Need funds? GCash introduces easy and accessible way to borrow money for different needs

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GCash’s suite of lending products GGives, GLoan, and GCredit aims to provide Filipinos with easy and flexible borrowing terms

Almost 5 out of 10 Filipinos have outstanding loans, according to the Bangko Sentral ng Pilipinas’ (BSP) latest Financial Inclusion Survey in 2021. Of this number, day-to-day expenses, emergencies, and fulfilling financial or life goals are the top three reasons why Filipino adults borrow.

However, only two out of ten Filipinos have access to formal financial services offered by banks and government institutions like the Social Security System (SSS) and Pag-IBIG, with some resorting to borrowing from individuals or lending companies with unfairly high interest rates.

Moreover, BSP notes that 25% of Filipino adults were forced to use up their savings during the pandemic, which means that on top of having to deal with everyday finances, they may not have enough cash to cover emergency expenses.

In line with its goal of making affordable loans accessible to more Filipinos, e-wallet app, GCash introduces new ways for Filipinos to conveniently manage their finances. On top of using the GCash app to pay bills, send money, buy load or pay for online and in-store purchases, users can now easily borrow money in the form of GLoan, GGives, and GCredit.

“We at GCash are working hard to give every Filipino access to fair loans not just to help them meet their basic needs but also empower them to achieve their life goals,” said Zo Canaria, FUSE Lending Growth Marketing Head. “Through GCash’s in-app innovations, we hope to give Filipinos an easy way to fund the lifestyle they deserve and fulfill long-standing goals they were previously unable to achieve due to financial challenges.”

GLoan: Fast-cash loan offering

GLoan, the loan product of GCash, offers instant cash up to P125,000 straight to eligible users’ GCash wallets, which can be used for starting or expanding a business, cover emergency expenses, celebrate special occasions or even to pay for different necessities. Through GLoan, eligible users can borrow from P1,000 to P125,000 as good as cash, with an interest rate of as low as 1.59%.

To borrow, users simply submit their loan application within the app with no additional documents needed and wait for the loan to be reflected straight to their GCash wallet within 24 hours. The loan can then be paid for as low as P265 a month for 5-24 months.

GGives: Light and easy installment plan

Meanwhile, GGives is GCash’ light and flexible installment plan which allows eligible users to purchase big-ticket items and pay for it in up to 24 months. GGives allows eligible users to purchase items amounting up to P125,000 in one transaction and choose their payment terms in installments from 3, 6, 9, or 12 months and up to 24 gives.

GGives can be used for both in-store and online purchase of selected merchants. Unlike other installment products, GGives does not require additional documents during application and does not need an upfront downpayment and processing fees.

GCredit: Always-ready credit line

GCredit, powered by CIMB, is an always-ready credit line by GCash that can be used to pay for select bills, as well as products and services in-store and online. Eligible users can get up to a Php 50,000 credit line that they can use for bills payment, online buys, and in-store QR purchases to cover everyday expenses.

With GCredit, users are only charged based on the number of days they borrow. This prorated interest means users who pay earlier get charged a lower interest. GCredit’s Minimum Amount Due also allows users to pay as low as 15% of their dues on their billing and/or due date.

To be eligible for GLoan, GGives, and GCredit, users must have a fully verified GCash profile and must maintain a qualified GScore, which is the app’s trust rating reflecting their GCash activity. GScore is the primary basis to qualify for GLoan, GGives, GCredit and enjoy benefits such as lowest interest rates and highest credit line or loan amount.

As your GScore is computed based on GCash activity, users must maintain an active GCash wallet balance by cashing in regularly and using different GCash services. For those who are already using any of the GCash borrow products, such as GLoan, GGives or GCredit, they must pay their dues early or on time to maintain their GScore and be eligible for future credit transactions.

Users may access GLoan, GGives and GCredit through the GCash dashboard or find it under “Borrow.” No GCash yet? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery! Kaya mo, i-GCash mo!

GCash rolls out ‘DoubleSafe’ to arrest account takeovers

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Intensifies information campaign vs scams through GSafeTayo

GCash, the Philippines’ number one financial app, rolls out ‘DoubleSafe’, a game-changing security feature to safeguard its users from account takeovers.

DoubleSafe strengthens the security of GCash’s 76 million users as it prevents unauthorized account access. Before DoubleSafe, GCash already required two levels of authentication or 2-Factor Authentication. The first level of security is the OTP (One-time PIN), a unique number combination sent only to the user’s mobile number. The second level of authentication is the MPIN (Mobile PIN) which is a 4-digit passcode that only the customer or GCash owner should know.

