Home Credit Philippines gives 14,000 employees a magical excursion at Enchanted Kingdom, other locations for 10th anniversary

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Home Credit Philippines (HCPH), in celebration of its 10th anniversary, has recently hosted festive events for its 14,000-strong employees. For the first time in the leading consumer finance company's history, nationwide celebrations in various resorts and convention centers were organized for its employees, their families, and friends.

To ensure maximum enjoyment, over 6,700 employees from Metro Manila and nearby provinces were treated to a magical day at the Enchanted Kingdom. The theme park was closed for two days exclusively for the event. Employees were given two regular day-pass tickets, pocket money, a free souvenir photo, and a transportation subsidy. In addition, each employee was also allowed to bring up to 5 guests.

True to its commitment of "No small roles. Everyone is important," the rest of the employees from HCPH’s 30 local offices from 12 regions celebrated in nearby resorts and convention centers to enjoy various outdoor and water activities. 

"The Home Credit family has grown significantly since our first year of operation here in the Philippines. We started with 158 employees and have now reached an impressive number of 14,000 in just 10 years. With this expansion, stronger employee engagement is needed to ensure that our workforce is in their best mental and physical condition. We recognize the valuable role our employees play in the company's success. As a response, we provide them with opportunities to achieve personal victories and focus on other aspects of their lives, including their mental health. This work break, in celebration of our 10th anniversary, is just one of our projects to promote work-life balance," said Alpha Omega Aquino, HCPH Chief People Officer.

To stay updated on the latest offerings and promotions from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Shopping Mall Philippines. 

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). 

Smart partners with UnionBank to reward subscribers with up to P5,000 Welcome Gift

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Smart subscribers have one more reason to celebrate the new year as mobile services provider Smart Communications, Inc. (Smart) has teamed up with Union Bank of the Philippines (UnionBank) to bring more exclusive rewards to subscribers with their new UnionBank Credit Card.

Under this exciting partnership, qualified Smart Prepaid subscribers will receive a P2,000 Welcome Gift with their new UnionBank Rewards Credit Card, while qualified Smart Postpaid and Smart Infinity subscribers will receive a P5,000 Welcome Gift with their new UnionBank Rewards, UnionBank Miles+, or UnionBank Reserve Credit Card.

Eligible subscribers can make the most of this exclusive Welcome Gift as they shop at their favorite stores or their go-to online shopping apps and e-commerce platforms. Smart subscribers can learn more about the perfect UnionBank Credit Card that suits their lifestyle at https://smart.com.ph/Pages/ubwelcomegift/.

How to redeem your exclusive Welcome Gift from Smart and UnionBank

Smart Prepaid subscribers with a new UnionBank Rewards Credit Card may receive their P2,000 Welcome Gift by linking their UnionBank Rewards Credit Card to GigaPay on the Smart App, and then purchasing PowerAll 99 on the Smart App.

On the other hand, Smart Postpaid subscribers with a new UnionBank Rewards Credit Card may receive their P5,000 Welcome Gift by simply enrolling their Smart Postpaid account to the Auto Bills Payment on UnionBank’s website.

Aside from this exclusive Welcome Gift, UnionBank Rewards cardholders may also enjoy No Annual Fees Forever with an accumulated spend worth P20,000 within 60 days of card approval.

UnionBank Miles+ and UnionBank Reserve for Smart Infinity members

Meanwhile, Smart Infinity members on Plan 3500 may get their P5,000 Welcome Gift with their new UnionBank Miles+ Credit Card by simply enrolling their Smart Infinity account to the Auto Bills Payment on UnionBank’s website. UnionBank Miles+ Credit Card also gives users a chance to redeem a Welcome Gift of 30,000 never-expiring miles with an accumulated spend of P40,000 within 60 days of card approval.

In addition, Smart Infinity members on Plan 5000 and Plan 8000 may also receive their P5,000 Welcome Gift with their new UnionBank Reserve Credit Card by simply enrolling their Smart Infinity account to the Auto Bills Payment on UnionBank’s website. Application to UnionBank Reserve Credit Card is by invite only and Plan 5000 and Plan 8000 members are automatically eligible to apply.

On top of this Welcome Gift, UnionBank Reserve cardholders may also redeem as much as P18,000 worth of eGift from Giftaway merchants with an accumulated spend of P40,000 within 60 days of card approval.

This exclusive promo will run until February 29, 2024.

Smart’s collaboration with UnionBank is part of its thrust to bring exclusive rewards and epic lifestyle treats to the fingertips of subscribers on top of empowering them with the best mobile network experience possible. Learn more about the latest treat from Smart and UnionBank at https://smart.com.ph/Pages/ubwelcomegift .

GCash, NBI sign agreement to run after cyber criminals

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The National Bureau of Investigation (NBI) and GCash, the country’s number one finance super app, have signed a memorandum of agreement to further strengthen their collaboration to go after perpetrators of online fraud, scams, and other cybercrimes.

