Empowering MSME’s with the Right Know-how with Cebuana Lhuillier’s Kanegosyo Coach

Tweet

Cebuana Lhuillier’s initiative to help support micro, small, and medium enterprises (MSMEs) Kanegosyo Center is already earning raves only a few months after it was launched. An online one-stop-shop by the Philippines’ leading and largest microfinancial services company, the Kanegosyo Center teaches MSMEs how to grow their businesses and budding entrepreneurs how to jumpstart their own by guiding them every step of the way using proprietary products and services.

By simply registering online for free, successful registrants become lifetime Kanegosyo Center members and gain access to the Kanegosyo Center website. The website is the Kanegosyo Center member’s personal online one-stop shop that provides most of anything and everything needed for an entrepreneur to make a business grow, thrive, and survive.

One of the programs under the Kanegosyo Center that has enticed many MSMEs to sign up is the Kanegosyo Coach. The Kanegosyo Coach provides guidance to MSME owners and aspiring entrepreneurs to prepare and equip them with the knowledge and skills needed to navigate through the different stages of managing a business. New business owners and even seasoned entrepreneurs can learn a lot from the Kanegosyo Coach workbooks and videos introducing topics such as Business Basics 101, Finance, Legal Aspects of a Business, Marketing, Digital Sales, and more.

Over the past few months, over 100,000 micro and small businesses have taken part in various Kanegosyo Coaching sessions throughout Luzon and Mindanao. These sessions, led by Business Coach Anthony Pangilinan, covered a range of essential topics, including Isip Negosyante: Inspirasyon sa Isip at Puso ng Negosyante; Negosyo 101: Mga Iba't Ibang Aspeto ng Negosyo; and Negosyanteng Wais: Mga Prinsipyo sa Pag-aalaga ng Pera ng Negosyo.

For those who can’t make it physically on site, the Kanegosyo Coach videos alone should be sufficient for them because they are relatively short, easy to understand, and, most of all, practical and easy to apply. Apart from Pangilinan, the videos feature industry experts like Ten Outstanding Young Men awardee Shawntel Nieto; Mr. Go Negosyo himself, Joey Concepcion; and Cebuana Lhuillier’s very own finance whizzes Cliff Cabungcal and Dennis Valdes, as well as marketing guru Mike Sena.

Cebuana Lhuillier President and CEO Jean Henri Lhuillier is most proud of the Kanegosyo Center: “Financial inclusion is at the heart of our business, and the Kanegosyo Center stands as a beacon of hope for Filipino MSMEs. Through its innovative initiatives, including the Kanegosyo Coach, Cebuana Lhuillier is not only fostering entrepreneurship but also promoting financial inclusivity. By providing access to knowledge, resources, and expert guidance, the Kanegosyo Center is empowering entrepreneurs to navigate the complex entrepreneurial landscape and make informed decisions."

“Having the vision, dedication, or capital to start a business is not enough to seal success for an entrepreneur. They also need to have all the bases covered, from finance to marketing and many more, so they can sustain their business. And we are just happy that the Kanegosyo Center and its Kanegosyo Coaches are here to help them out,” added Annette Tirol, Senior Vice President and Group Head for Customer Engagement and Market Development.

The Kanegosyo Center’s Kanegosyo Coach program is every entrepreneur’s must-have guide for each and every aspect of starting, running, and growing a business. MSME proprietors and prospective business owners should seize the opportunity at once and visit the Kanegosyo Center website at kanegosyocenter.com, register for free, and take advantage of the Kanegosyo Center’s invaluable Kanegosyo Coach program and other programs that Cebuana Lhuillier specifically designed to help MSMEs and start-ups grow and succeed.

‘Tis the season of gift-giving: Home Credit’s ultimate gift guide this holiday season

Tweet

Enjoy a 0% interest installment offer on gadgets, laptops, and home appliances for the perfect presents for your loved ones this festive time of the year!

The holiday season is fast approaching and with it the comes the time to find the perfect gifts for your loved ones. It might be the most wonderful time of the year, but going through a ton of choices while keeping within a certain budget is one of the challenges that most grapple with during this season.

Luckily, Home Credit, the leading consumer finance company, is here to make your holiday season merrier as it now offers 0% interest on different installment options across a wide range of products. This means you can now give your loved ones the best presents during this festive time of the year without breaking the bank, just as shared in this video.

If you are wondering about the perfect gifts you can get with Home Credit, here are the top ideas you can consider:

Excellent everyday gadget companions

As technology is now an important part of our daily lives, gadgets make excellent presents this holiday season. With reliable or powerful features, these devices can serve as your loved ones' everyday companions, providing them with essential tools to stay connected, increase their productivity, and improve their entertainment.

If you are looking for perfect devices for your loved ones, Home Credit offers a range of options you can consider. You can surprise your loved ones with smartphones equipped with excellent cameras and high-performing specifications, all wrapped in long-lasting and stylish designs, such as iPhone 11 and Realme 11 Pro Plus 5G.

For more versatile gadgets that can seamlessly handle your loved ones’ work and play, tablets are the best option. By gifting the likes of Xiaomi Pad 6 and Huawei Matepad 11.5, you can provide a well-rounded experience with its incredible features, enabling your loved ones to excel in their everyday tasks.

