Showing posts with label Finance. Show all posts
Showing posts with label Finance. Show all posts

May 6, 2025

Stay Cool, Spend Less: Get KuryenTIPID Refrigerators with Home Credit’s Swakto Summer Deals


Summer in the Philippines isn’t just about beach trips and cold treats—it’s also when the heat pushes your refrigerator to work overtime. Without reliable cooling, food spoils faster, leading to waste and extra costs.
----------------------------------------------------------------------
Keep food fresh and electricity costs low with inverter refrigerators, available as low as 0% interest and zero downpayment for as low as ₱23 per day!
----------------------------------------------------------------------

But choosing a refrigerator isn’t just about size or price. A truly "sulit" and "abot-kaya" investment should also be energy-efficient. Traditional refrigerators can drive up electricity bills, especially in the summer. That’s why inverter refrigerators are the smarter choice since they adapt power usage to keep food fresh while cutting down on energy costs.

To make it easier for Filipino families to own a cost-efficient, high-quality refrigerator, Home Credit, the country’s leading consumer finance company, offers its Swakto Summer Deals. This allows customers to purchase inverter refrigerators for as low as ₱23 per day, thanks to its flexible payment options with as low as 0% interest and zero down payment.

Here’s a lineup of  KuryenTIPID Refrigerators available through Home Credit’s Swakto Summer Deals, ensuring that your food stays fresh, your drinks stay cool, and your electricity bill stays manageable.

Panasonic NR-BP242VD: Chill Smart, Keep Fresh

For households looking to reduce electricity consumption while keeping their food fresh for longer,. one great option is the Panasonic 8.6cu ft No Frost Inverter Two-Door Refrigerator (NR-BP242VD). Designed with Prime+ Cooling technology, this refrigerator ensures superior cooling that preserves food without freezing it. Its AG Clean feature helps eliminate 99.99% of bacteria and odors, keeping the refrigerator hygienic at all times. The Fresh Safe compartment maintains optimal humidity to keep fruits and vegetables fresh. With its no-frost cooling system, there is no need to manually defrost, making it a convenient and hassle-free choice. This model is available through Home Credit for as low as ₱683 per month for 24 months, making it an excellent investment for families who value both efficiency and affordability.

Samsung RT22M4033UT/TC: The Cool Keeper

For those looking for a refrigerator with smart cooling features, the Samsung 8.4cu ft Top Mount No-Frost Inverter Two-Door Refrigerator (RT22M4033UT/TC) is a strong contender. Its Digital Inverter Technology eliminates frost buildup while adjusting cooling speed according to the household’s needs, helping reduce energy consumption. The Optimal Fresh Zone keeps meat and seafood fresh for twice as long without freezing, removing the hassle of defrosting. The All-Around Cooling System ensures even temperature distribution, while the deodorizing filter keeps unpleasant odors away. With a price starting at ₱20,534, and an installment option of ₱896 per month for 18 months, this refrigerator is a great choice for those who want a balance of efficiency and convenience.

LG GR-B202SQBB: The Quiet & Efficient Cooler

Another excellent option is the LG 7.2cu ft Two-Door Smart Inverter No Frost Refrigerator (GR-B202SQBB). Featuring a Smart Inverter Compressor, this model ensures consistent cooling with minimal noise. The Moist Balance Crisper locks in moisture, helping fruits and vegetables stay fresh for longer periods. Equipped with a Multi-Air Flow cooling system, it keeps every corner of the refrigerator evenly chilled. Its tempered glass shelves can support up to 150kg, providing ample space for storage. Home Credit Swakto Summer makes this model accessible for as low as ₱77 per month for 18 months, making it a practical and stylish addition to any home.

Panasonic NR-BQ261VB: Turbo Cooling, Turbo Savings

For those in need of more storage space, the Panasonic 9.4cu ft Two- Door Direct Cool Inverter Refrigerator (NR-BQ261VB) offers a jumbo freezer and Turbo Freezing technology, ensuring faster cooling while maintaining energy efficiency. With a built-in deodorizer to keep the refrigerator fresh and an Econavi function that adjusts cooling based on lifestyle habits, this refrigerator is a smart investment. Available from ₱22,819, or ₱756 per month for 24 months, it is ideal for larger households looking for a spacious and reliable cooling solution.

Condura CTD-102MNi: The Big & Bold Chiller

The Condura 10.2cu. ft. Two-Door Manual Defrost Refrigerator (CTD-102MNi) is another top choice, featuring an aluminum freezer that provides extra space for frozen goods. With adjustable and tiltable wire shelves, this model offers flexibility in food organization. Its direct cooling technology ensures efficient cooling while keeping electricity costs low. The refrigerator also includes a built-in bottle shelf for convenience. Priced starting at ₱24,398, with an installment plan of ₱1,011 per month for 18 months, it is perfect for families who require ample storage without compromising on energy savings.

Panasonic NR-BP292VD: The Premium Chiller for Every Home

For those seeking the latest in cooling technology, the Panasonic 10.4cu ft Two- Door No-Frost Inverter Refrigerator (NR-BP292VD) is a standout choice. This model features AI Econavi and Inverter Technology, which helps reduce energy consumption while ensuring optimal cooling. Prime Cooling+ keeps food fresh for extended periods, while the AG Clean function eliminates bacteria and odors. With a jumbo freezer and No-Frost technology, this refrigerator is both spacious and easy to maintain. Available starting from ₱26,398, or ₱1,059 per month for 18 months, it is ideal for households that prioritize efficiency and advanced cooling features.

Enjoy Swakto Summer Deals for your KuryenTIPID Refrigerator!

