Embracing Loud Budgeting as a Love Language this Valentine’s Day

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This 2024, a new trend called 'loud budgeting' is gaining popularity, encouraging people to openly discuss their finances without feeling embarrassed. Contrary to the 'quiet luxury' trend of the past year, loud budgeting helps Filipinos be more honest about their financial situation, leading to greater empowerment in managing their money. 

This Valentine's Day, let's celebrate the love language of financial wellness.

Regardless if it's Php 299 or 2,999 or 29,999, communication is key to financial wellness.

Last month, Filipino social media exploded with discussions about the ₱299 engagement ring. People were split on whether it was about self-worth or long-term financial plans, and both sides had valid points. There's no right or wrong answer here; it all depends on what matters most to you or your partner. But what can we take away from this in terms of financial wellness as a love language? It's about being honest about one’s money habits.

Having open conversations with one’s partner about spending and saving money sets the groundwork to avoid misunderstandings and disappointment. Whether it's about a ring or any other gift, clear communication helps manage expectations and keeps the relationship on solid ground.

Empowering financial security: Nurturing smarter money habits

Supporting smarter money habits for the future involves embracing financial wellness as a love language and encouraging one’s partner to engage in sound practices to build financial security. It encompasses a commitment to fostering better money management skills, such as prioritizing savings. While opening a traditional bank account can sometimes pose challenges due to stringent requirements, present financial solutions offer numerous digital banking alternatives like UnionDigital. The platform not only provides savings accounts but also offers convenient features such as seamless cashless transactions, including unique selling points like QR code peer-to-peer (P2P) transfers, with person-to-merchant (P2M) coming soon, and FREE instant fund transfers via InstaPay, ensuring a smoother and more efficient financial experience. Its UBEH Save is a high-interest savings account that offers a competitive interest rate of up to 4% p.a., enabling customers to grow their funds more effectively.

Building on social ties

Nurturing love in relationships needs time, effort, and emotional investment. The principle of the emerging practice of loud budgeting prioritizes meaningful experiences over extravagant gifts. In a similar sense, building a solid financial foundation goes beyond mere saving and involves strategic planning and understanding one’s finances—an invaluable investment for long-term results. Just as personal ties require cultivation and attention, financial well-being thrives on careful nurturing and informed decision-making.

Endearing ties and reaping its rewards

Investing in love and finances brings fulfilling rewards: shared accomplishments, emotional connection, and financial stability. Celebrating relationships and financial milestones reinforces the value of invested efforts as these moments serve as markers of progress and dedication. UnionDigital Time Deposit is one product that highlights the significance of mindful investment. For as low as 1,000 pesos, users can already enroll in an account. With one of the lowest minimum time deposit rate requirements, UnionDigital’s Time Deposit removes barriers to investment opportunities, facilitating a solid foundation for ongoing financial growth.

Harnessing self-love as an investment

Investing in self-love produces lasting outcomes, enabling one to fulfill and meet his or her own needs. Consider practicing self-love by indulging in activities that bring joy, relaxation, and inner peace. The value of self-care doesn't have to come with a hefty price tag, and can be found in simple, everyday practices that prioritize mental, emotional, and physical well-being.

As the period ushers in the love month, it’s time to redefine the approach to love. By understanding that love is not synonymous with extravagant spending, but about taking meaningful steps in nurturing relationships, one can create a more sustainable and fulfilling foundation for both love and life. Just like love, financial management requires careful attention, investment, and decision-making. UBEH Save and UD Time Deposit are products by UnionDigital tailored to offer convenient solutions for saving and investing, all designed to help achieve financial well-being with ease and confidence. By embracing sound practices, one can create a life that is a harmonious blend of emotional fulfillment and financial stability.

UnionDigital Bank is the digital bank subsidiary of Union Bank of the Philippines. It is one of the six digital banks in the country regulated by the Bangko Sentral ng Pilipinas (BSP). At present, UnionDigital offers a wide array of financial services, featuring competitive offerings such as the P1,000 Time Deposit, high-yield savings account, QRPH payments and transfers, among others. In a significant move to enhance financial inclusion, UnionDigital is poised to introduce a cash loan product, distinguished by its entirely digital application process and quick crediting of funds within minutes.

Kicking Off Chinese New Year with foodpanda’s Feast of Fortune

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Chinese New Year is fast-approaching, and we are SO here for the good luck, health, and strength the Year of the Dragon brings! We are ready to channel the Dragon in ourselves and embody its intelligence, charisma, and power. A way to get full-on Year of the Dragon mode and feel the luck is to celebrate its year with foodpanda!

