Upgrade Your Home for Less: Home Credit and SM Appliance Center Launch Grand Pay Hulugan Promo with 0% Down Payment and Three-Appliance Bundle Deals

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Enjoy 0% down payment for eligible customers, bundle up to three appliances, and bring home the upgrades you've been dreaming of this August and September

For many Filipino households, appliance upgrades often stay on the wish list because of the significant upfront costs involved. To help more Filipino families turn their wishes to reality sooner,  Home Credit Philippines and SM Appliance Center are bringing back the much-anticipated Grand Pay Hulugan Promo, running from August 1 to September 30, 2026.

Through the promo, customers can enjoy exclusive offers on selected appliances, including 0% down payment for eligible customers, and the opportunity to purchase a bundle of up to three items through Home Credit's flexible installment plans.

Whether it's replacing an aging refrigerator, upgrading to a more efficient washing machine, bringing home a new air conditioner, or finally purchasing a bigger television for family movie nights, the Grand Pay Hulugan Promo makes appliance upgrades more accessible and affordable.

More than simply making purchases possible, Home Credit serves as a dependable partner that empowers Filipinos to invest in products that improve their quality of life.  "At Home Credit, we understand that appliances are important investments that support families' everyday lives. Through the Grand Pay Hulugan Promo, we're making it easier for customers to access the products they need today while managing payments comfortably over time," said Puneet Suneja, Chief Sales Officer, Home Credit Philippines

More Value, More Convenience

Customers visiting any SM Appliance Center stores nationwide can take advantage of the promo's exclusive benefits, including:

• 0% Down Payment for eligible customers
• Bundle purchase of up to three items in a single transaction
• Up to 40% off on select appliances
• 0% interest for up to 18 months

These offers allow customers to maximize their purchases and bring home multiple appliances that can enhance their homes and everyday experiences.

Upgrade Your Home Today

The Grand Pay Hulugan Promo is available in all SM Appliance Center stores nationwide from August 1 to September 30, 2026. Customers who are planning to upgrade their homes can visit their nearest SM Appliance Center branch or download the Home Credit App to learn more about available financing offers.

For the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or follow its official Facebook, Instagram, and TikTok accounts.   

Upgrade your home for less with Home Credit and SM Appliance Center's 2025 Grand Pay Hulugan Sale!

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Get up to 45% Off and 0% interest on select home appliances and electronics from Feb 1 to Mar 31, 2025

Looking to upgrade your home without breaking the bank? Now’s the perfect time! 

Home Credit Philippines (HCPH) and SM Appliance Center are teaming up once again to bring Filipinos huge savings and hassle-free financing with the 2025 Grand Pay Hulugan sale!

From February 1 to March 31, 2025, shoppers can enjoy incredible deals on a wide range of home essentials at all SM Appliance Center branches nationwide. This exclusive in-store promo offers up to 45% off on select items, making it easier than ever to buy quality appliances at unbeatable prices. Payments are now more manageable at 0% interest for up to 18 months, so you can invest in the appliances you need without worrying about additional costs.

Plus, you can now process a loan for up to three items in a single transaction, allowing for a more convenient way to upgrade multiple appliances all at once. The sale includes a wide selection of products, from refrigerators and air conditioners (aircon) to washing machines, smart TVs, kitchen appliances, audio systems, and more.

Whether you're looking for a new refrigerator to keep groceries fresh, an energy-efficient aircon to stay cool this summer, a washing machine to simplify laundry days, or a smart TV for a better entertainment experience, the 2025 Grand Pay Hulugan Sale has something for everyone.

This exclusive promo is available for all in-store transactions at all SM Appliance Center branches nationwide.

Don't miss this time-limited opportunity! Head to your nearest SM Appliance Center store today and take advantage of Home Credit’s budget-friendly installment plans and massive discounts. Promo ends on March 31, 2025.

To learn more about the latest updates from Home Credit Philippines, visit the official Home Credit website. You may also follow its official Facebook, Instagram, and TikTok accounts.  

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).