#GSafeTayo: GCash to roll out ‘double authentication’ to arrest unauthorized transactions

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Signs agreement with PNP-ACG to strengthen fight vs cybercrimes

GCash is set to roll out a new security feature that aims to prevent unauthorized transactions brought about by phishing and other types of scams.

GCash and PNP ACG strengthens collaboration through a revitalized security campaign, #SafewithGCash that aims  to mitigate scam incidents by employing a combination of user education and continuously upgrading its internal security platform to serve its 71 M users.

From L-R: GCash Head of Enterprise Risk Management Bea De Ocampo, GCash Chief Legal Officer, Atty. Maricor Alvarez-Adriano, GCash Chief Customer Officer Winsley Royce Bangit, PBGEN Joel Doria, Director PNP ACG; Police Colonel Bernard Yang

With #GSafeTayo the Philippines’ number one financial app introduced the “double authentication” feature which can ensure that only the account owner has the ability to link his GCash account to a specific device.

“This feature removes customers’ dependence on SMS OTPs which has been exploited by some fraudsters to scam users. It will provide a unique identifier that can’t be phished by scammers. It also provides an additional layer of security to the current SMS OTP,” said Winsley Bangit, Chief Customer Officer of GCash. “We never stop innovating to make sure our 71 million users have the safest and most convenient experience when they use the app.”

GCash has also introduced a new product under its GInsure platform, "Online Shopping Protect". For just P34 per month, get up to Php20,000 in insurance coverage for incomplete deliveries, defective items, accidentally-damaged, or stolen products.

The new offering, which will launch soon on GInsure, is powered by global insurance company, Chubb.

Aside from continuing to beef up its security measures, GCash has also been ramping up its partnership with authorities and regulators to help ensure the whole e-wallet ecosystem is safe for all.

During the #GSafeTayo media launch, GCash also signed a memorandum of agreement with the Philippine National Police Anti-Cybercrime Group (PNP-ACG) to strengthen collaboration in going after perpetrators involved in phishing, smishing, online fraud, e-scams, vishing, and other cybercrimes that take advantage of GCash users.

“I would like to express my confidence that through our stronger partnership with the PNP-ACG, we will be able to achieve more in the prevention, investigation, and prosecution of cybercrimes. GCash also assures the PNP-ACG that we will do whatever we can in order to successfully implement our agreement,” said GCash Chief Legal Officer Atty. Maricor Alvarez-Adriano.

Through its intensified security campaign under #GSafeTayo, GCash has also been constantly reminding its users to never share their MPIN or OTP, as well as to never click links outside of the GCash app, especially from websites or senders which you have not verified to be legitimate.

In fact, GCash has already removed all clickable links in its official SMS and emails to users to help them determine that when they receive messages with links, then these are scams.

The e-wallet has also migrated transaction notification messages to the in-app inbox and masked the names of send money recipients to further protect the users’ funds and personal data.

Through its revitalized security campaign, GCash is aiming to mitigate scam incidents by employing a combination of user education, increased cooperation with law enforcement agencies, as well as continuously upgrading its internal security platform.

Alipay+ to offer special packages from Friday onwards on GCash featuring Disney+ which will be available in the Philippines on November 17

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Users of the Philippines’ No.1 e-wallet GCash will be able to use their Alipay+ Rewards for special packages that include subscriptions to the highly anticipated streaming service Disney+

Ahead of the official launch of Disney+ in the Philippines on November 17, Alipay+ together with its e-wallet partner GCash today announced that it will offer Disney+ as part of a special package to users of the Philippines’ No.1 e-wallet, GCash.

As part of an early bird deal from November 4 until November 16, GCash users in the Philippines with Alipay+ Rewards can sign up for the special package that includes Disney+ annual subscriptions, when they pay with their GCash e-wallet via Alipay+ Rewards on the GCash app.

Subscribers will be able to start streaming Disney+ from November 17, to watch exciting general entertainment content from iconic brands including Disney, Marvel, Star Wars, Pixar, National Geographic and Star.

“We’re delighted that consumers in the Philippines will very soon be able to access our vast library of entertainment content on Disney+ and connect with their favorite characters and stories anytime they want,” said David Shin, Senior Vice President and Managing Director, Southeast Asia, Taiwan and Hong Kong, The Walt Disney Company. “Consumers will be able to stream exclusive originals, blockbuster films, series, documentaries, and incredible content from Disney’s iconic suite of brands and franchises.”

Disney+ is the exclusive streaming home of an ever-growing library of global, regional and Asian language content such as blockbuster films from the Marvel Cinematic Universe to award-winning Pixar animation, to Korean content featuring BTS and other top Asian stars, under the Star brand.

Star also offers renowned movies and shows such as Emmy-award winning Grey’s Anatomy, Only Murders in The Building, The Bear, The Simpsons and The Kardashians. In addition, Star delivers exclusive originals produced in collaboration with producers and directors in the Asia Pacific region.

“As a company committed to delivering more value and choice to our customers, we are thrilled to be bringing Disney+ to consumers to offer access to a great selection of global, regional and Asian language entertainment to consumers across the Philippines,” said Jing Yin, General Manager of Global Strategic Accounts of International Business Group at Ant Group. “With innovative payment and marketing solutions, Alipay+ serves as a cross-border economic connector enabling consumers to make payments on global platforms to enjoy more rewards including world-class entertainment experiences through their preferred digital wallets.”

