Showing posts with label Finance. Show all posts
Showing posts with label Finance. Show all posts

December 27, 2025

Security Bank Foundation and JVRFI deliver new classrooms to Tarlac National High School

More than 10,000 students at Tarlac National High School (TNHS) will benefit from safer, more conducive learning spaces following the turnover of a newly constructed two‑storey, 10-classroom building by Security Bank Foundation, Inc. (SBFI), with one classroom sponsored by the Jesus V. Del Rosario Foundation, Inc. (JVRFI).

Turnover ceremony of the 2-storey classroom building at Tarlac National High School, led by Security Bank Foundation Chairman Rafael Simpao, Jr. and Jesus V. Del Rosario Foundation Executive Director Kana Manglapus

The turnover ceremony was led by SBFI Chairman Rafael Simpao, Jr. and JVRFI Executive Director Kana Manglapus, together with school officials, local partners, and members of the Security Bank community.

One of the oldest and largest public secondary schools in the country, TNHS has long grappled with overcrowding and limited classroom space. Despite these challenges, the school continues to produce high-performing students and runs inclusive education programs serving out-of-school youth, young mothers, working adults, and learners in correctional facilities under the leadership of Principal Yolanda Gonzales, recently recognized as the Best Principal of the Year at the 26th World School Summit in London.

"The outstanding performance of Tarlac National High School offers a ray of hope for a better Philippines,” said Rafael Simpao, Jr., SBFI Chairman. “Under the remarkable leadership of Principal Gonzales, we see how public schools—when given the right support—can stand shoulder to shoulder with the world’s best and help shape a brighter future for our youth.”

The newly completed building is dedicated to THNS’ Special Program in Sports, providing student-athletes with a safe environment where they can pursue both academic and athletic excellence.

“This new facility shows what is possible when vision, care, and opportunity come together,” said Principal Gonzales. “With this support, even the biggest challenges can be transformed into success stories—for our students and for our community.”

Jane Canlas, Branch Manager at Security Bank Tarlac- Tañedo and a proud TNHS alumna, also expressed her appreciation for the project. “It is both an honor and a privilege to now represent Security Bank in giving back to my alma mater,” Canlas said. “This donation reflects our commitment to empowering communities through education, and it is deeply meaningful to see it benefit the school where my own foundation was built.”

To date, Security Bank Foundation has donated 887 classrooms to 151 schools across 91 cities and municipalities nationwide, helping create safer, more supportive learning environments for Filipino students.

Learn more about Security Bank Foundation’s education initiatives by visiting https://www.securitybank.com/foundation/

December 19, 2025

Your Go-To Guide for Surviving Holiday Spending with Maya


The holidays are basically here: malls are full, calendars are packed, and your group chats have get-togethers lined up left and right. But before you swipe, tap, or checkout your cart, do yourself a favor, and get your finances in formation.

Think of this as your quick holiday tune-up, the one that makes sure every peso works smarter for you, and every purchase is as painless as possible.

Here’s how you can still catch up and get holiday-ready with Maya:

Lock in your budget (and your goals)

If your “holiday budget” is still a mental note, now is the time to organize it for real. With Maya Personal Goals, you can set up to five savings targets, such as gifts, Noche Buena, travel, or anything else you need!

Each Personal Goal earns 4% interest per year immediately, and every ₱20,000 you add boosts your rate up to 8% p.a. for deposits up to ₱100,000. No lock-ins, no penalties. Perfect for making sure your bonus doesn’t mysteriously disappear after one shopping trip.


Treat yourself smart

Holiday meals, reunions, last-minute gifts, they all add up. But with Maya, they also pay off.

If you’re dining out, the Maya Credit Card’s 20% cashback dining promo lets you earn up to ₱1,000 cashback each month when you spend at least ₱2,500. And the perks don’t stop there; you also earn Maya Miles when you use your Maya Black Credit Card, or Landers points when you use the Landers Cashback Everywhere Credit Card.

Tap to Pay: Your new holiday superpower

No more wallet hunting in line. No QR fumbling. No OTP delays. With Maya on Google Pay, you can pay with just a tap wherever contactless payments are accepted — coffee runs, grocery hauls, airport shopping, bazaars, you name it. Add your Maya Credit Card to Google Pay and every tap automatically earns instant Maya Miles or Cashback so your rewards stack up faster while you breeze through the holiday rush.

Keep your peace and your funds intact

Your schedule might be a mess, but your money doesn’t have to be. In the Maya app, track your spending, savings, credit, rewards, and even your holiday cashback — all in one place.

