InLife launches new global fund that combines technology and income investing

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InLife has launched its Global Equity Premium Income Fund (GEPI), a new variable unit-linked (VUL) fund that has the potential to provide monthly income payouts through an actively managed portfolio with exposure to the Nasdaq-100 and a covered call options strategy.

What sets the target fund apart is that it is designed to provide monthly income by selling call options to generate option premiums, as the fund name suggests. In periods of elevated market volatility, call options become more valuable, and the income received by the fund improves.

GEPI invests through a feeder fund into J.P. Morgan’s Nasdaq Equity Premium Income ETF (JEPQ). The target fund provides exposure to companies similar to those represented in the Nasdaq-100 Index, which tracks 100 of the largest non-financial companies listed on the Nasdaq stock market, including Nvidia, Apple, Microsoft, Alphabet, Amazon, and Meta, among others.

"Filipino investors are increasingly seeking global growth opportunities, particularly in innovation and technology, but often hesitate due to market volatility. With GEPI, we are bridging this gap by combining exposure to world-leading tech innovators with an active covered call strategy. This allows our policyholders to avoid the common trap of exiting their investments during heightened market volatility, helping them navigate different market environments with greater confidence,” said InLife Chief Product and Innovation Officer Jose Eduardo O. Ang.

GEPI is intended for investors seeking a smoother Nasdaq-100 investing experience while achieving regular monthly income payouts. It may also complement existing income investor portfolios by providing higher yields.

The fund will be available for new applications and eligible existing InLife VUL policies for fund switches and top-ups, including Wealth Assure Plus and Solid Fund Builder, subject to applicable eligibility requirements.

Through GEPI, InLife expands its range of investment-linked fund options, giving policyholders another way to participate in global markets while pursuing their financial goals.

Interested policyholders may consult their InLife financial advisors or visit https://www.inlife.com.ph/global-equity-premium-income-fund to know more about GEPI.

Mynt President and CEO Martha Sazon named among Fortune’s Most Powerful Women Asia 2026

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Martha Sazon, president and CEO of Mynt, the parent company of GCash, has once again been recognized among Fortune’s Most Powerful Women 2026 Asia—marking her third consecutive inclusion in the prestigious list. The recognition highlights her role in reshaping financial access in the Philippines and elevating GCash into the country’s #1 finance superapp.

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Under Sazon’s leadership, Mynt became the Philippines’ first $5B double unicorn. The company is now pursuing the largest IPO in Philippine history, structured with inclusive pricing to open investment opportunities to everyday Filipinos, further cementing its role as a transformative force in regional fintech

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Sazon assumed leadership during the height of the COVID-19 pandemic, guiding GCash through a period of unprecedented demand. Her focus on customer-centricity transformed the platform into a lifeline for Filipinos, democratizing access to digital payments, savings, credit, insurance, and investments.

Under her leadership, Mynt became the country’s first and only $5B unicorn, embedding itself into everyday life and even becoming a verb across the Philippines. Building on this momentum, the company is now in the midst of its historic IPO process—the largest in Philippine history—structured with inclusive pricing that opens participation to everyday Filipinos, effectively democratizing investment across the nation. This groundbreaking move further underscores its role as a transformative force in Philippine fintech and signals strong investor confidence in its long term vision.

Her influence extends beyond GCash. Sazon has represented Philippine fintech and innovation at global forums such as the World Economic Forum in Davos, the International Monetary Fund Executive Board Retreat, the Global Summit of Women in Dubai, the Mobile World Congress in Barcelona, and more recently, the UN Global Compact (UNGC) Leaders Summit 2026, which was held in New York City. By bringing the Philippine perspective to these international stages, she has helped position the country as an emerging leader in inclusive digital finance.

“I’m grateful for this recognition, which reflects the work of the whole team behind what we do. For us at GCash, “Finance for All” means using technology to make everyday life better and create more opportunities for Filipinos. There’s still so much more we can do, and that’s what keeps us going,” said Sazon.

The impact of her leadership is most evident in the country’s financial inclusion journey, with GCash pioneering inclusive lending through GScore, its AI driven credit scoring system. By recognizing digital behavior instead of traditional collateral, GCash has opened access to loans for more than 11 million borrowers, half of whom are women. Before the pandemic, only 29% of Filipinos were banked, and formal borrowing penetration stood at just 12%, with 40% relying on informal lenders. Today, largely because of finance apps like GCash, 50% of Filipino adults now have a formal financial account, a transformation that bridges the gap between the unbanked and the banked, enabling households to manage daily needs, supporting small businesses, and strengthening communities. These innovations demonstrate how fintech can drive empowerment at scale.

Sazon’s career spans three decades across industries, including consumer goods, telecom, and fintech. Prior to Mynt, she spent 12 years at Globe Telecom, where she drove growth in mobile postpaid, SME, and broadband services. She graduated cum laude in business administration and accountancy from the University of the Philippines Diliman and pursued further studies at IMD, INSEAD, and Harvard Business School.

The Most Powerful Women Asia list is one of Fortune’s most prestigious programs, honoring 150 women leaders across the region whose influence spans business, culture, and public life. Candidates are evaluated on scale, innovation, influence, trajectory, and impact—making the recognition one of the most highly competitive citations for leaders in Asia and a benchmark of leadership excellence. Sazon’s inclusion affirms not only her achievements at GCash but also her place among Asia’s most transformative leaders.

It also reflects how Philippine fintech, under her guidance, continues to redefine financial inclusion through customer centric innovation, empower communities, and earn global respect while contributing to nation building.

For more information, please visit www.gcash.com.

Final Call, Changemakers: Join Samsung Solve for Tomorrow 2026 Before November 2

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Submit your proposal by November 2 and take the step towards building a better future for your community!

