Aurora Music Festival Clark 2024 Unveils FWD Life Insurance As Official Insurance Partner

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Aurora Music Festival Clark 2024 proudly announces FWD Life Insurance (FWD Insurance) as its official insurance partner. Following its massive success last year, the OPM music festival is set to happen again on April 6-7 at the Clark Global City in Pampanga.

“FWD Insurance is excited to be part of this year’s Aurora Music Festival Clark, marking our 10th year with passion and enthusiasm. This collaboration mirrors our commitment to enabling Filipinos to celebrate living and offering them a memorable experience,” said Roche Vandenberghe, FWD Insurance Chief Marketing & Digital Business Officer.

Aurora Music Festival Clark and FWD Insurance offer festival goers this year with an unparalleled 1Oxperience, where every moment is amplified and every beat resonates with energy.

"We're excited to partner with FWD Insurance for this year's Aurora Music Festival in Clark! Life is defined by moments and our goal is to give our concertgoers an EPIC moment to remember." - Mr. Louie Alcantara, Owner of EPIC EVENTS ENTERTAINMENT PRODUCTIONS.

The two-day music festival provides a visual feast with a breathtaking display of more than 20 hot air balloons, and incredible live performances from some of the biggest and legendary OPM artists of today.

Moreover, attendees can anticipate more surprises during the vibrant Orange Segment presented by FWD Insurance. Exclusive FWD Orange Tickets will also be available for purchase beginning February 29. FWD Orange Ticket holders can revel in freebies and early festival access, to name a few – providing them with the ultimate music festival experience.

Get ready to amplify the beat and live the 1Oxperience at the Aurora Music Festival Clark 2024. Tickets are available via https://ticket.epiceventsph.com/, Shopee, and SM Tickets’ website and outlets.

For inquiries, please call 09674911488, 09670960373 or message our Official Facebook Page at @ClarkHotAirBalloonFest or @ClarkAuroraFest

#AuroraMusicFestClark2024

#EPICEVENTS

#FWD10xAuroraMusicFest

#CelebrateTheBeat

#CelebrateLiving

FACEBOOK:@ClarkHotAirBalloonFest @ClarkAuroraFest @fwdlife.ph

INSTAGRAM: @aurorafestival_

TIKTOK: @auroraclarkfest

VIBER CHANNEL: Aurora Music Festival

FWD supports financial inclusion with comprehensive health protection portfolio

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FWD Life Insurance (“FWD”) supports financial inclusion to cover the underserved sector of society who are vulnerable to critical illnesses through its comprehensive yet affordable health and wellbeing portfolio, which includes Vibrant Critical Illness Insurance, BIG 3 Critical Illness Insurance, and Set for Health Critical Illness Insurance. The portfolio covers costs of hospitalization, recovery from illness, and disease management, offering different premium tiers for customers from diverse financial situations.

“We continue to innovate our products so we can contribute in closing the protection gap, making everyone from all walks of life get the protection they need,” said FWD PH Chief Marketing and Digital Business Officer Roche Vandenberghe. “With these health protection plans, we’re changing the way people feel about insurance by encouraging them to invest in their health because they can now afford it.”

Being diagnosed with critical illness can be the beginning of financial concern for patients and their families. Open heart surgery alone, for example, may cost at least Php300,000 in a public hospital, depending on the disease and its severity. Given the grave risks posed by common critical illnesses, FWD took a proactive approach to help people prioritize their health and wellbeing through insurance protection. Filipinos now have access to comprehensive health protection that covers all bases while empowering them to celebrate living.

The Vibrant Critical Illness Insurance offers up to six times the claims for major critical illness, three times maximum claims for cancer and non-cancer respectively. It covers the insured from wellness to recovery, including proper health screening and maintenance, coverage from critical illnesses, and a supplement benefit for treatment and recovery. It also offers maturity or death benefit and minor critical illness benefit, among others. The plan allows consumers to customize their policy as necessary with protection boosters.