And here’s the cherry on top: every ₱1,000 you spend with Maya, whether it’s on gifts, groceries, or dining out, earns you a raffle entry for a shot at ₱1 million. Win it, and Maya doubles the prize so your bestie also takes home ₱1 million. Yup, that’s a total of ₱2 million so you’re both 2winning this Christmas just by being smart with your spending.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

December 18, 2025

Last-Minute Holiday Shopping? Easy ’Yan for as Low as ₱19 a Day with Home Credit

Surprise loved ones with meaningful home upgrades through The Great Double Zero Festival, offering as low as zero down payment and 0% interest  


The holidays are here, and the rush is real! Malls are buzzing with shoppers; homes are glowing with festive lights, and the air is filled with excitement—and the stress—of finding the perfect gifts for our loved ones. Withyear-end deadlines, packed schedules, and holiday parties around every corner, it’s easy to feel the pressure piling up. Time is ticking, and the best present still needs to be found. 

The good news? Last-minute shopping doesn’t have to be hard. Home Credit Philippines (HCPH), the country’s leading consumer finance company, makes it easy to surprise loved ones with thoughtful gifts for as low as ₱19 a day. With The Great Double Zero Festival, enjoy zero down payment, 0% interest, and flexible installment plans, making big, meaningful gifts simple and affordable. 

From home essentials to the latest gadgets, you can give gifts that truly matter—and still make it in time for the holidays. Here are some top gift ideas you can grab with Home Credit this season: 

All-out appliance holideals for as low as ₱569 per month or ₱19 per day  
Finding thoughtful gifts for titos, titas, and grandparents is never easy. They rarely ask for anything, yet they appreciate presents that make their daily routines easier and family moments more enjoyable. If you’re looking for something useful and long lasting, these home upgrades are great choices for as low as ₱569 per month or ₱19 per day. 
  • Devant 43in Full HD Smart TV  – Make movie nights better with this smart TV for as low as ₱22 per day or ₱649 per month for 18 months, retailing at ₱15,991. 
  • Panasonic 9.5cu ft Two Door No Frost Inverter – Keep food fresh with this dependable, energy-saving fridge for as low as ₱30 per day or ₱909 per month for 18 months, priced at ₱22,465. 
  • TCL 32in S5K Full HD QLED Google TV – Upgrade their entertainment setup with this compact QLED TV for as low as ₱19 per day or ₱569 per month for 18 months, retailing at ₱13,990. 

Fresh and festive refrigerators for as low as ₱669 per month or ₱22 per day  
Moms take the lead in preparing holiday meals—from Noche Buena favorites to leftover treats enjoyed until the New Year. A reliable refrigerator is a practical gift that supports their daily routine and makes holiday prep easier. These choices are available for as low as ₱669 per month or ₱22 per day. 

Big screens for the holidays for as low as ₱849 per month or ₱28 per day  
Dads enjoy a good screen upgrade, whether it’s for watching basketball, catching up on their favorite shows, or turning weekends into movie nights. A bigger TV brings the whole family together and makes holiday viewing more fun. These options are available for as low as ₱849 per month or ₱28 per day. 
  • Samsung 55in Crystal 4K UHD Smart TV – Give a sharp and vibrant viewing experience with this 4K display for as low as ₱30 per day or ₱889 per month for 18 months, retailing at ₱21,999. 
  • TCL 55in 4K HDR TV – Choose this solid family TV built for clear, immersive entertainment for as low as ₱28 per day or ₱849 per month for 18 months, priced at ₱20,952. 
  • Haier 55in 4K UHD Android TV – Bring home this 4K Android TV that makes streaming simple and enjoyable for as low as ₱29 per day or ₱859 per month for 18 months, available at ₱22,290. 

Frosty holiday aircons for as low as ₱769 per month or ₱26 per day 
Kids and teens spend most of their holiday break at home—resting, gaming, studying, or bonding with cousins. A cool and comfortable room helps them enjoy the season more, making an air conditioner a practical and thoughtful gift. These options are available for as low as ₱769 per month or ₱26 per day. 

