Your Go-To Guide for Surviving Holiday Spending with Maya

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The holidays are basically here: malls are full, calendars are packed, and your group chats have get-togethers lined up left and right. But before you swipe, tap, or checkout your cart, do yourself a favor, and get your finances in formation.

Think of this as your quick holiday tune-up, the one that makes sure every peso works smarter for you, and every purchase is as painless as possible.

Here’s how you can still catch up and get holiday-ready with Maya:

Lock in your budget (and your goals)

If your “holiday budget” is still a mental note, now is the time to organize it for real. With Maya Personal Goals, you can set up to five savings targets, such as gifts, Noche Buena, travel, or anything else you need!

Each Personal Goal earns 4% interest per year immediately, and every ₱20,000 you add boosts your rate up to 8% p.a. for deposits up to ₱100,000. No lock-ins, no penalties. Perfect for making sure your bonus doesn’t mysteriously disappear after one shopping trip.

Treat yourself smart

Holiday meals, reunions, last-minute gifts, they all add up. But with Maya, they also pay off.

If you’re dining out, the Maya Credit Card’s 20% cashback dining promo lets you earn up to ₱1,000 cashback each month when you spend at least ₱2,500. And the perks don’t stop there; you also earn Maya Miles when you use your Maya Black Credit Card, or Landers points when you use the Landers Cashback Everywhere Credit Card.

Tap to Pay: Your new holiday superpower

No more wallet hunting in line. No QR fumbling. No OTP delays. With Maya on Google Pay, you can pay with just a tap wherever contactless payments are accepted — coffee runs, grocery hauls, airport shopping, bazaars, you name it. Add your Maya Credit Card to Google Pay and every tap automatically earns instant Maya Miles or Cashback so your rewards stack up faster while you breeze through the holiday rush.

Keep your peace and your funds intact

Your schedule might be a mess, but your money doesn’t have to be. In the Maya app, track your spending, savings, credit, rewards, and even your holiday cashback — all in one place.

And here’s the cherry on top: every ₱1,000 you spend with Maya, whether it’s on gifts, groceries, or dining out, earns you a raffle entry for a shot at ₱1 million. Win it, and Maya doubles the prize so your bestie also takes home ₱1 million. Yup, that’s a total of ₱2 million so you’re both 2winning this Christmas just by being smart with your spending.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Your Bonus Just Dropped—Here’s How To Make It Work Harder with Maya

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Your 13th-month pay just landed and suddenly everything feels possible. The cart you’ve been “saving for later,” the holiday plans, the upgrades, the “I deserve this” moment. But before you go full haul mode, here’s a little reality check: your bonus is more than a treat. It’s a reset button, a jumpstart, and honestly, one of the best chances you’ll get all year to build a healthier relationship with your money.

So if you want to enter 2026 with your finances looking put together, here’s your guide — powered by Maya, the #1 Digital Bank and #1 Fintech Ecosystem in the Philippines.

1. Don’t spend blindly, give your money an assignment.

Your bonus isn’t a windfall, it’s a strategy. Before anything else, give every peso a purpose. Try this simple split:

· 50% for bills and responsibilities

· 30% for fun (yes, you can still treat yourself)

· 20% for savings or investments

When you do spend, make the swipe intentional. Pay for gifts, bills, groceries, and holiday outings with Maya, because this Christmas, Maya is giving you and your chosen referral a chance to be TWINYONARYOS—each winning ₱1 million! Using Maya Easy Credit? That’s 5x more entries. And here’s the ultimate power move: refer friends with your @username and earn 10x more entries per successful referral.

2. Park money for “future you”

Here’s where most people slip: everything goes into one account and poof, the bonus magically disappears. If you want yours to actually work for you, start by giving it a real home.

Begin with Maya Savings, where your money grows with up to 15% p.a. interest, credited daily so you literally watch your balance climb. Even moving just a portion of your bonus here helps you hit the ground running for 2026.

Then build structure with Maya Personal Goals, your best friend for financial boundaries. You can create up to five different goal accounts, each earning 4% base interest, with your rate increasing every ₱20,000 you add (up to 8% p.a. for deposits up to ₱100,000). Think: one for emergencies, one for travel, one for home upgrades, one for big purchases, one for long-term plans. No lock-ins. No stress. Just organized money that grows faster.

And if you're the type who wants your bonus to grow steadily and predictably, this is where Time Deposit Plus comes in. You can lock in your money for 3, 6, or 12 months with guaranteed rates of up to 6% p.a. on deposits of up to ₱1 million per Time Deposit Plus account. And because you can open up to five accounts, that’s as much as ₱5 million in total interest-earning deposits.

