Robinsons Bank’s innovations streak gains global recognition

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Robinsons Bank, one of the fastest growing commercial banks in the country, continues to gain global recognition this 2020 for its innovative products and services.

RBank has won the title for the “Best Commercial Bank - Philippines 2020” and the “Fastest Growing Commercial Bank - Philippines 2020” from the International Business Magazine (IBM) and the Global Business Outlook (GBO), respectively. 

In 2019, RBank’s revenue grew by 28 percent from its 2018 performance, registering a total of P8.1 billion, driven by a 17-percent expansion in its gross loan portfolio. RBank’s total net income in 2019 rose to P719.4 million, marking a 127-percent increase. 

During the first half of 2020, RBank’s profit grew to P 628.32 million, almost four times the P 158.36 million it earned in the same period last year. This is strongly driven by the gains in trading and securities which offset the higher provision for credit losses. 

Both IBM and GBO seek to recognize companies that show great potential in “innovation and creativity, and a drive to create value”. 

Furthermore,  Robinsons Bank’s GO!Salary Loan Online and the Mobile Credit Investigation Application (MoCA) for GO!Motorsiklo Loans both earned the title “Most Innovative Digital Transformation Initiative -- Philippines 2020” in the recently concluded The Global Economics Awards 2020. MoCA was also awarded as the “Best Automated Loan Process -- Philippines 2020” by the International Business Magazine. 

In addition to this, RBank Sign Up, one of RBank’s newest products, was named as the “Most Innovative Retail Bank Product - Philippines 2020” by the International Business Magazine.

In these changing times, digital transformation and innovation is now more timely than ever. RBank continues to focus on these strategies to ensure that it meets the customers’ needs and to be able to provide them with an easy and convenient banking experience. 

Creating Innovative Solutions in a Digital World

RBank is one of the few banks in the Philippines that offers loans specifically for motorcycles. Through the GO!Motorsiklo Loan, RBank aims to bridge the gap between financing opportunities for Filipinos in the lower-income bracket. Partnering with accredited motorcycle dealers, the Bank is hopeful that it can provide easy-to-pay financing options to the underserved market. 

However, the challenge that comes along with loan applications is the credit investigation. Both clients and the Bank see that the credit investigation process is lengthy. That is why RBank’s GO!Motorsiklo Loan has implemented its Mobile Credit Investigation Application (MoCA) so that it can process loan applications faster.

With the implementation of MoCA, manpower scheduling improved, client information was made secure, credit reports were generated faster, credit checks were completed immediately, and more importantly, customers were better satisfied, further saving thousands of pesos in man hours under previous manual processing.

Improving customer experience through innovation

Robinsons Bank’s GO!Salary Loan online is the quickest and most effective way to get a much needed financial boost. Offered to employees of companies under the salary loan program, the GO!Salary Loan is a multipurpose loan facility that’s collateral-free and paid through salary deduction, allowing financial flexibility for clients. 

The GO!Salary Loan online addressed the pain points of corporate clients and its employees. It eliminated the rigorous paperwork, the burden of filling out forms and preparing physical documents for the clients, and even the submission of the loan application. 

Additionally, since the innovation makes use of an end-to-end digital process, loan applicants can skip the visit to a physical RBank branch to sign loan documents since it can be completed electronically through ePN. As an added security feature, clients are also provided a One-Time-Password (OTP) so they can access and accept forms and initiate the process of their loan release online.

As every step of the loan application process was embedded into the digitalization of the GO!Salary Loan, RBank achieved a reduction in the approval processing time from 1 to 2 weeks down to 1 to 2  working days after the online endorsement of the HR Group, thus remarkably reinventing the landscape of the GO! Salary Loan product.

Furthermore, the innovation reduced man-hours, and maximized productivity. It also reduced risk factors and increased efficiency in the loan approval process. This also allowed for new business opportunities for RBank, since with this new digital application, even companies with branches in far areas of Luzon, Visayas, and Mindanao, may now be served through this digital innovation. 

