realme 16T 5G launches in the Philippines for as low ₱37/day via Home Credit

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Pre-order and enjoy ₱7,298 worth of offers, including a FREE Laifen SE Lite Hair Dryer, Privilege Card, and ₱2,000 OFF.

realme Philippines has officially launched the realme 16T 5G, headlined by an 8000mAh Titan Battery, a 50MP Sony IMX852 camera, and IP69 Pro dust and water resistance under the campaign tagline “More Power, More Moments.

Power That Lasts Up to Two Days

Equipped with an 8000mAh Titan Battery, the realme 16T 5G provides users up to two days of use on a single charge and comes with a 7-Year Battery Health Guarantee, retaining at least 80 percent capacity even after 7 years of usage. It's paired with 45W SUPERVOOC Charging, juicing up the battery from 0 to 50 percent in 46 minutes, and supports both wired reverse charging and bypass charging for gaming while plugged in.

Camera Ready for Every Vibe

Camera-wise, the system centers on a 50MP Sony IMX852 main sensor, running on TÜV Rheinland-certified LumaColor IMAGE Algorithm, built for accurate skin tones and balanced exposure between subject and background. Its standout feature is the Vibe Master Mode, which gives shots that classic film camera look straight out of the app. It's easy enough to use on Auto, but also lets users switch to Pro mode and shoot in RAW DNG for extra editing room, plus tweak the grain, sharpness, and saturation to match their own vibe.

And for those who want to add a little creativity into their shots, the realme 16T 5G is also loaded with NEXT AI imaging suite to achieve that ‘aesthetic shots’, including AI Edit Genie 2.0, AI Perfect Shot, AI Eraser, AI Portrait Glow, and AI Instant Clip

Smooth Display, Built Tough.

On to the display, the phone is equipped with a 6.8-inch display running up to 144Hz and 1,200 nits of peak brightness. It also carries an IP69 Pro rating which certifies it against high-pressure, high-temperature water jets on top of standard dust and submersion protection, along with ArmorShell™ protection, and military-grade shock resistance.

Pricing and Availability

The realme 16T 5G comes in Aurora Green and Starlight Black, with an SRP of PHP 22,999 (8GB+128GB) and PHP 24,999 (8GB+256GB). Starting August 28, it will be available for as low as PHP 15,731.

At all official realme stores nationwide, customers who pre-order the realme 16T 5G from August 28 to September 3 and claim their reserved unit from September 4 to 15 can enjoy offers worth ₱7,298, including a FREE Laifen SE Lite Hair Dryer, a Privilege Card with a 6-Month Extended Warranty and 6-Month Screen Damage Protection, plus an instant ₱2,000 OFF. Meanwhile, customers who purchase the realme 16T 5G during the First Selling Period from September 4 to 15 can enjoy offers worth ₱3,499, including a Privilege Card and an instant ₱2,000 OFF.

For flexible payment options, the realme 16T 5G is also available via Home Credit with 0% interest installment for up to 18 months, starting at just ₱37/day. From August 28 to September 15, customers can also enjoy an additional ₱500 OFF on Home Credit transactions using code REALME16T500.

#BidaMoment Campaign

Alongside the official launch, realme is also rolling out its #BidaMoment campaign, a play on “Be the Moment,” encouraging users to share their best realme-shot photos publicly using #BidaMoment and #BidaMomentwithrealme. Sixteen lucky winners will take home a realme 16T 5G, while select entries may also get the chance to be featured on a billboard.

For more updates on the realme 16T 5G and the #BidaMoment Campaign, follow realme Philippines' official Facebook page.

Upgrade Your Home for Less: Home Credit and SM Appliance Center Launch Grand Pay Hulugan Promo with 0% Down Payment and Three-Appliance Bundle Deals

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Enjoy 0% down payment for eligible customers, bundle up to three appliances, and bring home the upgrades you've been dreaming of this August and September

For many Filipino households, appliance upgrades often stay on the wish list because of the significant upfront costs involved. To help more Filipino families turn their wishes to reality sooner,  Home Credit Philippines and SM Appliance Center are bringing back the much-anticipated Grand Pay Hulugan Promo, running from August 1 to September 30, 2026.