As the submission deadline draws closer, the search for the Philippines’ top Changemakers through Samsung Philippines Solve for Tomorrow 2026 enters its final stretch. The nationwide innovation competition calls on students to address local challenges and help shape a better future for their communities.

With nearly ₱2 million worth of prizes at stake, Samsung Philippines Solve for Tomorrow continues to inspire Filipino youth to use science, technology, and creativity to make a meaningful difference in their communities, even at a young age.

The challenge remains open to all Grades 8 to 10 students enrolled in government-managed science high schools across the country. Each team can have up to four (4) members, guided by one (1) teacher adviser. Together, they are encouraged to explore the issues closest to their hearts, whether championing environmental sustainability, driving social change through sports and technology, or tackling local challenges with the help of artificial intelligence, to create solutions that can make a lasting impact.

Entries must be submitted on or before 02 November, 2026, marking the last chance to be among this year’s Changemakers driving positive change.

Alongside a meaningful learning experience throughout their journey, the top teams will also receive exciting prizes. The grand champion will receive ₱400,000 worth of Samsung devices for their school, along with ₱200,000 worth of gadgets for the team and adviser. They will also take home ₱100,000 in cash, with an additional ₱30,000 for the teacher-adviser.

The second-place winner will receive ₱300,000 worth of Samsung devices for their school, ₱200,000 worth of gadgets for the team, ₱70,000 in cash for the members, and ₱25,000 for their adviser. The third-place winner will bring home ₱175,000 worth of Samsung devices for their school, ₱200,000 worth of gadgets for the team, ₱50,000 in cash for the members, and ₱15,000 for their adviser.

The rest of the Top 10 finalists will not leave empty-handed as each team will be awarded ₱15,000 in cash, while their dedicated teacher-advisers will receive ₱5,000 each in recognition of their guidance and support throughout the competition.

A Generation of Changemakers

Last year, Solve for Tomorrow celebrated the winning teams from Cavite Science Integrated School: Team MaHeMo for its solar-powered buoy that monitors mangrove health and Team EGGNovation for its automated egg-sorting system. Meanwhile, Team BANTALAY of Tuguegarao City Science High School proposed a solar-powered pest trap to support more sustainable farming. Together, these students showed how ideas rooted in community needs can inspire meaningful change, paving the way for this year’s aspiring changemakers to share their own ideas for a better tomorrow.

Now in its fourth year in the Philippines, Samsung Solve for Tomorrow continues to encourage young minds to apply science, technology, engineering, and mathematics (STEM) to develop innovative solutions to real-world challenges.

Don’t miss your shot to bring about change! Take your ideas further, make a difference, and compete for exciting prizes through Samsung Solve for Tomorrow 2026! Interested participants can learn more about the program and submit their entries by visiting www.samsung.com/ph/solve-for-tomorrow or following Samsung Philippines on social media via Facebook (facebook.com/SamsungPH), X (x.com/SamsungPH), and Instagram (instagram.com/samsungph).

DTI Fair Trade Permit No. FTEB-267269 Series of 2026

Home Credit Builds Futures Beyond Classrooms, Transforming Lives and Strengthening Community Resilience in Typhoon-hit Catanduanes

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Together with All Hands & Hearts and Happy Hearts Czech, Home Credit contributed to building futures beyond classrooms by strengthening education, resilience, and opportunities for underserved communities

Employees of Home Credit Philippines work together to revitalize learning spaces at Salvacion Elementary School as part of the company's community outreach initiatives

For more than a decade, Home Credit Philippines has been helping Filipinos move closer to a more rewarding life through accessible financial solutions while creating meaningful impact beyond financing through initiatives that advance education, support communities, and foster long-term resilience.

Bringing this commitment to life, Home Credit partnered with All Hands & Hearts (AH&H) and Happy Hearts Czech—whose instrumental support helped build and facilitate this partnership—to transform Salvacion Elementary School in Catanduanes into a safer, more resilient learning environment while equipping the wider community with the learning infrastructure, skills, and support needed to thrive for years to come. This six-month initiative, which culminated in July 2026, reflects Home Credit's commitment to building futures beyond classrooms and creating sustainable opportunities for the typhoon-affected school and community of Salvacion.

For years, recurring typhoons left the school vulnerable to damage, disrupting learning, and affecting both students and teachers. Through Home Credit's support, four disaster-resilient classrooms were built, five classrooms were repaired, and critical facilities including sanitation infrastructure, a water filtration and drinking station, electrical upgrades, furniture, and a new playground were provided. These improvements now benefit 115 students and nine school staff members, creating a safer and more conducive environment for learning.

But for Home Credit, building futures means going beyond infrastructure. Recognizing that resilient communities are built through empowerment, the company also supported a range of programs designed to strengthen disaster preparedness, well-being, and self-reliance of the community.

Through the initiative,

• · 393 students, teachers, and community members received disaster preparedness training
• · 126 beneficiaries participated in child protection programs
• · 78 community members attended menstrual hygiene management workshops
• · 4 women completed female mason training, equipping them with valuable skills that can support future livelihood opportunities and local recovery efforts.

"At Home Credit, we believe that true empowerment begins with creating opportunities for people to learn, grow, and build better lives," said Jana Pechouckova, Senior Vice President of Home Credit Philippines. "Through this partnership with All Hands & Hearts, we are investing not only in safer classrooms but also in stronger, more resilient communities. When children have access to quality learning environments and communities are equipped to face future challenges, we create opportunities that extend far beyond the classroom."

Students at Salvacion Elementary School settle into their newly renovated classroom, designed to provide a safer and more inspiring learning environment.

