Government agencies and GCash accelerate digital Philippines transformation, boosting transparency and public service delivery

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ARTA, BSP, and DICT team up with GCash for the Nation initiative to push for full government digitalization

In line with the government’s vision to eliminate red tape and corruption, the Anti-Red Tape Authority (ARTA), together with the Bangko Sentral ng Pilipinas (BSP), Department of Information and Communications Technology (DICT), and the country’s leading finance app GCash, convened to champion the complete digitalization of public services. The workshop, “GCash for the Nation: Building Capabilities Toward a Sustainable Digital Ecosystem,” was held at the ARTA premises in the UP-AyalaLand Technohub, Quezon City.

Bringing together leaders from economic, regulatory, and local government sectors, the session underscored a shared commitment that digital transformation is key to transparent, efficient, and citizen-centered governance.

“Digitalization is not just ease of doing business but an assurance against undesired allegations such as corruption. Every time we move a process online, we create a system that is accountable, traceable, and citizen-centered,” said ARTA director general Ernesto Perez.

Government and industry leaders agreed that moving processes online not only speeds up delivery but also ensures every transaction is properly documented and verifiable. However, one major challenge remains—shifting from paper-based audits to digital validation. BSP deputy governor Bernadette Romulo-Puyat highlighted this social shift, emphasizing that building trust in digital platforms is essential for the government’s transformation journey.

“Digital finance must build not only convenience but also trust. Through the years, we’ve already established financial inclusion, and we have now evolved into driving financial health,” she said.

As the country’s leading finance app and largest cashless ecosystem, GCash reaffirmed its commitment to supporting government agencies in adopting paperless and cashless systems. This collaboration aims to accelerate the shift toward e-payments and digital records, improving ease of doing business and minimizing bureaucratic bottlenecks.

“The digital economy reached ₱2.25 trillion in 2024, signaling our shift toward a fully digital future. (At DepDev), we are driving digitalization across planning, policy, and implementation while advancing key reforms to simplify business processes. We look forward to working with all our partners to bring Filipinos closer to a more comfortable and resilient way of life, “said DepDev assistant secretary Reynaldo Cancio.

 

GCash VP and head of public sector Cleo Celeste Santos highlights the role of technology in improving public services

Through the partnership, ARTA and GCash will roll out capacity-building initiatives for local and national government units, enabling them to develop digital systems aligned with the government’s transformation roadmap. These initiatives include digital payment integration, streamlined records management, and strengthened citizen access to essential services.

“Digital transformation requires both technology and mindset. We’re here to build the digital backbone that allows government agencies to deliver faster, cleaner, and more inclusive services to Filipinos,” said Cleo Celeste Santos, GCash vice president and head of public sector.

“GCash is proud to stand alongside ARTA and our government partners in advancing a truly digital nation—one that enables transparent, efficient, and inclusive services for all,” Santos added.

BSP deputy governor Bernadette Romulo-Puyat underscores that building trust in digital platforms is key to the government’s digital transformation journey

DepDev assistant secretary Reynaldo Cancio talks about digitalization and its impact on the Philippine economy

The workshop underscored ARTA’s “whole-of-government” approach to reforming public services—an effort that aligns seamlessly with GCash’s vision of “Finance for All.” By empowering agencies with secure and efficient digital tools, GCash continues to play a pivotal role in building a safe, trusted, and inclusive digital economy—helping government institutions uphold transparency, accountability, and sustainable governance for every Filipino.

“Once fully deployed, we will anchor a sustainable digital ecosystem that streamlines transactions, strengthens transparency, and accelerates the country’s digitalization agenda,” said GPPB-TSO Capacity Development Division officer-in-charge Renlay Concha.

GCash for the Nation program brings digital and financial literacy training to different regions across the country. Earlier sessions were held in Pangasinan and in the National Government Agencies cluster in NCR, Eastern and Western Visayas. These will be followed by the next runs in Cagayan Valley on November 25, and Albay on November 27. Through these continuing efforts, GCash remains steadfast in its mission to enable Finance for the Nation by empowering communities, MSMEs, and government partners through digital innovation.

For more information, visit https://www.gcash.com.

Make your holidays more stylish with Robinsons Department Store’s Christmas Shop Collection

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From classic reds to fun pastels, find the perfect vibe for your home at the best price

It’s the most wonderful time of the year to transform your home into a festive masterpiece that your whole family will love. Whether you’re into traditional Christmas colors or love experimenting with unique hues, you can find the perfect decorations you’ll need at the Robinsons Department Store Christmas Shop.