“Through GCash and Alipay+, Disney fans can enjoy their favorite movies and shows in just a few taps. We recognize this significant opportunity in the entertainment and streaming space and have high hopes for Disney+ in the Philippines market,” said Winsley Bangit, Chief Customer Officer of Mynt – operator of GCash.

After the debut of Disney+ on November 17, consumers in the Philippines can continue to use their GCash e-wallets via Alipay+ to subscribe for the popular global streaming service.

 

About Disney+

Disney+ is the dedicated streaming home for movies and shows from Disney, Pixar, Marvel, Star Wars, National Geographic and Star, along with The Simpsons and much more. The service offers an ever-growing collection of exclusive originals, including feature-length films, documentaries, live-action and animated series, and short-form content. With unprecedented access to Disney’s long history of incredible film and television entertainment, Disney+ is also the exclusive streaming home for the newest releases from The Walt Disney Studios. For more, visit disneyplus.com, or find the Disney+ app on select compatible mobile and connected TV devices.

 

About Alipay+

Alipay+ offers unified global mobile payment and marketing solutions that connect merchants with multiple e-wallets and payment methods from different countries and regions by collaborating with global partners. Consumers can conveniently use their preferred local payment methods while transacting seamlessly in a different market and be able to enjoy marketing solutions offered by the merchants through Alipay+. Alipay+ is developed by Ant Group, the owner and operator of Alipay, one of the world’s leading digital open platforms.

 

About GCash

GCash (G-Xchange, Inc.) is the #1 Finance App in the Philippines. Through the GCash App, 69M registered users can easily purchase prepaid airtime; pay bills at over 1,600 partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 5.2M partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. GCash is a wholly-owned subsidiary of Mynt (Globe Fintech Innovations, Inc.), the first and only duacorn in the Philippines.

 

GCash was recognized by The Asian Banker (TAB) and by the IDC in 2021 for its outstanding digital financial inclusion programs.

 

Premier Mobile Sportsbook Site SportsPlus Officially Launched

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SportsPlus hopes to drive the shared Filipino passion of sports towards a more exciting experience than ever before.

There’s nothing quite like being an avid sports fan. Regardless of your game of choice—be it basketball, soccer, volleyball, boxing, or any other spectator sport—there is an unmistakable thrill from following the struggles and successes of world-class athletes. In many ways, fans share in the losses and victories of their favorite teams and athletes from around the world, creating a communal experience unlike any other.

 SportsPlus offers hoop fans competitive odds to bet on their favorite basketball leagues like the NBA and PBA.

Now, this experience gets richer and more immersive than ever with SportsPlus, the premier mobile sportsbook site that offers a convenient and seamless experience for users all across the country so that they, too, can “Win the Game.”

SportsPlus users who love soccer will find themselves hooked onto every goal of the Premier League and FIFA World Cup as they bet on their favorite teams.

Officially launched on November 2, SportsPlus capitalizes on the world-renowned passion Filipinos have for their favorite sports—and hopes to drive this passion towards an experience that is more exciting than ever. By offering competitive odds, SportsPlus allows fans to feel the same surge of excitement over their victories being tied to the results of each game.

 SportsPlus’ seamless UI and UX puts users first, and is designed to make the user experience smooth and convenient.

Through competitive odds and a diverse array of sport offerings—from the NBA and UFC to Premier League and NFL—Pinoy sports fans are sure to have a fun and “sulit” sportsbook experience with SportsPlus.

More than that, the PAGCOR-accredited service has designed SportsPlus for maximum ease of use. Registration is quick and simple, enabling all users—who must be at least 21 years old—to immediately enjoy the site’s benefits. With rapid registration, faster KYC, and strong data privacy, SportsPlus users can enjoy the game to its fullest without worrying about any bumps or buffers.

The site is also designed specifically with the modern mobile user in mind. There’s no need to download an app as the site itself offers a seamless experience on any standard mobile browser, which means you can play anywhere. The seamless UI and UX are also geared to maximize convenience and minimize eye fatigue.

Registration with SportsPlus is quick and simple, enabling all users to immediately enjoy the site’s benefits.

Users 21 and up can rest assured knowing that SportsPlus is a PAGCOR-approved site, making it safe, fun, and regulated.

SportsPlus is made simple, as well, with the site’s integration of GCash’s services. Cashing in and out is as simple as channeling funds to and from your GCash e-wallet. Thus, the payout experience is essentially done in real-time, allowing users to play and win whenever they choose.

To ensure that users receive the best possible service, SportsPlus offers 24/7 online customer assistance in any need and concern.

All in all, SportsPlus is primed to become a can’t-miss destination for dedicated sports fans all over the country. Offering competitive odds as their premier sportsbook mobile site, SportsPlus elevates the experience for every user.

Gaming for 21 years old and above only. Keep it Fun. Game Responsibly.