The partnership also lays the foundation for long-term community development. With improved facilities and renewed confidence within the community, Salvacion Elementary School is planning to expand access to learning by offering educational opportunities for adults who were unable to complete their formal education, creating new pathways for personal and economic growth.

"Recovery is not just about rebuilding infrastructures; it's about restoring opportunities and strengthening communities for the future," said Kez Burrows, Program Director at All Hands & Hearts. "Home Credit's support enabled us to deliver meaningful and lasting impact in Salvacion, helping create safer learning spaces while empowering community members with the knowledge and skills needed to build resilience for the coming times."

The initiative forms part of Home Credit's broader commitment to creating positive social impact through purpose-driven partnerships that address real community needs. By working alongside organizations such as All Hands & Hearts, the company will continue to help communities recover, grow stronger, and unlock opportunities for future generations.

"The success of this partnership reinforces our belief that lasting change happens when organizations come together around a shared purpose," Pechouckova added. "As we look ahead, Home Credit remains committed to pursuing more partnerships that empower communities, strengthen resilience, and create opportunities for Filipinos across the country.”

Manulife Philippines Named One of HR Asia's 2026 Best Companies to Work for in Asia, Earns Tech Empowerment and People Transformation Awards

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Three HR Asia wins, plus two regional HR Excellence Awards Singapore nominations, underscore Manulife Philippines' people-first culture powered by technology, learning, and innovation.

Manulife Philippines, the local arm of leading international financial services provider Manulife, has been named one of HR Asia's 2026 Best Companies to Work for in Asia, while also earning the Tech Empowerment Award and People Transformation Award. Presented during HR Asia's awards ceremony in Pasay City on October 6, 2026, the recognitions highlight the company's commitment to creating an exceptional employee experience through continuous learning, innovation, and a people-first culture. The awards build on Manulife Philippines' ongoing efforts to develop future-ready talent, enhance colleague well-being, and empower teams with the tools and capabilities needed to thrive in a rapidly evolving workplace.

HR Asia's Best Companies to Work for in Asia recognizes organizations identified by their employees as employers of choice, demonstrating high levels of employee engagement and strong workplace cultures. The award is based on employee survey results benchmarked against market scores and an assessment of the organization's people practices. The award recognizes Manulife Philippines' commitment to fostering an inclusive, engaging, and high-performing workplace where colleagues can learn, grow, and succeed.

"These awards affirm that the future belongs to organizations bold enough to invest in their people. Talent and technology are the twin engines of our growth strategy, and being recognized validates that our investments in innovation, capability-building, and colleague experience are translating into a stronger, more future-ready organization," said Rahul Hora, President and Chief Executive Officer, Manulife Philippines.

Hora added, "Our ambition to become Filipino customers' no. 1 choice for trusted financial advice starts from within. Empowered, future-ready teams deliver better experiences for the customers and communities we serve, while a strong culture enables us to attract, develop, and retain the very best talent. That shared purpose is what drives us to keep building better, together."

The HR Asia Tech Empowerment Award acknowledges companies that harness technological innovation to empower employees, enhance collaboration, and create meaningful progress. The HR Asia People Transformation Award recognizes companies that place learning at the center of their people strategy, investing in upskilling their workforce with the capabilities needed for tomorrow's challenges.

Manulife Philippines earned the Tech Empowerment Award for embedding innovation into the daily employee experience, including the rollout of generative artificial intelligence (GenAI) capabilities including the rollout of generative artificial intelligence (GenAI) capabilities that give colleagues new ways to collaborate and work. The company received the People Transformation Award for placing learning and growth at the core of its people strategy and by investing in continuous upskilling through its proprietary online platform, Pursuit, and LinkedIn Learning, alongside programs that champion inclusion, wellness, recognition, and engagement.

Recognition Extends to the Regional Stage: HR Excellence Awards Singapore 2026

Manulife Philippines has also been named a finalist in two categories at the 14th Annual HR Excellence Awards Singapore 2026, one of the region's most prestigious platforms celebrating innovation and excellence in human resources.

· Excellence in Leadership Development, recognizing the company's investment in building capable, future-ready leaders across the organization.

· Excellence in Total Rewards Strategy, recognizing a holistic approach to compensation, benefits, and well-being that supports Manulife colleagues at every stage of their careers.

“These HR awards affirm the intentional choices we've made: to develop future-ready leaders, reward our people meaningfully, and embed learning and technology into everyday work. Through AI and innovation, we're giving our colleagues the tools to work smarter and collaborate better. More importantly, these recognitions are a testament to our colleagues, who show up every day with curiosity, care, and commitment and are the true engine behind every achievement we celebrate,” said Ardhi Siregar, Chief People Officer, Manulife Philippines.

Siregar added, “To be recognized for empowering our people is deeply meaningful, and it inspires us to keep raising the bar, building an organization where every colleague can reach their fullest potential as part of our high-performing team.”

Together, these recognitions underscore Manulife Philippines' commitment to being an employer of choice. From fostering a culture of engagement and inclusion to investing in technology, leadership development, learning, and colleague well-being, the company continues to build a workplace where talent, innovation, and purpose advance side by side.

Breaking the debt cycle from predatory lenders: Cebuana entrepreneurs rely on GLoan Negosyo to grow their business

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For many Filipino entrepreneurs, the biggest hurdle isn’t the idea, it’s the capital to make it happen. At the Wais Tindera Caravan in Cebu, three women shared how access to financing helped them build businesses and support their families.

Through GCash, the Philippines’ leading finance superapp and largest cashless ecosystem, and its lending solutions from Fuse Financing Inc., these entrepreneurs are gaining access to credit that fits how they earn and spend.

