Showing posts with label Finance. Show all posts
Showing posts with label Finance. Show all posts

May 14, 2026

Thinking of Going Home This Summer? Here’s How to Make It More Manageable


There’s something about summer that naturally makes you think of home. It’s in the longer days, the school breaks, the fiestas, and those familiar moments that feel best shared with family.

But let’s be honest, traveling home to the province isn’t as easy as it used to be. Rising costs and day-to-day expenses have turned what was once a simple “Uwi ako this weekend” into something that needs a bit more planning.

The good news is that going home is still possible. With the right preparation and a little help when you need it, those summer plans don’t have to stay as “sana.” They can turn into something you can actually look forward to. Because at the end of the day, going home isn’t about spending big. It’s about being there.

Making Essential Trips More Manageable

1. Start with a clear, realistic budget
Planning your trip early can make a big difference. List down your expected expenses, from transportation and meals to small extras, so you know exactly what to prepare for. If you're flying back home to visit the family, you don’t have to shoulder the ticket cost all at once. GGives lets you book your flights now and pay in lighter, split payments, so you can manage the cost more comfortably over time.
2.  Prepare for unexpected gastos
Even simple trips home can come with surprise costs like extra rides or pasalubong. Whether you’re heading home via bus or taking a ferry to the province, you can stay flexible by using GCredit to book your tickets via QR. You can travel now and pay later, with a limit of up to 50K. If you’re driving, you can also use GCredit via GBills to top up your RFID on the go, for an uninterrupted road trip.
3.  Space out your expenses when you can
Booking early, watching for seat sales, or planning ahead can help spread costs over time. And when timing matters, especially during peak travel seasons, GLoan offers instant cash access to give you the flexibility you need. Easily manage fares across different modes of transport as needed, and keep your journey moving without the stress
4.  Focus on what truly matters
A meaningful trip home doesn’t have to be elaborate. Sometimes, it’s the simplest moments, like sharing meals, catching up, or just being present, that make it worthwhile. With the right support to help manage costs, you can focus less on the stress and more on the time spent together.

A Little Help Goes a Long Way

Sometimes, all it takes is the right kind of support to turn plans into reality, especially during summer when being home feels even more important.

GLoan Instant Cash for Your Travel: For moments that can’t wait, whether it’s a family gathering, a special occasion, or a much-needed visit, GLoan helps you secure your trip with quick access to funds.

GCredit Pay Later for Everyday Travel Expenses: From terminal fares to food along the way, GCredit lets you cover essential travel expenses instantly and pay later, helping reduce hassle when your GCash balance is running low.

GGives Split Payments for Heavier Travel Expenses: For bigger commitments like airfare, hotels, or planned trips, GGives lets you break payments into more manageable installments, helping you plan ahead without the pressure of paying everything upfront.

This summer, going home can still be something to look forward to. With a bit of planning and the right support, it becomes less about “Kung kaya ba?” and more about “Kailan ako uuwi?” Because sometimes, the journey home to the province is exactly what you need, and now it’s closer within reach.

So if it’s been on your mind, take it as a sign. Baka kaya na. Baka pwede na. And this time, going home can feel a little more within reach.

May 12, 2026

Home Credit Makes Summer More Comfortable for as Low as ₱23/Day

Shop for a more comfortable summer with easy installment deals on appliances and gadgets, available with as low as 0% interest, zero down payment

"Ang init naman!” If this line keeps coming up at home every summer, it might be a sign that appliances are no longer keeping up. Home Credit Philippines is making it easier and more affordable for families to stay cool and comfortable with essential summer appliances and gadgets available through installment deals for as low as ₱23 per day. Running until May 15, 2026, the promo offers up to 24-month installments with as low as 0% interest and zero down payment for qualified customers. Deals are available at more than 18,000 partner stores nationwide.

Home Credit’s summer lineup includes inverter air conditioners, energy-efficient refrigerators, and mobile phones – must-have items to help households beat the heat, keep food fresh, and stay connected, all through affordable and flexible installment options.

Among the featured deals is the Midea 1.0HP Inverter Window Type Air Conditioner, available for as low as ₱729 per month or ₱25 per day for 18 months (SRP ₱18,066). This unit is designed to keep rooms cool while helping households manage energy consumption. For better food storage this summer, the Condura 6.3 cu ft Inverter Two Door Top Mount Refrigerator offers reliable cooling and more space for everyday needs. It can be yours for as low as ₱669 per month or ₱23 per day for 18 months (SRP ₱16,578).

