GCash supports the NPC to boost data privacy protection and consumer education

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GCash, the country’s leading finance super app, has signed an agreement with the National Privacy Commission (NPC) to enhance data privacy awareness and provide data privacy-related educational resources across the Philippines in support of the Commission’s mandates. In line with its mission to provide secure and accessible financial solutions, GCash aims to inform and educate its users on data privacy by utilizing the app’s features to effectively reach more Filipinos.

GCash president and CEO Oscar "Renren" Reyes Jr., and National Privacy Commission commissioner Atty. John Henry Naga

According to Ren-Ren Reyes, president and CEO of G-Xchange, Inc., “This MOA with NPC underscores our commitment to upholding the highest standards of data privacy and security, strengthening the trust and confidence of our users.”

“We look forward to implementing robust measures in increasing awareness on data privacy by providing the tools and knowledge that Filipinos need to make informed decisions in safeguarding their personal information. Through public-private collaborations, we aim to foster a secure digital environment for all,” said NPC commissioner Atty. John Henry Naga during the signing of the memorandum of agreement (MOA).

The MOA aims to elevate data privacy education and promote compliance with the Data Privacy Act (DPA). As part of the agreement, GCash will incorporate NPC-provided privacy awareness and educational materials into the app's Privacy Choices feature, allowing its users to learn about the DPA.

To further support the mandates of the NPC, the NPC’s Registration Portal (https://privacy.gov.ph/pips-and-pics/register/) will be integrated and linked to the GCash app. This will be a game-changing compliance feature, enabling seamless registration for entities processing personal data.

The agreement between the NPC and GCash reinforces GCash’s vision of creating a secure digital landscape and promoting financial inclusion. By equipping users with privacy tools and educational resources, the collaboration aims to empower individuals to navigate the digital economy securely and confidently.

Beyond its collaboration with the NPC, GCash is also working with key government agencies such as the Philippine National Police Anti-Cybercrime Group (PNP-ACG), the National Bureau of Investigation (NBI), and the Department of Information and Communications Technology’s Cybercrime Investigation and Coordinating Center (DICT-CICC) to fight online fraud and scams.

These collaborations further strengthen GCash's commitment to creating a secure digital landscape for its users.

Collective action in motion: Championing sustainability through the first-ever GCash Eco Run in Manila

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GCash, the leading financial super app and largest cashless ecosystem in the Philippines, is mounting its first-ever Eco Run on March 23, 2025, along Ayala Avenue, Makati City.

(L-R) IKEA Philippines country business navigation manager Frida Wallin, GCash group head of new businesses Winsley Bangit, Silliman University Institute of Environmental and Marine Sciences (IEMS) project coordinator and professor emeritus Dr. Hilconida P. Calumpong, IKEA Philippines country retail manager Ricardo Pinheiro, and GCash sustainability head CJ Alegre.

The GCash Eco Run is a fully eco-conscious and sustainability-centered event that brings the GForest digital eco-movement to the streets, to further the positive environmental impact established by Silliman University in the Negros region. Stakeholders, advocacy groups, eco-products merchants, and running enthusiasts will be gathering to showcase sustainable practices in action.

Each successful registration to the GCash Eco Run will enable the planting of one grey mangrove tree in Negros Occidental, a province gravely affected by climate change. To underscore its commitment to climate action and helping local communities.

“GForest is a platform that transforms digital trees into actual plants. With GCash Eco Run, we are expanding the digital eco-movement established by GForest and giving our Green Heroes more opportunities to come together,” says CJ Alegre, head of sustainability for GCash. “It is testament to the powerful community we have created at GCash, that we can go beyond digital platforms and collectively take significant, real-world steps forward to help local communities and protect essential ecosystems in Negros Occidental.”

Scaling the eco-movement, one tree at a time

Growing in coastal areas in Negros Occidental, the grey mangrove (Avicennia marina) plays a vital role in environmental conservation, as it protects shorelines from erosion, mitigates the impacts of extreme weather, and sequesters carbon, all while providing habitats for marine life. Mangrove forests are crucial assets in the fight against climate change and preserving marine biodiversity.

In the Negros Island Region, GCash has a long-running collaboration with Dumaguete-based higher education institution Silliman University (SU), and its Institute of Environmental and Marine Sciences (IEMS), which focuses on mangrove restoration, protecting coastal environments, and providing livelihood opportunities to local farmers and fisherfolk.

The planting of the grey mangrove trees, made possible by GCash Eco Run participants and sponsors, will take place on the site managed by SU and maintained by local communities. This is part of the SU-GCash Reforestation in South Negros Project, whose overall goal to plant a total of 1M across critical areas in the region by 2029.

Sustainability-focused organizations partnering for the environment

GCash makes it easy for companies to create a meaningful environmental impact. By connecting businesses with GForest’s trusted planting partners, GCash enables them to support science-based, proven-effective sustainability programs seamlessly.

IKEA Philippines—the local arm of the global furniture brand headquartered in Sweden, and whose Pasay store holds the record as the largest IKEA store in the world—is supporting the event by pledging 30,000 trees under the South Negros conservation initiative. Sustainability has always been part of IKEA’s commitment to its customers, as it offers home furnishing products, food, services, and solutions that inspire and enable people to lead healthier and more eco-conscious everyday lives.

“IKEA’s sustainability direction goes hand in hand with this activity, [focusing] on three pillars: Healthy and sustainable living, being circular and climate-positive, and being fair and caring. Today, sustainability is neither a choice nor an option. It’s a must, which is why IKEA is deeply focused on this priority,” shares Ricardo Pinheiro, country retail manager of IKEA Philippines.