The best part? Unlike traditional time deposits, you can keep adding funds anytime, even after hitting your target amount. It’s perfect if you want the discipline and stability of a time deposit, but with way more flexibility.

This is how you protect your bonus from slipping through the cracks and make your future self genuinely proud.

3. Build a buffer for life’s curveballs.

Rainy days don’t schedule appointments and nothing derails your finances like an unexpected bill or repair. Your bonus is the perfect chance to finally build that cushion.

Boost your emergency fund using Maya Savings or set up a dedicated Personal Goal just for emergencies. And if life throws something bigger than expected? Maya Easy Credit gives you instant access to funds with no paperwork, no collateral, so you don’t have to touch your hard-earned savings when things get tough.

To know more, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Just tap and go when you link your Maya Credit Card to Google Pay!

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Filipinos practically run their entire lives on their phones — checking group chats, booking rides, and juggling a dozen errands in between. But even with everything going digital, paying with your phone can still slow you down – especially with QR codes. Scanning with your phone, waiting for SMS confirmation, or having cashiers take screenshots and double-check a QR payment? Suddenly, your quick stop turns into a waiting game.

Maya, the #1 Digital Bank in the Philippines, is changing that. As one of the first banks in the country to enable Google Pay for credit cards, Maya is putting next-generation payments directly in your hands. Yup, Android users can now tap and go by simply adding their Maya Credit Card to Google Wallet. Even better? Tap to Pay via the Maya app is coming soon, making paying faster and easier than ever.

Why Tap to Pay Just Makes Sense

Life moves fast—commuting, grabbing coffee, running errands between meetings. And through all of that, your phone is always in your hand. So, it only makes sense for paying to keep up.

It’s no wonder most prefer tapping with their credit cards. It’s quick, convenient, and comes with rewards. But there’s an even faster way to pay: Tapping with your phone. With Maya on Google Pay, your phone becomes your wallet. No digging through your bag, no fumbling for a card—just one motion and you’re done. Plus, you still get the rewards you love:

· Instant Maya Miles with your Maya Black Credit Card, and

· Cashback with your Landers Cashback Everywhere Credit Card.

An Easier & More Effortless Way to Pay

Paying with your Maya Credit Card on Google Pay is instant and incredibly smooth:

· Add your Maya Credit Card to the Google Wallet app

· Unlock your phone, open Google Wallet, and tap at any NFC-enabled terminal

· Pay anywhere Visa or Mastercard contactless is accepted globally

No extra steps. No friction. Just fast, secure, tap-and-go payments — whether you’re buying coffee, catching a ride, or checking out at your favorite stores.

Perks That Make Tapping Even Better

To celebrate this new way to pay, Maya and Visa are giving your PickUp Coffee run an upgrade. Tap to Pay with your Maya Credit Card via Google Pay and you get ₱50 off on your drink—yes, just for tapping. Your caffeine fix, now with tap-exclusive perks.

With this feature now available, you can finally ditch the unnecessary steps and go straight to the part that matters—tapping, earning, and getting on with your day. Paying shouldn’t slow your down, and now it won’t.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Only Maya Gives You the Power to Save Your Favorite Housemate in PBB Celebrity Collab 2.0 Edition

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After a successful run of the last Pinoy Big Brother (PBB) Celebrity Collab Edition, Maya—the #1 Digital Bank in the Philippines—is back inside Kuya’s house. With a new batch of Gen Z Kapamilya and Kapuso housemates, fresh collab twists, and iconic moments unfolding every week, the magic of the PBB Celebrity Collab 2.0 Edition is stronger than ever. Returning as this season’s official voting partner, Maya gives Mayamayans the power to save their favorite housemate in just a few taps.

Whether you're a loyal stan, a silent voter, or a full-on fandom commander, Maya makes it easier and smarter to go all out for your fave.

Your Vote, Supercharged

Mayamayans can level up their voting power with exclusive perks—like referral rewards and extra funds from their Maya Savings interest earnings. First time using Maya? Get 100% cashback on your first vote! Share your Maya invite code and earn as much as ₱15,000 from successful referrals so you and your friends can go full force to save your chosen Housemate.

Voting Made Easy

No complicated steps here. Just open the Maya app, tap the PBB icon, choose your Housemate, and pick your vote package. That’s it. Whether you’re backing your favorite Kapamilya or Kapuso Housemate, Maya puts real voting power in your hands.