Ultimate pasko upgrade for as low as ₱1,842 per month or ₱61 per day 
For a show-stopping Christmas gift, a new iPhone is hard to beat. Whether it’s for a parent who needs a dependable device, a young adult balancing work and school, a tech-savvy teen who loves capturing every moment, or even for yourself who deserves an upgrade, these models deliver performance all year. The latest generation of iPhone is available for as low as ₱1,842 per month or ₱61 per day. 
  • iPhone Air – Give this light and stylish everyday phone for as low as ₱76 per day or ₱2,279 per month for 24 months, with prices starting at ₱72,990 depending on the variant. 
  • iPhone 17 – Get this reliable upgrade with smooth performance for as low as ₱61 per day or ₱1,842 per month for 24 months, starting at ₱57,990 depending on the variant. 
  • iPhone 17 Pro – Gift this device with pro-level camera quality and faster performance for as low as ₱83 per day or ₱2,484 per month for 24 months, retailing at ₱79,990 depending on the variant. 
  • iPhone 17 Pro Max – Get a top-tier choice for an ultimate gift, available for as low as ₱90 per day or ₱2,688 per month for 24 months, retailing at ₱86,990 depending on the variant. 

With The Great Double Zero Festival, last-minute shopping has never been easier. Until December 31, 2025, you can bring home meaningful gifts for your loved ones—or even treat yourself—without the usual holiday stress. 

Applying is quick and hassle-free. Simply present one valid ID and get approval in as fast as one minute, subject to eligibility. This offer is available at over 18,000 Home Credit partner stores nationwide, where in-store representatives are ready to assist you with the application process. 

For a faster and more convenient experience, apply for pre-approval through the Home Credit App, available on Google Play, the App Store, or Huawei AppGallery. 

Make this season’s gift-giving simple, thoughtful, and memorable. With Home Credit, meaningful presents are always within reach—just in time for the holidays. 

For product selections and store locations, visit Shoppingmall.ph

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or get the Home Credit App from Google Play, the App Store, or Huawei AppGallery. You may also follow its official Facebook, Instagram, and TikTok accounts.    
   

December 16, 2025

Your Bonus Just Dropped—Here’s How To Make It Work Harder with Maya


Your 13th-month pay just landed and suddenly everything feels possible. The cart you’ve been “saving for later,” the holiday plans, the upgrades, the “I deserve this” moment. But before you go full haul mode, here’s a little reality check: your bonus is more than a treat. It’s a reset button, a jumpstart, and honestly, one of the best chances you’ll get all year to build a healthier relationship with your money.

So if you want to enter 2026 with your finances looking put together, here’s your guide — powered by Maya, the #1 Digital Bank and #1 Fintech Ecosystem in the Philippines.

1. Don’t spend blindly, give your money an assignment.

Your bonus isn’t a windfall, it’s a strategy. Before anything else, give every peso a purpose. Try this simple split:
· 50% for bills and responsibilities

· 30% for fun (yes, you can still treat yourself)

· 20% for savings or investments
When you do spend, make the swipe intentional. Pay for gifts, bills, groceries, and holiday outings with Maya, because this Christmas, Maya is giving you and your chosen referral a chance to be TWINYONARYOS—each winning ₱1 million! Using Maya Easy Credit? That’s 5x more entries. And here’s the ultimate power move: refer friends with your @username and earn 10x more entries per successful referral.

2. Park money for “future you”

Here’s where most people slip: everything goes into one account and poof, the bonus magically disappears. If you want yours to actually work for you, start by giving it a real home.

Begin with Maya Savings, where your money grows with up to 15% p.a. interest, credited daily so you literally watch your balance climb. Even moving just a portion of your bonus here helps you hit the ground running for 2026.

Then build structure with Maya Personal Goals, your best friend for financial boundaries. You can create up to five different goal accounts, each earning 4% base interest, with your rate increasing every ₱20,000 you add (up to 8% p.a. for deposits up to ₱100,000). Think: one for emergencies, one for travel, one for home upgrades, one for big purchases, one for long-term plans. No lock-ins. No stress. Just organized money that grows faster.

And if you're the type who wants your bonus to grow steadily and predictably, this is where Time Deposit Plus comes in. You can lock in your money for 3, 6, or 12 months with guaranteed rates of up to 6% p.a. on deposits of up to ₱1 million per Time Deposit Plus account. And because you can open up to five accounts, that’s as much as ₱5 million in total interest-earning deposits.

The best part? Unlike traditional time deposits, you can keep adding funds anytime, even after hitting your target amount. It’s perfect if you want the discipline and stability of a time deposit, but with way more flexibility.

This is how you protect your bonus from slipping through the cracks and make your future self genuinely proud.