Good-fortune groceries at your fingertips

Can we even call it a Chinese New Year celebration without the tikoy? It symbolizes sweet relationships and a better year coming up, and even better when you can get tikoy from pandamart for as low as ₱99.

While for a burst of prosperity, incorporating round and golden fruits like oranges and tangerines as centerpieces will just do you the trick! Celebrate with your family or peers with this must-have for this season.

Shop with ease for your Chinese New Year necessities on pandamart or Robinsons Easymart via foodpanda Shops, and get FREE ANG PAU when you purchase a minimum amount of ₱499 (valid from February 1-11 only).

Lucky mouthwatering indulgence

Whether you choose to pick up or have food delivered, foodpanda's wide selection of Chinese restaurants makes it simple to add real flavors to your meal. Just look up any restaurant of your choice or any Chinese food you are craving, choose from the menu, and voila!

Fun fact: According to Chinese folklore, the more dumplings you eat, the more money you’ll make throughout the year. Nobody is counting too much, so go ahead and indulge!

Eyes on the target: Lumpia! While the meaty savory flavors that burst from the crispiness of the golden wrapper are quite addicting, they symbolize abundance and good luck as well. We always love lumpia. Taking in these golden delights will never be out of style to kick off the year!

Noodles, with their extended strands, not only add flavor but also wish for a fortunate and lengthy life. That is why we never bite off the ends of our noodles! The longer the noodle, the luckier the eater will be. Savor every bite of this during your feast, and you might just be tasting good fortune and a long life!

Whether you want to DIY your Chinese New Year blowout or choose the convenience of online ordering, you can unlock a ₱500 discount either way when you use it on foodpanda's pandamart, shops, food delivery, and pick-up with the voucher code CNY500. This offer is valid for orders placed from Feb 9-11 only. Huge deals await you when you celebrate with foodpanda!

May your festivities be filled with joy, prosperity, and a table adorned with the luckiest of foods. With endless grocery and food possibilities with foodpanda, celebrations are limitless! Gong Xi Fa Cai!

For more information about foodpanda and the incredible offers available, visit the official website at https://www.foodpanda.ph. Also like and follow the official social media accounts on Facebook, Instagram, Twitter, Tiktok and Youtube.

 

PLDT introduces the next generation of Fiber, starts roll out of ultra-fast Gigabit Fiber plans

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PLDT launches the fastest broadband plans in the country, 10x faster than any other plan available

PLDT SVP and Head of Consumer Business Jeremiah de la Cruz reaffirms the company’s commitment to making Filipinos’ lives better as the leading telco ushers the country into the Gigabit Era.

PLDT Home is again breaking new ground in Philippine broadband with the launch of its ultra-fast Gigabit Fiber Plans which will provide Filipinos with the fastest, most reliable internet available today.

Prior to this, PLDT Home was also the first to introduce the then-unprecedented speeds of up to 1 Gbps, giving Filipinos a glimpse of the wonders of the Gigabit Era of the internet. With the new Gigabit Fiber Plans, Filipinos will now have access to internet speeds of up to an astounding 10 Gbps.

PLDT SVP and Head of Consumer Business Jeremiah de la Cruz

“We are proud to usher the Filipino into the Gigabit Era,” said Jeremiah de la Cruz, Senior Vice-President and Head of Consumer Business Home. “Our commitment is to be at the forefront of digital innovations, blazing the trail to give our countrymen the technologies which will open doors to meaningful opportunities that will make their lives better. We exemplify that today by pioneering the next generation of Fiber which allows PLDT Home to deliver Gigabit-speeds straight to the Home.”

Superior speeds and more for the Filipino

PLDT Home’s Gigabit Fiber comes in four different plans: 1 Gbps, 2.5 Gbps, 5 Gbps, and a maximum of 10 Gbps. These mind-blowing speeds enable simultaneous ultra-fast and high bandwidth online activities for everyone at home.

In addition to the ultra-fast speeds provided by PLDT Home’s Gigabit Fiber plans, customers also get to round out their fully digital lifestyle as each Gigabit Fiber plan comes with a Gigabit modem complemented with a whole home WiFi 6 mesh system, subscriptions to IPTV and global streaming apps, and security services for personal devices at home.

The plans don’t just give them an unmatched digital experience—they also get to enjoy exclusive VIP treatment like no other. Gigabit Fiber plan subscribers receive exclusive perks such as premium welcome kits and access to PLDT Home exclusive events and venues.

What is Gigabit speed?