A nail salon breaking free from high-pressure informal lending

Dyan, 35, does nails for a living in Barangay Suba, Cebu City, often traveling to clients for home service calls. Supplies run out fast in this business, and before GLoan Negosyo, keeping up meant borrowing from informal lenders who expected payment every single day. For someone whose income depends on how many clients she sees, that pressure never lets up.

GLoan Negosyo changed the rhythm. She now restocks on her own terms, without the daily scramble to repay.

"Dati araw-araw ako nagbabayad sa mga pinagkakautangan ko, kaya mas maganda 'yong GLoan kasi makakaipon ka pa bago magbayad. ‘Yong inutang ko, pambayad ko ng mga gamit ko sa paglilinis ng nails ng mga customer. Wala akong masasabi sa GLoan, nakakatulong talaga siya, lalo na kapag wala kang pera at gusto mong gamitin pang-negosyo, low interest pa siya," Dyan said. (Before, I paid daily on my debts, so GLoan is better because I can save up first before paying. What I borrowed went to my nail supplies for my customers. GLoan helps a lot, especially when you have no money and need capital for your business, and the interest is low too.)

GCash is with Dyan everywhere her work takes her. Clients pay her on the spot using GCash, cash-in and cash-out transactions and prepaid load sales also bring in a little extra on the side. And through GSave, Dyan is quietly building an emergency fund, money she can't accidentally spend the way she might with cash in her pocket.

Building a sari-sari store from the ground up

In 2024, Jill, 28, and her partner opened a sari-sari store with nothing but GLoan Negosyo to support them. A ₱15,000 loan gave them the starting capital they needed to open their business. Since then, Jill has relied on GLoan five more times to restock whenever her sales slow down, turning a quick fix into a steady and reliable system for keeping her shelves full.

"Ginamit ko ang GLoan para lumago ang negosyo, pinambili ko ng mga paninda ko po tulad ng mga sabon, shampoo, at canned goods. Masaya po ako dahil maliit lang ang interest, hindi mabigat sa bulsa dahil hindi siya araw-araw binabayaran, talagang makakaipon ka para makapagbayad buwan-buwan. Nakatulong po talaga dahil kung wala akong puhunan, ito 'yong nagagamit ko," Jill said. (I used GLoan to grow my business, buying stock like soap, shampoo, and canned goods. I'm happy because the interest is small and easy on the pocket since I don't pay daily, I can really save up to pay monthly. It really helped, because when I have no capital, this is what I use.)

Jill's store also takes GCash payments, a small edge over the cash-only stores nearby. The monthly repayment schedule also offers much-needed breathing room compared to the daily pressure of informal lenders, allowing her business to stay steady even during slow periods.

A small side hustle funding a big dream

Carmen, 42, runs a small fish vending business in Barangay Suba—the kind of daily work that keeps a household going. To grow her business, she buys fish by the banyera (tub) and resells them to fellow vendors and fisherfolk, making sure no day goes to waste.

When additional capital was needed to keep her fish trade moving, GCash provided the crucial push. Introduced to the app by her cousin, Carmen turned to GLoan to supplement her existing capital, allowing her to purchase more inventory and keep her business afloat without the slow, restrictive processes of traditional financial institutions.

"Ibig sabihin, idinagdag ko lang hanggang sa lumaki. Extra na pera para maikot 'yung tinda. Nakatulong din sa iba at sa mga bata. Dahil may negosyo ka na, nakakatulong ka pa kaysa naman ma-standby ka lang," Carmen said. (I added the loan to my capital so it could grow—extra money to keep the trade moving. It also helped others and the kids. Because you have a business, you get to help out instead of just staying idle.)

Carmen isn't stopping there. She plans to maintain a good credit standing, explore GCash’s savings features, and use digital bill payments to make running her business and managing her household even easier.

Three stories, one lesson

Dyan, Jill, and Carmen didn't just get a loan; they got a chance to build something, and the confidence to keep growing. Financing gave them room to start a business, restock a shelf, expand an idea, or simply get through a hard month without losing ground.

Their stories point to something bigger happening across the Philippines, especially as more Filipinos turn a small business into their main livelihood with the help of accessible financing. GCash and Fuse Financing want to be part of that story even more, so more entrepreneurs can grow and seize new opportunities to build the future they dream for their families.

To know more about GCash and its lending solutions, please visit www.gcash.com.

Grab Asenso Learning Caravan brings digital upskilling to Puerto Princesa MSMEs

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Puerto Princesa Mayor Lucilo Bayron joins GrabFood merchant-partners in the first Grab Asenso Learning Caravan in the city

Grab Philippines brings its Grab Asenso Learning Caravan to Puerto Princesa, holding a full-day masterclass that equipped GrabFood merchant-partners with practical digital skills and tools to grow their businesses.

The caravan is part of Grab Asenso Digital Diskarte, the company's flagship tech and AI enablement program for micro, small, and medium enterprises (MSMEs). It was held with the International Trade Centre (ITC), the joint agency of the World Trade Organization and the United Nations dedicated to helping small businesses compete.

Sessions covered growth and payment tools on the GrabMerchant app, including GrabAds Spotlight Campaigns; Tap & Scan to Pay, which lets merchants accept QR and card payments; and GrabMerchant AI Assistant, an AI co-pilot for daily operations. ITC experts led modules on digital content mastery and content strategy.

Welcoming Grab's efforts to help local MSMEs grow through digitalization, Puerto Princesa Mayor Lucilo Bayron said Grab's presence in the city reflects confidence in the local economy and its readiness for new opportunities.

"For us, Grab's arrival in Puerto Princesa is an indication of their trust in the economy of Puerto Princesa, and of Puerto Princesa's readiness to receive new investments and to accept new opportunities," he said.