Enhance productivity and entertainment with laptops

Laptops offer the power and flexibility to handle a wide range of tasks—be it for work or school. With their powerful features packed into a portable device, you can allow your loved ones this holiday season to be productive anywhere, especially now that we’re embracing a digital lifestyle.

Aside from that, laptops also deliver immersive entertainment experiences with their vibrant displays and powerful processors and graphic cards. This allows your loved ones to enjoy their leisure and relaxation as laptops can cater to various entertainment preferences, such as playing graphically intensive games and streaming shows and movies, among others.

With that in mind, consider gifting your loved ones with laptops that will elevate both their productivity and entertainment experiences. Models like the Acer Nitro 5, Huawei MateBook D15, Apple MacBook Air MGND3PP/A 13", and Asus TUF Gaming F15 are all available through Home Credit, making it easier than ever to get these devices for your loved ones this holiday season.

Enable your loved ones’ lifestyle with home appliances

Home appliances are a thoughtful and practical choice for holiday gifts, as they can significantly enhance the quality of life for your loved ones. They simplify daily routines, provide greater convenience, and even deliver added comfort.

For instance, gifting your loved ones with a new refrigerator not only helps them preserve food more effectively, but also enables them to stay organized, making daily meal preparation and grocery management efficient. An air conditioner, on the other hand, can ensure their comfort especially during the summer. You can also consider giving them a smart TV to elevate their entertainment experience or a washing machine to simplify laundry chores so they can save more time and effort.

With Home Credit, you can turn these ideas into reality by gifting your loved ones with home appliances, such as a Panasonic 9.4 cu ft Two Door Refrigerator, LG 1.0HP Dual Inverter Split Type Air Conditioner, Devant Ultra HD Smart TV 43", and Sharp 8.0kg Black Top Load Fully Automatic Washing Machine.

So, what are you waiting for? Take advantage of Home Credit’s 0% interest installment offer now to provide your loved ones with the perfect presents this holiday season. Start shopping with Home Credit today and make this festive time of the year truly special!

To know more about Home Credit Philippines’ latest updates, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in shoppingmall.ph.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

_____________________

About Home Credit

Home Credit Philippines is the lifestyle partner of every Filipino, providing access to credit through fast, convenient, and affordable financing in more than 15,000 partner stores nationwide. The brand offers a wide range of products from smartphones and laptops, home appliances and furniture, bicycles, and motorcycle accessories to electronics and hardware, sports equipment, and many more – offered at low or 0% interest rates in easy monthly installments.

In its 10th year in the Philippines, Home Credit has served over 10 million Filipinos. Beyond installment financing and related insurance services, Home Credit also offers cash loans, a virtual spending limit named Qwarta, and a credit card for its existing qualified customers. With the My Home Credit app, Filipino customers are just a click away to get the products they want for an elevated lifestyle.

More information on HCPH is available at www.homecredit.ph.

Home Credit Ph welcomes Marian Rivera, as Brand Ambassador and makes the holiday season merrier with 0% holiday deals

Tweet

The country’s leading consumer finance company, Home Credit Philippines, unveils the best holiday offers to help achieve goals this festive season and officially introduces celebrated actress Marian Rivera as its latest brand ambassador to welcome a merrier holiday season.

Marian widely recognized for her iconic roles in television series and movies, has made a mark as a multifaceted talent. She is also a successful entrepreneur, a renowned model, a talented dancer, an excellent TV host and a TikTok star.

While she takes on various roles in her career, Rivera is unwavering in her dedication as a mother of two and a wife, always prioritizing her family’s needs to provide them with the life they truly deserve—a trait perfect fit for the brand as she embodies the aspirations of every Filipino.

Shiela Paul, Home Credit’s Chief Marketing Officer, said.

“Marian Rivera represents the nature of Filipinos—being able to provide their loved ones and even themselves with the life they desire. As we welcome her to our Home Credit family, we are confident that her values will resonate with our customers. Together with Marian Rivera, we look forward to making this holiday season truly special for Filipinos,” 

The Great 0% Festival

Alongside the introduction of its newest brand ambassador, Home Credit also unveils a range of holiday offers for the Filipinos to pursue their personal and family goals with confidence this holiday season.

Among these deals include the back-for-a-limited-time promo, The Great 0% Festival, which offers 0% interest rate offer on various installment payment options, ranging from six to 18 months. Available through Home Credit partner stores or Shoppingmall.ph, this offer covers a variety of lifestyle and tech products, including mobile phones, laptops, appliances, furniture, and more, allowing users to realize their goals and make this holiday season unforgettable for themselves and their loved ones.

“As the country’s trusted partner ‘Para Sa Life,’ we want to enable our users to turn their personal and family goals into reality this holiday season. Our 0% interest rate offer on various lifestyle and tech products are not just financial services but relevant tools for the Filipinos to achieve the lifestyle they aspire for themselves and their families, especially during this festive time of the year. We hope that celebrating the holidays is a time when dreams are fulfilled and aspirations are realized,” Paul concluded.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

------------------------------

About Home Credit

Home Credit Philippines is the lifestyle partner of every Filipino, providing access to credit through fast, convenient, and affordable financing in more than 15,000 partner stores nationwide. The brand offers a wide range of products from smartphones and laptops, home appliances and furniture, bicycles, and motorcycle accessories to electronics and hardware, sports equipment, and many more – offered at low or 0% interest rates in easy monthly installments.

