Philam Life primes against fraud

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Nick Wright, Associate Director for Investigations and Financial Crimes Compliance of AIA Group Compliance, talks about “Gathering and Analysis of Evidence” during the Fraud Investigation Workshop.

In the insurance world, when we talk of fraud, we often referred to the policyholders and/or claimants.  But fraud can take many forms as it comes in all shapes and sizes.  Insurance fraud is evolving.  Fraudulent activities in the organization may be perpetrated by internal and external individuals.   That is why fighting fraud and mitigating fraud risk are gaining significance in the insurance industry.  

Recently, Philam Life conducted a Fraud Investigation Workshop, with the intention of guiding participants (key employees, senior management officers, and bank partners) of effective anti-fraud efforts – including prevention, detection, and investigation of fraud, fraud reporting, and fraud risk awareness, education and training.

Philam Group participants working on analysis and assessment of a case study.

The two-day Fraud Investigation Workshop shows the company’s commitment in treating customers fairly and that it does not condone nor tolerate any acts of fraud within the organization.  Proper and effective investigations reinforce ethical culture as they help: 

• Management to “walk the talk”
• Employees and agents feel safer to report misconduct
• Increase deterrence
• Protect customer interests and the company
• Strengthen internal processes and governance

To combat fraud effectively and proactively, Philam Life and its affiliates (BPI-Philam, Philam Asset Management) adhere to its Anti-Fraud policies and guidelines, set-up a Whistleblow Policy and Hotline, promotes Speak-Up culture, conducts Ethics Survey and Ethical Leadership Training.  

(From left) Philam Life Chief Risk Officer Joseph de Dios, AIA Group Compliance Associate Director Nick Wright, Philam Life Head of Compliance Ivan Justiniano.

(From left) Philam Life Chief Risk Officer Joseph de Dios, AIA Group Compliance Associate Director Nick Wright, Philam Life Head of Compliance Ivan Justiniano.

Philam Life upholds the highest standards of integrity and professionalism by adopting a zero-tolerance policy to fraud.  Trust and integrity are of utmost importance to a financial institution like Philam Life.  It is committed to conduct business in an environment of honesty and integrity and will strive to reduce if not eliminate fraud from all operations.  Philam Group works to protect customer interests and ensures fair and ethical approach to customers.

As the premier life insurance company in the Philippines, Philam Life continues to embody its commitment of being a real life company that people can trust.

Who Will Make Up The Next Ultimate Boyband In “Pinoy Boyband Superstar”?

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“Pinoy Boyband Superstar” will finally reveal the five singing heartthrobs who will make up the first ultimate Pinoy Boyband as the competition draws to a close this weekend (Dec 10 and 11).

A nerve-racking finale titled “The Grand Reveal” awaits viewers as Ford, Joao, Mark, Niel, Russell, Tony, and Tristan set out to prove their worth to the superstar judges and to the fans. It will also serve surprises as the name of the winners’ boyband will also be announced and the viewers will have the privilege to hear their first single.

This Saturday (Dec 10), the seven singing heartthrobs will be divided into three groups – two pairs and a trio. By the end of the night, one hopeful will be named the first member of the boyband via the combined scores from the public votes and votes of superstar judges Vice Ganda, Sandara Park, Yeng Constantino, and Aga Muhlach.

The six remaining aspirants, meanwhile, will have their do-or-die performance come Sunday (Dec 11). The four other members will be also decided through the votes of the public and the judges. 

Who will fulfill their dream and emerge victorious?

Will it be Ford, the Hunky Haranista of Valenzuela City, whose soulful voice and undeniable appeal brought him to the finals?

There is also Joao, the Party Prince of Macau, with his overflowing charisma and strength in dancing landed him a spot in the top 7.

Mark, the Kwelang Badboy of Bacoor, used his rocker charm and distinct voice to woo his fans and the judges.

Despite the fact that he is the youngest among the seven, Niel, the Kanto Boy Next Door of Cebu, has since come out of his shell to toughen up and deliver strong performances.

Russell, the Fil-Am-azing Boy of Illinois, has displayed consistency in his singing and continues to learn the Filipino language.