From left: Atty. Maricor Alvarez-Adriano, GCash Chief Legal Officer, Atty. Gilbert Escoto, GXI Chief Legal Officer, Oscar "Renren" Reyes, G-Xchange Inc (GXI) President and CEO, Atty. Medardo de Lemos, NBI Director, Atty. Jose Justo Yap, NBI Deputy Director for Operations

Under the partnership, GCash will assist NBI in preventing, detecting, investigating, and prosecuting cyber crimes that involve the use of the GCash mobile app or the transfer or receipt of proceeds from any crime or unlawful activity. This will be done by providing relevant information and data under prevailing laws, rules, and regulations. The agreement also further solidifies the priority of GCash to secure the funds and data of its users.

The signing ceremony was graced by key officials from the government agency namely NBI director Atty. Medardo G. De Lemos, NBI officer-in-charge (OIC) of the Office of the Deputy Director for Operations Jose Justo Yap, G-Xchange, Inc. (GXI) chief executive officer Oscar Enrico Reyes Jr., and GCash Group Head of New Businesses and Corporate Affairs, Winsley Royce Bangit, together with other key leaders from the bureau and GCash.

“As more and more Filipinos embrace the digital space for their daily transactions and investments, it’s critical for law enforcement agencies to have an active partner like GCash with whom we exchange technical knowledge and expertise on the latest cybersecurity measures. This partnership is a big milestone in our shared fight against scammers, fraudsters, and other cybercriminals,” said De Lemos.

GCash is also working actively with the Philippine National Police Anti-Cybercrime Group (PNP-ACG), Anti-Money Laundering Council (AMLC), and other law enforcement agencies to further employ up-to-date security technologies, and strengthen security measures, through continuous threat and intelligence sharing, and better ensure safer transactions for its customers. This also includes adhering to the strictest anti-money laundering, counter-terrorism financing, and anti-fraud standards. In line with this, GCash also reminds users to protect themselves when using digital wallets and become more attentive in the face of fraud.

“We’ve seen a concerning rise in online scams, investment fraud, and various cybercrimes in recent years. Now more than ever, it is crucial that we work together with authorities to protect Filipinos against perpetrators,” said Reyes.

As the country’s biggest digital ecosystem and a pioneer in inclusive digital finance, GCash continues to bolster its vision of “Finance for all” to allow Filipinos to have easy access to safe, secure, and convenient digital financial products and services – empowering communities across the nation.

Filipinos can download the GCash app for free on Google Play and the App Store. For more information, visit www.gcash.com.ph

Bayad strikes alliance with Pisopay.com, powering bills payment services

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Bayad, the pioneer brand in the outsourced payment collection system in the Philippines, beefs up its partnership with Pisopay.com Inc., a cloud-based financial application provider taking a more aggressive stance in the e-commerce industry through its remittance and bills payment services.

CHAMPIONING DIGITAL FINANCIAL INCLUSION: In photo from left to right are Pisopay.com CEO Ariel Surca, Pisopay.com Chairman Jae Jung Jang, Bayad President and CEO Lawrence Y. Ferrer, and Bayad Chief Marketing Officer Dennis Gatuslao.

Under the partnership, Pisopay.com will integrate its biller brands with Bayad, allowing Bayad’s physical and digital touchpoints to accept payments for government institutions like Bureau of Quarantine, LTFRB, and selected LGUs nationwide, academic institutions like Philippine Merchant Marine Academy, National Maritime Polytechnic, Baliwag Maritime Academy and Scuola Maria in Batangas, e-commerce business like Palengke.PH, and many others.

Bayad President and CEO Lawrence Y. Ferrer shares “We value the way people do payments, and we make sure to highlight security and convenience in our collection service. This is why we are constantly maximizing our cybersecurity measures and upgrading our real time posting features to enhance end to end transaction processing. Through our partnership with Pisopay, we believe that we will be able to serve Filipinos from all walks of life as we elevate their payment experience”

Pisopay.com Chairman Jae Jung Jang also shares: "Pisopay is your worry-free financial partner, powering businesses with fast, secure payments, collection, and remittances. We're a one-stop shop, simplifying complex finances through trusted technology. Let us handle your money worries so you can focus on what matters. We respect the value of your hard work, and the least of your worries will be how your transaction is treated, and with our partnership with Bayad, we are assured of double security and a wider reach to our clients nationwide, especially to communities that are unbanked, providing a seamless service, wherever and whenever.”

 

For fintech institutions like Pisopay.com that are interested to be part of Bayad’s extensive bills payment collection network, you may send an email to partnerships@bayad.com. Bayad enables partners to attain nationwide presence and provides end-to-end support services for efficient payment and collection processing. 

 

AXA Philippines embraces the power of art to promote mental health advocacy

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Multiple studies present compelling evidence of the transformative effects of the arts on mental health and well-being. These art engagements may range from music therapy for pain management, drama therapy to support social-emotional development, and dance programs for Parkinson’s Disease patients, among others.[1] Growing literature also reveals that art activities may lead to lower levels of stress and daily anxiety, decreased risk of depression, and the development of self-esteem, self-acceptance, confidence, and self-worth.[2] Committed to promoting optimal mental health and overall wellness, AXA Philippines is harnessing the power of art to promote its mental health advocacy through a collaboration with the multidisciplinary art platform Nude Floor.

