Bayad clinches Excellence Awards during the Pag-IBIG Fund Chairman’s Report for 2023

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The awarding ceremony highlights Bayad as Pag-IBIG Fund’s Non-bank Top Collecting Partner, having served the highest contribution on Pag-IBIG Fund’s Employer Electronic Submission of Remittance Schedule (ESRS) for the year 2023.

In photo (L-R): Pag-IBIG Fund VP for Legal and General Counsel Group. Chief Legal Counsel and Head of Compliance – Atty. Marcial C. Pimentel Jr., Pag-IBIG Fund Deputy Chief Executive Officer for Home Lending Operations Cluster – Benjamin R. Felix Jr., Bayad VP and Head for Biller Solutions Anely P. Aviles, Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta, Bayad President and CEO – Lawrence Y. Ferrer, Bayad Account Officer – Rommel S. Villeza, Pag-IBIG Fund Deputy Chief Officer for Support Services Cluster – Atty. Robert John S. Cosico, and Pag-IBIG Fund Deputy Chief Executive Officer for Member Services Cluster – Alexander Hilario G. Aguilar.

Now on its 6th consecutive year, Bayad has once again proven its commitment to excellence in enabling institutions to conveniently help its employees settle their Pag-IBIG Fund home loan contributions through Bayad’s multi-channel payment platform.

Today, both individual and group contributions can be settled through a variety of Bayad’s payment touchpoints covering its Bayad Centers, its network of partner establishments such as leading supermarkets, department stores, convenient stores, pawnshops, courier services, banks, and other financial institutions. Adding to these are Bayad’s mobile application - Bayad App and its web application – Bayad Online, catering to a more tech-savvy market.

Bayad President and CEO, Lawrence Y. Ferrer underscored “Our drive for excellence is deeply rooted in our purpose of helping Filipinos elevate their quality of life. We are committed to provide solutions to both individuals and businesses that effectively help make payments more convenient and seamless.” We are one with Pag-IBIG in helping our kababayans to become financially empowered and fulfill their dream of owning a home.”

For government and financial institutions that are interested to be part of Bayad’s extensive biller network, you may send an email to partnerships@bayad.com. Bayad enables partners to attain nationwide presence and provides end-to-end support services for efficient payment and collection processing.

Get More Done: 5 Benefits of HUAWEI WATCH 4's eSIM Technology

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In an era where connectivity and convenience reign supreme, the HUAWEI WATCH 4 emerges as a trailblazer in wearable technology. With its eSIM integration, users gain independence from their smartphones, seamlessly incorporating communication, health monitoring, and lifestyle features into one sleek device.

The eSIM technology embedded in the HUAWEI WATCH 4 offers several advantages over regular smartwatches. With eSIM technology, users can activate cellular service on the HUAWEI WATCH 4 without the need to be always reliant on their phones via Bluetooth connection. With the HUAWEI WATCH 4, you can enjoy the following perks:

1. Independence from your Smartphone

Users can now answer calls and reply to messages directly from their HUAWEI WATCH 4, regardless of whether their phone is nearby or not.  Whether you're hitting the gym, going for a run, or embarking on a weekend adventure, the HUAWEI WATCH 4 ensures that you stay connected every step of the way. No more phone-carrying during workouts – with the HUAWEI WATCH 4, you can leave your phone behind and still stay in the loop. With this, your eSIM number can actually be used on your phone and watch at the same time. Should you want to have a standalone / independent number from your phone, you can also opt to do so with a different eSIM number on your WATCH.

2. Stay connected with HUAWEI WATCH 4

With its intuitive interface and advanced features, users can effortlessly receive notifications and respond to messages directly from their wrist. Whether it's a text message from a loved one, an important email from work, or a social media notification, the HUAWEI WATCH 4 ensures that you stay connected and informed at all times.

No need to dig through your pockets or rummage through your bag. With the HUAWEI WATCH 4, essential information is displayed on the vibrant and responsive touchscreen display.

3. App Access Anywhere: Enjoy Spotify, Adidas, Strava, and More on Your HUAWEI WATCH 4

The HUAWEI WATCH 4 goes beyond basic functionality, offering access to a range of popular apps directly from your wrist. Jam to your favorite tunes on Spotify, track your workouts with Adidas Running, or map out your routes with Strava, the HUAWEI WATCH 4 ensures that you have everything you need right at your disposal.