Gigabit speed is the next generation of Fiber high-speed internet, pushing limits to at least 100 times faster than today’s average internet connections of 100 Mbps at home.

The Gigabit unit of measurement refers to the data transfer speed of the connection. Current plans only transmit hundreds of megabits per second which, while fast, are easily eclipsed by the next-generation speeds.

Gigabit internet essentially blows a household’s bandwidth wide open, not only providing ultra-fast connections, but keeping it consistent and reliable across many devices. This is especially useful for large families and groups who may have huge demands for a lag-free connection for everything they do in every computer and gadget—a reality which is becoming the new normal in Filipino homes.

Only a handful of countries around the world have managed to tap into the unrelenting power of Gigabit-fast internet. Developed countries such as South Korea, Japan, and the United States have it, and its presence in the Philippines puts the country among an elite roster of nations in the world that are Gigabit-ready.

Digital Innovations Leader

Pioneering the next generation fiber plans that reached maximum speeds of 10 Gbps, PLDT Home’s innovation in its country-wide fiber infrastructure is guided by the fact that internet speed not only influences the way we communicate and consume online information, but also drives innovations in industries, levels up businesses, aids in work and education, sparks creative pursuits, and enhances people’s entertainment experiences.

“As PLDT Home sets new ground for digital innovations, we foresee life, leisure, and work opportunities opening up for Filipinos. PLDT Home’s pioneering Gigabit Fiber plans will enable next-level efficiency and productivity, even smoother and more seamless entertainment, peak convenience in smart homes, and an all-around better digital lifestyle. We at PLDT are truly excited and positively welcoming Filipinos to the Gigabit Era,” said de la Cruz.

With superfast gigabits of data streaming through PLDT Home Fiber, extreme power users—those who consume at least 5 TB of data every month—can download and upload large volumes of data in a matter of seconds. Ultra-high-definition 4K video and high-demand online games can stream with no lag at all, HD movies and series can download in only a few moments, and numerous large files can be transmitted without waiting, making for better efficiency and productivity at work and school from home.

Meanwhile, as smart home technology develops at a rapid pace and more households in the Philippines embrace the future, they will need an internet that’s able to keep up and consistently power this digital ecosystem. Gigabit internet can reliably keep all the devices in your smart home running efficiently.

PLDT Home’s Gigabit Fiber plans will be available initially in select villages in Metro Manila, Cebu and Davao.

The limitless possibilities of gigabit internet thanks to PLDT Home’s Gigabit Fiber internet plans puts the Philippines on the brink of a major boost by giving Filipinos access to potentially life-changing internet speeds.

Company sees 42% subscription revenue growth in 2023 and the end of the year realizing the 66th quarter of consecutive ARR growth

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RELEX Closes 2023 with Record Customer Growth

RELEX Solutions announced closing 2023 with remarkable growth across annual recurring revenue (ARR), customer net promoter score (NPS) satisfaction, and new customer signings. Overall, RELEX saw 42% year-over-year growth of reported subscription revenue in 2023, and in Q4 2023 realized its 66th quarter of consecutive ARR growth. This growth is attributed to new and expanded customer signings across the globe, as a variety of retailers and consumer goods companies recognize the deep value inherent in the company’s supply chain and retail planning solutions. RELEX delivers quick time to value, and has a flawless track record of successful implementations in the company’s decade-plus history.

“The bedrock of our customer promise lies in delivering measurable, impactful results, very quickly. We stand by the premise of ‘doing what we say we’re going to do’ which not only instills trust, but confidence,” said Mikko Kärkkäinen, group CEO and co-founder, RELEX Solutions. “I’m very proud of our growth this year, which is directly attributed to the lasting relationships we form with customers from day one.”

In 2023, RELEX closed nearly 200 customer deals, of which 73 were net-new customers. Some of the new customers RELEX signed in 2023 included A.F. Blakemore & Son, bp, Casey’s, Fressnapf, Koala Furniture, Obramax, OXXO, PriceSmart, United Natural Foods, US Foods® CHEF’STORE™ and 7-Eleven Australia. RELEX also saw a 31% increase in customers that chose to expand their business with RELEX to capture additional business value in 2023, which speaks to the measurable results and value customers gain working with RELEX, as evidenced by a company-high NPS rating of 61 globally. The average NPS score for a SaaS company is 41; RELEX consistently scores well above the industry average each quarter.

With the recent acquisition of Optimity, RELEX also welcomes 80+ customers across highly complex manufacturing and food and beverage industries including Blendwell, Bubbies Ice Cream, Vita Coco, and Finsbury. These customers join the roster of consumer goods companies at RELEX including Altia, Angulas Aguinaga, Atria, Hennig-Olsen, Maag Group, and Saarioinen, among others. Across retail, wholesale distribution, and manufacturing, RELEX currently has a portfolio of over 500 happy customers.

