Your Ultimate Guide to Credit Without the Burnout

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Let’s face it: credit is often misunderstood. For some, it’s a safety net. For others, it’s a cycle they can’t break. But the truth is, credit—when used with intention—can be one of your most powerful financial tools. The difference lies in how it’s built, and who it’s built for.

That’s where Maya, the #1 Digital Bank in the Philippines, stands out. Instead of treating credit as a one-size-fits-all solution, Maya designs tools that adapt to your real life—whether you’re managing emergencies, covering essentials, or working toward long-term financial wellness.

Here’s how Maya helps you borrow smarter, not harder:

Credit That Works When You Need It

Emergencies don’t wait for ideal timing. That’s why Maya offers Easy Credit[1], a revolving credit line of up to ₱30,000, available instantly when you need it. There’s no paperwork needed, and with up to 30 days to repay what you use.

The best part? It’s built into the Maya app, right where you manage the rest of your finances, so you stay in control without disruption.

Credit Without the Catch

When you need more than just a short-term boost, Maya Personal Loan[2] gives you access to up to ₱250,000, with flexible repayment terms of up to 24 months. No collateral required.

Whether you’re handling a major life expense or consolidating existing debt, Maya’s loan product is designed to be predictable and manageable, so borrowing doesn’t turn into burden.

Credit Cards with Built-In Discipline and Rewards

The right credit card doesn’t just help you spend, it helps you earn. Maya’s Landers Cashback Everywhere Credit Card gives you up to 5% on Landers purchases, 2% on dining, and 1% on all other qualified transactions.

Looking for something elevated? The Maya Black Credit Card delivers more than just sleek design. It lets you earn instant Maya Miles—versatile points every time you spend. You can soon use them to pay for shopping or dining, convert your Maya Miles into airline miles right in the app, starting with partners like Philippine Airlines. Plus, get access to exclusive rewards through Maya’s in-app catalog, giving you more value with every spend.

Tools to Help You Borrow and Save Simultaneously

Maya understands that the best borrowing decisions happen when you're not operating on panic. That’s why you can pair your credit use with Personal Goals inside Maya. Create up to 5 savings goals, each earning 4% p.a. interest, and build buffers for upcoming expenses, from tuition to travel.

Responsible borrowing doesn’t mean saying no to credit. It means choosing tools that meet you where you are and help you grow from there.

Maya is here to champion financial choices that reflect who you are and where you’re going. That means more transparency, more control, and more respect for your time and your effort.

Visit maya.ph<https://www.maya.ph/> or mayabank.ph<https://www.mayabank.ph/>, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to learn more. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph<https://www.bsp.gov.ph>). Deposits are insured by PDIC up to ₱1 million per depositor.

Communities Affected Globe Supports by Typhoons Crising, Dante and Emong

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Globe has stepped up its humanitarian response following Typhoons Crising, Dante, and Emong, as well as persistent rains brought by the southwest monsoon. Families across Luzon and Visayas received food and essential supplies through Globe’s ongoing partnership with Rise Against Hunger (RAH) Philippines.

Globe has distributed more than 3,000 food packs to support 1,050 families. These were delivered to communities in Pasay, Pasig, Quezon City, Taytay, La Union, Bulacan, Tarlac, Nueva Vizcaya, Dasmariñas, and Biñan. The aid focused on ready-to-eat meals for displaced residents and those still recovering from widespread flooding.

“We know how quickly crises can upend lives,” said Yoly Crisanto, Globe’s Chief Sustainability and Corporate Communications Officer. “That’s why we work with partners to deliver immediate support where it matters most. We remain present where we’re needed, reconnecting communities and extending relief with empathy and care. Even as recovery progresses, our commitment to serve doesn’t stop.”

Globe’s work also includes restoring vital connectivity. Network services have now been fully restored in municipalities affected by recent typhoons.

To help residents stay connected, Globe also deployed Libreng Tawag, Libreng Charging (LTLC) stations in areas with limited access to power or mobile service. These were activated in Antipolo, Taytay, several barangays in Quezon City, Valenzuela, Tanza, Imus City, and Gerona. The stations gave residents a way to reach loved ones and access critical updates.

Globe works closely with government agencies, local governments, and humanitarian groups to ensure fast, coordinated response. These efforts are part of the company’s long-term disaster resilience program focused on readiness, restoration, and recovery.

