Upgrade your home with Home Credit’s fantastic holiday appliances for as low as PHP12 per day

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Bring comfort and convenience to your home this holiday season with top appliances available through Home Credit’s Todo Pasko deals until January 31, 2025

The holiday season brings a wave of gatherings and festivities, and having reliable, high-quality appliances can make each moment more enjoyable and stress-free. With the right appliances, you can enhance comfort, simplify daily tasks, and focus on what truly matters—celebrating with loved ones. This makes upgrading your home appliances essential, especially at this time of year.

While upgrading is a practical choice for a smooth holiday season, it is also a well-deserved reward for the hard work you’ve put in throughout the year. Treating yourself and your loved ones to added comfort is a thoughtful way to mark the season, bringing lasting improvements to your living space into the new year and making routines simpler and more manageable.

Level up your home with Home Credit

However, enhancing your home appliances can sometimes be challenging, especially when unexpected expenses make it difficult to save for these upgrades. This can mean sacrificing quality or delaying upgrading altogether. Fortunately, Home Credit Philippines, the country’s leading consumer finance company, makes it possible to bring home the appliances you and your family deserve this season.

With its Todo Pasko offers, Home Credit provides access to high-quality, reliable appliances even with a limited budget this holiday season. You can enjoy a range of deals at 0% interest until January 31, 2025, with flexible installment plans from six to 18 months. This allows you to enjoy fantastic holiday appliances for as low as PhP12 per day, with no down payment required for some eligible customers.

If you're looking to upgrade your living space this season with top-quality appliances like refrigerators, washing machines, and air conditioners, check out these remarkable options available through Home Credit for as low as PhP12 per day.

Keep holiday groceries and meals organized and fresh with Samsung

One excellent refrigerator option to consider upgrading to this holiday season through Home Credit is the Samsung 7.4 cu ft Two Door Digital Inverter No Frost Refrigerator, model RT20FARVDSATC. Featuring a sleek metal graphite finish, this refrigerator complements any kitchen style while delivering powerful performance.

Equipped with Samsung’s Digital Inverter Compressor, it provides efficient, noise-free cooling that keeps your food fresh without increasing energy consumption. It also comes with tempered glass shelves for easy organization of groceries and a Moist Fresh Zone, perfect for storing fruits and vegetables and maintaining their freshness even over extended periods. Plus, it has a Deodorizing Filter with activated carbon that helps eliminate unwanted odors inside the refrigerator.

Available for as low as PhP736 per month for up to 18 months, this Samsung refrigerator is the perfect upgrade for keeping holiday meals and groceries organized while adding a modern touch to your home.

Store frozen goods and refreshing treats this season with Panasonic

For a freezer that keeps frozen goods and holiday treats perfectly chilled, the Panasonic 10.0 cu ft Inverter Upright Freezer, model NR-AQ301FB, is an ideal choice. This freezer is a great upgrade for any home and a reliable option for small businesses, offering excellent performance without consuming too much energy. Built with Turbo Cooling, it quickly freezes items inside, while the Direct Cool Inverter technology ensures efficient energy use.

Designed with enough storage space, this model uses an eco-friendly R600a refrigerant, making it a greener cooling appliance. Available for as low as PhP974 per month for up to 18 months through Home Credit, the Panasonic Inverter Upright Freezer is a smart, energy-efficient choice for your frozen storage needs this season.

Keep clothes clean and fresh for holiday gatherings with Sharp

If you’re looking for a reliable washing machine to handle laundry tasks this holiday season and beyond, consider the Sharp 7.0kg Fully Automatic Top Load Washing Machine, model ES-JN07A9(GY). This washing machine makes laundry day easier with its convenient features and advanced settings. For instance, it has a preset timer that lets you schedule wash cycles to start automatically and a memory function that recalls your preferred settings in case of a power outage.

Additionally, it includes a tub-cleaning function to clean any leftover stains from the inner and outer tubs, a stainless-steel tub, a tempered glass lid with a lid damper for safe operation, an air-dry feature to reduce moisture in clothes after washing, and more. It also has a large LED display, making it easy to monitor settings and cycle progress. Available for as low as PhP491 per month for up to 18 months through Home Credit, this Sharp washing machine is an excellent upgrade to any household, providing efficiency and convenience all year round.

Simplify laundry this holiday season with Panasonic

For households with larger laundry needs, the Panasonic 8.0kg Twin Tub Washing Machine, model NA-W8023B, offers an efficient solution. Available through Home Credit, this twin tub washing machine features an 8kg wash capacity and a 6kg spin capacity, enabling you to wash and dry clothes at once to save time and energy.

Equipped with a Dolphin Wave Pulsator, it provides a thorough yet gentle wash to keep clothes clean and intact. Designed for durability, this washing machine is built with a rat-proof plastic body, ensuring it withstands wear and tear over time. It also includes a drag-type lint filter to prevent lint from attaching to clothes during the wash cycle. Available for as low as PhP352 per month for up to 18 months through Home Credit, this Panasonic washing machine is a practical, time-saving upgrade to your home this holiday season.