The Seeds of Success: The Story of Summer’s Blossom Garden

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It’s easy to fall in love with the dream of owning a flower shop. Just the thought of running a charming little store with bright and perfectly arranged blooms to brighten your work days is a romantic and picturesque notion.

But realistically, running a flower shop isn’t a decision to be taken lightly. The fragility of the merchandise, the need for constant freshness, and fluctuations in seasonal demand are just a few of the challenges florists face. And that’s when you’re running a brick-and-mortar store. One can only imagine the kind of logistical nightmare an entrepreneur might face when they decide to take the physical flower shop and run it entirely online.

The Vision Behind Summer’s Blossom Garden

Today, Summer’s Blossom Garden is a thriving business, best known for its beautiful orchids and for making them conveniently accessible online. But reaching this point was no small feat; it was a journey marked by resilience, strategic decisions, and a partnership that fortified the foundation of this venture.

Sheila and Crisanto Abasola, founders of Summer’s Blossom Garden

Sheila Mae Abasola, the entrepreneur behind this brand, has always been drawn to the delicate beauty of orchids. Her goal was clear: to share her love for these blooms with others. What began as a modest setup during the pandemic quickly grew into a booming online store.

The Challenges and a Guiding Hand

Running an online flower shop comes with a unique set of challenges. Concerns over maintaining the quality of blooms during transit, ensuring timely deliveries, and managing customer expectations are all magnified when operating digitally.

Sheila navigated these challenges well enough, but it was through the support of her partner, Crisanto Abasola Jr., that she was able to reach new heights in her online business. Crisanto, often working behind the scenes, became the unsung hero of Summer’s Blossom Garden, resolving many of the logistical complexities that come with running an online flower shop. His keen sense of timing, understanding of careful packaging, and route optimization were as essential as the blooms themselves. Without fanfare, Crisanto's contributions enabled Sheila to focus on the quality and artistry of her orchids, knowing the logistics side of the business was in capable hands.

The Game-Changer

Sheila and Crisanto's commitment to their budding flower business was unwavering, but they knew they needed a catalyst to truly elevate their operational capabilities.

The partnership with LBC was that turning point.

LBC's professional handling and express delivery options mean that even the most delicate blooms arrived in pristine condition, enhancing the customer's unboxing experience.

With LBC's robust logistics and reliable pickup services, Summer’s Blossom Garden could now ensure the safe and timely delivery of their orchids, vastly improving their reach and customer satisfaction. This partnership included a suite of advanced tracking and shipping options, ensuring that each delivery could be monitored from the moment it left the greenhouse until it arrived at the customer's doorstep. LBC's professional handling and express delivery options meant that even the most delicate blooms arrived in pristine condition, enhancing the customer's unboxing experience.

Furthermore, LBC's scalable solutions meant that as Summer’s Blossom Garden's demand grew, their logistics could seamlessly expand with them, allowing for an increase in order volume without compromising on the quality of service. The flexibility and reliability of LBC's services allowed Sheila and Crisanto to innovate and expand their product offerings, secure in the knowledge that their logistics backbone was strong and capable of supporting their creative aspirations and business growth.

Let LBC Propel Your Business Further. Find out how your business can achieve success with the help of LBC. Sign up now!

For more information, visit https://www.lbcexpress.com/article/the-story-of-summers-blossom-garden

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LBC is the Philippines’ market leader in retail and corporate courier & cargo, money remittance, and logistics services. With a growing network of over 1,600 branches in the Philippines, over 200 hubs & warehouses, and thousands of partners, and agents in over 30 countries, LBC is committed to moving lives, businesses, and communities and delivering smiles around the world, even during the Covid-19 Pandemic. Listed in the Philippine Stock Exchange through LBC Express Holdings, Inc., LBC aims to deliver value to all of its stakeholders, as it has for over 70 years. Founded in 1945 as a brokerage and air cargo agent, LBC pioneered time-sensitive cargo delivery and 24-hour door-to-door delivery in the Philippines. Today, it is the most trusted logistics brand of the Global Filipino. LBC can move it for you: download the LBC App, visit www.LBCexpress.com, or call telephone +632 8585 999 (Metro Manila), 1 800 10 8585 999 (Provincial), +632 9086 522 (Solutions) and follow LBCExpress (Facebook and X). For corporate information, visit www.LBCExpressHoldings.com

IKEA Philippines donates P1.2M soft toy sales to Better World Smokey Mountain

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IKEA Philippines recently donated over P1.2M to Better World Smokey Mountain (BWSM), a community center managed by San Miguel Foundation, to benefit more than 1,500 families and children in Tondo, Manila.