Mark Your Calendars, It’s GCash’s Birthday! On October 17 to 23, GCash is Celebrating its Birthday with Bigger Rewards and Exciting Deals

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Mark your calendars because GCash is once again celebrating its birthday, and it's going to be a big one! From October 17 to 23, you're invited to join in the #ReadySetGBirthday festivities as GCash Birthday returns with bigger rewards and exciting deals everyday.

This year, the #GBirthday2022 celebration is going to be voucher-tastic, treating everyone to 5 days of thrilling vouchers worth over 240M to get the best out of every transaction!

The #GBirthday2022 celebration offers a variety of exciting vouchers that you can look forward to each day to make every transaction extra special. And don’t forget to stay on the lookout for exclusive freebies and limited time offers from top GCash partners that will only be made available during birthday week.

Here’s a sneak preview of all the exciting deals you can look forward to at this year’s GCash Birthday:

1. Citibank Credit Card – Discount for the whole month of October!

Apply for a Citi Credit Card and get 8% discount on an iPhone 14 purchase plus get Php 1,000 GCash eGC via giftaway, as long as you make your first spend within 60 days.

2. Citibank Personal Loan Card – Freebies

Avail a Citi Personal Loan and get as much as Php 5,000 GCash eGC via giftaway.

3. Zalora – Voucher Discounts when you Pay Online via GCash

Zalora is giving away vouchers up to 2.5M worth! For a minimum spend of Php 2,000, enjoy 25% off when you pay online via GCash.

4. Globe at Home Broadband – Load Voucher when you Buy Load via GCash

Get P15 Load Voucher when you buy GoEXTRA129 Load via GCash. Valid until January 31, 2023

5. Globe at Home Broadband – Voucher Discounts when you Purchase a Globe Home Prepaid Wifi Device on GLife

Purchase a Home Prepaid Wifi device via GLife, get a voucher worth Php 150!

6. Globe Prepaid – Voucher Discount when you Buy Load on the GCash app

Buy Load Go+99 and receive P10 Buy Load voucher, daily cap of 10k vouchers.

7. TM – Voucher Discount when you Buy Load on the GCash app

Buy Load EZ90 Doble Freebie and receive P10 Buy Load voucher, daily cap of 15k vouchers.

8. Smart – Voucher Discount when you Buy Load on the GCash app

Get P10 or P15 Load Voucher when you load PowerAll 99 and 149!

9. Pancake House – Buy One, Take One Freebie when you Pay with GCash

Buy One, Get One on 2pcs. Classic Pancakes when you pay using GCash.

10. Bo’s Coffee – Buy One, Take One Freebie when you Scan to Pay with GCash

Buy 1 any Large Beverage from Espresso and Froccino Category and get (1) small drip coffee for Free when you pay via GCash QR code.

11. Zing – Get additional points when you Scan to Pay or Pay Online

a. Get 100 Zing Points, minimum spend Php 1,000, one time. For succeeding transactions, get 10 Zing Points, minimum spend Php 1,000 when you Pay with GCash with Linked Zing Account to GCash in Ayala Malls.

b. Get Ayala Mall GC worth 100 pesos, with a minimum spend of Php 1,000 when you check out with GCash on ZingMall.

GCash takes convenience to another level with its many uses that allow you to progress financially and reach your financial goals. You can use GCash to send money, buy load, pay bills, or shop within the app with GLife and you can be rewarded instantly! You can also tap the A+ Rewards mini app on GCash to discover daily deals, special offers, and exclusive freebies and rewards.

You can also find an array of financial services on the GCash app that provide you with pay later options while still earning you more rewards as you use them! GCredit is a credit line that provides qualified users with another payment source for your purchases that you can pay later.

GCash also has a lending feature that qualifies users for a loan with GLoans, with personal plans that you can use to pay bills or shop online, while GGives offers light and flexible instalment plans that can fit your budget and can be used for online payments, online purchases, and even offline via Pay QR.

Find more exciting offers from October 17 – 23 by visiting the GCash website. Download the GCash app today on the AppStore or Google Play Store.

World Vision joins Globe’s Hapag Movement to help alleviate hunger

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Christian humanitarian organization World Vision Development Foundation has become the newest member of the Globe of Good ecosystem of partners, as it has joined Globe’s hunger alleviation program, the Hapag Movement.

World Vision’s participation will contribute significantly to the larger goal of feeding and empowering 100,000 families or half a million individuals within four years.

The Hapag Movement is Globe’s united fight against hunger through technology. It helps address the problem of involuntary hunger and joblessness affecting millions of low-income Filipinos by connecting multi-sectoral partners and mobilizing local and international donations from multiple sources.

As a global group devoted to improving the lives of children and their communities, World Vision joins other Globe partners– the Ayala Foundation, Caritas Philippines, and the Tzu Chi Foundation– in a holistic intervention to benefit vulnerable families in the country.

Hapag’s community support includes food distribution programs in the most disadvantaged communities, capacity-building sessions for upskilling and micro-entrepreneurship, provision of seed capital through microlending to jumpstart livelihood activities, and access to employment opportunities via partner companies.

Specifically, World Vision’s livelihood programs under the Hapag Movement center on financial literacy, capacity-building for the Antique CoMSCA Credit and Cooperative (AnCCC), with plans to put up a mini grocery and meat processing business.