The dance performance choreographed by Ashvinder Singh embraces the healing power of movement.

Blending art and advocacy

AXA Philippines recently showed support for Nude Floor’s immersive art event called “The Gallery – A Night of Sensory Explorations.” Tapping choreographers, musicians, and visual artists, the interactive art experience served as a platform where both the artists and the attendees became active participants in the dialogue surrounding mental health. It was a unique collaborative exercise between restraint and letting go, reminding the audience of the importance of sensorial awareness when navigating around our everyday realities.

Held at the Samsung Performing Arts Theater, the space was transformed into a 360-degree setting where viewers could freely move around the surface and interact with the local artists' exhibits and installations. The audience also enjoyed an immersive, 90-minute sit-down show featuring several pieces from various movement artists.

Contemporary artist Chloe Alcid’s dance performance perfectly captures the power of art to evoke emotions and inspire audiences

The event brought a fusion of creative expressions, spanning Visual Art, Poetry, 4D Installations, and Live Music. This kinetic exhibition explored the value of intuition, rawness, and vulnerability, underlining how emotional exposure fosters authentic connections.

The partnership between the global insurer and the artists of Nude Floor is an equally strategic and creative approach to advance their shared vision and cause. Nandy Villar, AXA Philippines Chief Marketing Officer, emphasizes the significance of the partnership, stating, "Our collaboration with Nude Floor puts the spotlight on mental health, a discussion often perceived as taboo due to the stigma surrounding it. By supporting an innovative and immersive art experience, we hope to inspire and encourage more people to embark on a journey towards better mental health by embracing art as a powerful outlet to express themselves."

"The Gallery" provided participants with an opportunity to explore their own mental landscapes, fostering a deep understanding of themselves and those around them. This transformative experience leaves a lasting impression, precisely aligning with the event's objective of raising awareness about mental health through personal, emotional, and relatable encounters.

AXA’s continuous global mission

The insurance provider has built a reputation for devoting time and resources to developing solutions and supporting programs aimed at helping individuals around the world reach the peak of good mental health. Among its notable global initiatives is the annual AXA Study of Mind Health and Well-being conducted to measure mental well-being worldwide, identify why some people are struggling, and look at how individuals, healthcare professionals, and policymakers can promote the best possible mental health outcomes for all.

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[1] https://www.who.int/news/item/25-09-2023-ground-breaking-research-series-on-health-benefits-of-the-arts

[2] https://iris.who.int/bitstream/handle/10665/329834/9789289054553-eng.pdf?sequence=3

AXA Smart Traveller secures Filipino passengers and their loved ones on trips this holiday season

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The Christmas and New Year holiday season is just around the corner, and Filipinos can't wait for the 'bonus' season and the extra-long break that comes with these celebrations. This special period allows us to focus on hanging out with family and friends, getting into the giving spirit, or even jetting off for adventures abroad. However, the joy of these moments can quickly fade away in the face of last-minute panic. The stress of the holiday rush, combined with abrupt temperature changes, can render people more susceptible to illnesses. Therefore, it’s all the more essential to take necessary precautions and ensure coverage for any medical emergencies while traveling.

Top of Form

As one of the leading insurance providers in the country, AXA Philippines recognizes the importance of alleviating travel anxieties. “This is a season of joy, celebration, and exciting trips. Whether you're visiting family abroad, enjoying an international trip with friends, or exploring a new city during the year-end break, our goal is to ensure your protection at every step, allowing you to immerse yourself in the cheer and charm of the season,” said Nandy Villar, Chief Marketing Officer at AXA Philippines.

Having a Trusty and Reliable Travel Partner in AXA Smart Traveller

AXA Smart Traveller is a top-tier comprehensive travel insurance that enables Filipinos to travel smart, providing extensive protection for both domestic and international trips. It offers 24/7 worldwide travel and medical assistance, with the highest emergency coverage of up to P3.5M each for sickness or accident.

Notably, AXA Smart Traveller covers emergency medical evacuation, which ensures that if you find yourself in a remote area needing immediate medical attention beyond the capabilities of local facilities, swift arrangements will be made for your transportation to the nearest hospital, ensuring prompt access to the necessary treatment. Additional benefits include reimbursement for non-refundable expenses in case of trip cancellation or postponement, protection against baggage loss or damage, and coverage for permanent disablement or demise resulting from accidents while traveling. These inclusive benefits empower travelers to embark on each trip with ease, knowing they are protected from various risks.

Globally recognized protection

The Schengen-accredited travel insurance plan bagged the Gold Award in the Travel Insurance Category of the international magazine Reader’s Digest’s Trusted Brands 2023. Reader's Digest Trusted Brands has been hailed as the preeminent measure of brand trustworthiness both locally and internationally for the past 25 years, rewarding companies that have gained the most customer trust via their products and services.

Get ready for the holiday season! AXA Smart Traveller offers comprehensive travel insurance to ensure worry-free trips. From medical emergencies to trip cancellations, AXA Philippines has got you covered. Explore the world with peace of mind.

