Holiday Shopping Made Easy!

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Here’s why you need to consider 0% interest installment deals to avoid the holiday rush stress

 

The holiday season is a joyful time, but it can also be filled with stress, especially when thinking of gift ideas for your loved ones and doing your holiday shopping. The pressure to find the perfect gifts, navigate crowded stores, and manage your budget can turn the season into a headache.

 

With some planning, you can enjoy a stress-free holiday shopping experience, discover exciting gift ideas, and even consider convenient payment options to make the most of your budget. These five Wais Tips shared by Home Credit, the country’s leading consumer finance company, can help you breeze through the process of buying presents and avoid the hassle of the holiday rush!

 

Make a list.

Santa is not the only one who benefits from making a list! Create a detailed shopping list that includes the names of the people you want to give gifts to, your gift ideas for each of them, and the shops where you can find those items. Having a list will keep you organized, help you stay on track, and reduce the likelihood of forgetting anyone or anything. 

 

Set a budget.

Before you start shopping, establish a clear and realistic budget for your holiday spending. Check your list and allocate a specific amount for each person. Sticking to your budget will help you avoid overspending and refrain from experiencing financial strain during the holiday season. 

 

Start early.

The early bird gets the stress-free shopping experience! Don't wait until the last minute to start your holiday gift shopping, and purchase gifts well in advance of the holidays. Starting early allows you to take advantage of sales and discounts, avoid the holiday rush, and ensures that you have plenty of time to find the perfect gifts without feeling rushed or pressured. 

 

Explore installment deals.

One of the best-kept secrets of hassle-free holiday shopping is taking advantage of installment deals. Home Credit is your go-to destination for this. They offer an extensive range of 0% interest rate installment deals on a variety of products.

 

Home Credit also makes it easier for you to check amazing holiday sales through its official website or My Home Credit App. You can also check Shoppingmall.ph, an online shopping platform for all authentic smartphones, laptops, gadgets, and home appliances. This platform helps you find the best deals in stores near you, making it much easier to apply for zero-percent interest rate installment plans and get pre-approved in minutes. You can also chat with a live Sales Agent for more information.

 

By choosing installment plans, you can spread the cost of your purchases over manageable periods, keeping your finances in check during the holiday season.

 

Home Credit also has your back beyond gift shopping. If unexpected bills or the need for extra holiday funds arise, Home Credit offers Qwarta and Cash Loan* to help you navigate the financial challenges seamlessly. With these alternative payment options, you can enjoy the holiday season while having the financial freedom to purchase what you need and experience what you want at your own pace.

 

Stay tuned for more deals and discounts!

This holiday season, make a commitment to stress-free shopping by following these expert tips. Watch out, as well, for Home Credit’s biggest and grandest holiday offerings yet. Stay tuned for more 0% interest rate installment deals and other flexible loan offerings for a wide range of products, including mobile phones, tablets, laptops, home appliances, furniture and more!

 

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace. 

 

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

 

*Available to select qualified users

 

GCash supports COMELEC’s Kontra-Bigay campaign

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GCash expressed its full support for the Commission on Elections’ (COMELEC) Resolution No. 10946, also known as "Kontra-Bigay", ahead of the upcoming Barangay and Sangguniang Kabataan elections.

Seated from left: Committee on Kontra bigay commissioner-in-charge Ernesto Ferdinand Maceda Jr., Comelec commissioner Socorro Inting, chairman George Erwin Garcia, commissioner Rey Bulay and deputy executive director for operations Rafael Olano, together with the GCash legal team (standing)

Officials from the fintech company attended the campaign’s launch at the Palacio del Gobernador in Intramuros, Manila, earlier in September. The launch was also attended by distinguished representatives from lead agencies such as the Department of Justice (DOJ), Philippine National Police (PNP), Armed Forces of the Philippines (AFP), Integrated Bar of the Philippines (IBP), Office of the Solicitor General (OSG), Public Attorney's Office (PAO), Anti-Money Laundering Council (AMLC), Department of Education (DepEd), as well as prominent election-focused NGOs like National Citizens' Movement for Free Elections (NAMFREL), Parish Pastoral Council for Responsible Voting (PPCRV), and Legal Network For Truthful Elections (LENTE).