More Than a Vote—It’s a Movement

Mayamayans can even use their Maya Savings interest earnings to support their favorite Housemates. With Maya, everyday transactions—like paying bills, buying coffee, or sending money—can earn up to 15% interest p.a., credited daily, giving you extra funds to vote when it matters most.

Don’t miss PBB Celebrity Collab Edition 2.0, airing every weeknight at 9:40 PM, Saturdays at 6:15 PM, and Sundays at 10:05 PM on GMA. You can also catch every episode online via Pinoy Big Brother’s YouTube page, GMA Pinoy TV Channel, Kapuso Stream, Kapamilya Online Live, and iWantTFC. The all-access stream is also available on GMANETWORK.COM and IWANT.

Download the Maya app now, vote smart, and start your #SaveWithMaya journey today! To know more about this exciting collab, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Treat Yourself: Get Up to 20% Cashback When You Dine at Thousands of Casual Dining Restaurants with Maya Credit Cards

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Who says treating yourself has to cost more? For many of us, food is the ultimate comfort, whether it’s a favorite ramen bowl, a barkada samgyup night, or a cozy dinner catch-up. Now with your Maya Credit Card, those moments don’t just satisfy cravings — they reward you too.

Maya, the #1 Digital Bank in the Philippines, makes every dining experience more rewarding. Get up to 20% cashback, with as much as ₱1,000 credited straight to your Maya Wallet every month, when you dine with your Maya Black or Landers Cashback Everywhere Credit Card.

Unlike other cards that limit rewards to select partner restos, Maya gives you cashback at thousands of casual dining restaurants*. Wherever you eat — from comfort-food staples to new food adventures — you’re instantly rewarded just by paying with your Maya Credit Card.

And here’s the best part: this dining cashback comes on top of the usual perks you already enjoy. Earn up to 10x Maya Miles with Maya Black or 2% cashback points with the Landers Cashback Everywhere Credit Card, all while enjoying this special dining treat.

So go ahead — order that extra dish, split the bill with the barkada, or plan that long-overdue catch-up dinner. With Maya Credit Cards, every bite truly pays you back.

To get your own Maya Credit Card and discover all the perks, visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

*See full list of merchants here.

Boost Your Goals with Savings That Earn Up to 8% p.a. from Maya Personal Goals

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Imagine boarding that plane to your dream destination, unboxing the gadget upgrade you’ve worked hard for, or finally securing the funds for your stan life—from concert tickets to merch drops. Every goal feels more possible when your money is growing with you, and with Maya Personal Goals, those milestones are closer than ever.

Maya, the #1 Digital Bank in the Philippines, is powering your Personal Goals with up to 8% interest p.a. – a big boost for your savings. And the best part? It’s designed to be effortless, flexible, and all inside the Maya app. Think of it as your personal piggy bank that actually pays off big time.

Supercharged Savings Made Simple

Earn More when You Save More. With Maya Personal Goals, the more you save, the more you earn. Each goal account starts at 4% p.a., and your rate grows every time you add ₱20,000—stacking up to a maximum of 8% p.a.

Multiple Goals, One App. Different dreams deserve their own space. Maya lets you create up to five goal accounts so you can save for travel, new gadgets, concerts, or even your KPop stan life—all in one app.

Flexibility Without the Fees. Unlike traditional savings products, Maya Personal Goals puts you in control. There are no lock-up periods or cancellation fees, so you can save at your own pace and access your money whenever you need it.

Savings You Can Trust. Maya is BSP-licensed and PDIC-insured for up to ₱1 million, so you can grow your money with peace of mind knowing your funds are protected every step of the way.

Just follow these steps to get started:

1. Go to the Savings tab in the Maya app and set up a Personal Goal — name it, set a due date, and assign your target amount.

2. Fund your goal by depositing from your Maya Savings, Maya Wallet, or other banks — it’s seamless and all done inside the app.

3. Start earning right away: deposits from ₱1–₱20,000 earn 4% p.a. per goal.

4. Save more to boost: every additional ₱20,000 you deposit unlocks its own boosted rate — stacking up to as much as 8% p.a. [AV1] on deposits up to ₱100,000. Amounts beyond ₱100,000 will no longer earn interest.

With Maya Personal Goals, saving becomes more than just a habit—it’s a smarter way to turn your bucket list into reality. Big or small, every dream feels within reach when your money is growing with Maya.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

[AV1]Let's add that balances beyond 100K don't earn any interest

Your Ultimate Guide to Credit Without the Burnout

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Let’s face it: credit is often misunderstood. For some, it’s a safety net. For others, it’s a cycle they can’t break. But the truth is, credit—when used with intention—can be one of your most powerful financial tools. The difference lies in how it’s built, and who it’s built for.