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Proceeds will help more than 1,500 families and children in Smokey Mountain, Tondo

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The proceeds of the donation drive were from the Swedish home furnishing brand’s Better World, Better Toys campaign wherein P50 from every purchase of any soft toy will be donated to Better World Smokey Mountain. Customers chose from wide variety of irresistible cuddly companions, ranging from the KRAMIG panda bear to aquatic mammals of the BLAVINGAD collection, and space creatures and aliens from the AFTONSPARV collection.

More than 24,000 IKEA soft toys were sold in the duration of the drive from November 13 to December 16, 2023.

“We are extremely grateful for the continuous generosity of IKEA Philippines. From the ideation phase of BWSM to now furthering the cause of our centers, IKEA has been there with us not only in terms of financial support but in other aspects as well,” said Mark Rebucan, Program Associate, San Miguel Foundation

The funds shall be utilized in the implementation of additional extra-curricular activities that will allow members of all ages to hone their creative skills including dance, music, and arts. Additionally, the funds will help procure other materials needed for the establishment of another playground that will cater to babies and toddlers. Income-generating projects for its members such as livelihood programs of nanay leaders will also benefit from the donation.

In September 2023, IKEA Philippines provided and assembled home furnishings for the classrooms and library of Better World Smokey Mountain community center that serves as a learning and skills development center for 2,500 families or roughly 12,500 individuals from the historically underserved communities in Tondo.

Creating partnerships for positive impact in social communities is one of IKEA Philippines’ sustainability commitments. Currently, IKEA is also working with R2R (Rags2Riches) as their sewing service provider in IKEA Pasay City.

Find out more about the IKEA mission of building a better everyday life for the many people. Visit IKEA Pasay City or www.IKEA.ph/FY23SustainabilityReport for more details.

Cebuana Lhuillier and Jean Henri Lhuillier’s impact on uplifting Filipino lives through learning initiatives

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Cebuana Lhuillier and Jean Henri Lhuillier continue its commitment to uplifting Filipino lives through its impactful educational initiatives. With education at the forefront of their advocacy, these initiatives represent a transformative journey toward a brighter and more educated future for the Philippines.

Through its corporate social responsibility arm, Cebuana Lhuillier Foundation Inc. (CLFI) leads the charge with its Nationwide Scholarship Program, providing support to intellectually gifted yet financially constrained students. Aside from the annual scholarship grant, the program offers employment opportunities in Cebuana Lhuillier’s parent company, PJ Lhuillier Inc. (PJLI), and provides additional learning resources to its scholars and learning sessions. In collaboration with 14 academic institutions all over the country, close to 1,000 graduate scholars have emerged nationwide. This not only opens doors for the scholars but also creates a ripple effect as they contribute to uplifting others through education.

Another of its initiatives is the Alternative Learning Program, which addresses the needs of out-of-school youth and adult learners across the Philippines. These ALS community learning centers (ALS-CLCs) empower individuals to complete basic education, transforming them into competent and productive members of society. Since it was established in 2013, 155 ALS-CLCs have been built across 70 provinces, reaching almost 60,000 ALS learners.

Jean Henri Lhuillier 

“I have always been a staunch advocate for education. At Cebuana Lhuillier, it is our firm belief that the journey of learning holds the key to transformative change, shaping destinies and creating a profound impact on individuals. Through our initiatives and programs, we strive to improve lives and contribute to the growth of a country built on the foundations of knowledge and empowerment,” said Jean Henri Lhuillier, President and CEO of Cebuana Lhuillier.

A shining example of success is Atty. Pia Faustino, a Ka-Cebuana who has been with the company for over 20 years now. Faustino was a CLFI scholar during her undergraduate years. Upon completing her degree, she received a job offer as the Administrative Assistant in the Legal Services Group (LSG) of PJLI. It was within this role that she discovered her passion for law, and with the unwavering support of her colleagues and bosses, she decided to pursue further studies.

Embracing the challenge, Faustino embarked on her remarkable journey through law school and in 2023, her dedication and hard work culminated in passing the Bar, earning her esteemed title of a lawyer.