To reinforce the security of customers’ accounts, starting March 2023, GCash will now require all users to activate DoubleSafe in order to add an additional layer of security to their account. This feature will be activated for every first login to a new mobile phone to ensure the continued protection of its users. The feature uses facial recognition, which means that even if a user inadvertently shares their MPIN and OTP to fraudsters, their account cannot be accessed from another device without scanning the owner's face – ultimately preventing account takeovers.

Beyond this security feature, GCash is also closely working with the Philippine National Police Anti-Cybercrime Group (PNP-ACG) in going after fraudsters and scammers. This was formalized by the signing of a memorandum of agreement with PNP-ACG in 2022.

“GCash is one with the PNP-ACG in making sure that these cybercriminals are put behind bars while reminding the public on how to safeguard their accounts,” GCash Head of Fraud Management Miguel Geronilla said. “Together with the authorities, other relevant government agencies and our users, we can ensure that GSafeTayo.”

Along with the launch of Doublesafe, GCash is intensifying its GSafeTayo campaign through a series of awareness and education materials that will help customers identify and avoid fake sellers, suspicious links, as well as other common forms of scams.

Through the campaign, customers are equipped to join the fight, together with GCash, for true account security.

The campaign focuses on providing prevention tips to help the public avoid being scammed:

Don’t open unfamiliar links. Scammers often send messages with links, luring recipients with enticing “prizes” or a chance at a high-paying position. To counter this, GCash has stopped sending links via SMS, emails, and other messaging apps.

Never share personal information. It’s common practice for scammers to call individuals and pose as GCash representatives to gather personal user information. GCash will never ask its customers for MPINs and OTPs and will only reach out to customers through official channels.

Double check before buying. Fake online sellers and shops offer too-good-to-be-true deals to lure individuals into purchasing their products. GCash recommends double checking online offers, as well as checking reviews to ensure authenticity.

“At GCash, the safety and peace of mind of our customers are very important to us. With DoubleSafe and our intensified GSafeTayo campaign, our users will be protected from scammers and account takeovers,” said Geronilla. “But aside from security measures, we are also ramping up reminders to our 76 million users on how they can safeguard their accounts.”

To report scams and other suspicious activities, users can go to the the GCash Help Center via the GCash app or at https://help.gcash.com/, Chat with Gigi, and choose “I want to report a scam.”

Through GCash’s unrelenting efforts to protect its users’ hard-earned money and the collective cooperation of its customers and partners, we can make sure that with GCash, #GSafeTayo.

GCash partners with Grab Philippines for easy, hassle-free direct cashless payment option

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GCash, Grab Philippines join forces for more convenient transactions. Grab users can use GCash to pay for the leading superapp’s services by February

As the country’s leading mobile wallet GCash partners with Grab Philippines, the country’s leader in transportation and deliveries, paying for your ride and food orders will soon be easier and hassle-free.

The landmark partnership will give Grab users access to the easiest, most convenient, and secure cashless transactions when they add GCash as a direct payment method on the Grab app. GCash will be officially available as a mode of payment on the Grab platform by February.

Through this partnership, users can simply choose GCash as their payment method, and pay cashless for GrabCar, GrabFood, GrabMart, GrabExpress and other Grab services with just a few taps on their smartphones. Moreover, this partnership enables users to avoid transfer fees which go as high as Php 50.

GCash and Grab Partnership Launch: GCash and Grab mark their milestone partnership with GCash available as a direct payment option in the Grab app by February.

(L-R) GCash Chief Marketing Officer Neil Trinidad, GCash Head of Commercial Sales and Operations Luigi Reyes, GCash Chief Commercial Officer Ren-Ren Reyes, GrabFin Philippines President Martha Elaine Borja, Head of GrabPay Philippines Cris Alcaraz, and Grab Philippines Country Marketing Head Justine Anne Aruta

“With this partnership, we once again realize our commitment to make the lives of Filipinos better each day by delivering a more convenient, secure, and cost-efficient way to pay for their rides and food and grocery deliveries. We look forward to this partnership and we will continuously innovate and build more partnerships that will improve the lives of the Filipinos”, said GCash president and CEO Martha Sazon.

To make their cashless transactions more convenient and rewarding, customers of Grab also get to avail of GCash exclusive deals, and get special treats when they pay for their transactions using GCash.

Country Head of Grab Philippines Grace Vera Cruz shared, “Grab Philippines is dedicated to empowering our stakeholders in a digital-first economy, and key to this is driving a deeper and wider cashless adoption in the country. With more Filipinos transacting via cashless means, we are accelerating our prospects of digital transformation. We look forward to collaborating with like-minded partners such as GCash on this agenda, and we are optimistic that through this partnership, we can improve the lives and livelihoods of many of our kababayans, while building a cashless, digital-first economy for all Filipinos.”