Customers who wish to support ongoing relief operations may donate to Rise Against Hunger via the GlobeOne app. For updates, visit globe.com.ph or follow Globe’s official social media channels.

All Eyes Up: PlayTime Welcomes Its Muse, Heaven Peralejo

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PlayTime, the country’s most innovative online entertainment and gaming platform, has found its perfect match in one of today’s most dynamic young stars: Heaven Peralejo.

It’s official -  Actress Heaven Peralejo joins PlayTime as its newest addition to its brand ambassador list together with Vic Sotto.

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PlayTime is the go-to online gaming platform for everyday Filipinos. PlayTime was built with the Filipino mass market in mind — it’s fun, fast, and full of ways to win.

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At the exclusive “All Eyes Up: PlayTime Welcomes Its Muse” press event held last August 21 at Grand Hyatt, PlayTime formally introduced Heaven Peralejo as its newest brand endorser. The event was attended by press, media and key players in the online entertainment scene, with the celebration signaling a growing community for PlayTime.

Heaven represents the heart of the everyday Filipino. Her journey mirrors what PlayTime stands for: pushing forward, enjoying the ride, and celebrating every win.

“Heaven brings a mix of charm, strength, and relatability that mirrors what PlayTime stands for,” said Krizia Cortez, Director of Public Relations. “We’re thrilled to welcome her as part of our growing family.”

The partnership aims to empower users to play with fun and confidence. PlayTime is not just here for the thrill — it wants users to feel safe, valued, and empowered every time they log in.

Through Heaven, PlayTime is showing that gaming isn’t just for the pros— it’s for everyone who wants a bit more excitement in their day.

Here are some questions and answers of Heaven during the recent event:

What made you say yes to being PlayTime’s newest endorser?

"PlayTime stood out to me because it champions entertainment as its core. I love that it encourages people to enjoy, but with responsibility and heart. That’s something I believe in. Fun doesn't have to be reckless,"said Heaven.

How does your personality/ values/ career goals align with PlayTime as a brand?

"This partnership fits perfectly with what I stand for. PlayTime is not just about winning; it shines a spotlight on the Filipino cheer that is brought out by entertainment platforms. I'm excited to be part of a platform that uplifts Filipino talent and promotes responsible fun."

What do you hope your fans take away from this campaign?

"That it’s okay to take breaks, to find happiness in small things, and that play—done right—is healthy. I also want to remind everyone that even online, you can be empowered, respectful, and responsible."

What does responsible gaming mean to you personally?

"PlayTime is about balance—knowing when to enjoy and when to pause. We believe gaming should be a source of entertainment, but always within the bounds of personal responsibility. That means recognizing limits, setting healthy boundaries, and making space to disconnect when needed. It’s a value I personally embrace as well: reminding myself that while gaming is fun, it’s just as important to step back, breathe, and be present offline."

Guests at the event got a first look at upcoming promos, teasing more surprises in the pipeline as the brand levels up its presence in the online entertainment and gaming space.

All Eyes Up: PlayTime Welcomes Its Muse” press event held last 

August 21, 2025 ,  Grand Hyatt, BGC Taguig

https://www.facebook.com/enjoyingwonderfulworld/videos/688917600981565

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About PlayTime

PlayTime is an online entertainment platform licensed by the Philippine Amusement and Gaming Corporation (PAGCOR). With over 2,500 games offering the highest daily cashback of up to 2% and fastest withdrawals guaranteed within 10mins. It’s social responsibility arm - PlayTime CARES – is focused on creating safe spaces for children, supporting grassroots sports, and addressing urgent community needs such as hunger and disaster response. For more information, visit or follow PlayTime’s official verified Facebook page for the latest updates, or head over to www.playtime.ph for a revolutionary gaming experience.

Brand Promise: Fun, Safety and Innovation

For all Filipinos who crave excitement, entertainment and luck, PlayTime is the ultimate online gaming destination that offers a diverse yet organized library of games, vibrant community interactions, and dynamic gameplay.

Unlike other platforms, we focus on user-friendly features, regular content updates that showcase Filipino culture, and robust social interactions, making every session built for an adventure with friends and fellow enthusiasts.

PlayTime champions entertainment as a whole as it highlights the distinct cheer it brings to Filipinos.

Turn Every Low-Light Moment into Your Best Shot Yet with OPPO Reno14 Series 5G

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The best memories don’t wait for perfect lighting—and with the OPPO Reno14 Series 5G, you won’t have to either.