With Robinsons Department Store’s diverse collection, there’s no shortage of Christmas trees, baubles, figurines, throw pillow covers, and many other items to bring in the holiday magic to your space. The best part is you can purchase them with exciting promos happening at Robinsons Department Store branches nationwide.

If you don’t know what theme to go for yet, here are some design inspirations you can pull from:

Classic Christmas

Nothing beats the traditional Christmas look – trees adorn with red, green, and white decor, and Santa Claus greeting everyone with his welcoming smile. Robinsons Department Store’s collection of Christmas Balls (price starts at P249), Fillers (price starts at P99), and Ornaments (price starts at P249) can add personality to your tree. Make any room feel warmer with a Santa Hanging Decor (P599) on your front door or by mixing and matching festive Throw Pillowcases (price starts at P129) on your sofa.

Natural Elegance

With “Golden” from K-Pop Demon Hunters becoming a hit everywhere, here’s your chance to add the shimmery hue to your Christmas decorations. Natural Elegance pertains to a dainty and sparkly aesthetic with shades of gold, white, and soft shades that bring a timeless sophistication to any home. The mini Christmas tree tabletop decor (P499 each) adds a shiny touch to your dinner spread, while the elegant Christmas wreath (P2,999) can brighten up a room. Let your Christmas tree bloom with unique baubles, such as one with a seashell-like design (P469) and one with mini pearls (P349). The Fillers (price starts at P49) and Ornaments (P99) can help make your tree stand out even more.

Pretty Pastels

Soft pastels are in this holiday season. Inspired by desserts and childlike wonder, Pretty Pastels can bring out your whimsical side with Robinsons Department Store’s colorful pieces. Decorate your tree with cookie-inspired Hanging Decor (P499 each), a cupcake-shaped Ornament (P199 for a set of 3), and a candy cane Filler (P199) for a sweet touch that you won’t see in others. Pink Nutcracker figurines (price starts at P16,999) and intricate Gingerbread House Tabletop Decor (price starts at P349) add more fun to every corner of your home.

Bejeweled Christmas

Jewel tones have an opulent vibe with its vibrant shades and glittery designs. Robinsons Department Store’s Bejeweled Christmas collection contains striking blues, purples, teals, and more that will remind you of gemstones shimmering under the light. The colorful Christmas Balls (price starts at P99) and Ornaments (price starts at P249) can help make your tree look elegant without scrimping on color. Feel like royalty with a giant Nutcracker figurine (price starts at P16,999) by the door or small ones (P699 for a set of 4) watching over your noche buena.

Very Berry

The Very Berry theme is a treat for plant lovers thanks to its fruit and floral-inspired decor. Give your home a fresh look with a berry-filled Christmas Wreath (P2,499), Potted Tree with Berries (P399), and Pinecones Tabletop Decor (P179). Robinsons Department Store also has Throw Pillowcases (price starts at P129) with poinsettia flowers and red berries printed on them.

Holiday Feast

If you love hosting holiday get-togethers, you can impress your guests with your cooking and your table-setting skills. Robinsons Department Store’s Serveware Platter (P369) and Kaela Wooden Platter (P349) are perfect for pastries and finger foods. Curated Home’s holiday-themed coasters (P250 for a set of 4) can give your spread that festive feel. You can also support local artisans with Abaca Christmas Placemats (P99 each), which comes in circle and rectangle shapes.

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Let the holiday magic come alive in your home with the Robinsons Department Store Christmas Shop, now available at all branches nationwide and online marketplaces like LazMall, Shopee Mall, and TikTok Shop. Start planning your decorations and shop the Christmas Shop collection now. Check out the e-catalog to see all the beautiful pieces.

Go on a Sleigh Ride of Flavours and Experience the “12 Days of Christmas” at The Bistro at Discovery Samal

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Discovery Samal is kicking off the holiday season in style at The Bistro with a night designed to ignite the spirit of celebration. The Bistro: A Taste of the Holidays invites guests on a delicious journey through a playful tasting menu inspired by the nostalgia of a classic Christmas carol where each dish tells its own tale, blending creativity and festive flair to set the tone for a season of warmth, wonder, and culinary delight.