With the security provided by AXA Philippines, picture yourself indulging in a buttery croissant in a charming Parisian café or savoring a classic pub experience in the heart of London—all worry-free. Get immersed in a captivating book while overlooking the stunning landscapes of the Canadian Rockies, or curate a trip-specific playlist to accompany your road trip through the picturesque countryside of Tuscany. You can also go beyond the tourist spots and explore local hidden gems—a quiet Australian beach or a rustic Italian village where time seems to stand still. Stroll through scenic landscapes, from the vineyard-covered hills of the French countryside to the charming Bavarian villages of Germany, adding an extra layer of joy to your international holiday adventure.

For seamless travel in Schengen states, you require a Schengen-accredited insurance partner offering comprehensive travel coverage. This transforms your travel experience across both Schengen and Non-Schengen countries into a collection of extraordinary moments, made more memorable with the assurance of the right insurance provider.

To know more about how AXA Philippines is protecting what matters most to Filipinos wherever they are in the world, visit https://www.axa.com.ph/products/travel-insurance/.

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ABOUT AXA PHILIPPINES

Established in 1999, AXA Philippines is one of the largest and fastest growing insurance companies in the country. It offers financial security to close to 2 million individuals through its group and individual life insurance as well as general insurance products.

AXA Philippines is one of the first to introduce bancassurance operations in the country, and is among the pioneers in the investment-linked insurance sector.

AXA Philippines is a joint venture between the AXA Group, headquartered in France, GT Capital Holdings, Inc. (GT Capital), a leading listed conglomerate in the Philippines, and Metropolitan Bank and Trust Company (Metrobank), one of the Philippines’ largest financial institutions. It is duly recognized by the Insurance Commission[1] and has the following licenses to operate: 2019/37-R and 2019/40-R.

[1] https://www.insurance.gov.ph/

The Filipinos’ favorite: Home Credit financed 1.7M mobile phones in 2023

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As 2023 comes to a close, Home Credit, the country’s leading consumer finance company, reveals an interesting trend in the Philippine market: an increase in the number of purchases of various commodities, particularly mobile phones with 1.7M units financed. This surge in products sold was facilitated through Home Credit’s year-long promos, including the most recent 0% interest on installment financing.

This year, Home Credit saw a significant upswing in purchases across different categories, showing a shift in what consumers prefer. With a focus on empowering Filipinos to realize their personal and family goals, Home Credit's offerings have reflected an evolution in lifestyle choices and aspirations.

Among the highlighted categories, mobile and tablet purchases garnered the greatest number of units sold, indicating a continued reliance on these devices for work, education, and entertainment. The volume sold in this category, marked by an impressive 1.7M units, showcases the enduring significance of these gadgets in everyday life. For this year, the brand to highlight is Apple, which is now the top mobile brand for Home Credit, with a 100% sales increase from last year.

Filipino consumers have also shown a marked interest in upgrading their living spaces. The appeal of modernizing households resonated strongly, evident in the 420,000 units of home appliances financed by Home Credit. The specifications of these appliances, tailored to enhance convenience and efficiency, have appealed to consumers seeking to upgrade their home appliances in time for the new year.

Meanwhile, the demand for TV and electronics, computers, furniture, and other home improvement materials saw notable traction, signifying a desire for enhanced connectivity and comfort in homes. The specifications of these products, focused on delivering superior performance and comfort, have been key factors driving their popularity.

When it comes to goods supporting sustainability, the demand has also been noteworthy, especially for e-bikes. This year, Home Credit has seen a 122% sales growth in e-bikes, a proof point in the growing trend of green living and alternative transportation products.

The introduction of The Great 0% Festival by Home Credit has been pivotal in driving these purchases. This limited-time promo offers holiday deals and 0% interest rates on installment plans, spanning from six to 18 months. Available at Home Credit partner stores and Shoppingmall.ph, these offers make lifestyle and tech products more accessible, promising an unforgettable holiday season for Filipino families.

Don’t miss The Great 0% Festival! Make your dreams and aspirations this holiday season come true with Home Credit’s special offer, available until January 2024!

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in Shopping Mall Philippines.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Moneybees extends over-the-counter crypto buy and sell services to jewelry store patrons

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Moneybees, a Virtual Asset Service Provider (VASP) specializing in over-the-counter (OTC) crypto exchanges, has consistently expanded its service outreach by tapping the jewelry appraisal industry by partnering with Willyn Villarica Jewelry to enable even more Filipinos to conveniently buy and sell crypto using fiat.

Strategically located at Market Market in Taguig City, the branch has become a go-to destination for both jewelry enthusiasts and crypto traders to seamlessly convert their digital currency. The branch facilitates a seamless transition from the digital realm to tangible assets, allowing users to effortlessly convert their cryptocurrency holdings into physical cash.

Crypto enthusiasts can purchase and sell major cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), USD Tether (USDT), USD Coin (USDC), and Ripple (XRP), among others.

Moneybees has been partnering with businesses that are Bangko Sentral ng Pilipinas-Supervised Financial Institutions (BSFIs) to make crypto as accessible as possible amid the rapidly developing digital assets market.