For those planning trips or simply in need of a dependable device, the Honor X9d 5G 256GB/12GB Sunrise Gold smartphone is available for as low as ₱809 per month or ₱27 per day for 18 months (SRP ₱18,999).

More appliances and gadgets are also available through Home Credit’s flexible installment plans:
   
Product Name 
Unit Price 
Loan Term 
Monthly* 
Daily 
₱27,516 
18 
₱1,119 
₱37 
₱19,295 
18 
₱779 
₱26 
₱51,990 
24 
₱1,659 
₱56 
₱34,495 
18 
₱1,399 
₱47 
₱22,465 
18 
₱909 
₱31 
₱80,990 
24 
₱2,513 
₱84 
₱18,601 
18 
₱749 
₱25 
*Monthly rate includes the processing fee and is calculated based on a 30% down payment.
Get It with Home Credit
From cooling your home to upgrading everyday gadgets, getting summer essentials is simple with Home Credit. Customers only need one valid ID, with approvals possible in as fast as one minute. A Home Credit representative will guide each step of the process, ensuring a smooth and hassle-free shopping experience. Customers may also download the Home Credit App to get pre-approved, available on Google Play, the App Store, and Huawei AppGallery.
For the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or follow its official Facebook, Instagram, and TikTok accounts.  
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).  
More information on HCPH is available atwww.homecredit.ph.  

April 24, 2026

Moneymaxxing in this economy: Here’s How Maya Helps You Do It


Lately, more Filipinos are getting intentional about their money. Not by cutting everything out—but by making what they already do count for more.

That’s where moneymaxxing comes in. It’s about getting more out of your money, letting it grow, earn, and give something back while you go about your day.

And with everything in one place, Maya, the country’s #1 Digital Bank and leading all-in-one fintech platform, makes that shift feel easier to actually keep up with.

Start by putting your money to work

If your money isn’t growing, it’s slowly losing value, especially now.

That’s why one of the easiest shifts is simply moving your money somewhere it actually does something. With Maya Savings, you can earn up to 15% interest per annum, credited daily, which means growth isn’t something abstract. You see it happen in real time.

And that matters more than it sounds. Because once you start seeing your money grow, even in small amounts, you’re more likely to keep going. It stops feeling like effort and starts feeling like progress.

If you’re open to exploring something new, Maya Crypto lets you start with a small amount, with offers that can earn you up to P500 on your buy transactions, making it easier to try without overcommitting.

Make your spending work both ways

Spending is part of everyday life. The real shift is making sure it gives something back.

Using your Maya debit card for fuel, for example, can get you up to ₱300 cashback[1] for a minimum spend of ₱500.

If you’re spending more regularly, the Landers Cashback Everywhere Credit Card gives you returns across categories you’re already spending on like groceries, dining, even fuel, with up to ₱7 per liter savings at Landers-Caltex branches with a minimum single-receipt spend of ₱4,000.

And with the Maya Black Credit Card, your everyday purchases turn into Maya Miles, with up to 10x Miles at preferred merchants — which you can convert into things you’ll actually use, from travel to fuel vouchers.

And when you need extra, having a backup keeps you in control

There are moments when your budget just doesn’t stretch far enough. That doesn’t mean you did something wrong; It just means you need options that don’t make things harder later.

For shorter gaps, Maya Easy Credit[2] offers a revolving credit line of up to ₱50,000, designed for quick use and repayable within 30 days, so it doesn’t linger longer than it should.

For bigger needs, Maya Personal Loan[3] gives you up to ₱250,000, with structure that makes it easier to manage over time.

The goal isn’t to rely on credit. It’s to make sure that when you do use it, it doesn’t take control of your next month.

Moneymaxxing looks like letting your money grow daily without thinking about it, getting something back from the expenses you already have, and setting things up so you don’t have to keep starting over.

To know more, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Approval and offer are subject to credit evaluation. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph. For 24/7 assistance, visit the Help Center in the Maya app or call us from 8 AM to 7 PM daily at +632 8845-7788.


[1] Promo runs until April 30, 2026. For more details, visit maya.ph/MayaFuelCashback2026.

[2] Approval and offer are subject to credit evaluation.


[3] Approval and offer are subject to credit evaluation.

April 14, 2026

Luzon Institutional Partners lead the charge toward a digitally inclusive Philippines at GCash Digital Excellence Awards 2025


The 5th GCash Digital Excellence Awards (GDEA) drew the curtain on another milestone evening for Philippine governance, spotlighting the local government units and national agencies that are actively reshaping how Filipinos access public services faster, safer, and entirely cashless.