Guests start with A Partridge in a Pear Tree, tender and succulent quail nestled on caramelized leeks, rounded out by pear purée and sage-chestnut glaze. A whisper of prosciutto crisp and a rose-hued tuile give it a soft sparkle on the plate. Two Turtle Doves follows with smoked duck roulade resting against a lemon blini, brightened by cherry reduction and a delicate tuile that seems almost too fragile to touch.

Moving deeper into the sequence, Three French Hens draws from the richness of French cooking: sous vide chicken, truffle-touched potato foam, and red wine sauce that clings to the fork. A crisp chicken garnish and a golden egg yolk gel turn it into a tiny display of indulgence. Four Calling Birds shifts the tone again with ostrich confit beneath a golden craquelin crust, softened by chicken liver mousse and accented with poached quail egg and shards of filo that crackle gently.

The midpoint arrives with Five Golden Rings, a shimmering spread of cured salmon, citrus, and prawn tartare arranged under a thin mango tuile, the plate glowing with bright, celebratory hues. Six Geese a-Laying leans into luxury with a foie gras brûlée paired with sautéed wild mushrooms and a crown of caviar, softened by edible flowers and another rose tuile that quietly ties it to earlier dishes.

Dessert drifts in early with Seven Swans a-Swimming, where white mousse meets strawberry-mango compote and a dark chocolate swan perched above caviar tones of black, red, and white. It’s more whimsical than sweet, though it manages to be both. Eight Maids a-Milking keeps the playful notes going with yogurt mousse, milk foam, and Earl Grey tea caviar, topped with crisp chocolate that adds a subtle snap.

As the evening builds, Nine Ladies Dancing puts together herb-baked salmon under a crisp dome, surrounded by beetroot and herb foams, pea shoots, and a dandelion flower that adds a tiny flourish of movement. Ten Lords a-Leaping offers the boldest moment of the night with grilled ostrich, lamb, and A3 wagyu, each dressed with a sesame rub that leaves a warm depth lingering on the palate.

The last two dishes return to sweetness. Eleven Pipers Piping presents churros with hazelnut cream, chocolate ganache, mint, gold flakes, and red velvet crumbs, dusted with cinnamon sugar that clings to the fingertips. Finally, Twelve Drummers Drumming closes the journey with duck croquette tucked into baked sweet dough, enriched with foie gras and tartufata cream, then finished with gold dust and edible flowers.

The Bistro’s holiday experience, shaped through these twelve small stories, turns the familiar song into something you can taste. For guests looking for a holiday outing that feels a little more intimate than the season usually allows, The Bistro: A Taste of the Holidays is priced at Php 4,800 net per person and is available this December 24, 2025.

For more information, email fb@discoverysamal.com or call +63 084 308 2998.

realme C85 5G with 7000mAh Battery and 5G Connectivity Now Available for as Low as P10,989

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realme expands its C-Series lineup with its most powerful budget 5G smartphone yet, offering premium features at an affordable price.

realme Philippines has officially launched the realme C85 5G, marking the biggest leap yet for its C-Series lineup. For the first time, a realme C-Series budget smartphone features a massive 7000mAh battery paired with next-generation 5G connectivity, offering flagship-level performance at an accessible price.

The realme C85 5G is available for as low as P10,989 on the official realme TikTok Shop with an SRP of P14,999.

Ultra-Long Battery Life and Military-Grade Durability

Designed for heavy use, the realme C85 5G’s 7000mAh battery delivers 15 hours of continuous gaming or 28 hours of video playback. Even when critically low, the device can provide up to 9 hours of standby time on just 1% battery. When it's time to charge, the 45W SUPERVOOC Charge technology is quick, juicing up the battery to 50% in only 42 minutes. Furthermore, the battery is optimized for longevity, retaining 80% of its health after 6 years of use.

Beyond its power, the realme C85 5G is built ruggedly. It features Military-Grade Shock Resistance and a triple IP Rating (IP66/68/69K). This means that the phone is protected against drops, dust, and water jets, and can even survive submersion. During realme’s internal durability test, the device also survived a 20ft dive test, further proving its exceptional toughness. Notably, the device has been tested to resist damage from 36 types of liquids, including coffee, soda, and common household cleaning solutions.

Powerful 5G Performance

Powered by the MediaTek Dimensity 6300 processor, the realme C85 5G delivers fast 5G speeds for smooth mobile gaming, quick downloads, and responsive everyday performance. To maintain consistent performance, the device is also equipped with a large vapor chamber cooling system that keeps the device cool while handling heavy loads.. Complementing this is support for up to 24GB of Dynamic RAM, ensuring efficient multitasking and seamless app switching.