“Our long-term partnership with Willyn Villarica Jewelry provides convenience for more users to use peso to purchase the digital assets they want. and to take advantage of cryptocurrency-related services straight from a reputable physical location,” Moneybees Chairman and CEO Jay Ricky Villarante stated.

Established in 2013, Willyn Villarica Jewelry has been dependable in jewelry services and money exchanges. The incorporation of Moneybees' services has garnered a positive reception due to its location, fast transaction speed, and convenience for both first-time cryptocurrency clients and repeat customers, thereby contributing significantly to the store's revenue stream.

Willyn Villarica Jewelry owner Willyn Villarica shared, “Being one of the first partner locations of Moneybees, I have been witness to the growth and the contribution of Moneybees in educating the public about the concept of cryptocurrency. I appreciate the fact that the people behind Moneybees have the genuine desire to uplift the lives of the Filipinos through financial literacy.”

Willyn Villarica Jewelry has another branch that houses Moneybees crypto services, Dominion Pawnshop, located in Bulacan. The branch accommodates inquiries on Moneybees’ cryptocurrency services, integrating conventional retail and online financial services for users to easily explore and engage with digital currency.

As the crypto market experiences a resurgence, Villarante anticipates a growing interest among Filipinos in exploring and trading cryptocurrencies. Moneybees is spearheading this adoption by partnering with traditional currency exchange providers to make crypto even more accessible.

To learn more about how Moneybees is transforming the accessibility of cryptocurrencies, visit https://www.moneybees.ph/.

ABOUT MONEYBEES

Exchange cash and cryptocurrencies safely and instantly. Moneybees lets you buy and sell cryptocurrency, including Bitcoin, USDT, and Ethereum, at government-licensed Moneybees outlets. It is duly registered with the Bangko Sentral ng Pilipinas (BSP) and with the Anti Money Laundering Council (AMLC) as a Virtual Asset Service Provider (VASP).

For more information, visit https://www.moneybees.ph/.

Transaction model:

BUY CRYPTO: The customer hands over the payment, and Moneybees sends the crypto directly to the preferred crypto wallet of the customer

SELL CRYPTO: The customer sends crypto to Moneybees, and the customer receives Peso in cash or directly to their bank account

On the other hand, it's also the best way to cash in into these exchanges as Moneybees send the crypto directly to the customer's preferred wallet.

It must also be noted that for Moneybees, Know-Your-Customer (KYC) is a must. All customers who will avail of the Moneybees services are required first to do a KYC.

How to become a Moneybees partner?

Moneybees welcomes interested entities to be a partner with the following requirements:

● Must either be a registered entity either at the Security and Exchange Commission (SEC) or at the Department of Trade and Industry (DTI)

● Must have a license from the BSP, e.g.:

○ Remittance Agent License

○ Money Exchange License

○ Money Service Business License

○ Other BSP-Supervised Financial Institutions

● Must be registered at the Anti-Money Laundering Council

● Manual Laundering and Terrorist Financing Prevention Program (MTPP)

● Must have a valid Business Permit to Operate

● Must be willing to provide complete documentary requirements

● Must have at least 1mbps internet connection in the physical outlet and a mobile phone

For more details, please feel free to reach Moneybees at

● info@moneybees.ph

● support@moneybees.ph

ABOUT WILLYN VILLARICA JEWELRY

Established in 2013, Willyn Villarica Jewelry has been the definitive authority in jewelry appraisal services, offering diverse services, including foreign exchange, jewelry sales, cleaning and repair services, jewelry manufacturing, gemstone identification, diamond grading, and comprehensive jewelry appraisals, consistently setting the benchmark for quality and expertise. Willyn Villarica Jewelry is a BSP-supervised financial institution (BSFI).

Paywatch enters PH: Asia’s leading Earned-Wage Access (EWA) service to battle petsa de peligro among employees

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Living paycheck to paycheck is common among Filipino households. Those who live this way are familiar with the term petsa-de-peligro, or the critical days of budgeting right before the next paycheck. Debt and petsa-de-peligro are often symptoms of lack of efficient financial access. These challenges are what Paywatch, Asia’s leading earned-wage access (EWA) service provider, aims to solve.

Paywatch recognized as a Top ESG at the 2023 Malaysia Fintech Frontier Awards.

EWA allows employees to access some of their wages before the end of their payroll cycle, lessening their need to apply for short-term loans to cover day-to-day expenses or emergencies. With Paywatch, employees get to access their earned salary anytime and anywhere with just a few clicks. No need to file cash advance requests and definitely no interest charge.

Paywatch is quickly becoming the biggest EWA player in Southeast Asia as it opens in the country. As of last record, Paywatch services more than 300 employers and 500,000 employees in Malaysia, South Korea, Indonesia, and now, the Philippines.

Paywatch, Asia’s leading Earned-Wage Access (EWA) service provider and powered by top financial institutions in the region. In photo, bottom right, Rowell Del Fierro, President of Paywatch Philippines, beside him, Paywatch’s Co-founder and CEO, Alex Kim.