Grab is Southeast Asia’s leading superapp for ride hailing, food delivery, and on-demand grocery delivery. It touts strong foothold in markets like the Philippines, Thailand, Singapore, Malaysia, Indonesia, and Vietnam. Prior to this development, GCash and Grab have already established a strategic collaboration. Their initial partnership has provided Filipinos safe, seamless, and secure digital experience by allowing users to transfer money from their GCash wallet to their GrabPay wallet, and vice-versa.

Building on GCash and Grab’s shared mission of addressing Filipinos’ daily needs, this partnership also helps in creating a more cash-lite and digitally driven economy.

As part of its vision of achieving “Finance for All”, GCash will continue to innovate and establish partnerships to offer affordable, convenient and safe services – making Filipino lives better every day and beyond, in the new normal.

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About GCash

GCash (G-Xchange, Inc.) is the #1 Finance App in the Philippines. Through the GCash App, 71M registered users can easily purchase prepaid airtime; pay bills at over 1,600 partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 5.2M partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. GCash is a wholly-owned subsidiary of Mynt (Globe Fintech Innovations, Inc.), the first and only duacorn in the Philippines.

GCash was recognized by The Asian Banker (TAB) and by the IDC in 2021 for its outstanding digital financial inclusion programs.

About Grab

Grab is Southeast Asia’s leading superapp based on GMV in 2021 in each of food deliveries, mobility and the e-wallets segment of financial services, according to Euromonitor. Grab operates across the deliveries, mobility and digital financial services sectors in 480 cities in eight countries in the Southeast Asia region – Cambodia, Indonesia, Malaysia, Myanmar, the Philippines, Singapore, Thailand and Vietnam. Grab enables millions of people each day to access its driver- and merchant-partners to order food or groceries, send packages, hail a ride or taxi, pay for online purchases or access services such as lending, insurance, wealth management and telemedicine, all through a single “everyday everything” app. Grab was founded in 2012 with the mission to drive Southeast Asia forward by creating economic empowerment for everyone, and since then, the Grab app has been downloaded onto millions of mobile devices. Grab strives to serve a double bottom line: to simultaneously deliver financial performance for its shareholders and a positive social impact in Southeast Asia.

Globe urges Filipinos to continue supporting local businesses as it wraps up purposeful holiday celebration

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As the New Year begins, Globe encourages Filipinos to continue supporting local businesses, just as it wrapped up a holiday celebration of giving back.

Through the Globe of Good umbrella program, Globe brings together an ecosystem of impact where stakeholders can connect and work together to help communities in need move forward from the adverse effects of the pandemic.

Under this initiative, the company revived its annual December tradition of holding The Purpose Tree campaign and the Gift Local bazaar with a face-to-face engagement for the first time after two years of virtual activities.

The Purpose Tree is an internal fundraising effort for employees to give back to a worthy cause. Contributions go to the Hapag Movement, Globe’s banner program for hunger alleviation through technology.

As a program, the Hapag Movement aims to address involuntary hunger through technology, including the use of electronic donation platforms, and connects multi-sectoral partners to achieve social impact at scale. It also provides livelihood training for a sustainable source of income for beneficiaries.

"Christmas at Globe has always been about giving back. As we pass on our gratitude, compassion and care to our employees, we implore them to do the same by sharing their blessings with our kababayans. With the Hapag Movement as our main advocacy, we hoped to make the Christmas season just as special for those in our partner communities,” said Ato Jiao, Chief Human Resource Officer, Globe Group.

The Purpose Tree launch at The Globe Tower was attended by Hapag Movement partners Tzu Chi Foundation Philippines and World Vision Philippines, and Globe executives led by Globe Group President and CEO Ernest L. Cu, Chief Customer Experience Officer and Strategy Management Head Rebecca Eclipse, and Chief Sustainability and Corporate Communications Officer Yoly Crisanto, and Jiao.

The leaders hung custom-made Christmas balls with the Hapag Movement GCash QR Code to serve as an accessible way for employees and office guests to donate to the advocacy.

Meanwhile, Globe Business MSME Group organized the Gift Local bazaar for its clients. The annual activity allows some of their key clients to participate and sell their products to Globe’s employees this season.

“Through Gift Local, we were able to showcase more homegrown brands and products in the market; and now, as we go into our fifth year, we've moved from online selling to creating a more hybrid customer experience,” said KD Dizon, MSME Group Head, Globe Business.

Several small businesses took part in the bazaar, which ran for three days at The Globe Tower, Globe’s Headquarters in Bonifacio Global City, Taguig. Employees got their pick from diverse offerings such as scented candles, sustainable lifestyle products, fruits, ice cream, cupcakes, specialty coffee, collectibles, and many more.

