March 18, 2024
Richmonde Hotel Ortigas celebrates 25 years with sterling offers
Beat the heat, not your wallet: Wais budget hacks to consider this summer season
But fret not because higher expenses don't have to be your summer story. With some strategic planning, you can embrace the warmth without scorching your budget. Home Credit, one of the country’s leading consumer finance companies, is here to help you navigate the season with these cool summer tips and hacks.
Create a summer budget
Summer is the time to rest and have fun, but don't let it be an excuse to overspend and ditch your budget. Make this season a breeze by creating a comprehensive summer budget tailored to your specific needs.
Categorize your spending for entertainment, travel and utilities. Since summer often brings changes in expenses, prioritize your spending and factor in potential unexpected costs. This way, you'll ensure you have allocated funds for every aspect of your summer plans, allowing you to enjoy the season without financial stress.
Take advantage of the summer discounts
The scorching heat isn't the only thing rising this summer—so are the hottest discounts on appliances and gadgets! Dive into the season as a smart shopper by seeking out the latest summer deals at your favorite stores.
These deals aren't just about saving money, they're about aligning your budget with your summer needs, and having options to better manage your cash flow. By strategically shopping and focusing on your essential purchases, you can enjoy significant cost savings while avoiding the temptation to overspend. Remember, smart shopping doesn't mean buying less, it means buying better.
Utilize energy-efficient appliances
Summer in the Philippines is synonymous with scorching heat, making appliances like powerful fans, refrigerators and air conditioners essential. But choosing the right ones can impact your budget significantly, like appliances powered by inverter technology.
Unlike traditional appliances, inverter models are designed to optimize energy consumption. This translates to a cost-effective and ecofriendly solution for battling the summer heat. These energy-efficient wonders offer the ultimate double win: keeping you cool while keeping your electricity bills down.
Plan summer travels wisely
Rest and relaxation are a must do during summer, but you will only get nothing but stress when these are not planned strategically. If a summer escape is on your mind, do it smarter, not harder. Start by exploring budget-friendly destinations and consider visiting during off-peak times. This not only avoids crowds, but also unlocks hidden gems that won't break the bank.
Another pro tip to follow is to book in advance to not only secure your spot early, but also unlock discounted prices on flight and accommodations. Remember, a little strategic planning goes a long way to ensure you make the most of your summer adventure without burning a hole in your pocket.
Find alternative summer activities on a
budget
If you want to celebrate fun in summer on a budget, don’t worry because it doesn’t have to cost a fortune. This is the perfect time to explore rewarding and relaxing activities that won’t break the bank.
Gather your loved ones for a picnic in a scenic park, enjoying fresh air, delicious homemade food, and quality time together. You can also head to a nearby mall for a cool escape. Relax in a café, grab a meal at a restaurant, or simply browse the shops.
Lastly, if you have a family, create lasting memories at home. Play outdoor games with your kids, have a movie night with refreshing drinks, or simply chill out with the cool air provided by your inverter AC.
Keep your cool during summer with Home
Credit’s hottest deals
Summer fun shouldn't strain your budget! This season, Home Credit offers sizzling deals to help you stretch your summer spending.
If you need a cash boost, you can apply for a quick and easy cash loan* through the My Home Credit App, with approvals taking just one minute. Choose a loan amount from PHP 3,000 to PHP 150,000 to cover your summer expenses.
Additionally, Home Credit will offer 0% interest deals that can help you purchase your new cooling appliances which can help you manage the heat summer season brings. Plus, these amazing appliances and offers will be available on Shoppingmall.ph.
Don't miss Home Credit's exciting deals available from March 15th to May 31st!
To know more about the latest updates from Home Credit
Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the Home
Credit Online Loan App on
Google Play to learn more about the latest promos and see what’s new in Shoppingmall.ph.
Home Credit Philippines is a financing company duly
licensed and supervised by the Securities
and Exchange Commission (SEC)
and the Bangko
Sentral ng Pilipinas (BSP).