Paywatch to mitigate debt traps among Filipino wage workers 

Paywatch started its operations in the Philippines with a partnership with Wilmar International, one of Asia’s leading agribusiness groups. They also have a cohesive partnership with Shang Properties, an established real estate developer in the country. Employees at these companies are more empowered to manage their finances with an innovative EWA solution. In fact, Paywatch has received an overwhelming reception with 150% response to roadshows as employees invite their co-workers to learn more about EWA. 

“So many Filipinos are faced with petsa de peligro on top of various financial challenges, especially debts. With this EWA innovation at hand, we at Paywatch aim to alleviate the financial stress that every Pinoy worker knows all too well. Moreover, it also contributes to strengthening businesses as it helps keep its employees secure and productive. Indeed, the impact of EWA is tangible and profound,” shares Rowell Del Fierro, President of Paywatch Philippines. 

Paywatch partnered with Shang Properties and introduced EWA as a debt free financial access tool for their employees. In photo, third from right: President of Paywatch Philippines Rowell Del Fierro.   

Paywatch to help businesses increase employee retention rate 

Employers also benefit from Paywatch by addressing retention and productivity issues. Paywatch has noted that Southeast Asia faces a 67% turnover in its workforce, which greatly affects the business landscape in the region. 

When employees can access their earnings, they can regain control of their finances and are motivated and productive at work. The service provider has a proven track record, with employers reporting increased productivity. An employer has noted a remarkable increase in employee retention, from 104% turnover rate pre-Paywatch implementation to 26% after the service was offered.

Paywatch also provides a customized approach and dedicated support to every business. Signing up only entails a one-time setup with zero disruptions to the human resources system and cash flow, whatever the industry or company size.

Paywatch is founded by industry and regional experts, all committed to helping alleviate its customers' financial burdens in the Philippines. This has made Paywatch the only EWA provider in partnership with multiple topnotch financial institutions such as VISA, Zurich, Hana Bank, OCBC Bank, UOB, and Hong Leong Bank . All central banks also endorse the provider within the locations it operates. Lastly, Paywatch has an unparalleled geographical reach and is the only EWA company serving four markets. 

“Empowering employees towards financial freedom is not just our mission; it's our commitment to a brighter, debt-free future. Paywatch aims to transform the traditional payroll system to address the vicious cycle of debt. With our innovation, employees can gain control over their finances, access their hard-earned money for emergencies, and eliminate the need for predatory loan practices. Together, we can promote financial well-being and create a debt-free future for all wage workers,” says Alex Kim, co-founder and president of Paywatch.

Marian Rivera-Dantes, Home Credit’s flash mob wows all

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Home Credit Philippines, the leading consumer finance company, spreads joy and holiday cheer this festive season as it surprises the crowd with a spectacular flash mob performance led by its newest brand ambassador and celebrated actress Marian Rivera-Dantes at the Market! Market! in Bonifacio Global City (BGC), Taguig.

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Leading Consumer Finance Company’s newest brand ambassador

brings holiday cheers at Market! Market! BGC

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Marian, together with Home Credit dancers, delighted the audience with their energetic performance, dancing to the beat of the viral TikTok dance, Sabay-Sabay Tayo, and later transitioning to Home Credit’s theme song, titled Para Sa Life.

Home Credit also organized a dance challenge for the mallgoers, encouraging them to learn Para Sa Life’s choreography. Those who showcased their moves on social media, tagging Home Credit’s official accounts, snagged exciting prizes.

One of the lucky mallgoers who witnessed Marian's performance, conveyed the incredible experience of seeing the talented actress in action. “Watching Marian perform Sabay-Sabay Tayo not only filled me with excitement but also inspired me to dance along. The energy during that moment was remarkable! Experiencing Marian's live performance is truly unforgettable, and I am grateful to have been at the Market! Market! when the flash mob happened,” she said in Filipino.

Additionally, one of Marian’s long-time fans who got to see her during the event, expressed her excitement about the actress’ latest endorsement. “Throughout the years, Marian has consistently demonstrated her unwavering commitment to achieving her family's goals and providing them with the life they truly deserve. It is this dedication that makes her an ideal fit for Home Credit. Much like Marian's dedication to her family, Home Credit is committed to assisting Filipinos in realizing their goals and aspirations through its innovative products and services, helping them achieve their dreams for themselves and their loved ones,” he shared in a mix of English and Filipino.

Laban Para sa Life Goals

Meanwhile, Home Credit just launched the #LabanParaSaLifeGoals campaign featuring Marian Rivera-Dantes. This campaign encourages breadwinners and families to achieve their life goals through Home Credit.

#LabanParaSaLifeGoals’ message shines in a heartfelt video recently released by Home Credit. It shows a breadwinner working hard to support her family, and finally having the chance to prioritize both herself and her family because of Home Credit’s easy-on-the-wallet options.

With Home Credit’s “The Great 0% Festival,” achieving life goals is easier for people like her. This exciting promo includes a 0% interest rate on installment plans of six to 18 months. It covers a range of tech and lifestyle products like laptops, phones, appliances, furniture, and more, found at Home Credit partner stores or Shoppingmall.ph.

If you have not yet seen the #LabanParaSaLifeGoals campaign video, watch it via this link.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Top self-service payment kiosk provider in the Philippines bullish on outlook in 2024

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eTap Inc., the leading self-service payment kiosk provider in the country with 70% of the market share is bullish on its outlook in 2024.