With access to a diverse selection of popular apps on the HUAWEI WATCH 4, you can enhance your productivity, fitness, and entertainment experience right from your wrist - no need for your phone!

4. Navigate with Confidence: Turn-by-turn Directions and Location Assistance on Your Wrist

With its built-in navigation features, the HUAWEI WATCH 4 provides turn-by-turn directions independently, no need to connect to your phone or other devices. This makes navigating your daily commute or exploring a new city a breeze.

Exploring new places and unsure of which direction to take? With the HUAWEI WATCH 4 strapped to your wrist, you can confidently navigate your surroundings with ease. Simply input your destination into the HUAWEI WATCH 4's intuitive interface, and let its advanced navigation technology guide you every step of the way.

Whether you're walking, cycling, or driving, the HUAWEI WATCH 4's turn-by-turn directions ensure that you stay on the right path, No more fumbling with maps or squinting at your smartphone screen. For those who rely on public transportation, the HUAWEI WATCH 4's navigation features also support transit directions, so you can plan your route using buses, trains, and other forms of public transit, ensuring that you arrive at your destination on time, every time.

5. Secure Payments with HUAWEI WATCH 4 and Gcash Partnership Coming Soon

The HUAWEI WATCH 4 is also partnering with the Philippine mobile payments service, Gcash to make QR payment available soon. Convenient cashless payments could be made by simply scanning the QR  - pay directly from your wrist,  eliminating the need to fumble for cash or cards.

Pricing and Availability

The HUAWEI WATCH 4 will be available starting February 23 for its first sales price of PHP 22,999 with a free HUAWEI Sound Joy speaker worth PHP 6,999.

Get yours at any HUAWEI store nationwide or through Huawei’s official website.  To learn more about the HUAWEI WATCH 4 and other HUAWEI products, visit the website or our social media accounts (Facebook).

HONOR Wins 45 Media Awards at MWC 2024

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Another feat to celebrate! Global leading tech brand HONOR wins 45 Media Awards from global media at Mobile World Congress

[Barcelona, Spain] Global technology brand HONOR debuted its new AI-empowered all-scenario strategy with the announcement of the global launch of HONOR Magic6 Pro and the AI PC HONOR MagicBook Pro 16 at MWC 2024 in Barcelona. With the intent-based UI and cross-OS collaboration, HONOR brings the AI-enabled features like Magic Portal and MagicRing, which are widely recognized by the global media.

This year at MWC, HONOR received 45 awards from the most followed and trusted global media. For the first time in the global launch of the HONOR Magic6 Pro, the media praised it. Android Headlines awarded the HONOR Magic6 Pro "Best of MWC 2024", saying that "The HONOR Magic6 Pro is a step up compared to its predecessor, and not only does it offer great cameras, but it shines in various other aspects". Android Police said, that “With the Magic 6 Pro, HONOR is significantly stepping up its hardware game, leapfrogging the competition in some key areas.”. The tech media CNET also commented that “The Magic 6 Pro is among the most compelling Android flagships available this year.” Impressed by the great performance of HONOR Magic6 Pro, the well-known fashion media GQ Spain said, “The HONOR's Magic Pro series is HONOR’s most prestigious, pouring the best hardware and software.”

For the first AI PC in HONOR’s history, the HONOR MagicBook Pro 16 has been showcased for the first time globally, winning global endorsements from global media. Mashable included HONOR MagicBook Pro 16 as their “Best Laptops of MWC 2024”. Android Authority awarded the HONOR MagicBook Pro 16 the "Best of MWC 2024" and commented that "HONOR MagicBook 16 Pro is a powerful laptop designed for the age of AI." Also, Trusted Reviews gave the HONOR MagicBook Pro 16 the "Best in Show" Award, saying that "Features like Smart Picture Search, Smart Document Summary, Text Comprehension, AI Subtitle, and Magic Text hint towards a productive future where AI helps take some of the strain out of daily tasks".