Globe Business also provided merchants with a free trial until yearend on ChatGenie, an e-commerce solution that helps entrepreneurs easily manage their online shops via chat on Facebook, Instagram, Viber and GLife on GCash. Through ChatGenie, sellers can accept multiple modes of payment, plus arrange and track delivery directly on the messaging thread.

As a contribution to the Hapag Movement, the MSMEs donated their joining fees to the advocacy, which was then matched by Globe Business. The total raised and pledged donations reached P200,000.

Globe Business also led a Live Selling event on December 2 on its Facebook page, where partner MSMEs got to sell their products.

To learn more about Globe, visit www.globe.com.ph.

Regional insurtech Igloo Launches New travel insurance product - Travel Master with COVID-19 in partnership with GCash and Malayan Insurance

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●       Regional insurtech Igloo, GCash and Malayan Insurance continue to strengthen existing partnership with the launch of a  new travel insurance product

●       GCash Travel Master with COVID-19 offers comprehensive coverage for personal accident, emergency medical treatment, hospital cash allowance, travel inconvenience benefits, and COVID-19 protection

●       It is the fourth product launched under the partnership between Igloo and GCash

●       Reprise in travel after pandemic lockdowns drive tourism in the Philippines with 85% of the Philippines’ GDP attributable to domestic travel

 

Manila, Philippines - Regional insurtech firm Igloo, in partnership with GCash and leading local underwriter Malayan Insurance, recently launched Travel Master with COVID-19, a comprehensive travel insurance product to be offered and purchased on the e-wallet. The brand-new product offers coverage for personal accident, emergency medical treatment, hospital cash allowance, travel inconvenience benefits, and COVID-19 protection. With tourism on the upswing due to the easing of restrictions, Travel Master with COVID-19 will enable Filipinos to undertake trips with assured protection in the event of a medical emergency due to the pandemic.

In the forum titled ‘The Philippines and Revenge Tourism – Are We Ready?’ Tourism Secretary, Bernadette Romulo Puyat shared that ‘Revenge Travel’ or leisure travel that follows a period of being unable to travel is driving the tourism boom in the country. Since easing restrictions in February 2022, the country has seen a gradual rise in travel - particularly to local destinations - among Filipinos. In fact, 85% of tourism contribution to the gross domestic product can be attributed to domestic travel, which is expected to grow further with the opening of more local destinations. Travel Master with COVID-19 will help Filipinos be prepared for health and travel risks for their trips.

“As more Filipinos become more comfortable with traveling, our new travel insurance product in collaboration with our long-term partner GCash, will work as a key enabler to facilitate safe travel for Filipinos. Being an affordable, yet comprehensive product, that addresses common travel risks including contracting COVID-19 it will offer travelers the coverage they need so they can enjoy their trip and have peace of mind,” shared Mario Berta, Country Manager for the Philippines at Igloo. “GCash Travel Master with COVID-19 once again highlights Igloo’s commitment to co-creation of insurance products that are relevant and accessible to all Filipinos.”

Underwritten by Malayan Insurance, the benefits of Travel Insurance include Personal Accident with Emergency Medical Treatment for COVID-19 for up to Php 2,500,000, Hospital Cash Allowance due to COVID-19 of up to Php 4,000, and Travel Inconvenience of up to Php 50,000. It also has value-added features such as Car Rental Protection of up to Php 500,000 and Sports Activities Extension of up to Php 100,000. The insurance product is also supported by 24-hour worldwide travel assistance in partnership with Assist America for the medical needs of the insured.

GCash Travel Master with COVID-19 powered by Igloo
Topline benefits
Personal Accident with Emergency Medical Treatment for COVID-19	Up to Php 2,500,000
Hospital Cash Allowance due to COVID-19	Up to o Php 4,000
Travel Inconvenience	Up to Php 50,000
Value-added benefits
Car Rental Protection	Up to Php 500,000
Sports Activities Extension	Up to Php 100,000

Available through GCash’s GInsure marketplace, premiums start at Php 950 for local or inbound, Php 970 for Asia, and Php 1,190 for worldwide travel with up to a 90-day maximum coverage period.

GCash Travel Master with COVID-19 is the fourth product launched under Igloo and GCash’s partnership. In September 2021, the partners launched the first Online Shopping insurance in the market, followed by Mobile Insurance products and Pet Insurance in 2022.