The BIG 3 Critical Illness Insurance is an easy-on-the-pocket, easy-to-buy, and easy-to-claim health plan that protects against the top three critical illnesses: stroke, heart attack, and early-to-late-stage cancer. It provides high protection at minimum cost, alleviating Filipinos’ health-related financial concerns. At an affordable premium, customers can buy up to a maximum of Php 2 million total aggregated health benefit amount. They may also take advantage of the reward of unlimited consultation with licensed physicians at Aventus Medical Inc. clinics nationwide. The BIG 3 Critical Illness Insurance is available via the FWD Online Shop at shop.fwd.com.ph.

The Set for Health Critical Illness Insurance, which covers 42 major critical illnesses and allows up to three times the claims for unrelated major critical illnesses. Dubbed as the zero-waste health plan, Set for Health guarantees that the insured gets a return from all premiums paid as it offers up to three times the claims for major critical illnesses, and 100% refund of the premiums paid if they never make a claim. Additionally, dependents get 100% of the benefit amount should the insured pass away before age 75. This plan is available via reaching out to a financial advisor or the FWD Online Shop, and it offers flexible payment options so customers can pay under their preferred terms.

Important financial decisions require help from professionals. Customers can talk to FWD’s financial advisors to seek expert advice on which plans they need, depending on their background and life plans. For more information about FWD Life Insurance’s health and wellbeing products, visit fwd.com.ph/health-and-wellbeing/.

About FWD Life Insurance

FWD Life Insurance Corporation (FWD Life Insurance) launched its commercial operations in September 2014. As of end-2021, FWD Life Insurance ranks 3rd and 5th in terms of Paid-up Capital1 and Total Premium Income2, respectively in the Philippines.

FWD Group is a pan-Asian life insurance business with more than 10 million customers across 10 markets, including some of the fastest-growing insurance markets in the world. FWD reached its 10-year anniversary in 2023. The company is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.

For more information, please visit fwd.com.ph.

1 www.insurance.gov.ph > Statistics > Life > 2021 > Based on Paid-Up Capital

2 www.insurance.gov.ph > Statistics > Life > 2021 > Based on Total Premium Income

FWD launches “The One” to offer customizable coverage for Filipinos across multiple generations

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FWD Life Insurance (“FWD”) launches FWD The One, a customizable coverage plan to meet the lifestyle and financial needs of multiple generations of Filipinos, from Gen Z to 70 years old.

Easily accessible online, FWD The One reflects the current generation’s definition of what finding ‘the one’ means for them: a perfect partner; a lifelong passion; an advocacy; or, a personal goal. FWD designed the product to be flexible for different life stages and to support customers’ evolving digital habits. This makes FWD The One customizable, with benefits that will serve as the ideal lifelong insurance for different generations.

Roche Vandenberghe, FWD Chief Marketing and Digital Business Officer

“Gen Zers are living their lives very differently to those of previous generations – this means there is no longer a one size fits all model for addressing people’s financial needs across their lifetimes. As an innovative, caring and different insurer, we’re also aware that older generations need access to coverage that meets their specific needs. To support our vision of changing the way people feel about insurance, we designed FWD The One to be digitally accessible, affordable, and customizable to help Filipinos across generations get the protection they need with ease and confidence,” said FWD Chief Marketing and Digital Business Officer, Roche Vandenberghe.

FWD The One is available to Filipinos aged 18 to 70 who are legal residents of the Philippines for at least six months, with no medical tests required during application. It’s easy to buy through FWD’s online shop, with the starting premium as low as Php 330, based on the customer’s age, budget and protection needs. Customers can customize their plan and add coverage on top of life insurance, such as coverage against 42 major critical illnesses and accidental death benefit. For those who want a higher benefit amount, they can reach out directly to FWD financial advisors.

FWD The One Media Event on January 31, 2PM - 4PM at Bloom Cafe + Bar 2 Greenbelt Dr, Makati, Metro Manila.

This latest innovative product comes with four options: 

The One for Life, which offers death benefit; The One for Life and Critical Illness, which provides a combination of both death and critical illness benefits; The One for Life and Accident, which bundles death benefit with accidental death benefit; and The One for Life, Accident, and Critical Illness, which covers all three benefits.

The death benefit is renewable until age 99, while the accidental death and critical illness benefits are renewable until the insured reaches 79 years old. Upon purchase of FWD The One insurance plan, customers will be rewarded with a cup of coffee redeemable within 20 days.