Held at the Grand Hyatt Manila in Bonifacio Global City, Taguig, the ceremony gathered awardees under this year's theme: "Recognizing Digital Pioneers: Empowering the Public Sector for a Modern, Inclusive Philippines." Of the 45 awardees recognized nationwide, 32 came from Luzon, a testament to the region's growing commitment to digital governance and financial modernization.

Through the digital payment infrastructure of GCash, these institutions have made tangible strides in building government services that are not only efficient but accessible to every citizen, regardless of location or circumstance.

Leading the charge in the Ilocos Region, the Bauang Public Market of the Municipality of Bauang, La Union, was honored for championing sustainable financial digitalization across public market transactions, making cashless payments a daily reality for vendors and buyers alike.

In Cagayan Valley, the Metropolitan Tuguegarao Water District earned recognition for improving citizen access to water-related services through secure digital payment channels and streamlined online service options.

Central Luzon emerged as a strong cluster of awardees, with five institutions receiving citations: the City of San Fernando in Pampanga, the City Government of Baliwag and its Baliwag Public Market in Bulacan, the Municipality of Morong, and the Provincial Government of Bataan. Across urban centers and provincial communities alike, these LGUs have rolled out digital payment systems for local fees, utilities, and market transactions while expanding their online service footprints.

Also recognized for Digital Transformation Excellence in Utility Efficiency was the Metropolitan Naga Water District, underscoring how utilities are embracing digital tools to improve service delivery. Meanwhile, CALABARZON contributed four recognized institutions to the roster: the City Government of Santa Rosa in Laguna, the City Government of Imus in Cavite, the Municipality of Tanay, and the Pililla Water District in Rizal, each implementing traceable, citizen-friendly digital systems that simplify access to government services.




Rounding out Luzon’s awardees are the Municipality of Mauban, Quezon, and its Mauban Public Market, the City of Lucena, and the Provincial Government of Quezon, and Antonio L. Raymundo, Jr., President of the League of Municipalities of the Philippines – Bataan Chapter, who were recognized for their efforts to expand online payment channels and digitize public services across provincial towns—bringing modern governance closer to the communities that need it most.

The ceremony also recognized several national government agencies for advancing digital transformation and financial inclusion in public service. The Department of Transportation – Metro Rail Transit Line 3 received the Digital Breakthrough Growth Award for expanding digital payments in commuter services. The Land Bank of the Philippines, Department of Social Welfare and Development, and the Philippine Crop Insurance Corporation were named Champions for Digital Advocacy and Connectivity for widening access to digital financial services. The Home Development Mutual Fund (Pag-IBIG Fund) earned the Leader in Sustainable Financial Digitalization Award for its long-standing digital initiatives, while the Securities and Exchange Commission, the Philippine Statistics Authority, and the Bureau of the Treasury were cited as Catalysts in Financial Inclusion for strengthening digital access and transparency in public financial systems. The Department of Trade and Industry also received the Excellence in Digital Transformation Award for integrating digital platforms into services that support Filipino businesses.

Mynt Chairman Ernest Cu credited the partnerships that made progress possible across these communities. "2025 was truly a year where GCash doubled down on its commitment through partnership with the government in advancing digitalization in our country. We are moving beyond ear access to delivering world-class innovations that people use daily. We could not have reached these heights alone. Together, we have brought strengthened fiscal management, streamlined disbursements, and connections to the LGU," he said.

GCash VP and Head of Public Sector Cleo Santos also added, "We are one with the government in the mission to serve every Filipino. Everything we do is anchored in our shared vision of finance for all. Every leader here tonight is a testament to the belief that no Filipino should be left behind in the digital economy,"

The GDEA's award categories were designed to meet institutions where they are in their digitalization journey. First-year adopters were recognized through the Digital Breakthrough Growth Award, while the Excellence in Digital Transformation Award honored agencies that have demonstrated sustained growth in digital transactions from 2022 to 2025.

Sector-specific recognition was given through awards for Digital Transformation Excellence in Healthcare, Education, and Utility Efficiency, while the Catalyst in Financial Inclusion Award celebrated programs that meaningfully expanded financial access for underserved Filipinos.

