Richmonde Hotels Introduce Value-Driven Extended Stay Packages for Work and Leisure

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Recognizing the growing need of city travelers for stays that allow not just flexibility in terms of length of stay, but also provide the best value for their money, Richmonde Hotel Ortigas and Eastwood Richmonde Hotel have created extended stay packages designed for guests staying a minimum of two nights that offer greater savings, enhanced perks, and the comforts and convenience of a true home away from home whether visiting for business or leisure.

In addition to its regular guest rooms, Richmonde Hotel Ortigas has options for suite rooms equipped with lounging areas, dining tables, and even a functional kitchenette, which are ideal for long stays for business and leisure travelers. 

A SMARTER WAY TO STAY IN THE CITY

At Richmonde Hotel Ortigas, strategically located at the heart of Ortigas Center, guests enjoy the convenience of being within close proximity to key corporate offices, medical institutions, and some of Manila’s most popular shopping malls, with easy accessibility to other cities in the metro, making it an ideal address for both business and leisure stays. Guests staying a minimum of two nights can avail themselves of package rates starting at PhP 3,900 nett per night (room only) and PhP 5,500 nett per night (with daily breakfast buffet for two). Aside from these competitive rates, the package comes with value-added perks such as dining and massage discounts, access to the Health Club’s facilities, and the ease of settling in without the pressure of a short, overnight stay.

For guests planning a longer visit, the long-stay package delivers even greater savings and convenience, with rates from PhP 3,800 nett per night (room only) or PhP 5,400 nett per night (with daily breakfast buffet for two) if staying for at least five nights. Inclusive of daily laundry privileges, dining discounts, Wi-Fi access, and complimentary use of the gym and sauna, the package supports extended work assignments and unhurried city breaks, allowing guests to balance productivity, retail therapy, and relaxation with ease.

EFFORTLESS CITY LIVING

Meanwhile, Eastwood Richmonde Hotel delivers a seamless extended-stay experience within the metro’s pioneer master-planned development, the vibrant mixed-use township of Eastwood City where corporate offices, branded retail shops, diverse dining spots, and entertainment venues are all within easy walking distance. Ideal for guests who value safety, accessibility, and efficiency, the hotel lets both business and leisure travelers move through their day with ease, eliminating long commutes and maximizing time for productivity and recreation.

Eastwood Richmonde Hotel, located in the heart of Eastwood City with direct access to Eastwood Mall, offers long-stay guests spacious guest rooms and recreational facilities like a rooftop pool, to provide a most comfortable and convenient home away from home.  

Guests staying a minimum of two nights can enjoy rates as low as PhP 4,400 nett per night (room only) and PhP 6,000 nett per night (with daily breakfast buffet for two). Perfect for short business trips or quick city escapes, the package includes access to the hotel’s gym and pool, as well as convenient parking to ensure a balanced stay that blends work commitments with moments of relaxation.

For longer visits, the hotel’s five-night package offers even greater value, with rates from PhP 4,300 nett per night (room only) and PhP 5,900 nett per night (with daily breakfast buffet for two). Designed for guests who want to fully settle in, the package includes daily laundry privileges, parking benefits, and lifestyle conveniences that support both work schedules and downtime. With everything from offices to entertainment just steps away, Eastwood Richmonde Hotel transforms extended city stays into an effortless and rewarding experience.

EXTENDED COMFORT, PURPOSEFUL HOSPITALITY

Committed to thoughtful and inclusive hospitality, Richmonde Hotels aim to offer service that goes beyond comfort and convenience. Both Richmonde Hotel Ortigas and Eastwood Richmonde Hotel are DOT certified Muslim-friendly establishments, providing considerate services that respect diverse guest needs, while championing sustainable practices that support responsible tourism. Guided by its signature Sampaguita brand of Filipino service—marked by genuine warmth, care, and attention to detail—Richmonde Hotels continue to enrich everyday stays with experiences that are comfortable, meaningful, and distinctly welcoming.

To book or get more information about Richmonde Hotel Ortigas, call (632) 8638 7777 / (63) 917 534 4352, email stay@richmondeortigas.com.ph, or log on to www.richmondehotelortigas.com.ph. For inquiries on Eastwood Richmomde Hotel or to make a reservation, call (632) 8570 7777 / (63) 917 531 6867, email stay@eastwoodrichmonde.com, or visit www.eastwoodrichmondehotel.com.ph.  