Through the promo, customers can enjoy exclusive offers on selected appliances, including 0% down payment for eligible customers, and the opportunity to purchase a bundle of up to three items through Home Credit's flexible installment plans.

Whether it's replacing an aging refrigerator, upgrading to a more efficient washing machine, bringing home a new air conditioner, or finally purchasing a bigger television for family movie nights, the Grand Pay Hulugan Promo makes appliance upgrades more accessible and affordable.

More than simply making purchases possible, Home Credit serves as a dependable partner that empowers Filipinos to invest in products that improve their quality of life.  "At Home Credit, we understand that appliances are important investments that support families' everyday lives. Through the Grand Pay Hulugan Promo, we're making it easier for customers to access the products they need today while managing payments comfortably over time," said Puneet Suneja, Chief Sales Officer, Home Credit Philippines

More Value, More Convenience

Customers visiting any SM Appliance Center stores nationwide can take advantage of the promo's exclusive benefits, including:

• 0% Down Payment for eligible customers
• Bundle purchase of up to three items in a single transaction
• Up to 40% off on select appliances
• 0% interest for up to 18 months

These offers allow customers to maximize their purchases and bring home multiple appliances that can enhance their homes and everyday experiences.

Upgrade Your Home Today

The Grand Pay Hulugan Promo is available in all SM Appliance Center stores nationwide from August 1 to September 30, 2026. Customers who are planning to upgrade their homes can visit their nearest SM Appliance Center branch or download the Home Credit App to learn more about available financing offers.

For the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or follow its official Facebook, Instagram, and TikTok accounts.   

Home Credit Secures Leadership Roles in CCAP to Drive Consumer Protection and Credit Responsibility

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Home Credit Philippines is reinforcing consumer protection, responsible credit use, and fraud prevention through an expanded leadership role in the Credit Card Association of the Philippines (CCAP), an organization that brings together financial institutions to promote safer credit practices for Filipinos.

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Home Credit Philippines expands its leadership in the Credit Card Association of the Philippines (CCAP), advocating initiatives in collections quality and fraud prevention to protect Filipino consumers

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(Front row, second from left) Home Credit Head of External Affairs Atty. Jude Romano and (back row, second from left) Lead Collections Quality Assurance Manager Cyrus Ching join fellow CCAP Board members and Committee Chairmen at the organization's planning session in Taipei.

CCAP recently appointed Cyrus Ching, Home Credit’s Late Collections Quality Assurance Manager as the 2026 Collections Committee Chairman. In this role, Ching represented Home Credit together with Atty. Jude Romano, CCAP Corporate Secretary and Home Credit’s Head of External Affairs at the association’s annual planning session in Taipei to help shape the industry’s roadmap for the coming year.

“Taking on this role allows Home Credit to share our best practices in operational discipline with the industry,” said Cyrus Ching. “Our focus is to ensure that collections processes remain empathetic and effective, ultimately helping Filipinos manage their financial obligations with dignity.”

Home Credit’s deepening involvement follows a year of significant contributions to the association. In 2025, Andrew Raymond Fernandez, HCPH Head of Digital Payments, chaired the CCAP Merchant Relations Committee. This consistent presence is mirrored by the company's performance; the Home Credit Collections Team has secured the CCAP Fellowship championship for two consecutive years (2024-2025), a testament to the company’s focus on high-performance standards and ethical collections.

Beyond leadership appointments, Home Credit is a vocal supporter of industry-wide safeguards particularly the #FightBudol and Pilipinas Fraud Awareness campaigns which are designed to equip the public against fraud tactics. Home Credit recognizes that these efforts are increasingly important as social engineering tactics and digital fraud risks continue to evolve.

“As a BSP-regulated institution, we believe that making credit accessible must go hand-in-hand with making it safe,” added Atty. Jude Romano. “Our partnership with CCAP ensures that we are not just providing financial products and services but also building a resilient ecosystem through financial wellness campaigns and robust fraud prevention.”

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).    

For the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or follow its official Facebook, Instagram, and TikTok accounts.    