“FWD The One is really for everyone, whether you’re just starting your career or already planning for retirement. You can create your own The One so you can celebrate living with no limitations,” said Roche.

To learn more about FWD The One and customize the right protection for you, visit shop.fwd.com.ph/bundled-insurance/the-one/.

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About FWD Life Insurance

FWD Life Insurance Corporation (FWD Life Insurance) launched its commercial operations in September 2014. As of end-2021, FWD Life Insurance ranks 3rd and 5th in terms of Paid-up Capital1 and Total Premium Income2, respectively.

FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest growing insurance markets in the world. Established in 2013, FWD is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.

For more information, please visit fwd.com.ph

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1 www.insurance.gov.ph>Statistics>Life>2021>Based on Paid-up Capital

2 www.insurance .gov.ph>Statistics>Life>2021>Based on Total Premium Income

Journalist and now entrepreneur and farmer Ces Oreňa-Drilon: ‘It’s really passion that moves you forward.’

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Ces Oreňa-Drilon has never met a story she wasn’t passionate about pursuing or a challenge she didn’t face head-on with a positive spirit.

Ces Drilon leaves her comfort zone to try new things like digital, farming, \

and starting her own business.

When the former reporter and Bandila anchor lost her job when ABS-CBN’s franchise was not renewed at the height of the pandemic in 2020, Ces turned to farming and entrepreneurship to sustain her. Out of the newsroom, she also explored digital platforms to reach her audiences.

Ces, who was also former Content Acquisition Head of ABS-CBN Lifestyle Ecosystem Group, says, “Leaving the anchor’s chair was my own decision because I wanted to leave my comfort zone and try new things like digital. So, I took the plunge and tried my hand at livestreaming. I was very nervous at first because I was communicating to a younger audience, which I was not used to. But to my surprise it became one of the best things I did during the pandemic. I was so happy, and my fear of having dead air and talking to 20-year-olds was unfounded. It was also a new way of generating income during the pandemic.”

The award-winning broadcast journalist who, for over 30 years, was on our TV sets chasing hard news and feature stories found that there was a whole new world away from the newsroom. It may be a cliché but it’s true that when a door closes, a window opens.

For Ces, it was becoming an entrepreneur, content creator, and a farmer. She founded and launched Provenciana, which produces smudge sticks or bundles of dried herbs that you burn to produce a cleansing cloud of smoke for positive energy; soaps; and other natural home products.

“I learned to adapt and try new things because the road to success is never a straight line. For me the secret to success is enjoying what you do, and also to savor life’s little pleasures. Don’t forget to celebrate living.”

How Ces Drilon manifested her dreams

Ces began her journalism career in 1984. As a rookie reporter, she had to work long hours and be very diligent about the stories she was assigned to do to build credibility.

“I love the craft. I love the challenge of being able to combine words and video, and being able to distil a very complicated issue into two minutes.”

In the end, she says, all this paid off. “It’s really the passion that moves you forward because the job of being a field reporter is very demanding. If you begin early, you reap the benefits of what you sow. Your commitment, your dedication will bear fruit as a reporter, and consistency is key. In the beginning, I was open to a lot of opportunities and challenges without being so conscious about the pay knowing that payback would come later. Alam niyo, success doesn’t come overnight but over time.”

She took new challenges and explored new ground as she worked her way up the newsroom. “Learning new things and new skills is so fulfilling. And it’s good to leave one’s comfort zone.”

Ces Drilon believes FWD Life Insurance’s Manifest, an investment-linked insurance, 

is a wise plan to have.

Like many women, she successfully balanced a demanding career with her other role as a single parent to four young boys. This pushed her to think long and hard about her financial wellbeing.

“I started investing when I was a reporter. I bought insurance for myself and for my kids because I wanted to protect my family. When you have protection, you can take calculated risks with the hope of earning bigger returns. You know, after I lost my job of over 30 years, pivoting to a new venture like Provenciana was easier because I was financially prepared and had a back-up plan. Sound financial planning will grow and protect what you’ve built.”

For that she believes FWD Life Insurance’s Manifest, an investment-linked insurance, is a wise plan to have. “FWD Manifest gives you strong life protection and smart wealth investment. And because it has protection and investment components, you can manifest your dreams with more confidence and less worries,” she says.