In its 10th year in the Philippines, Home Credit has served over 10 million Filipinos. Beyond installment financing and related insurance services, Home Credit also offers cash loans, a virtual spending limit named Qwarta, and a credit card for its existing qualified customers. With the My Home Credit app, Filipino customers are just a click away to get the products they want for an elevated lifestyle.

More information on Home Credit Philippines is available at www.homecredit.ph.

Bayad And Ventaja, Elevating Digital Financial Solutions for Filipinos Overseas

Tweet

In an effort to make greater strides in the country’s digital payment transformation, CIS Bayad Center, Inc. (Bayad)– the pioneer brand in the outsourced payment collection system and a full-service fintech subsidiary of Meralco – has officially renewed its partnership with Ventaja International Corp., a fintech institution, initially developed as a telecom prepaid card provider for Filipino migrant workers based overseas, and is now offering a variety of financial services such as remittance, loading and bills payment services for both government and household utilities, all of which, are powered and supported by Bayad’s robust biller aggregator system.

CHAMPIONING DIGITAL FINANCIAL INCLUSION: Executives of Bayad and Ventaja on their partnership signing. Seen in the photo (from L-R) are Ventaja Chief Operations Officer Zaida G. Batallones, Ventaja Chief Executive Officer Vincent Paul D. Grey, Bayad President and CEO Lawrence Y. Ferrer, and Bayad Chief Commercial and Marketing Officer Dennis S. Gatuslao.

Bayad brings in Meralco, Autosweep, Easytrip, SSS, and many others biller brands in Ventaja’s mobile application called Payremit and through Ventaja’s domestic and international payment centers. With this, even Filipinos overseas can be able to help settle their families’ bills in the Philippines and regularly pay for their government contributions at the same time.

Bayad President and CEO Lawrence Y. Ferrer shared, “We continue to expand our payment footprint globally, as we aim to elevate the payment experience of our kababayans. Our goal is centered on boosting their financial wellbeing, as we help them seamlessly settle their families’ bills in the Philippines, and at the same time, invest for their future through government contributions.

“We are with Ventaja in helping OFWs strengthen their ties to home, and we highly value every story of hard work that our kababayans experience before they are able to provide for their families’ needs back home”, added Ferrer.

Ventaja President and CEO Vincent D. Grey also shared “We are thrilled and grateful for our renewed partnership with Bayad as we both maximize the opportunity to offer enhanced payment services to Filipinos overseas. This way we can further financial inclusion and help boost the country’s economic growth.”

For fintech institutions like Ventaja that are interested in being part of Bayad’s extensive channel network, you may send an email to partnerships@bayad.com. Bayad enables partners to attain a nationwide presence and provides end-to-end support services for efficient payment and collection processing.

Holiday Shopping Made Easy!

Tweet

Here’s why you need to consider 0% interest installment deals to avoid the holiday rush stress

 

The holiday season is a joyful time, but it can also be filled with stress, especially when thinking of gift ideas for your loved ones and doing your holiday shopping. The pressure to find the perfect gifts, navigate crowded stores, and manage your budget can turn the season into a headache.

 

With some planning, you can enjoy a stress-free holiday shopping experience, discover exciting gift ideas, and even consider convenient payment options to make the most of your budget. These five Wais Tips shared by Home Credit, the country’s leading consumer finance company, can help you breeze through the process of buying presents and avoid the hassle of the holiday rush!

 

Make a list.

Santa is not the only one who benefits from making a list! Create a detailed shopping list that includes the names of the people you want to give gifts to, your gift ideas for each of them, and the shops where you can find those items. Having a list will keep you organized, help you stay on track, and reduce the likelihood of forgetting anyone or anything. 

 

Set a budget.

Before you start shopping, establish a clear and realistic budget for your holiday spending. Check your list and allocate a specific amount for each person. Sticking to your budget will help you avoid overspending and refrain from experiencing financial strain during the holiday season. 

 

Start early.

The early bird gets the stress-free shopping experience! Don't wait until the last minute to start your holiday gift shopping, and purchase gifts well in advance of the holidays. Starting early allows you to take advantage of sales and discounts, avoid the holiday rush, and ensures that you have plenty of time to find the perfect gifts without feeling rushed or pressured. 

 

Explore installment deals.

One of the best-kept secrets of hassle-free holiday shopping is taking advantage of installment deals. Home Credit is your go-to destination for this. They offer an extensive range of 0% interest rate installment deals on a variety of products.

 

Home Credit also makes it easier for you to check amazing holiday sales through its official website or My Home Credit App. You can also check Shoppingmall.ph, an online shopping platform for all authentic smartphones, laptops, gadgets, and home appliances. This platform helps you find the best deals in stores near you, making it much easier to apply for zero-percent interest rate installment plans and get pre-approved in minutes. You can also chat with a live Sales Agent for more information.

 

By choosing installment plans, you can spread the cost of your purchases over manageable periods, keeping your finances in check during the holiday season.

 

Home Credit also has your back beyond gift shopping. If unexpected bills or the need for extra holiday funds arise, Home Credit offers Qwarta and Cash Loan* to help you navigate the financial challenges seamlessly. With these alternative payment options, you can enjoy the holiday season while having the financial freedom to purchase what you need and experience what you want at your own pace.

 

Stay tuned for more deals and discounts!