“I’m very grateful to the Lhuillier family and all LSG Group Heads. Everyone has been so supportive, even my colleagues. Just last year, I passed the bar. Law school was not a walk in the park, I had my ups and downs, but I was determined to finish it and to pass the bar. Now, just fresh from passing the bar, I still crave learning and opportunities. I hope and pray to become a good lawyer,” said Faustino.

Faustino's trajectory from scholarship recipient to accomplished lawyer exemplifies the transformative power of educational support and the opportunities for growth that Cebuana Lhuillier and Jean Henri Lhuillier provides.

As Cebuana Lhuillier and Jean Henri Lhuillier continue to spearhead impactful initiatives, the vision for educational empowerment echoes far beyond the programs themselves. It resonates in the lives changed, the communities uplifted, and the promise of a brighter future for the Filipino people.

How Your Designer Bags & Luxury Watches Can Fund Your Dreams

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Nothing quite makes a statement like luxury items. Designer bags and luxury watches, in particular, can signal to the world that you've achieved a certain level of success and sophistication. But what if these high-end items could do more than just make you look good? What if they could actually fund your dreams?

It's possible, and here's how:

How to Understand the Value of Your Luxury Items

Designer bags and luxury watches are often seen as status symbols, but can also be seen as investments. These items retain their value over time and, in some cases, even increase in value.

The value of designer bags and luxury watches is determined by a range of factors. First, the brand plays a significant role in determining the value. Renowned luxury brands like Rolex, Cartier, Hermès, and Chanel typically hold their value well over time. The item's condition is also paramount — items in excellent condition, preferably with original packaging and certifications, are likely to fetch a higher price. Limited edition pieces or those with historical significance can also command high value due to their rarity.

But even mid-range designer bags and watches like Michael Kors, Kate Spade, and Fossil can retain a good portion of their value. This means that even if you decide to sell these items after a few years of use, you can still recoup a significant amount of your initial investment.

How to Turn Luxury Items into Cash (Without Selling Them)

You don't have to sell your treasures to reap the benefits of their value. Instead, you can pawn them for cash. This allows you to keep ownership of your beloved items while still being able to access the funds you need.

Many pawnshops specialize in providing loans against designer bags and watches. These shops have expert appraisers who can determine the value of your item, and then offer you a loan based on that value. The best part is that you'll still get to keep your item while using its value to fund your dreams.

How to Choose the Right Pawnshop for Your Luxury Items

When choosing a pawnshop, look for competitive interest rates, convenience, and security. Pawnhero, the Philippines' first BSP-regulated online pawnshop, ticks all those boxes.  With interest rates as low as 3.5%, a hassle-free online process, and secure storage for your items, Pawnhero makes it easy to turn your designer bags and luxury watches into cash.

How does pawning with Pawnhero work?  Simply upload photos of your luxury item and complete a form on their website. Then, you'll receive an initial appraisal and loan offer. If you're satisfied with the amount, you can schedule a free pickup or drop-off for your item for further authentication and appraisal. Once finalized, the funds will be transferred to your bank account.

So, what can you do with the money from pawning your luxury items? The possibilities are endless! You can use it to fund your education, invest in a business, or even take that dream vacation you've always wanted. With Pawnhero, your luxury items can genuinely become the key to unlocking your dreams. So why let them gather dust in your closet when they could fund your future?  Keep dreaming big, and let Pawnhero help make those dreams a reality.

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About PawnHero

PawnHero (PawnHero.ph) is the first online pawnshop in the Philippines. Regulated by the Bangko Sentral ng Pilipinas, PawnHero is leading the modernization of the pawnbroking industry in the country. PawnHero's mission is to provide the most convenient and reliable financial service to all Filipinos in need of quick cash loans. Through the use of advanced technology, PawnHero is able to provide instant cash loans to its customers in a hassle-free and discreet manner.

 

Samsung opens the Galaxy AI Pop-Up store in BGC for the Galaxy S24 Series

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Launching a new era of mobile with AI, Samsung celebrated the opening of its Galaxy AI Pop-Up Store, located at C1 Park Avenue in BGC, Taguig. At the ribbon cutting ceremony were from left to right Samsung Electronics Philippines (SEPCO) Marketing Communications Manager for Flagship Dominic Nacorda; Product Marketing Manager for Flagship MJ Marfori; Head of Product Marketing Jun Guevara; Business Unit Head Blue Avelino; President Minsu Chu; Mobile Experience Business Director Daniel Choi; Project Manager for MX Retail Marketing Group Junsik Kwon; Category Head for Flagship Devices Ria Castillo; Product Marketing Manager for Flagship Isabelle Kim; and Head of Corporate Marketing Yna Quimson.