Ensure comfortable holiday gatherings with TLC

To make holiday gatherings more comfortable and enjoyable, you can add the TCL 1.0HP Inverter Split Type Air Conditioner, model TAC-09CSA/KEI to one of your options. This unit maintains a stable, refreshing temperature without excessive energy use, thanks to its high-quality Full SD DC components. By utilizing magnetic force to adjust the compressor’s rotation speed, it can minimize power consumption by up to 60%, making it an energy-efficient choice for year-round use, including the upcoming summer season next year.

In addition to its cooling efficiency, this model includes a self-cleaning function to prevent odors over time, along with multiple filters to ensure that only clean, fresh air circulates in the room. Available for as low as PhP912 per month for up to 24 months through Home Credit, the TCL Inverter Split Type Air Conditioner is a smart investment for a comfortable and enjoyable holiday season.

Welcome guests to a comfortable home with Kolin

If you are looking for more cooling system options this holiday season, you can also consider the Kolin 1.0HP Inverter Window Type Air Conditioner, model KAG-100WCINV, available through Home Credit. This air conditioner features a full DC Inverter system, including a DC fan, DC compressor, and DC module, making it both energy-efficient and powerful enough to cool rooms of all sizes.

Equipped with an eco-friendly R32 refrigerant, it is designed for minimal environmental impact. The Multi-Stage Air Filtration System ensures cleaner air, while a self-diagnosing feature helps identify issues, and a filter clean indicator alerts you when it is time for maintenance. Available for as low as PhP1,023 per month over 18 months via Home Credit, this Kolin air conditioner is an excellent upgrade to keep your home cool for holiday gatherings and ready for the warmer days of next summer.

Don’t wait any longer! Upgrade your home appliances through Home Credit and take advantage of its Todo Pasko deals to enhance your living space, get ready for holiday gatherings, and even prepare for the new year. These exciting offers are available at over 15,000 Home Credit partner stores across 75 provinces nationwide.

Qualified customers can apply for product installments with just one valid ID and receive approval in as fast as one minute. For added convenience, download the Home Credit App on Google Play or the App Store to get pre-approved and enjoy a smooth shopping experience. If you need assistance with your application, a Home Credit sales representative is ready to help at any partner store.

Be sure to visit Shoppingmall.ph to find where you can purchase the home appliance you’ve been wanting to upgrade and explore more Todo Pasko deals across a wide range of products to treat yourself and your loved ones.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Empowering resilience: Home Credit PH champions cybersecurity with Risk Compliance Audit Week 2024

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Annual event equips employees with essential skills in data protection and compliance amid rising cyber threats

Home Credit Philippines (HCPH), the country’s leading consumer finance company, has underscored its dedication to data protection, data security, data privacy, and compliance by hosting its annual Risk Compliance Audit (RCA) Week. This initiative aims to foster a culture of vigilance and responsibility among employees, empowering them with essential skills in safeguarding sensitive information and mitigating potential risks.

Under this year’s theme, PAOER! Prepare, Adapt, Overcome = Empowering Resilience, HCPH’s RCA Week engaged employees in a series of events and training sessions designed to strengthen the company’s protective risk culture. Through dedicated information hubs set up across offices, employees accessed interactive resources and reviewed policies on data security and compliance, enhancing their readiness to protect against risks in real time.

“Building a protective culture is fundamental to who we are as a company. By equipping our people with a proactive mindset toward risk, we are not only protecting Home Credit but also reinforcing the trust our customers place in us. Our RCA Week is a concrete step in empowering our workforce to handle today’s complexities with confidence." Ihor Kruchynenko, HCPH Chief Risk Officer, said.

Leveraging experts’ insights in mitigating risks

Among the highlights of this year’s RCA Week was the virtual Expert Insights series, which featured leading voices in data security and compliance.

Meralco Vice President and Data Privacy Officer Atty. Francis Acero opened the series with a session on secure data handling practices to mitigate breach risks. Meanwhile, Vanguard Screening Solutions Co-Founder and Chief Executive Officer Jan Michael Espino followed with insights on the role of data protection in fraud prevention, emphasizing the importance of vigilance and compliance in safeguarding assets.

Rounding out the series was Atty. Rainer Anthony M. Milanes, former Chief of the Compliance and Monitoring Division at the National Privacy Commission, who discussed the necessity of protecting sensitive personal information within the finance sector to maintain trust and regulatory compliance.

In addition to expert sessions, employees received daily email briefings on key risk and compliance topics, reinforcing takeaways from each session and promoting a continuous learning environment. This comprehensive approach enabled employees to develop a robust understanding of risk mitigation strategies and the critical role each team member plays in maintaining a secure, compliant workplace.

Data breaches in the finance sector

The latest Data Breach Notification Management System report from the National Privacy Commission points to a worrying trend in data security within the financial services sector.

In the Philippines, financial services ranked among the top five sectors reporting security incidents in 2023 and 2024. By September 2024, at least 25 personal data breaches had been reported in this sector, underscoring the high stakes involved in protecting sensitive financial information.