Ready for an upgrade? If you’re looking to buy a high-quality inverter refrigerator, it’s time to take advantage of Home Credit’s Swakto Summer Deals. These flexible installment plans allow Filipinos to invest in essential cooling appliances without straining their budget. Whether for a small apartment or a large family home, there is a KuryenTIPID Refrigerator to fit every need.

Interested buyers can visit Home Credit’s over 15,000+ partner stores across 75+ provinces to avail of the coolest Swakto Summer Deals. All you need is to present one valid ID, and, if eligible, you can get approved for any installment plan in as fast as one minute.

Home Credit makes shopping for appliances and gadgets easier than ever. With Shoppingmall.ph, you can browse a complete list of Swakto Summer offers, compare options, and find the nearest store where your chosen item is available. For even more convenience, download the Home Credit App on Google Play, the App Store, or Huawei AppGallery to check your eligibility and get pre-approved for product installments—hassle-free!

To learn more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.  
  
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).   

April 26, 2025

PH represented by Filipina tech leaders at the 2025 Mobile World Congress

Filipina tech leaders share perspectives on financial inclusion and how tech can be used to empower unserved and underserved communities in the Philippines

(L-R) Groupe Spéciale Mobile Association fintech vertical lead Brian Gorman, GCash president and CEO Martha Sazon, e& Money CEO Melike Kara Tanrikulu, and Axian Group CEO Erwan Gelebart.

Two Filipina tech leaders from Mynt, the holding company of GCash, the #1 finance super app in the Philippines—Martha Sazon, president & CEO, and Pebbles Sy, chief technology and operations officer—represented the country’s transformative adoption of connectivity, mobile tech, and the digital economy during the prestigious Mobile World Congress (MWC) in Barcelona, Spain

Sazon and Sy once again brought GCash’s mission of “Finance For All” to a global audience, who highlighted how fintech innovations can be used for social good—from increasing access to essential financial services within historically underserved communities to leveraging cutting-edge fintech developments to drive meaningful change and economic empowerment.

Redefining the super app

Martha Sazon was part of the MWC CEO Panel, “Fintech and Mobile Commerce Summit: Powering Mobile First Commerce,” which explored how companies like GCash can enhance the leapfrog effect of tech and artificial intelligence to address barriers to financial inclusion.

Sazon discussed how GCash first set out to meet an increased demand for seamless, mobile-first solutions among Filipinos as a money transfer app—but then went on to elevate its services by establishing a diverse and wide-ranging financial ecosystem that actively caters to unbanked and traditionally underserved sectors.

“Our money transfer services were the gateway to a broader digital economy. Across the years, and in response to our users’ needs, GCash has broadened its functionalities into a comprehensive selection of financial services, including savings, investments, insurance, and banking," explained Sazon. "Our work has empowered individuals to take control of their financial well-being and pursue economic opportunities previously out of reach, all from the convenience of their mobile phones.”

Sazon stressed that the key to the digital financial ecosystem’s success is how it focused on addressing systemic issues and the limits of traditional financial institutions: GCash aimed to break down fundamental barriers to inclusion, which included lack of infrastructure, lack of avenues for boosting financial literacy, and the lack of progressive solutions that allow for widespread access to services.

Today, GCash has accelerated financial inclusion in the Philippines, helping raise the number of customers with access to a bank account from 29% to 65%, those with access to formal credit from 2% to 8%, and those with access to insurance from 23% to 51%, all in four years.

The features of GCash range from payments and transfers that make online and offline commerce easier to lending solutions that utilize AI. A groundbreaking example of the latter is GCash’s in-house credit scoring model, GScore, which uses transactional behavior as a proxy for measuring a user’s creditworthiness and has ultimately changed the landscape of microlending.

GScore, in particular, has allowed GCash to disburse roughly $3.2 billion by 2024 to over seven million Filipinos, most of whom are women from underserved sectors. Its suite of solutions also includes tools for wealth management, with the company introducing bite-sized financial offerings to match the “sachet economy” of the Philippines.

“The conventional super app is defined as having multiple features in a single platform, but for us, a super app means being an everyday companion,” said Sazon. “It’s about constant innovation: We look at our daily use cases and find ways to make things better.”

Using fintech for empowerment

In addition to opening doors for the underbanked and underserved, GCash invests in innovations, such as APIs (application programming interfaces), which allowed it to connect and collaborate with service partners to deliver personalized solutions. These, in turn, have boosted the super app's capabilities in catering to a multitude of diverse, and personalized needs of its users.

During the "Platform Economy" MWC panel, which focused on increasing access to financial services through everyday apps and fintech ecosystems, Pebbles Sy shared how GCash's API integration has been a key factor in expanding reach and improving user experience.

She also noted how this approach has necessitated the continuous adoption and development of modular and reusable features that must work well with other app components: “Today, we’re connecting thousands of microservices on our platform through APIs. We also use APIs to connect with external partners like merchants and other service providers.”

According to Sy, when financial services are seamlessly integrated, they become second nature for its users. Thanks to APIs, GCash connects users with 1,200 billers and 17 insurers within the app, as well as with four partner banks for savings accounts and to a platform that enables Filipinos to invest with the Philippine Stock Exchange.

Sy added, “This is where embedded finance goes beyond just inclusion. It’s not just about providing access to financial services; it’s about making them work for people [as they] build better financial habits, protect what they earn, and plan for the future.

The future is now for fintech

Meanwhile, during the MWC's "The Currency of Change" session—which discussed how mobile money contributes to GDP growth and how financial innovations drive economic development—Sy emphasized the importance of aligning the future of fintech with strategies for ensuring the security and sustainability of innovations.

Citing Google’s e-Conomy Southeast Asia Report in collaboration with Temasek and Bain & Company, she shared that the Philippines emerged as the fastest-growing digital economy in the ASEAN region, where mobile money penetration more than quadrupled in the two years during the COVID-19 pandemic. These advancements highlight the profound economic impact of mobile money in the Philippines, which GCash is ready to safeguard and facilitate further.

