At the start of 2018, eight fire incidents around the Metro had been reported. Damage to life and property had been estimated in the millions -- all within just a day to kick off the new year.
With the unpredictability and destructiveness of fire accidents, there is a need to find more efficient, reliable means of protecting our properties today.
“It is time that Filipinos change their old view of fire insurance as something unnecessary. Nobody wants to see the investment they have worked so hard for to just turn into ashes -- literally. Whether big or small, homes should be covered by insurance because accidents occur anytime, anywhere and to anyone. It is best to be ready at all times,” says Geraldine Desiderio-Garcia, senior vice president and general manager of Country Bankers Insurance Group (CBIG).
There were 1,217 fire incidents reported in the first quarter of 2017, a decline from the 1,381 recorded fires in 2016. Despite this slight decrease, the Bureau of Fire Protection (BFP) reported that the cost of damages and casualties was higher than the year prior.
Insurances have evolved over the years, says Garcia, improving the quality and scope of fire insurances and giving homeowners affordable options that fit their lifestyles.
“Some fire insurances cover a person’s property against fire and lightning (buildings and/or contents), some have available insurance for allied perils such as earthquakes, typhoons, and floods. Optional supplementary covers may also be availed, which include covers like clearing of debris, firefighting expenses, and household employee belonging. Really, insurance has become dynamic because we only want to provide homeowners security and protection, to give them peace of mind during times of distress,” Garcia explains.
Country Bankers Insurance Corporation (CBIC), a subsidiary of CBIG, has expanded its fire insurance portfolio to make sure that all homeowners’ requirements are covered. CBIC continues to come up with innovative products to answer to every insurance need of the individual consumer.
For inquiries on life and nonlife insurance products, visit Country Bankers Centre at 648 T.M. Kalaw Avenue, Ermita, Manila or call 523-8611 for life and 524-0621 for nonlife.
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