That’s where Maya, the #1 Digital Bank in the Philippines, stands out. Instead of treating credit as a one-size-fits-all solution, Maya designs tools that adapt to your real life—whether you’re managing emergencies, covering essentials, or working toward long-term financial wellness.

Here’s how Maya helps you borrow smarter, not harder:

Credit That Works When You Need It

Emergencies don’t wait for ideal timing. That’s why Maya offers Easy Credit[1], a revolving credit line of up to ₱30,000, available instantly when you need it. There’s no paperwork needed, and with up to 30 days to repay what you use.

The best part? It’s built into the Maya app, right where you manage the rest of your finances, so you stay in control without disruption.

Credit Without the Catch

When you need more than just a short-term boost, Maya Personal Loan[2] gives you access to up to ₱250,000, with flexible repayment terms of up to 24 months. No collateral required.

Whether you’re handling a major life expense or consolidating existing debt, Maya’s loan product is designed to be predictable and manageable, so borrowing doesn’t turn into burden.

Credit Cards with Built-In Discipline and Rewards

The right credit card doesn’t just help you spend, it helps you earn. Maya’s Landers Cashback Everywhere Credit Card gives you up to 5% on Landers purchases, 2% on dining, and 1% on all other qualified transactions.

Looking for something elevated? The Maya Black Credit Card delivers more than just sleek design. It lets you earn instant Maya Miles—versatile points every time you spend. You can soon use them to pay for shopping or dining, convert your Maya Miles into airline miles right in the app, starting with partners like Philippine Airlines. Plus, get access to exclusive rewards through Maya’s in-app catalog, giving you more value with every spend.

Tools to Help You Borrow and Save Simultaneously

Maya understands that the best borrowing decisions happen when you're not operating on panic. That’s why you can pair your credit use with Personal Goals inside Maya. Create up to 5 savings goals, each earning 4% p.a. interest, and build buffers for upcoming expenses, from tuition to travel.

Responsible borrowing doesn’t mean saying no to credit. It means choosing tools that meet you where you are and help you grow from there.

Maya is here to champion financial choices that reflect who you are and where you’re going. That means more transparency, more control, and more respect for your time and your effort.

Visit maya.ph<https://www.maya.ph/> or mayabank.ph<https://www.mayabank.ph/>, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to learn more. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph<https://www.bsp.gov.ph>). Deposits are insured by PDIC up to ₱1 million per depositor.

Your Ultimate Guide to Becoming a Holiday Millionaire with Maya!

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Imagine starting the New Year with ₱1 Million in your pocket—no wishful thinking required. This holiday season, Maya, the #1 Digital Bank App in the Philippines, is turning every spend, save, and swipe into epic rewards. With Maya, your holiday shopping doesn’t just spread cheer—it also brings you closer to becoming a Holiday Millionaire!

Here’s your ultimate guide to winning big this season:

Double Your Entries with the Landers Cashback Everywhere Credit Card

Apply for the Landers Cashback Everywhere Credit Card by Maya and instantly double your raffle entries! Once approved, you’ll earn 2x entries for every ₱1,000 you spend, along with up to 5% cashback on purchases. Imagine snagging your favorite gifts while doubling your chances of winning!

Pro tip: Use your card for everything—Landers groceries, gifts, and dining out—to maximize entries.

Shop, Swipe, and Scan Your Way to ₱1M

Get that long-awaited gadget, shop for gifts, or treat the family to a festive feast. Every spend brings you closer to becoming a holiday millionaire! Just use Maya to cover all your holiday expenses—whether through QR payments, online transactions, or your Maya Card—and start earning raffle entries.

Hack: Use Maya for your big-ticket purchases to rake in entries fast.

Ease The Holiday Expenses

Ease the holiday gastos stress by using Maya’s Easy Credit or Personal Loan options. Need extra funds for gifts, travel, or Noche Buena? Borrow up to ₱250,000 with zero hassle and earn 1 raffle entry for every ₱1,000 borrowed.

Smart move: Borrow strategically to cover holiday essentials and earn more chances to win big!

Grow your Xmas Bonus & Hard-Earned Money

Why not make your holiday fund grow while aiming for ₱1M? Put your savings to work this holiday season! Deposit at least ₱1,000 into your Maya Savings, Personal Goals, or Time Deposit Plus and earn 1 raffle entry for each deposit, up to 3x daily.

Bonus: With Maya’s high-yield savings rates of up to 15% p.a., you can earn up to ₱1,200 per month while boosting your millionaire potential.