She added, “At the end of the day, the goal is clear: We must make financial services accessible, safe, and empowering. We want to go beyond inclusion and see financial progress in Filipinos, which hopefully can [translate into] financial health and freedom.”

Filipina tech leaders share perspectives on financial inclusion and how tech can be used to empower unserved and underserved communities in the Philippines

Two Filipina tech leaders from Mynt, the holding company of GCash, the #1 finance super app in the Philippines—Martha Sazon, president & CEO, and Pebbles Sy, chief technology and operations officer—represented the country’s transformative adoption of connectivity, mobile tech, and the digital economy during the prestigious Mobile World Congress (MWC) in Barcelona, Spain

Sazon and Sy once again brought GCash’s mission of “Finance For All” to a global audience, who highlighted how fintech innovations can be used for social good—from increasing access to essential financial services within historically underserved communities to leveraging cutting-edge fintech developments to drive meaningful change and economic empowerment.

Redefining the super app

Martha Sazon was part of the MWC CEO Panel, “Fintech and Mobile Commerce Summit: Powering Mobile First Commerce,” which explored how companies like GCash can enhance the leapfrog effect of tech and artificial intelligence to address barriers to financial inclusion.

Sazon discussed how GCash first set out to meet an increased demand for seamless, mobile-first solutions among Filipinos as a money transfer app—but then went on to elevate its services by establishing a diverse and wide-ranging financial ecosystem that actively caters to unbanked and traditionally underserved sectors.

“Our money transfer services were the gateway to a broader digital economy. Across the years, and in response to our users’ needs, GCash has broadened its functionalities into a comprehensive selection of financial services, including savings, investments, insurance, and banking," explained Sazon. "Our work has empowered individuals to take control of their financial well-being and pursue economic opportunities previously out of reach, all from the convenience of their mobile phones.”

Sazon stressed that the key to the digital financial ecosystem’s success is how it focused on addressing systemic issues and the limits of traditional financial institutions: GCash aimed to break down fundamental barriers to inclusion, which included lack of infrastructure, lack of avenues for boosting financial literacy, and the lack of progressive solutions that allow for widespread access to services.

Today, GCash has accelerated financial inclusion in the Philippines, helping raise the number of customers with access to a bank account from 29% to 65%, those with access to formal credit from 2% to 8%, and those with access to insurance from 23% to 51%, all in four years.

The features of GCash range from payments and transfers that make online and offline commerce easier to lending solutions that utilize AI. A groundbreaking example of the latter is GCash’s in-house credit scoring model, GScore, which uses transactional behavior as a proxy for measuring a user’s creditworthiness and has ultimately changed the landscape of microlending.

GScore, in particular, has allowed GCash to disburse roughly $3.2 billion by 2024 to over seven million Filipinos, most of whom are women from underserved sectors. Its suite of solutions also includes tools for wealth management, with the company introducing bite-sized financial offerings to match the “sachet economy” of the Philippines.

“The conventional super app is defined as having multiple features in a single platform, but for us, a super app means being an everyday companion,” said Sazon. “It’s about constant innovation: We look at our daily use cases and find ways to make things better.”

Using fintech for empowerment

In addition to opening doors for the underbanked and underserved, GCash invests in innovations, such as APIs (application programming interfaces), which allowed it to connect and collaborate with service partners to deliver personalized solutions. These, in turn, have boosted the super app's capabilities in catering to a multitude of diverse, and personalized needs of its users.

During the "Platform Economy" MWC panel, which focused on increasing access to financial services through everyday apps and fintech ecosystems, Pebbles Sy shared how GCash's API integration has been a key factor in expanding reach and improving user experience.

She also noted how this approach has necessitated the continuous adoption and development of modular and reusable features that must work well with other app components: “Today, we’re connecting thousands of microservices on our platform through APIs. We also use APIs to connect with external partners like merchants and other service providers.”

According to Sy, when financial services are seamlessly integrated, they become second nature for its users. Thanks to APIs, GCash connects users with 1,200 billers and 17 insurers within the app, as well as with four partner banks for savings accounts and to a platform that enables Filipinos to invest with the Philippine Stock Exchange.

Sy added, “This is where embedded finance goes beyond just inclusion. It’s not just about providing access to financial services; it’s about making them work for people [as they] build better financial habits, protect what they earn, and plan for the future.”

The future is now for fintech

Meanwhile, during the MWC's "The Currency of Change" session—which discussed how mobile money contributes to GDP growth and how financial innovations drive economic development—Sy emphasized the importance of aligning the future of fintech with strategies for ensuring the security and sustainability of innovations.

Citing Google’s e-Conomy Southeast Asia Report in collaboration with Temasek and Bain & Company, she shared that the Philippines emerged as the fastest-growing digital economy in the ASEAN region, where mobile money penetration more than quadrupled in the two years during the COVID-19 pandemic. These advancements highlight the profound economic impact of mobile money in the Philippines, which GCash is ready to safeguard and facilitate further.

She added, “At the end of the day, the goal is clear: We must make financial services accessible, safe, and empowering. We want to go beyond inclusion and see financial progress in Filipinos, which hopefully can [translate into] financial health and freedom.”

March 26, 2025

GCash supports the NPC to boost data privacy protection and consumer education

GCash, the country’s leading finance super app, has signed an agreement with the National Privacy Commission (NPC) to enhance data privacy awareness and provide data privacy-related educational resources across the Philippines in support of the Commission’s mandates. In line with its mission to provide secure and accessible financial solutions, GCash aims to inform and educate its users on data privacy by utilizing the app’s features to effectively reach more Filipinos.