 

 

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About Igloo:

Igloo is the first full-stack insurtech firm to emerge from Singapore. It has offices in Singapore, Indonesia,  Thailand,  The  Philippines,  Vietnam  and  Malaysia  and  tech  centres in China and India.  With a mission of making insurance accessible for all, the firm leverages big data, real-time risk assessment, and end-to-end automated claims management to create B2B2C insurance solutions for platform companies and insurance companies. Igloo’s insurance solutions enable companies  to  eliminate  their  exposure  to operational  risk,  create  new  revenue  streams,  and optimise  and  enhance  existing  products  and  services.  Igloo  has  partnered  with  over  55  well-known   brand   names   across   the   markets   in   various   verticals,   including   insurance, telecommunications, e-commerce, hospitality, health tech and financial services.

For more information, please visit https://www.iglooinsure.com/.

 

GCash, Cebuana Lhuillier strengthen partnership with over 30,000 agents nationwide

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Partnership to enable wider cash-in/cash-out, money remittance services

GCash, the Philippines’ leading mobile wallet, and Cebuana Lhuillier, the leading microfinance service provider in the country, are strengthening their partnership through the expansion of service distribution network and the introduction of domestic remittance transfers soon to be available via GCashPadala app.

From left to right: Jose Luis Reyes – Vice President – Head of Enterprise & Public Sector (Gcash), WinsleyBangit – Chief Customer Officer (GCash), Ambassador Philippe Jones Lhuillier – Chairman and Founder (Cebuana Lhuillier), FilemonCabungcal – Chief Financial Officer (Cebuana Lhuillier), and Stephen Yap – Head of Domestic Sales (Cebuanna Lhuillier).

Starting December, millions of Filipinos will be able to receive money via GCashPadala and do cash-in/cash-out transactions at over 3,000Cebuana Lhuillier branches, 26,500 corporate agents doors, and 1,900 retail agents, nationwide.

“At GCash, we strive to continuously offer safe and convenient services that will cater to the needs of every Filipino wherever they are, especially during the new normal. Cash In and Cash Out services are now easier and more accessible with more than 30,000 agents nationwide. Together with Cebuana Lhuillier which has been working with GCash for many years now, we will continue to innovate in order to make the lives of Filipinos better every day. With the upcoming activation of GCashPadala, sending money to loved ones will soon be made easier for families across the country. The funds are easily received via Cash In and Cash Out at the nearest Cebuana Lhuillier,” said GCash president and CEO Martha Sazon.

“We boast our wide network reach with our more than 3,000 brick-and-mortar branches nationwide that enable Filipinos to have a hassle-free and easier access to money transfer services. We always believe that by partnering with reliable and trusted companies such as GCash, we will be able to pursue our mission of financial inclusion for all our kababayansfrom all walks of life and wherever they may be,” Cebuana Lhuillier president and CEO Jean Henri Lhuillier added.

Cebuana Lhuillier’s head of money transfer business Erlinda M. Sumanga believes that their partnership with GCash has helped Filipinos adjust to the evolving money transfer services, especially during and post-pandemic.

“Over the course of our partnership with GCash, we were able to respond to Filipinos’ need for an efficient means of sending money, which was more pronounced ever since the pandemic. We are excited for this new partnership milestone with GCash and we are looking forward to see how we can further help our clients here and abroad to make money remittance services flexible, secured, and faster,” Sumanga said.

Not yet on GCash? You can download the GCash app for free on the Google Play or App Store.

For more information, visit www.gcash.com.

6 Nostalgic Lines from movies on Disney+ that Make Sense as an Adult

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Rewatch your favorite movies all over again on Disney+ when you #PayWithGCash

We all had our favorite movies when we were kids, along with scenes and characters we will never forget. But sometimes, even stories meant for kids hide a few lines that may not have made sense before but hit harder as an adult.

Rewatching all your favorite movies from your childhood on Disney+ is now made convenient and easy when you #PayWithGCash. From iconic Walt Disney Animation Studio movies like Beauty and the Beast or Disney and Pixar’s Toy Story to the original Star Wars trilogy, you can enjoy these favorites on Disney+ without having to use a credit card or a mobile plan.

If you’re in the mood to walk down memory lane while picking up some pearls of wisdom, here are some lines from movies on Disney+ that really make sense after hearing them again:

●       “Oh yes, the past can hurt. But the way I see it, you can either run from it, or learn from it.” - Rafiki, The Lion King (1994)

The Lion King (1994) had a lot of lessons on growing up and acceptance, especially the concept of ‘Hakuna Matata’ or as translated from Swahili, “there are no problems.” But perhaps, this is one of the greatest pieces of advice from Rafiki and applies to many challenges in life you might have had.

From getting over a heartbreak to unresolved arguments with loved ones, it’s up to you to avoid and forget these memories or to examine what you can learn from them and move on.