Boost your Freelance Hustle

Freelancing? It’s easy and FREE to transfer your PayPal earnings to Maya—and even more rewarding! Just transfer at least ₱15,000 to get ₱250 cashback. Plus, you can use these earnings to spend and rack up raffle entries. Make your freelance hustle even more rewarding this holiday season with Maya!

Double the Raffle Entries Every Payday!

Save the dates! From December 11-15 and December 29-31, every payday treat or well-deserved splurge becomes twice as rewarding with 2x raffle entries. It’s your chance to supercharge your chances of winning while you spend, save, and borrow.

By stacking up raffle entries, you could be one of the 11 lucky winners to win back all your holiday gastos! One grand prize winner will take home ₱1 million for the entire promo period. Plus, five monthly winners in both November and December will each score a ₱100,000 shopping spree cashback!

For more details on how to become a holiday millionaire, visit maya.ph/xmas and follow us on @mayaiseverything on Facebook, Instagram, YouTube, and TikTok.

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About Maya

Maya is the #1 Fintech Ecosystem in the Philippines, with Maya, the #1 Digital Bank, and Maya Business, the #1 Omni-Channel Payment Processor. Maya Bank is a digital bank regulated by the Bangko Sentral ng Pilipinas (BSP), with deposits insured by the Philippine Deposit Insurance Corporation (PDIC) up to ₱500,000 per depositor. To learn more about Maya, check out maya.ph and mayabank.ph. Follow Maya at @mayaiseverything on Facebook, Instagram, YouTube, and TikTok and @mayaofficialph on Twitter. 

Extra Budget for Holiday Preps: Grab and Maya Team Up for Easy Credit Access

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Grab users can get as much as Php 30,000 in just three easy steps

As the holiday season approaches, many Filipinos are already planning festive celebrations – from grand feasts and family reunions to exciting travel plans. To help make these moments even more memorable, Grab and digital bank Maya have teamed up to offer a fast and convenient way to access extra funds in time for the holidays.

Introducing Maya Easy Credit on Grab, a hassle-free loan option that allows eligible Grab users to borrow up to ₱30,000 without the need for collateral, paperwork, or the usual waiting time associated with traditional loans. This collaboration is designed to ensure Grab users can enjoy a smooth, seamless borrowing experience just in time for the holiday rush.

If you are a frequent Grab user, you could be among the pre-selected users eligible to apply for a Maya Easy Credit! There are two ways to verify this!

1, Check your Grab Homepage for a ‘Say Yes to Extra Budget’ Icon

2. Check your Grab in-app notifications and messages if you have received an offer to apply for a Maya Easy Credit Loan

If you've spotted the homepage feed card or received the Maya Easy Credit notification, you're just a few steps away from applying for your loan. We've simplified the process for Grab users:

1. Apply: Click the link in your notification box or the feed card. Hit 'Apply Now'. You'll be directed to a Grab form that needs to be filled out.

2. Verify: Enter your Grab-registered number to receive an OTP. As a pre-qualifier for the Maya Credit Loan, you'll also be asked to provide consent to share your Grab information with Maya.

3. Review: You'll then receive a notification from Maya Bank where you will be provided instructions to view your Maya Easy Credit Offer on the Maya app and subsequently input application details. If you're satisfied with the offer, you can proceed to open a Maya Credit account.

Harnessing the power of data analytics, Grab and Maya have optimized the evaluation of creditworthiness, ensuring the entire application process is made extra fast and convenient! With Maya Easy Credit, you can effortlessly make various QR PH transactions, shop at the Maya Store, or make online payments with selected merchants with an extra budget of up to P30,000. You can also use Maya Easy Credit to cash into your Maya wallet, which you can link on the Grab platform and include in your choices of cashless payment options for your transactions on the leading superapp.

Maya Easy Credit on Grab is the perfect financial tool to help with all your holiday preparations, offering you quick, easy access to extra funds when you need them most.

Visa expands consumer choice with e-wallet partnerships in the Philippines and Southeast Asia

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Visa, a global leader in digital payments, is actively supporting Southeast Asia's journey into becoming a cashless society. As mobile wallet usage grows in the region, Visa enhances consumer options by enabling cardholders to use their cards directly with merchants or e-wallets such as Maya and GrabPay in the Philippines.

Jeff Navarro, Visa Country Manager for the Philippines, said: “Visa’s research found that in the Philippines, 87% of surveyed respondents have used their mobile wallets in the last 12 months[1]. Our partnerships with e-wallets in the Philippines enable Visa cardholders to cash in their wallets using their cards issued in the Philippines, which is in alignment with the growing preference for cashless transactions in the Philippines. These partnerships provide consumers with more choices and support small businesses by enhancing their ability to accept payments, keeping pace with the expanding use of digital payment methods like cards and mobile wallets. At Visa, we're committed to broadening access to diverse digital payment options that are seamless and secure, to promote financial and digital inclusion."