GCash president and CEO Oscar "Renren" Reyes Jr., and National Privacy Commission commissioner Atty. John Henry Naga

According to Ren-Ren Reyes, president and CEO of G-Xchange, Inc., “This MOA with NPC underscores our commitment to upholding the highest standards of data privacy and security, strengthening the trust and confidence of our users.”

“We look forward to implementing robust measures in increasing awareness on data privacy by providing the tools and knowledge that Filipinos need to make informed decisions in safeguarding their personal information. Through public-private collaborations, we aim to foster a secure digital environment for all,” said NPC commissioner Atty. John Henry Naga during the signing of the memorandum of agreement (MOA).

The MOA aims to elevate data privacy education and promote compliance with the Data Privacy Act (DPA). As part of the agreement, GCash will incorporate NPC-provided privacy awareness and educational materials into the app's Privacy Choices feature, allowing its users to learn about the DPA.

To further support the mandates of the NPC, the NPC’s Registration Portal (https://privacy.gov.ph/pips-and-pics/register/) will be integrated and linked to the GCash app. This will be a game-changing compliance feature, enabling seamless registration for entities processing personal data.

The agreement between the NPC and GCash reinforces GCash’s vision of creating a secure digital landscape and promoting financial inclusion. By equipping users with privacy tools and educational resources, the collaboration aims to empower individuals to navigate the digital economy securely and confidently.

Beyond its collaboration with the NPC, GCash is also working with key government agencies such as the Philippine National Police Anti-Cybercrime Group (PNP-ACG), the National Bureau of Investigation (NBI), and the Department of Information and Communications Technology’s Cybercrime Investigation and Coordinating Center (DICT-CICC) to fight online fraud and scams.

These collaborations further strengthen GCash's commitment to creating a secure digital landscape for its users.

March 23, 2025

Sakto at abot-kaya: Stay cool this summer with Home Credit’s Swakto summer deals

Beat the summer heat with 0% interest Swak sa Tag-Init deals on must-have cooling appliances!


With temperatures soaring and electricity costs rising, staying cool and comfortable this summer has become both a necessity and a challenge for many Filipino households. According to PAGASA, the northeast monsoon (amihan) is coming to an end, bringing even hotter days ahead. In fact, as early as March 3, some areas have already recorded heat indexes reaching 49 degrees Celsius, prompting local governments to suspend face-to-face classes due to the extreme heat.

As temperatures are expected to continue to climb, so does the demand for energy-efficient cooling appliances. However, the rising cost of electricity and the high upfront prices of essential home upgrades remain major concerns. More and more consumers are searching for budget-friendly, practical solutions that will help them stay cool without overspending—making affordability and flexible payment options more important than ever this season.

Summer of Swakto deals

Recognizing these challenges, Home Credit Philippines (HCPH), the country's leading consumer finance company, provides a solution by offering installment plans that allow consumers to purchase the appliances they need without the burden of hefty upfront costs. This summer, Home Credit launches its Swakto Summer Deals, offering flexible installment plans with as low as 0% interest and zero downpayment on select essential cooling appliances, gadgets, and many more.

From air conditioners, air coolers, refrigerators, and water dispensers to washing machines, mobile phones, computers, TVs and electronics, and furniture, Home Credit makes it easier and more accessible for Filipinos to upgrade their homes with these summer essentials. With flexible payment options available from March 15 until May 14, 2025, families can stay comfortable while managing their household budgets effectively.

“Home Credit’s Swakto Summer Deals is designed to ensure that every Filipino can enjoy a cool and comfortable summer by making essential cooling appliances accessible and affordable through as low as zero downpayment and 0% interest installment plans. With budget-friendly payment terms, we offer flexibility to fit different household needs while maintaining our reputation as a trusted financial partner that provides transparent and secure financing options. Ultimately, our goal is to empower families to create a comfortable and enjoyable home environment for their loved ones,” said Sheila Paul, Chief Marketing Officer of HCPH.

This incredible offer is available at over 15,000 Home Credit partner stores across more than 75 provinces nationwide.

Don’t sweat–Shop smart with Swakto Summer Deals

Summer shouldn’t be a struggle—make the season enjoyable, comfortable, and stress-free with Home Credit’s Swakto Summer Deals. Getting your cooling appliances and summer essentials is now easier than ever. Apply for a product installment with just one valid ID, and if eligible, receive approval in as fast as one minute.

For added convenience, download the Home Credit App today from Google Play or the App Store to get quick and easy pre-approval on product installments. Need assistance? Our friendly Home Credit sales representatives are ready to help at any partner store.

To discover the latest deals and find your desired appliances, gadgets, and furniture at nearby partner stores, you can also visit Shoppingmall.ph. This platform provides a comprehensive overview of Home Credit's Swakto offers, ensuring you find the perfect appliances or gadgets.

To learn more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).  

March 11, 2025

Upgrade your home for less with Home Credit and SM Appliance Center's 2025 Grand Pay Hulugan Sale!

Get up to 45% Off and 0% interest on select home appliances and electronics from Feb 1 to Mar 31, 2025

Looking to upgrade your home without breaking the bank? Now’s the perfect time! 

Home Credit Philippines (HCPH) and SM Appliance Center are teaming up once again to bring Filipinos huge savings and hassle-free financing with the 2025 Grand Pay Hulugan sale!

From February 1 to March 31, 2025, shoppers can enjoy incredible deals on a wide range of home essentials at all SM Appliance Center branches nationwide. This exclusive in-store promo offers up to 45% off on select items, making it easier than ever to buy quality appliances at unbeatable prices. Payments are now more manageable at 0% interest for up to 18 months, so you can invest in the appliances you need without worrying about additional costs.