Home Credit Makes Summer More Comfortable for as Low as ₱23/Day

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Shop for a more comfortable summer with easy installment deals on appliances and gadgets, available with as low as 0% interest, zero down payment

"Ang init naman!” If this line keeps coming up at home every summer, it might be a sign that appliances are no longer keeping up. Home Credit Philippines is making it easier and more affordable for families to stay cool and comfortable with essential summer appliances and gadgets available through installment deals for as low as ₱23 per day. Running until May 15, 2026, the promo offers up to 24-month installments with as low as 0% interest and zero down payment for qualified customers. Deals are available at more than 18,000 partner stores nationwide.

Home Credit’s summer lineup includes inverter air conditioners, energy-efficient refrigerators, and mobile phones – must-have items to help households beat the heat, keep food fresh, and stay connected, all through affordable and flexible installment options.

Among the featured deals is the Midea 1.0HP Inverter Window Type Air Conditioner, available for as low as ₱729 per month or ₱25 per day for 18 months (SRP ₱18,066). This unit is designed to keep rooms cool while helping households manage energy consumption. For better food storage this summer, the Condura 6.3 cu ft Inverter Two Door Top Mount Refrigerator offers reliable cooling and more space for everyday needs. It can be yours for as low as ₱669 per month or ₱23 per day for 18 months (SRP ₱16,578).

For those planning trips or simply in need of a dependable device, the Honor X9d 5G 256GB/12GB Sunrise Gold smartphone is available for as low as ₱809 per month or ₱27 per day for 18 months (SRP ₱18,999).

More appliances and gadgets are also available through Home Credit’s flexible installment plans:

   

Product Name	Unit Price	Loan Term	Monthly*	Daily
Carrier 1.0HP Inverter Window Type Air Conditioner	₱27,516	18	₱1,119	₱37
Samsung 7.4cu ft Inverter Two Door Top Mount Freezer Refrigerator	₱19,295	18	₱779	₱26
Samsung Galaxy S25 256GB/12GB Icy Blue Cellphone	₱51,990	24	₱1,659	₱56
TCL 1.0HP Inverter Split Type Airconditioner	₱34,495	18	₱1,399	₱47
Panasonic 9.5cu ft Inverter Two Door Top Freezer Refrigerator	₱22,465	18	₱909	₱31
Apple iPhone 17 Pro 256GB Silver	₱80,990	24	₱2,513	₱84
Condura 8.2cu ft Inverter Top Freezer Refrigerator	₱18,601	18	₱749	₱25

*Monthly rate includes the processing fee and is calculated based on a 30% down payment.

Get It with Home Credit

From cooling your home to upgrading everyday gadgets, getting summer essentials is simple with Home Credit. Customers only need one valid ID, with approvals possible in as fast as one minute. A Home Credit representative will guide each step of the process, ensuring a smooth and hassle-free shopping experience. Customers may also download the Home Credit App to get pre-approved, available on Google Play, the App Store, and Huawei AppGallery.

For the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or follow its official Facebook, Instagram, and TikTok accounts.  

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).   

More information on HCPH is available at www.homecredit.ph.  

 

Home Credit Philippines Encourages Customers to Seek Early Support for Payment Concern

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Home Credit Philippines (HCPH) is encouraging customers to reach out early if they encounter payment difficulties, underscoring the company’s continued commitment to responsible lending and customer care.

Through its Payment Support Program, Home Credit works with customers experiencing temporary financial challenges to explore practical repayment arrangements suited to their situation. The program is a standing support service available to all customers and forms part of the company’s broader approach to helping Filipinos maintain financial stability throughout their loan journey.

Whether dealing with medical expenses, employment transitions, or unexpected family needs, customers may coordinate directly with Home Credit representatives to discuss available options designed to keep repayment plans manageable.

In 2025 alone, more than 30,000 customers accessed Home Credit’s payment support services, reflecting growing awareness of the importance of early communication in managing financial obligations.

“Behind every payment is effort and commitment,” said Wojciech Krotoszynski, Head of Collections at Home Credit Philippines. “Our role is to listen, understand our customers’ situations, and work with them to find solutions when circumstances change. When customers reach out early, we are better able to support them and help them stay on track.”