The Galaxy AI Pop-Up store will allow guests to discover how the revolutionary Galaxy S24 series can transform their everyday life and offer guests access to epic pre-order deals and freebies.

Excited Samsung Galaxy S24 series fans checking out the Samsung Pop-up store to see the epic AI features of the new devices at the 5th Avenue, Bonifacio Global City.

Samsung Galaxy S24 series fans inside the Samsung Pop-up store trying out the revolutionary AI features of the new S series.

Samsung Galaxy S24 Series Pop-up Store opening at the 5th Avenue, Bonifacio Global City last Saturday, January 27, 2024.

The Pop-Up store includes a Gaming Area, where guests can try the Galaxy S24 Ultra which comes with an optimal thermal control system, powerful Snapdragon® 8 Gen 3 Mobile Platform, and life-like visuals of its Ray Tracing capacity in the Gaming Area. The Productivity Area allows fans to try Galaxy AI-powered features that help them to get things done efficiently like Notes Assist, Android Audio, Transcript Assist, and more!

Meanwhile the Content Creation area allows guests to explore the Galaxy S24 series’ camera and test its shooting capabilities in any light condition with its latest AI-powered Nightography features. After taking epic shots, they can change them up with ease through Galaxy AI editing tools similar to third-party software and Edit Suggestions that recommend suitable tweaks on photos. Accessories such as stylish cases are also available at the Pop-Up store.

Score exclusive deals when you pre-order the Galaxy S24 Series at the Galaxy AI Pop-Up store. Drop by from 10AM to 9PM from now until February 29 at Central Square, 5th Avenue, Bonifacio Global City, Taguig. For more information, follow @SamsungPH on Facebook, Twitter, and Instagram, or visit https://www.samsung.com/ph/.

To find out more about the Galaxy S4 and S24+, visit:

https://www.samsung.com/ph/smartphones/galaxy-s24/

To find out more about the Galaxy S24 Ultra, visit:

https://www.samsung.com/ph/smartphones/galaxy-s24-ultra/

Keep your 2024 resolutions with these personalized Shopee finds

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The new year calls for another set of goals, yet we often forget them after a few weeks—or even days—of making them. But what if the key to keeping your New Year’s resolutions actually lies in understanding your own personality? Whether you’re an energetic extrovert, a serene introvert, or somewhere in between, these personality-powered resolutions and Shopee finds might just be what you need to stay on track and motivated this 2024:

The Entertainer (ESFP): Spend more time with family and friends

Want to have more people over this year? Energetic and enthusiastic, an ESFP personality enjoys doing activities with their loved ones and seeing everyone have a good time. This bartender set is a great addition to any host’s home. With all the tools you need, you can learn how to make different drinks with your friends and family for a fun time.

The Adventurer (ISFP): Practice creativity

ISFPs are wonderful artists: creative, unconventional, and exploratory. Their free spirits allow them to approach new experiences with enthusiasm and open-mindedness. Tap into this and  unleash your creativity this 2024 with the Tokyo Finds Pour Over Art Kit. By mixing paint to create your own marbling design, you can transform a 7 or 9-inch plain bear figure into a unique art piece.

The Executive (ESTJ): Prioritize self-care

ESTJs are excellent leaders. They thrive in  managing because of their orderly and organized nature. While many rely on them for direction and stability, it can be easy for ESTJs to forget about themselves. Committing to skincare is one way to routinely practice self-care, which is still aligned with an ESTJ’s love for order. The Happy Skin Hyaluronic Skincare Set comes with everything you need to get started: a cleansing gel, water cream, capsule serum, and eye cream. Designed to hydrate, repair, and brighten, the skincare set can serve as your reminder to take care of yourself more.

The Logistician (ISTJ): Be more open-minded

Dependable and practical, ISTJs love their facts and rules. However, this can also lead to stubbornness and conformity to the familiar. Learn something new by reading Originals: How Non-Conformists Move the World by Adam Grant. The book talks about how people can champion unique ideas and build a culture that welcomes dissent. Grant also uses a variety of stories and studies spanning business, politics, sports, and entertainment, so you’ll learn a little bit of everything too.

The Debater (ENTP): Have more structure on the daily

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Head of PR of Home Credit Assumes Key Roles in PANA, PANAF

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The Head of Public Relations of Home Credit Philippines, Ken Lerona  has been elected to serve as a Board Member in the Philippine Association of National Advertisers (PANA) and as a Trustee in the PANA Foundation (PANAF), for the year 2024

Ken Lerona reinforces Home Credit's commitment to industry leadership

With his extensive experience and outstanding contributions to the field of public relations, Lerona brings his wealth of knowledge and strategic insights to both PANA and PANAF. His roles highlight his commitment to advancing the Philippine public relations and advertising industry and supporting meaningful initiatives that make a positive impact to society.