It also includes swine dispersal and basket weaving training, as well as the Himaya 2 Fishing Boat Project, which aims to increase the daily income of fishing families in the program area.

“Our goal is to bring nation-builders together to achieve sustainable and inclusive development by leveraging the power of technology. Beyond supplemental feeding, our collaboration with mobilization partners like World Vision will also provide our beneficiaries with livelihood opportunities to help sustain them long after the program’s roll-out,” said Yoly Crisanto, Chief Sustainability and Corporate Communications Officer at Globe.

The Hapag Movement is anchored on Globe’s Alagang Globe campaign, focusing on the company’s ecosystem of relevant services and products which enable Filipinos to uplift their lives.

This is part of Globe’s commitment to leverage technology to make meaningful change in society, aligned with the United Nations Sustainable Development Goals, which highlight the roles of infrastructure and innovation as crucial drivers of economic growth and development under SDG No. 9.

World Vision Resource Development Director Jun Godornes shares, “Tackling the issue of hunger involves more than just the usual supplemental feeding and one-time activities. Interventions should also involve providing livelihood opportunities and capacity-building programs that can help sustain families even after initial interventions.”

He continued, “World Vision believes in nurturing, not just the immediate beneficiary, but also creating a sustainable and holistic program for the whole community. As the famous saying goes: ‘If you give a man a fish, you feed him for a day. If you teach a man to fish, you feed him for a lifetime.’”

Hunger has been a major challenge for Filipinos since the onset of the pandemic. According to the 1st Quarter 2022 Social Weather Stations Survey, 12.2% or 3.1 million families, or an estimated 15.5 million individuals, regularly experience involuntary hunger.

This is primarily caused by loss of livelihood, which has affected low-income families’ capability to support their daily needs. The Philippine Statistics Authority’s Labor Force Survey placed the unemployment rate at 5.8% or 2.87 million individuals as of March 2022.

Globe invites its customers and partners to help put food on the table for every family in need. They may donate via GCash or use their Rewards points to support the movement through the New GlobeOne app.

To support, simply download the New GlobeOne app and donate your Rewards points for as low as P1. 

Just follow these steps:

QR ng AUB, GCash, Metrobank, and Unionbank? I-Maya na yan!

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You can now use your Maya app to scan to pay AUB, GCash, Metrobank, and Unionbank QR codes at your favorite stores – making your payments easy and hassle-free. Similarly, the Maya QR is ready to be scanned by these different financial apps as soon as these apps make the feature available.

To start paying with Maya using the QR codes of these e-wallets and banks, just look for the QR Ph logo featuring the blue, red, and yellow design in the middle. QR Ph is the national standard for QR payments, launched by the Bangko Sentral ng Pilipinas (BSP).

Spotting this design in a QR code means it is QR Ph-enabled, and you can conveniently scan it using your Maya app to pay for your purchases. Maya users will be delighted to know that they can quickly scan to pay for their purchases in more merchants nationwide wherever they see the QR Ph symbol. In the same way, users of any financial app that is QR Ph-compliant can also scan Maya QR codes to pay for their purchases.

Maya is the first fintech in the Philippines to adopt the QR Ph national standard for person-to-person payments in November 2019 and for person-to-merchant payments in April 2021. As the leader in QR Ph adoption, Maya fully supports the BSP thrust for interoperable payments, including QR Ph, making convenient cashless payments more accessible to Filipinos.

Maya is the all-in-one money app bringing Filipinos bolder ways to master their money. On top of enabling users to pay via QR, it empowers users to manage all their finances in one app. Completely free to download and register, it packs a feature-rich e-wallet, an inclusive digital bank, and everything else you need to save, spend, grow, and manage your money—right from your smartphone.

Maya is powered by the country's only end-to-end digital payments company, PayMaya Philippines, and Maya Bank for digital banking services. To know more about Maya, visit maya.ph or follow @mayaiseverything on Facebook, IG, Tiktok, and YouTube and @mayaofficialph on Twitter. Join our Telegram community at https://t.me/TeamMayaPH for Maya exclusives.

GCash, Globe, PNP-ACG arrest illegal SIM card seller

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Warns sellers of verified accounts may face jail time

As it continues to intensify its crackdown against cybercrime, leading fintech firm GCash, in coordination with Globe Group and the Philippine National Police-Anti Cybercrime Group (PNP-ACG) arrested an online seller of SIM cards with verified e-wallet accounts.

The Globe Security and Cyber Response Unit and the PNP-ACG conducted an entrapment operation of the illegal seller in Quezon City. The 34-year-old suspect was found selling 556 pieces of SIM cards with verified GCash accounts for P350 each. He has been selling SIM cards to individuals who use them to circumvent wallet limits for online gaming.

“GCash and the wider Globe Group continue to be solid partners of PNP-ACG and other authorities in proactive efforts and response against cybercrime. As we make more arrests, may it serve as a stern warning to fraudsters that we are vigilant and adamant in making sure perpetrators are put behind bars,” said Ingrid Beroña, GCash Chief Risk Officer. “Through these combined efforts, our users can rest assured that their funds and data remain safe and secure with GCash.”