In terms of cutting-edge design inspiration, as an iconic identity of global and premium, the PORSCHE DESIGN HONOR Magic V2 RSR has also been well-recognized by global media. The prestigious industry award "GLOMO Best in Show", which is judged based on the best-of-the-best products on show, was awarded to PORSCHE DESIGN HONOR Magic V2 RSR this year. In the fashion world, global fashion media COSMOPOLITION included this foldable phone into their Editor's tip for London Fashion Week, saying that the "Porsche Design HONOR Magic V2 RSR has been a total game-changer."

For more information, please visit HONOR official website at www.hihonor.com.

 

Skyro reports strong 2023 performance, expected to triple in 2024 as it expands digital financial offerings for Filipinos

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Skyro, a fast-growing fintech provider in the Philippines, continues its commitment to transform the local financial landscape by delivering accessible and affordable digital financial solutions to Filipinos.

Skyro is committed to empowering more Filipinos by offering a range of digital consumer finance products such as product loans, cash loans, and other lending products designed to meet the diverse financial needs of Filipino consumers. These solutions offer a streamlined process, competitive rates, and diverse payment options, providing customers with flexibility and convenience.

Achievements and Business Performance in 2023

In just under two years since its inception as a fintech startup, Skyro has achieved significant milestones and business performance in the fintech industry by the end of last year.

Skyro has recorded significant growth in both applications and usage as it gains traction among new markets and diverse user groups. Notably, in 2023 alone, Skyro achieved an average Compound Monthly Growth Rate of 50%, a testament to the rapid trust and adoption placed in the company’s innovative financial solutions.

Skyro's mobile app had an increase in its number of new and active users by 82.5%, leading to a proportional rise in total app downloads and usage. The brand has grown its network with over 500 partner merchants and a presence in over 2,500 stores nationwide. It has also expanded its workforce from less than a hundred to more than a thousand employees.

Its product loan solution has shown exceptional growth in 2023, generating substantial results more than its initial value. Similarly, the cross-sell products have delivered remarkable outcomes in usage.

Outstanding Performance Under Expert Leadership

Skyro’s co-founders and co-CEOs Nasim Aliev and Arsen Liametov have been instrumental in the company's growth and success.

With a strong experience in financial technology and business development, Aliev oversees key areas such as sales, partnerships, marketing, and customer acquisition, garnering trust from both customers and partners. On the other hand, Liametov is focused on optimizing Skyro's offerings, utilizing his extensive understanding of fintech products and operations. His main areas of expertise include ensuring smooth integration and efficient functioning of Skyro's digital services, all with the goal of meeting market demands while delivering maximum value to Filipino customers.

"At Skyro, our mission is to bring joy into every interaction our customers have with our financial products," shared Nasim Aliev. "We prioritize accessibility, simplicity, and flexibility, supported by an exceptional customer experience. By leveraging a compelling model, we've managed to reduce risk two-fold while achieving profitability, showcasing our strategic foresight and commitment to sustainable growth. We want to create a future where every Filipino has access to the right financial tools and knowledge for achieving success.”

Liametov added, "Our dedication to innovation and customer satisfaction remains unwavering. With a focus on continuous improvement and expansion, we're poised to reach new heights in 2024 and beyond. Skyro is committed to empowering individuals with the financial solutions that would cater to their ever-evolving needs and lifestyles."

Looking ahead to the rest of 2024, Liametov said, "As we anticipate the year ahead, we're filled with optimism, expecting even greater growth and impact for Skyro."

Skyro aims to continue its impressive trajectory into 2024, with expectations of tripling its growth and onboarding half a million customers by the year's end. This ambitious goal underscores Skyro's commitment to expanding its reach and impact in the digital financial landscape of the Philippines, further solidifying its position as a key player in the industry's evolution.

Skyro is a fintech company duly licensed and supervised by the Securities and Exchange Commission (SEC). To learn more about digital financial products from Skyro, visit its official website www.skyro.ph. Follow its official Facebook and Instagram accounts to know more about its latest promos and offerings.

About Skyro
Skyro is a fast-growing fintech company based in the Philippines, offering a range of digital consumer finance products such as product loans, cash loans, and other lending products designed to meet the diverse financial needs of Filipino consumers. Launched in August 2022, Skyro has since grown to encompass over 2,500 partner merchant stores and serve nearly 200,000 customers in just under two years of operations in the country.