Immersive Display Experience

The phone sports a large 6.8-inch display with a 144Hz refresh rate, providing ultra-smooth visuals and enhanced clarity. Its 1,200-Nit peak brightness ensures excellent visibility even under direct sunlight. For outdoor scenarios, AI Outdoor Mode automatically boosts screen brightness and optimizes network performance for uninterrupted use, whether commuting, driving, or walking under the scorching sun.

Meanwhile, photography enthusiasts will appreciate the 50MP AI Camera, which captures detailed, vibrant, high-resolution shots. It’s enhanced by AI features like AI Ultra Clarity for sharper images and AI Edit Genie for quick, effortless photo enhancements.

Availability

The realme C85 5G comes in two stylish Feather-Inspired colorways: Parrot Purple and Peacock Green. Alongside the 5G model, the realme C85 4G is also officially available in the Philippines, giving fans more options that fit their needs and budget.

As a limited-time launch offer, every purchase of the realme C85 5G comes with a Free TechLife Power Bank 10000mAh worth PHP 1,499. This promo is available at all official realme stores nationwide, with freebies offered on a first-come, first-served basis while supplies last.

Alongside the new smartphone lineup, realme also introduced the realme Buds Clip, a new open-ear, ear-clip style Bluetooth audio device built for comfort and better environmental awareness. It features dual-side nano electroplating protection, a frosted texture, and IP55 Dust & Water Resistance for everyday durability.

The Buds Clip delivers strong audio performance through its 11mm Dual-Magnet Large-Amplitude Speakers, AI Dual-Mic ENC, and audio enhancements like NextBass™ Algorithm, Sound-Leap™ Directional Tech, and 3D Spatial Audio. It also offers up to 36 hours of battery life, 45ms Low Latency, Dual-Device Connection, Swift Pair, Offline Location Finding, and AI Real-Time Translation supporting 32 languages. The realme Buds Clip will be available for PHP 4,999.

Fans can also look forward to the upcoming availability of the realme C85 4G and the release of the dive test video on realme’s Facebook page.

To know more updates about the C85 5G and realme C85 4G, follow realme's official website and Facebook page.

Just tap and go when you link your Maya Credit Card to Google Pay!

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Filipinos practically run their entire lives on their phones — checking group chats, booking rides, and juggling a dozen errands in between. But even with everything going digital, paying with your phone can still slow you down – especially with QR codes. Scanning with your phone, waiting for SMS confirmation, or having cashiers take screenshots and double-check a QR payment? Suddenly, your quick stop turns into a waiting game.

Maya, the #1 Digital Bank in the Philippines, is changing that. As one of the first banks in the country to enable Google Pay for credit cards, Maya is putting next-generation payments directly in your hands. Yup, Android users can now tap and go by simply adding their Maya Credit Card to Google Wallet. Even better? Tap to Pay via the Maya app is coming soon, making paying faster and easier than ever.

Why Tap to Pay Just Makes Sense

Life moves fast—commuting, grabbing coffee, running errands between meetings. And through all of that, your phone is always in your hand. So, it only makes sense for paying to keep up.

It’s no wonder most prefer tapping with their credit cards. It’s quick, convenient, and comes with rewards. But there’s an even faster way to pay: Tapping with your phone. With Maya on Google Pay, your phone becomes your wallet. No digging through your bag, no fumbling for a card—just one motion and you’re done. Plus, you still get the rewards you love:

· Instant Maya Miles with your Maya Black Credit Card, and

· Cashback with your Landers Cashback Everywhere Credit Card.

An Easier & More Effortless Way to Pay

Paying with your Maya Credit Card on Google Pay is instant and incredibly smooth:

· Add your Maya Credit Card to the Google Wallet app

· Unlock your phone, open Google Wallet, and tap at any NFC-enabled terminal

· Pay anywhere Visa or Mastercard contactless is accepted globally

No extra steps. No friction. Just fast, secure, tap-and-go payments — whether you’re buying coffee, catching a ride, or checking out at your favorite stores.

Perks That Make Tapping Even Better

To celebrate this new way to pay, Maya and Visa are giving your PickUp Coffee run an upgrade. Tap to Pay with your Maya Credit Card via Google Pay and you get ₱50 off on your drink—yes, just for tapping. Your caffeine fix, now with tap-exclusive perks.