This holiday season, make a commitment to stress-free shopping by following these expert tips. Watch out, as well, for Home Credit’s biggest and grandest holiday offerings yet. Stay tuned for more 0% interest rate installment deals and other flexible loan offerings for a wide range of products, including mobile phones, tablets, laptops, home appliances, furniture and more!

 

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace. 

 

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

 

*Available to select qualified users

 

GCash supports COMELEC’s Kontra-Bigay campaign

Tweet

GCash expressed its full support for the Commission on Elections’ (COMELEC) Resolution No. 10946, also known as "Kontra-Bigay", ahead of the upcoming Barangay and Sangguniang Kabataan elections.

Seated from left: Committee on Kontra bigay commissioner-in-charge Ernesto Ferdinand Maceda Jr., Comelec commissioner Socorro Inting, chairman George Erwin Garcia, commissioner Rey Bulay and deputy executive director for operations Rafael Olano, together with the GCash legal team (standing)

Officials from the fintech company attended the campaign’s launch at the Palacio del Gobernador in Intramuros, Manila, earlier in September. The launch was also attended by distinguished representatives from lead agencies such as the Department of Justice (DOJ), Philippine National Police (PNP), Armed Forces of the Philippines (AFP), Integrated Bar of the Philippines (IBP), Office of the Solicitor General (OSG), Public Attorney's Office (PAO), Anti-Money Laundering Council (AMLC), Department of Education (DepEd), as well as prominent election-focused NGOs like National Citizens' Movement for Free Elections (NAMFREL), Parish Pastoral Council for Responsible Voting (PPCRV), and Legal Network For Truthful Elections (LENTE).

COMELEC Resolution No. 10946 aims to combat online vote buying and selling by establishing a Kontra-Bigay Committee and expanding the existing vote-buying regulations under the Omnibus Election Code and its Implementing Rules and Regulations, as well as the other rules and regulations issued by COMELEC.

One of the most significant highlights of the newly passed resolution is its recognition of online banking transactions and the use of e-wallets as potential channels for vote buying under Section 30. During the launch, COMELEC emphasized its authority to scrutinize the financial details of account holders suspected of involvement in such illicit activities.

“GCash reiterates its unwavering commitment to cooperate fully with the COMELEC in the fight against online vote buying. The company recognizes the critical role fintech companies play in safeguarding the integrity of elections by preventing the misuse of digital financial tools for unlawful purposes,” said Martha Sazon, president and chief executive officer of GCash.

GCash believes that fostering transparency, accountability, and trust in financial transactions is paramount to ensuring fair, honest, and inclusive elections that reflect the people's will.

"We remain committed to upholding the highest standards of transparency and security in financial transactions and will actively support the COMELEC in their efforts to maintain a level playing field for all candidates and voters,” added Sazon.

As the country’s no. 1 finance super app, GCash embraces its responsibility in ensuring that not only finance but also democracy, is for all.

Unpack joyful gifting opportunities this holiday season with Pluxee, a Sodexo company

Tweet

Over the past two decades, Sodexo Benefits and Rewards Services has enabled rewarding experiences for over 4,000 corporate clients and their employees in the Philippines. This year, the company brings an extra sparkle to gift-giving with its first Christmas campaign carrying its new brand, Pluxee.

Pluxee, a Sodexo company, launches the “Magical ConneXions” campaign

for a more joyful holiday season

Pluxee, a Sodexo company, ushers in the holiday season with a range of promotions to make it easier for corporate clients to upgrade their rewards and recognition efforts, and open up a world of opportunities for their recipients.

Dubbed "Magical ConneXions," the campaign aims to bring more joy to employees, partners, and consumers with a focus on convenient, relevant digital gifting solutions. “As Sodexo Benefits and Rewards Services transitions to Pluxee, clients can count on our heritage of expertise and global perspective on innovation to elevate employee experience and engagement. The wordplay in Magical ConneXions is an ode to the ‘X’ in Pluxee which represents the importance of our relationships with clients, merchants and consumers in everything that we do,,” said Marketing Director Sharon K. Velasco.

Discounts on top of rebates and waived fees for corporate clients

New clients can enjoy up to 75% on service fees, rebates on total orders, waived portal fees worth Php 30,000, plus free API integration if required. Additional discounts are also available with Christmas products such as vouchers for ham, baskets, and cakes. Existing clients can enjoy all these, plus flexible pay later terms.

Ham-azing Deals at GC Regalo

From October 9 until December 31, Consumers and MSMEs ordering as low as P4,500 from Pluxee’s e-commerce store, GC Regalo, at www.GCregalo.sodexo.ph, can get free digital gift certificates (GCs) of Purefoods Ham.

Next-level gifting by Pluxee

As the pioneer of paper gift certificates in the country, Pluxee, a Sodexo company, was also the first to offer SMS and email based gift certificates and the only provider of app-based GCs. The email and SMS based GCs sent as codes to recipients’ mobile numbers and inboxes via user-friendly web portal. These are API enabled for easy integration with clients’ systems and can be customized for specific products and brands. Additionally, the app-based GCs can be partially redeemed, sent as credits to other users, and used to redeem vouchers at popular e-commerce stores like Grab, Lazada, and Shopee.

“In keeping with our tradition of launching industry milestones, we continue to evolve together with our stakeholders in a fast-paced digital landscape. We put in careful thought in enhancing UX across our products and platforms, actively expand our merchant network and touchpoints in key cities nationwide, and invest in technologies to develop solutions for tomorrow. Today, we are investing in the brand to let the world know that the best is yet to come from the most trusted rewards and benefits provider,” CEO Mert Cetin shared.