Focused primarily on digital consumer lending products, Skyro has rapidly emerged as a trusted name in the Philippines, catering to the evolving needs of the market. It is backed by Breeze Ventures, a Singapore-based global fintech venture that is expanding into the fast-growing and emerging markets in Southeast Asia.

Skyro's local operations are powered by Advanced Financial Solutions, Inc. and Jungle Lending, Inc., which are regulated by the Securities and Exchange Commission of the Philippines. Learn more about Skyro through www.skyro.ph

 

Tips To Shop and Pay Wiser, Better This Year from Heart Evangelista and GCash

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In its pilot GCash Spotlight episode, GCash ushered in its new era of financial progress together with its newest ambassador, Heart Evangelista.

GCash, the Philippines’ top finance app and largest cashless ecosystem, continues to revolutionize personal finance for all Filipinos by inspiring wiser, better spending, saving, and investing habits.

According to Heart, GCash has become an integral part of her daily life, making shopping and saving “more fun and more sulit.” She adds, “I still love to express myself with the pieces I buy and invest in, but I've also been more financially smart, especially with how I shop. I'm looking for the best value for money and treat every purchase, no matter how small, as a smart investment.”

When asked about her top tips for managing finances while shopping, Heart emphasizes the importance of leveraging her "best way to pay” – GCash – and its products and features tailored to meet different needs and user preferences.

Heart Evangelista-Escudero and Boy Abunda talk about her most used GCash features during the GCash Spotlight event

1. Maximize convenience and access to deals when shopping online

As an avid online shopper who values a variety of options and seeks out the best deals, especially with her busy schedule, Heart maximizes her experience by gaining access to deals and discounts when she pays with GCash.

When users Pay Online with GCash, they can get access to special discounts and exclusive vouchers, all while ensuring security in their transactions, making it the ideal choice for discerning shoppers.

She shares, “I love buying things for my family, and of course that includes the treats and clothes of my furbabies, and many of the things I buy are readily available online so that helps me buy without any hassle. When I pay online with GCash, it’s simple, and it’s secure, so iwas sa online scams.”

2. Enjoy convenient in-store shopping by scanning to pay

Heart prioritizes convenience when it comes to payments, which is why she appreciates the simplicity of scanning QR codes through the GCash app at millions of merchants nationwide.

"Whether I'm dining out, grocery shopping, or indulging in retail therapy, it’s just so convenient to Scan-To-Pay with GCash, especially as I try to avoid bringing cash as much as possible," Heart explains.

3. Make shopping a fun, shared experience

Heart also enjoys shopping with GCash Express Send via Send Money, especially when shopping with Senator Chiz Escudero. As seen in her latest GCash film, they send each other “love” with shopping money, which adds an extra layer of enjoyment to their shopping experience.

“Whether it’s picking out items for each other or jointly deciding on purchases, I really enjoy a shared shopping experience,” Heart adds.

Through GCash Express Send, users can effortlessly send and receive money to other GCash users for free. Whether it's during the holiday season, on special occasions, or simply to express affection, Express Send via Send Money may be utilized to send “love” the way Heart does.

Heart shares how she uses GCash when shopping locally and abroad during the recent GCash Spotlight event.

4. Discover the best deals available

With GCash, users can unlock a world of opportunities for smart spending and exclusive offers, whether shopping in-store or online. Exciting deals await during the upcoming 3.3 sale, with GCash and its brand partners offering exclusive discounts and promos, including:

● Lazada

From March 1, users can collect exclusive GCash vouchers at the Voucher Center and enjoy P50 off with a minimum spend of Php 1,000.

● Lenovo

Users can get access to deals up to 38% off on all gadgets when they pay with GCash online and shop via Lenovo’s official website.

● Shein

New users can enjoy 20% off with a minimum spend of Php 799 by using the code 2024GC20 upon check out. Another 18% off is available for users who checkout a minimum spend of Php 1,299 when they use the code 2024GC18.

With GCash, it’s never too late to manifest your best life, and take your dreams and goals to the next level. Learn more about how to shop smarter and embrace the possibilities that financial progress brings by streaming the first episode of GCash Spotlight featuring Heart Evangelista here.