Long-standing partnerships were honored through the Leader in Sustainable Financial Digitalization Award, which is reserved for agencies with at least five years of collaboration with GCash. The Leader in Sustainable Financial Digitalization for Public Market pushes for governments' call for cashless payments and payment options. These Public Markets maintain at least 70% active vendors using GCash as a payment option to its customers.

The numbers underscore the momentum. The Bangko Sentral ng Pilipinas reports that over 97% of government-to-government and government-to-employee transactions are now digitally processed, while retail digital payments now account for more than 57% of total transaction volume nationwide.

Setting the bar for what digital transformation must achieve, Anti-Red Tape Authority (ARTA) Director General Ernesto Perez stressed that results must ultimately be felt by citizens.

"Digital excellence within government rests on tangible results experienced by individuals and enterprises. It is seen in faster transactions, simplified requirements, dependable payment channels, and platforms that reach communities regardless of geography or circumstance. Through this initiative, GCash and ARTA continue to champion the goals by promoting ease of doing business, enhancing digital payment systems, and fostering stronger collaboration between government and the private sector," he noted.

By putting the spotlight on Luzon's digital trailblazers, the 5th GDEA reinforces that the path to a modern, inclusive Philippines is already being built, one LGU, one transaction, and one empowered citizen at a time

For more information, visit https://www.gcash.com.

April 10, 2026

KEMELEC Is In: Dogshow Divas Show How to Vote for Your Miss Universe Philippines 2026 Bets with Maya

Miss Universe Philippines has always delivered iconic moments—from pasarela turns to unforgettable Q&A answers. But this year, there’s a new twist: fans now have a real say in who takes the crown.


Maya, the #1 Digital Bank in the Philippines and Official Voting Partner of Miss Universe Philippines (MUPh) 2026, collaborates with Dogshow Divas’ Baus Rufo and Macoy Dubs to launch KEMELEC, a witty, pageant-meets-politics spin on how Filipinos can now take part in choosing the next queen.

The KEMELEC introduces Baus and Macoy as the official Kemessioners—your go-to authorities for MUPh updates and voting paandar—guiding fans on how to turn their support into actual votes.



Watch How the KEMELEC Gets It Done


From national costume reactions to pasarela critiques and Q&A commentary, the KEMELEC makes every MUPh moment fun, interactive, and a push to vote.

Your Vote, Your Queen.

For the first time in Philippine pageant history, fans are given a more meaningful way to support their delegates. Through Maya, supporters can take part in the journey while selections remain anchored on both public participation and Selection Committee evaluation:
  • Get FREE votes every day
  • Buy additional votes to support their favorite candidates
  • Take part in live scoring during Coronation Night on May 1 with a Premium Pass
It’s a major, major opportunity to help shape who will represent the Philippines on the global Miss Universe stage.

You can now start supporting your queen during the voting periods on April 5–11, April 12–18, and April 19–25. Watch the preliminary rounds on Empire PH’s YouTube channel, then vote easily via the Maya app:
  • Tap the MUPh 2026 tile on your Maya app
  • Choose the candidate you want to support
  • Claim your free daily votes or buy extra votes
Whether you’re all-in on one queen or keeping track of the frontrunners, Maya makes it easy to turn your support into action.

This time, it’s not just about performance on stage—it’s also about how delegates connect with the public, as fan support becomes part of the overall journey.

U vote. U decide. U crown. For free. U vote with Maya.


March 27, 2026

GCash advances AI-powered fraud protection to safeguard digital payments

A multi‑layered, AI‑powered security strategy showed how it protects millions of Filipinos from the next wave of scams

Digital fraud has evolved from technical exploits into psychological manipulation, targeting not just systems but human trust itself. Financial institutions face mounting pressure to respond with defenses that can learn, adapt, and scale in real time. At the recent Risk.net–AWS conference, GCash demonstrated how it is meeting this challenge, unveiling its multi‑layered, AI‑powered security strategy to protect millions of Filipinos from the next wave of scams.

(L-R) GASA security governance director Mel Migrino, PayMongo chief risk and compliance officer Josh Quinto, Maya compliance management head Mark Talib, 
and GCash chief risk officer Ingrid Beroña

During the conference, which focused on ‘Driving AFASA Compliance Through Advanced Fraud & FinCrime Detection’, hosted by Risk.net and Amazon Web Services (AWS) at Seda Hotel BGC in Manila, industry experts, from chief risk officers and compliance heads to security leaders and key stakeholders, gathered together to discuss how to operationalize the strengthened controls of the Anti‑Financial Account Scamming Act (AFASA), or Republic Act No. 12010 — a landmark law designed to combat the surge of financial cybercrimes such as phishing, smishing, and money muling.