In the Philippines, Pluxee is a proud partner of the country’s largest retail network, SM. Pluxee powers SM’s official GC, the SM Gift Pass, and has recently launched the digitally-powered SM Gift Pass Choice, accepted at all SM Store branches and affiliates.

This Christmas, let your recipients enjoy what truly matters with Pluxee, your global partner in gift-giving this season and beyond.

Turn Your iPhone 11 Dream to Reality with Home Credit

Tweet

In today’s digital world, smartphones have become essential tools in our everyday lives. These pocket-sized devices, equipped with impressive technology and features, empower us in everything we do—whether it is enhancing our productivity, providing seamless access to information and fast communication, delivering entertainment, and more.

______________________________________

Extended by popular demand until Sept 30, don’t miss the chance to

enjoy the amazing 0% interest promo to experience the incredible smartphone

______________________________________

However, when purchasing these everyday companions, the costs often depend on their built-in features. The more powerful the device, the higher its price. But let’s admit that these smartphones are ideal in our daily hustle, as they boast cutting-edge specifications capable of seamlessly meeting our daily requirements without slow response times, especially when multitasking.

Realize your dream with Home Credit

The great news is that, even if you are on a budget, you can now turn your dream of owning an exceptional device like the iPhone 11 into reality with the help of Home Credit. You can avail of this outstanding smartphone from the leading consumer finance company with 0% interest, enabling you to enjoy staggered payment without additional charges so you will not strain your finances.

This amazing promo has been extended by popular demand until September 30, allowing you to take advantage of 6-, 9-, or 12-month installment plans when purchasing the iPhone 11’s 128GB or 64GB variant. Depending on your chosen payment duration, your dream phone can cost as little as PhP52 per day, making it a more affordable and worthwhile investment.

Built with extraordinary features and capabilities, discover how the iPhone 11 can support your day-to-day hustle.

Equipped with powerful performance for effortless grind

The iPhone 11 is powered by an A13 Bionic chip that delivers excellent performance so you can breeze through your daily tasks. With this processor, you can smoothly switch between apps without concerns about delayed responses. Additionally, as it features a powerful neural engine, you can enjoy real-time photo and video analysis to guarantee top-notch content quality.

This processor is paired with the iOS 13 operating system to provide an incredible user experience in your everyday grind. This operating system supports a dark mode feature and delivers a more secure way of accessing apps and websites.

For all-day performance, the iPhone 11 is equipped with a 3110mAh battery. This capacity can give you up to 65 hours of audio playback or 17 hours of continuous video watching. You also do not have to worry about longer charging time, as it has a fast-charge capability. In just 30 minutes of powering up with a 20W adapter or higher, you can have up to 50% battery energy, reducing your downtime using the device.

Built with an enduring design for long-lasting use

To ensure a long-lasting device you can use, the exceptional smartphone boasts a design with enduring quality. It exhibits a water-resistant design with an IP68 rating, capable of withstanding accidental spills and even submersion in up to two meters of water for half an hour. Its back design also showcases a glass piece meticulously crafted and shaped to provide the most resilient glass cover. This comes in six eye-catching colors: Black, Green, Yellow, Purple, Red, and White.

Packed with other remarkable features for everyday use

The iPhone 11 also has a dual-camera system with 12MP Ultra-Wide and Wide lenses to capture crystal-clear photos and videos. Additionally, it supports a 6.1-inch Liquid Retina screen with a 1792x828 resolution for immersive viewing. This is complemented by spatial audio, supported by Dolby Atmos, to deliver you a next-level sound experience.

Seize this opportunity today! Get your iPhone 11 through Home Credit now and realize your dream of having a remarkable device to empower your everyday hustle.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Higher OFW remittances continue to buoy Filipinos at home

Tweet

Global migration trends continue to affect Philippine labor and economy as Bangko Sentral ng Pilipinas (BSP) reports a 3% overall remittance growth to $17.59 billion (from January to June 2023) from the year-earlier $17.09 billion.

The same data found that cash remittances by overseas Filipino workers (OFWs) also increased by 2.9% to $15.79 billion compared to $13.35 billion in 2022. In June alone, OFW remittances sent through banks hit $2.81 billion, the highest level since $3.16 billion in December 2022. According to BSP data, personal remittances, including non-monetary inflows, grew by 2.2% to $3.13 billion in June from $3.06 billion in the same month last year.

Data from the Department of Migrant Workers and the Philippine Statistics Authority found that the country deployed over 1.8 million OFWs to major destination countries in 2022, which accounted for the largest financial contribution of all observed areas in this study.

"Millions of Filipinos are welcomed and valued in various industries and economies worldwide. While the pandemic slowed their deployment, this has since rebounded thanks to easing restrictions and inclusive labor policies in both the Philippines and host countries," said Earl Melivo, Head of Asia-Pacific at WorldRemit.

Land-based workers with contracts of a year or more and sea- and land-based workers with contracts of less than one year served as the greatest contributors, according to recent reports. Origin countries with the largest remittance flows from January to June 2023 were the United States at 41 percent, Singapore at 7 percent, Saudi Arabia at 6 percent, and Japan at 5 percent.

Melivo said that digitalization has been increasingly important in facilitating recruitment and emigration, improving labor migration management among OFWs.