In the Philippines, Visa cardholders can cash in their Maya wallets for free as part of the “Cash-In for Free” program, effective starting May 1, 2024. This offer is available during the promotional period to all Maya wallet users with a mobile number from any local telco provider who is currently residing in the Philippines.

Additionally, GrabPay users can continue to cash into their wallets for free with their Visa debit, credit, or prepaid cards, benefiting consumers and small businesses through the wider acceptance of mobile wallets. GrabPay users also have the option to set up automatic reloads, which replenish their wallet balances once they drop below a specific amount, creating a seamless payment experience.

Coexistence of cards and digital wallets, a rising trend in SEA

Across the region, Visa has likewise forged partnerships with Vietnam’s MoMo, VNPAY, and ZaloPay, alongside Indonesia’s DANA to provide Southeast Asia with seamless digital wallet funding options as Visa’s latest Consumer Payment Attitudes study shows that more than a quarter of cash-ins to e-wallets come from either bank accounts or credit and debit cards. This trend simplifies transactions by eliminating the need for repeated credential entry.

Previous Visa research supports this trend revealing that during the first half of 2023, one in three respondents applied for a new card, with 43% motivated by the desire to integrate these cards into mobile wallets, thus highlighting the growing convergence and coexistence of cards and digital wallets.

While the majority of payments are made from existing e-wallet balances, Visa's latest Green Shoots Radar survey[2] found that consumers use their cards as a source of mobile wallet funding at 29% for Indonesia, 24% in the Philippines, and 39% of surveyed consumers in Vietnam. Respondents cited convenience, the ability to track expenses, seamlessness, and security as some of the top factors for topping up their wallets using cards.

Poojyata Khattar, Head of Products and Solutions, Southeast Asia, said: “Innovation and strategic alliances are vital to advancing the payments system. Visa is broadening consumer options by partnering with leading e-wallets in the region to allow consumers to use their choice of funding methods, including their Visa cards. By collaborating with Southeast Asian e-wallets, Visa is set to revolutionize payment methods, creating a future for the payments industry focused on convenience, reliability, and security”

As Southeast Asia continues to embrace the integration of cards and digital wallets, Visa empowers individuals and businesses by providing access and fostering a more open and inclusive economy.

[1] Visa’s Consumer Payment Attitudes 2024 study, surveying more than 6,550 consumers across Southeast Asia.

[2] Green Shoots Radar survey survey with 9,900 respondents across 17 markets in Asia Pacific, survey period in Jun 2024.

Get a Chance to Win a Brand-New HONOR 200 Weekly when you join the Back2School Promo of Maya Philippines!

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Global technology provider, HONOR, has partnered with Maya Philippines in redefining portraiture with HONOR 200, the AI Portrait Master. Through a prior partnership with Harcourt Studio Paris, the HONOR 200 is engineered to capture photos with upgraded AI Shadow and Light, Optical Effects, and Artistic Style Enhancement.

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Be one of the four weekly winners of the brand-new HONOR 200 from July 1 to August 31, 2024, only!

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Now that the HONOR 200 is coming in the Philippines, its partnership with Maya will revolve around bringing the Harcourt Studio Paris experience to Filipinos through the Back2School Promo with Maya Philippines.

The Back2School Promo includes “Enroll now, pay later” for up to Php 30,000 and let joiners earn raffle entries upon using Maya as their mode of payment for every back-to-school spends, investment, and savings or even earn rewards through referral.

There will be a weekly selection of 20 lucky winners of Php 10,000 and 4 lucky winners of HONOR 200, HONOR Band 6, HONOR Premium Bluetooth Speaker, and HONOR Earbuds 2 from July 1 to August 31, 2024.

The AI Portrait Master is coming to the Philippines on July 17! Excited for it? Catch it live on Facebook: https://bit.ly/HONOR200SeriesLaunch_PR and get a chance to win your very own HONOR 200! Stay tuned for the full mechanics on HONOR Philippines’ social media platforms: (Facebook.com/HonorPhilippines), (Instagram.com/honorph/) and : (Tiktok.com/@honorphilippines). To check out HONOR’s complete list of retail stores, go to https://www.hihonor.com/ph/retailers/. Facebook (Facebook.com/HonorPhilippines), Instagram (Instagram.com/honorph/) and TikTok Shop: (Tiktok.com/@honorphilippines). To check out HONOR’s complete list of retail stores, go to https://www.hihonor.com/ph/retailers/. Instagram (Instagram.com/honorph/) and TikTok Shop: (Tiktok.com/@honorphilippines).