This partnership with SU-GCash Reforestation underscores IKEA Philippines' central goal to create a positive social impact within communities, as it hopes to inspire other businesses to join the collective effort to make more sustainable choices every day.

“Our partnership with GCash and IKEA is a testament to the power of collective action for sustainability. Through this collaboration, we aim to restore vital ecosystems and engage local communities in long-term conservation efforts,” said Dr. Hilconida P. Calumpong, project coordinator and professor emeritus, Institute of Environmental and Marine Sciences (IEMS), Silliman University.

A fully eco-conscious, sustainability-centered event

The GCash Eco Run has been deliberately designed to promote sustainable practices in every aspect. From adapting sustainable and mindful eco-friendly practices in the event production, to booth structures being built out of recycled and non-single-use plastic materials, all the way to race kits being made out of recycled PET bottles—GCash Eco Run ensures a 100% sustainable, eco-conscious experience for all.

GCash will also introduce its new 100% recycled plastic GCash VISA cards at the sidelines of the Eco Run at a special retail price, kickstarting the initiative with the Filipino running community.

Merchants offering eco-products or eco-friendly advocacies like Bukid ni Bogs, Human Nature, The Eco Shift Store, Wonderhome Naturals, Cut the Craft Clothing and Apparel will also have booths at the event.

The GCash Eco Run will also amplify the efforts of eight advocacy partners. Berdeng Kalabaw, Aling Tindera, and ZOLO are encouraging runners to bring recyclable waste, to be collected for proper waste management. Caritas Manila will be accepting donations of old clothes, WWF Philippines will call for donations for habitat conservation and animal welfare, and Hound Haven will encourage the adoption of retired working dogs to rally behind charity programs.

To promote farm-to-table practices, Commune Café + Bar will showcase locally sourced coffee, from Atok, Benguet, while the Philippine Coffee Board, Inc. will be offering Itogon coffee; Seven Days of Greens will retail organic fruits and vegetables from smallholder farmers.

The GCash Eco Run is supported by IKEA Philippines, Globe Fiber, Pay & Go, eTap Solutions, BPI-MS, GOMO, Standard Insurance, BYD, Century Tuna, ECPay, Gringo, Park Access, Singlife, and ST Telemedia. These sponsors have also pledged to plant trees and support Silliman University’s mangrove conservation efforts. The event is organized by RUNRIO, a leading organizer of race events in the Philippines.

“At GCash, community drives our broader sustainability agenda of harnessing tech and innovation for good,” shares Alegre. “The support of our sponsors is testament to how partnerships built on shared goals can transform commitments into action, and GCash aims to engage more like-minded organizations to scale and grow this eco-movement.”

For more information about the GCash Eco Run and how to register, visit the official event page.

Experts highlight optimistic outlook for cryptocurrency in 2025 at GCrypto learning session

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As the cryptocurrency market gears up for 2025, leading finance super app GCash recently unveiled key insights into Bitcoin's cyclical journey, the rise of innovative trends like AI-driven trading and meme coins, and the best practices for navigating this dynamic landscape.

(L-R) Chainalysis regional sales director Diederik van Wersch, Blockchain analyst and developer Tracy Li, Chainalysis head of policy in Asia Pacific region Chengyi Ong and Securities and Exchange Commission assistant director Patrick Patricio

In a recent BitBulaga educational program, crypto experts sat down for a fireside chat to share their 2025 forecasts and best practices for those who plan to invest in the crypto industry. The panel included GCash head of GCrypto Luis Buenaventura, along with crypto key opinion leaders Gilbert “Titovlogs” Lazaro, Gerome “Kuyang Gerome” Lazaro, and Aldrin “Crypto4chun” Rabino.

The panelists agreed that Bitcoin is experiencing rising adoption from traditional institutions, including banks, governments, and world organizations. While new crypto players may lead 2025, the pioneering currencies (referred to as OG by crypto experts) will continue to follow the Bitcoin cycle.

The Bitcoin Cycle and Where We Are Today

Unlike traditional financial instruments, Bitcoin and the rest of the cryptocurrency industry move in four-year cycles. These cycles are typically bookended by the so-called Bitcoin Halving, a once-in-four-year event that reduces the issuance of Bitcoin and increases its scarcity. The Halving was envisioned as a market catalyst– which would trigger more trading activity and attention as the available supply of the asset was diminished.

The most recent Bitcoin Halving occurred in April 2024, and Bitcoin’s price, along with the prices of many other cryptocurrencies has been on a steady rise since. As the industry enters into its second-year post-halving, the expectation is that there will be a substantial increase in prices across the board.

However, the landscape has evolved significantly over the last year, as new players vie for attention. Experts highlight meme coins and AI agents as the next major trends.

Gilbert Lazaro, aka Titovlogs, said that the biggest players of 2025 will be the alternative currencies. In particular, the panel further dived deep into innovative platforms such as Trump Politifi Tokens, DeFAI, the Hyperliquid Ecosystem, and DeSci (Decentralized Science). Trump Politifi Tokens are politically inspired but give investors a sense of community. DeFAI is a convergence of decentralized finance (DeFi) and artificial intelligence, The Hyperliquid Ecosystem addresses inefficiencies in the crypto market by enhancing liquidity across exchanges and scaling blockchain performance. Decentralized Science (DeSci) is reshaping research through blockchain technology, democratizing funding, enabling open-access data, and incentivizing collaboration via tokenized rewards.