*Available to select customers with Home Credit Cash Loan
offer
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Inverter Na ‘Yan: Home Credit’s Guide to Energy-Efficient Appliances this Summer
March 12, 2024
Pru Life UK’s newest product guarantees 4% annual cash payout for 7 years
Customers also get 100% cash back and up to 125% coverage with PRULove Wealth
Leading life insurer Pru
Life UK launches a new product designed to provide Filipinos life insurance
coverage while also allowing them to earn returns with rates comparable with
those from a high-yielding time deposit. PRULove Wealth uniquely offers 4%
annual cash payout, 100% cash back, and up to 125% insurance coverage.*
Regardless of market conditions, customers can
rely on a guaranteed 4% annual payout based on the single premium paid. PRULove
Wealth complements their traditional bank deposit and fixed income-generating
financial assets. The steady earnings assure them and their families cash to
celebrate life's milestones, boost personal savings, and provide an extra layer
of financial cushion.
Customers’ principal money is secured with 100%
cash back guarantee or return of the premium paid if the insured is still
around after the 7-year insurance coverage period or maturity of the policy.
The cash back gives comfort to families of a stable financial future.
The life insurance coverage of up to 125% based
on the single premium gives the customers wealth protection for their families.
Whatever happens to the insured, the beneficiary gets the whole proceeds up to
25% higher than the principal.*
"PRULove
Wealth solidifies our unwavering commitment to being the Filipino families'
most trusted partners and protectors by providing financial solutions that
address their evolving needs. With the guaranteed benefits of our new product,
we aim to help more customers achieve financial protection and their wealth
aspirations,” shares Allan Tumbaga, Executive Vice President and Chief
Customer & Marketing Officer.
PRULove Wealth can help customers who want a
convenient one-time pay life insurance product that reaps an uninterrupted flow
of cash and secured legacy without worrying about market volatility.
Pru Life UK maintains its industry's top position
in New Business Annual Premium Equivalent & total Premium Income from
Variable Life Insurance products according to the Insurance Commission’s Life
Insurance Sector Quarterly Statistics for Q3 2023.
Its wide range of products is accessible through
its over 42,000 digitally-empowered agency force and like-minded ecosystems and
digital partners.
To know more about PRULove Wealth, talk to a Pru
Life UK agent today or visit www.prulifeuk.com.ph.
Product terms
& conditions including on cash back apply.
Limited time
offer and subject to availability.
About Pru Life UK
Established in 1996, Pru Life UK is the pioneer of
insuravest, or investment-linked life insurance products, in the Philippines
and is one of the first life insurance companies approved to distribute US
dollar-denominated investment-linked life insurance policies in the country.
Since its establishment, Pru Life UK has expanded its reach to over 170
branches and general agency offices in the Philippines, with the largest life
insurance agency force with more than 42,000 licensed agents.
The company ranks #1 for New Business Annual Premium
Equivalent and Total Premium Income from Variable Life Insurance Products
according to the Insurance Commission’s Life Insurance Sector Quarterly
Statistics for Q3 2023. Pru Life UK is headquartered in Uptown Bonifacio,
Taguig City
Pru Life UK and Prudential are not affiliated with
Prudential Financial, Inc. (a company whose principal place of business is in
the United States of America), Prudential Assurance Company (a subsidiary of
M&G plc, a company incorporated in the United Kingdom), Philippine
Prudential Life Insurance Company, Prudentialife Plans, Inc. or Prudential
Guarantee and Assurance, Inc. (all Philippine-registered companies). Pru Life
UK is a life insurance company and is not engaged in the business of selling pre-need
plans. For more information: www.prulifeuk.com.ph
We Are Women: Shop & get up to 60% off this Women’s Month at Robinsons Department Store
March 10, 2024
Century Park Hotel supports women empowerment
GCash, SB19 release new summer jingle and music video kicking off more rewarding season with up to P179M worth of prizes
GCash, the Philippines' top finance app, has teamed up with multi-awarded P-Pop boyband SB19 to launch a brand new summer anthem and music video.
The release of the upbeat "Tara, Summer Na" isn't just about making sure everyone's got a new summer anthem, but it's also an invitation to experience the best that the season has to offer in a new way with GCash.
Whether it’s going out on food trips, traveling out of town with friends, or going on a shopping spree for a new wardrobe for the season, GCash is adding an extra layer of excitement to everyone's favorite activities with the launch of the Shake It, Win It promo. With numerous prizes waiting to be won, GCash ensures that every moment this summer is truly worth it and more rewarding.