Reshaping banking for the ‘new normal’ 

The COVID-19 pandemic has reshaped the banking industry, making digital banking no longer an option but a necessity. With this challenge, RBank sought to push digitalization further, and with urgency, to address these rapidly changing needs of the Filipino people and continue to provide them with their needed financial services during the critical time. 

RBank launched the RBank Sign Up, an online application platform that promises an all-digital process of opening an account with Robinson Bank, last April. RBank Sign Up allows anyone to open a Simple Savings Deposit Account, Regular ATM Savings Account, and a Payroll Account. 

With RBank Sign Up, clients who wish to open an account with RBank can do so with just a mobile phone, internet connection, and one (1) valid Identification Card. The application enables a real-time ID detection and a facial recognition feature that allows the instant completion of the application process. Clients will be able to receive their account details within a few minutes of opening the account. 

Robinsons Bank continues to chart its path towards digitization with the goal of creating products and services that will enhance the customer experience to provide easier and more convenient banking services to clients.

Robinsons Bank is the financial services arm of the JG Summit Group of Companies, one of the largest conglomerates in the Philippines. It currently ranks 18th among universal and commercial banks in the country, with assets amounting to Php 131.088 Bn as of December 2019.

For inquiries and concerns, you may reach Robinsons Bank through its Customer Care Center at (02) 8637-CARE (2273) or domestic toll-free 1-800-10-637-CARE (2273); or visit its website at www.robinsonsbank.com.ph. Like them on Facebook at www.facebook.com/robinsonsbank/ and follow them on Twitter @RBankCorp for the latest promo.

Bayad Center rolls out donation drive across Luzon

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Inspired by the Filipino bayanihan spirit, CIS Bayad Center, Inc. spearheaded a corporate social responsibility (CSR) initiative called “BAYADnihan, Tulong-tulong para sa Bayan”, to benefit hundreds of vulnerable individuals and families who continue to experience hardships amid on-going quarantine restrictions in this time of COVID-19.

With the said initiative, the simple act of settling bills was turned into an opportunity to help Filipinos in need as a portion of customer payments made at any Bayad Center branch or using the mobile app from March 1 to April 30, 2020 were donated to its CSR partner, One Meralco Foundation. Bayad Center employees also pledged a part of their salaries to further the cause.

Having raised the funds for the donation drive, Bayad Center and One Meralco Foundation coordinated with Cordillera farmers, whose livelihoods were also burdened by the pandemic, to buy their produce and include them in the care packages for distribution. Local government units were also contacted to assist in identifying barangays that need assistance.

To date, the “BAYADnihan, Tulong-tulong para sa Bayan” initiative has reached out to various communities in Quezon City, Manila, Marikina, Pasig, as well as the provinces of Bulacan and Batangas, distributing care packages including vegetables sourced from Cordillera farmers and other essential goods.

According to Bayad Center CEO and President Lawrence Ferrer, “Together with our stakeholders, we will carry on with our efforts to reach out to as many communities as we can. We thank our customers and all our partners, whose concerted efforts show us that in the face of threats and challenges spurred by the COVID-19 crisis, the bayanihan spirit of Filipinos will shine through.”

As the biggest and most trusted multi-channel payment platform in the Philippines, Bayad Center remains committed to servicing the Filipino paying public, and making payments convenient and accessible, especially during this time of crisis.

Get up to 50% off on Unilever Personal Care products on Shopee 9.9 Super Shopping Deals!

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Good personal hygiene involves keeping all parts of the external body clean and healthy. It is important for maintaining both physical and mental health.

Good personal hygiene is important for both health and social reasons. It entails keeping your hands, head and body clean so as to stop the spread of germs and illness. Your personal hygiene benefits your own health and impacts the lives of those around you, too.

As our world faces one of our most challenging times in history, we are called to do our part in helping prevent the further spread of infections.