3. Build a buffer for life’s curveballs.

Rainy days don’t schedule appointments and nothing derails your finances like an unexpected bill or repair. Your bonus is the perfect chance to finally build that cushion.

Boost your emergency fund using Maya Savings or set up a dedicated Personal Goal just for emergencies. And if life throws something bigger than expected? Maya Easy Credit gives you instant access to funds with no paperwork, no collateral, so you don’t have to touch your hard-earned savings when things get tough.

To know more, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

November 22, 2025

Government agencies and GCash accelerate digital Philippines transformation, boosting transparency and public service delivery

ARTA, BSP, and DICT team up with GCash for the Nation initiative to push for full government digitalization

In line with the government’s vision to eliminate red tape and corruption, the Anti-Red Tape Authority (ARTA), together with the Bangko Sentral ng Pilipinas (BSP), Department of Information and Communications Technology (DICT), and the country’s leading finance app GCash, convened to champion the complete digitalization of public services. The workshop, “GCash for the Nation: Building Capabilities Toward a Sustainable Digital Ecosystem,” was held at the ARTA premises in the UP-AyalaLand Technohub, Quezon City.

Bringing together leaders from economic, regulatory, and local government sectors, the session underscored a shared commitment that digital transformation is key to transparent, efficient, and citizen-centered governance.

“Digitalization is not just ease of doing business but an assurance against undesired allegations such as corruption. Every time we move a process online, we create a system that is accountable, traceable, and citizen-centered,” said ARTA director general Ernesto Perez.

Government and industry leaders agreed that moving processes online not only speeds up delivery but also ensures every transaction is properly documented and verifiable. However, one major challenge remains—shifting from paper-based audits to digital validation. BSP deputy governor Bernadette Romulo-Puyat highlighted this social shift, emphasizing that building trust in digital platforms is essential for the government’s transformation journey.

“Digital finance must build not only convenience but also trust. Through the years, we’ve already established financial inclusion, and we have now evolved into driving financial health,” she said.

As the country’s leading finance app and largest cashless ecosystem, GCash reaffirmed its commitment to supporting government agencies in adopting paperless and cashless systems. This collaboration aims to accelerate the shift toward e-payments and digital records, improving ease of doing business and minimizing bureaucratic bottlenecks.

“The digital economy reached ₱2.25 trillion in 2024, signaling our shift toward a fully digital future. (At DepDev), we are driving digitalization across planning, policy, and implementation while advancing key reforms to simplify business processes. We look forward to working with all our partners to bring Filipinos closer to a more comfortable and resilient way of life, “said DepDev assistant secretary Reynaldo Cancio.
 
GCash VP and head of public sector Cleo Celeste Santos highlights the role of technology in improving public services

Through the partnership, ARTA and GCash will roll out capacity-building initiatives for local and national government units, enabling them to develop digital systems aligned with the government’s transformation roadmap. These initiatives include digital payment integration, streamlined records management, and strengthened citizen access to essential services.

“Digital transformation requires both technology and mindset. We’re here to build the digital backbone that allows government agencies to deliver faster, cleaner, and more inclusive services to Filipinos,” said Cleo Celeste Santos, GCash vice president and head of public sector.

“GCash is proud to stand alongside ARTA and our government partners in advancing a truly digital nation—one that enables transparent, efficient, and inclusive services for all,” Santos added.

BSP deputy governor Bernadette Romulo-Puyat underscores that building trust in digital platforms is key to the government’s digital transformation journey

DepDev assistant secretary Reynaldo Cancio talks about digitalization and its impact on the Philippine economy

The workshop underscored ARTA’s “whole-of-government” approach to reforming public services—an effort that aligns seamlessly with GCash’s vision of “Finance for All.” By empowering agencies with secure and efficient digital tools, GCash continues to play a pivotal role in building a safe, trusted, and inclusive digital economy—helping government institutions uphold transparency, accountability, and sustainable governance for every Filipino.

“Once fully deployed, we will anchor a sustainable digital ecosystem that streamlines transactions, strengthens transparency, and accelerates the country’s digitalization agenda,” said GPPB-TSO Capacity Development Division officer-in-charge Renlay Concha.

GCash for the Nation program brings digital and financial literacy training to different regions across the country. Earlier sessions were held in Pangasinan and in the National Government Agencies cluster in NCR, Eastern and Western Visayas. These will be followed by the next runs in Cagayan Valley on November 25, and Albay on November 27. Through these continuing efforts, GCash remains steadfast in its mission to enable Finance for the Nation by empowering communities, MSMEs, and government partners through digital innovation.