●       “Well there’s the usual things: flowers, chocolates… promises you don’t intend to keep.” - Cogsworth, Beauty and the Beast (1991)

Cogsworth had a funny reply to the Beast asking him what he could do for Belle, but in hindsight, this is an interesting take on romance and relationships in general. As you grow old, you might have realized that people might make promises they don’t intend to keep because they want to impress or woo others.

This line is both a warning for you to be wary about grand statements people make but also a reminder for you to only make promises you know you can fulfill.

●       “You never forget kids like Emily or Andy, but they forget you.” - Jessie, Toy Story 2 (1999)

Have you ever thought about how much you might have impacted someone’s life? When Jessie mulled about how her owner Emily eventually forgot her, it feels just the same with people you lost contact with over the years.

You might have met a teacher or a random stranger who left a big impression on you only for them to fade away, but there are people too, who you’ve greatly touched that you might not even remember. It’s times like these when it’s important to hold onto our memories rather than dwell on the person we’ve lost.

●       “Do or do not. There is no try.” - Yoda, Star Wars: The Empire Strikes Back (1980)

You may have written it off as a funny figure of speech after hearing Yoda say this for the first time but Yoda is wise in his own ways. Success and failure are realities of the world, and all you can do is your best to have more successes than failures.

“Trying” implies that you doubt you can do something and that you aren’t wholly committed to it. Here Yoda reminds us that there will be failures in life but that should not stop you from committing to your goals rather than always keeping one foot out the door.

●       “Your overconfidence is your weakness.” - Luke Skywalker, Star Wars: Return of the Jedi (1983)

Similar to Yoda’s famous phrase, Luke’s reply to the Emperor during the finale of Return of the Jedi, might have appeared as a simple retort but has a lot of meaning when you look back on it.

Confidence  is important to prevent doubts from clouding your ability to do things but being too confident can also lead to failure. You may miss out on details, like important instructions or extra requirements, refuse to accept further knowledge or fail to see the harm your choices are causing others.

●       “Don’t be ridiculous, Andrea. Everybody wants this.” - Miranda Priestly,  The Devil Wears Prada (2006) 

If you’ve watched The Devil Wears Prada, Miranda Priestly tells Andrea how privileged she should feel about living such a charmed life. However, living a life of luxury where everyone does whatever it takes to get ahead is not everyone’s cup of tea.

Success can have an ugly side at times, and some people will do anything to meet their goals at the expense of others. However, seeing Andrea walkaway after getting out of the car, we realize not everyone wants to have to drag others down to get what they want and you shouldn’t have to go down that path to find your fulfillment.

Hopefully, with time comes a little bit of wisdom and you can find it in the most unexpected places. With Disney+ now available in the Philippines, easily pay for your subscription with GCash and revisit all-time favorites with a different perspective.

Getting access to your favorites from the past is easy when you #PayWithGCash. Thanks to the exclusive mobile and premium subscription packages available in the Alipay+ Rewards section of the GCash app, you can subscribe to the Disney+ Mobile Plan for ₱849 annually to watch your favorite titles on the go. To bring the movie experience to your home, consider purchasing the Premium Plan for ₱2,499 annually that allows you to stream up to 4K ultra HD quality on your TV and other devices. Don’t wait too long as this exclusive gift is only available on Alipay+ Rewards until mid-December.

To avail the Disney+ special packages, tap A+ Rewards on the GCash dashboard, choose your Disney+ plan, input your phone number, and confirm and proceed to payment. To start streaming, download Disney+ on Google Playstore or Appstore, input your mobile number and input the OTP sent to your mobile number. For new users, create your profile, then select content ratings and preferred content language. If you already have a Disney+ profile, simply select your profile.

View all of your favorite movies from when you were younger on Disney+ when you subscribe with GCash, through the Alipay+ Rewards store, available on the App Store and Google Play. Download now and be #GToPlay when you #PayWithGCash!

GCash shares how we can make Christmas more magical for our Lolos and Lolas this season

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Directed by Tonet Jadaone, heart-tugging film featuring Joshua Garcia inspires sharing the gift of magic to the elderly

There are many ways to bring back the magic this holiday season – from honoring traditions in new ways, spending quality time with the people we hold dear to us, and even extending the Christmas cheer to the ones who need it most.

This year, GCash brings back the magic to Christmas for the Lolos, Lolas and the whole family we missed through the short film ‘Akap’, reuniting the start tandem of Writer-Director Antoinette Jadaone, better known as Direk Tonet, and leading man, and new GCash member, Joshua Garcia.