"These emerging cryptocurrencies began as real-world assets. These Alt(ernative) coins will be the biggest players of 2025," said Lazaro.

Best practices for navigating cryptocurrency

Buenaventura and Rabino advised diversifying buying behavior not just in terms of portfolio diversification but also the timing of purchases over the next few years. While the cycle is set, the exact timing of the rise and fall in prices remains uncertain. To mitigate risks, investors are encouraged to make purchases at different intervals throughout the Parabolic Stage in addition to diversifying their portfolios.

"If you want to be conservative, what I do is I buy many times throughout the cycle with small incremental profits but less risk," said Buenaventura.

GCash gathers top stakeholders for ethical crypto industry

Aside from learning the know-how of cryptocurrency, GCash together with Chainalysis and BitPinas also hosted an event entitled “CryptoPH Compliance Conversations”, where top stakeholders exchanged insights on the importance of crypto compliance amidst the evolving industry landscape and regulatory shifts driven by the new US administration.

It gathered key people in the industry like Atty. Paolo Ong of the PhiliFintech Innovation Office (PIO) of the Securities and Exchange Commission along with Atty. Patrick-Duane Patricio of the Cybercrime and Forensics Division of the SEC. Joining the conversations were representatives from US-based blockchain research firm Chainalysis, as well as key personalities from universal banks, digital banks, virtual asset service providers, and other fintech players.

GCash head of wealth management Arjun Varma said, "An ethical crypto industry harmonizes innovation with responsibility. It ensures transparency, embraces sustainable practices, and prioritizes the well-being of communities. By addressing environmental impact, regulatory compliance, and social equity, we can build a blockchain future that is not only prosperous but also principled and inclusive."

GCash broadens global reach, allows users to scan to pay in over 3 million merchants in Japan

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GCash expands its global reach, enabling users to scan and pay at over 3 million merchants 

across Japan

Filipino travelers can now enjoy the convenience of cashless payments in more places in Japan with GCash, the Philippines’ leading finance super app and largest cashless ecosystem.

With GCash Global Pay’s expanded coverage, users can scan to pay everywhere in Japan, from metropolitan areas to countryside destinations, thanks to the partnership of Alipay+ with PayPay. This unlocks access to cashless payments at over three million merchants spanning shopping and leisure. Users can enjoy dining out, booking accommodations and tours, souvenir shopping, and availing services, no matter where their trip takes them—all with the digital wallet they can trust.

“As more Filipinos make Japan their top travel destination, GCash is committed to pursuing partnerships that enable them to make the most out of their experience there,” shared Paul Albano, General Manager of GCash International. “GCash users no longer need to worry about the constraints of limited payment options, knowing there’s a readily available and secure payment method they can rely on.”

Since becoming available in Japan in 2023, GCash has sought to empower more users through its affiliation with Alipay+. With the latter’s expanded partnership with Japan’s leading QR payment operator, PayPay, GCash has become part of the country’s mission to promote in-depth tourism. Today, going cashless with GCash goes beyond major city centers like Tokyo and Osaka. Smaller towns and rural charms in Japan are now included, allowing Filipino tourists to enjoy a more immersive experience in the country. The expanded coverage means access to a more diverse set of merchants, too by enabling cashless payments local businesses like izakayas, wagashi shops, guesthouses, and anime merchandise shops.

GCash users heading to Japan can make payments by scanning PayPay QRs and enjoy a seamless and familiar QR scanning experience: Customers can scan the merchant’s PayPay QR or show the merchant the QR code generated by the “Pay abroad with Alipay+” option on the GCash app. After completing their transactions, they may also view their receipts in the local currency and Philippine pesos.

GCash users enjoy benefits such as real-time and low foreign exchange rates, and zero service fees, allowing them to maximize their travel budget. GCash adds to this experience by offering exclusive promos on the GCash app through A+ Rewards. Here, users can avail of exclusive discounts when they pay with Global Pay QR.

Just in time for the holidays, Alipay+, in collaboration with PayPay merchants, will offer an exclusive 10% discount (up to a maximum of JPY 1,000) to GCash users paying via PayPay QRs in Japan from December 20, 2024 to January 10, 2025.

“Through the partnership between Alipay+ and PayPay, we are making a crucial step forward in bridging a gap in global tourism through seamless, cashless payments,” shared Albano. “So whether this holiday season takes our users to Japan’s metropolitan cities or off-the-beaten-path tourist destinations, we at GCash look forward to them unlocking the best travel experience.”

To discover more travel promos, tap “A+ Rewards” on the GCash app and, in the upper left corner, select “Japan” as your destination. To learn more about GCash Global Pay, click here.

Small Steps, Better Savings: How to Finally Get Started on Your Ipon , GCash makes saving easy and convenient with its new GSave Tab and Auto-Save feature

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Ever dreamt of going on a vacation, upgrading your phone, or sprucing up your home? While life can throw unexpected challenges like bills, emergencies, and holidays, it's still possible to save.

Saving can be challenging for some, often due to low income or not knowing where to start, but with a clear goal and the right tools, you can finally get started on saving for anything, no matter how small you start.

The Power of Small Steps

Many think “What’s the point of saving when I don’t have much to save anyway?” A big target money can be empowering to some people, but setting overly ambitious savings targets can be difficult to maintain, leading people to give up altogether. The most important thing is to get started – after all, setting aside an amount is better than nothing.

Even a small daily saving of PHP 10 can grow significantly over time. In just one year, you could have over PHP 3,700 if you keep it in a savings account that yields 4.5% per annum thanks to the power of compound interest. The interest you earn is added back to your starting savings amount, and then the interest is calculated based on the new, larger amount. Continue saving consistently for another year, and you get around PHP 7,800.