Plus, you can now process a loan for up to three items in a single transaction, allowing for a more convenient way to upgrade multiple appliances all at once. The sale includes a wide selection of products, from refrigerators and air conditioners (aircon) to washing machines, smart TVs, kitchen appliances, audio systems, and more.

Whether you're looking for a new refrigerator to keep groceries fresh, an energy-efficient aircon to stay cool this summer, a washing machine to simplify laundry days, or a smart TV for a better entertainment experience, the 2025 Grand Pay Hulugan Sale has something for everyone.

This exclusive promo is available for all in-store transactions at all SM Appliance Center branches nationwide.

Don't miss this time-limited opportunity! Head to your nearest SM Appliance Center store today and take advantage of Home Credit’s budget-friendly installment plans and massive discounts. Promo ends on March 31, 2025.

To learn more about the latest updates from Home Credit Philippines, visit the official Home Credit website. You may also follow its official Facebook, Instagram, and TikTok accounts.  

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).  

March 3, 2025

2,000+ Filipinos ran for wellness at Home Credit PH’s inaugural fun run—Takbo #ParaSaLife

Country’s leading consumer finance company inspires people to take a step toward health and wellness


Over 2,000 runners participated in Takbo #ParaSaLife, Home Credit Philippines' first-ever fun run held at Parqal in Aseana City. Organized by WeKenRun, the event offered 1K, 3K, 5K, and 10K categories, promoting health and wellness among Filipinos and reinforcing Home Credit's commitment to supporting customers not just financially, but holistically.

More than 2,000 runners took a step toward a healthier lifestyle today as they joined Takbo #ParaSaLife, Home Credit Philippines’ (HCPH) first-ever fun run. As the country’s leading consumer finance company, Home Credit continues its mission of supporting Filipinos—not just financially, but holistically—by promoting physical and mental well-being.

Held at Parqal in Aseana City, and organized in collaboration with WeKenRun, a running group led by renowned marathon coach Ken Mendola, the event featured 1K, 3K, 5K, and 10K categories, making it accessible to runners of all fitness levels.

Apart from the fun run participants and the Home Credit executives and team members, guests and personalities, including Lester Cruz, CEO of Singlife Philippines, also graced the event to support Home Credit’s drive for healthier lifestyles. Employees from Boltech and SM, along with valued event partners from Xiaomi, Park Access and Singlife, also joined the race.

Championing holistic wellness

“According to the World Health Organization (WHO), almost 38% of Filipinos are physically inactive, putting them at risk for lifestyle-related diseases. As the Filipinos’ trusted ally, not just in financial inclusion but in overall well-being, Home Credit is committed to encouraging communities to embrace a healthier lifestyle," Petr Lukosz, HCPH Chief CRM Officer and 2x Ironman Philippines Champion said.

“Seeing people of all ages and backgrounds come together for this run is truly inspiring. At Home Credit, we believe that wellness is an essential part of living a fulfilling life. Takbo #ParaSaLife is more than just a race—it’s a movement that we hope will continue beyond today. We look forward to making this an annual tradition to encourage more people to prioritize their health,” he added.

[From L-R]: Home Credit Philippines executives also joined the run. Seen here are Jana Pechouckova, Chief Financial Officer; Pratim Bhattacharya, Head of Operations; Ihor Kruchynenko, Chief Risk Officer; Petr Lukosz, Chief CRM Officer; Teeraphong Mahatham, Deputy Chief Executive Officer; Philips Yu, Chief Digital Officer; and Sheila Paul, Chief Marketing Officer

A successful turnout and exciting rewards

The event welcomed Home Credit team members, first-time runners, and seasoned running enthusiasts, all united by a shared commitment to health and wellness. Participants received running shirts, race bibs, and loot bags from event partners, and finisher medals will also be shipped to them. Additionally, podium finishers in the 10K, 5K, and 3K categories took home exciting cash prizes—including a ₱10,000 grand prize for the fastest runner in the 10K distance.

Additionally, Home Credit and its partners made the event even more rewarding with exciting prizes, including gift certificates for ON Running Shoes and Suunto, Park Access vouchers, and smart home gadgets from Xiaomi. Podium finishers also took home insurance vouchers from Singlife—₱7,500, ₱5,000, and ₱2,500 for both male and female first placers of the 10KM, 5KM, and 3KM categories respectively. These winnings are just one of the many ways Takbo #ParaSaLife continues to champion holistic well-being while making every stride even more worthwhile.

Joma Unabia, a first-time fun run participant and 10K finisher, shared his excitement about joining Takbo #ParaSaLife. “This was my first time joining a fun run, and I never imagined I could complete the 10K category—but I did! It was such an incredible experience. Thanks to Home Credit, I got to challenge myself and achieve something I never thought possible. This event has inspired me to stay active, set bigger fitness goals, and make running a part of my lifestyle. I hope to join again next year and push myself even further!”

Looking Ahead

With the success of Takbo #ParaSaLife, Home Credit Philippines is already gearing up for next year’s edition—promising an even bigger, better, and more exciting event.

As WHO data highlights that nearly 40% of Filipinos remain physically inactive, initiatives like this serve as a vital reminder that small steps lead to big changes. Beyond financial empowerment, Home Credit remains committed to championing holistic well-being, ensuring that every Filipino can live their best, healthiest life—one run at a time.

This event would not have been possible without the support of Home Credit’s valued partners—WeKenRun, Aseana City, Parqal, Sip (Hydration Partner) and Sip Plus (Electrolytes), Singlife, Surge Lifestyle, Suunto, Xiaomi Philippines, Park Access (Official Nike Store Partner), Skintech, Dole, Silka, Corbridge, Oishi—who share the same commitment to promoting health and well-being. Their support helped make Takbo #ParaSaLife a truly memorable and rewarding experience for all participants.