Human error stands out as a major factor, responsible for nearly half of these breaches. This suggests that, while technology may provide strong data protection tools, the human component is often a weak link. Simple mistakes, whether due to inadequate knowledge or minor lapses in judgment, can inadvertently expose sensitive information, leading to serious consequences for both the company and its clients.

This data serves as a clear call to action for financial service institutions to prioritize data protection training. With the rapid digitization of financial services, it is more important than ever for employees to be equipped with practical skills in data protection, privacy, and security to prevent these kinds of incidents.

In response to these alarming findings, HCPH’s RCA Week demonstrates the company’s proactive commitment to addressing these risks head-on. By educating employees through practical training and fostering a culture of responsibility, RCA Week directly tackles the root causes of human error in data breaches, bolstering HCPH’s defenses and enhancing its reputation as a trusted consumer finance partner.

“For us at Home Credit, this initiative is more than a series of trainings. It’s a testament to our unwavering dedication to a protective risk culture that drives sustainable growth and resilience. By fostering a workforce skilled in navigating risks and committed to data security best practices, we not only strengthen our defenses but also set a high standard of accountability and trust in the industry,” Kruchynenko concluded.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Itodo ang holiday shopaping with Home Credit’s Todo Pasko deals

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Discover exclusive installment offers on appliances, furniture, and gadgets to bring home the perfect gifts for yourself and your loved ones this holiday season

The holiday season holds a special place in the hearts of us Filipinos. It is a time for sharing love and appreciation with family and loved ones. As the season draws near, many of us diligently save up to make it truly memorable, showering our loved ones with thoughtful gifts. However, life often throws curveballs in the form of unexpected expenses, potentially derailing those well-laid plans and leaving some to settle for less or compromise with “pwede na.”

This holiday season, Home Credit Philippines, the country's leading consumer finance company, is making spirits bright with its Todo Pasko deals. Thoughtfully made to help Filipinos avoid holiday compromises, these offers make it easier for you to acquire the perfect gifts for yourself and your loved ones without putting a strain on your budget.

With Home Credit's Todo Pasko deals, your holiday wish list is within reach, allowing you to reward yourself for your hard work and fully embrace the joy of giving this season. Embrace the holiday spirit with incredible offers as low as 0% interest on a wide range of products available until January 31, 2025, while some eligible customers will also have the option of no downpayment. Upgrade your home and elevate your celebrations with top-of-the-line appliances, including refrigerators, ovens, televisions, washing machines, karaoke sets, and much more.

Todo Pasko also extends to the latest gadgets, including smartphones, laptops, and even accessories. Treat yourself and your loved ones to cutting-edge technology, boosting productivity and amplifying entertainment as you step into the new year. And to complete your holiday haven, explore a wide selection of furniture to refresh your living space. Create a stylish and comfortable setting for holiday gatherings or simply elevate your home's ambiance.

Taking advantage of these incredible offers is easier than ever! Choose from a variety of installment plans, ranging from six to 18 months, to suit your budget. With just one valid ID, qualified customers can enjoy a swift application process and receive approval in as fast as one minute. Todo Pasko deals are available at over 15,000 Home Credit partner stores across 75 provinces nationwide.

This Holiday season, kayang-kaya mong itodo ang Pasko with Home Credit's Todo Pasko deals. Imagine the delight on your loved ones' faces as they unwrap the appliances, gadgets, and furniture they've been dreaming of. After a year of hard work and dedication, everyone deserves to be rewarded, and that includes you!

Streamline your holiday shopping with the Home Credit App! Download it today from Google Play or the App Store for quick and easy pre-approval on product installments. Need assistance? Our friendly Home Credit sales representatives are ready to help at any partner store.

To discover the latest deals and locate your desired appliances, gadgets, and furniture at nearby partner stores, you can also visit the Shoppingmall.ph. This platform provides a comprehensive overview of Home Credit's Todo Pasko offers, ensuring you find the perfect gifts for everyone on your list.

To learn more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.  

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).  

Popeyes Boosts Operational Efficiency with Paywatch’s EWA Program

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Popeyes Philippines, a global fast-food brand renowned for its Southern-style fried chicken and Cajun-inspired cuisine, has partnered with Paywatch to offer Earned Wage Access (EWA) as a new employee benefit. This initiative represents a new-generation approach to enhancing financial support for its workforce.

 Executives and team members from Paywatch and Popeyes Philippines gathered to celebrate their new partnership, which aims to empower Popeyes employees with on-demand Earned Wage Access (EWA)

This collaboration marks a significant step in enhancing financial wellness for the Filipino workforce in the quick-service restaurant (QSR) industry.

Popeyes returned to the Philippines in 2019 and has quickly expanded to over 50 outlets nationwide. With a focus on modernization and digital transformation, the company’s commitment to innovation extends to employee welfare. In an industry characterized by rapid growth and high employee turnover, Popeyes aims to improve workforce well-being with EWA—a program that enables employees to access a portion of their wages before payday. This service provides greater financial flexibility for daily expenses and emergencies, helping to reduce reliance on short-term loans.