Knowing that she’s protected and her family is secure also gives her the courage to venture and expand her new life as an entrepreneur.

“I will be giving greater focus to farming this second half of 2022 aside from growing all the things that Provenciana needs. I want to eventually live there (in the farm). The aim is really to be able to go back to basics and to tap the healing and nurturing properties of Philippine endemic plants.”

To Ces, success is being able to build something that will outlast her. “Success also means leaving the world a better place than when you found it. So, I dedicate this to my children.”

“I manifested my dreams and I know you can, too. Invest and manifest your future with FWD Manifest.”

To know more about FWD Manifest, schedule a free consultation with an FWD financial advisor.

FWD records its highest growth in 2022 MDRT membership, reaches top 3 in the Philippines

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FWD Life Insurance Philippines (FWD PH) achieves its highest membership growth at 164% in the 2022 Million Dollar Round Table (MDRT), putting it in this year’s top three of the MDRT Top 10 Companies in the Philippines.

FWD Group also climbed four places from last year, ranking sixth in the MDRT Top 10 Multinational Companies rankings.

The MDRT is a global independent association recognized as the standard of excellence in the life insurance and financial services industries. The association requires members to serve customers by exemplary performance and the highest standards of ethics, knowledge, service, and productivity.

“We’ve been nurturing next-generation financial advisors and leaders who are committed to revolutionizing the industry with innovations to protect more Filipinos. The highest MDRT membership growth recognizes our commitment in providing best-in-class customer experience,” said Li Hao Zhuang, FWD PH President and CEO. He adds that while FWD is growing, it continues to strive to offer the best agency career path in the insurance industry, leveraging technology and intensive training.

Jun Marasigan, FWD PH Chief Agency Officer, affirms that FWD wants to sustain a growth trend in its MDRT membership by strengthening its MDRT culture. “We encourage our financial advisors to be part of the top 1% of MDRT members across the world. Join the FWD team and we’ll assist you to be MDRT members too. We’re looking to attracting and grooming top financial advisors in line with a standard of excellence that supports our vision of changing the way people feel about insurance,” Jun claims.

Globally, only a small number of life insurance and financial services professionals meet MDRT’s membership criteria. In the Philippines, FWD’s Elite Agency Strategic Initiatives contributed to the development of financial advisors and financial solutions consultants by giving them professional training in the MDRT culture, including Elite Learning, Elite Digital, Elite Affiliates, and Elite Coach – all designed to help expand market reach and enhance overall customer experience.

To talk to an FWD financial advisor or find out how to become an FWD financial advisor, visit fwd.com.ph/.

About FWD Group

FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest growing insurance markets in the world. Established in 2013, FWD is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.

For more information please visit www.fwd.com

About FWD Life Insurance

FWD Life Insurance Corporation (FWD Life Insurance) launched its commercial operations in September 2014. As of end-2021, FWD Life Insurance ranks 2nd and 5th in terms of Paid-up Capital1 and Total Premium Income2, respectively.

FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest growing insurance markets in the world. In the Philippines, FWD has 18 business hubs located in key cities nationwide, with its headquarters in Bonifacio Global City in Taguig.

Established in 2013, FWD is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.

For more information, please visit fwd.com.ph.

1 www.insurance.gov.ph > Statistics > Life > 2021 > Based on Paid-Up Capital

2 www.insurance.gov.ph > Statistics > Life > 2021 > Based on Total Premium Income

FWD Life Insurance announces new Tacloban Hub

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FWD Life Insurance announces the official opening of its 18th and latest hub in Leyte’s capital city of Tacloban. The FWD Tacloban Hub simultaneously serves the Eastern Visayas region to expand the coverage in the country.

Pintados performed to celebrate living during the opening of FWD Tacloban Hub.

The FWD Tacloban Hub opened in November 2020 amidst the pandemic and proceeded with its operations and local recruitment. With the easing of pandemic-related restrictions this year, FWD held festivities featuring a cultural dance by local pintados (tattooed “warriors”) that Tacloban is known for.

Li Hao Zhuang, FWD Life Insurance President and CEO said the resilience that Taclobanons have shown against difficult events, from typhoon Yolanda to the pandemic, shows the positive spirit of Filipinos.