From March 4 to May 31, users have the chance to join the Shake It, Win It Raffle just by paying a minimum of Php 100 with GCash. Every payment unlocks a world of prizes worth 179M. Starting March 8, users can also enjoy over 50% off in partner deals!
Prizes to look forward to in the Shake It, Win It prize draw include GCash credits, discount vouchers to retail merchants, today’s hottest gadgets, new appliances, and even free flights. In addition, select lucky winners can also win free trips for 2 to top local summer destinations such as Cebu, Siargao and Boracay, while 5 grand prize winners will get the chance to jet off to Japan, China, South Korea or Thailand together with a companion!
To earn raffle entries, users simply need to pay with GCash a minimum of Php 100 through its different features and products on the GCash app. Whether it’s to Buy Load, Pay Bills, or avail any products on the GInsure or GLoan dashboard, transactions will earn users 1 raffle entry to play per day. They can also use the GCash Card locally or abroad and tap to pay, or Scan QR in all their favorite merchants for a chance to get more entries daily.
Here’s how to play the Shake It, Win It Game:
- After
making a transaction worth a minimum of P100 with the eligible GCash
services, click on your top banner in the GCash homepage
- Under
the Shake It, Win It page, click the Shake It, Win It banner
- Users
with a raffle entry will then be allowed to play by shaking or tapping
their device
- Users will then see their prizes immediately!
Tara, Summer Na. I-GCash mo! Download the GCash app
today.
Planning the Best Holy Week Vacation: Top Picks and Safety Insights
If you're still in the process of planning your well-deserved holy week vacation, Prestone®, a renowned and trusted brand in Auto Care fluids since 1927, has curated a list of unique destinations, accompanied by practical car care tips to ensure a seamless and enjoyable travel experience for you and your loved ones.
Spend a night with nature through glamping in Zambales
Glamping, a combination of the words 'glam' and 'camping,' is the latest trend among those who want to experience a glamorous version of camping—perfect for those in need of a break from the bustling chaos of the city.
One of the famous sites you can visit is located in San Felipe, Zambales, called The Glamp. The glamping site features boho-themed tents, making it a top choice for those who appreciate the stylish aesthetic for their pictures. The site is also near the beach, which is a plus if you’re looking for more recreational activities aside from relaxing underneath the beautiful summer sky.
Seek solitude on an island in Pangasinan
If you seek solitude and tranquility on a secluded islet, then the beach at the heart of Pangasinan is perfect for you. Colibra Island in Dasol, Pangasinan, boasts clear white sands and rock formations that surround the island, providing a perfect view for relaxation.
The advantage of this island is it’s not well known among typical tourists, ensuring a lack of crowds even during peak seasons. Moreover, the place becomes even more enchanting at night, making it perfect for stargazing and appreciating the vastness of the open sky.
Experience a healing hike in the mountains of Sierra Madre
If you're seeking a unique and rewarding adventure, consider testing your strength and patience on a mountain hike. Fortunately, a beginner-friendly trail is accessible in the highlands of Tanay called Mt. Kulis. This mountain offers a scenic view at a height of 620 MASL and is well-known among outdoor enthusiasts.
One advantage of Mt. Kulis is that you can customize your hiking experience, and there's a cemented road leading to the jump-off point for easy parking. Once you start, the trail is easy, and you can also explore various attractions along the way, providing opportunities for aesthetic pictures.
Prepare yourself and your ride for the best holy week
adventure
Why ruin the joy of vacations with stress over an unpleasant car ride? That is why Prestone urges everyone to perform a thorough check before embarking on your next adventure.
Given that these listed destinations involve substantial driving, it's crucial to conduct comprehensive research on your route, considering traffic hotspots and rest stops. Additionally, ensure your RFID sticker is in working order for seamless and secure transactions during toll payments, promising a more convenient travel experience. Don't forget to securely stick your RFID sticker to avoid non-detection and register it under the vehicle owner's name for accountability.
Check the necessary fluids of your car
Road trips can take a toll on your vehicle, so careful preparation is key to avoiding trouble. Prevent overheating on the road by using Prestone Car-Specific Coolant for superior protection. This convenient, high-quality, prediluted coolant is ideal for emergency refills and is equipped with Prestone Cor-Guard Anti-Corrosion technology, offering 5X more effective corrosion protection.