As a Board Member of PANA, Lerona will actively contribute to shaping the strategic direction of the organization, fostering collaboration among industry professionals, and promoting excellence in brand building practices amidst the background of digitalization and AI revolution. Simultaneously, as a Trustee in PANAF, he will play a vital role in promoting a socially aware community and will prioritize the best interests of the communities member brands serve.

Lerona is committed to give his best on these roles. "I am committed to contributing my skills and experience to further the missions of both organizations and to uphold the standards of excellence in the Philippine marketing and brand building industry as we transition to the new age of the brand building that is influenced by data and artificial intelligence,” said Lerona.

Lerona also served as director of PANA in 2020 to 2021. He was part of the board of the Public Relations Society of the Philippines in 2017.

This significant development not only underscores Lerona's leadership capabilities but also reflects Home Credit's commitment to fostering industry leadership and contributing to the betterment of society by actively promoting responsible brand-building. As Lerona takes on these roles within PANA and PANAF, Home Credit anticipates that his contributions will not only enhance the company's visibility within the PR and advertising landscape but also strengthen its dedication to corporate social responsibility.

Home Credit believes active participation in industry associations and foundations aligns with its core values and demonstrates a commitment to shaping a responsible and innovative financial industry.

Lerona eagerly anticipates the positive impact his contributions to PANA and PANAF will have on Home Credit.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

COMCO SEA, Century Tuna receive the globally acclaimed Platinum Award from MarCom Awards in the USA

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COMCO Southeast Asia, the New PR and Smart Social agency of the powerhouse and award-winning communications group COMCO Mundo League of Enterprises, and its partner brand, Century Tuna, the leading canned tuna product in the Philippines, has recently received the Platinum Award for Strategic Communications for the “Saving Our Seas” initiative from the globally acclaimed MarCom Awards 2023.

In photo is the COMCO Team for Century Tuna led by COMCO Mundo Group Chief Executive Director and Lead Strategic Communications Counsel / Partner and Co-Founder Ferdinand Bondoy (third from right), Chief of Staff to the Group Chief Executive Director and Senior Executive Initiatives and Communications Manager / Partner Harvey Llamosa (fourth from left), and Senior Executive Initiatives and Communications Officer Paula Sison (third from left) together with the rest of COMCO Mundo Leaders as they present the 2023 MarCom Platinum Award Statuette at the COMCO Mundo Headquarters in Makati City, The Philippines.

Administered by the Association of Marketing and Communication Professionals (AMCP), the USA-based MarCom Awards underscores excellence in marketing and communication by recognizing creativity, hard work, and generosity of professionals in the industry.

Century Tuna's “Saving Our Seas” Initiative was launched to address the threat of the growing problem of plastic pollution, protect marine biodiversity, and reinforce the idea of a Plastic Circular Economy.

Home Credit Philippines gives 14,000 employees a magical excursion at Enchanted Kingdom, other locations for 10th anniversary

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Home Credit Philippines (HCPH), in celebration of its 10th anniversary, has recently hosted festive events for its 14,000-strong employees. For the first time in the leading consumer finance company's history, nationwide celebrations in various resorts and convention centers were organized for its employees, their families, and friends.

To ensure maximum enjoyment, over 6,700 employees from Metro Manila and nearby provinces were treated to a magical day at the Enchanted Kingdom. The theme park was closed for two days exclusively for the event. Employees were given two regular day-pass tickets, pocket money, a free souvenir photo, and a transportation subsidy. In addition, each employee was also allowed to bring up to 5 guests.

True to its commitment of "No small roles. Everyone is important," the rest of the employees from HCPH’s 30 local offices from 12 regions celebrated in nearby resorts and convention centers to enjoy various outdoor and water activities. 

"The Home Credit family has grown significantly since our first year of operation here in the Philippines. We started with 158 employees and have now reached an impressive number of 14,000 in just 10 years. With this expansion, stronger employee engagement is needed to ensure that our workforce is in their best mental and physical condition. We recognize the valuable role our employees play in the company's success. As a response, we provide them with opportunities to achieve personal victories and focus on other aspects of their lives, including their mental health. This work break, in celebration of our 10th anniversary, is just one of our projects to promote work-life balance," said Alpha Omega Aquino, HCPH Chief People Officer.

To stay updated on the latest offerings and promotions from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Shopping Mall Philippines. 

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).