Enhancing Operational Efficiency Amid Industry Growth

As the demand for convenience food continues to surge, the Philippines' quick service restaurant (QSR) market is projected to reach $7.9 billion by 2026, driven by the fast-paced lifestyle and evolving preferences of Filipino consumers, according to Allied Market Research.[1] To keep up with this anticipated growth, Popeyes is investing in operational efficiency through a workforce empowered by financial stability. With EWA, employees can access a portion of their earnings before payday without incurring debt or hidden fees. This immediate financial support reduces financial stress, translating to improved attendance, higher retention rates, and significant cost savings on retraining and rehiring, ultimately enhancing operational efficiency.

Chief Finance Officer of Popeyes Philippines Ed Kintanar—emphasizes the strategic importance of employee well-being in Popeyes’ operations.

"Retaining employees effectively helps our company avoid productivity setbacks. We believe that implementing EWA will enhance our employees’ well-being, leading to improved productivity and higher retention rates.," said Ed Kintanar, Chief Finance Officer of Popeyes Philippines. "Paywatch’s expertise makes them the ideal partner to help us introduce this innovative benefit."

Empowering Employees Through Financial Flexibility

Globally, Paywatch’s EWA solution has been adopted by leading brands, including well-known food service companies. By partnering with Paywatch, Popeyes Philippines demonstrates its leadership in employee welfare within the local QSR sector. The initiative not only aims to boost employee satisfaction but also to optimize business operations by fostering a more resilient and engaged workforce.

Popeyes staff have started using the Paywatch app, easing the burden of unexpected financial challenges and empowering them to focus on delivering exceptional service to customers.

"Paywatch is committed to advancing financial wellness across diverse sectors, including food service and retail," said Rowell Del Fierro, President of Paywatch Philippines. "We are excited to see the positive impact that EWA will bring to both employees and businesses, knowing it can enhance financial well-being while also improving overall operations."

By implementing Paywatch’s EWA program, Popeyes is setting a new benchmark for employee care in the fast-moving QSR industry, ensuring that its team is not only financially secure but also highly motivated to deliver exceptional service.

For more information about Paywatch, please visit https://www.paywatchglobal.com/

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About Paywatch

Founded by brothers Richard and Alex Kim, Paywatch is Asia's leading Earned Wage Access (EWA) service provider, committed to fostering holistic financial wellness for employees. By partnering with leading enterprises and top banks across Asia, we enable employees to secure brighter financial futures through safe and flexible financial access. Our mission is to empower people to live better lives. Currently, Paywatch operates in Malaysia, South Korea, the Philippines, and Indonesia, with support from Citi, UOB, Hana Bank, and Hong Leong Bank.

[1] https://qsrmedia.asia/videos/demand-convenient-food-drives-ph-qsr-market

#iPhoneforEveryONE: Home Credit makes it easy for Filipinos to own the iPhone 16 series

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Country’s leading consumer finance company unveils affordable

installment options at Digimap's Apple iPhone 16 midnight launch

Home Credit Philippines (HCPH), the country’s leading consumer finance company, collaborated with Digimap for the launch of the highly anticipated Apple iPhone 16 Series in the Philippines.

During a midnight salubong event held on Oct 17 at One Ayala mall, Home Credit unveiled exclusive deals and promos, and flexible installment plans that make purchasing and experiencing the Apple’s newest devices easier for Filipinos.

“Our goal at Home Credit is to help Filipinos enhance their everyday experiences. By providing easier access to the latest devices, like the iPhone 16 Series, we enable individuals to easily upgrade from entry-level to top-tier devices that suit their needs. We are excited to offer these flexible installment options and great deals at Digimap, ensuring that more Filipinos can enjoy these devices without worrying about their budgets, making the #iPhoneforEveryONE a reality,” said Sheila Paul, Chief Marketing Officer of HCPH.

With just a 30% downpayment, customers can own the iPhone 16 with 0% interest on up to 12-month installment plans or 1% interest per month for up to 24-month installment options.

“At Digimap, we are dedicated to bringing the latest Apple technology closer to Filipinos. Our partnership with Home Credit makes it even easier for more people to experience the newest iPhone 16 Series, thanks to their financing services that are easy on the wallet. This enables Filipinos to live, play and connect—integrating the best technology into their daily lives, especially as we continue to embrace an increasingly digital lifestyle,” remarked Jill Baysa, Head of Marketing of Digimap.

The midnight launch featured an engaging Home Credit booth filled with interactive activities, graced by the Home Credit Salubong Squad: Miss Universe Philippines 2024 Chelsea Manalo, Mr. Manhunt International 2024 Kevin Dasom, and TikTok stars Ms. Deliciousness and Poca, with Sean Ortega and Patsy Reyes as hosts.

Additionally, the first 16 customers who purchased the iPhone 16 through Home Credit won exclusive Apple products—ranging from MacBooks and iPads to Apple Watches and AirPods—along with photo opportunities with the Home Credit Salubong Squad.