We need to have personal things to use regularly. Get up to 50% off on Unilever Personal Care products on Shopee 9.9 Super Shopping Deals! 

And here are some important tips to help save lives through the practice of proper hygiene and good cleansing habits. 

Handwashing

Practicing proper hygiene through frequent handwashing with antibacterial products like Lifebuoy is one of the best defenses against the spread of viruses.

The use of Lifebuoy, with Activ Silver+ formula, can help fight bacteria and viruses through frequent handwashing and bathing. 

New Lifebuoy Total 10 Antibacterial Handwash gives you overall germ protection and fights 99.9% of bacteria and viruses**. Remember to #DoTheLifebuoy and wash hands frequently! Also available in Refill Packs.

Remember to wash hands frequently to prevent the spread of viruses

Hand Sanitize

Hand sanitizer, handrub, or hand rub, applied to the hands for the purpose of removing germs. Hand sanitizers typically come in foam, gel, or liquid form.1,3 Their use is recommended to be used always, especially when soap and water are not available for hand washing.

Lifebuoy Hand Sanitizer Six Pack 50mlx6

Lifebuoy Total 10 Hand Sanitizer kills 99.9% of germs* and is an effective way to fight bacteria and viruses and prevent its spread.

Formulated with moisturizers and Vitamin E, it helps prevent skin from being dry. This is advisable to use regularly.

Body Wash

Dove Deeply Nourishing Body Wash has revolutionary NutriumMoisture™ technology alongside mild cleansers and 1/4 moisturizing cream, that nourishes better than milk to help your skin retain its natural moisture, leaving you with soft, smooth and bouncy skin.

It creates a rich lather that replenishes your skin’s nutrients while also leaving it feeling clean and cared for. The gentle formula in this Dove body wash helps maintain your skin’s moisture barrier while delivering natural skin nourishment that goes deep into the surface layers of the skin. 

BUNDLE Dove Deeply Nourishing Body Wash 1L With 650ml Refill Set

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Dove Deeply Nourishing Body Wash is suitable for daily use.

Check out Unilever shop on Shopee! Using Unilever products is helpful and effective way to prevent further spread of viruses and give added protection against infections. 

Don't forget to download the Shopee app for free from the App Store or Google Play

GCash empowers businesses to thrive in new normal

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GCash, the undisputed leader and preferred mobile wallet in the Philippines, is empowering businesses to transition into the new normal, providing a wide variety of digital financial tools and services that enable enterprises of varying sizes to serve their customers and employees.

As the government puts prime emphasis on the development of the digital economy, GCash is leading the financial technology (fintech) industry in providing necessary digital financial tools and services to enterprises that are adapting into the new normal.

“We at GCash are ready to provide critical digital financial tools to our enterprise customers to help them migrate into the digital realm. We fully support the government’s call for aggressive innovation and the shift to new digital technologies to help the economy bounce back,” GCash President Martha Sazon said.

For instance, GCash for Business, the enterprise arm of GCash, is offering a spectrum of business solutions that allow enterprises to integrate digital finance into their everyday operations.

GCash empowers businesses to easily disburse salaries, incentives, and allowances. Enterprises may process payrolls outside the office and during the weekends, as the mobile-first GCash portal is accessible anytime, anywhere, and through any device.

As the leading innovator in the local fintech scene, GCash is also complementing and upgrading the cash management systems of its enterprise partners. GCash provides a customizable and flexible platform manager which helps businesses in timekeeping, managing expenses, and processing employees’ payrolls.

With this, companies may manage HR operations anytime, anywhere -- from payroll disbursement, to creating more awareness, and providing greater rewards for customers. Businesses may offer their customers with a loyalty rewards program through the GCash platform.

Through its innovative and future-ready platform, GCash provides businesses with an employee database that automatically records transactions. This removes the need for manual record-keeping, as merchants have access to a digital transaction log.

“GCash is providing a safe, secure, and convenient platform for merchants to leverage. By partnering with GCash, businesses can easily transition into the so-called new normal, where digital transactions will soon become the norm,” Sazon said.