For more information, visit https://www.gcash.com.

November 21, 2025

Just tap and go when you link your Maya Credit Card to Google Pay!

Filipinos practically run their entire lives on their phones — checking group chats, booking rides, and juggling a dozen errands in between. But even with everything going digital, paying with your phone can still slow you down – especially with QR codes. Scanning with your phone, waiting for SMS confirmation, or having cashiers take screenshots and double-check a QR payment? Suddenly, your quick stop turns into a waiting game.


Maya, the #1 Digital Bank in the Philippines, is changing that. As one of the first banks in the country to enable Google Pay for credit cards, Maya is putting next-generation payments directly in your hands. Yup, Android users can now tap and go by simply adding their Maya Credit Card to Google Wallet. Even better? Tap to Pay via the Maya app is coming soon, making paying faster and easier than ever.

Why Tap to Pay Just Makes Sense

Life moves fast—commuting, grabbing coffee, running errands between meetings. And through all of that, your phone is always in your hand. So, it only makes sense for paying to keep up.

It’s no wonder most prefer tapping with their credit cards. It’s quick, convenient, and comes with rewards. But there’s an even faster way to pay: Tapping with your phone. With Maya on Google Pay, your phone becomes your wallet. No digging through your bag, no fumbling for a card—just one motion and you’re done. Plus, you still get the rewards you love:
· Instant Maya Miles with your Maya Black Credit Card, and

· Cashback with your Landers Cashback Everywhere Credit Card.
An Easier & More Effortless Way to Pay

Paying with your Maya Credit Card on Google Pay is instant and incredibly smooth:
· Add your Maya Credit Card to the Google Wallet app

· Unlock your phone, open Google Wallet, and tap at any NFC-enabled terminal

· Pay anywhere Visa or Mastercard contactless is accepted globally

No extra steps. No friction. Just fast, secure, tap-and-go payments — whether you’re buying coffee, catching a ride, or checking out at your favorite stores.

Perks That Make Tapping Even Better

To celebrate this new way to pay, Maya and Visa are giving your PickUp Coffee run an upgrade. Tap to Pay with your Maya Credit Card via Google Pay and you get ₱50 off on your drink—yes, just for tapping. Your caffeine fix, now with tap-exclusive perks.

With this feature now available, you can finally ditch the unnecessary steps and go straight to the part that matters—tapping, earning, and getting on with your day. Paying shouldn’t slow your down, and now it won’t.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Social Security System and Manulife Philippines Strengthen Financial Security for SSS Retiree and Surviving Spouse Pensioners who Availed of the SSS Pension Loan Program with Group Credit Life Insurance

Social Security System (SSS) and Manulife Philippines have formally expanded their partnership to provide Group Credit Life Insurance coverage to pensioners who availed of the SSS Pension Loan Program, following a ceremonial contract signing held at the SSS Head Office in Diliman, Quezon City. Present at the contract signing are executives from both organizations, led by SSS President and Chief Executive Officer Robert Joseph de Claro and Manulife Philippines President and Chief Executive Officer Rahul Hora.

Manulife Philippines President and CEO Rahul Hora, Chief Corporate Solutions and Alternative Distribution Officer Erwin Go, and Vice President and Head of Corporate Solutions Cheryl Asinas formalize the partnership with Social Security System President and CEO Robert Joseph Montes De Carlo and Executive Vice President for Investments Sector Ernesto D. Francisco, Jr.

Previously available only to 2 million retirement pensioners across the country, the expanded coverage now also includes approximately 1.2 million surviving spouse pensioners, ensuring that their financial obligations of loan borrowers are protected through comprehensive credit life insurance. This milestone marks a significant step toward strengthening financial resilience for Filipino families.

"This partnership represents our shared commitment to protect and empower our clients, especially those who rely on financial assistance to make their dreams happen, secure their families’ future, or rebuild their lives after a calamity," said Robert Joseph de Claro, President and Chief Executive Officer, Social Security System. "Through this agreement, we help ensure that our borrowers are not left vulnerable in times of unexpected loss, illness, or tragedy.”

"Expanding this partnership reflects our dedication to helping build a more inclusive financial landscape where Filipino families can access the protection they need," said Rahul Hora, President and Chief Executive Officer, Manulife Philippines. “With this initiative, we reinforce our goal of enabling more Filipinos achieve greater financial security, especially during times when support is needed most."