The suspect is facing charges for violating the Access Devices Regulation Act of 1998 in relation to the Cybercrime Prevention Act of 2012. PNP-ACG Cyber Response Unit head Lt. Col. Jay Guillermo also warned, persons whose identity were used in scams may also face jail time.

“If we can prove that a person voluntarily sells their accounts, they can also be liable for violating the law,” Guillermo said. “We are currently investigating where illegal sellers are getting their SIM cards with verified e-wallet accounts.”

GCash is also ready to assist in the prosecution of the arrested fraudster by helping provide evidence.

Aside from the PNP-ACG, GCash has also been in close coordination with other authorities like the Criminal Investigation and Detection Group (CIDG), the National Bureau of Investigation Cybercrime Division (NBI-CCD), the Securities and Exchange Commission (SEC), and the Cybercrime Investigation and Coordinating Center (CICC) to strengthen the campaign against various scammers and fraudsters.

On top of these partnerships, GCash protects the personal data and funds of its customers through various security measures like cyber threat detection and analytics, vulnerability scanning, as well as incident response and forensics.

Thanks to these world-class tools, the company has been able to detect and take down phishing sites and malicious social media sites that impersonate GCash, with 900 phishing sites and 400,000 social media accounts already taken down.

With the help of authorities, GCash has also been able to block 1.37 Million fraudulent accounts from January 2021 to July 2022, on top of those blocked by its security systems.

The fintech company has been relentless in its drive fraudsters and scammers through its #SafeWithGCash campaign, as it also educated its users to be extra vigilant when making transactions.

To report scams and fraudulent activities, visit the official GCash Help Center at https://help.gcash.com/hc/en-us or message Gigi on the website and type, “I want to report a scam.” GCash will NEVER send users personal messages to address concerns or get personal information, especially the MPIN and One-time Pin (OTP). Customers can also reach out to the official GCash hotline 2882 for queries and other concerns.

You can now #PayWithGCash for your Viu subscription

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GCash, the leading e-wallet app in the country, is bringing you a convenient and hassle-free way of enjoying the latest Asian content anytime and anywhere through Viu, the leading Asia-based over-the-top (OTT) video streaming service in greater Southeast Asia.

Even if you don’t have a credit or debit card, you can now get access to Viu’s popular and current content, including Viu original content, dramas, variety shows, anime and movies from Asia – all you need is your GCash account!

Viu has recently premiered the Viu Original Adaptation of KDrama suspense drama Flower of Evil, starring Piolo Pascual and Lovi Poe. The adaptation is also being shown in Viu’s 16 markets across Asia, the Middle East and South Africa 48 hours before its television broadcast in the Philippines.

Enjoy Flower of Evil, Why Her?, Miracle, Eve and more Asian entertainment to the fullest when you subscribe to Viu’s premium plan. Enjoy ad-free viewing and unlimited downloads, and view via TV app or TV casting with Full HD-1080p video quality. With a premium plan, you can also skip spoilers because you get to watch ahead of anybody else by getting access to your favorite shows as fast as 8 hours after their original telecast.

Paying for your Viu account using GCash is simple. 

Here’s how:

• Create a Viu account or login through the mobile app.
• Tap P49 for you first 3 months
• Pay with GCash via App Store or Google Play.

How do you spend your first paycheck? A finance expert weighs in

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When one begins to start earning their own money, one of the most daunting tasks is learning how to manage it. Senior Financial Advisor, Certified Associate Financial Planner, and content creator Antonette Aquino shares tips on how to build good financial habits for yourself as early as your first job, or if you’ve been working several years and want to improve on your money management:

1. Prioritize spending on needs and avoid splurging on things that will not bring you value in the future. Aquino also says that we can treat ourselves once in a while to enjoy the fruits of our hard work…for as long as it doesn’t jeopardize our future.

2. Pay yourself first. Before paying for bills, commit to setting a percentage of your income to savings and investments. This includes putting money into your investment accounts and buying insurance. Make sure to do this consistently!

3. Use the bucketing method to separate your finances. For people who are still trying to get the hang of saving, Aquino recommends trying out the bucketing method which allows you to have a clearer view of your spending and saving habits when all your funds are separated. Instead of having all of your money in one savings account, It is best to have four kinds of accounts:

1. Operating Fund - Allocate money for recurring expenses such as quarterly, monthly, or annual bills in this account.
2. Emergency Fund – Allocate 20% of your income to this account for unforeseen expenses such as a medical emergency or a job loss.
3. Financial Freedom Fund – This account is for the achievement of life goals and dreams, which include retiring early or going back to school.
4. Happy Account – This account is for all of your leisurely expenses like travel. 

4. When you earn more, don’t immediately upgrade your lifestyle. If you continuously level up your belongings and lifestyle every time you earn more money, you will never be able to hit your targets. Remind yourself to live below your means until you’ve begun to hit them.

5. The longer you put off investing, the harder you’ll need to work to get to the same level of financial freedom as someone who starts investing earlier. If you start saving and investing as soon as you start earning, you will reap the benefits of financial freedom sooner rather than later.

6. The importance of saving money is simple: It allows you to enjoy greater security in your life. If you have cash set aside for emergencies, you have a fallback should something unexpected happen. Once you’re in the habit of saving, you’ll forget there was ever a time when you didn’t save. In this area of life, the habits you build will make all the difference.