Addressing the brain drain: SM group brings higher education to the region

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Home to more than 84,000 students, National University’s (NU) presence in seven cities outside of Metro Manila has not only expanded access to higher quality education but also access to professional opportunities.

NU Cebu

These seven provincial areas include NU Bacolod, the university’s first campus in the Visayas, which has 96% local employees and the remaining are from other campuses who moved to Bacolod. NU Laguna has 99% local employees; NU Baliwag has 98% local employees; NU Dasmarinas has 96% with 4% transferees; NU Lipa has 98% local employees, and NU Clark has 97% local employees. NU Cebu, which opened this academic year, has 100% local hires.

NU’s presence especially in the provinces allows professors and students to access quality education and employment without leaving their hometown. The university’s standardized compensation package across its campuses attracts talent while helping address brain drain in the provinces.

“We bring talent back to the provinces. NU offers a standardized salary matrix applicable to all our employees across the country. This approach has helped NU make our recruitment more appealing to applicants in provincial regions,” NU President and CEO Dr. Renato Carlos Ermita said.

NU President and CEO Dr. Renato Carlos Ermita

Strengthening local ecosystems for work and enterprise by aligning education, labor, and development policies is necessary in combating the deepening inequality between urban and rural areas. SM’s expanding social footprint, in which most NU campuses are located, helps local communities retain their education talent, reinforcing access and contribution to the social economy. This underscores SM’s vision of responsible development of its host communities.

“NU is part of SM’s corporate social responsibility. By allowing the campus to be a part of the SM community, accessibility is achieved and affordability is maintained. Transportation hubs are also located near most of the mall-based campuses, allowing safety and convenience for the students and employees,” Dr. Ermita further shared.

Back home

In NU Cebu, one of Cebu’s returning locals is the campus’ Executive Director Johanna Minglana who shared, “We have all local hires, with three of us returnees from NU Manila where we were based when NU Cebu was not yet opened. NU Cebu gave me the opportunity to come full circle in my birthplace after decades of growing up in Manila while continuing my academic career.”

She shared how her sentiment also resonates with the faculty and employees, “they shared how working at NU Cebu has allowed them to pursue meaningful careers without having to leave their families or communities. They speak of a better sense of purpose—being able to contribute to nation-building through education while remaining rooted in the culture and values of their hometown. Our stories are not isolated—they reflect a broader impact of NU Cebu’s commitment to regional development and talent retention.”

The Cebu campus, according to Executive Director Minglana, is a testament to how NU embodies SM’s vision of being a catalyst for community development. “Having been in the NU system since 2012, I’ve seen how our goals align with SM’s broader purpose. What keeps me here is the opportunity to make a difference in the lives of our students and to contribute meaningfully to the development of my hometown. It’s a privilege to be part of a transformative journey that uplifts not just individuals, but entire communities.”

For Executive Director Minglana, NU Cebu’s presence in a local community like Cebu goes beyond education. “It stimulates the local economy by creating jobs—not only within the university but also in surrounding businesses such as food establishments, boarding houses, transportation services, and retail. Our students, faculty, and employees contribute to the vibrancy of the local economy through their daily needs and activities in a fun, safe, and secure place.

As the university celebrated its 125th founding anniversary, its quasquicentennial year, recently at the SM MOA Sky, thousands of NU alumni attended the event. This, as NU aims to continue providing its students, eventually graduates, with world class and life-ready education to enable them to be competitive in whatever arena they are in, provincial or otherwise.

BINI Jhoanna plays a cameo role in Puregold’s heartwarming tribute to sari-sari store owners

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Puregold carries on with its heartfelt tribute to Filipino sari-sari store owners or micro-entrepreneurs with its Sari-Sari Stories video series, the newest installment of which features a special cameo from BINI’s Jhoanna. “The Witness” is a short film that tells a tender, coming-of-age love story, one that unfolds across the years, shaped by change, constancy, and the quiet presence of a sari-sari store owner who sees it all.

Jhoanna’s cameo adds an extra layer of warmth and relatability to the narrative, underscoring the film’s message of appreciation for small business owners across the country. Affirming the role sari-sari stores play in Filipinos’ everyday lives, Jhoanna shared, “Importante na hindi mawala ang sari-sari store. Bukod sa pagiging very Pinoy, ito pa rin ang pinaka-accessible sa maraming komunidad. Iba pa rin yung may mapupuntahan kang malapit sa’yo.”