A motorcade converges right in front of the Tacloban City Center Park where the new FWD business hub is located.

“We celebrate this spirit through the new Tacloban hub to provide better access to life and financial insurance that aims to help Taclobanons get back on their feet and improve their lives,” Li Hao said. “Our newest hub in Tacloban motivates us to continue to work to reach more Filipinos. The hub opened during a challenging time, but we celebrate living with the people of Tacloban and we remain optimistic.”

FWD continues to innovate with product propositions that cater to the evolving needs and lifestyles of Filipinos. Li Hao affirms that the new FWD Tacloban Hub allows Taclobanons and the rest of the Eastern Visayas region to experience a brand of insurance that is easy to know, easy to buy, easy to claim, easy to engage, and easy to love.

Jun Marasigan, FWD Life Insurance Chief Agency Officer added that the new Tacloban hub continues to recruit Taclobanons as FWD agents. He emphasized that FWD has a strong agency team with multiple Million Dollar Round Table (MDRT) awardees serving Tacloban. MDRT is the global benchmark of excellence in the life insurance and financial services industries.

“Our agents have grown, performing well and creating an impressive track record in servicing the people of Tacloban,” Jun said. “We strive to support Tacloban and the rest of Eastern Visayas. We see a huge potential in the region and plan to grow aggressively, and we’re looking for talents to join us as financial advisors. We’re committed to work towards reaching and covering more Filipinos and change the way they feel about insurance.”

FWD Tacloban hub is accepting local talents to hire as financial advisors.

FWD recognizes Tacloban's resilience against challenging events.

"We celebrate living with the people of Tacloban and we remain optimistic," says FWD Life Insurance President and CEO Li Hao Zhuang.

FWD Tacloban hub provides life and financial insurance for Tacloban and the rest of Eastern Visayas.

To find out more about FWD insurance products, visit fwd.com.ph/products/. FWD Tacloban business hub is located at the Tacloban City Center Park, Real Street in Brgy. Aslum, Sagkahan.

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About FWD Life Insurance

FWD Life Insurance Corporation (FWD Life Insurance) launched its commercial operations in September 2014. As of end-2021, FWD Life Insurance ranks 2nd and 5th in terms of Paid-up Capital1 and Total Premium Income2, respectively.

FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest growing insurance markets in the world. In the Philippines, FWD has 18 business hubs located in key cities nationwide, with its headquarters in Bonifacio Global City in Taguig.

Established in 2013, FWD is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.

For more information, please visit fwd.com.ph.

1 www.insurance.gov.ph > Statistics > Life > 2021 > Based on Paid-Up Capital

2 www.insurance.gov.ph > Statistics > Life > 2021 > Based on Total Premium Income

Human-centered, tech-driven strategy define FWD’s future of work

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FWD Life Insurance is equipping its employees with an app built in-house complemented by a new human-centered office design in its head office in BGC, Taguig. This is the latest FWD Anywhere initiative, which embraces different styles of working and is aligned with FWD’s global Group Environmental, Social and Governance (ESG) strategy of harnessing value in its people’s talents.

“Our people are what make us a vibrant and dynamic workplace. The pandemic gave us an opportunity to further our efforts on celebrating their unique strengths and explore innovative solutions to create an environment where everyone can do their best work while boosting their health and wellbeing,” says FWD Life Insurance President and CEO Li Hao Zhuang.

Workspace Plus

FWD’s exclusive work management app called Workspace+ was the result of an evaluation of the employees’ needs as the world moves toward the next normal. The Insurer’s hybrid work arrangement is the future of work that offers its employees greater flexibility.

FWD employees have the choice to work from the office 50% of the time, and they are given the freedom to work from anywhere for the remaining half. Employees use the app to agree with their managers and teams in advance of their work schedule, reserve work desks and parking spaces at the office building. They confirm their reservation simply by scanning the QR code in the app to check in – all to provide a positive experience in the tech-enabled hybrid work setup.

Vita Marie Guillen, FWD’s Chief People and Culture Officer, says that FWD’s key priority is the wellbeing of its employees. “We care about our employees’ overall health. It’s part of our DNA and it defines how we work. By giving them these tools, we enable them to efficiently plan their schedule in the office, balance quality time at home, and afford them the opportunity of sustainable behavioral change,” Vita affirms.