With this feature now available, you can finally ditch the unnecessary steps and go straight to the part that matters—tapping, earning, and getting on with your day. Paying shouldn’t slow your down, and now it won’t.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Sleigh Sales, Not Boxes: How Smart Warehouses Help You Focus on What Matters This Holiday Rush

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E-commerce continues to boom in the Philippines, now one of Southeast Asia’s fastest growing digital markets. The 2024 e-Conomy SEA report developed by Bain & Company, Google, and Temasek, projects the country’s e-commerce sector to reach USD 24 billion, driven by a digitally savvy population that increasingly trusts online transactions. This drives e-commerce optimism in the Philippines, with a report from Singapore-based Blackbox Research pinning high consumer trust and advancement in digital payments as a unique strength that gives the Philippines a significant advantage over neighboring markets.

But while consumer confidence is high, logistics remains a major roadblock. The same report from Blackbox Research further identifies fragmented logistics infrastructure and high fulfillment costs (37%) as key barriers to e-commerce growth. This puts e-commerce players in the Philippines in a challenging position when 46% of Filipino consumers now demand faster fulfillment, while 26% consider logistics reliability a non-negotiable factor when shopping online.

With 54% of MSMEs citing logistics infrastructure and fulfillment as their key operational challenge, many online Filipino sellers, especially those without an established brand or supply chain in place, are at a disadvantage with the upcoming holiday rush. Without the systems, manpower, and proper investments, these small players are at risk of falling behind.

“The holiday season is make-or-break for many Filipino businesses when orders surge, but these issues with warehousing inventory and order fulfillment are not just a seasonal challenge,” said Sabina Lopez-Vergara, Ninja Van Philippines Chief Commercial Officer. “A seller’s ability in fulfillment provides the very foundation of his or her level of customer service, but putting this system in place is not always easy, especially when many of our Filipino sellers do not have knowledge or background in logistics.”

The Holiday Bottleneck: When Demand Outpaces Delivery

Every Christmas season, local businesses face the same challenge— demand rises faster than their capacity to fulfill it. Missed deliveries, inaccurate stock counts, and slow updates often lead to lost sales and frustrated customers. The Blackbox report even calls logistics Southeast Asia’s “Achilles’ heel,” warning that operational strain can erode both trust and profitability.

Meanwhile, Filipino shoppers are raising the bar. They now expect real-time tracking, faster fulfillment, and transparency at every step of the purchase journey. For businesses without automated systems, keeping up with these standards is becoming increasingly difficult. As experts note, the next step of competition lies in speed and trust— and the business that masters both will win long-term loyalty.

Smart Warehouses: Turning Holiday Chaos into Growth

Ninja Van’s tech-powered Fulfillment service offers a tech-enabled, end-to-end solution that helps businesses stay ahead of demand. Through automation, real-time inventory tracking, and smart item allocation, Ninja Van simplifies complex operations into a coordinated, efficient system—customizable and scalable for businesses of any size.

Its custom-fit fulfillment approach allows businesses to tailor each step of the process—from bundle packing and barcode tagging to branded packaging and quality checks—to match a brand’s specific requirements.

From storage to delivery, Ninja Van Fulfillment offers end-to-end visibility of every step, ensuring that bestsellers remain in stock and orders are fulfilled quickly. Automated inventory management minimizes human error, while integrated returns handling turns post-holiday returns into recovery opportunities instead of setbacks.

Ninja Van’s smart warehousing model also helps businesses modernize without heavy infrastructure investments, empowering them to compete regionally and globally.

Through Ninja Van’s advanced dashboard, customers can customize order processing, track inventory in real time, and maintain synchronized storefronts to prevent overselling or stockouts. Businesses can also choose the last-mile partner that best fits their needs, ensuring every delivery runs seamlessly from warehouse to doorstep.

“Business owners pour their heart into every product they sell, so it’s natural to fear losing control once it leaves their hands,” Vergara explained. “With Ninja Van Fulfillment, we make sure every parcel is handled with the same level of care as its owner– from smart inventory systems and photo proof to item-level tracking that shows exactly where your products are and how they’re doing. Our goal is to give sellers full visibility and confidence that every order goes out right, on time, and with the same passion they put into their businesses.”

Beyond the Holidays: Building Reliability Year-Round

Faster, more accurate deliveries don’t just create happy customers— they build trust and repeat business. For small and medium enterprises, that reliability translates to reducing operating costs, better efficiency, and more time to focus on scaling. As e-commerce competition intensifies, logistics is no longer just a back-end function, but rather a strategic advantage.

