How a True AI Companion Can Unleash Your Creativity

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For more than a decade, people all over the world have consistently enhanced their productivity and creativity by turning to Galaxy smartphones. Chief among them, the Galaxy S Ultra series, which is built on a legacy of innovation of our Galaxy Note series has become synonymous with boundless creativity and is loved by countless Galaxy fans.

With its incredible power, expansive screen and iconic S Pen, Galaxy S Ultra is renowned for helping people seamlessly follow their inspirations or capture ideas anytime, anywhere – even without unlocking the phone and digging for a note-taking app.

Creativity Like Never Before

Last year, Samsung introduced Galaxy AI, ushering a new era of mobile experiences. This groundbreaking technology helped the Galaxy S Ultra series evolve into an even more indispensable tool for maximizing creative freedom. And now, your creativity is about to reach new heights.

Sketch to Image, now integrated into Drawing assist, is now evolving. Utilizing more than a single input, like drawing with S Pen or your finger, it is becoming a multimodal experience. Now you can breathe life into your ideas by sketching them, writing out a description of the image you want with text, or using the voice command say what to draw. If you can envision it, Galaxy AI can help you create it.

Let’s say you want to really let your imagination run wild. You can draw a cat using S Pen and then, with multimodal Galaxy AI, you can type a “spacesuit” to put your cat in a space suit and visualize them in outer space. Or maybe you’re thinking about your dream home. Using the S Pen, you make a quick drawing of the façade. But maybe you’re not sure where you want your dream home to be. Simply type some possible locations, like “by the beach” or “in the mountains” and Drawing assist will help you see your future home in a new light.

From Note to Ultra and Beyond

This level of creative freedom is built on a legacy of innovation that began in 2011, when we introduced the Galaxy Note to redefine what was creatively possible on a smartphone. That power and spirit of innovation lives on through the Galaxy S Ultra series, and it continues to evolve with Galaxy AI.

With One UI 7, Samsung’s first integrated AI platform, your phone will become a true AI companion that understands natural language through text and speech, as well as images. It will be a new standard of multimodal mobile AI that enables incredible creativity. But this is just a preview. Tune into Galaxy Unpacked on January 23, 2:00 AM PH Time to see how the next Galaxy S series can truly unleash your creativity. Join us as we unveil a new chapter in mobile AI – premium Galaxy innovations that bring seamless convenience into every moment of your life. The event will be streamed live on Samsung.com, Samsung Newsroom, and Samsung’s YouTube channel beginning at 2:00 AM PH Time.

Make sure to visit news.samsung/com/ph for all upcoming teasers, trailers and updates ahead of Unpacked 2025. Register to Galaxy Unpacked and get up to ₱5,000 e-voucher when you complete your registration by visiting https://www.samsung.com/ph/unpacked/.

Philippines’ digital lending market to potentially exceed US$ 1 billion in 2025

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During the ten months of 2024, both non-bank digital lenders and digital banks generated 58.9 million app downloads.

The digital lending market in the Philippines — consisting of duly-registered non-bank digital lenders and digital banks — could exceed US$ 1 billion in the second half of 2025, with likelihood of growth at an accelerated pace due to the high demand for online technologies from consumers.

New analysis from Digido revealed that in terms of market structure, non-bank digital lenders are expected to make up 55.2% or US$ 556.5 million during that timeframe while digital banks make up 44.8% or US$ 451 million.

The forecasted billion dollar market size is considerably higher than US$ 796 million expected by end-2024 and US$ 693 million tallied in 2023.

During the ten months of 2024, both non-bank digital lenders and digital banks generated 58.9 million app downloads. Should dynamics improve or maintain, Digido expects the total number of downloads for both non-bank digital lenders and digital banks to have reached approximately 73.5 million in 2024, 56.4% more than tallied in 2023.

From 2013 to 2023, the Philippines’ digital lending market has been growing at an average of 28% (or US$68 million) per year.

Commenting on the findings, Digido business development manager Rose Arreco said: “Our latest findings affirm the majority of Filipinos’ growing pivot towards digital sources of credit as part of their personal finance management. We are optimistic that these lending segments will be able to maintain their high growth rates in view of its accessibility for the financially underserved, progressive government support and various projects promoting further digitalization.”

