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During Home Credit’s media event. From left to
right: Petr Lukosz - Chief CRM Officer, David Minol - Chief Executive Officer,
Puneet Suneja - Chief Sales Officer, Shiela Paul - Chief Marketing Officer, and
Zdenek Jankovsky - Executive Director & Treasurer. |
As the company celebrates its decade-long service in the country this October, Home Credit continues to progressively expand its operations and provide customers with a complete ecosystem of products and service offerings suited to their individual needs and lifestyles.
In 2022, Home Credit ended the year strong with a customer base of 9.3 million. The expansion of its services to different lifestyle segments and categories played a big part in enabling Filipinos to afford a more rewarding life.
“Our goal of a financially empowered Philippines comes true every year, one customer at a time. In our 10 years of service in the country, we aim to empower 10 million customers by the end of 2023 and continue to serve more Filipinos in the years to come. More than delivering innovative and accessible financial services, we celebrate the relationships we have built with our stakeholders and customers over the past decade, and this we choose to continue above and beyond,” shares Home Credit Philippines’ Chief Executive Officer, David Minol.
Anything, anytime, anywhere
As a leading consumer finance provider, pioneering buy now, pay later (BNPL) services in the country, Home Credit has grown its local roots in the past decade and developed a much deeper understanding of the local market. The company has seen the need to expand its lifestyle offerings and finance solutions to better support the ever-evolving needs and demand of Filipinos in this new generation.
Over the years, Home Credit has expanded to a robust 15,000 partner stores across 75 provinces in the country and has aggressively grown its online presence through the My Home Credit App. The company has also forged partnerships with the country’s biggest brands and retailers, building a wide selection of 300+ lifestyle commodities ranging from gadgets and smartphones, appliances and furniture, to bicycles and motorcycle accessories, sports equipment, and many more.
From once to always
Since entering the country in
2013, Home Credit has empowered millions of Filipinos to access more financial
solutions through its expanded range of product options.
Aside from product loans, the
company also offers existing customers with good payment histories the
opportunity to avail themselves of Cash Loan, which helps them to be
more financially capable. To date, Home Credit has disbursed over 1.8 million Cash
Loans to its customers, in which 90% of the contracts were signed digitally and
20% of the applications were processed through the My Home Credit App.
Home Credit boasts of having the
fastest cash loan approval and disbursement in 1 minute – the best in the
market. Customers can enjoy the flexibility of the Cash Loan offers ranging
from Php 3,000 to Php 150,000 and repayment terms from six to 48 months. 
During Home Credit’s media event. From left to
right: Shiela Paul - Chief Marketing Officer, David Minol - Chief Executive
Officer, Zdenek Jankovsky - Executive Director & Treasurer, Petr Lukosz -
Chief CRM Officer, and Puneet Suneja - Chief Sales Officer.
Nurturing relationships, building
protection
Home Credit believes that availing
of its financing products is not the end of the customers’ journey but only the
start of it. The company wants to further build meaningful relationships with
its customers and be their ally in advocating proactive measures to keep
themselves and their families safe and protected.
With this, Home Credit also
offers solutions to give the best protection to its customers. They have the
option to purchase a range of protection packages: Device Protection which
can be upgraded with an extended warranty for accidental damage protection; Extra
Care for flexibility in managing payments; Home Content to protect
and cover home belongings from any unfortunate incidents; and an innovative Personal
Payment Protection that offers unlimited telemedicine service, death and
accident coverage, and medical reimbursement.
Serving customers, valuing
communities
As the lifestyle partner of every
Filipino, Home Credit remains steadfast in its mission of empowering Filipinos,
Para sa Life. The
company has focused on advocating financial literacy, which aligns with Home
Credit’s thrust of championing environmental, social and governance (ESG).
Last year, Home Credit’s flagship
financial literacy program Wais
sa Home reached more than 20 million Filipinos across the
country and has driven onsite financial literacy programs in various provinces,
particularly in the communities of Pampanga, Iloilo, Guimaras, Capiz, Antique,
and Aklan.
The company also commits to a
greener earth with 30 million sheets of paper saved in overall transactions, an
equivalent of 2,000 trees conserved due to its digitalization initiative. Aside
from that, Home Credit also promotes equity by providing more substantial
purchasing power for women who comprise 52% of its customer base.
Home Credit, as the market leader in the consumer finance sector, not only finds strength in numbers but in the strong connections it has made among stakeholders and consumers alike. In its 10th year in the Philippines, the company seeks to become a standard in the consumer finance industry with its commitment to innovation, customer satisfaction, and financial inclusion.
Home
Credit Philippines is a financing company duly licensed and supervised by the Securities and
Exchange Commission (SEC) and by the Bangko Sentral ng Pilipinas (BSP). To know more about the latest updates from the
company, visit its official website www.homecredit.ph. You may also
follow its official Facebook, Instagram, and TikTok accounts.
Customers are also encouraged to download the My Home Credit App on Google
Play to learn more about the latest promos and see what’s new in the
Marketplace.
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