For added safety, equip your ride with a powerful brake fluid like Prestone Brake Fluid DOT 3. Formulated for safe, dependable, and consistent performance in the hydraulic brake system, it helps protect your brakes against overheating, brake fade, and performance decline.
Use high-quality and genuine car care products
During a holy week road trip, ensuring your vehicle is in its tip-top condition is crucial, and this won't happen if you use subpar or counterfeit car products.
“If you aim to protect your car and withstand unforeseen accidents or costly repairs, Prestone emphasizes the importance of using genuine products designed specifically to meet your vehicle’s needs,” said Monique Gonzalez, Marketing Manager for Clorox Southeast Asia.
Here are the 3Ps you should note for your protection:
· Packaging: Detecting counterfeit products can be tricky as they often mimic the appearance of the genuine item at first glance. Here is a quick guide on fake vs genuine that you can refer to:
·
Price:
Significantly cheaper
products are likely fake compared to genuine Prestone products. If they are
marketed as discounts, please double-check if Prestone is having a promotional
sale. If not, it's probably fake.
· Place: Purchase only from official Prestone partner stores like Blade, Ace, Handyman, TrueValue and auto-supply shops nationwide.
These reminders not only save potential costs but also save lives. Para sa totoong proteksyon, use genuine Prestone products only.
The best Holy Week vacation begins with meticulous planning and maintaining your car in optimal condition. By considering these Holy Week destinations, along with these safety tips, you will not only guarantee a delightful journey but also elevate your driving experience.
To learn more about Prestone and its products, visit its website at https://www.prestone.com.ph/. You can also visit the official Prestone Facebook page for valuable insights on identifying genuine Prestone products.
March 9, 2024
Gawad Madiskarte returns with stronger focus on sustainability for 2024 awards
Madiskarte Moms PH (MMPH)’s Gawad Madiskarte powered by PLDT Home, the awards that pay tribute to mompreneurs, is back! This year, MMPH is putting the spotlight not only on hardworking and successful moms, but also on businesses that champion sustainability.
In a time when the Philippines is facing environmental and economic challenges, Gawad Madiskarte is looking for mompreneurs that are leading by example, demonstrating that sustainable business practices are not only possible but also profitable. By supporting and celebrating these visionary women, Gawad Madiskarte hopes to inspire other entrepreneurs and businesses to create a brighter, more sustainable future for all.
According to a report byearth.org, some of the pressing environmental issues in the Philippines in 2024 are plastic pollution and marine pollution. The country is highly dependent on single-use plastics that generate an annual 2.7 million tons of waste, a problem that the World Bank calls “staggering,” coupled with an insufficient waste management system. The World Bank also reports that an estimated 20% of this plastic waste end up in Philippine waters, endangering marine biodiversity.
This year’s major awards are Diskarteng Eco-Friendly, for the mompreneur who is leading the charge in environmental responsibility and pioneering green solutions with vision and progress; Diskarteng Angat, for the mompreneur who achieves exceptional sales growth in her business while leading the way in sustainability; and Diskarteng May Puso, for the mompreneur who creates a positive change by fulfilling her social responsibility to her communities.
There will be two winners per major award. One winner will come from the Start-Up category and the other one from the Scale Up category. For the Start Up category, the mompreneur’s business should be running for at least six months; for the Scale Up category, it should be running for at least 13 months with supporting documents such as a DTI and BIR permits. Owners must also have an online shop in any e-commerce platforms or social media accounts.
Diskarteng Digital and Diskarteng Home Bizspecial awards will also be given.
To join, fill out the Google Form with your answers and requirements. Mompreneurs may access Gawad Madiskarte application formby joining the community. Submission of all entry forms starts on March 8, 2024, International Women’s Day.
MMPH is an online community established to support and provide education, and business opportunities for Filipino mompreneurs., it boasts over 172,000 community members and15,000 trained mompreneurs.
In its advocacy to help and educate mompreneurs, MMPH has partnered with local and international brands. MMPH has also won various industry awards, such as the Silver Award from the Asia Pacific Stevie Awards, Grand Anvil, the highest PR award in the country, from the Public Relations Society of the Philippines, Gold Award for Best PR Program in Southeast Asia from the ASEAN PR Network and the Prosperity Award from the UN Global Compact Network Philippines.
For more information on MMPH and Gawad Madiskarte, visit madiskartemoms.ph.