Strengthening financial resilience: Enhanced insurance features and benefits

The enhanced program builds on the successful implementation of the SSS Pension Loan Program (PLP), announced on Labor Day 2025, which provided accessible, low-interest loans to pensioners. With Manulife as the Group Credit Life Insurance provider from 2025 to 2026, both retirement and surviving spouse pensioners benefit from:
Comprehensive protection: Manulife’s group credit life insurance covers outstanding loan obligations in the event of the borrower’s passing, relieving families of financial burden during difficult times.

Inclusive coverage: The insurance now extends to surviving spouse pensioners, ensuring broader protection across the pensioner base.

Seamless integration: The insurance is embedded within the pension loan process, with no additional steps required from members to access coverage.
Building trust through proven partnership

Manulife’s continued collaboration with SSS underscores the power of public-private partnerships in expanding the reach of social protection programs. Since the original five-year group credit life insurance contract began in August 2022, Manulife has leveraged its insurance expertise to support government initiatives that promote financial security for Filipino families, advancing its nation-building efforts.

With this landmark enhancement, Manulife builds on its 118-year legacy in the Philippines, reaffirming its role as a trusted financial partner of Filipino customers. The company continues to deliver innovative insurance solutions that meet customers’ evolving needs across all life stages.

Manulife Investments Philippines Launches Semiconductor Fund to Capture AI-Driven Growth Opportunities

  • Manulife IM’s new UITF provides Filipino investors access to one of the world’s fastest-growing technology sectors by providing exposure to the global semiconductor industry
  • Manulife Global Semiconductor Opportunities Equity Feeder Fund aims to capitalize on structural growth drivers by actively identifying companies at the forefront of semiconductor innovation and the artificial intelligence (AI) value chain
  • Manulife IM delivers a forward-looking investment solution, designed to help Filipino investors build wealth and stay ahead in a rapidly evolving digital economy
Manulife Investment Management and Trust Corporation (Manulife Investments Philippines) announces the launch of the Manulife Global Semiconductor Opportunities Equity Feeder Fund, a sector-focused unit investment trust fund (UITF) that aims to capture abundant opportunities in the semiconductor industry, an industry powering the use of artificial intelligence and next-generation technologies.

The Semiconductor Fund is a global equity feeder UITF designed to maximize total return by investing in a collective investment scheme (CIS), the Target Fund. The Target Fund aims for capital appreciation by allocating at least 70% of its net assets to equity and equity-related securities of leading semiconductor companies globally. This strategic approach positions investors to capture growth potential across the semiconductors and artificial intelligence value chain.

Aira Gaspar, President and Chief Executive Officer, Manulife Investments Philippines.

"The Manulife Global Semiconductor Opportunities Equity Feeder Fund empowers Filipino investors to participate in one of the most transformative technology trends shaping the global economy, " said Aira Gaspar, President and Chief Executive Officer, Manulife Investments Philippines. “Semiconductors serve as the foundation of modern innovation and power artificial intelligence, automation, and digital connectivity. As demand for advanced technologies increases, this new UITF provides our customers with access to leading companies driving progress across the semiconductor and AI value chain. It reflects our commitment to offering forward-looking investment solutions that help Filipinos build wealth, reach their financial aspirations, and stay ahead in a rapidly evolving digital world.”

According to Manulife Investments, as the technology sector converges with every part of our daily lives, the semiconductor sector holds enormous growth potential. The semiconductor market is expected to surpass US$1 trillion by 2030[1], presenting significant opportunities for investors seeking capital appreciation through exposure to this rapidly expanding sector. Furthermore, while mega-cap players remain dominant, we believe there are compelling opportunities in under-researched semiconductor companies with differentiated technologies and strong competitive moats. An active management approach allows the Target Fund to navigate market cycles and invest in semiconductor leaders positioned for long-term success.
The Manulife Global Semiconductor Opportunities Equity Feeder Fund is the newest addition to Manulife Investments’ Philippines' suite of UITFs. It is designed for potential long-term capital appreciation, providing Filipinos with more options to grow their wealth according to their objectives and risk profiles. Investors may access the Fund for as low as US$100 or PHP1,000, offering an affordable way to participate in the future growth opportunities of the semiconductor industry.

Investors may open a UITF account online through Manulife iFUNDS, a secure digital investment platform that makes it easy and convenient for investors to manage their UITF investments. For more information on fund options that best suit different investment goals, contact a Manulife Wealth Specialist or visit www.manulifeim.com.ph.