Dedicated to all the elderly who have no family left, confined in homes or living very far away from their loved ones, the film hopes to remind us that while we celebrate the gift of togetherness with our very own family, we could also share the magic of Christmas with every Lolo and Lola who don’t have families to celebrate Christmas with.

As GCash shares in its short film, bringing magic back to the holiday doesn’t end with shopping for or sending gifts to our loved ones.

Through its Scan to Donate initiative, GCash encourages Filipinos to extend their Christmas celebration to the elderly beneficiaries of three non-profit and non-government organizations in the country so they could also feel love and magic this holiday season.

● Caritas Manila

Established in 1953 by Manila Archbishop Rufino Cardinal Santo, Caritas Manila was first known as the social welfare program Catholic Charities. With its four core programs, the non-profit organization now serves as the lead social service and development ministry of the Catholic Church in the Philippines.

Caritas Manila leads programs for the elderly in different parishes in Metro Manila such as the Damayan Feeding Program, and the donation of Caritas LIGTAS COVID-19 kit and Caritas Manna food bag.

● Coalition of Services of the Elderly

The Coalition of Services of the Elderly (COSE) works with older persons to strengthen their organizations, partnership building, and advocacy. Since its founding in 1989, COSE has organized 850 Older Persons Organizations in 21 provinces and cities across the country.

Aside from community organizing, COSE leads advocacies to protect the older people as one of the most at-risk and vulnerable sector, makes studies and advocates for new policies on healthy aging, implements an inclusive community-based Disaster Risk Reduction program for the elderly, and operates a residential care facility for abandoned older women located in San Jose, Del Monte, Bulacan.

● Anawim Lay Missions

Starting as a small facility for poor and abandoned elderly people founded by Catholic lay preacher Bo Sanchez in 1996, Anawim Lay Missions has provided a home and sanctuary to the poor and abandoned elderly who have nowhere else to go.

Anawim provides services for the care and rehabilitation, home life, spiritual life and counseling of rejected and abandoned elders.

To support the programs and advocacies of these organizations for their elderly residents, 

GCash users may donate to them directly by scanning the QR code below:

By spreading cheer to your loved ones and to those in need, having a meaningful and magical Christmas celebration is possible with GCash. No GCash yet? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery! Register and get verified today, and discover how you can have a Merry GCash celebration!

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About GCash

GCash (G-Xchange, Inc.) is the #1 Finance App in the Philippines. Through the GCash App, 71M registered users can easily purchase prepaid airtime; pay bills at over 1,600 partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 5.2M partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. GCash is a wholly-owned subsidiary of Mynt (Globe Fintech Innovations, Inc.), the first and only double unicorn in the Philippines.

GCash was recognized by The Asian Banker (TAB) and by the IDC in 2021 for its outstanding digital financial inclusion programs.

Joshua Garcia celebrates Christmas Magic as the new face of GCash for the holidays

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There are still several days until Christmas, yet the season is already very much alive everywhere in the country. While the last few years may have been a little less jolly, GCash, the country’s leading e-wallet app, is bringing back the magic to the holidays with a little help from Philippine entertainment’s new leading man.

Joshua Garcia has been heating up televisions across the country with his starring role as Brian Robles in “Mars Ravelo’s Darna” and an upcoming landmark deal for Dreamscape production’s “Unbreak My Heart”.  Adding to his already impressive list of milestones is his new role as the face of GCash to celebrate a Merry G Christmas and uphold what truly warms his heart – traditions with his family and friends.

“The family tradition I look forward to every Christmas is our family reunion wherein my family spends Christmas together,” he said. “We take advantage of the time we can have our bonding during this season when we are not too busy with work with some games and a simple feast for the whole family.”

Christmas Magic Lives On

Just like many Filipinos, Christmas for Joshua becomes truly magical when spent with the right people.

“My most magical Christmas experience was when I was living in the province and I went caroling in our neighborhood with my friends. Afterwards, we attended the Simbang Gabi with our family. I’m really glad that I got to experience Christmas that way,” he said. 

Of course, part of any Christmas celebration is hunting for the perfect gifts for your loved ones. But despite his high-profile stature, Joshua stays humble and opts for meaningful gifts and thoughtful spending.

“To find the most meaningful Christmas gifts for my loved ones, I always think about what they really need at that time so the gifts are useful and that, through those gifts, they will also remember me somehow,” Joshua said. “I don’t really give very expensive gifts. As long as they make them happy, then I am, too.”

Gift-giving, the Joshua way

With the long list of celebrations lined up for Joshua this Christmas, looking for these useful items will be a big task. His secret? He does his shopping with GCash.

According to the actor: “One of my favorite GCash services is GLife because there are lots of merchants to choose from. It is a one-stop shop for a quick purchase of my favorite products and services. It is very timely since Christmas season is almost here, I can definitely use it for my Christmas shopping to buy gifts for my loved ones.”