FWD has been implementing a “work from anywhere” policy since 2018. Initially designed to help ease employees’ daily traffic and commuting woes when the pandemic lockdowns and quarantine protocols were implemented by the government, all FWD needed to do was enhance its hybrid work plan and fully enforce it into the future of work.

Human-centered workplace

FWD refurbished its BGC head office in a way that enhances employee experience, focusing on building a collaborative, supportive and respectful environment, and giving priority to employees’ physical, mental and social wellbeing.

They are given the best seats right by the floor-to-ceiling windows and corner spots where natural light streams and a spectacular view of the bustling city can be seen.

The new office is generous with space to promote social distancing, at the same time encouraging employees to move around freely and be physically active, including the option of standing work desks. The pantry is big enough to double as a huddle area. Collaborative areas are conducive not just for brainstorming sessions but socializing as well.

Creativity and innovation pervade the atmosphere. The state-of-the art media studio is designed to allow FWD creators to produce valuable, quality content for its customers. The orange brand color dominates the entire office to fuel passion, vibrance and dynamism among the employees. Greenery and trellises in the Innovation area add to the inspiring work atmosphere. Meeting rooms have been assigned names after popular Filipino festivals such as ‘Ati-atihan’, ‘Sinulog’ and ‘Dinagyang’ not only to promote local culture but to also reaffirm the company’s tagline: Celebrate living.

“We intend to celebrate diversity and innovation in the way we work toward the next normal with a motivated workforce who will continue changing the way people feel about insurance,” concludes Li Hao.

Learn how FWD talents nurture career and self-growth and check out available careers and job openings to join the team’s future of work.

About FWD Life Insurance

FWD Life Insurance Corporation (FWD Life Insurance) launched its commercial operations in September 2014. As of end-2020, FWD Life Insurance ranks 2nd and 4th in terms of Paid-up Capital1 and New Business Annual Premium Equivalent2, respectively.

FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest growing insurance markets in the world. In the Philippines, FWD has 17 business hubs located in key cities nationwide, with its headquarters in Bonifacio Global City in Taguig.

Established in 2013, FWD is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.

For more information, please visit fwd.com.ph.

1 www.insurance.gov.ph > Statistics > Life > 2020 > Based on Paid-Up Capital

2 www.insurance.gov.ph > Statistics > Life > 2020 > Based on New Business Annual Premium Equivalent

Experts agree: joyfulness is the best medicine

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When we focus on attaining overall health and wellbeing, we get to live life with joyfulness. With joy in our hearts, there is so much more we can do to lead a better quality of life physically, emotionally, mentally, socially and financially to complete our holistic health and wellbeing.

In a virtual discussion organized by FWD Life Insurance, specialists and professionals shared their thoughts on the topic: Joyfulness is the Best Medicine, and how it relates to holistic health and wellbeing.

According to acclaimed physician Dr. Ging Zamora, there is a scientific connection between joyfulness and overall health. “There is a science behind the saying that happy people live longer. Being joyful can have a positive impact on one's health, by improving the immune system, lowering the risk of cardiovascular disease, and others. This is why choosing to be in a state of joy is an important exercise we must strive to do every day,” said Dr. Ging.

Turning to physical health, fitness consultant and coach Jim Saret affirmed Dr. Ging’s explanation, quoting various research and studies that prove joyfulness can influence a person’s health habits, “Studies show that joyful people are more likely to exercise, eat healthy foods, sleep better and avoid smoking. If you have a good sense of wellbeing, it's easier to maintain good habits: exercising, eating a balanced diet and getting enough sleep.”

Roche Vandenberghe, VP and Head of Marketing of FWD Life Insurance, also pointed out that financial fitness is an important part of holistic health and wellbeing. “There is joy in knowing you have yourself and your family’s future protected with insurance. For FWD, our commitment is to provide health protection plans that go beyond illness coverage by having built-in benefits that encourage health and well-being so they can do more and celebrate living with utmost joy,” Roche said.