Puregold carries on with its heartfelt tribute to Filipino sari-sari store owners or micro-entrepreneurs with its Sari-Sari Stories video series.

The latest Sari-Sari Story follows the budding romance between two childhood sweethearts, their youthful ardor eventually evolving—through the years—into real enduring love. The video depicts the highs and lows of their relationship, all from the perspective of a humble sari-sari store owner who witnessed them all.

“The Witness” is a short film that tells a tender, coming-of-age love story.

 “The Witness” unfolds across the years, shaped by change, constancy, and the quiet presence of a sari-sari store owner who sees it all.

The latest Sari-Sari Story follows the budding romance between two childhood sweethearts.

Puregold senior marketing manager Ivy Hayagan-Piedad echoed Jhoanna’s sentiments, saying, “Puregold has always been a proud ally of micro-entrepreneurs across the country. Through Sari-Sari Stories, we continue to uphold the role sari-sari store owners play in our everyday lives. In their communities, they bring people together by providing convenience and access to daily essentials.”

Watch this 

https://www.facebook.com/reel/1254850073159331

“The Witness” rides on the momentum of earlier Sari-Sari Stories installments such as “Ways” featuring SB19’s Stell, and “The Sign,” which included a cameo by Skusta Clee. The series has collectively sparked conversations online and resonated with netizens, Aling Puring members, and Puregold followers, reinforcing the remarkable part sari-sari stores play in everyday Filipino life.

The newest installment of Puregold’s Sari-Sari Stories features an appearance from none other than BINI Jhoanna.

As the series continues, audiences are spurred to watch for the next story, reflecting how sari-sari stores have—over time—integrated themselves into people’s lives and into the communities they serve.

 

“The Witness” covers the highs and lows of a budding romance through the years.

Puregold’s Sari-Sari Stories speaks to how microbusiness owners are important members of their respective communities.

Stay in the loop. Subscribe to the Puregold Channel on YouTube, like @puregold.shopping on Facebook, and follow @puregold_ph on Instagram and X, and @puregoldph on TikTok for updates and behind-the-scenes content.

Stay in the loop. Subscribe to the Puregold Channel on YouTube, like @puregold.shopping on Facebook, and follow @puregold_ph on Instagram and X, and @puregoldph on TikTok for updates and behind-the-scenes content.

 

Fil-Am Alan and Amabel De Leon: Power partnership in love and for home health

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Filipino immigrants to the USA Alan De Leon and Amabel Nugpo-De Leon tied the knot 25 years ago and nurtured their partnership towards entrepreneurial success and long-lasting romance.

Initially there were risks. Amabel dropped her years of working in nursing facilities to become a businesswoman with a hubby for a business partner. And then Alan had to relinquish his role as Director of Rehabilitation for a clinic so he could run a home health agency with his wife.

Fil-Am power couple in health care Alan De Leon and Amabel Nugpo-De Leon 

They were eyeing a level-up, purpose-filled kind of living the American Dream.

Kudos for them for their commitment. They eventually established the Vanura Homehealth Services in California’s Inland Empire Region where they also raised their own family. They were blessed with three lovable sons (Alec, Aaron, and Andre) and an entrepreneurial run that has kept growing to this day.

Armed with strong spirituality and passion for health care professionalism, their first home health agency - which is basically clinical treatment and rehabilitation done at home of patients - took off big-time; its expansion necessary.

Twenty-five years later, they are full-blown chief executives, running several companies that employ hundreds of professionals and service a large number of patients. Their home health sites affect US-based communities in positive ways.

Vanura developed a high reputation for their quality service, professional look, and consistency in excellence. Random people began labeling it as the top home health agency in that burgeoning area of California.

Same wavelength, same drive

Last December, US-based Filipino writer Yugel Losorata had the privilege of seeing up close how Alan and Amabel routinely spend their time together.

US-based Filipino writer Yugel Losorata (2nd from left), with the De Leons and few of their home health business employees from the states of Arizona and California. 

They invited him for a road trip from Southern California to their place in Sterling Grove, City of Surprise, Arizona. It’s actually a posh model-house they purchased due to its proximity to Vanura AZ – their home health business expansion outside of California whose work force was set to celebrate their Christmas party.