GCash participated as one of the key speakers, with its Chief Risk Officer, Ingrid Beroña, joining the panel discussion on "Addressing Real-Time Fraud Detection, Authentication and Financial Crime Under AFASA's Circular 1213," where she led critical conversations on emerging fraud scenarios, AI-powered detection technologies, and the company's risk-based approach to compliance. She was joined by fellow leaders in the fintech landscape from Paymongo, GASA Philippines, and Maya.

When fraudsters weaponize AI

"AI-generated phishing and smishing are the biggest problems across different services that we have," Beroña shared. "Fraudsters are now able to craft phishing messages, even translating them into different languages and dialects."

The threat is amplified for the Philippines, which is one of the world's top social media adopters according to the Digital 2024 and 2025 Global Overview Reports by We Are Social and Meltwater. Large-scale social engineering campaigns deploy bots across platforms, while fake pages and merchants impersonate legitimate services with near-perfect accuracy.

As fraudsters weaponize AI, GCash has designed its defenses around four adaptive pillars. It begins with behavioral biometrics that screen user networks, paired with payload systems that monitor massive transaction volumes in real time. On top of this foundation sits adaptive risk profiling, tailoring security to each user. These controls are then scaled through a cloud‑based architecture capable of protecting millions of GCash user accounts simultaneously. Finally, the system continuously profiles consumer behavior, adjusting security controls in response to evolving activity patterns and transaction histories.

Furthermore, the GCash approach to AFASA ensures that the company is continuously working closely with fraud and cyber teams, AML specialists, and legal counsel while embedding AFASA discipline across the organization.

Strengthening ecosystem-wide defenses

The conference also highlighted how Circular 1213 strengthens controls across real-time fraud detection, identity integrity, authentication security, customer-protection alerts, and financial-crime monitoring, addressing how fraud and scams have evolved from isolated incidents to a regional crisis demanding coordinated response.

The conversations at the Risk.net and AWS event underscored a fundamental shift in how financial institutions must approach security. For GCash, having the largest digital ecosystem in the country means protection embedded at every layer, from onboarding through every transaction, continuously profiling behavior, and adjusting security controls based on risk. Technology that scales to handle massive volumes while maintaining the intelligence to identify subtle anomalies. It means security and privacy by design, not bolted on after the fact.

By anchoring security strategies in the realities of today's threat landscape rather than yesterday's playbooks, GCash continues building fraud prevention capabilities that protect users without compromising the seamless digital experience that drives financial inclusion.

For more information, please visit www.gcash.com.

March 19, 2026

Financial Independence Is the Real Power Move This Women’s Month and Maya Is Here to Help


Women’s Month this year opened with a clear message: women are done settling for less. Across social media, conversations about respect and accountability have been louder than ever.

But empowerment isn’t just about calling things out. For many, it’s also about making sure they never feel financially stuck in the first place. Because independence doesn’t only show up in conversations or personal choices. It shows up in everyday decisions, including how we manage our money.

As the country’s #1 Digital Bank and leading all-in-one fintech platform in the Philippines, Maya is helping more Filipinos take control of their finances with tools that make saving, spending, and borrowing easier to manage.

If you’re thinking about strengthening your own financial independence, here are a few places to start:

Start by Building Your Own Safety Net

One of the most empowering things you can do for yourself financially is having a buffer.

Life happens: a medical bill, an urgent repair, or a sudden trip. And when those things come up, having savings means you don’t have to rely on anyone else or scramble for solutions.

With Maya Personal Goals, you can create up to five savings targets for things like emergencies, travel, or future plans. Each goal earns 4% interest per annum immediately, and every ₱20,000 added increases the rate, reaching up to 8% p.a. on deposits of up to ₱100,000.

If you prefer a more structured way to grow your savings, Time Deposit Plus allows you to lock in funds for 3, 6, or 12 months, earning up to 6% p.a. on deposits of up to ₱1 million per account. With up to five accounts available, that’s as much as ₱5 million growing through disciplined saving.


Spend for Yourself. Not for Expectations.

Another part of financial independence is deciding what your money should actually go toward.

Used responsibly, credit cards can make everyday spending work in your favor. The Maya Black Credit Card, for example, turns routine purchases into rewards. Cardholders earn instant Maya Miles on all transactions — from groceries and bills to flights, hotel bookings, dining, and more.