Acquiring the iPhone 16 through Home Credit is quick and hassle-free. With just one valid ID, eligible customers can get approval in as quick as one minute. To secure fast pre-approval for product installments, customers can download the Home Credit App from Google Play or the App Store or speak with a Home Credit sales representative at any Digimap branch for assistance.

“With minimal requirements and a fast approval process, we are making our financing offers accessible to more Filipinos. We will continue to ensure a seamless experience for our customers, making Home Credit’s products and services readily available to meet their needs,” Paul concluded.

The iPhone 16 Series is available in the following variants: the iPhone 16 in 128GB, 256GB, and 512GB; the iPhone 16 Plus in 128GB, 256GB, and 512GB; the iPhone 16 Pro in 128GB, 256GB, 512GB, and 1TB; and the iPhone 16 Pro Max in 256GB, 512GB, and 1TB.

Customers can visit any Digimap branch to purchase the iPhone 16 with Home Credit’s installment options. For availability, they can check their preferred Digimap location here.

Home Credit’s iPhone 16 Series promos are also available through its partner stores nationwide, such as Abenson, Aerophone, Beyond the Box, Cellboy, Digimap, Digiplanet, Digital Walker, Fone Style, Gadget Headz, Greentelcom, Guanzon, In-box Personal Phone and Accessories, JI Telecom, Octagon, Power Mac, Silicon Valley, The Loop, Wiltelcom, and 8telcom, or at over 5000 Apple resellers nationwide.

To learn more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or follow its official Facebook, Instagram, and TikTok accounts.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). 

Home Credit’s top holiday gift picks this 2024

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Treat yourself with these seven must-have gifts you deserve this holiday season

Christmas is just around the corner, and for Filipinos, it’s a season brimming with joy, love, and, of course, gift-giving. While it’s tradition to shower loved ones with presents, it’s also the perfect time to reward yourself for all the hard work you’ve done this year. After all, who deserves a gift more than you?

If you’re wondering what would make the perfect gift, Home Credit Philippines, the country’s leading consumer finance company, curated a list of must-have items that are practical, exciting, and worth it!

Whether you're looking for tech upgrades or home essentials, these picks will have you feeling like a winner this holiday season.

Smartphone. A new smartphone is always a good idea, especially as technology evolves at a rapid pace. Whether you're into photography, gaming, or simply staying connected with family and friends, the latest smartphone models offer the perfect combination of performance and style. Plus, with sharper cameras and enhanced battery life, you’ll be ready to capture every unforgettable Christmas moment and beyond.

Laptop. If you’ve been thinking about upgrading your work or study-from-home setup or indulging in some online gaming during the holiday break, a new laptop might just be the best gift you can give yourself. Look for one with great processing power, sleek design, and ample storage, so whether you're creating content, working on projects, or simply binge-watching your favorite shows, you’re set for success.

Tablet. This device has become the ultimate go-to for multitaskers. Perfect for both productivity and entertainment, it’s a fantastic in-between device that combines portability with versatility. Whether you’re using it for digital notetaking, streaming movies, or sketching your next big idea, a tablet is a great companion to keep you on the go during the holidays.

Refrigerator. For homemakers, you can consider upgrading your kitchen this season with a new refrigerator, because nothing says “Christmas ready” like a fridge stocked with delicious holiday treats! Modern refrigerators come with energy-efficient features, larger storage capacity, and sleek designs that will elevate your kitchen space. Plus, with all those Christmas leftovers, a roomy fridge will definitely come in handy!

Smart TV. Get the best seat in the house this holiday season with a brand-new Smart TV. Ideal for family movie marathons or simply watching the latest Christmas specials, a Smart TV with ultra-clear resolution and intuitive apps can transform your living room into an entertainment hub. It’s the perfect gift for those who love immersive viewing experiences.

Washing Machine. Who says practical gifts can’t be exciting? Investing in a new washing machine this Christmas can make life so much easier. With advanced washing cycles, water-saving technologies, and faster drying times, doing laundry becomes less of a chore, leaving you more time to enjoy the holiday festivities. Plus, it's an investment that will pay off all year long.

Karaoke Set. What’s a Filipino Christmas without karaoke? Bring the fun to your holiday parties with a new karaoke set. It’s the perfect gift for yourself and for everyone in the family who loves belting out their favorite Christmas songs and tunes. With top-notch audio quality and fun features like wireless microphones and built-in song libraries, your home will be the center of every Christmas gathering.

Exciting Deals this Holiday Season!

This year, you don’t have to settle for “pwede na” when it comes to rewarding yourself. With Home Credit’s upcoming Installment Festival, you can get 0% interest deals on a wide range of must-have items—from the latest gadgets to home appliances. It’s the perfect way to get what you truly want without the stress of paying for it all at once.