Habit-Stacking

Ready to start saving but worried about sticking to it? You can benefit from habit-stacking. While it takes time to learn to form a habit, there are just some things that feel automatic to us – something you can latch on to.

Habit-stacking is a technique where you attach new habits to an existing routine. It’s like adding a little extra to something you already do daily. Is buying coffee a part of your daily routine? Set aside PHP 10 each time you grab a cup. Before you know it, you’ve saved enough for a new coffee maker.

An Easy Tool for Saving

Overwhelmed by the entire concept of saving? No matter your goals and amount, it’s easy to start when you have the right financial tools, like your trusted e-wallet. GCash has partnered with reputable bank partners so you can get started through your phone and experience a zero-effort way of saving. GSave is a savings marketplace where you can grow and secure your funds while earning interest of up to 6% per year.

With GSave, it’s now easy to open a bank account. You can select your preferred bank of choice with just a few taps, so you no longer need to go to a physical bank and fill out complicated requirements. The best part? You can easily make small deposits anytime, anywhere – even as low as PHP 10!

The Savings Tab on the GCash app lets you see all your savings in one place, making it easy to track your progress. Its Quick Save feature lets you quickly deposit funds from your GCash wallet to your savings account on GSave – no complicated steps required.

To make saving even easier, the GSave Auto-Save feature lets you set a preferred amount and schedule, so your money is automatically transferred to your savings account. This way, you can save effortlessly.

With these helpful techniques and tools, you can now begin your journey towards saving. Start by setting aside a small amount each day, use habit stacking to make it easier, and take advantage of the convenience of GCash with its GSave Tab and Auto-Save features. With consistent effort, you are well on your way to your goals. Kaya mo na! Madali na magsimulang mag-ipon with the new GSave tab!

Ready to grow your money? You may access GSave through the GCash dashboard or find it under “Grow.” No GCash yet? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery. Kaya mo, i-GCash mo!

Globe’s near-local roaming promo GoRoam expands to more destinations Now covers Japan, Canada, Vietnam, and Australia

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(Philippines) Making travel plans for the upcoming long weekend? Globe’s got some news that will keep you connected on your next trip in a simpler, more convenient way.

Globe has expanded the reach of its country-exclusive offers at never-before-seen rates to popular destinations including Japan, Canada, Vietnam, and Australia.

GoRoam’s expansion builds upon its successful “Roam Like A Local” promos earlier launched in Hong Kong, Taiwan, Indonesia, UAE, Thailand, Malaysia, Singapore, South Korea, and the United States.

Now, Pinoy travelers can enjoy the convenience of using their Globe SIM in more countries while paying rates that rival local SIMs— a breakthrough in international roaming.

"This is a complete game-changer for Filipino travelers, saving them time, effort, and even money,” said Paula Rivera-Castillo, Globe's Head of International Business.

"We heard the call of our customers to expand GoRoam to their favorite destinations, and we listened. These -ber months, when you travel to Tokyo, Sydney, or Vancouver, you’ll immediately have access to data packages at prices within your reach without changing your Globe SIM. That's the power of GoRoam."

The new GoRoam offers include:

● Japan: 10GB for 30 days at Php 1,600

● Vietnam: 5GB for 10 days at Php 800

● Australia: 10GB for 30 days at Php 1,000

● Canada: 10GB for 30 days at Php 2,000

Globe has also supercharged existing GoRoam packages for the following destinations:

● Taiwan: 3GB for 5 days at Php 600

● Hong Kong: 5GB for 10 days at just Php 800

● UAE: 10GB for 30 days at Php 1,000

● USA: 20GB for 15 days at Php 2,000 or 30GB for 30 days at Php 3,000

GoRoam is also available in the following countries at current offers:

● Thailand: 15GB for 8 days at Php 800

● Indonesia: 25GB for 30 days at Php 600

● Malaysia: 5GB for 10 days at Php 800

● Singapore: 20GB for 30 days at Php 1,500

● South Korea 30GB for 10 days at Php 1,600

Activating GoRoam is a breeze through the GlobeOne app, with the option to subscribe up to a year in advance. Travelers can also easily track their data usage via GlobeOne, ensuring they stay connected.

GoRoam ensures that Globe customers can share their experiences, stay in touch with loved ones, and manage work responsibilities abroad.

With its unbeatable combination of close-to-local rates, generous data allocations, and the convenience of using one's existing number, GoRoam is poised to become the default choice for Filipino globe-trotters.

Looking forward to more trips this year? Good news: You can now conveniently book your data roaming offers up to 1 year ahead! Simply open the GlobeOne app, click Shop, and look for the Book in Advance banner to enter your country of destination, promo of choice and trip date. Even better is that you can cancel your booked promo for free, should trip plans change.

Download the GlobeOne and GCash apps to subscribe to GoRoam today. To learn more about Globe Roaming, visit glbe.co/roam.

PNP, with aid from GCash, uncovers online exploitation and trafficking on social media, messaging apps

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The Philippine National Police, with the aid of GCash, has uncovered the proliferation of online children and women trafficking during recent arrests of cybercriminals conducted by the law enforcement body.

A human trafficking suspect allegedly exploited victims on a popular social media platform. Posing as clients under various aliases, he purchased pornographic material from victims and then used it to coerce them into further sexual exploitation. The victims were subsequently trafficked to the Middle East for forced labor and prostitution, reportedly using various social media aliases including Lester James Ang, LJ Garcia, Harley Garcia, Mark Harley Garcia, Mark Harley Dave Garcia, and Mark Harly Dave Garciano. He was eventually traced and arrested by an operation led by the PNP Anti-cybercrime group.