The mayor also underscored the role of food delivery in helping local businesses grow. "Food delivery will help restaurant owners increase their sales. There are several people who don't have the time to go to restaurants, but they can take advantage of Grab delivery to order the food they want from our participating restaurants."

The Grab Asenso: Digital Diskarte Program supports Puerto Princesa's push to digitalize local MSMEs and expand their opportunities in the digital economy. [L-R] Grab Philippines Merchant Programs and Engagement Manager Bea Torricer, Public Affairs Manager James Roman, Puerto Princesa Mayor Lucilo Bayron, Grab Philippines Vice President for Cities RJ Cabaluna, Regional Manager for South Luzon Danver Mallari, and Merchant Operations Lead Donna Elagio

Helping local businesses thrive

GrabFood launched in Puerto Princesa in October 2025, and has since onboarded homegrown favorites such as Haim Chicken, Puerto’s Pancit Malabon, 100% Cafe Moto, and Del Cusina.

100% Cafe Moto began as A+ Moto Cafe in Bancao-Bancao during the COVID-19 pandemic, a gathering place for motorcycle enthusiasts and locals. Before joining GrabFood, customers ordered by phone and staff had to find a rider, which often delayed deliveries. GrabFood now brings delivery fees, estimated delivery times, and online payments onto a single platform.

"As a business grows, it is important to factor in technology. As a restaurant, we need to find ways to serve customers better through technology. More and more people are also now finding ordering more convenient than visiting a physical store, so we need to be able to bridge that gap," said Gladys Abad, 100% Cafe Moto's operations manager.

Del Cusina, a family-owned buffet restaurant that started in Sabang, was severely damaged by Typhoon Odette in late 2021. The business was rebuilt and relocated to the South National Highway in Tiniguiban.

"Our journey has taught us that running a small business means being ready to adapt. After Typhoon Odette, rebuilding and relocating was a major challenge. As we rebuilt and reintroduced our food, we realized we could also give customers the gift of convenience by partnering with GrabFood," said Dayan Jardin, Del Cusina’s Dining Supervisor. The partnership immediately lifted the restaurant's sales by up to 30 percent, with GrabFood delivery orders continuing to grow relative to walk-in orders.

Building an ecosystem for MSME growth

Grab Asenso's partnership with ITC runs through the agency's Digital PINAS program, which builds MSMEs' technology and AI capabilities and tracks how digital adoption translates into business growth.

GrabFood merchant-partners and fellow community business owners work through hands-on exercises during ITC-led modules on digital content strategy and branding.

Through the end of 2026, ITC will bring expert-led masterclasses to Learning Caravans in regional cities nationwide, along with a merchant monitoring framework that measures business results. Sessions follow Digital PINAS' hands-on format, covering digital business profiles, online presence, brand and marketing content, creative platforms, and AI for streamlining operations.

"MSMEs are the backbone of our local economies. They create jobs, sustain families, and drive the growth of cities like Puerto Princesa," said RJ Cabaluna, vice president for Cities at Grab Philippines. "Empowering them is essential to building a more inclusive and resilient Philippine economy. Our partnership does not end when a store goes live on GrabFood. We are committed to growing alongside our merchants and the communities they serve, widening their access to technology, know-how, and opportunity so they can compete and thrive in the digital economy."

Isla LPG Corporation Launches Isla EDGE, Marks New Milestone in LPG Industry Training and Safety

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Isla LPG Corporation marked a significant milestone in its commitment to safety and excellence in the liquefied petroleum gas (LPG) industry with the launch of Isla EDGE, its dedicated training arm focused on developing competent, safety-conscious, and qualified LPG practitioners.

Isla LPG Corporation and Department of Energy (DOE) officials celebrate the recognition of Isla EDGE as a DOE-accredited LPG training organization, marking a milestone in advancing safety, technical competency, and practitioner development in the Philippine LPG industry. (L-R: Erwill Catanghal, Plant Manager, Isla LPG; Erwin Leonor, Technical Services Director, Isla LPG; Haidee Alverne, B2C Sales Operations Manager, Isla LPG; Elma Revillame, B2B National Sales Director, Isla LPG; Joey Cutaran, General Manager, Operations, Isla LPG; Marvin Castor, Public Affairs Officer, Isla LPG; Banjo Castillo, Chief Operating Officer, Isla LPG; Rino Abad, DOE OIMB Director; Loralai Capistrano, DOE Supervising Science Research Specialist; Aracelie Pascua; Ron Sante; and Francis Flores.)

The milestone was celebrated during a recognition and launch event held on August 19, 2026, following the Department of Energy’s (DOE) recognition of Isla LPG Corporation as one of the country’s LPG Training Organizations.

The milestone comes at a time when LPG continues to play an important role in the Philippines’ energy landscape. For millions of Filipino households, LPG remains a primary cooking fuel. Data from the Philippine Statistics Authority’s 2020 Census of Population and Housing showed that 47.9% of Philippine households used LPG as their cooking fuel, making it the most commonly used cooking fuel nationwide, ahead of wood, charcoal, electricity, and kerosene.

As LPG remains an important part of everyday life and economic activity, ensuring that it is handled, stored, transported, distributed, and sold properly is critical to protecting consumers, workers, businesses, and communities. This need becomes even more significant as the country’s LPG sector continues to evolve. Under the Philippine Energy Plan 2023-2050, the Department of Energy projects substantial growth in household LPG requirements over the long term. At the same time, the implementation of Republic Act No. 11592, or the LPG Industry Regulation Act, has reinforced the importance of industry regulation, safety, accountability, and consumer protection.