Ready to TODO your holiday shopping? Keep an eye out for our exclusive offers and make this holiday season one to remember! Whether you’re looking to upgrade your tech or refresh your home, Home Credit has the perfect deals to make this Christmas extra special for you and your loved ones.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the Home Credit App on Google Play or App Store to learn more about the latest promos or browse through Shoppingmall.ph.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Give yourself the gift of more! Home Credit shares five reasons to reward yourself this Holiday season

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The Christmas season is here! For Filipinos, it's not just another holiday—it's the most anticipated time of the year. The start of the “-ber” months marks the beginning of festive lights, holiday music, and an unshakeable excitement in the air. It's a season of giving, love, and celebration; and a time to show appreciation to the people who mean the most to us: our family, friends, and loved ones.

But this year, let’s not forget someone who deserves a little extra love too—YOU.

As the country’s leading consumer finance company, Home Credit Philippines believes in the importance of rewarding yourself during this special time of year.

Here are five reasons why you should prioritize yourself too this holiday season:

You've worked hard all year. Let's face it, the daily grind can sometimes take a toll. From enduring long hours, navigating work challenges, to managing household responsibilities, you've given it your all. The holiday season is the perfect time to pause and recognize your hard work. It's not just about giving to others but also rewarding yourself for the countless challenges you've overcome this year.

It’s the season for joy, and you deserve some of it too. The holidays are meant to bring happiness, and while it’s wonderful to see your loved ones smile, your joy matters just as much. Whether it's that gadget you've had your eye on or a much-needed home upgrade, now is the time to treat yourself to something that will bring lasting happiness.

You’ve earned a break from the “pwede na” mindset. Throughout the year, it’s easy to settle for “good enough”—whether it's delaying a purchase or opting for more affordable but less satisfying options. But Christmas isn’t the time for compromise. This season, go beyond “pwede na” and indulge in what you truly want. You’ve earned it!

It’s an investment for a better year ahead. Rewarding yourself doesn’t just bring immediate satisfaction; it sets the tone for the year to come. By investing in something that enhances your life—whether it's a new appliance, a fitness gadget, or something to elevate your home—you’re setting yourself up for a more productive and enjoyable new year.

Because Christmas comes but once a year! The magic of Christmas doesn’t come around every day, so why not make the most of it? Filipinos go all out during the holiday season because we know how special it is. Let this be the year you get everything you need to create memories, enjoy comfort, and live life to the fullest.

For Home Credit, the holiday season is the best time to give yourself the gift of more—because you deserve it! That is why with its commitment to empowering Filipinos achieve a more rewarding life, the country’s leading finance company is about to make your holiday shopping experience easier and more exciting with its upcoming 0% Installment Festival.

Stay tuned for special 0% interest installment deals that will make this year’s Christmas more TODO than ever. Because with Home Credit, getting the best gifts for yourself and your loved ones is just around the corner!

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the Home Credit App on Google Play or App Store for to learn more about the latest promos or browse through Shoppingmall.ph.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

#iPhoneforEveryONE: Home Credit makes it easy for Filipinos to own the iPhone 16 series

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Home Credit Philippines (HCPH), the country’s leading consumer finance company, collaborated with Digimap for the launch of the highly anticipated Apple iPhone 16 Series in the Philippines.

During a midnight salubong event held on Oct 17 at One Ayala mall, Home Credit unveiled exclusive deals and promos, and flexible installment plans that make purchasing and experiencing the Apple’s newest devices easier for Filipinos.

“Our goal at Home Credit is to help Filipinos enhance their everyday experiences. By providing easier access to the latest devices, like the iPhone 16 Series, we enable individuals to easily upgrade from entry-level to top-tier devices that suit their needs. We are excited to offer these flexible installment options and great deals at Digimap, ensuring that more Filipinos can enjoy these devices without worrying about their budgets, making the #iPhoneforEveryONE a reality,” said Sheila Paul, Chief Marketing Officer of HCPH.

With just a 30% downpayment, customers can own the iPhone 16 with 0% interest on up to 12-month installment plans or 1% interest per month for up to 24-month installment options.

“At Digimap, we are dedicated to bringing the latest Apple technology closer to Filipinos. Our partnership with Home Credit makes it even easier for more people to experience the newest iPhone 16 Series, thanks to their financing services that are easy on the wallet. This enables Filipinos to live, play and connect—integrating the best technology into their daily lives, especially as we continue to embrace an increasingly digital lifestyle,” remarked Jill Baysa, Head of Marketing of Digimap.

The midnight launch featured an engaging Home Credit booth filled with interactive activities, graced by the Home Credit Salubong Squad: Miss Universe Philippines 2024 Chelsea Manalo, Mr. Manhunt International 2024 Kevin Dasom, and TikTok stars Ms. Deliciousness and Poca, with Sean Ortega and Patsy Reyes as hosts.

Additionally, the first 16 customers who purchased the iPhone 16 through Home Credit won exclusive Apple products—ranging from MacBooks and iPads to Apple Watches and AirPods—along with photo opportunities with the Home Credit Salubong Squad.

Acquiring the iPhone 16 through Home Credit is quick and hassle-free. With just one valid ID, eligible customers can get approval in as quick as one minute. To secure fast pre-approval for product installments, customers can download the Home Credit App from Google Play or the App Store or speak with a Home Credit sales representative at any Digimap branch for assistance.