Start your financial journey with GSave

For those who want to begin their journey to financial stability, look no further. GSave, the first-ever savings account which you can open and maintain on your GCash app, has now built the GSave Marketplace — helping you control your money conveniently through safe and secure digital banking.

The GSave Marketplace lets users select a bank partner depending on their needs. Whether it’s interest rate or account accessibility, GCash provides trusted bank partners for you, including CIMB Bank and BPI.

With CIMB Bank, your money can grow at 2.6% interest per year - one of the highest rates in the country.. Meanwhile, with BPI, users can now open a BPI MySaveUp account through the GCash App, allowing them to easily view their balance, deposit and withdraw at their own convenience. BPI account holders will also be issued an ATM card for their account, so they can access their funds via BPI branches and ATMs nationwide.

Following through with its promise to provide a hassle-free experience to its customers, all you have to do to start your banking journey with GSave is a valid ID to verify your GCash account. Through GSave Marketplace, users can rely on and easily access where users can choose from a variety of saving products.

Get started on your savings today with GSave!

To know more about the service, visit https://help.gcash.com/hc/en-us/sections/360004696233-GSave

 

Get up to 75% off at the Cherry X GCash Mid-Year Exclusive Sale - Plus Bring Home Freebies and Score Other Exciting Deals

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Lots of CHERRY products made even more affordable are waiting for you at the CHERRY x GCash Mid-Year Exclusive Sale. Catch it only at GLife on July 29 to August 7, 2022.

If you’re looking for bang-for-the-buck smartphones and tablets, search no further as you can score them here. Check out some of the Cherry Mobile gadgets that can be yours with as much as 75% discount:

·        For your day-to-day mobile activity, the Cherry Mobile Flare S7 Lite is the best fit. It is available in four different colors to match your style: Black, Red, Rose Gold, and White. It also has 5.5" TrueView 18:9 Display for better and easier browsing. You may get it for as low as P1,499 from P3,299.

·        Extra protection should be part of your lifestyle by now and the Cherry Ion is one ultimate must-have. This personal wearable air purifier emits up to 200 million negative ions (Healthy Anions) within a 3-feet radius to shield you against germs, airborne viruses, dust, and molds. Get it at a huge discounted price of only P1,000 from its original SRP which is P4,000.

·        The newest Cherry Mobile Aqua SV featuring the latest 5G technology and a 6.6-inch FHD+ AMOLED edge-to-edge curved display can be yours with more freebies. Get it for P11,999 and also bring home a Jelly Case, Liquid Crystal Screen Protector, Helo LX Fitness Band, and the Cherry Sonic Electric Toothbrush!

·        If you’re scouting out a back-to-school essential, the Cherry Mobile Flare Tab Ultra may just be your best bet. It runs on Android 10 and is powered by 1.6GHz Octa-Core processor. It also boasts of 10.1” FHD IPS Display for better viewing and ease-of-use. Get it with a FREE rugged case and keyboard for only P8,999.

Give your house a much-needed upgrade as selected Cherry Home products are also available at huge discounts:

• Start your day right with your every day jolt of caffeine. Have one ready at the comfort of your home with the Cherry Coffee Maker Deluxe which comes with four adapters that are compatible with coffee powder and the different pods available in the market: N Capsule, DG Capsule, and K-Cup. Get it for as low as P4,800 from P5,500.

·        Skip the hassle of preparing your favorite dishes with the Cherry Digital Air Fryer AF200. It is equipped with eight cooking presets for easier food preparation and also uniquely comes with a rotisserie spit and fetch tool. Get it for as low as P5,999 from P7,000. 

·        To keep your clothes looking good as new, get the Cherry x Deerma Lint Remover. It has a 2-in-1 Lint Removal and Hair Collecting Feature, equipped with a roller and three stainless blade heads covered in a Clothing Protective Net to preserve the quality of your clothes’ fabric. It can be yours for as low P599 from P1,490.

Prepping for an upcoming trip abroad? Make sure you stay connected with the Cherry Roam T2 Slim. It is sleek so it can fit conveniently inside any small pouch. It also has a powerbank feature so not only will it give you access to the internet but will keep your device’s battery full too as you roam around. Get it for P3,990 from P6,990.

More products from Cherry Mobile, Cherry Home, and Cherry Roam are available at great deals so make sure to visit the Cherry Gcash App through this link:

Cherry GCash App: https://gcashapp.page.link/Cherry

 

 

GCash enables young professionals, MSMEs to unlock financial goals

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GCash, the Philippines’ number one financial super app, is enabling young professionals and micro, small, and medium enterprises (MSMEs) to unlock their financial goals through the many accessible digital financial services it offers like savings, loans, insurance, and even investments.

GCash recently shared that young professionals are becoming more independent, budget conscious, and open to trying simple ways to earn more while owners of MSMEs struggle to find accessible financing to expand their business and reach more customers.

That’s why GCash has been ramping up its line-up of financial services to help individuals achieve financial freedom while giving micro to small entrepreneurs the lifeline they need to keep their business afloat or the additional funds to support their expansion.