It is within this landscape that Isla LPG is introducing Isla EDGE — an initiative focused on developing a stronger and more capable workforce for an industry where knowledge, discipline, and responsible practices can directly contribute to safety. Isla EDGE is committed to developing skilled and empowered LPG retailers and dealers, through quality training and continuous learning. Its programs are designed to strengthen competencies across the LPG value chain, from safe handling and operations to responsible distribution, sales practices, and compliance.

For Isla LPG, sustainability is closely tied to the way the LPG ecosystem operates. A responsible industry requires systems that encourage proper handling and distribution, informed consumers, capable personnels, and practices that minimize unnecessary waste while maintaining safety and quality.

“Isla EDGE represents our commitment to developing people who can help build a safer, more responsible, and more sustainable LPG industry. We want our LPG dealers and retailers to understand not only what they need to do, but why it matters—to their colleagues, to consumers, to our communities, and to the future of the industry.” said Marvin Castor, Public Affairs Officer.

The launch of Isla EDGE reinforces Isla LPG’s belief that safety and sustainability begin with people. When industry practitioners are properly trained and equipped, they are better positioned to make sound decisions, follow established standards, identify risks, and promote responsible practices throughout the LPG value chain.

This people-centered approach complements the company’s broader efforts to make LPG more accessible and encourage responsible participation in the market. From supporting safe and compliant operations to enabling consumers to exchange LPG tanks across brands through the Solane network, Isla LPG continues to look for ways to make the LPG experience more convenient while strengthening trust and accountability.

For Isla LPG, the DOE recognition as an LPG Training Organization is therefore not simply an institutional achievement, it is an opportunity to contribute to a culture where training, safety, sustainability, and excellence become everyday practices across the industry.

Through Isla EDGE, the company aims to help raise the bar for LPG personnel capability while supporting a safer and more sustainable LPG ecosystem for generations to come. Because ultimately, building a better LPG industry means building the people who will responsibly carry it forward. The company continues to empower people, drive growth, strengthen industry standards, and help build a safer and more sustainable future for the Philippine LPG industry.

#ISLAEDGE  #LPGSafety  #SafetyFirst  #IslaLPG  #TrainingForExcellence  #Solane

Step into a career of income, independence and impact

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Leaders from the Agila Financial Team General Insurance Agency share their purpose-driven journey to win in life during InLife’s Business Opportunity Forum.

An effective way to start a conversation about insurance is not by selling a product, but by sharing a real story. Since many Filipinos are hesitant about insurance, InLife financial advisors talk about their personal experiences to explain the value of financial security and the purpose behind the career.

During the recent InLife Business Opportunity Forum in Iloilo, leaders from the Agila Financial Team General Insurance Agency shared their journey to win in life.

Sam Booc, a three-time qualifier of the Million Dollar Round Table (MDRT), a prestigious global association of top-performing life insurance and financial services professionals, left her acting career to become a financial advisor.

She explained three important I’s, namely, income, independence, and impact as she asked a few questions: “With your income now, are you living or just surviving? With time, are you making your days count or just counting your days? When it comes to impact, does your life matter or are you just a head count?”

As a financial advisor, she enjoys unlimited income, work-life balance, and fulfillment in helping others–all at the same time. “There is no age, education, or capital requirement to become a financial advisor. On top of the commissions, I travel the world for free. In my quest for success, fulfillment, and happiness, the industry awards I received meant that I’ve helped others achieve financial security,” she said.

Share your story

At only 22 years old, Princess Cecile Gurrea has explored more than 22 countries and enjoyed financial security, thanks to her parents, Celix and Mercy, who are both long-time InLife financial advisors.

A career as a financial advisor—formerly known as an insurance agent—may not be a familiar path to many. But Gurrea said just as an investigation agent solves crimes, an insurance agent or financial advisor helps solve the customers’ financial problems through planning.

“The best way to start conversations about insurance with most Filipinos who are unfamiliar and uncomfortable with the topic is by telling your own story, not by selling. When you truly believe and experience the value of financial security, people will feel your sincerity, and they will listen and trust you,” she said.

Never too late to build your dream

Rhoie Allan Yncierto never believed in insurance until the pandemic became his turning point, leading him to leave network marketing and pursue the financial advisor career.

“With InLife, I finally experienced income sustainability,” Yncierto said, reflecting on his previous business ventures selling toothpaste, sanitary napkins, and milk tea.

Today, he is one of InLife's top unit managers with the highest number of financial advisor recruits. "It's never too late to start. Build your dream and create a better tomorrow," he said.

Do you also want to achieve financial independence and impact lives? Visit https://www.inlife.com.ph/become-a-financial-advisor to learn more about the financial advisor career.

DTI 2026 COCONUTPhilippines Trade Fair generates P309.57M in sales

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Proving that trade exhibitions offer far more than simple product exposure, the Department of Trade and Industry’s (DTI) 2026 COCONUTPhilippines Trade Fair generated P309.57 million in total sales.

The impressive figure marks a major milestone for Filipino coconut enterprises following the event held from August 26 to 30 at the SMX Convention Center Manila.

DTI Sec. Ma. Cristina Roque (4th from left) formally opened the 2026 COCONUTPhilippines Trade Fair held on September 26 to 30 at the SMX Convention Center Manila. The 5-day event generated P309.57M in total sales for the participating cocopreneurs.

This year’s fair brought together 300 micro, small and medium enterprises (MSMEs) from across the Philippines. The sales performance represents a massive leap from the P96.9 million generated by 213 participating businesses during last year’s event.

Participating “cocopreneurs” showcased a wide variety of value-added products across food and beverage, health and wellness, personal care, home and lifestyle items, craft, and sustainable non-food materials. The strong turnout highlights both an expanding local coconut industry and the growing capacity of domestic businesses to meet diverse consumer and commercial demands.