To know more about the latest updates from HCPH, check out its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

March 1, 2025

Bringing banking services closer to the community: Women MSMEs turn livelihood programs into ‘Automated Tao Machines’

A group of resilient mothers from a remote mining community in Surigao del Norte turned their livelihood programs into a channel that brings banking services closer to the community. Through BDO Unibank's agency banking channel, Cash Agad, they proved that women can inspire and lead change even in the most remote areas.

The Siana Golden Mothers Association comprises mothers from Barangay Siana, Mainit, Surigao del Norte who are beneficiaries of the government’s Pantawid Pamilyang Pilipino Program (4Ps). In addition to relying on their 4Ps benefits, Siana Golden Mothers was determined to find livelihood opportunities for its members to become successful business owners.

The birth of an initiative

In 2018, when a nearby mining company offered support to livelihood programs, Minda Ajoc,a devoted mother who worked for years assisting barangay nurses in caring for young children in Barangay Siana, joined hands with fellow mothers to form Siana Golden Mothers. They guided the group through early livelihood ventures such as swine production.

This is when they also decided to become partner agents of Cash Agad, a service offered by BDO to Micro, Small and Medium Enterprises (MSMEs), organizations and local establishments in rural and hard-to-reach communities where bank branches and ATM access are limited to non-existent. The partner agents will then become the “ATM” or Automated Tao Machines in their community and allow cash withdrawal services, balance inquiry, cash-in and bills payment and other basic banking transactions through the point-of-sale devices at their stores.

These women saw an opportunity for their association to be a Cash Agad agent, bringing financial services closer while creating a sustainable income source and providing remittance and photocopying services to the community.

Women entrepreneurs of Barangay Siana. Members of the Siana Golden Mothers Association lead the way in changing families’ lives and uplifting their community through Cash Agad.

Lifeline for Barangay Siana

“Malaking tulong sa amin ang Cash Agad, lalo na’t malayo kami sa city. Madami itong natulungan at nabigyan ng access sa kanilang pera. Nakakatulong ito na mai-angat namin ang aming komunidad,” Minda said. (Cash Agad has been an enormous help, especially since we live far from the city. It has helped a lot of people get access to their funds. This has enable us to uplift our community).

In line with its commitment to fostering financial inclusion, BDO finds it encouraging that Cash Agad is creating a sense of financial empowerment for women in Mindanao.

"Our partnership with the Siana Golden Mother’s Association reflects BDO’s commitment to supporting grassroots communities, especially women, who play a vital role in driving local progress,” said Jaime Nasol, Senior Vice President of the Consumer Banking Group at BDO Unibank. “Through programs like Cash Agad, we aim to bring financial services closer to remote areas, enabling individuals and associations to build sustainable livelihoods and create meaningful change within their communities.”

As the Siana Golden Mothers Association continues to grow, BDO and Cash Agad, with its more than 12,000 partner agents, are exploring further ways to support similar initiatives, helping more communities to access essential financial services, and promoting a future of financial stability for all.

February 21, 2025

Experts highlight optimistic outlook for cryptocurrency in 2025 at GCrypto learning session

As the cryptocurrency market gears up for 2025, leading finance super app GCash recently unveiled key insights into Bitcoin's cyclical journey, the rise of innovative trends like AI-driven trading and meme coins, and the best practices for navigating this dynamic landscape.

(L-R) Chainalysis regional sales director Diederik van Wersch, Blockchain analyst and developer Tracy Li, Chainalysis head of policy in Asia Pacific region Chengyi Ong and Securities and Exchange Commission assistant director Patrick Patricio

In a recent BitBulaga educational program, crypto experts sat down for a fireside chat to share their 2025 forecasts and best practices for those who plan to invest in the crypto industry. The panel included GCash head of GCrypto Luis Buenaventura, along with crypto key opinion leaders Gilbert “Titovlogs” Lazaro, Gerome “Kuyang Gerome” Lazaro, and Aldrin “Crypto4chun” Rabino.

The panelists agreed that Bitcoin is experiencing rising adoption from traditional institutions, including banks, governments, and world organizations. While new crypto players may lead 2025, the pioneering currencies (referred to as OG by crypto experts) will continue to follow the Bitcoin cycle.

The Bitcoin Cycle and Where We Are Today

Unlike traditional financial instruments, Bitcoin and the rest of the cryptocurrency industry move in four-year cycles. These cycles are typically bookended by the so-called Bitcoin Halving, a once-in-four-year event that reduces the issuance of Bitcoin and increases its scarcity. The Halving was envisioned as a market catalyst– which would trigger more trading activity and attention as the available supply of the asset was diminished.

The most recent Bitcoin Halving occurred in April 2024, and Bitcoin’s price, along with the prices of many other cryptocurrencies has been on a steady rise since. As the industry enters into its second-year post-halving, the expectation is that there will be a substantial increase in prices across the board.

However, the landscape has evolved significantly over the last year, as new players vie for attention. Experts highlight meme coins and AI agents as the next major trends.

Gilbert Lazaro, aka Titovlogs, said that the biggest players of 2025 will be the alternative currencies. In particular, the panel further dived deep into innovative platforms such as Trump Politifi Tokens, DeFAI, the Hyperliquid Ecosystem, and DeSci (Decentralized Science). Trump Politifi Tokens are politically inspired but give investors a sense of community. DeFAI is a convergence of decentralized finance (DeFi) and artificial intelligence, The Hyperliquid Ecosystem addresses inefficiencies in the crypto market by enhancing liquidity across exchanges and scaling blockchain performance. Decentralized Science (DeSci) is reshaping research through blockchain technology, democratizing funding, enabling open-access data, and incentivizing collaboration via tokenized rewards.

"These emerging cryptocurrencies began as real-world assets. These Alt(ernative) coins will be the biggest players of 2025," said Lazaro.