At Maya Black Preferred merchants, you can earn up to 10X Maya Miles, helping rewards build faster on select purchases. Those Miles can later be used to offset future travel and lifestyle expenses.

With no annual fees for life, Maya Black also comes with premium perks like complimentary quarterly global lounge access, making travels more comfortable without the typical annual costs associated with premium cards.

For those who prioritize everyday savings, the Landers Cashback Everywhere Credit Card offers a practical way to make the most of your spending. Cardholders can enjoy up to 5% cashback at Landers, 2% cashback on dining, and 1% cashback on other transactions, turning routine expenses into real savings.


Borrow When You Need To — But Borrow Smart

Independence doesn’t mean never seeking help. It means knowing your options.

For short-term needs, Maya Easy Credit offers a revolving credit line of up to ₱50,000, payable up to 30 days, helping bridge temporary cash flow gaps while giving you clear visibility into repayment.

For big goals or unexpected expenses, Maya Personal Loan provides up to ₱250,000 with flexible repayment terms of up to 24 months, making it easier to manage obligations without unpredictable balances.

Having a variety of borrowing options means you can stay in control of the situation, not the other way around.


Let Your Money Grow Alongside Your Goals

Financial independence rarely comes from one big move. More often, it’s built through small decisions like saving consistently, spending intentionally, and making sure your money is working for you.

Keeping funds in Maya Savings can earn up to 15% interest per annum, credited daily, helping balances grow steadily while remaining accessible when needed.

Women’s Month is often about celebrating progress. But it’s also a reminder of something important: Independence isn’t just social or cultural. It’s financial too. And increasingly, more Filipinas are making sure they have both.

To know more, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Approval and offer are subject to credit evaluation. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor. For 24/7 assistance, visit the Help Center in the Maya app or call us from 8 AM to 7 PM daily at +632 8845-7788.

March 13, 2026

Home Credit Philippines Encourages Customers to Seek Early Support for Payment Concern


Home Credit Philippines (HCPH) is encouraging customers to reach out early if they encounter payment difficulties, underscoring the company’s continued commitment to responsible lending and customer care.

Through its Payment Support Program, Home Credit works with customers experiencing temporary financial challenges to explore practical repayment arrangements suited to their situation. The program is a standing support service available to all customers and forms part of the company’s broader approach to helping Filipinos maintain financial stability throughout their loan journey.

Whether dealing with medical expenses, employment transitions, or unexpected family needs, customers may coordinate directly with Home Credit representatives to discuss available options designed to keep repayment plans manageable.

In 2025 alone, more than 30,000 customers accessed Home Credit’s payment support services, reflecting growing awareness of the importance of early communication in managing financial obligations.

“Behind every payment is effort and commitment,” said Wojciech Krotoszynski, Head of Collections at Home Credit Philippines. “Our role is to listen, understand our customers’ situations, and work with them to find solutions when circumstances change. When customers reach out early, we are better able to support them and help them stay on track.”

Home Credit emphasizes that seeking assistance early can help prevent temporary financial challenges from becoming more difficult burdens. By coordinating proactively, customers may: 
  • Discuss flexible payment arrangements for a defined period
  • Maintain alignment with their longer-term financial plans
  • Identify practical repayment solutions with company support
Customers who wish to learn more about payment assistance options may contact Home Credit through:
  • Our official Home Credit website at www.homecredit.ph
  • Official customer support channels
  • Verified company representatives
As one of the country’s leading consumer finance providers, Home Credit Philippines continues to strengthen programs that promote responsible borrowing, financial resilience, and accessible support for Filipino customers. 



About Home Credit 
Home Credit Philippines is the leading consumer finance company in the country, backed by Bank of Ayudhya Public Company Limited (Krungsri), the fifth largest bank in Thailand, and Security Bank Corporation, one of the most trusted and leading universal banks in the Philippines. 

Now in its 12th year, Home Credit has served over 12 million Filipinos and financed more than ₱400 billion worth of loans through a diverse portfolio that includes installment financing, cash loans, credit cards, and Qwarta, a virtual spending limit. 

Registered with the Securities and Exchange Commission and regulated by the Bangko Sentral ng Pilipinas, Home Credit continues to drive financial inclusion by expanding access to credit and transforming the consumer finance landscape. The company was named Best Finance Company of the Philippines in 2024 by the Asian Banking & Finance (ABF) Retail Banking Awards. 

More information on HCPH is available at www.homecredit.ph.  

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