Losorata went with select executives from DeNu Consulting office (located in Ontario, California) where both Alan and Amabel occupy separate offices. Those rooms, by the way, meant they have separate roles to mind, while essentially together in heart and mind. They’re literally a few steps away in case they need to consult each other.

“Being on the road together makes us go through the businesses and our personal lives truly together. Otherwise, we won’t be seeing each other often,” pointed out Amabel with a cute grin during a quick snack stop.

The trip through the sweeping deserts of California to the arid-yet-breathtaking Arizona was an opportunity for a veteran writer to observe the way the two communicate.

According to the journalist whose byline has appeared in various news outlets, conversations between Alan and Amabel were relatively minimal throughout the six-hour drive from DeNu to their rest house in Arizona. They let the music inside their Mercedes-Benz van capture the gentle mood amid the long stretches of roads, jagged mountains, and caressing sunlight.

The mix of classics and current tunes as playlist magnified their broad perspective over things, with Alan on the steering wheel, Amabel keeping things still, cultivating that mental calm between them. It’s a peaceful breeze warmly interspersed with few exchanges of words deemed necessary.

Time Together

Both moving to the US back in the 90s. They were complete strangers before they met and fell in love. By 2001, they got married, and in the same year they put up Vanura.

“Me and Alan, from the very beginning, plan to be together, to live simply. It doesn’t matter where, as long we were together. If it’s going to pull us apart, it’s not good. I didn’t aim for material things,” she shared.

Being together on the road, at business functions, out-of-town trips with their kids, or friends and staff, is a visual manifestation of that vision. Their regular routine benefits them while overseeing multiple companies. Their decision-making is guided by same-page mentality, with every major move resulting from thorough discussion and deep thought eye-to-eye.

It is big bonus for most couples who are able to spend time together. For them, physical togetherness is a need they can’t live without. Everything they have worked on owes its success to it. It is a bond that goes beyond a signed marriage contract. It is a commitment to be one in mind, body, and spirit.

Small wonder the De Leon couple has become the epitome of a triumphant partnership that now owns more than 10 companies.

House of Surprise

Amid the embracing backdrop of a cold, dry Arizona night, the event at the Sterling Grove Clubhouse saw many Vanura AZ employees and special guests enjoy games prepared by the organizing team from DeNu. Several trophies were given to deserving professionals who have kept the now five-year company running like a well-oiled machine.

Team Vanura Homehealth Services Arizona.

A number of the employees actually got to showcase their singing and dancing skills to the delight of all attendees.

1991 Voice of Asia winner Maribeth Pascua, whose rendition of Denpasar Moon became popular in Southeast Asia, was a featured guest in last December’s event by Vanura Arizona. 

Celebrity singer Maribeth Pascua, family friend, known internationally as the Voice of Asia, and the artist behind the most popular version of the classic Denpasar Moon, treated everyone with her searing rendition of a traditional Christmas song.

Then of course, there were the inspiring speeches, like one from Arizona local and key Vanura AZ figure Don Lee, and from Alan and Amabel themselves.

“We serve one patient a time. We’ll figure it out. David only used one stone and Goliath fell. When you have a team rooting for you, you can do anything,” Amabel assured.

Grateful and Fired-up

Alan emphasized the power of being grateful as key to success. He said in his short-but-sweet speech, "The five-hour drive from California to here got us to reflect what transpired to all those 25 years. It all boils down to gratitude."

He noted, “We set up Vanura when we were starting our family. Our three boys went through the struggle also during times we were away from them. But it's about learning to just be thankful for the time we spent with them and the time that we, as husband and wife, spend together growing the business. The gratitude is still there.”

In the couple's Arizona home, Losorata cherished the privilege of having buffet breakfasts and dinners with them and their staff they collectively dub as firehouse leaders. Firehouse is an operative word in the companies of Alan and Amabel.

The writer from Manila watched with amusement Alan grill steaks and Amabel do the laundry. Their expertise and experience as clinician and nurse, respectively, always come in handy in situations when they have to act like everyday persons.

The relaxing aesthetics of their abode mirrors their care to important details, whether in their businesses and the way they handle the dynamic flow among their teams.

When they hosted an after-party at their house, sweet laughter and wonderful words of wisdom filled their home.