GCash has a slew of services which help users manage their wealth and gain financial security. For one, GSave, a digital savings account, offers a higher savings rate of up to 2.6% per annum than traditional banks, and that lets users access their money 24/7 anytime, anywhere.

GInsure is a one-stop shop for insurance products that’s easy to understand, has a low premium but comprehensive coverage like personal accidents, medical services, car insurance, income loss, and even online shopping, bills, cars, and pets.

The super app also enables individuals and MSMEs to have access to credit. GGives is an easy pay-later option that allows users to purchase gadgets, appliances, furniture and even plane tickets, among others worth up to P50,000 from 85,000 partner stores nationwide and pay for them later up to 24 gives over 12 months; and GLoan, which offers easy and fast cash loans up to P50,000 repayable up to 12 months with low interest rates and are suitable for digital entrepreneurs with growing online businesses.

The mobile app can also help users manage their finances as it provides a real-time record of their digital transactions which can be accessed 24/7 on their smartphone.

Financial literacy and customer engagement through social media

Aside from introducing various digital financial solutions, GCash is also maximizing the use of social media in its drive to educate and engage the youth on the benefits of using the app and learning more about its financial services.

Users can find GCash’s educational content on YouTube, Facebook, TikTok, Twitter, Instagram where they can learn from financial and medical experts, inspirational celebrities and other social media influencers. These include tutorials, life-goal hacks, and personal stories. They also answer frequently asked questions on finances and discuss the advantages and disadvantages of certain financial products, offer tips to develop the right mindset and behaviors toward money to avoid financial mistakes.

GSave’s Ipon Challenge also engages GCash users to post their Savings Tracker on Twitter to help show the ease and importance of saving for their future. Recently, GCash launched “Payaman Series”, video episodes of inspiring personal stories on how GCash ambassadors struggled financially and eventually got back on track with the help of GCash.

With GCash services and its financial literacy projects, Filipinos can start early on growing their wealth, upgrading their lifestyle and future-proofing their finances.

GCash has been a trusted digital financial platform by millions of FIlipinos especially as its operations is approved and regulated by the Bangko Sentral ng Pilipinas.

Since its launch in 2004, GCash users have increased to over 60 million, covering 83% of the Philippine population. Among them are at least five million merchants using the mobile app to accept digital payments from customers. In 2021, there were five times more active monthly users of GCash than the second largest competitor’s.

To know more about GCash and its financial services, visit https://www.gcash.com.

GCash brings digital finance solutions to Sipaway Island fisherfolk

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In an effort to accelerate the digital transformation of the fishery sector, GCash, the country’s leading mobile wallet, joined forces with Rare Philippines to empower the financial capabilities of the fisherfolk community in Sipaway Island in Negros Occidental.

GCash and Rare Philippines representatives introduce GCash to the fisherfolk of Sipaway island in Negors Occidental

Rare Philippines is an international conservation organization that helps communities adopt sustainable behaviors toward their natural environment and resources.

“It is vital that we empower our local fishery sector by providing them access to digital financial services that can help them thrive and grow their livelihood in the new normal. Our partnership with Rare Philippines can help educate and provide access to local fisherfolk on relevant products and services that can make their everyday lives better,” said GCash President and CEO Martha Sazon.

GCash and Rare Philippines will introduce GCash products and services to fisherfolk and vendors on the island. These GCash products include Send Money, Pay Bills, GSave for a savings account, and GLoans for loans of up to P25,000. Aside from providing them a safe and convenient way of sending and receiving money, these products can also help them manage their budget for monthly bills and even empower them to start saving up for their future.

“Digital technology is indeed a very important factor in accelerating the transformation of the Philippine fishery sector. We are proud to work with GCash as we aim to further contribute to the government’s capacity-building efforts and make a difference in the lives of fishers and their families,” said Rare Philippines Senior Manager for Financial and Market Inclusion Flora Belinario.

With its clear vision of “finance for all,” GCash has also been advocating equal financial opportunities for other Filipinos, such as community organizations and micro, small, and medium enterprises so they can continue to grow their businesses and serve their customers amid the pandemic.

GCash previously launched its GCash QR payment feature with the Antipolo Market Tricycle Operators and Drivers Association (AMTODA), Antipolo Sumulong College Lores Plaza Tricycle Operators and Drivers Association (ASCLP TODA), and vendors at the Pasig City Mega Market and Farmers Market in Araneta City.

“In line with GCash’s vision of financial inclusion for all Filipinos, we also hold ourselves up to the highest standards, including the environmental, social, and governance (ESG) approach. From helping other leading companies to local communities of fisherfolk, we continuously strive to make each day better for all,” said Winsley Bangit, GCash Chief Customer Officer.

With over 60 million registered users to date, GCash continues to offer innovative, accessible, and relevant financial products and services for Filipinos to make their lives easier, better, and safer.

Not yet on GCash? Simply download the GCash app for free on Google Play or the App Store. For more information, visit www.gcash.com.

Tips and Recipes to Elevate Your Home Cooking with Ninong Ry- Recreate each recipe at home with the help of GLife’s curated brands and merchants

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Nothing beats the comfort of having a home-cooked meal, and if there’s someone who knows a thing or two about preparing delectable dishes for the family, it’s Ninong Ry. He brings his special recipes to life with the help of GLife, sourcing all the best ingredients and kitchen gadgets to ensure his dishes are always outstanding.