Best practices for navigating cryptocurrency

Buenaventura and Rabino advised diversifying buying behavior not just in terms of portfolio diversification but also the timing of purchases over the next few years. While the cycle is set, the exact timing of the rise and fall in prices remains uncertain. To mitigate risks, investors are encouraged to make purchases at different intervals throughout the Parabolic Stage in addition to diversifying their portfolios.

"If you want to be conservative, what I do is I buy many times throughout the cycle with small incremental profits but less risk," said Buenaventura.

GCash gathers top stakeholders for ethical crypto industry

Aside from learning the know-how of cryptocurrency, GCash together with Chainalysis and BitPinas also hosted an event entitled “CryptoPH Compliance Conversations”, where top stakeholders exchanged insights on the importance of crypto compliance amidst the evolving industry landscape and regulatory shifts driven by the new US administration.

It gathered key people in the industry like Atty. Paolo Ong of the PhiliFintech Innovation Office (PIO) of the Securities and Exchange Commission along with Atty. Patrick-Duane Patricio of the Cybercrime and Forensics Division of the SEC. Joining the conversations were representatives from US-based blockchain research firm Chainalysis, as well as key personalities from universal banks, digital banks, virtual asset service providers, and other fintech players.

GCash head of wealth management Arjun Varma said, "An ethical crypto industry harmonizes innovation with responsibility. It ensures transparency, embraces sustainable practices, and prioritizes the well-being of communities. By addressing environmental impact, regulatory compliance, and social equity, we can build a blockchain future that is not only prosperous but also principled and inclusive."

February 19, 2025

Protect Your Digital Activities Amid Surge in Online Scams


As online fraud reaches unprecedented levels, Filipinos are reminded to stay vigilant and strengthen their digital security—a key message underscored by Safer Internet Day, an annual global movement advocating for a safer and more responsible online experience.

According to the Cybercrime Investigation and Coordinating Center (CICC), cybercrime complaints more than tripled in 2024, with 10,004 cases filed—a staggering rise from 3,317 in 2023.1  These scams led to PHP198 million in total financial losses, highlighting the growing sophistication of fraud, particularly consumer fraud and online financial fraud, which together account for 67% of all reported cases. Fraudsters continue to exploit deceptive tactics such as fake online sales, impersonation scams, investment fraud, and phishing to steal sensitive information like passwords and one-time PINs (OTPs).

Recognizing the growing vulnerabilities of OTPs, the Bangko Sentral ng Pilipinas (BSP) is pushing for stricter security regulations to strengthen the country’s financial cybersecurity framework. As part of this effort, the BSP has proposed regulatory changes aimed at enforcing Republic Act No. 12010, or the Anti-Financial Account Scamming Act (Afasa), which was signed into law last year to combat financial cybercrimes. This includes requiring banks to continuously enhance their security infrastructure, implement stronger authentication measures, and adopt more advanced fraud detection systems to stay ahead of cybercriminals2.

PSBank is reinforcing its commitment to security through key enhancements to its PSBank Mobile app. Clients now have the ability to lock access to their accounts on platforms they don’t usually use, ensuring that their PSBank accounts remain restricted to their preferred and regularly utilized channels. They can also lock or unlock their ATM cards through the app, providing an extra layer of protection against unauthorized transactions.

Beyond security, PSBank Mobile continues to simplify digital banking with a faster, more seamless account opening process, removing the waiting period for verification and allowing customers to open an account with just one valid ID and a selfie. The app also offers zero initial deposit requirements, real-time bill payments, RFID reloading for tolls, and lower InstaPay transfer fees—ensuring that users can enjoy safe and hassle-free banking.

While security systems evolve, vigilance remains the most powerful defense against online fraud. To minimize risks, users are encouraged to follow these key digital safety practices:
1. Verify sender identities – Always double-check emails, messages, or calls claiming to be from banks or government agencies. Scammers often impersonate trusted institutions.

2. Avoid clicking on suspicious links – Phishing scams rely on fake websites that mimic legitimate platforms to steal login credentials. Always access bank websites and apps directly.

3. Use strong, unique passwords – Avoid using the same password across multiple accounts. Enable two-factor authentication whenever possible.

4. Never share banking credentials – Banks will never ask for your PIN, OTP, or account details via email, text, or call. If someone requests this information, it's likely a scam.

5. Monitor account activity regularly – Frequently check your bank statements and transaction history for any unauthorized activity. Report suspicious transactions immediately.

6. Report scams promptly – If you fall victim to fraud, contact your bank and report the incident to the government’s 1326 cybercrime hotline, available 24/7 to assist victims.

As cybercriminals continue to innovate, fortifying your digital security is no longer just an option—it’s a necessity. This Safer Internet Day serves as a strong reminder that while financial institutions enhance their digital defenses, users must also remain proactive and vigilant. Fraudsters may adapt, but with the right security measures and a well-informed digital banking community, Filipinos can continue transacting online with confidence.

For more information on safe digital banking practices and the latest news on the PSBank Mobile App, visit www.psbank.com.ph or follow PSBank on Facebook and Instagram.


---------------------------------------------------------------------

1  Philippine News Agency. (2025, January 31). Scam complaints triple in 2024 CICC. https://www.pna.gov.ph/articles/1243101


2  Bangko Sentral ng Pilipinas. (2025, January 22). Amendments to Regulations on Information Technology Risk Management to Implement Section 6 of the AntiFinancial Account Scamming Act (AFASA). https://www.bsp.gov.ph/Regulations/Issuances%20of%20Policy%20Exposure%20Drafts/Exposure-Draft_Amendments-to- Regulations-on-IT-Risk-Management-to-Implement-Section-6-of-the-Anti-Financial-Account-Scamming-Act.pdf


February 17, 2025

Digido, PalawanPay strengthen access to fair credit through landmark strategic partnership

The agreement sees the integration of the digital lending platform’s services inside the digital wallet of the Palawan Group of Companies, enabling its customers to take a Digido loan at their own convenience.