Two more separate cases of online child sexual exploitation have been reported by PNP-ACG involving a suspect named Mary June Netuliano Espiritu, who was put into custody for purportedly selling explicit videos of her daughter on social media. In a similar case, Leonisa Postetad Ligo is facing charges for allegedly prostituting two minor victims through a popular messaging app.

As the largest digital ecosystem, GCash recognizes its role in keeping the public and cyberspace secure— while safeguarding the well-being of women and children.

“To create a financially inclusive cashless ecosystem, we must ensure that the digital landscape is safe for users and their children by supporting law enforcement agencies in their efforts against cybercrimes. Our commitment extends to protecting the community from all threats, especially involving women and children,” said GCash vice president and head of corporate communications Gilda Maquilan.

GCash urges the public to report any incidents of scams, fraud, or cybercrime to the Philippine National Police Anti-Cybercrime Group (PNP-ACG) by calling (02) 8414-1560 or 0998-598-8116, or by emailing acg@pnp.gov.ph. Users can also report cybercrimes through the official GCash Help Center at https://help.gcash.com by messaging Gigi on the website and typing 'I want to report a scam.' Alternatively, they may contact the GCash hotline by dialing 2882.

For a safer digital experience, GCash reminds its users to remain vigilant, never share their MPIN or OTP, and avoid clicking on suspicious links that could lead to phishing or fraud. GCash will never ask for personal information through private messages.

GCash reaps accolades at HR Asia, HR Excellence, and Stevie Awards

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GCash, the Philippines' leading finance super app and largest cashless ecosystem, shines as an Employer of Choice at the prestigious HR Asia, HR Excellence, and Stevie Awards, taking home accolades in multiple categories.

“We strive to make our standards for workplace excellence at par with international standards. These accolades at the HR Excellence Awards and Stevie Awards affirm we are headed in the right direction,” GCash chief people officer Robert Gonzales said. “At GCash, we pursue a multi-faceted HR approach, encompassing workplace compensation, leadership opportunities, streamlined hiring, diversity and inclusion, mental health, and anti-harassment, among many other initiatives. We are also intentional with the culture that we build and nurture, in view of our mission to enable Finance for All.”

GCash celebrates its second consecutive win as one of HR Asia’s Best Companies to Work For, an honor given to top employers in the region based on metrics such as employee engagement and workplace culture.

GCash also won HR Asia’s Diversity, Equity, and Inclusion (DEI) award for the first time, which recognizes companies that have become an outstanding example in promoting belongingness. For the company, these initiatives begin in the hiring process, where the company actively seeks out employees from relevant groups, such as women, the LGBTQIA+ community, persons with disabilities, and more, in various settings such as schools, seminars, and expos.

All employees are required upon onboarding to undergo sensitivity training, which covers various topics such as inclusion principles, anti-harassment and micro aggressions, among others. This is on top of company-wide initiatives such as the banner program, DEI x DEI, a foundational course that will enable employees not just to speak the language of inclusion with each other but to be able to practice inclusive responses that create safe spaces for all.

Meanwhile, employees with same-sex partners are also entitled to GCash’s Life Partner benefits, offering health insurance, disability and accident insurance, bereavement coverage, wellness allowances, and access to mental health apps like KonsultaMD and Mind You.

Moreover, inclusive communities and networks are encouraged at GCash, such as the “Queer Peers CommYOUnity”(for LGBTQIA+ employees) and the Limitless League CommYOUnity (for persons with disabilities). GCash also rolls out regular internal campaigns and events, such as “True You”, which covers various initiatives like the SheCan! recognition program for women, employee self-declaration survey, basic sign language classes, and many more.

GCash is also a partner of advocacy-led organizations such as the National Council on Disability Affairs and Philippine Financial & Inter-Industry Pride.

Meanwhile, at the HR Excellence Awards, GCash was honored as the Gold Winner for Excellence in HR Communication Strategy, which recognizes companies with effective communication strategies within their HR function. The company’s HR team was also named the Best HR Team. With these awards, GCash proves it is consistently seeking feedback on employee needs and preferences, implementing strategies to address these.

In other categories, GCash bagged silver for Excellence in Total Rewards Strategy, and bronze for Employer of the Year and Excellence in Retention Strategy.

Moreover, GCash scored a back-to-back victory at the Stevie Awards for Great Employers, winning gold for Employer of the Year (Financial Services) for a second consecutive year. This solidifies GCash's dominance in the financial technology industry, not only in terms of scale and performance but workplace excellence—crucial in promoting digital financial inclusion.

GCash was also awarded gold for Achievement in Benefits Design and Administration, which recognizes notable single achievements, or a series of achievements, related to benefits design and/or administration.

GCash's other accolades at the Stevie Awards include silver for Recruiting or Talent Acquisition Team of the Year and Best Youth Employment Strategy, and a bronze for Achievement in Employee Engagement.

“We listen to the pulse of our employees, who are now more discerning in what they are looking for in workplaces,” said Gonzales. “GCash is delighted to be meeting their needs and priorities.”

“GCash has come a long way in becoming the Philippines’ first and only US$5B unicorn. It was a team effort we've built throughout the years,” GCash president and CEO Martha Sazon said. "Thanks to our brilliant, creative, and hardworking employees, we have an empowered organization that enables millions of Filipinos to thrive every day, prepare for a rainy day, and plan for their one day. To pursue our mission of Finance for All, we need an empowered workplace where everyone is valued and inspired to make a difference."