The people behind the wholly-Filipino owned company noted that innovations and its passionate commitment to reach out and tap the unbanked segment of the PH population propelled the company to be the leading self-service payment kiosk provider in the Philippines today.

(R-L) Mr. Percy Hernandez, President and CEO of eTap, Inc. with Mr. Marlon Portugal eTap, Inc. COO shared about the plans of the country’s leading self-service kiosk provider in the country, at the launch held in Mandaluyong City.

Leveraging on eight years of groundbreaking solutions, eTap Inc. has consistently stood as the number one choice by leading brands providing accessible and convenient financial services in the country.

"At eTap, we believe in the transformative power of technology to uplift communities. Our self-service payment kiosk system is more than a convenience; it's a gateway to financial independence for the unbanked. We are dedicated to providing excellent customer service to ensure that every individual feels supported on their financial journey," shares Percy Hernandez, CEO of eTap Inc.

Founded in 2015, eTap Inc. has been guided by a dedicated team of visionaries committed to shaping the future of financial accessibility. The faces behind eTap are passionate advocates for financial inclusivity and innovation zeroing in on the unbanked sector of the PH population.

eTap is passionate about creating solutions that cater to the unbanked lower sector, ensuring financial services are within reach for all. eTap Inc.'s self-service payment kiosk system offers a wide range of services, from bill payments to ticketing, providing users with an intuitive and efficient way to conduct transactions. The user-friendly interface ensures a hassle-free experience, making it accessible to all demographics.

It is dedicated to shaping the future of seamless transactions with its state-of-the-art self-service payment kiosk system. Leveraging innovative technology, eTap Inc. aims to simplify and enhance the customer payment experience across various sectors. In 2024, eTap will further expand to reach out to the unbanked from far flung communities.

To complement its wide range of self-service payment kiosk system, eTap Inc. formed its subsidiary, eTap Solutions; which is dedicated to deploying and operating its own machines for the retail, food, services, and transport industries to fast-urbanizing cities nationwide. eTap Solutions is poised to set a new benchmark for reliability and functionality in the industry.

For more information about eTap Inc., please visit etapmo.com.

Jingle all the way to savings, cop the latest iPhone 15 with Home Credit’s 0% deal

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It’s the season to be techy, fa-la-la-la-la! Get ready to add some jolly to your holiday with iPhone 15. And yes, it's not just another smartphone; it's your passport to a world of digital fun and entertainment[KL(1] . From dazzling specs to a generous serving of storage options, the iPhone 15 is a delightful gift for yourself or your loved ones this holiday season.

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Enjoy 6-,9-, 12-month installment options with 0% interest now

when you avail of this amazing device this holiday season

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What's more, you can now enjoy a special 0% interest offer and flexible installment payment on this amazing device when you purchase one in Power Mac Center and The Loop stores. Thanks to Home Credit, the country’s leading consumer finance company, you can make your holiday a Christmas tech-tacular one when you get your hands on this latest gadget with an iPhone loan!

 

Check out iPhone 15’s incredible features here:

 

Tech That's a Ho-Ho-Whole Lot of Fun!

No matter which storage variant you choose, the iPhone 15 promises nonstop fun. Powered by Apple's A15 Bionic chip, this phone offers speeds that Santa's sleigh would envy. It's your go-to device for high-speed gaming, seamless multitasking and impressive power efficiency. With the iPhone 15, you'll be dashing through your tasks with ease and spreading the joy of tech this holiday season!

 

Dazzling Display

Prepare to be dazzled by the iPhone 15's Super Retina XDR display. It's like unwrapping a present every time you use your phone. The 6.1-inch OLED screen treats your eyes to a visual feast with its vibrant colors, deep blacks and incredible brightness. Whether you're binge-watching holiday movies or video chatting with loved ones, the iPhone 15's display adds a touch of magic to every moment.

 

Say Cheese!

Ah, the iPhone 15's advanced dual-camera system is the real star of the holiday show, delivering picture-perfect moments that will light up your season. With a 48MP Main camera at the helm, equipped with a 26mm lens, ƒ/1.6 aperture, sensor-shift optical image stabilization, and support for super-high-resolution photos, you can capture the tiniest details of your festive decorations in all their glory.

 

The 12MP Ultra Wide camera with a 13mm lens and a 120 degree field of view allows you to snap up those epic group photos without anyone being left out. The night mode and deep fusion features ensure that your photos are Instagram-worthy, no matter how dim the lighting. Say cheese, and say it again, because your holiday memories are about to shine!

 

Storage Galore

With the iPhone 15, you can choose from three storage variants: 128GB, 256GB, and 512GB. It's like having a Christmas stocking that never runs out of space. So, snap all the holiday pics, store your favorite festive playlists, and download those addictive holiday-themed games. With the 512GB variant, you can hoard all the holiday joy your heart desires.

 

Party Time with 0% Interest Offer via Home Credit!

But the fun doesn't stop there! Home Credit is turning your holiday season into a tech-tastic fiesta.