Held in conjunction with National Coconut Week, the fair demonstrated a collaborative, whole-of-government approach. DTI’s market-development strategies in tandem with programs led by the Philippine Coconut Authority (PCA) and partner agencies under the Coconut Farmers and Industry Development Plan (CFIDP).

As the lead implementing agency, the PCA coordinates targeted initiatives designed to strengthen the coconut sector and raise incomes for local forming communities.

The wider CFIDP ecosystem also supports total industry growth—funding farmer assistance, cooperative training, research, technology adoption, product innovatio and enterprise building.

The event kicked off with a ribbon-cutting ceremony led by DTI Secretary Cristina A. Roque alongside key PCA leadership. Highlights of the opening included the release of the CFIDP Coffee Table Book, the launch of the 2022–2025 CFIDP Terminal Report documenting key milestones and beneficiary stories, and the debut of the official CFIDP website to streamline public access to industry resources.

To maximize commercial opportunities, the event featured a dedicated Buyers Lounge. Here, coconut MSMEs met directly with corporate and institutional buyers to pitch product lines, discuss sourcing requirements and secure long-term business partnerships.

Ultimately, the success of the 2026 COCONUTPhilippines Trade Fair reinforces how research, technology, and market development can align under unified government leadership to create sustainable, high-value economic opportunities for Filipino coconut farmers.

Manulife Philippines Appoints Erica Jurilla Santos as Chief Operations Officer

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Manulife Philippines announced the appointment of Erica Jurilla Santos as Chief Operations Officer, effective 15 September 2026. She will join the Manulife Philippines Executive Committee.

Erica Jurilla Santos

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Santos will lead operations delivery, customer experience, and transformation initiatives to strengthen service excellence across customer and distribution journeys

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As Chief Operations Officer, Santos will lead Manulife Philippines’ operations strategy, with a focus on strengthening service excellence, operational performance, digital adoption, and customer-focused innovation. Her leadership will support the company’s continued transformation and commitment to delivering better experiences for customers and distribution partners. Her appointment reflects Manulife Philippines’ continued focus on building stronger operational capabilities, enhancing customer and distribution experiences, and advancing business transformation in support of its ambition to be the #1 choice for Filipino customers.

“Erica is a highly experienced operations leader with a strong track record in transformation, operational resilience, process efficiency, and talent development,” said Rahul Hora, President and Chief Executive Officer, Manulife Philippines. “Her deep understanding of service delivery and customer experience will help us further strengthen our operations, improve how we serve customers and distribution partners, and support our growth ambitions in the Philippines. Erica’s appointment also reinforces our commitment to developing future-ready operations that enable our teams to serve with greater speed, consistency, and care.”

Santos brings more than 20 years of leadership experience across insurance, contact center, and back-office operations, with deep expertise in service delivery, workforce strategy, financial governance, vendor management, customer experience, and operational transformation. Since joining Manulife Business Processing Services in 2022, she has made significant contributions to strengthening operations, most recently leading a 600-FTE organization supporting Manulife’s U.S. insurance business across new business, policy administration, and life and health claims.

“I’m honored to take on this role and to work with the talented teams across Manulife Philippines,” said Erica Jurilla Santos, Chief Operations Officer, Manulife Philippines. “Operations plays a critical role in shaping the customer and advisor experience, and I look forward to helping build stronger, simpler, and more responsive ways of working that deliver meaningful value for our customers and our distribution teams. Together, we have an opportunity to build more agile, customer-centered operations that support Manulife’s growth and help make decisions easier and lives better for more Filipinos.”

Familiar and Fresh: How URC Continues to Surprise Filipinos After 70 Years

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Some favourites never go out of style—and they continue to delight in new ways. For 70 years, Universal Robina Corporation (URC) has been a constant companion in Filipino households through quality and well-loved brands such as Jack ‘n Jill Piattos, Maxx, Cloud 9, Cream-O, C2 Cool and Clean, and Great Taste, among others. Staying true to its purpose of delighting everyone with good food choices, URC constantly evolves alongside the tastes and lifestyles of consumers.

Today, the company continues to excite generations of consumers by introducing fresh flavours, new formats, and exciting product experiences that prove innovation can come from the brands Filipinos already know and love.

Here’s how some of URC’s popular brands are continuously evolving to excite and delight everyone:

The iconic tasty hexagon snack keeps offering exciting flavours

As a staple in daily snacking moments of Pinoys, Piattos is widely loved for its signature hexagon shape, satisfying crunch, and classic flavors such as Cheese, Sour Cream & Onion, Roadhouse Barbeque, Nacho Pizza, Roast Beef and Spicy Cheese. To excite today’s adventurous palates and satisfy evolving snack cravings, the brand continues to introduce more flavor options—from limited-edition creations like Beef Bulgogi and Truffle Cream, to exciting flavor combinations like its latest Cheddar & Sour Cream variant.

Alongside Piattos, other Jack 'n Jill favorites—including Nova, Mang Juan, and VCut—as well as classics like Chippy and Chiz Curls, continue to roll out exciting new flavor profiles, giving Filipinos even more reasons to look forward to snack time.

From sandwich cookie to full chocolate experience

Cream-O has long been the go-to treat for chocolate lovers, but URC has reimagined the brand to go way beyond the traditional cookie format. To satisfy modern cravings for premium and indulgent textures, the brand has expanded into an entire ecosystem, featuring Cream-O Cake Bar, Cream-O Cakewich, and Cream-O Premium. Its newest is the Cream-O Dark Choco, an indulgent cookie sandwich that offers a rich and bold chocolate experience.

The spirit of variety extends across URC’s biscuit favourites with Dewberry, Presto, and Magic Crackers, continuously adapting their formats to fit every kind of modern snack craving.