COMELEC Resolution No. 10946 aims to combat online vote buying and selling by establishing a Kontra-Bigay Committee and expanding the existing vote-buying regulations under the Omnibus Election Code and its Implementing Rules and Regulations, as well as the other rules and regulations issued by COMELEC.

One of the most significant highlights of the newly passed resolution is its recognition of online banking transactions and the use of e-wallets as potential channels for vote buying under Section 30. During the launch, COMELEC emphasized its authority to scrutinize the financial details of account holders suspected of involvement in such illicit activities.

“GCash reiterates its unwavering commitment to cooperate fully with the COMELEC in the fight against online vote buying. The company recognizes the critical role fintech companies play in safeguarding the integrity of elections by preventing the misuse of digital financial tools for unlawful purposes,” said Martha Sazon, president and chief executive officer of GCash.

GCash believes that fostering transparency, accountability, and trust in financial transactions is paramount to ensuring fair, honest, and inclusive elections that reflect the people's will.

"We remain committed to upholding the highest standards of transparency and security in financial transactions and will actively support the COMELEC in their efforts to maintain a level playing field for all candidates and voters,” added Sazon.

As the country’s no. 1 finance super app, GCash embraces its responsibility in ensuring that not only finance but also democracy, is for all.

Be one of 10 winners of 10K daily this Back-to-School season when you Scan-To-Pay with GCash!

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The start of a new school year is just around the corner, and preparations are in full swing. Whether it’s stocking up on school supplies, upgrading gadgets, or purchasing a new set of outfits, GCash is making the Back-To-School season more exciting this year by giving away Php 10,000 to 10 winners daily who Scan to Pay or Pay Later with GGives or GCredit as they get a head start on shopping for the school year ahead.

Have All Your Back-To-School Needs When You Scan-To-Pay or Pay Later with GCash

GCash Scan-To-Pay is a convenient and secure payment method for offline or in-store transactions with your favorite merchants. With GCash Scan-To-Pay, you only need your GCash app to pay for your purchases – saving you time and effort and allowing you more flexibility with your payments.

You can also Shop Now and Pay Later through GCash's borrowing services, GGives and GCredit.

With GGives, you can make big upgrades feel light and easy by breaking down your payments in up to 24 months installment with 0 down payment.

You also don't have to worry about your everyday school supplies because you can use a credit line of up to 50,000 for your immediate needs with GCredit, even if you don't have cash.

How to Join and Spin the Lucky QR

At all merchants where users may Scan-To-Pay with GCash or Pay Later with GCash, users will be rewarded for their transaction and earn one spin per day on the Back-To-School #LuckyQR the next day at 12 NN.

To join:

1. Log in to the GCash app and tap the Back-To-School banner.

2. Select the lucky draw game banner on the main Back-To-School landing page.

3. If you've made a QR payment transaction the previous day, you'll be directed to the lucky draw game page. Spin the wheel and receive a notification with your result and prize details if you win.

4. 10 winners of the Php 10,000 daily prize will receive their reward in their GCash wallet within 14 days. Meanwhile, those who join may also receive consolation e-vouchers in real time which they can use through A+ Rewards platform on the GCash app. Vouchers include discounts for Mobaypay, NBA, Disney+, Spotify, Foodpanda, App Store, and Google Play Store.

#GCashToSchool This Season at All Your Favorite Merchants

This year's Back-To-School season is about to get even more exciting with exciting discounts and deals. Purchase everything you need from school supplies, school-required readings, and more from trusted brands at National Bookstore and enjoy discounts up to Php 300 off with a minimum spend of Php 1,500 in-store.

Heading back to school is always more exciting when you pay with GCash at your favorite restaurants like Auntie Anne's and Angel's Pizza and get great deals. Meanwhile, cop all the season’s best looks and get your back-to-school fits at Penshoppe, Keds, Complex, Merrell, Sperry, Oxgn, Gap, Banana Republic, Old Navy, Forme, Regatta, Bocu and Memo.

A school of surprises await when you #GCashToSchool! Find more exciting offers this Back-To-School season and be one of the lucky winners! Download the GCash app today on the App Store or Google Play Store to join.