Holding hands

Losorata recalled that on their way back to California with him seated right behind the couple, a remarkable moment crystallized and he felt lucky to have witnessed it. It was signaled by a particular song - that of Christian Bautista’s The Way You Look at Me - coming out of the van's speakers.

Without uttering a word, Alan and Amabel reached out each other’s arms and held tight as the tune went through the suddenly romantic night. They did not let go until the song was over.

The moving ballad made them feel relaxed, and reminded of their partnership that has gone through a lot and actually delivered. The touching gesture was acknowledgment of a marriage born out of their commitment to raise a harmonious family, build home health agencies, and provide help and hope to communities. 

Recognizing deserving employees is a valuable part of company culture that Alan and Amabel encourage. 

The beloved couple with Lemuel Palahang of Vanura AZ. 

 (Photos by Filgraphix)

Security Bank caps 2025 expansion with 377 branches nationwide

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Security Bank Corporation capped off 2025 with the opening of five new branches in December, bringing its nationwide branch network to 377 branches and reinforcing its commitment to making banking more accessible and inclusive across the country.

Security Bank executives and guests at the opening of the Bank’s 375th branch in Cebu-Mahi (From left): Frances Quiamco, AVP and Business Manager of Cebu-Mahi Branch; Atty. Danilo Almendras, City Administrator of Lapu-Lapu City; Peter Chua, President of MEPZ Mixed Gases Corporation; JD Yap, EVP and Business Banking Segment Head; Nelson Villar, President of Concrete Restoration Inc.; Leslie Cham, EVP and Branch Banking Group Head; Venus Manigsaca, Owner of Apple One Group (Landlord); Ray Manigsaca, Chairman of Apple One Group (Landlord); Winnie Chua, President of MEPZ Purchasing Management Association; Wee Sing Sy, FVP and Region Head; Lorena Tambis, AVP and Area Channel Manager

The December openings mark a strong finish to a year of sustained expansion, reflecting Security Bank’s continued focus on bringing BetterBanking closer to more Filipinos, supporting households, entrepreneurs, and growing communities nationwide.

In Luzon, the Bank opened new branches in Guagua, Pampanga and Batangas City Highway, strengthening its presence in high-growth corridors serving both residential communities and key transport routes. In Metro Manila, the opening of Caloocan–Camarin enhanced access to banking services in a strategically located and rapidly developing area.

In the Visayas, new branches in Calbayog and Cebu–Mahi further extend the Bank’s reach to communities that support local enterprises, regional trade, and a growing base of individual and SME clients.

“This month’s branch openings are yet another affirmation of our unwavering commitment to customer-centricity. It is a deliberate investment in what truly matters: the needs, convenience, and aspirations of our clients,” said Leslie Cham, Executive Vice President and Branch Banking Head at Security Bank.

As its network grows, Security Bank continues to elevate the in-branch experience. Each new location is designed to meet a wide range of customer needs—from everyday transactions to long-term financial planning—while seamlessly integrating with the Bank’s digital channels.

For more information on Security Bank’s products, services, and branch locations, visit www.securitybank.com or follow Security Bank on social media.

Globe Opens New Store at NAIA Terminal 3 Arrival Section, Elevating Connectivity for Record-Breaking Traveler Volume

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As air travel rebounds strongly, Globe is stepping up to meet inbound demand with the opening of its new store at Ninoy Aquino International Airport Terminal 3 arrival section. Positioned right at the arrivals exit area, the store is designed to give international travelers instant access to mobile connectivity as soon as they land.

The airport processed a historic 52.02 million passengers last year in a report disclosed by NAIA on their website, marking the highest‑ever annual volume. That reflects a surge in travel demand and a recovery beyond pre‑pandemic levels.

With thousands of passengers arriving daily, the new store aims to deliver immediate value and convenience, offering physical SIM cards and eSIM activation, prepaid load top-ups, and bills payment, catering to the diverse needs of international travelers.

To commemorate the store opening, Globe is rolling out special launch promotions from December 15, 2025, to January 31, 2026. Travelers who purchase a Globe Traveler SIM get a free gift such as a portable travel neck pillow and a free Grab voucher.

“Global traveler volume at NAIA has surged to record highs, and we’re making sure every visitor begins their Philippine journey with reliable connectivity,” said Givielle Florida, Head of Globe Prepaid. “Our new NAIA store ensures our brand delivers beyond network services. We enable seamless access to community, mobility and information the moment travelers arrive.”