Stack up your raffle entries to win tickets to paradise - Tips for Winning an All-Expense Paid Getaway with Maya and the Gang!

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Summer vibes are in full swing and Maya, the #1 Digital Bank in the Philippines, is cranking up the heat with Hot Gang Summer. Picture this: you, your fam, or your squad jetting off to either Boracay or Palawan with everything taken care of. We're talking about hooking you and your crew up to an all-expense paid getaway for 4, complete with free roundtrip flights courtesy of Cebu Pacific, exciting tours and activities arranged by Guide to the Philippines, and a luxurious 3-day, 2-night stay at the Hue Hotels.

Here are some tips on stacking those raffle entries to snag this incredible summer deal: 

Score UNLI raffle entries! Spread the word and bring your friends into the mix using your Maya @username or invite code. Score 10 raffle entries for every successful referral, and there's no limit to how many times you can earn raffle entries when you refer a friend. So, gather your crew and start spreading the word for a chance to win big this summer!

Instantly add 5 raffle entries! By paying a minimum of ₱100 via QR or cashing in at least ₱20,000 at SM Megamall from May 15 to 19, and at select SM Stores from May 17 to 19 - you earn 5 raffle entries right away and cop as many raffle entries as possible.

Get it rolling with 3 raffle entries! All you need is at least ₱100 for these transactions: cash in, load purchase, invest in Maya Crypto, deposit to Time Deposit Plus, Savings or Personal Goals, Pay with the card, and borrow or pay via Maya Easy Credit^[1]. By doing so, you can score 3 entries every time and boost your chances of winning!

Stack up on multiple 1 raffle entries! Whether you're shopping, paying bills, or investing, every transaction counts. Simply spend ₱100 via QR, Login to Pay, or Shop with Maya Wallet to instantly earn 1 raffle entry, up to 3 times per day. Say goodbye to long lines by paying bills conveniently from home using Maya. Plus, kickstart your investment journey with as little as ₱100 through Maya Funds or invest at least ₱500 via Maya Stocks.

Get boosted raffle entries! To top it all off, earn twice as many raffle entries on payday from May 13 to 18 and May 27 to 31. With all these opportunities to stack up entries, your chances of winning that dream summer getaway just got even better!

Don't let this opportunity slip away – simply make the most of Maya's all-in-one app for your spending, saving, investing, and borrowing needs to earn as many entries as possible until May 31, 2024. With Maya, every financial move you make brings you closer to that dreamy summer vacation. So, stack those entries and get ready for the adventure of a lifetime!

For more information about Hot Gang Summer, swing by maya.ph/summer. Stay updated by following @mayaiseverything on Facebook, Instagram, YouTube, and TikTok.

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[1] Maya Easy Credit approval is subject to credit evaluation.

Smart and Maya unveil 'Power Savings' exclusive to Smart Postpaid subscribers

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Enjoy up to 7% per annum on Maya Savings with your Smart Postpaid account.

Mobile services provider Smart Communications, Inc. has partnered with all-in-one money app, Maya, to launch 'Power Savings,' an exclusive promo that enables postpaid subscribers to grow their savings faster.

Under the exclusive promo running from Jan. 16 to Feb. 28, Smart Postpaid subscribers with Plan 999 and up, and who have upgraded their Maya Savings account, can earn an interest rate of up to 7% per annum credited daily - from the base interest rate of 4.5% — one of the highest in the market.

This gives qualified postpaid subscribers a unique opportunity to grow their money faster and extra cash daily to help them achieve their financial goals.

Moreover, subscribers can enjoy FREE InstaPay transactions when they transfer funds from other banks to Maya and switch to Maya Savings.

To avail of Power Savings, eligible Smart Postpaid subscribers simply have to follow these steps:

First, join Maya and upgrade your account. First-time users can get up to PHP 60.00 Welcome Reward upon upgrade. 

Open a Maya Savings account and go to “Missions” in the app, look for “Smart Postpaid Exclusive” mission and enter the unique Smart Postpaid code (to be sent by Smart via SMS).  

Spend a minimum of PHP 999.00 using Maya on paying for your Smart Postpaid bill or any other bill, scanning to pay, paying with Maya card or shopping online. (Tip: Cash in at least PHP 1,500.00 via InstaPay and get a PHP 25.00 service fee cashback)

Enjoy the daily 7% saving interest rate (for up to PHP 100,000.00 end-of-day deposit balance)

All Maya Savings account holders may also avail of the FREE Maya Card, inside the app.  