On the other hand, Tony, known as the Badboy of Vancouver, has shown that he has what it takes to step out from his parents’ shadow to make his own name.

Described as the ‘dark horse’ of the group, Tristan, the Buff Balladeer of Bulacan, whose unique personality sets him apart from his competitors.

The five winners of “Pinoy Boyband Superstar” will receive exclusive contracts with Star Magic, recording contracts with One Music, Yamaha motorcycles, and P5 million cash.

Be sure to tune in to the two-day finale to vote for your favorites through text and online via Google.

To vote, just text BB (space) NAME OF CONTESTANT and send it to 2366. Only one vote per SIM card will be counted. To vote online, just Google “PBS VOTE” and click the photo of your chosen grand finalist and hit the “submit vote” button. 

Only one vote per Google/Gmail account will be accepted. Wait for the cue from host Billy Crawford on Saturday and Sunday if the voting lines are already open.

Don’t miss the “Pinoy Boyband Superstar: The Grand Reveal,” to be hosted by Billy Crawford, on Saturday (Dec.10) at 7:15PM, and on Sunday (Dec.11) at 7pm.

For updates, visit boyband.ph, likefacebook.com/BoybandPH on Facebook, and follow @BoybandPH on Twitter.

Do Your Christmas Shopping at the Sikat Pinoy National Trade Fair

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Support Filipino Entrepreneurs

The DTI-Bureau of Domestic Trade Promotion is bringing the best products from all over the regions to Metro Manila at the 2016 Sikat Pinoy National Trade Fair, scheduled from December 7-11, at the SM Megatrade Halls in Mandaluyong City.

Just in time for the holiday shopping season, fair visitors will be able to find unique gifts and novelty items not readily found in the department stores. There will be food, health and wellness products, fashion, jewelry, furniture, home décor, handicrafts, knick-knacks, collectibles, and other interesting gift items in this once a year shopping event. If you’re on the look out for those one-of-a-kind gifts that show both your good taste and high regard for the recipients, this is the perfect venue for you. 

Themed “Piling-Piling Produktong Pilipino” the more than 200 exhibitors have been carefully chosen to reflect the best products from local SMEs from the country’s 16 regions. Corporations and other institutional buyers will be able to support local SMEs by shopping for corporate gifts from the exhibitors of the 2016 SikatPinoy National Trade Fair. For those who miss the taste of comfort food from the regions and want to have a taste of home for Christmas noche buena, there will be regional food delicacies at the fair.

The DTI-Bureau of Domestic Trade Promotion organizes national domestic trade fairs to provide Filipino entrepreneurs with a venue to showcase their products and expand their market presence. Aspiring entrepreneurs who wish to start on their own business ventures are also strongly encouraged to visit the SikatPinoy National Trade Fair to take a look at what the exhibitors are offering, and to be inspired by the SMEs who have been able to successfully set up a viable business. 

For more information, contact the DTI-Bureau of Domestic Trade Promotion at telephone no. 751-3223, fax no. 751-3224, or email bdtp@dti.gov.ph. Please “Like” the Facebook page www.facebook.com/sikatpinoyfairs for updates on Sikat Pinoy events. 

Old Orchard Cranberry’s 5 Simple Lifestyle Tweaks for a Healthier Lifestyle

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Striving for a healthier lifestyle can be refreshing and easily achieved with the help of the American juice brand, Old Orchard Cranberry Juice. Did you know that Cranberries are distinguished in the nutrition world because they boast various health benefits? 

This gives consumers better options and alternatives on how to care for their bodies and live a healthy lifestyle.

One of the main health benefits of drinking Cranberry Juice is that it helps prevent Urinary Tract Infection (UTI) from occurring and worsening, as cranberries are a rich source of Flavonoid and Phytonutrient contents called hippuric acid and proanthocyanidin, which provide antioxidant and antimicrobial benefits. Considering that UTI is one of the 2nd most common infections in the body, it’s amazing that a small fruit like cranberry could help prevent infection and permanent damage to the kidneys if not taken care of. 