As Globe Prepaid is the preferred mobile partner for inbound tourists, Globe reinforces its role as a catalyst for effortless connectivity and tourism‑ready service.

To learn more about Globe, visit https://www.globe.com.ph/international/traveler-sim.

GCash represents PH at Mastercard Global Financial Health Coalition, showcases fintech expertise in international arena

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Leading finance super app GCash is bringing its financial technology expertise as the sole Philippine founding partner in the Mastercard Global Financial Health Coalition, an international network of industry innovators focused on advancing financial health and resilience.

Fuse Financing Inc. president and CEO Tony Isidro represented GCash during the Mastercard ASEAN Inclusive Growth Summit in Malaysia, highlighting the importance of enabling credit access to MSMEs to support their growth.

Represented by GCash lending arm Fuse Financing Inc., its president and CEO, Tony Isidro, is sharing his knowledge on how to further financial inclusion on a larger scale through technology.

This perspective sets the stage for the participation of GCash in the Coalition, which aims to strengthen financial resilience in emerging markets by connecting people to the right tools — harnessing technology for protection and empowering long-term financial habits. Other members of the Coalition include DANA, TrueMoney, MTN Group Fintech, Airtel Africa, MOCO, Axian, Daviplata, and The Center for Financial Inclusion.

“GCash has transformed how millions of Filipinos manage their money—bringing secure, digital financial services into everyday life. Through its lending arm, Fuse Financing Inc., it has democratized lending in the Philippines, making credit fair and more accessible to millions, especially the unbanked and underserved segments, “ Isidro said.

“By joining this coalition, we aim to extend that impact beyond our borders, sharing our mobile-first innovation and insights to help strengthen financial resilience across emerging markets,” he added.

More than account openings

For Isidro, the industry must confront a hard truth: opening an account is not enough to improve financial well-being. Real progress depends on whether people trust financial tools, understand them and use them regularly. Technology is central to building these behaviors. It strengthens security, simplifies transactions and enables users to take control of their financial decisions.

According to Isidro, however, many Filipinos remain outside the formal financial system despite the rapid expansion of digital adoption in the country. This gap is evident in a study by Mastercard showing that 49.8% of adults still do not have a formal financial account. This limits access to savings, credit, and insurance that are key to long-term financial stability.

Fuse Financing addressed this gap by offering credit products that are simple, secure and accessible through the GCash app. This accessibility led to a growth in lending activities, reflecting a shift in behavior as more users integrate borrowing into their daily financial routines. This pattern aligns with Mastercard’s findings that deeper usage of financial tools is closely associated with financial progression.

The Philippines illustrates how fintech platforms can reach communities that traditional banking has not fully served. Mastercard’s analysis also shows that when digital and physical tools complement each other, people are more likely to build consistent financial habits. This reinforces the role of technology as a driver of trust and adoption.

Isidro, as such said, the coalition strengthens the opportunity to bring this approach to more markets.

“We look forward to learning from fellow coalition members whose diverse experiences and best practices can help us further elevate our solutions. Together, we can accelerate progress toward a truly inclusive digital economy,” he said.

As the Coalition moves forward, the experience and expertise of GCash in driving adoption and responsible borrowing will contribute to a broader, regional effort to improve financial health. The goal is to build a digital economy where more people have the tools and confidence to advance financially.

For more information, please visit www.gcash.com.

IR Impact Awards recognize SM for good reporting practice

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SM Investments Corporation (SM Investments), the parent company of the SM Group, was cited for Best Annual Report at the IR Impact Awards – Southeast Asia, held in December 2025, in recognition of its commitment to high standards of reporting and disclosure.

The award acknowledged SM Investments’ integrated report for its clear articulation of strategy, performance, governance, and long-term value creation for shareholders and other stakeholders.

“This recognition reflects our continued commitment to high standards of transparency, disclosure, and engagement with our shareholders,” said Frederic C. DyBuncio, President and Chief Executive Officer of SM Investments.

The recognition adds to SM Investments’ earlier honors from the same organization, including Best IR Website, among others.

Formerly known as IR Magazine, IR Impact is a London-based business media organization and an independent source of information for the global investor relations community. Established in 1988 under the IR Media Group, IR Impact provides data-driven insights and benchmarking that help shape best practices in investor relations.