Download the Maya App now  

Free to download and register, the Maya app packs a feature-rich e-wallet, an inclusive digital bank, and everything else you need to save, spend, grow, and manage your money—right from your smartphone.

The app is powered by its very own Maya Bank, a Bangko Sentral ng Pilipinas (BSP)-licensed and Philippine Deposit Insurance Corporation (PDIC)-insured bank to ensure that the money remains safe and secure. With its 99.9% uptime rate, users can expect their transactions to be seamless and with less downtimes. 

Maya was originally known as PayMaya, a leading e-wallet app in the Philippines. It recently rebranded to Maya as it evolved beyond payments with the launch of its own banking and crypto services. This makes Maya the Philippines’ first and only all-in-one money app as it brings together banking, crypto, and wallet features into a seamless customer experience. 

Register your Smart SIM 

Smart Postpaid’s exclusive partnership with Maya for subscribers is just one of the many ways the mobile services provider empowers customers with the best postpaid experience. 

On top of award-winning services, Smart Postpaid subscribers can expect more exclusive rewards and benefits this 2023.

To keep enjoying Smart's services and perks, postpaid subscribers are encouraged to complete their SIM Registration by confirming the personal information and IDs they submitted for their postpaid plan application. To do this confirmation, subscribers just need to text YES to 5858. They shall then receive a confirmation message from Smart upon successful SIM Registration and get FREE 3 GB data. 

Know the best Smart Signature Plan for your lifestyle at www.smart.com.ph/postpaid.

To know more about this exclusive offer, visit https://www.maya.ph/smartpostpaidoffers.

Jumpstart your money goals this 2023: Commit to saving more with these exclusive deals from Maya

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New year, new goals! We all want to live through the year in a financially secure position. If you’re looking for a way to jumpstart your money goals this 2023, fret not! Maya, your all-in-one digital bank, has got you covered.

 

Whether you are looking for ways to save on shopping, travel, boost your savings, or get your bills covered, Maya runs down tips and tricks to master your money and get you closer to your 2023 money goals!

 

Boost your savings

·                 Grow your hard-earned savings with up to a massive 6% p.a. with Maya Savings for deposits up to P100,000. All you have to do is spend a total of PHP 250.00 on bills, load, or Maya payments (QR code, card, or online). In excess of P100,000, you also earn a base interest rate of 4.5% p.a on your deposits up to P5 million. You also get to watch your money grow as savings interests are credited to your account, daily!

·                  Maya Savings also lets you set up Personal Goals and earn a guaranteed 6% interest per annum on deposits of up to PHP1M. What’s more, you can create up to 5 different Personal Goals. Think one for each life goal like emergencies, home, car…  just what being in control of your own finances looks like. 

 

Save on fees

·        Get cash in your Maya wallet for a minimum of PHP 1,500.00 via InstaPay and get your InstaPay fee (up to PHP 25.00) as a cashback!

·        No need to worry about transfer fees when you cash in your Maya wallet from any of your linked banks, or from other over-the-counter channels (up to PHP 8,000.00 per month).

 

Spend and save

·        Shop at Robinsons Malls and get some money back with Maya! For a minimum PHP 1,000.00 single-receipt spend, you can receive a PHP 100.00 cashback from your first-ever Maya QR transaction and PHP 50.00 consecutively after.

·        Need mobile load? Collect 5% cashback each time you accumulate PHP 500.00 worth of load. New to Maya? Enjoy 20% cashback (up to PHP 50.00) when you load up with Smart or TNT!

 

Traveling? Save on these deals!

·        Enjoy 50% off (up to PHP 1,500.00) on hotels and 1,500 AirAsia points by booking a hotel worth at least PHP 1,500 through the AirAsia super app or website. Simply enter your Maya Visa card details upon checkout and input the code “VISA50”.

·        Get 8% off when you book for hotels via agoda.com/visaph and pay using your Maya Visa card.

 

Completely free to download and register, Maya packs a feature-rich money app, an inclusive digital bank, and everything else you need to manage your money – save, borrow, spend, invest and more, right from your smartphone.

Maya's digital banking services are powered by Maya Bank, Inc., a digital bank supervised by the BSP. Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) for up to PHP500,000 per depositor. To learn more, visit maya.ph and mayabank.ph. 

Follow Maya at @mayaiseverything on Facebook, Instagram, YouTube, and TikTok and @mayaofficialph on Twitter.