Digido announces that it has signed a memorandum of agreement with PalawanPay, the digital wallet of Palawan Group of Companies.

The partnership sees the integration of the digital lending platform’s services inside the PalawanPay application, enabling its customers to take a Digido loan.

PalawanPay users can utilize their Digido loans for digital transactions and QR Ph-accepting merchants, as well as being able to conveniently repay their loans through their account.

Customized advertisements from Digido will be rolled out in the Palawan Group of Companies’ vast network of Palawan Pawnshop branches as a result of the agreement.

Digido offers fair loans up to PHP 6,000 for first-time borrowers, along with a standard Personal Loan up to PHP 25,000 for repeat clients.

PalawanPay has successfully solidified its position as one of the fastest-growing digital wallet apps in the Philippines, delighting over 20 million users.

Commenting on the partnership, Digido Finance Corp. president Aleksei Kosenko said: “This landmark partnership reflects the synergy of both companies’ products and our aligned goal in promoting financial inclusion through access to safe and trusted digital financial services. We are incredibly excited to embark on this endeavor with PalawanPay and are looking forward to serving more Filipinos with our credit services.”

PalawanPay president and CEO Third Librea added: “Anchored in PGC's thrust to foster financial inclusion among Filipinos, we at PalawanPay are very keen to kick off this partnership with Digido. I can't wait to see more of our kababayan enjoy reliable digital financial services."

Services under the Digido platform are financed by Digido Finance Corp. with SEC Registration No. 202003056 and Certificate of Authority No. 1272.

Digido’s trusted services have been lauded by the Global Retail Banking Innovation Awards, International Finance Awards, World Business Outlook Awards, International Business Magazine Awards, Pan Finance Awards, The Global Economics Awards, the Global Banking & Finance Review and the Global Financial Market Review. 

February 15, 2025

You Can Now Get HONOR X9c 5G via Globe Postpaid Plans with FREE HONOR Gift Earbuds II


HONOR just dropped another exciting option for those who are interested to get the toughest phone in the market! 

HONOR X9c 5G is now available via Globe Postpaid Plans starting GPlan 1499 with a cashout of just Php 1,300! The plan includes 10GB of Data Usage, Unli All-Net Call and Text, and exclusive perks!
-----------------------------------------
With a cash out of just Php 1,300, you can now take home the toughest phone of 2025!
-----------------------------------------

“With more ways to get HONOR X9c 5G, we believe that it gives more flexibility to HONOR fans and tech enthusiasts alike. We are doing all we can to provide more options for buyers to experience the toughest phone of 2025,” said HONOR Philippines Vice President Stephen Cheng.

The all-new HONOR X9c 5G redefines durability with its innovative HONOR Anti-Drop Display. Designed to withstand accidental drops, this display enhances the overall user experience by enduring falls from heights of up to 2 meters. It boasts advanced protective shields and ultra-tempered glass, ensuring comprehensive coverage against impacts. Paired with the industry's first Cushioning Airbag Protective Case and a Fully Wrapped Curved Screen Protection Layer, these features work together to significantly reduce damage from impacts and scratches. With an IP65M certification, the device provides all-around protection thanks to its three-layer waterproof structure, allowing it to resist water exposure and function effectively even after being submerged.

Available in three stunning colors; Jade Cyan, Titanium Purple, and Titaninum Black, get HONOR X9c 5G now by applying at any Globe Stores or online (https://bit.ly/Globe_X9c_PR) to get a FREE HONOR Gift Earbuds II, until March 31 only!

To know more about the complete features of HONOR X9c 5G, head on to HONOR Philippines’ social media platforms for exciting announcements: Facebook (Facebook.com/HonorPhilippines), Instagram (Instagram.com/honorph/) and TikTok Shop: (Tiktok.com/@honorphilippines). To check out HONOR’s complete list of retail stores, go to https://www.hihonor.com/ph/retailers/.

February 13, 2025

GoTyme Bank and Auro Chocolate unveil Heart Smash for Valentine’s season



This Valentine’s season, GoTyme Bank and Auro Chocolate announce a beautiful partnership, launching the Auro x GoTyme Heart Smash, a decadent chocolate treat designed for those who love a little surprise. Featuring a 64% dark chocolate heart shell in GoTyme Bank’s signature color, this limited-edition creation hides a delightful mix of mini 55% dark chocolate caramel and hazelnut heart cookies inside—making it the perfect indulgence for the season of love.

As part of this special collaboration, GoTyme Bank cardholders can enjoy an exclusive 35% discount on the Heart Smash (from P670 SRP to P435) when they use their GoTyme Bank Visa debit card to pay at any Auro Café. The discount applies to one Heart Smash per transaction per day, allowing customers to return for another sweet deal the next day. This offer is available for in-store purchases only at all Auro Café locations.

With this partnership, GoTyme Bank continues to reward its customers with unique perks while celebrating homegrown brands like Auro Chocolate. Don’t miss the chance to indulge in this limited-edition Valentine’s treat and break chocolate hearts without breaking the bank—available only for a limited time.

Auro Chocolates are available at Dxrt Lab by Chef Leti Moreau at The Grid Food Market, Auro Bistro Alabang, Auro Chocolate Café Taft, Auro Chocolate Café BGC, Auro Chocolate Café MOA Square, and Auro Chocolate Bahrain.

Follow @gotymebank for the latest news.

LinkWithin

Related Posts Plugin for WordPress, Blogger...
enjoying wonderful world