“This growth trend is also largely determined by the fact that a third of the country's population is from Generation Z — a segment certainly ready to fully accept innovative solutions in the field of financial technologies for mobile applications,” Arreco added.

Services under the Digido platform are financed by Digido Finance Corp. with SEC Registration No. 202003056 and Certificate of Authority No. 1272.

Digido’s trusted services have been lauded by the Global Retail Banking Innovation Awards, International Finance Awards, World Business Outlook Awards, International Business Magazine Awards, Pan Finance Awards, The Global Economics Awards, the Global Banking & Finance Review and the Global Financial Market Review. ###

Achieve work-life balance this 2025 with these realme devices

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Explore realme’s picks for the new year

Every new year brings the chance to set fresh goals; this year, it’s all about finding that perfect work-life balance. A healthy mix of productivity and downtime is the key to thriving in both professional and personal life.

To help make this balance easier, realme has put together a lineup of gadgets that fit right into any lifestyle, whether the goal is to be more productive at work or learning to enjoy “me-time.” With a range of options, the realme Squad can choose to splurge or stick to a budget:

Boost productivity at work

For long workdays, the realme Pad 2 has everything needed to stay ahead of deadlines and boost productivity. The large 11.5” 120Hz 2K Display is fit for answering emails, reading the news, or sketching digital art.

The tablet’s 8360mAh Mega Battery ensures hours of uninterrupted work without worrying about running low on power. And when it’s time to recharge, it's 33W SUPERVOOC Charge minimizes downtime, allowing more time to finish the most urgent tasks.

Priced at P13,999 for the base 6GB+128GB LTE variant, the realme Pad 2 is Designed to Inspire, making it an ideal tablet for all-around productivity.

To maintain focus when working, the realme Buds T310 is a great choice for noise-cancelling earbuds with high-quality sound in a sleek design. These earbuds feature 46dB Hybrid Active Noise Cancellation, effectively blocking out distractions. The 12.4mm Dynamic Bass Driver produces rich, powerful sound, while 360° Spatial Audio offers a fully immersive listening experience.

Whatever the vibe is - music, podcasts, or a little peace and quiet, the realme Buds T310 is an all-in-one option for just P1,999.

Maximizing personal time

When it’s time to relax, the Squad can opt for the realme 13 5G. Built for gaming, this smartphone handles demanding games effortlessly while staying cool, thanks to its Vapor Chamber Cooling System. Its GT Mode optimizes the MediaTek Dimensity 6300 processor, delivering smooth and stable frame rates to win an intense battle.

Plus, the 120Hz FHD+ Eye Comfort Display is easy on the eyes—perfect for long hours of use. The generous 256GB storage provides ample room to install several games. All this comes at a price of P16,999, a smart choice for those who want Limitless Speed to Victory.

For a more affordable option, the realme Note 60x is durable and Built to Last. With an IP54 rating, it’s ready to handle dust and splashes, making it a dependable partner for browsing social media, messaging, and taking photos and videos.

Starting at just P4,299, the Squad can even expand the 3GB RAM through Dynamic RAM Expansion and get 5GB of extra virtual RAM for smoother performance.

As a new year begins, this lineup of realme devices makes embracing work-life balance feel achievable and exciting. To learn more about realme’s latest updates, visit the realme official website and follow realme on Facebook.

Marian Rivera's Dubai Trip, Shot on vivo X200 Pro

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Bring your travel moments to life, just like Marian Rivera's incredible shots with the vivo X200 Pro on Instagram!

Beyond its luxurious urban allure, Dubai is renowned for its iconic desert safaris, where tourists can experience the silky sands, exciting dune bashing, and breathtaking sunsets unlike any other in the world.

Marian's recent Instagram post takes us into her family's blissful Dubai adventure—and as expected, her desert fashion did not go unnoticed!

DongYan fans quickly poured into the comments section to gush over Marian’s carousel post, filled with Sixto’s charming portraits, Zia’s beaming smile, and a romantic couple shot with her husband Dingdong Dantes, all captured using her vivo X200 Pro!