“Every delivery is more than just a package—it’s a promise between a business and its customer,” Vergara shared. “That’s why at Ninja Van, we make it our mission to deliver each parcel with accuracy, care, and consistency. From storage to doorstep, we ensure every order leaves exactly as intended, giving business owners the peace of mind that their hard work is in good hands.”

OPPO and the Department of Tourism Forge Milestone Collaboration to Showcase the Beauty of the Philippines

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Leading global smart device brand OPPO and the Department of Tourism (DOT) have officially sealed a landmark partnership to strengthen the local tourism industry by showcasing scenic Philippine destinations through the lens of OPPO’s most innovative and cutting-edge smartphone technologies.

Under the banner “OPPO Loves The Philippines,” the collaboration reflects a shared vision to inspire the world to discover countless reasons to Love the Philippines through stunning, authentic, and AI-empowered visual storytelling.

It aims to highlight the country’s diverse and often unexplored destinations—including less-known freshwater and underwater attractions—through captivating imagery and user-generated content across digital platforms.

“OPPO Philippines believes technology should serve people and strengthen communities. This landmark partnership with the Department of Tourism allows us to fulfill our desire to uplift lives. We are here to help more people see the Philippines the way Filipinos do,” said Joanarc Sales, Associate Marketing Director of OPPO Philippines.

The partnership will leverage OPPO’s creator community and content production expertise through targeted skill-building initiatives for the DOT network—equipping tourism teams with both the tools and knowledge to champion tourism as a digital movement that celebrates the country.

“The ceremonial signing between the Department of Tourism and OPPO honors and symbolizes our united commitment to pursue tourism advocacies that ultimately contribute to nation-building. This partnership is anchored on the DOT’s advocacies of sustainability, responsible tourism, inclusiveness in our tourism promotion and development, and effective communications,” said Tourism Secretary Christina Garcia Frasco.

As part of this initiative, OPPO will equip the DOT’s Tourist Rest Areas with advanced technologies to enhance convenience, safety, and the overall traveler experience. Tourism Information Desks will become one-stop hubs offering real-time updates and assistance through OPPO’s IoT solutions, while Hop-On Hop-Off Tours will benefit from smarter, more seamless mobility innovations powered by OPPO’s smart ecosystem.

For OPPO, the partnership reinforces its broader commitment to nation-building and cultural appreciation. By enabling local content creators, tourism workers, and communities to produce compelling digital narratives, OPPO aims to spark renewed pride in the Philippines’ rich natural and cultural heritage.

This collaboration marks a new chapter where innovation meets passion for place—where every photo, every story, and every shared moment helps the world deepen its appreciation for the wonders of the Philippines.

For more updates, visit www.oppo.com/ph/ or follow OPPO Philippines on Facebook, Instagram, YouTube, and TikTok.

Maligayang PaskOPPO: OPPO celebrates Christmas worth PHP 500 Million in Prizes Up for Grabs

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Christmas is coming—and so are huge prizes! Be part of OPPO’s Maligayang PaskOPPO 2025 campaign for a chance to take home a share of up to PHP 500 million in prizes for a brighter and merrier holiday season!

Until January 6, 2026, OPPO together with Santa Ollie will give away exciting gifts, including a grand prize of PHP 500,000 in cash, OPPO smartphones and IoT devices, and gift vouchers for fashion, beauty, sports, and travel products.

Join the My OPPO App Grand Christmas Raffle

Loyal My OPPO App users nationwide can win amazing treats by joining the My OPPO Grand Christmas Raffle through the app. Simply follow these steps:

1. Open the My OPPO App on your OPPO phone.
2. Tap the homepage banner to enter the game.
3. Tap “Click to Win” and wait 15 seconds to instantly receive a prize.

Each user gets TWO (2) FREE PLAYS PER DAY, with additional chances available for 200 OPPOINTS per round.