 

Thanks to GCash, Christmas shopping can be a magical experience in itself, especially when you get cashbacks and discounts from the GCash Online Bazaar from Nov. 28 to January 5, 2023. You can conveniently pay through your GCash wallet, pay later through GCredit, or pay in installment with GGives.

Though many Filipinos will celebrate with their families this year, there are still some who wouldn’t be able to enjoy family reunions like Joshua and might spend time apart during the holidays. Despite the distance, GCash makes sure that everyone can send Christmas cheer wherever your loved ones may be.

You can send pamasko to anyone anywhere through Send Money for other GCash users, Bank Transfer or GCash Padala for non-GCash users, or Send with a Clip to attach a special message to your Aguinaldo. If actual presents are your thing, you can also shop online with GLife and pay for your gifts on GCash.

And because GCash wants everyone’s Christmas to be truly magical, every gift given through GCash becomes a gift for yourself, too.

For every PHP 100 spent using GCash services or when using GLoan, GGives, and GCredit, users can earn parols and enter the Merry GCash raffle. Raffle draws will be done on December 5 and December 19 where GCash will be giving away five iPhone 14 phones, five Macbook Air M1 laptops and five Sony PS5 Playstations. Sixty-five lucky winners will also take home P10,000 worth of e-fuel cards from Petron, P10,000 worth of Mercury Drugstore gift certificates, P20,000 worth of IKEA gift cards and P30,000 worth of SM Appliances gift cards.

With so many ways to hunt and shop for gifts, Joshua leaves his fans with just one piece of advice: “To be honest, I think for me what’s more important is that every time I give my loved ones gifts, they are pleased with what they received, whether they may be simple or otherwise.”

 Whether you opt for grand gifts or small tokens, make every spend count when you use your GCash for every transaction. No GCash yet? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery! Register and get verified today, and discover how you can have a Merry GCash celebration!

Treat Yourself to an Early Christmas Gift with Tickets to Head in the Clouds Manila and Enjoy GCash’s Exclusive Offer

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Here’s how you can get tickets to the biggest music festival of the year with GCash’s pay later options

Live events and concerts are on the comeback, and if there's one way to give yourself a well-deserved treat before the year ends while also getting an early Christmas gift, purchasing tickets to the biggest music festival of the year doesn't sound like a bad idea. With Head in the Clouds Music and Arts Festival coming to the Philippines this December, GCash is making sure you achieve your concert goals by not missing out on getting tickets!

GCash lets everyone enjoy their hobbies and passions by giving them access to a range of financial services with exclusive offers. Now, there’s no need to wait in line or stress about how to pay for passes thanks to GCash’s GCredit or GGives features.

GCredit, which extends convenience to GCash users to purchase tickets to Head in the Clouds through a "book now, pay later" system. Qualified users with GCredit receive a credit line of up to PHP 30,000, which you can use to pay for your online transactions instantly, payable within 30 days.

GCash also has a lending feature called GGives, which offers light and flexible installment payment plans depending on how many months you want to pay for your purchase. GGives is also available for Head in the Clouds tickets and can be selected when paying online or offline via QR.

How to Purchase Your Tickets to Head in the Clouds via GCash

VIP and GenAd 2-day passes are now available for sale via the SM Tickets website. To purchase your ticket, create an account or log-in at smtickets.com then tap the Head in the Clouds banner to add tickets to your cart.

Review your order and select GCash as your payment option. Eligible users may maximize GCash’s pay later options when paying for their tickets using either GCredit or GGives. Finally, confirm your GCash payment and wait for your confirmation receipt to appear!

With music festivals making a comeback, don't miss out on the chance to see Asia's best performers on the Philippine stage on December 9 and 10, featuring global acts Jackson Wang, NIKI, Joji, Rich Brian, eaJ, and YOASOBI. Fresh off their homecoming show for their Where You At world tour, GCash is proud to present Filipino boy band SB19 to perform exclusively on the first day of the festival. SB19 joins some of the country’s best homegrown talents who will be taking the stage during the two-day event.

Look no further for ways to celebrate the season and enjoy that music festival experience you've been missing! The Head In The Clouds Music and Arts Festival by 88rising is dedicated to showcasing Asian artists from all around the world. Head in the Clouds Manila will take place on December 9 and 10 at the SM Festival Grounds in Paranaque City.

For the latest news on the biggest music festival to hit Metro Manila, follow Head in the Clouds Manila on Facebook, Twitter, and Instagram! Head in the Clouds Manila is presented by Globe and sponsored by GCash.