Home Credit emphasizes that seeking assistance early can help prevent temporary financial challenges from becoming more difficult burdens. By coordinating proactively, customers may: 

• Discuss flexible payment arrangements for a defined period
• Maintain alignment with their longer-term financial plans
• Identify practical repayment solutions with company support

Customers who wish to learn more about payment assistance options may contact Home Credit through:

• Our official Home Credit website at www.homecredit.ph
• Official customer support channels
• Verified company representatives

As one of the country’s leading consumer finance providers, Home Credit Philippines continues to strengthen programs that promote responsible borrowing, financial resilience, and accessible support for Filipino customers. 

About Home Credit 

Home Credit Philippines is the leading consumer finance company in the country, backed by Bank of Ayudhya Public Company Limited (Krungsri), the fifth largest bank in Thailand, and Security Bank Corporation, one of the most trusted and leading universal banks in the Philippines. 

Now in its 12th year, Home Credit has served over 12 million Filipinos and financed more than ₱400 billion worth of loans through a diverse portfolio that includes installment financing, cash loans, credit cards, and Qwarta, a virtual spending limit. 

Registered with the Securities and Exchange Commission and regulated by the Bangko Sentral ng Pilipinas, Home Credit continues to drive financial inclusion by expanding access to credit and transforming the consumer finance landscape. The company was named Best Finance Company of the Philippines in 2024 by the Asian Banking & Finance (ABF) Retail Banking Awards. 

More information on HCPH is available at www.homecredit.ph.  

 

Last-Minute Holiday Shopping? Easy ’Yan for as Low as ₱19 a Day with Home Credit

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Surprise loved ones with meaningful home upgrades through The Great Double Zero Festival, offering as low as zero down payment and 0% interest  

The holidays are here, and the rush is real! Malls are buzzing with shoppers; homes are glowing with festive lights, and the air is filled with excitement—and the stress—of finding the perfect gifts for our loved ones. Withyear-end deadlines, packed schedules, and holiday parties around every corner, it’s easy to feel the pressure piling up. Time is ticking, and the best present still needs to be found. 

The good news? Last-minute shopping doesn’t have to be hard. Home Credit Philippines (HCPH), the country’s leading consumer finance company, makes it easy to surprise loved ones with thoughtful gifts for as low as ₱19 a day. With The Great Double Zero Festival, enjoy zero down payment, 0% interest, and flexible installment plans, making big, meaningful gifts simple and affordable. 

From home essentials to the latest gadgets, you can give gifts that truly matter—and still make it in time for the holidays. Here are some top gift ideas you can grab with Home Credit this season: 

All-out appliance holideals for as low as ₱569 per month or ₱19 per day  

Finding thoughtful gifts for titos, titas, and grandparents is never easy. They rarely ask for anything, yet they appreciate presents that make their daily routines easier and family moments more enjoyable. If you’re looking for something useful and long lasting, these home upgrades are great choices for as low as ₱569 per month or ₱19 per day. 

• Devant 43in Full HD Smart TV  – Make movie nights better with this smart TV for as low as ₱22 per day or ₱649 per month for 18 months, retailing at ₱15,991. 
• Panasonic 9.5cu ft Two Door No Frost Inverter – Keep food fresh with this dependable, energy-saving fridge for as low as ₱30 per day or ₱909 per month for 18 months, priced at ₱22,465. 
• TCL 32in S5K Full HD QLED Google TV – Upgrade their entertainment setup with this compact QLED TV for as low as ₱19 per day or ₱569 per month for 18 months, retailing at ₱13,990. 

Fresh and festive refrigerators for as low as ₱669 per month or ₱22 per day  

Moms take the lead in preparing holiday meals—from Noche Buena favorites to leftover treats enjoyed until the New Year. A reliable refrigerator is a practical gift that supports their daily routine and makes holiday prep easier. These choices are available for as low as ₱669 per month or ₱22 per day. 

• Condura 6.3cu ft Inverter Two Door Top Mount Refrigerator – Choose this space-saving fridge for as low as ₱22 per day or ₱669 per month for 18 months, priced at ₱16,578. 
• Samsung 7.4cu ft Inverter Two Door Top Mount Freezer Refrigerator – Give them extra room for holiday dishes for as low as ₱27 per day or ₱809 per month for 18 months, available at ₱19,882. 
• LG 7.2cu ft Two Door Smart Inverter No Frost Refrigerator – Make storing holiday meals easier with this no frost fridge for as low as ₱23 per day or ₱679 per month for 18 months, retailing at ₱16,713. 