Win These Prizes for a True Maligayang PaskOPPO

Be ready to join the My OPPO App Grand Christmas Raffle and get the chance to win the PHP 500,000 grand prize and the following OPPO devices:

OPPO Bundles:

1 Winner – OPPO Grand Prize Bundle

● OPPO Find X9

● OPPO Reno14 Pro 5G

● OPPO Reno13 Pro 5G

● OPPO A6 Pro

● OPPO A5 Pro

● OPPO Pad SE

● OPPO Enco Air4

● OPPO Watch X2 Mini

1 Winner – OPPO Flagship Line Bundle

● OPPO Find X9

● OPPO Pad 3

● OPPO Enco Air4 Pro

● OPPO Watch X2 Mini

1 Winner – OPPO Premium Line Bundle

● OPPO Reno14 Pro 5G

● OPPO Pad SE

● OPPO Enco Air4

● OPPO Watch X2 Min

1 Winner – OPPO Entry Line Bundle

● OPPO A6 Pro

● OPPO Buds2 Pro

● OPPO Pad SE

These OPPO devices are also up for grabs:

● 1 unit OPPO Find X9

● 1 unit OPPO Reno14 Pro 5G

● 1 unit OPPO Reno13 Pro 5G

● 1 unit OPPO A6 Pro

● 3 units OPPO A5 Pro

● 3 units OPPO A78 (8GB + 256GB)

● 4 units OPPO A3 (8GB + 256GB)

● 4 units OPPO Reno8 Pro

● 59 units OPPO Enco Air4 Pro

Win Exciting Vouchers

Participants also have the chance to win over a thousand vouchers:

● 50 winners of PHP 1,000 Decathlon vouchers each

● 50 winners of PHP 1,000 Uniqlo vouchers each

● 22 winners of PHP 1,000 Adidas vouchers each

● 20 winners of PHP 1,000 The Travel Club vouchers each

● 250 winners of PHP 500 Aquaflask vouchers each

● 370 winners of PHP 500 Happy Skin vouchers each

● 150 winners of PHP 500 Giftaway Universal vouchers each

● 300 winners of PHP 500 SM Gift Pass each

● 400 winners of PHP 100 Grab vouchers each

Plus, My OPPO App users can be among 2,000 winners of 200 OPPOINTS each.

Your Holiday Win Starts Here

Celebrate the holidays the OPPO way! Open the My OPPO App, join the My OPPO App Grand Christmas Raffle, and explore the rewards waiting for you. One tap might be all it takes to bring home a holiday surprise.

Watch out for more Christmas surprises from OPPO in the coming days. Open your My OPPO App to learn more about the My OPPO App Grand Christmas Raffle.

To know more about the Maligayang PaskOPPO 2025 Christmas Campaign, visit www.oppo.com/ph/ or follow OPPO Philippines on Facebook, Instagram, YouTube, and TikTok.

Social Security System and Manulife Philippines Strengthen Financial Security for SSS Retiree and Surviving Spouse Pensioners who Availed of the SSS Pension Loan Program with Group Credit Life Insurance

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Social Security System (SSS) and Manulife Philippines have formally expanded their partnership to provide Group Credit Life Insurance coverage to pensioners who availed of the SSS Pension Loan Program, following a ceremonial contract signing held at the SSS Head Office in Diliman, Quezon City. Present at the contract signing are executives from both organizations, led by SSS President and Chief Executive Officer Robert Joseph de Claro and Manulife Philippines President and Chief Executive Officer Rahul Hora.

Manulife Philippines President and CEO Rahul Hora, Chief Corporate Solutions and Alternative Distribution Officer Erwin Go, and Vice President and Head of Corporate Solutions Cheryl Asinas formalize the partnership with Social Security System President and CEO Robert Joseph Montes De Carlo and Executive Vice President for Investments Sector Ernesto D. Francisco, Jr.

Previously available only to 2 million retirement pensioners across the country, the expanded coverage now also includes approximately 1.2 million surviving spouse pensioners, ensuring that their financial obligations of loan borrowers are protected through comprehensive credit life insurance. This milestone marks a significant step toward strengthening financial resilience for Filipino families.

"This partnership represents our shared commitment to protect and empower our clients, especially those who rely on financial assistance to make their dreams happen, secure their families’ future, or rebuild their lives after a calamity," said Robert Joseph de Claro, President and Chief Executive Officer, Social Security System. "Through this agreement, we help ensure that our borrowers are not left vulnerable in times of unexpected loss, illness, or tragedy.”

"Expanding this partnership reflects our dedication to helping build a more inclusive financial landscape where Filipino families can access the protection they need," said Rahul Hora, President and Chief Executive Officer, Manulife Philippines. “With this initiative, we reinforce our goal of enabling more Filipinos achieve greater financial security, especially during times when support is needed most."

