on OPPO’s official Shopee, Lazada and TikTok Shop channels. Buyers are entitled for the following pre-order benefits:
●
Free S39 Ambient Light Bluetooth
Speaker for every purchase
●
100% Free Shipping
●
0% Interest Installment via
SPayLater and LazPayLater
Operators
You can also pre-order via your preferred operators and get the following benefits:
Globe |
●
OPPO Reno11 5G will be available
via Plan 1799 with Php 1,000 cash-out ●
OPPO Reno11 Pro 5G will be
available via Plan 1999 with Php 2,000 cash-out ●
Comes with free OPPO Enco Buds2 |
Smart |
●
OPPO Reno11 Series 5G will be
available via Plans+ 999 with 3 payment options(Straight Payment, DP +
Monthly Amortization, 0% Credit Card installment for 12 months) ●
OPPO Reno11 Series 5G will also
be available via Device Plans ●
Free OPPO Enco Buds2 for every
purchase |
Home Credit and Credit Cards
The OPPO Reno11 Series 5G will also be available in installment plans via Home Credit and Credit Card payment options. Home Credit offers installment plans of 6/9/12/15/18 months at 0% interest in all partnered OPPO stores nationwide. Or you may opt to purchase via credit card, available in 6- or 12-month installments at 0% interest for all credit cards.
Get excited to welcome the month of love with Portraits of Love. This Valentine's Season, OPPO encourages Reno11 users to participate in a heartwarming photo contest, celebrating the spirit of love through captivating portraits of their loved ones. Make sure to get your own OPPO Reno11 Series 5G as soon as possible to get a chance to win amazing travel prizes from OPPO. Stay tuned to its social media pages this week to learn more about the contest, event, and the prizes awaiting its winners!
Exciting collaborations and benefits await as OPPO joins forces with stand out industry experts: DJI, MAC Cosmetics, and Mabuhay miles to bring OPPO Reno11 users extraordinary technology, beauty, and travel experiences. Stay tuned to OPPO's social media pages for the grand collaboration between OPPO and these industry experts, and get a chance to win amazing prizes.
Stay tuned for more
OPPO Reno11 Series 5G news by visiting OPPO’s official website at www.oppo.com.ph/ or
OPPO Philippines’ official social media pages on Facebook, YouTube, and TikTok.
February 3, 2024
Home Credit is the Key: Back-to-School Campaign bags Silver at 59th Anvil Awards
In a celebration of excellence at the 59th Anvil Awards, Home Credit Philippines' innovative "Home Credit is the Key: Back-to-School (BTS) Campaign" secured the prestigious Silver