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[1] McKinsey on Semiconductors, as of March 2024

November 20, 2025

CARD Indogrosir, GCash bring SoundPay innovative payment tool to MSMEs

GCash, the Philippines’ leading finance super app, has teamed up with CARD Indogrosir, a hybrid local retail chain that caters not just to retail customers but also wholesale clients. Through this partnership, GCash is rolling out SoundPay devices in all CARD Indogrosir stores, enabling faster and more efficient transactions.

(L-R) GCash account manager Vance Ching, B2B commercial head Martin Limgengco, business group head Jong Layug, CARD Indogrosir executive vice president Frederick Torres, and general manager Jeffrey Rilles

Powered by a compact device that emits a distinct audio cue upon a successful payment, SoundPay allows merchants to confirm transactions instantly—no need to check phones or request screenshots. This scan-to-pay system is especially useful in areas with limited connectivity, where reliability and speed are essential.

These devices are already available in 29 branches of CARD Indogrosir, with plans to add 44 more before the year ends, and expand this to a total 200 stores by next year.

For GCash users, SoundPay delivers a more intuitive, secure, and modern payment experience. For merchants, it streamlines operations, reduces delays, and supports smoother interactions with both bulk buyers and walk-in customers.

By integrating SoundPay into CARD Indogrosir’s retail network, GCash is enabling more businesses to adopt digital payments with confidence and ease.

"This partnership is about meeting users where they are and making payments work better for everyone. SoundPay brings speed, simplicity, and trust to everyday transactions," said Jong Layug at group head of GCash for business.

“At CARD MRI, we believe that inclusive growth begins with empowering the smallest entrepreneurs – our Sari-sari store owner members. Through our partnership with GCash and SoundPay, we are not only modernizing payments but also creating opportunities for every member of the CARD community as well as the general public to grow, compete, and thrive,” said Frederick Torres, EVP for CARD Indogrosir.

As SoundPay begins its rollout, GCash continues to lead the way in building financial systems that are not only innovative but inclusive—enabling merchants and customers to transact with greater ease, trust, and relevance—one tap at a time.

CARD Indogrosir is a joint venture between CARD MRI—the largest microfinance institution in the Philippines—and Indonesia’s Indogrosir under the Salim Group. It was founded in 2023, aligned with CARD MRI’s ultimate goal of eradicating poverty in the country, as it helps support Filipino micro-retailers by giving them access to wholesale pricing, logistics solutions, and much-needed financial services—making it a strategic partner in the inclusive innovation push of GCash.

For more information, please visit www.gcash.com.


November 16, 2025

Stop dreaming, start driving: Metrobank makes your holiday car and home goals real with new loan promo

The holiday season is usually about giving, but what if this year was also about receiving the biggest gift of all: your very own home or car?

This holiday season is the time to make those dreams come true as Metrobank rings in the festivities with the launch of its new car and home loan promo, making achieving your long-held goals of owning a car or a home feel lighter, easier, and more joyful.


Qualified clients can now enjoy low interest rates and waived fees of up to PHP 100,000 when you avail of Metrobank’s home and car loan offers starting today until December 29, 2025. That’s cash you can keep in your pocket to spend on holiday gifts, new furniture, or a full tank of gas for that first drive!

Low-interest car loans so you can drive home your dream ride

If you've been waiting for the perfect time to upgrade your ride or finally purchase that new vehicle, Metrobank is here to help you hit the road.

Along with the waived fees of up to PHP 100,000, which covers Security Interest/Chattel Mortgage, Registration Fee, and Notarial Fees, Metrobank also offers competitive interest rates of as low as 8.62% p.a, and flexible terms on your car loan.

Get one step closer to getting that brand new vehicle before the year ends! Apply for a car loan now: https://mcola.metrobank.com.ph/car-loan/apply-now

From dreaming about those future road trips or that perfect family Christmas dinner in your new dining room, Metrobank is handing you the keys to make it happen before the year ends. Apply for a Metrobank car or home loan today – and enjoy exclusive perks with Metrobank’s new promo!

Visit www.metrobank.com.ph or your nearest Metrobank branch for more details.

November 15, 2025

Manulife Launches Global Longevity Institute Committing $350M by 2030 to Accelerate Progress on Lifelong Health and Financial Resilience


      Global research, advocacy and community investment platform created to advance innovation that will reimagine aging and lifelong well-being

      Initial actions include new research with Milken Institute, Longevity Symposiums across global markets, and more

Manulife announced the launch of the Longevity Institute, a global platform that will seek to drive action to help people live longer, healthier, and more financially secure lives. Backed by a $350 million commitment, the Longevity Institute will work to champion research, innovation, and partnerships that will help people thrive at every age.