Dr. Shake Hocson, on the other hand, emphasized the effect of joyfulness in an individual’s mental, emotional and social state, saying that “joyfulness is the best medicine because it is the true and pure delight of your heart and soul that transcends regardless of the person and condition.”

Roche made reference to FWD’s innovative Health Bundle, where customers can choose a variable universal life (VUL) base plan from either Set for Life or Manifest. These products, she said, not only provide protection against critical illnesses but also help customers grow and protect their financial investment. KanMend, on the other hand, is the starter plan that likewise covers for critical illness and gives cash reward for confinement due to COVID-19 or COVID-19 vaccination at an affordable price making it accessible to everyone, even for gifting.

Another novel FWD product is Set for Health, which offers “zero-waste health protection”. This means every premium paid works for plan owners: they can claim up to 3x for unrelated major critical illnesses and waives all premiums on the first major critical illness diagnosis so they can focus on their recovery. If they never make a major critical illness claim by age 75, they will get back 100% of their paid premiums. This way, the owner has the freedom to keep the money as additional retirement fund or savings to maintain their state of health and well-being.

Indeed, it is important to look after ourselves as a whole – physically, emotionally, mentally, socially and financially – so we can attain joyfulness and live a fulfilled life.

To know more about FWD Life Insurance health products, visit www.fwd.com.ph/products.

To learn more about how you can live the joy of wellbeing, visit www.fwd.com.ph/health-and-wellbeing.

 

About FWD Life Insurance 

FWD Life Insurance Corporation (FWD Life Insurance) launched its commercial operations in September 2014. As of end-2020, FWD Life Insurance ranks 2nd and 4th in terms of Paid-up Capital1 and New Business Annual Premium Equivalent2, respectively.

FWD Group is a pan-Asian life insurance business with approximately 10 million customers across 10 markets, including some of the fastest growing insurance markets in the world. In the Philippines, FWD has 17 business hubs located in key cities nationwide, with its headquarters in Bonifacio Global City in Taguig.

Established in 2013, FWD is focused on making the insurance journey simpler, faster and smoother, with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance.

For more information, please visit fwd.com.ph.

 

1 www.insurance.gov.ph > Statistics > Life > 2020 > Based on Paid-Up Capital

2 www.insurance.gov.ph > Statistics > Life > 2020 > Based on New Business Annual Premium Equivalent

 

FWD Life Insurance covers COVID-19 and vaccine complications in affordable plans

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FWD Life Insurance announced the inclusion of COVID-19-related coverage reward through affordable and digitally accessible insurance plans that provide life, accident and critical illness protection. In partnership with Pacific Cross Insurance, the reward covers in-patient treatment of diagnosed COVID-19 illness or complications from COVID-19 vaccinations.

The reward comes with every new purchase of FWD Life Insurance’s KanMend, KanLive, KanGuard or a combination of all three in one protection plan. Customers can claim their cash rewards amounting from PhP30k to PhP90k regardless of their hospital bills from confinement for COVID-19 or vaccination complications. The benefit is on top of their Health Maintenance Organization (HMO) and other health plans.

“We constantly look to innovate our products and services with the goal to meet current needs and conditions with our vision of changing the way people feel about insurance. We’re here to help them prepare for any eventuality that the pandemic may cause so they can continue to celebrate living with their loved ones,” said Li Hao Zhuang, President and CEO of FWD Life Insurance.

The reward comes at an opportune time when the virus continues to mutate in spite of ongoing global vaccination efforts. FWD Life Insurance designed it in such a way that customers can purchase their preferred plan conveniently and easily through the online insurance shop without needing to go through underwriting or submitting medical history.

KanMend is a starter critical illness coverage plan that protects against 42 critical illnesses like cancer, heart disease, or meningitis. It comes with six months of free telemedicine service from KonsultaMD. KanLive is a life protection plan that provides beneficiaries with financial support in case of the insured’s death. It comes with one year of unlimited medical consultation at Aventus Medical, Inc. clinics nationwide. KanGuard is an accident insurance plan that provides cash benefit in case of the insured’s death or total and permanent disability from an accident anywhere in the world. It comes with one-year global emergency services via Assist America.

KanMend, KanLive and KanGuard are available at FWD Life Insurance’s online store, shop.fwd.com.ph.