"Making memories that will last a lifetime with my favorite people, all captured on my vivo phone! 🤎 #FamilyTime", Marian captioned.

Ending her content, Marian shared a beautiful view of the Dubai sand dune basking in the warm glow of the sunset.

Unmatched sharpness and detail with ZEISS lens

Marian's shots are proof of what’s possible with X200 Pro's 200MP ZEISS APO Telephoto camera!

Users can explore its five unique modes designed for every need: Telephoto HyperZoom, Telephoto Portrait, Telephoto Macro, Telephoto Sunshot/Nightscape and Telephoto Super Stage, bringing every shot into sharper focus.

If you want to take a sunset photo as stunning as Marian’s, the X200 Pro’s Telephoto Sunshot/Nightscape mode is your best choice. It helps you achieve incredible close-ups with DSLR-like quality, perfectly capturing the sun’s vibrant light and the tranquil warmth of the moment.

What's more, this mode enhances nightscape photography, keeping images crisp and clear, even in challenging or low-light environments.

So, day or night, expect nothing less than picture-perfect shots, especially when you're on your dream vacation, just like Marian’s unforgettable Dubai experience!

The vivo X200 Pro is available for Php 69,999, at vivo e-store, Shopee, Lazada, and authorized retail stores nationwide!

Start the Year Right with Effortless Cooking Using Toshiba’s Kitchen Tools Crafted for Convenience

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Toshiba’s innovative kitchen appliances are here to transform your culinary journey

As the New Year unfolds, it’s time to set the stage for new beginnings, new gatherings, and new culinary creations. The kitchen becomes a canvas where traditions are reimagined, flavors are elevated, and every meal is a celebration of artistry and innovation.

For home chefs who pour their heart and expertise into every dish, the kitchen deserves tools that elevate the cooking experience. Toshiba’s innovative kitchen appliances are here to transform your culinary journey, making it effortless and enjoyable as you take on the year’s flavorful creations.

Toshiba’s Lava Series 90CM Gas Range

The Toshiba Lava Series 90CM Gas Range is perfect for preparing ambitious feasts with ease and sophistication. Its ergonomic and spacious 115L oven accommodates large roasts and baked dishes, while its flame failure protection system ensures safe cooking, and it has a dark gray exterior sure to enhance the interior design of your kitchen. With five Sabaf burners, you can craft multiple dishes simultaneously, making it ideal for gatherings that call for efficiency without compromising quality.

Toshiba’s 30L Microwave Oven

For quick and seamless solutions, the Toshiba 30L Microwave Oven simplifies your daily tasks. With digital controls and 10 power levels, defrosting, reheating, and last-minute meal prep become effortless. Its sleek Inox stainless steel design adds modern elegance to your kitchen while keeping up with your busy lifestyle.

Toshiba’s 1.5L Blender

The Toshiba Blender turns food preparation into a breeze. Its one-touch digital control system, tri-blade cutting mechanism, and vortex technology ensure smooth sauces, creamy drinks, or finely ground spices in seconds—helping you create with confidence and speed.

Toshiba’s Digital Rice Cooker

Perfect rice is a must for any Filipino household, and the Toshiba Digital Rice Cooker delivers it flawlessly in style. Its dual heating technology ensures even cooking, while the Bincho Charcoal Nonstick Coating guarantees fluffy, flavorful results that stay warm for hours. With 11 preset functions and an LED display, it’s your go-to for creating diverse dishes with minimal effort.

Toshiba’s kitchen appliances redefine cooking, blending timeless Japanese quality with cutting-edge innovation. They are designed to inspire creativity, simplify your processes, and make every gathering stress-free and elegant.

This year, let your kitchen reflect your passion for excellence and your commitment to creating meaningful memories. With Toshiba by your side, you can focus on what truly matters—spending time with loved ones and celebrating life’s milestones.

Embrace the New Year in style and make every moment a masterpiece with Toshiba’s Japan-quality home appliance solutions. Visit https://www.toshiba-lifestyle.com/ph to explore more.