As a global leader in life insurance, asset management, and retirement planning, Manulife is deeply invested in the health and well-being of its customers. However, the gap between how long people live (lifespan) and their quality of life (healthspan) is widening — with many spending up to 20% of their lives in poor health, and nearly 40% facing financial insecurity as they age[1]. The Longevity Institute aims to close this gap by reimagining how people live, work, learn, and contribute throughout their lives.

“Empowering health, wealth, and longevity is central to Manulife’s bold new ambition. It aligns with our values and our commitment to the communities we operate in, and we are uniquely placed to help individuals and families navigate the growing gap between lifespan and healthspan,” said Phil Witherington, President and CEO of Manulife. “For generations now, Manulife has supported customers at every stage of life, and we see a powerful opportunity to scale our expertise and help even more people live longer, healthier, better lives. Through the Longevity Institute, we will partner with organizations that share our purpose, unlock new insights, drive innovation, and create a future where everyone can thrive—at any age.” 

The Longevity Institute will focus on igniting global research and thought leadership to better understand how people can flourish as they live longer; accelerating innovation and advocacy through initiatives that promote health, wellness, and financial readiness; and investing in community partnerships that advance knowledge, promote equity, and drive action around longevity.

Steve Finch, President & CEO, Manulife Asia said,With the demographic shifts in Asia, where one in four people will be over the age of 60 by 2050, it's crucial to rethink traditional approaches to financial planning, health care, and workforce participation. At Manulife, we are committed to driving innovation that promotes long-term financial resilience, equitable healthy aging, and lifelong fulfillment. By supporting early-stage innovations and providing comprehensive solutions, we aim to help people live better for longer and secure their financial futures.”

Initiatives

Manulife has a long history of driving impact through programs, products, services, and community investments dating back to 1888, when Manulife gifted an ambulance to the City of Toronto—its first act of public service to help people live longer, healthier lives.

To mark the launch of the Institute and build on our long history of impact, Manulife is pleased to share new and ongoing initiatives that reflect our commitment to advancing longevity through meaningful action:


        Partnering with the National Institute of Ageing: Manulife is supporting the National Institute on Ageing’s annual Ageing in Canada Survey, conducted in partnership with Toronto Metropolitan University. This important research explores the lived experiences of Canadians aged 50+ to inform policies that promote healthy aging.

        Partnering with the Milken Institute: Manulife has supported the Milken Institute to advance thought leadership and research on some of the most critical issues shaping longevity and the future of health. Feeding Change's work and recent policy brief highlight opportunities for strengthening resilient fruit and vegetable production and integrating food into health interventions. The Future of Aging initiative and new report, Longevity Ready: A Systems Approach to Aging Well at Home, elevates solutions enabling current and future generations to prepare for longer, healthier lives in their homes and communities.

        Longevity Symposiums: The Manulife and John Hancock Longevity Symposiums began in Boston two years ago and are now expanding globally. Recently, Manulife Singapore and Manulife Philippines hosted inaugural events in Asia, bringing together healthcare experts, industry leaders, financial consultants, customers, and partners—to explore how people can live not just longer, but better. John Hancock will host its third Longer. Healthier. Better. Longevity Symposium in the U.S. in April 2026.

The launch of the Longevity Institute quickly follows John Hancock’s inaugural Longevity Preparedness Index — developed with MIT AgeLab, which measures how ready U.S. adults are to thrive as they age. This index will expand to cover Canada in future years and provides insights that support the need for continued longevity advancements and innovations.

Outcomes

The Longevity Institute will build upon Manulife’s existing efforts to help more than 36 million customers improve their health and wealth. This work aims to drive the following outcomes:

 

       Health: Help people make everyday choices that support their physical, mental, and emotional well-being—through better nutrition, early detection, movement, and mental health support that fits into real life.

     Wealth: Empower people to feel confident about their financial future, with tools, education, and support that help them weather life’s ups and downs and build lasting financial security.

A comprehensive list of the Institute’s work and partnerships to date can be found in this fact sheet. The Institute will be known as the John Hancock Longevity Institute in the United States. For more information on the Longevity Institute, and to stay up to date on the Institute’s actions, insights, and events through 2030, visit Manulife.com/Longevity.  



[1] World Economic Forum


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