 

How? With their 0% interest offer, you can surely unbox the iPhone 15 without breaking a sweat. Just choose from 6-, 9-, or 12-month installment plans[KL(2] . No extra interest means more money to spend on festive celebrations. It's the ultimate gift to yourself this holiday season!

 

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Shopping Mall Philippines. 

 

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

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 [KL(1]How to say better that: "passport to a world of tech-driven fun and entertainment"

 [KL(2]Kindly verify tenor of this. Just 12 months?

Celebrate the Holidays with Heartfelt Gift Ideas from Mocasa

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The holiday season is a time of wonder and magic, when people gather to celebrate love, gratitude, and the joy of giving. Choosing the perfect gift for your loved ones can be a fun but difficult and a bit costly endeavor.

Good thing, there is Mocasa, the Philippines’ first virtual credit wallet, which offers a Pay Later credit line of up to PHP30,000 repayable over 50 days at 0% interest. Simply download the app, apply for a "Pay Later" account, provide any required documentation (such as government IDs and proof of income), and you'll be approved in minutes. Once approved, you can now start your holiday shopping online using Mocasa’s virtual Mastercard. You may also use your Pay Later account when purchasing items in stores by simply scanning the QR PH code using the Scan to Pay feature powered by Asia United Bank (AUB).

Aside from Pay Later, Mocasa also provides Quick Loan, which offers a cash loan of up to PHP25,000 for as low as 0.2% daily interest payable in three installments. You can also pay off your Mocasa Quick Loan before the end of billing cycle and just pay the principal plus the actual daily interest.

The Gift of Entertainment and Convenience

Subscribing to streaming platforms take center stage as a novel and fun holiday present in the spirit of modern gifting. Imagine the excitement of receiving not just one present, but a year-long pass to a universe of entertainment. From the latest blockbuster movies, binge-worthy TV shows or as simple as listening to today’s latest music hits, your loved ones can enjoy a wide range of content tailored to their tastes. To make this even more awesome, have some food and booze delivered through food delivery service like foodpanda and pay later using Mocasa.

Another, navigating the metro's hectic holiday rush can surely be exhausting, especially for daily commuters. So, make their travels easier by gifting them a beepTM card preloaded through Mocasa app. They can also skip the long queues if they have insufficient balance. They just simply need to download the Mocasa mobile app, apply for a Pay Later account and activate their virtual Mastercard. Once approved, they can choose either to top-up or use their virtual Mastercard to reload their beepTM card.

DIY Munchies Straight from the Heart

Handmade gifts show love and affection. Try to make a batch of homemade cookies, jams, or leche flan as labor of love that will surely be remembered. It's a good thing you don't have to fear going to the grocery store to purchase the ingredients for these. Fortunately, online grocery delivery services like MetroMart are now available, and you can be sure that you will only receive the best and freshest ingredients. To top it all off, they have a lot of ongoing specials, so make sure to take advantage of them.

To make it even better, if you're a first-time MetroMart customer, you can receive PHP300 off for a minimum purchase of PHP3,000 when you use the code “MOCASANEW” and pay with your Mocasa virtual Mastercard. This offer is valid for one-time use until December 31.

Tech Gadgets for the Future Enthusiast

Consider the latest gadgets and equipment for the tech-savvy people in your life. Aside from smartphones and laptops, smart speakers, fitness trackers, noise-cancelling headphones, and virtual reality experiences can make their life more innovative and convenient. You can start looking for holiday deals at your favorite online stores, such as Lazada and SM Malls Online App, and fill your cart with items to be checked out later with Mocasa Pay Later.

To make online shopping with SM Malls Online App even merrier, sign up with Mocasa and use the referral code "SMONL" to receive a PHP200 e-voucher from SM. Simply install Mocasa, then register either for Pay Later or Quick Loan option. If your application is approved, you will receive your SM e-voucher and be alerted via SMS or in-app notification. Promo runs until December 25.

Gifts of Relaxation and Wellness

Needless to say, holidays are the ideal time for people to unwind, rest, or take care of themselves. So why not provide your loved ones with the care they deserve? You can splurge a bit and pamper them with a spa treatment, a makeover, or a wardrobe update for the upcoming season bought from your favorite online shop. You can also create a Tiktok video montage to recall this enjoyable event, much as they do in movies! And you don't have to worry about payments right away because you can pay it later, anywhere with Mocasa.

Holiday season is a time for giving, and these gift ideas will add a touch of joy and care to your festivities. Whether you choose a personalized touch, experiences over stuff, homemade treats, or luxury indulgences, always remember that the act of giving is a deep expression of love and appreciation. As you begin your Christmas shopping, keep in mind that the most important presents are those that originate from the heart and resonate with your loved ones' hobbies and characteristics. This year, let your gifts reflect the warmth and affection that characterize the holiday season.

Mocasa is a financial technology company duly licensed and regulated by the Securities and Exchange Commission (SEC) and an accredited accessing entity of Credit Information Corporation (CIC). To learn more about the latest updates from Mocasa, visit www.mocasa.com or its Facebook, Instagram and Tiktok accounts. Customers are encouraged to download the app in Google Play to know more about its services and latest promos.