Big screens for the holidays for as low as ₱849 per month or ₱28 per day  

Dads enjoy a good screen upgrade, whether it’s for watching basketball, catching up on their favorite shows, or turning weekends into movie nights. A bigger TV brings the whole family together and makes holiday viewing more fun. These options are available for as low as ₱849 per month or ₱28 per day. 

• Samsung 55in Crystal 4K UHD Smart TV – Give a sharp and vibrant viewing experience with this 4K display for as low as ₱30 per day or ₱889 per month for 18 months, retailing at ₱21,999. 
• TCL 55in 4K HDR TV – Choose this solid family TV built for clear, immersive entertainment for as low as ₱28 per day or ₱849 per month for 18 months, priced at ₱20,952. 
• Haier 55in 4K UHD Android TV – Bring home this 4K Android TV that makes streaming simple and enjoyable for as low as ₱29 per day or ₱859 per month for 18 months, available at ₱22,290. 

Frosty holiday aircons for as low as ₱769 per month or ₱26 per day 

Kids and teens spend most of their holiday break at home—resting, gaming, studying, or bonding with cousins. A cool and comfortable room helps them enjoy the season more, making an air conditioner a practical and thoughtful gift. These options are available for as low as ₱769 per month or ₱26 per day. 

• Haier 1.5HP Clean Cool Inverter Split Type Air Conditioner – Give teens a cooler and more comfortable space for as low as ₱26 per day or ₱779 per month for 18 months, retailing at ₱19,300. 
• Midea 1.5HP Celest Inverter Split Type Air Conditioner – Choose this energy-efficient split-type unit that helps keep rooms comfortable throughout the holidays for as low as ₱26 per day or ₱769 per month for 18 months, priced at ₱19,093. 
• Condura 1.0HP Inverter Window Type Air Conditioner – Get compact and reliable cooling for smaller bedrooms for as low as ₱32 per day or ₱949 per month for 18 months, available at ₱23,371. 

Ultimate pasko upgrade for as low as ₱1,842 per month or ₱61 per day 

For a show-stopping Christmas gift, a new iPhone is hard to beat. Whether it’s for a parent who needs a dependable device, a young adult balancing work and school, a tech-savvy teen who loves capturing every moment, or even for yourself who deserves an upgrade, these models deliver performance all year. The latest generation of iPhone is available for as low as ₱1,842 per month or ₱61 per day. 

• iPhone Air – Give this light and stylish everyday phone for as low as ₱76 per day or ₱2,279 per month for 24 months, with prices starting at ₱72,990 depending on the variant. 
• iPhone 17 – Get this reliable upgrade with smooth performance for as low as ₱61 per day or ₱1,842 per month for 24 months, starting at ₱57,990 depending on the variant. 
• iPhone 17 Pro – Gift this device with pro-level camera quality and faster performance for as low as ₱83 per day or ₱2,484 per month for 24 months, retailing at ₱79,990 depending on the variant. 
• iPhone 17 Pro Max – Get a top-tier choice for an ultimate gift, available for as low as ₱90 per day or ₱2,688 per month for 24 months, retailing at ₱86,990 depending on the variant. 

With The Great Double Zero Festival, last-minute shopping has never been easier. Until December 31, 2025, you can bring home meaningful gifts for your loved ones—or even treat yourself—without the usual holiday stress. 

Applying is quick and hassle-free. Simply present one valid ID and get approval in as fast as one minute, subject to eligibility. This offer is available at over 18,000 Home Credit partner stores nationwide, where in-store representatives are ready to assist you with the application process. 

For a faster and more convenient experience, apply for pre-approval through the Home Credit App, available on Google Play, the App Store, or Huawei AppGallery. 

Make this season’s gift-giving simple, thoughtful, and memorable. With Home Credit, meaningful presents are always within reach—just in time for the holidays. 

For product selections and store locations, visit Shoppingmall.ph. 

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or get the Home Credit App from Google Play, the App Store, or Huawei AppGallery. You may also follow its official Facebook, Instagram, and TikTok accounts.