Strengthening financial resilience: Enhanced insurance features and benefits

The enhanced program builds on the successful implementation of the SSS Pension Loan Program (PLP), announced on Labor Day 2025, which provided accessible, low-interest loans to pensioners. With Manulife as the Group Credit Life Insurance provider from 2025 to 2026, both retirement and surviving spouse pensioners benefit from:

● Comprehensive protection: Manulife’s group credit life insurance covers outstanding loan obligations in the event of the borrower’s passing, relieving families of financial burden during difficult times.

● Inclusive coverage: The insurance now extends to surviving spouse pensioners, ensuring broader protection across the pensioner base.

● Seamless integration: The insurance is embedded within the pension loan process, with no additional steps required from members to access coverage.

Building trust through proven partnership

Manulife’s continued collaboration with SSS underscores the power of public-private partnerships in expanding the reach of social protection programs. Since the original five-year group credit life insurance contract began in August 2022, Manulife has leveraged its insurance expertise to support government initiatives that promote financial security for Filipino families, advancing its nation-building efforts.

With this landmark enhancement, Manulife builds on its 118-year legacy in the Philippines, reaffirming its role as a trusted financial partner of Filipino customers. The company continues to deliver innovative insurance solutions that meet customers’ evolving needs across all life stages.

Manulife Investments Philippines Launches Semiconductor Fund to Capture AI-Driven Growth Opportunities

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• Manulife IM’s new UITF provides Filipino investors access to one of the world’s fastest-growing technology sectors by providing exposure to the global semiconductor industry

• Manulife Global Semiconductor Opportunities Equity Feeder Fund aims to capitalize on structural growth drivers by actively identifying companies at the forefront of semiconductor innovation and the artificial intelligence (AI) value chain

• Manulife IM delivers a forward-looking investment solution, designed to help Filipino investors build wealth and stay ahead in a rapidly evolving digital economy

Manulife Investment Management and Trust Corporation (Manulife Investments Philippines) announces the launch of the Manulife Global Semiconductor Opportunities Equity Feeder Fund, a sector-focused unit investment trust fund (UITF) that aims to capture abundant opportunities in the semiconductor industry, an industry powering the use of artificial intelligence and next-generation technologies.

The Semiconductor Fund is a global equity feeder UITF designed to maximize total return by investing in a collective investment scheme (CIS), the Target Fund. The Target Fund aims for capital appreciation by allocating at least 70% of its net assets to equity and equity-related securities of leading semiconductor companies globally. This strategic approach positions investors to capture growth potential across the semiconductors and artificial intelligence value chain.

Aira Gaspar, President and Chief Executive Officer, Manulife Investments Philippines.

"The Manulife Global Semiconductor Opportunities Equity Feeder Fund empowers Filipino investors to participate in one of the most transformative technology trends shaping the global economy, " said Aira Gaspar, President and Chief Executive Officer, Manulife Investments Philippines. “Semiconductors serve as the foundation of modern innovation and power artificial intelligence, automation, and digital connectivity. As demand for advanced technologies increases, this new UITF provides our customers with access to leading companies driving progress across the semiconductor and AI value chain. It reflects our commitment to offering forward-looking investment solutions that help Filipinos build wealth, reach their financial aspirations, and stay ahead in a rapidly evolving digital world.”

According to Manulife Investments, as the technology sector converges with every part of our daily lives, the semiconductor sector holds enormous growth potential. The semiconductor market is expected to surpass US$1 trillion by 2030[1], presenting significant opportunities for investors seeking capital appreciation through exposure to this rapidly expanding sector. Furthermore, while mega-cap players remain dominant, we believe there are compelling opportunities in under-researched semiconductor companies with differentiated technologies and strong competitive moats. An active management approach allows the Target Fund to navigate market cycles and invest in semiconductor leaders positioned for long-term success.

The Manulife Global Semiconductor Opportunities Equity Feeder Fund is the newest addition to Manulife Investments’ Philippines' suite of UITFs. It is designed for potential long-term capital appreciation, providing Filipinos with more options to grow their wealth according to their objectives and risk profiles. Investors may access the Fund for as low as US$100 or PHP1,000, offering an affordable way to participate in the future growth opportunities of the semiconductor industry.

Investors may open a UITF account online through Manulife iFUNDS, a secure digital investment platform that makes it easy and convenient for investors to manage their UITF investments. For more information on fund options that best suit different investment goals, contact a Manulife Wealth Specialist or visit www.manulifeim.com.ph.

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[1] McKinsey on Semiconductors, as of March 2024