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About SM Investments Corporation

SM Investments Corporation is one of the leading Philippine companies that is invested in market-leading businesses in retail, banking, and property. It also invests in ventures that capture high growth opportunities in the emerging Philippine economy.

SM’s retail operations are the country’s largest and most diversified, consisting of grocery stores, department stores and specialty retail stores. SM’s property arm, SM Prime Holdings, Inc., is the largest integrated property developer in the Philippines with interests in malls, residences, offices, hotels, and convention centers as well as tourism-related property developments. SM’s interests in banking are in BDO Unibank, Inc., the country’s largest bank, and China Banking Corporation, the fourth largest private domestic bank.

For more information, please visit www.sminvestments.com

For inquiries, please contact: smic_corpcomm@sminvestments.com

Move with Confidence Para sa Best Life with Home Credit

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A Gen Z’s Journey toward a confident lifestyle through bold steps and responsible borrowing

Every young Filipino dreams of independence, upgrading their lifestyle, and building a future on their own terms. Yet ambition often comes with responsibilities: rent, bills, and daily expenses can all make it difficult to take that first step toward bigger goals.

However, the right support can make all the difference.

For Jake Apayat from Bacolod, a private employee by day and freelancer at night, a single decision at age 21 set him on the path toward his dreams. With flexible financing and responsible borrowing, Home Credit Philippines (HCPH), the country’s leading consumer finance company, has helped the now 26-year-old Gen Z turn his ambitions into achievable milestones, giving him the confidence to start building the life he aspires to—one smart decision at a time.

The first big step

Jake’s journey toward the life he always wanted began with a simple but meaningful decision—buying an iPhone 11 at 21 years old. At that time, he was on a stage many young adults face working hard, covering rent and monthly bills on his own, and trying to build a stable, independent life.

However, saving enough to buy the phone in full was not possible, so he turned to Home Credit. Through a product loan with flexible payment terms, a quick approval process, and minimal requirements, he found a way to make the purchase fit his budget.

“Kahit mayroon akong trabaho, mayroon din naman akong expenses, tulad ng renta, bayad sa kuryente at tubig, at iba pa. Kaya, I did not have the financial capacity to buy that phone in cash. Pero para sa akin, hindi lang pang-flex ang phone na iyon. Iyon ang proof ng hard work ko, at sometimes, deserve rin natin ng reward,” Jake shared.

(Even if I had a job, I also had expenses like rent, electricity, water, and other bills. That is why I did not have the financial capacity to buy the phone in cash at that time. But for me, it was not just about showing off. It was a symbol of my hard work, and sometimes we deserve a reward.)

When his loan with Home Credit got approved, Jake felt a mix of excitement and worry.

“Isa sa mga pumasok talaga sa isip ko ay ‘Paano ko ba siya babayaran monthly? Baka magkaroon ako ng issue sa monthly payment ko at hindi ko siya kayang mabayaran,’” he recalled.

(One of the things that really crossed my mind was ‘How will I manage the monthly payments? What if I have issues paying on time or cannot afford it?’)

Even with these doubts, Jake committed to being responsible. He paid on time every month, steadily building a solid track record with Home Credit. That discipline became the foundation of his strong relationship with the company and set the stage for the bigger opportunities that eventually came his way.

Watch Jake’s Kwentong HC here

From one move to better opportunities

Jake didn’t expect that a single purchase, combined with his commitment to responsible borrowing, would open doors to greater opportunities. Through the Home Credit App, he later received several cash loan offers worth ₱100,000 each —funds that became stepping stones toward realizing his dreams.

He used the money to renovate his family home and purchase equipment for a joint business he runs with his sister. He also started his own online buy-and-sell sideline, creating additional income streams. Each upgrade and investment brought him closer to the life he had imagined.

Progressing with Confidence

Today, Jake enjoys the rewards of his hard work and smart financial decisions. Home Credit has allowed him to make purchases he once thought were out of reach, while also giving him the flexibility to create additional income streams and enhance his lifestyle.

In his experience, Jake also discovered a valuable lesson for young Filipinos starting out: you don’t need to have everything figured out to take the first step toward your dreams. What truly matters is having a dependable partner to support you along the way.

His story shows how accessible financial solutions can give young Filipinos the confidence to pursue their goals early, turn small decisions into meaningful progress, and gradually build the life they envision.