GCash launches GLoan Sakto “Nano Loans” to help Filipinos thrive everyday through accessible financial solutions

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Users can apply for loans as low as PHP 100 to help with day-to-day essentials

In a pioneering move to help underserved and unserved Filipinos quickly bridge the gap between daily essentials and take the first step towards creditworthiness, leading finance app GCash, through its lending arm Fuse, has unveiled the expansion of its GLoan with an extended feature: the GLoan Sakto. This game-changing fintech innovation is designed to empower Filipinos, especially in the D&E sectors, allowing them to afford day-to-day essentials.

Designed to help Filipinos thrive every day through responsive and inclusive digital services, GLoan Sakto reflects GCash’s commitment to develop meaningful financial solutions that support the everyday needs and long-term financial well-being of many Filipinos.

Based on the 2021 Financial Inclusion Report of Bangko Sentral ng Pilipinas (BSP), approximately 43% of the Filipino adult population rely on informal sources for borrowing money for daily expenses. This behavior reflects a significant lack of access to formal financial services, as only 22% of Filipinos are served by formal credit institutions. The heavy dependence on informal lending for everyday needs, such as transportation and school expenses, underscores the urgent need for more inclusive financial solutions to improve accessibility and reduce the reliance on potentially strained personal relationships.

This is the financial gap that GCash aims to bridge with GLoan Sakto. Filipinos will benefit from GCash’s nano loans by gaining quick and easy access to funds for daily essentials without relying on informal sources or straining personal relationships. This service offers a structured and reliable way to manage small, urgent financial needs, enhancing financial inclusion and convenience.

Loanable amounts for GLoan Sakto are P100 and P300, payable within 14 days. No interest is charged on the loan and borrowers only pay a processing fee of P6.5 and P19.5, respectively. More than just a loan product, GCash envisions GLoan Sakto as a stepping stone for Filipinos toward lasting financial freedom. It is the first step in helping users build their creditworthiness, eventually graduating them to GCash’s core loan offerings, such as GCredit, GGives, and GLoan, thereby integrating them further into the formal financial system.

“GLoan Sakto represents our commitment to empowering ordinary Filipinos with essential financial tools by providing them access to formal credit through this easy entry-level loan product. With this new financial tool, we are not only addressing their immediate needs but are also helping users build a good credit history," said Fuse Lending president and CEO Tony Isidro.

Accessible nano-sized loans a transformative leap in the PH lending landscape

The launch of GLoan Sakto, Fuse, and GCash has marked a transformative leap in the lending landscape in the Philippines. By seamlessly integrating accessible, nano-sized loans into the everyday financial practices of millions, especially the lowest income segments of Filipino society with 89% of users coming from the D&E market segments; 78% of which reside outside the National Capital Region. GLoan Sakto has not only broadened financial inclusion but also empowered individuals with the tools needed for personal growth and stability. This innovative solution has significantly boosted lending activity, driving economic participation and fostering a more dynamic, resilient financial ecosystem in the country.

For instance, 3 out of 4 first-time borrowers return for additional loans, setting a new standard for financial integrity and customer confidence, especially in lending. Likewise, 9 out of 10 borrowers repay their loans on time, despite having no prior formal credit line, and 15% of unique borrowers have already taken out more than five loans. By enabling Filipinos to easily and conveniently borrow loans using only their mobile phones, GLoan Sakto has not only simplified the borrowing process but has also cultivated a renewed sense of trust among borrowers, demonstrating a commitment to responsible lending and contributing to a more credible and inclusive financial landscape.

As GCash continues its mission to foster financial inclusion, GLoan Sakto stands as a significant milestone, particularly in serving the most marginalized sectors of society. It is a powerful tool in GCash’s ongoing effort to strengthen its role in nation-building through financial empowerment.

For more information on how to get started, visit www.gcash.com.

GCash’s lending arm, Fuse recognized for transformative lending campaigns

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In a country where financial inclusion remains a critical challenge, Fuse Lending Inc., the official lending arm of leading finance app GCash, was recognized as a leader in reshaping the lending landscape with two prestigious awards for innovative and consumer-focused campaigns that break down barriers to financial inclusion and redefined the meaning of credit for unbanked and underserved Filipinos.

(L-R) GCash Vance Pineda, Nicole Garcia, Lou Batac, Sami Garcia, Isobel Althea Palijo, Kim Martin Viray, Visa CMO presenter Gladys Chan, GCash Lio Cana, Dhana Martinez, Publicis JimenezBasic Riri Rarilio, GCash Gabo Itchon, Gabriel Hernandez and JC Tajolosa

In the first half of 2024, Fuse's 'Learn to Loan' campaign gained the attention of the Tambuli Asia-Pacific Awards, resulting in GCash's lending arm receiving the Bronze Award for Champion for Humanity. Fuse's Learn to Loan campaign promotes responsible lending to empower Filipinos to achieve their dreams rather than drowning in debt.

Meanwhile, Fuse was also given the Silver Award for Best in Event Activation at the PR Awards Asia-Pacific for its theatrical performance, "Borrow for Tomorrow: A Play on Fair Lending.” The play showcased the commitment of Fuse and GCash to 'finance for all' by presenting fair and accessible lending options in the most relatable manner to the audience. Set in fictional Barangay Pag-asa, the play brought the message of financial empowerment to life, attracting over 200 attendees, including media, celebrities, and influencers. The aftermath of the event translated into over ₱561 million in additional loan disbursements and a noticeable improvement in loan repayments, reflecting a growing trust in GCash’s lending solutions.