Built for creators, storytellers, and anyone who refuses to let bad lighting ruin a great memory, the OPPO Reno14 Series 5G’s AI Flash Photography turns dim settings into sharp, vibrant, and share-worthy images.

Redefining Night Photography

Low-light scenes are no longer a limitation. The OPPO Reno14 Series 5G pairs its Ultra-Clear Low-Light Camera System with AI Flash Photography for photos rich in texture, color, and clarity—even in the most challenging lighting.

The OPPO Reno14 Pro 5G features a flagship-level triple 50MP camera setup with main, telephoto, and ultra-wide lenses, delivering incredible clarity across all focal lengths.

The OPPO Reno14 5G and OPPO Reno14 F 5G also pack advanced AI camera systems with high-resolution sensors, ultra-wide and macro lenses, and a dedicated 50MP telephoto on the OPPO Reno14 5G—giving you the flexibility to capture more with less effort.

Whether you’re shooting portraits or Livephotos, expect cinematic results without blur or noise.

Lighting, Reinvented: The 3-Flash Advantage

At the core of OPPO’s low-light innovation is its 3-Flash Design, setting a new benchmark in flash hardware.

● Dual flash units on the main and wide-angle lenses offer 100% higher brightness at one meter.

● A dedicated telephoto focusing flash delivers 1000% brighter illumination at two meters.

This system makes shooting in the dark feel effortless—no extra gear, no detail lost. Whether it's a night street scene or a long-range portrait, every shot is bright, balanced, and beautifully lit.

AI That Gets the Lighting Just Right

Behind the hardware is real-time scene analysis powered by AI. The OPPO Reno14 Series 5G intelligently adjusts brightness, tone, and shadow balance—eliminating the washed-out glare common with basic flash photography.

From stills to motion, your images retain natural skin tones, rich depth, and clean definition.

Two Powerful Modes, One Beautiful Result

To give you full control over your vision, the OPPO Reno14 Series 5G offers two AI-enhanced flash modes:

● Flash Mode: Fires a pre-flash and main flash sequence, adding dimension and detail—perfect for low-lit events, night-outs, or dramatic captures.

● Fill Light: Provides consistent soft lighting for balanced, natural portraits without harsh shadows.

Together, they let you adapt to any scene and keep the focus where it belongs—on the moment.

Pre-Order the OPPO Reno14 Series 5G Today

The OPPO Reno14 Series 5G is now available for pre-order in the Philippines. Secure yours today and enjoy exclusive offers until August 22.

Pricing

● OPPO Reno14 F 5G (Opal Blue, Luminous Green)

 8GB + 256GB – ₱21,999

 12GB + 256GB – ₱24,999

 12GB + 512GB – ₱27,999

● OPPO Reno14 5G (Opal White, Luminous Green)

 12GB + 256GB – ₱31,999

 12GB + 512GB – ₱34,999

● OPPO Reno14 Pro 5G (Opal White, Titanium Grey)

 12GB + 512GB – ₱47,999

Where to Pre-Order + Freebies

Online (Shopee, Lazada, TikTok Shop)

● Free OPPO Enco Buds3 Pro

● ₱1,000 product voucher

● Free OPPO Care warranty

● ₱500 GCash cashback for verified reviews

● 0% interest via SPayLater, LazPayLater, TikTok PayLater

● ₱2,000 loyalty voucher (via My OPPO App and live channels)

● Free shipping nationwide

In-Store (OPPO Concept Stores)

● ₱1,000 off upon claiming

● Free OPPO Enco Buds2

● Free Casio Watch (first 500 Reno14 Pro 5G buyers)

● Free 1-Year Dual Protection (Water & Screen Damage)

Postpaid Bundles (with Free Enco Buds3 Pro)

● Globe GPlan 1799 – Reno14 F 5G (8+256GB)

● Globe GPlan 1999 – Reno14 5G (12+512GB)

● Smart Plans+ 1499 – Reno14 F 5G (8+256GB)

● Smart Plans+ 1999 – Reno14 5G (12+512GB)

Bundle Offers (Until Sept 21)

● ₱2,000 off on OPPO Pad SE

● ₱1,000 off on OPPO Watch X2 Mini

Exclusive for My OPPO App Users

Be among the first to redeem a limited-edition Make Your Moment travel carry-on and sticker set at select OPPO stores—while supplies last.