Digitalization has also streamlined many processes for migrants and has also helped them cope with working and living abroad. It lets them stay in touch with loved ones and send money home easily. Platforms like WorldRemit facilitate secure and real-time online transfers for users worldwide.

"In this global landscape, remittances play an increasingly critical role in moving people and sustaining populations. But primarily, they support migrant workers' families. WorldRemit recognizes the significance of affordable remittance services in ensuring their welfare and empowering them through financial inclusion," Melivo said.

Get to know Filipino workers all over the world and their inspiring stories through the WorldRemit community at https://worldremote.com/en/blog/community.

_____________________

About WorldRemit

We’re a leading global payments company. We disrupted an industry previously dominated by offline legacy players by taking international money transfers online—making them safer, faster, and low-cost. We currently send from 50 to 130 countries, operate in more than 5,000 money transfer corridors worldwide, and employ around 1,200 people globally.

On the sending side, WorldRemit is 100% digital (cashless), increasing convenience and enhancing security. For those receiving money, the company offers a wide range of options including bank deposit, cash collection, mobile airtime top-up, and mobile money.

Bayad Partners with Go VIP Center to empower Filipinos with more payment options

Tweet

Bayad, the pioneer brand in the outsourced payment collection system, has partnered with Go VIP Center, a leading business solutions and financial services provider, to enable customers with more convenient ways to pay their bills.

REDEFINING ONE-STOP-SHOP PAYMENT SOLUTION: Executives of Bayad and Go VIP Center meet for the signing of the partnership to provide customers with more bills payment options. Seen in the photo are (from L-R) Go VIP Center Chief Finance Officer Paul Wilson A. Gardon, Go VIP Center President and CEO Julie M. Estares, Bayad President and CEO Lawrence Y. Ferrer, and Bayad Chief Commercial and Marketing Officer Dennis S. Gatuslao.

Under the partnership, more than 1,000 Go VIP payment centers can now accept bills payments for different utilities and government contributions including the Manila Electric Company (Meralco), PLDT, and Metro Manila Development Authority.

The new feature is on top of the usual money transfer, remittance, airtime loading, delivery, and microinsurance services offered in Go VIP payment centers.

Go VIP Center President and CEO Julie M. Estares said the partnership with Bayad is aligned with their mission to deliver innovative and convenient financial solutions to Filipinos.

“By integrating Bayad's payment collection system into our services, we can enhance the convenience and accessibility of bill payments for our customers, further streamlining their financial transaction,” she said.

For his part, Bayad President and CEO Lawrence Y. Ferrer said the partnership aims to provide customers with more accessible physical touchpoints for bills payment.

“Partnering with Go VIP Center continuously inspires us to rethink the level of convenience we can provide to the customers that we both serve. This is why we’re proactively expanding our biller ecosystem as we maximize a one-stop-shop payment experience especially for our kababayans who are always on the go. Our goal has always been centered on elevating the financial experience of Filipinos,” he said.

A wholly owned unit of Meralco, Bayad enables partners to attain nationwide presence and provides end-to-end support services for efficient payment and collection processing.

Enhancing Commuter Convenience: Mocasa, beep™ Team Up for Effortless Payment Solutions

Tweet

Philippines' first virtual credit wallet, Mocasa, and Automated Fare Collection Service provider, AF Payments Inc. (AFPI), recently announced their partnership aimed at improving the everyday travel experience for millions of Filipino commuters. Through this collaboration, users can now easily and securely reload their beep™ cards using Mocasa.

Mocasa and AF Payments Inc. (AFPI) recently signed a Memorandum of Agreement (MOA) that would improve the everyday travel experience for millions of Filipino commuters. Present in the MOA signing were (from L to R) AFPI Chief Commercial Officer Sharon Fong, AFPI President and CEO Jonathan Juan Moreno, Mocasa Chief Executive Officer Robin Wong and AFPI Chief Finance Officer Chona Christine Basilio

The collaboration comes at an opportune moment with the Philippine government, spearheaded by the Bangko Sentral ng Pilipinas (BSP), pushing for cashless payment transactions, particularly in the transportation sector.

To reload a beep™ card, users simply need to download the Mocasa mobile app and apply for a Pay Later account and activate their virtual Mastercard. Once approved, they can choose either to top-up or use their virtual Mastercard to reload.

For the top-up loading option, users simply need to go to the “Buy Load” section, select “BEEP” and choose their desired denomination. Users have to enter their beep™ account number and pay with Mocasa credit.

Users can also reload using the virtual credit card (VCC) option. They just have to tap the beep™ logo in Mocasa’s home page which will redirect them to beep™ app. Once rerouted, a pop-up window will show users instructions on how to reload using their VCC by tapping the “MPay” logo and keying in their card details checkout section. This integration streamlines the payment process, and users can be assured that their personal and financial information remain protected at all times.

In addition, Mocasa and AF Payments Inc. will develop loyalty programs that reward frequent Mocasa-beep™ users with exclusive perks and incentives. Both companies also promise to continuously enhance their systems and processes to meet the ever-evolving needs of commuters.

"We are honored and excited to partner with AF Payments Inc. to further ease the way people travel and pay for transportation services," said Robin Wong, Chief Executive Officer of Mocasa. "By leveraging our virtual credit technology and AFPI's extensive network, we aim to redefine the commuting experience, making it more seamless and enjoyable for passengers."