“With minimal requirements and a fast approval process, we are making our financing offers accessible to more Filipinos. We will continue to ensure a seamless experience for our customers, making Home Credit’s products and services readily available to meet their needs,” Paul concluded.

The iPhone 16 Series is available in the following variants: the iPhone 16 in 128GB, 256GB, and 512GB; the iPhone 16 Plus in 128GB, 256GB, and 512GB; the iPhone 16 Pro in 128GB, 256GB, 512GB, and 1TB; and the iPhone 16 Pro Max in 256GB, 512GB, and 1TB.

Customers can visit any Digimap branch to purchase the iPhone 16 with Home Credit’s installment options. For availability, they can check their preferred Digimap location here.

Home Credit’s iPhone 16 Series promos are also available through its partner stores nationwide, such as Abenson, Aerophone, Beyond the Box, Cellboy, Digimap, Digiplanet, Digital Walker, Fone Style, Gadget Headz, Greentelcom, Guanzon, In-box Personal Phone and Accessories, JI Telecom, Octagon, Power Mac, Silicon Valley, The Loop, Wiltelcom, and 8telcom, or at over 5000 Apple resellers nationwide.

To learn more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or follow its official Facebook, Instagram, and TikTok accounts.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). 

Extra Budget for Holiday Preps: Grab and Maya Team Up for Easy Credit Access

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Grab users can get as much as Php 30,000 in just three easy steps

As the holiday season approaches, many Filipinos are already planning festive celebrations – from grand feasts and family reunions to exciting travel plans. To help make these moments even more memorable, Grab and digital bank Maya have teamed up to offer a fast and convenient way to access extra funds in time for the holidays.

Introducing Maya Easy Credit on Grab, a hassle-free loan option that allows eligible Grab users to borrow up to ₱30,000 without the need for collateral, paperwork, or the usual waiting time associated with traditional loans. This collaboration is designed to ensure Grab users can enjoy a smooth, seamless borrowing experience just in time for the holiday rush.

If you are a frequent Grab user, you could be among the pre-selected users eligible to apply for a Maya Easy Credit! There are two ways to verify this!

1, Check your Grab Homepage for a ‘Say Yes to Extra Budget’ Icon

2. Check your Grab in-app notifications and messages if you have received an offer to apply for a Maya Easy Credit Loan

If you've spotted the homepage feed card or received the Maya Easy Credit notification, you're just a few steps away from applying for your loan. We've simplified the process for Grab users:

1. Apply: Click the link in your notification box or the feed card. Hit 'Apply Now'. You'll be directed to a Grab form that needs to be filled out.

2. Verify: Enter your Grab-registered number to receive an OTP. As a pre-qualifier for the Maya Credit Loan, you'll also be asked to provide consent to share your Grab information with Maya.

3. Review: You'll then receive a notification from Maya Bank where you will be provided instructions to view your Maya Easy Credit Offer on the Maya app and subsequently input application details. If you're satisfied with the offer, you can proceed to open a Maya Credit account.

Harnessing the power of data analytics, Grab and Maya have optimized the evaluation of creditworthiness, ensuring the entire application process is made extra fast and convenient! With Maya Easy Credit, you can effortlessly make various QR PH transactions, shop at the Maya Store, or make online payments with selected merchants with an extra budget of up to P30,000. You can also use Maya Easy Credit to cash into your Maya wallet, which you can link on the Grab platform and include in your choices of cashless payment options for your transactions on the leading superapp.

Maya Easy Credit on Grab is the perfect financial tool to help with all your holiday preparations, offering you quick, easy access to extra funds when you need them most.

GCash reaps accolades at HR Asia, HR Excellence, and Stevie Awards

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GCash, the Philippines' leading finance super app and largest cashless ecosystem, shines as an Employer of Choice at the prestigious HR Asia, HR Excellence, and Stevie Awards, taking home accolades in multiple categories.

“We strive to make our standards for workplace excellence at par with international standards. These accolades at the HR Excellence Awards and Stevie Awards affirm we are headed in the right direction,” GCash chief people officer Robert Gonzales said. “At GCash, we pursue a multi-faceted HR approach, encompassing workplace compensation, leadership opportunities, streamlined hiring, diversity and inclusion, mental health, and anti-harassment, among many other initiatives. We are also intentional with the culture that we build and nurture, in view of our mission to enable Finance for All.”

GCash celebrates its second consecutive win as one of HR Asia’s Best Companies to Work For, an honor given to top employers in the region based on metrics such as employee engagement and workplace culture.

GCash also won HR Asia’s Diversity, Equity, and Inclusion (DEI) award for the first time, which recognizes companies that have become an outstanding example in promoting belongingness. For the company, these initiatives begin in the hiring process, where the company actively seeks out employees from relevant groups, such as women, the LGBTQIA+ community, persons with disabilities, and more, in various settings such as schools, seminars, and expos.

All employees are required upon onboarding to undergo sensitivity training, which covers various topics such as inclusion principles, anti-harassment and micro aggressions, among others. This is on top of company-wide initiatives such as the banner program, DEI x DEI, a foundational course that will enable employees not just to speak the language of inclusion with each other but to be able to practice inclusive responses that create safe spaces for all.