“These awards are not just accolades for Fuse but are also a validation of our commitment to making finance accessible to all Filipinos. By transforming the stigma around borrowing, we are helping more people take control of their financial futures,” said Fuse head of growth marketing Zo Canaria.

As Fuse continues to innovate, its efforts are not just about lending money to customers but rather in making a tangible difference in the lives of Filipinos. Through programs like "Learn to Loan" and "Borrow for Tomorrow," Fuse is ensuring that more people have the opportunity to participate in the financial system, moving closer to the vision of a truly inclusive economy where everyone has the financial tools to achieve their goals.

GCash has disbursed more than PHP 155 billion worth of loans to over 5.4 million Filipinos, including those in the grassroots sector, namely, sari-sari store owners, public market vendors, and farmers, driving the financial inclusion agenda by providing accessible lending solutions that truly resonate with the everyday Filipino.

For more information, visit https://www.gcash.com

GCash Unveils Fresh App Design with New and Exciting User Experience

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GCash recently introduced game-changing innovations at this year’s FutureCast. From enhancing safety and security to harnessing the power of AI and expanding more ways for users to borrowing and payment options; these new experience features are all about helping users move closer to their goals of financial progress.

Michelle Fernandez, Head of Digital Experience introducing New App Experiences

One stand out reveal is the app’s enhanced design. Reimagined with GCash user’s ease of access in mind, this update makes transactions smoother and more intuitive, making money management easier. Get ready to love opening your GCash app even more!

Make your app experience more fun with GCat & Friends

GCat is back and better than ever! Plus, she’s got a whole new barkada to help users keep up with all the new features on the GCash app. Among her new friends are Corey G and GRaf. Corey G can sniff out and fetch the hottest deals , while G-Raf gives tips on how to save and invest for the future.

With these fun friends, you can discover new promos and services and learn more about what GCash has to offer!

Michelle Fernandez, Head of Digital Experience introducing GCat & Friends

Discover Dashboard 3.0

The GCash dashboard is also getting a shiny new upgrade this year! Discover Dashboard 3.0 where your favorite features and services are still right where you need them but now with tabs for easier access to savings, loans, and investments, all on the homepage. This makes it super easy to see everything at a glance!

On the main Wallet tab, you can check your GCash balance and use features like Pay Bills, Buy Load, and Send Money. Just tap over to the Save tab to see how much you have in your GSave account.

Need to borrow? Head to the Borrow tab to check your borrowing options and choose from GLoan, GCredit, and GGives. You can even borrow load from here!

For those into investments or looking to start, tap on the Grow tab to see your total investment balance and explore ways to grow your portfolio.

Get a clear view of your spending habits with Money Manager

Finally, GCash is also introducing the all-new Money Manager. This exciting new feature gives users a more visual, and understandable way to track their money. Instead of a list of transactions, it shows charts and categories so users have an overview of their money movement, giving them an idea of their spending habits so that they can learn to save better and spend wisely.

These innovations are part of the 20 exciting new features from GCash announced at FutureCast 2024 that have Filipinos' financial progress in mind. By offering secure, accessible and innovative financial solutions, GCash aims to empower every Filipino to better manage their finances and build a better future for themselves.

Learn more about the innovations announced at GCash FutureCast on the official GCash page and experience the future of fintech today and download the GCash app, available on the Huawei App Gallery, Google Play Store, and the App Store.

Over PHP 155 billion of loans disbursed to 5.4 million Filipinos through GCash’s lending arm Fuse

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In the Philippines' pursuit of financial inclusion, access to fair lending is an essential pillar that empowers individuals and businesses alike. The country's leading finance super app and largest cashless ecosystem GCash, through its lending arm Fuse, is driving economic empowerment by putting accessible and affordable credit in the hands of millions of Filipinos.

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Fuse Lending opens doors to digital lending for unbanked communities, MSMEs

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It was in 2016 when GCash's parent company Mynt launched Fuse Lending to better serve underbanked Filipinos. Six years later in 2022, Fuse launched GLoan, a pioneering lending product that provides them with their first access to credit, without the need for credit history or collateral.

Fuse has expanded to include services beyond GLoan, such as GCredit (revolving credit line), GGives (installment loan for partner merchants), GLoan Sakto (nano-loans), and Borrow Load. With loans as low as Php100, GCash has disbursed more than PHP 155 billion worth of loans to over 5.4 million Filipinos, including those in the grassroots sector, namely, sari-sari store owners, public market vendors, and farmers.

Meanwhile, 68% of GLoan borrowers are women, while one out of three are micro, small, and medium enterprises (MSMEs).

GCash opened the door to digital lending for many Filipinos who borrow money from informal sources – 86% of GLoan users are first-time formal borrowers.

“We saw GLoan as a lifeline for millions of Filipinos to get by in the aftermath of the pandemic, where there was the increased need for easier access to credit," said Fuse Lending president and CEO Tony Isidro. "We pulled many individuals and businesses from the dark, and fast forward to today, the enterprises we've helped are thriving, while the individuals have been able to bounce back. That is the transformative power of digital finance—to harness technology for good.”

Supporting the national strategy for financial inclusion

The progress that GCash and Fuse have enabled aligns with the Bangko Sentral ng Pilipinas' National Strategy for Financial Inclusion 2022-2028. The BSP is targeting a 10% percentage share of MSME and agricultural loans by 2028. Data from the Philippine Guarantee Corporation in 2021 shows that the percentage share for the two sectors, which drive the country's economic growth, are at 1% separately. GLoan’s entry also came at a time when the total percentage of their total loan portfolios had been declining.