Jonathan Juan Moreno, President and Chief Executive Officer of AF Payments Inc., expressed equal enthusiasm, "This partnership represents a significant milestone in our mission to provide Filipino commuters with the most advanced and user-friendly payment options. Together with Mocasa, we are excited to introduce an innovative payment method that simplifies and enhances the travel experience."

Both companies are committed to an efficient and timely integration process, with the first phase of the partnership's offerings expected to roll out to commuters within the quarter.

beep™ cards can be purchased and used at Light Rail Transit Line 1 (LRT-1), Light Rail Transit Line 2 (LRT-2), Metro Rail Transit Line 3 (MRT-3) stations, select Point-to-Point (P2P) Bus Stations, and retail partners. They are also available in AFPI's official e-commerce platforms – Lazada, Shopee, and FB Marketplace.

Users are also encouraged to download the beep™ mobile app and register their card for convenient reloading, to check their balance, monitor transactions, and earn rewards points.

Mocasa is a financial technology company duly licensed and regulated by the Securities and Exchange Commission (SEC) and an accredited accessing entity of Credit Information Corporation (CIC). To learn more about the latest updates from Mocasa, visit www.mocasa.com or its Facebook, Instagram and Tiktok accounts. Customers are encouraged to download the app in Google Play or App Store to know more about its services and latest promos.

GCash, Dasmariñas LGU seal partnership for cashless payments

Tweet

Continuing its goal of making government transactions faster and safer for millions of Filipinos, GCash, the country’s leading mobile wallet, recently signed a memorandum of agreement with the City Government of Dasmariñas, Cavite to help residents adopt safe and convenient digital financial solutions.

(From left) GCash Luzon public sector team lead Rosemarie Abarquez, South Luzon public sector account manager Emilio Ylanan , Dasmariñas City Mayor Hon. Jenny Austria-Barzaga , GCash AVP and head for public sector and partnerships Lhen Pavia and Dasmariñas City administrator Ariel San Gabriel

The signing of the agreement was led by City mayor Jeniffer Barzaga and GCash AVP & head of public sector and partnerships Lhen Pavia.

Under the partnership, payments to the various offices and departments of the Dasmarinas Local Government Unit’s (LGU) can be paid faster and more efficiently through the GCash Pay Bills feature within the app.

“We at GCash, have always put emphasis on the importance of partnerships with the public sector in order to reach out to the unbanked and underserved communities and equip them with digital financial solutions for easier, safer, and more secure transactions anytime. We look forward to more partnerships with LGUs to help Filipinos have better lives,” says Pavia

With its shared goal of promoting digitalization in communities nationwide, Mayor Barzaga says, “This collaboration with GCash signifies our commitment to embrace digitalization so we enhance government services and serve our constituents better.”

Dasmariñas City joins smart cities like Victorias, Bacolod, and San Fernando, Pampanga which has now enabled digital payments and has educated its employees and constituents on the features and benefits of using e-wallets such as GCash.

Through strong collaborations with LGUs and key partners, GCash helps empower communities across the nation, especially the unbanked, taking its financial inclusion vision into a reality.

The GCash app is available for free on Google Play, and the App Store.

For more information, visit https://www.gcash.com

More than an e-wallet: GCash equips MSMEs to thrive in the digital economy

Tweet

GCash, the Philippines’ number one financial super app, empowers micro, small, and medium enterprises (MSMEs) to take on opportunities and navigate through the digital economy through its fintech solutions.

A local market vendor in Baguio benefiting from GCash’s effective fintech solutions

“This MSME month, GCash underscores its key role in helping businesses in the country level up through our extensive suite of digital financial services. From affordable lending for business expansion; business insurance to protect their assets and operations; as well as cashless transaction tools to help them reach more customers – GCash is evolving to becoming more than an e-wallet,” said Ren-Ren Reyes, President and CEO of G-Xchange, Inc. (GXI), the mobile wallet operator of GCash.

GCash offers GLoan which provides instant cash loans to kickstart business goals; and GInsure, through Negosyo Insure of its partner, Malayan Insurance, to protect hard-earned investments. Business owners can also enjoy seamless payment experiences with Scan-To-Pay, enabling easy QR code payments offline.

Easy access to loans for entrepreneurs

GLoan boasts of an easy application process as it considers users’ in-app behavior to provide them with pre-approved loans. Eligible users can easily access GLoan and use the funds to start or expand their business.

35% of GCash’s borrower base are business owners and it’s looking at providing 1.5 million more informal sellers with lending solutions to help grow their business.

Business Protection made affordable and accessible

GCash also understands that starting businesses may be risky, that is why the super app has made available, via GInsure, Negosyo Insure, underwritten by Malayan Insurance and powered by Igloo. For as low as PHP525 per year, MSMEs can be assured of secure and insured business operations for accidents that may happen to them, their property, and even their money.

GInsure can easily be accessed through the GCash app, with minimal requirements and steps for processing.

Additional income made easy via GCash PO

GCash has also created a way for sari-sari store owners to grow their business by earning as much as Php 50,000 per month, through commissions or bonuses earned as a GCash Pera Outlet (PO). This not only enables small businesses to grow, but also helps locals have a convenient one-stop-shop in their communities so they may avail of GCash’s services such as Cash In, Cash Out, Pay Bills, and Send Money.