Meanwhile, employees with same-sex partners are also entitled to GCash’s Life Partner benefits, offering health insurance, disability and accident insurance, bereavement coverage, wellness allowances, and access to mental health apps like KonsultaMD and Mind You.

Moreover, inclusive communities and networks are encouraged at GCash, such as the “Queer Peers CommYOUnity”(for LGBTQIA+ employees) and the Limitless League CommYOUnity (for persons with disabilities). GCash also rolls out regular internal campaigns and events, such as “True You”, which covers various initiatives like the SheCan! recognition program for women, employee self-declaration survey, basic sign language classes, and many more.

GCash is also a partner of advocacy-led organizations such as the National Council on Disability Affairs and Philippine Financial & Inter-Industry Pride.

Meanwhile, at the HR Excellence Awards, GCash was honored as the Gold Winner for Excellence in HR Communication Strategy, which recognizes companies with effective communication strategies within their HR function. The company’s HR team was also named the Best HR Team. With these awards, GCash proves it is consistently seeking feedback on employee needs and preferences, implementing strategies to address these.

In other categories, GCash bagged silver for Excellence in Total Rewards Strategy, and bronze for Employer of the Year and Excellence in Retention Strategy.

Moreover, GCash scored a back-to-back victory at the Stevie Awards for Great Employers, winning gold for Employer of the Year (Financial Services) for a second consecutive year. This solidifies GCash's dominance in the financial technology industry, not only in terms of scale and performance but workplace excellence—crucial in promoting digital financial inclusion.

GCash was also awarded gold for Achievement in Benefits Design and Administration, which recognizes notable single achievements, or a series of achievements, related to benefits design and/or administration.

GCash's other accolades at the Stevie Awards include silver for Recruiting or Talent Acquisition Team of the Year and Best Youth Employment Strategy, and a bronze for Achievement in Employee Engagement.

“We listen to the pulse of our employees, who are now more discerning in what they are looking for in workplaces,” said Gonzales. “GCash is delighted to be meeting their needs and priorities.”

“GCash has come a long way in becoming the Philippines’ first and only US$5B unicorn. It was a team effort we've built throughout the years,” GCash president and CEO Martha Sazon said. "Thanks to our brilliant, creative, and hardworking employees, we have an empowered organization that enables millions of Filipinos to thrive every day, prepare for a rainy day, and plan for their one day. To pursue our mission of Finance for All, we need an empowered workplace where everyone is valued and inspired to make a difference."

Bring home the latest iPhone 16 series with Home Credit

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Exciting news for all Apple fans! Home Credit Philippines (HCPH), the country’s leading consumer finance company, now offers an incredible opportunity to pre-order the latest Apple iPhone 16 Series—through its flexible installment deals. Be among the first to unlock the power of the Apple iPhone 16 in the Philippines and make the experience easy with Home Credit.

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Pre-order the highly anticipated iPhone 16 from October 10 to 17 through Home Credit partner stores and take advantage of unbeatable deals and up to 24-month easy installment plans

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From October 10 to 17, customers can visit participating Home Credit partner stores to secure their pre-orders for the iPhone 16, iPhone 16 Plus, iPhone 16 Pro, or iPhone 16 Pro Max. They can take advantage of the Apple One plan, which offers a 1% monthly interest rate for up to 24-month installment plans, and a 0% interest offer for up to 12-month payment plans.

“As we embrace a digital lifestyle, we all need excellent devices that cater to our everyday needs—whether working from our phones, communicating with colleagues, friends, and loved ones, staying updated on social media, or documenting life’s moments.

At Home Credit, we are committed to ensuring that Filipinos have access to the latest technology that they can use to empower their daily lives. With our flexible installment plans and special offers for the iPhone 16 Series, we are making it easier for everyone to experience this remarkable innovation without straining their budgets,” said Puneet Suneja, Chief Sales Officer of HCPH.

Those who are interested in availing can browse through their preferred unit and store location via Shoppingmall.ph. Once decided, eligible customers can proceed with the pre-order process with just one valid ID and get approval in as fast as one minute.

The iPhone 16 pre-order is available at Home Credit partner stores nationwide, including Abenson, Aerophone, Beyond the Box, Cellboy, Digimap, Digiplanet, Digital Walker, Fone Style, Gadget Headz, Greentelcom, In-box Personal Phone and Accessories, JI Telcom, Octagon, Power Mac Center, Silicon Valley, The Loop, Wiltelcom and 8telcom.

“Home Credit prioritizes its customers' experiences, which is why we are dedicated to making the process of obtaining flexible installment options easy and convenient. By offering quick approvals with just one valid ID required, we help our customers get the products they need without the hassle of long waits or too many requirements,” Suneja concluded.

Pre-order now with Home Credit and make upgrading or switching to the iPhone 16 easier than ever! Be sure to download the Home Credit App on Google Play or App Store for quick pre-approval of product installments or speak to a Home Credit sales representative at any partner store.

To learn more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).