Reimagining the chocolate enjoyment with a new crunch

Known for its signature combination of nougat, caramel and peanuts, URC’s Cloud 9 chocolate has been a go-to treat for several chocolate lovers. The brand has been introducing new ways to satisfy sweet cravings by offering products like the new Cloud 9 Crunchies that bring a fun and crispy texture to a familiar favourite.

Alongside Cloud 9, other fun treats like Nips chocolate introduce vibrant flavors and formats, proving that chocolate moments can make any day a little sweeter.

Fruity freshness, now with a chewy twist

Maxx has always been a pocket essential for on-the-go freshness. Recognizing a growing consumer preference for playful, chewy textures, URC expanded its candy lineup with Maxx Chews. This chewy menthol candy comes in a convenient, value-packed three-piece stick that is tailor-made for the fast-paced routines of modern commuters and professionals.

Together with URC’s other candy favourites like XO, Dynamite and Lush, Maxx offers something for every candy craving and every moment that calls for a refreshing treat.

Offering refreshing tea favorites, and flavor innovations

As the pioneer of ready-to-drink green tea in the Philippines, C2 Cool and Clean introduced a refreshing tea experience to Filipinos. Alongside its Classic Green Tea, Apple, and Lemon variants, C2 continues to evolve its product lineup, introducing flavor innovations such as Raspberry, Dalandan and Peach. Its latest flavor, C2 Freeze Melon, brings an innovative twist on fruity tea with a delicious melon flavor and a refreshing coolness that lingers in every sip.

Brewing modern coffee moments, one cup at a time

As one of the country's most chosen beverage brands (based on Kantar's Brand Footprint report), URC’s Great Taste has a history of delivering innovative products - most notably by introducing White Coffee in the Philippines.

URC continues to elevate Pinoy’s daily coffee ritual with the new Great Taste Premium roast, a coffee mix that’s designed to give everyone a delicious afternoon coffee break companion with its Tapang-Sarap blend of dark-roasted robusta coffee, palm sugar and real milk - para Balik Lakas Sigla.

Bigger, bolder flavours for instant happiness

Payless continues to redefine value-for-money meals by giving consumers MORE at a sulit price, through its delicious range of instant noodle variants and bold innovations.

Its newest Payless Chili Garlic Mami offers a flavorful twist on a Filipino comfort food favorite. Made with rich chili oil and real garlic bits, this crave-worthy meal delivers a balanced blend of Anghang-Linamnam that elevates your everyday noodle cravings. Experience the kakaibang Anghang-Sarap na Tumatatak goodness of Payless Chili Garlic, available in Beef and Chicken flavors.

Moving into modern pet care

Beyond making everyday snacking moments more enjoyable for Filipinos, URC also supports joyful moments shared by pet parents and their fur babies. Through its award-winning pet care brand, TopBreed, URC has been supporting fur parents’ journey by offering quality pet care products including dog and cat food, and other pet essentials. This 2026, TopBreed brand started expanding its portfolio from dry dog and cat food to other formats like wet and treats, also TopCare cat litter.

Always something new to discover

For 70 years, URC has grown alongside generations of Filipinos—evolving with changing tastes, lifestyles, and everyday moments. As a lifestyle companion, URC stays true to what it has always stood for: bringing quality, flavor and everyday delight to Filipino homes.

 

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For 70 years, Universal Robina Corporation (URC) has grown into one of the Philippines' leading food and beverage companies, with a portfolio of trusted brands enjoyed by millions of consumers locally and across international markets. Through decades of innovation and a deep understanding of evolving consumer needs, URC has built a lasting legacy of delivering quality products that enrich everyday life. Its iconic brands—including Jack 'n Jill Piattos, Cloud 9, Maxx Candy, Cream-O, Payless, C2 Cool and Clean, and Great Taste coffee—have become household names, connecting generations of Filipinos through shared moments and the simple joy of great taste. To learn more about URC, visit its website (www.urc.com.ph), Facebook page (@URCPhilippines), and TikTok account (@URCPhilippines).

Manulife Philippines Appoints Ganesh Murugesan as Chief Information Officer

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Appointment strengthens technology execution and enterprise transformation capabilities to support sustainable growth, operational transformation, and customer experience

Manulife Philippines, the local arm of leading international financial services provider Manulife, today announced the appointment of Ganesh Murugesan as Chief Information Officer. He will be part of the company’s executive committee.

Prior to his appointment, Ganesh served as Head of Delivery for Manulife Philippines and was part of Manulife’s Regional Technology team in Hong Kong for the past eight years. During this time, he has played a key role in strengthening delivery capabilities and leading major transformation programs across the region. With nearly 25 years’ professional experience, Ganesh draws on a strong track record of shaping and delivering technology solutions that support distribution growth, enable operational transformation, and enhance customer experience across insurers in Asia.

“Ganesh brings deep expertise and a strong execution track record that will be critical as we continue to strengthen our technology capabilities and drive transformation across the business,” said Rahul Hora, President and Chief Executive Officer, Manulife Philippines. “His regional experience and leadership will help us deliver more seamless, efficient, and customer-focused solutions, supporting our ambition to be the #1 choice for Filipino customers. He will play an important role in connecting our technology priorities more closely to business outcomes, ensuring we deliver consistent, high-quality experiences at scale.”

“I'm excited to work with colleagues across Manulife Philippines to strengthen execution and technology capabilities that help us deliver better outcomes for our customers, distributors, and colleagues. By investing in our people and transforming our business through AI and innovation, we can improve customer experience, increase speed to market, and accelerate the company's growth ambitions,” said Ganesh Murugesan, Chief Information Officer, Manulife Philippines.