A feature on the GCash app, GLife brings together a curated line-up of merchants and services into one dashboard to allow users to shop for what they need effortlessly in just a few quick taps.

Whether he’s looking for the freshest vegetables and meats or he’s on the hunt for new equipment to level up his kitchen, Ninong Ry finds it all on GLife. Take note of these tips from everyone’s favorite ninong, and get ready to elevate your home cooking!

Tip 1: Great food needs great cookware, and when you plan to make steak at home, you need a sturdy cast iron pan.

A nice, tender steak doesn’t require a trip to a fine dining restaurant; all you need is a cast iron skillet at home to cook a perfectly delicious and juicy steak. A cast-iron pan evenly distributes and retains heat, so when you cook steak, the entire surface takes on a beautifully caramelised sear.

“Lahat ng gusto mong i-sear, masesear mo ng maayos dito kumpara sa ibang material,” explains Ninong Ry. “Mas mataas ang searing, mas masarap ang luto, mas mag eenjoy ang pamilya.”

A nice cast iron pan may be purchased for PHP 630.00 from Rampage City on GLife. Through this tried and tested technique using a cast iron pan, you can begin having epic steak nights at home!

Tip 2: Make the smart choice with your sandwiches by grilling them. You can even get creative and grill with a waffle iron!

“Madalas ginagamit ko ang waffle iron ko pag sawa na akong mag pancake. Same mixture, babawasan lang ng liquid, pwedeng pwede nang maging waffle. Ginagawa ko din minsan na sandwich bread yung mga waffle na gawa ko para maiba naman,” shares Ninong Ry.

With a waffle iron, the outside of your sandwich becomes crispy, but the centre remains soft and gooey, especially when you add lots of cheese! Ninong Ry recommends the Sonifer SF-6043, a portable waffle iron that costs only PHP 674.00 on GLife.

Tip 3: Need help in picking the right kind of beef for different dishes? Get the finest Sirloin or Salpicao cuts + homemade steak sauce from Chingolo Deli.

Chingolo Deli is Ninong Ry's go-to deli for meats since they're sourced from grass-fed herds. Their meats are hormone and antibiotic free, so they’re not only delicious, but also healthier for you and your family.

The Bolzico meat at Chingolo Deli is a 100% Argentinian certified grass-fed Angus beef, but they also have a large selection of meats from which you can prepare a superb sirloin dish or beef salpicao dinner. They also sell homemade steak sauce to go with their prime steak cuts. The best part? They’re all available on your GCash app thanks to GLife!

Tip 4: Make the smart choice for more savings when shopping and choose PureGo for the freshest and most affordable grocery finds.

With thousands of products from hundreds of recognized and trustworthy brands, PureGo makes online grocery shopping simple. “PureGo is incredibly convenient,” Ninong Ry promises. "Kumpleto sila sa grocery goods, kaya di na naming kailangang lumabas, and sure na sariwa ang mga karne at gulay nila, kaya tiwala ako na maganda.”

You can access PureGo on GLife via the GCash app, and select your desired groceries. Payments may be made through a variety of methods, including GCash, and your products will be delivered to your home the same day, allowing you to enjoy your fresh buy and prepare wonderful meals without the trouble of grocery shopping!

With these tips, you can now excitedly level up your home cooking game. Using ingredients from PureGo and using your new cast iron pan and waffle iron from GLife, here are two recipes from Ninong Ry that you can try out!

Steak in a Cast Iron Pan

Ingredients:

●       250g Mrs. Garcia’s Vacuum T-Bone steak

●       3 cloves PG Fresh Garlic Whole Imported

●       1-2 tbsp Anchor Butter Salted

●       McCormick White Pepper

●       Salt

●       100 ml Dona Elena Red Wine

●       1 tbsp Flour

●       175 ml Water

 

Procedure: 

●       Preheat cast iron pan until very hot and smoking

●       Season the steak with salt and pepper

●       Cook the steak to your desired doneness; put the butter and crushed garlic one minute before you reach your desired doneness

●       Baste the steak with butter

●       Let the steak rest for up to 10 minutes

●       Deglaze the pan with red wine, then put the flour to make a rue and add water to form a gravy

●       Serve and enjoy!

 

Waffle and Bacon Breakfast

Ingredients:

●       200g Maya Pancake Mix Whole Wheat

●       2 pcs eggs

●       250 ml Nestle Carnation Evap

●       Clara Ole Pancake Syrup Original

●       400g CDO Regular Bacon

●       200ml Arla Whipping Cream

●       2 pcs Ripe Mango Medium

Procedure: 

●       To make two waffles, Preheat the Waffle iron, and pour the pancake mix until cooked

●       On a separate pan, cook the bacon until crispy

●       Dice the mangoes

●       To plate, top the waffle with whipping cream and diced mangoes, and put the bacon in between

With GLife, you can find smart, practical, and cost-effective ways to live the good life on a daily basis. GLife's chosen brands and exclusive prices will help you enrich your everyday home cooking experience, just like Ninong Ry. Visit GLife on the GCash app, which is available on the App Store or Google Play now, and start shopping today.