Signing up for this has been made simple in the GCash app - all one has to do is click “GCash PO” under business services on the GCash dashboard, fill up the application form and submit along with business registration. Approval will be released within five (5) to seven (7) business days.

“In line with our mission to achieve 'Finance for All', we make sure we are able to pave the way for our MSMEs to meet their business goals. To date, we are empowering 845,000 small-scale community merchants from public market vendors, to sari-sari store owners, and tricycle driver associations,” added Reyes.

Learn the basics of investing in stocks with GCash’s GStocks Game

Tweet

Leading Philippine e-wallet, GCash, is setting out to make Filipinos’ investment journey more fun and easier to understand with the GStocks Game powered by EasyEquities.

-----------------------------------

Learning the basics of stock investing is made fun through GStocks Global Game on the GCash app

-----------------------------------

The game can be accessed in the GCash app and lets newbie investors learn and practice investing in the US stock market without worrying about losing any money.

Available until August 4, 2023, the GStocks Game is a trial feature in preparation for the launch of GStocks Global.

“As a pioneering investment company, EasyEquities has seen firsthand how investing is the best wealth creation strategy for all ages. We are grateful and excited to be partnering with GCash to bring a game that can motivate, educate, and excite their unmatched user base in the Philippines and promote financial inclusivity throughout the country. We believe Filipinos are ready for it,” said Rish Tandapany, President, EasyEquities Philippines

“The partnership of two market-defining fintech companies can help revolutionize the investment landscape in the Philippines by making it a more accessible and friendly activity for everyone,” said Jong Layug, GCash Head of Wealth Management.

To get started, GCash users can simply activate their account in the app by going to the “view all” icon on the app’s main dashboard, go to the ‘Enjoy’ section, and find the GStocks Game.

Users will then be given ‘play money’ worth $10,000 every week. The GStocks Game starts every Monday where gamers have the opportunity to compete for the highest gains in their portfolio and climb up the leaderboard.

The challenges end every Friday where 15 players have the chance to take home cash prizes. The top players will win P10,000; P7,500 for the second place winners; and P5,000 for the third placers. The 4th to 15th placers will also receive cash prizes.

As users play and learn about investing, they can also collect badges for everyone in the game to see, such as “15% Performance Growth”, “Winner of Game Week”, “Portfolio Diversification”, “Top 100 Game Week”, “My First Trade”, and many more!

Don’t have GCash yet? Download the app for free on Google Play for Android, Apple Store for iPhone and iPad users, or Huawei Gallery.

To know more, visit GCash at https://www.gcash.com.

Be one of 10 winners of 10K daily this Back-to-School season when you Scan-To-Pay with GCash!

Tweet

The start of a new school year is just around the corner, and preparations are in full swing. Whether it’s stocking up on school supplies, upgrading gadgets, or purchasing a new set of outfits, GCash is making the Back-To-School season more exciting this year by giving away Php 10,000 to 10 winners daily who Scan to Pay or Pay Later with GGives or GCredit as they get a head start on shopping for the school year ahead.

Have All Your Back-To-School Needs When You Scan-To-Pay or Pay Later with GCash

GCash Scan-To-Pay is a convenient and secure payment method for offline or in-store transactions with your favorite merchants. With GCash Scan-To-Pay, you only need your GCash app to pay for your purchases – saving you time and effort and allowing you more flexibility with your payments.

You can also Shop Now and Pay Later through GCash's borrowing services, GGives and GCredit.

With GGives, you can make big upgrades feel light and easy by breaking down your payments in up to 24 months installment with 0 down payment.

You also don't have to worry about your everyday school supplies because you can use a credit line of up to 50,000 for your immediate needs with GCredit, even if you don't have cash.

How to Join and Spin the Lucky QR

At all merchants where users may Scan-To-Pay with GCash or Pay Later with GCash, users will be rewarded for their transaction and earn one spin per day on the Back-To-School #LuckyQR the next day at 12 NN.

To join:

1. Log in to the GCash app and tap the Back-To-School banner.

2. Select the lucky draw game banner on the main Back-To-School landing page.

3. If you've made a QR payment transaction the previous day, you'll be directed to the lucky draw game page. Spin the wheel and receive a notification with your result and prize details if you win.

4. 10 winners of the Php 10,000 daily prize will receive their reward in their GCash wallet within 14 days. Meanwhile, those who join may also receive consolation e-vouchers in real time which they can use through A+ Rewards platform on the GCash app. Vouchers include discounts for Mobaypay, NBA, Disney+, Spotify, Foodpanda, App Store, and Google Play Store.

#GCashToSchool This Season at All Your Favorite Merchants

This year's Back-To-School season is about to get even more exciting with exciting discounts and deals. Purchase everything you need from school supplies, school-required readings, and more from trusted brands at National Bookstore and enjoy discounts up to Php 300 off with a minimum spend of Php 1,500 in-store.

Heading back to school is always more exciting when you pay with GCash at your favorite restaurants like Auntie Anne's and Angel's Pizza and get great deals. Meanwhile, cop all the season’s best looks and get your back-to-school fits at Penshoppe, Keds, Complex, Merrell, Sperry, Oxgn, Gap, Banana Republic, Old Navy, Forme, Regatta, Bocu and Memo.

A school of surprises await when you #GCashToSchool! Find more exciting offers this Back-To-School season and be one of the lucky winners! Download the GCash app today on the App Store or Google Play Store to join.