So if you’re looking for other ways to give your urinary system some TLC, take heed of these advices from Philippine-USA registered dietitian-nutritionist Cheshire Que, RDN:

1. Level up your hydration status. 

“It is human nature to seek water in variety of forms to quench thirst and cool the skin simply because the body is made up of 45 to 75 percent of water”, asserts Que. However, this simple tip is harder than you think since it takes discipline and conscious effort on a daily basis. “Water helps flush out bacteria that saves your bladder from infections, so keep yourself hydrated throughout the day by consciously drinking water whether or not you are thirsty. We can also add various types of beverages aside from water, but practice moderation on drinking liquids that contain sugar, fat, and alcohol,” adds Que.

2. Prioritize your “pee” time. 

We’ve heard it many times before and let us say this again: Don’t put off your pee the moment you feel it as to prevent bacteria from colonizing in your bladder. Que prescribes: “Urinating helps regulate blood pressure and removes the body’s waste product called urea--so fully emptying your bladder with adequate fluid intake can ward off not just UTI but kidney stone formation”. 

3. Practice good hygiene. 

Unfortunately, women are more prone to UTI than men so ladies should learn this technique on how to properly keep their nether region clean: Wipe your intimate area from front to back all the time and opt for a cotton underwear since it’s more breathable than any material.

4. Give your immune system a boost.

Different external factors such as stress happens and can take a toll on our mind and body, which compromises our immunity. That’s why Que’s advice is to load up on nutrient-rich foods such as citrus fruits, green leafy vegetables, and berries coupled with at least 7 hours of sleep and exercise that help strengthen your defense against bacterial infection.

5. Sip cranberry juice. Don’t get bogged down thinking that cranberries are just for your cocktails; cranberry juice is one of the best diuretics out there. 

It’s also good to know that drinking cranberry for UTI isn’t just an old wives’ tale. According to Que, “Cranberries contain phytochemicals and antioxidants that help prevent UTI. Its bioactive compounds called proanthocynidins flush out bacteria, specifically E. Coli.” 

Old Orchard Cranberry Juices are grown, harvested, and packed in a modern facility in Michigan, USA, where the great-tasting and perfect blends of juices are whipped up daily. You can be sure that every drop is healthy and stable before even reaching your glasses. Old Orchard Cranberry Juice is available in 3 delicious variants: Cranberry, Apple Cranberry and Cranberry Raspberry. There are also diabetic-friendly variants that contain 75% less sugar and only 20 calories: Healthy Balance Cranberry and Healthy Apple Balance. Coupled with a healthy lifestyle and a balanced diet, there is no shortage of fun and flavorful ways of protecting and loving your bladder while nourishing your whole family. 

Fly Ace Corporation is one of the leading food and beverage consumer goods companies in the country today. Propelling limitless multiple-category growth by bringing the best of the world closer to Filipino consumers, Fly Ace Corporation’s portfolio of food and beverage products includes house brands and exclusively distributed brands. 

To learn more about Fly Ace, visit www.flyacecorp.com.

Old Orchard is available in leading supermarkets and drugstores nationwide. 

For more updates, visit and like its official Facebook fan page: www.facebook.com/OldOrchardPH

OPPO's #NationalSelfieDay is on every #SelfieExpert's Holiday Wishlist

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Post your selfies and join the #NationalSelfieDay contest

Your selfie could get you a new smartphone this holiday season.

December is indeed a season of giving. As a way of extending gratitude, mobile technology brand OPPO is giving away 100 units of F1s to lucky Facebook users who will participate in the National Selfie Day Contest.

“The National Selfie Day Contest is OPPO’s way of giving back after all the milestones we made this year. It’s also our way of rewarding netizens for creatively expressing their most unforgettable holiday moments in selfies,” said OPPO Philippines Brand Marketing Manager Stephen Cheng.

Participants can start posting their selfie entries on Facebook beginning December 5 midnight. The contest closes on December 26 at 11:59PM.

The winners will be announced on December 28 via OPPO’s Facebook page. They will also be notified through e-mail.

For more details about the contest mechanics, please visit https://www.facebook.com/OPPOPH/.