Flexible Payment Options

● Home Credit: Up to 18 months, 0% interest + ₱1,000 discount until August 31

● Credit Cards: 6 or 12 months at 0% interest (select banks)

This is your moment. Capture it without limits with the OPPO Reno14 Series 5G.

Visit www.oppo.com/ph/ or follow OPPO Philippines on Facebook, YouTube, and TikTok.

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Renata Shakirova and Kimin Kim bring fresh fire to Don Quixote in Ballet Manila’s Pearl Year finale

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Performing a role repeatedly can either deepen a dancer’s mastery or dull their connection to the material. For international ballet stars Renata Shakirova and Kimin Kim, it’s a challenge they meet with precision, passion, and a relentless pursuit of nuance.

Set to portray Kitri and Basilio in Don Quixote from August 22 to 24 at the Aliw Theater—the final offering of Ballet Manila’s Pearl Year season—Renata and Kimin return to roles they’ve danced countless times, but never the same way twice.

Both dancers are part of the world renowned Mariinsky Ballet where they have attained principal dancer status – a feat that signifies their years of experience and expertise in ballet, performing with technical precision and exceptional artistry.

“I think that the role of Kitri is my most performed role in the classical ballet repertoire,” admits Renata. Yet despite this, she stresses that the key to keeping the character fresh is to forget how many times she’s performed it.

She adds, “I have to prepare for the performance like it’s my first time so that we are always paying attention and ready. For example, looking at each other as partners—it can become mechanical. But it is our responsibility to always look into the details and discover something new with every rehearsal or performance.”

Renata also acknowledges her partner Kimin’s ability to see the smallest nuances: “He has this trait of always looking at and paying attention to even the smallest of details, and I think that every performance consists of these small details.”

Kimin, a multi-award-winning principal dancer trained at the Mariinsky Theater, describes Basilio as “the color red that shimmers”—a bright, shining character that is thrilling to portray.

Even with his unique perspective on the role, he emphasizes the importance of maintaining the level of excellence instilled through his Mariinsky training: “I think schooling is still the most important. Without proper schooling, you cannot really show anything. There are the fouettés and the male jumps that show technique in the pas de deux. In the first act, you can also show a lot of acting that I learned from my teachers. I try to give the audience my inner self as well as the technique that is expected of me.”

Having danced with Renata previously in the same roles, Kimin still finds excitement in discovering something new about his partner. “It is always a pleasure to work with Renata. When we are dancing the same ballet a hundred times, there are also a hundred different versions of her dancing.”

He continues, “She is very emotional, and onstage she can show everything differently. As her partner, it is always so nice—I watch her with surprise, so I am never bored with her performance.”

Now portraying Kitri and Basilio with Ballet Manila on a Philippine stage, both dancers are eager to show audiences what they’ve been preparing so diligently.

For Renata, who had a wonderful experience playing Giselle with Ballet Manila last year, her return as Kitri is most welcome. “The audience was so receptive and hospitable, and now that I am here with a different performance, I am so excited to show a different side of me. Giselle was a very dramatic and heavy ballet, and Don Quixote is very happy—with different requirements of coordination and style. As an artist, I want to show this other side of me.”

Meanwhile, for Kimin—performing in Manila for the first time—he hopes the audience will carry the emotions of the performance long after the curtain falls: “I always want the audience to feel a bright emotion after a performance—not only to clap and shout ‘bravo’ after the show, but to bring home that memory of Renata and Kimin. I think that can only happen if the performer gives the audience a message and a feeling. It is so important to me that the audience will like our performance.”

Lisa Macuja Elizalde

With the caliber and artistry of Renata and Kimin, Ballet Manila’s CEO and artistic director Lisa Macuja Elizalde exclaims, “I think it’s only fitting to close out our Pearl Year performance season with Renata and Kimin leading Ballet Manila’s Don Quixote. With their performance, we will once again reinforce our pursuit of bringing world-class performances to our audiences.”

Don’t miss the stellar performance from Renata Shakirova and Kimin Kim as they portray the well-loved characters Kitri and Basilio in Ballet Manila’s Don Quixote on August 22 at 8 PM, and August 23 and 24 at 5 PM.

All performances will be staged at Aliw Theater, Pasay City. For tickets, visit www.ticketworld.com.ph. To learn more about Ballet Manila and its shows, visit www.balletmanila.com.ph.