Watch Jake’s full story here and see how one responsible decision can lead to bigger opportunities. Discover how Home Credit empowers young Filipinos to move with confidence toward the life they want—one smart step at a time.

To know more about the latest updates, visit its official website, www.homecredit.ph, or get the Home Credit App from Google Play, the App Store, or Huawei AppGallery. You may also follow its official Facebook, Instagram, and TikTok accounts.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). 

STEM, Business Students form newest batch of GrabScholars

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Grab Philippines officially welcomed its fourth batch of GrabScholars, awarding full four-year scholarships to a fresh cohort of STEM (Science, Technology, Engineering, and Mathematics), Business, and Sustainability students.

Harvey Blaize Ramirez, whose father is a GrabCar driver-partner, is now a proud GrabScholar taking up a Bachelor of Science in AI Engineering at Mapua University

Along with tuition coverage at renowned institutions like Mapua University and the Cebu Institute of Technology University, the scholars also receive a monthly stipend, a brand-new laptop, and other school essentials.

The new cohort — Harvey Blaize Ramirez, Reign Quiñones, Lloeby Xyra Semana, Dainty Jurzhail Balde, Wrench Maxenne Singcol, and Chrislyn Bacalso — brings the program’s total number of existing full college scholars to 23.

Grab Philippines Managing Director Ronald Roda emphasized that investing in these students is an investment in the country’s tech capabilities. “The world is moving at breakneck speed, particularly with innovations in tech and AI. To better prepare our country towards important advancements, we need young Filipinos who aspire to be the next shapers of the STEM space,” Roda said. “GrabScholar is about ensuring Filipinos are empowered to be the builders and leaders of tomorrow’s tech landscape.”

The GrabScholar program is a cornerstone of the GrabForGood agenda, the superapp’s social impact initiative aimed at promoting socioeconomic mobility of communities in Southeast Asia.

Children of Grab and MOVE IT partners find a path to college

Grab Philippines Managing Director Ronald Roda, Chief Corporate Affairs Officer Booey Bonifacio, and MOVE IT General Manager Wayne Jacinto personally welcomed the scholars in the awarding ceremony at the Grab HQ in the Philippines

For several of the newest scholars, the scholarship is tied closely to their parents’ daily grind on the road, linking gig and platform work to longer-term aspirations for families in the Grab and MOVE IT ecosystem.

At Mapúa University, 18-year-old Harvey Blaize Ramirez is tackling AI Engineering. His father’s journey — evolving from a GrabFood rider to a GrabCar driver — serves as his blueprint for success. Harvey dreams of one day joining Grab’s engineering team or launching his own tech venture.

Reign Quiñones, an Industrial Engineering freshman at the Polytechnic University of the Philippines (PUP), is no stranger to the hustle. While her father delivers for GrabFood, Reign balances her studies with freelance layout and editing jobs. A former campus journalist, she aims to become a Process Designer creating apps focused on social impact, such as disaster risk mitigation.

The program also welcomed new scholars from cities in regions outside of Metro Manila. In Cebu, Dainty Jurzhail Balde is pursuing Civil Engineering at the Cebu Institute of Technology University. With her father, a MOVE IT rider, serving as the sole breadwinner for their family of five, Balde is determined to pay it forward. She plans to start a foundation to mentor aspiring engineers from underprivileged backgrounds. Hailing from Davao City is Wrench Maxenne Singcol, a Computer Science student at the University of Mindanao.

GrabScholar’s new batch includes students outside Grab’s partner ecosystem. Lloeby Xyra Semana, who aspires to be a CPA-lawyer, is a freshman Accountancy student at PUP. Before the scholarship, she was supported by her mother, who works as a public school teacher and is the family’s sole breadwinner.

Chrislyn Bacalso is taking Business Administration at Xavier University–Ateneo de Cagayan. Her father is a person with disability, while her mother — a vegetable vendor—provides for the family. Bacalso is aiming to become the first college graduate in their household.

Going beyond scholarships: one-time bursaries for K–12 learners

Apart from full college scholarships, Grab said GrabScholar also extends one-time bursaries to more than 300 underprivileged elementary and high school students to help cover school-related needs. The financial assistance reaches up to P2,500, typically released through GrabPay as reimbursement for eligible expenses such as books, uniforms, and school supplies.