Department of Finance Secretary Carlos Domiguez earlier urged businesses to aggressively innovate, shift into digital technologies, and identify emerging business opportunities to help restart the economy, which was severely affected by the pandemic.

“We heed to the call of the government to promote digital technologies, and fintech could empower businesses to thrive in the new order. By digitalizing their operations, businesses may jumpstart their operations with a wider audience as they are now not limited by location,” Sazon said.

GCash currently has over 75,000 partner merchants across the archipelago, and this is expected to rise as more online businesses pop up to cope with the economic impact of the pandemic. GCash has also partnered with over 400 billers to provide bills payment solutions to GCash users.

Globe Fintech Innovations Inc. (Mynt), which operates GCash, is part of the portfolio companies of 917Ventures, the largest corporate incubator in the Philippines wholly-owned by Globe Telecom Inc.

Interested businesses may schedule an appointment with a GCash Sales representative through https://www.gcash.com/business.

From Our House to your Own Home : Find comfort with these Pancake House classics and more delivered to your doorstep!

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MANILA, Philippines, 2 September 2020 — While times are uncertain, we never fail to replicate the feeling of home regardless of where we are or what activities we do. Whether we’re capping-off the end of the week with a socially distant mini celebration with colleagues, spending down time with our family, or setting-up virtual quiz nights or get-togethers with our closest friends – creating warm and comforting moments have become second nature to us. 

And as we welcome more of these experiences into our homes, Pancake House makes feel-good experiences even more accessible and within reach as its timeless classics, signature promotions, and new offerings are all available for delivery at your doorstep. 

Enjoy putting together your favorite comfort food with your friends and family through Make Your Own Sets. Fancy a DIY Taco? Then the Make Your Own Taco Set might be the right fit for you. For PHP 459, each set contains 5 taco shells with ingredients from taco meat, grated cheddar cheese, fresh romaine lettuce strips, and signature salsa placed in separate containers. 

Feast on signature classics with the Make Your Own House Specials Set with taco, spaghetti with meat sauce and garlic bread, Classic Pan Chicken and juice. The House Special Sets are available in bundles good for 3 and 5, starting at PHP 939. Relish in a new type of comfort with the Make Your Own Jumbo House Burger Set featuring big 1/3 lbs juicy beef patty with bacon, cheese, lettuce, pickles, cucumbers, tomato, thousand island dressing, and a toasted bun, available in bundles good for 3 and 4, starting at PHP 799. 

The Choose Any 2, an all-time favorite, value for money offering is also now available for delivery! For more variety and bang for your back, the promo also comes in choices of 3 and 4. Starting at PHP 459, choose how you want to define comfort and select among 6 different dishes: chicken tocino, 1 pc classic pan chicken & spaghetti w/ garlic bread, classic baked mac, mushroom omelet, pork tocino, and crispy chicken fillet – and top it off with a serving of juice depending on the total number of dishes you ordered. 

“While our dine-in operations have resumed, we know our customers are embracing delivery services now more than ever. As such, we’ve developed products and promotions that will help them recreate feel good experiences, from our house into their respective homes”, shares Pancake House Senior Marketing Manager Cherry Hernandez. 

Feel sense of comfort delivered right at your doorstep. Order your favorite Pancake House meals through the following channels: 

• Trunk line: 888-7900

• Website: https://delivery.pancakehouse.com.ph

• Aggregators: GrabFood, FoodPanda, LalaMove

For a list of open stores visit https://bit.ly/PancakeHouseSchedule. 

For more information, please visit facebook.com/PancakeHousePhilippines. 

Like and follow Pancake House on social media to stay up-to-date with the latest products and promos.

Tag us on our social media accounts: 

Facebook: https://www.facebook.com/PancakeHousePhilippines

Twitter: https://twitter.com/PancakeHousePh

Instagram: https://www.instagram.com/pancakehouseph/