The BSP cited data that shows some reasons that hinder Filipinos from accessing credit, including lack of money to open bank accounts (45%), documentary requirements (26%), and proximity to financial institutions (8%), while others (31%) also report being intimidated by traditional bank processes.

Despite their successes, GCash and Fuse are constantly innovating on ways to reach more Filipinos who remain in the “credit vacuum,” in view of the goal of Finance For All.

Reaching more Filipinos through Fuse's business partnerships

GCash and Fuse have expanded their lending services through recent business partnerships with various organizations such as Lazada (seller loans), and Mayani and Farm Konekt (farmer loans).

Through its partnership with Lazada, GCash is supporting online sellers, providing them with digital loans that accelerate their business growth. Fuse has integrated its seller loan product within the Lazada Philippines Seller Center app, giving the lending company access to MSMEs beyond the GCash platform.

Meanwhile, the partnership with Mayani and Farm Konekt provides farmers and fisherfolk not just with non-collateral loans and access to other GCash services, but also sessions on financial literacy and digital finance. This is in line with GCash's vision of financial inclusion, empowering the agricultural sector through technology and access to credit that helps them withstand challenges such as calamities and weather disturbances.

Innovating to address various needs

GCash is also rolling out Borrow Load and Borrow on the Spot, which will be useful for prepaid subscribers who might need access to load or data during emergencies while on a budget.

“GCash and Fuse have always built their relationship with their customers around trust," Isidro said. "That also means being able to tell Filipinos that we trust them with these loans, which they might need for varying circumstances. It has been our vision since Day One, and we're glad that our users have also placed their trust in us.”

Start Planning Your Next Summer Adventure With These Tips From Travel Besties Cocoy Lim and Justine Sy

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From selecting the perfect destination to organizing the entire itinerary, every detail counts when planning the ultimate summer adventure. Travel besties Cocoy Lim and Justine Sy make sure they have a truly unforgettable adventure with the best experiences. Their secret? They use GCash and its features in all aspects of their trips, from planning to making payments, no matter where they are. Check out these top tips from Cocoy and Justine for you to plan out your next summer adventure!

Tip #1: Don’t forget to get GInsure Travel Insurance for your luggages

When it comes to affordable travel insurance, Cocoy and Justine ensure they’re financially protected before being on the go by getting GInsure Travel Insurance. Within the GInsure dashboard of the GCash app, you can find different insurance products to suit your needs, including GInsure Travel Insurance for as low as Php 350.

Filipinos can benefit from having protection against unexpected travel expenses resulting from trip delays and cancellations, loss and damage to baggage, accidents, and illnesses. Coverage does not include skilled laborers traveling for employment, high-risk occupations, or one-way trips.

“As a frequent traveler, it’s better to be safe than sorry, especially if you have delayed flights or any issues that are travel-related!” shares Justine.

Tip #2: Simplify your planning by using GCash to Pay Online

GCash helps you plan out your trips through its various partners offering special deals at great prices. If you’re shopping for all your summer style needs, you can enjoy special offers on TikTok Shop when you pay with GCash.

Meanwhile, you can find exciting deals for various summer experiences and activities via Klook. You can also use GCash online to pay when you Buy Load for Globe and TM to ensure you stay connected wherever you go.

Cocoy shares, “In my experience, I just tell my friends or travel companions, GCash ko nalang, ha! That means that you’ll just transfer your payments to that person! This just shows how cashless transactions are the way to go. No need to make sure that you have the exact change for the payment, or if you have enough cash to pay!”

Stay on the lookout for more Mega Summer deals this season, so you can venture into new destinations and make lasting memories with your travel besties.

Tip #3: Maximize the ways to pay with GCash

Justine and Cocoy's recent cashless summer experience in La Union with GCash exemplifies the seamless integration of the finance super app into local travels. The trip highlighted how users can go cashless in one of the country’s most popular summer destinations as they used GCash to Scan to Pay – from dining at trendy restaurants to exploring various attractions and even while going from one destination to another.

Justine explains, “[GCash is so] convenient. Let’s be real, 2024 na, not a lot of people are carrying cash with them, but 10/10 times they have their phone! I’m glad to know La Union is adapting to this. Pati yung tricycle drivers naka GCash, which is convenient!”

Meanwhile, if your summer travels are taking you out of the country, GCash gives you the option to pay cashless with the GCash Card.

Cocoy adds, “The all new GCash Card is my newest travel must-have! I first tried using it when I went to Hong Kong recently, and I was able to withdraw cash, pay for things, and enjoy a low FOREX rate pa!”

Keep using GCash this summer and play Shake It, Win It

The summer fun continues all the way until the end of May as GCash gives users the exciting chance of transforming their transactions into big prizes with the Shake It, Win It raffle.

When you Pay or Borrow with GCash worth at least Php 100, you earn raffle tickets instantly. Every day, you can win GCash credits, exclusive vouchers, brand-new gadgets, or the grand prize of free trips to top local and international destinations.

Download the GCash app today and unlock your next adventure with your travel besties this summer. Tara, Summer na! I-GCash mo!

For more details about Shake It, Win It, visit here. Promo runs from February 28, 2024 - May 31, 2024. Per DTI Fair Trade Permit No.: FTEB-186373 Series of 2024. Supervised by the Bangko Sentral ng Pilipinas