Your Mid-Year Money Reset: Five Ways to Make the Rest of 2026 Count

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There's something about the middle of the year that makes people reassess everything: the routines they've kept, the goals they've quietly abandoned, and the habits they want to change. Money shouldn't be any different.

 

Halfway through 2026 isn't just another milestone on the calendar, it's an opportunity to check whether your financial habits are still helping you get where you want to go. Because the smartest financial plans aren't the ones you never change, they're the ones that evolve as life does.

 

Whether your priorities have shifted or you're simply looking to finish the year stronger, here are six practical ways to give your finances a mid-year reset with Maya, the country's #1 Digital Bank and leading all-in-one fintech platform.

 

1. Ask yourself if you're still saving for the right goal

One of the biggest misconceptions about financial planning is that your goals should stay the same all year; but life changes. The trip you wanted to take may have become an emergency fund, a gadget can wait while home repairs suddenly take priority, or maybe you've accomplished one goal and it's time to start another.

 

That's not falling behind. That's adapting.

With Maya Personal Goals, users can create up to five personalized savings goals while earning up to 8% interest p.a., making it easier to save separately for everything from travel and emergencies to bigger life milestones.

 

2. Give your savings a promotion

If your savings account is simply holding your money, it might be worth asking: Could it be doing more?

 

A mid-year reset isn't just about saving more. It's about making the money you've already saved continue working in the background.

 

With Maya Savings, users can earn up to 15% interest p.a., credited daily, while keeping their funds accessible whenever they need them.

 

For money that won't be needed anytime soon, Maya Time Deposit Plus offers another way to grow savings over a fixed period with rates of up to 6% p.a. and the flexibility to top up funds anytime.

 

Because even small adjustments today can make a meaningful difference by year-end.

 

3. Make every peso do more than one job

One habit worth carrying into the second half of the year? Getting more value from the spending you're already doing. Whether it's rewards, cashback, or perks, everyday expenses don't have to end once you've paid the bill.

 

With the Maya Black Credit Card, cardholders earn up to 10x Maya Miles at Maya Black Preferred merchants, while its Visa-powered acceptance makes it easy to use whether you're dining locally or traveling abroad. Those Maya Miles can be redeemed for vouchers for shopping, dining, and more, helping stretch the value of purchases you've already made.

 

Meanwhile, the Landers Cashback Everywhere Credit Card offers 5% cashback at Landers, 2% cashback on dining, and 1% cashback on most purchases. Cardholders also enjoy a ₱7.00-per-liter fuel discount at Landers-Caltex stations.

 

4. Don't mistake flexibility for falling behind

Not every financial surprise comes from overspending, sometimes expenses simply arrive all at once: a family celebration, repairs, school-related expenses, or even holiday bookings. Even well-planned budgets can feel stretched when timing doesn't cooperate.

 

For bigger purchases that you'd rather spread out over time, Maya's Mini Payments feature lets eligible purchases be converted into 3, 6, 9, or 12-month installment plans at a fixed add-on interest rate at 1% per month, with zero processing fees on Mini Payments created until September 30, 2026.

 

For more unexpected financial needs, Maya Easy Credit[1] offers access to up to ₱50,000, repayable within 30 days. Meanwhile, Maya Personal Loan[2] provides up to ₱400,000 with flexible monthly repayment terms—all within the Maya app and without the usual paperwork or collateral.

 

5. Don’t let predictable expenses catch you by surprise

Some of the biggest expenses each year aren't actually unexpected, they're simply easy to underestimate.

 

Holiday shopping, year-end travel, family celebrations, and school-related costs tend to arrive around the same time, putting extra pressure on monthly budgets.

 

Planning for them doesn't necessarily mean setting aside huge amounts overnight. Giving yourself a few extra months to prepare can make those expenses feel much more manageable when they eventually come around.

 

For longer-term goals, Maya Time Deposit Plus lets users grow their savings with rates of up to 6% p.a., while offering the flexibility to top up funds anytime, making it easier to prepare today for what's already on the horizon.

 

Halfway through the year isn't a finish line or a report card. It's simply a chance to pause and ask whether your money is still supporting the life you're trying to build.

 

Maybe your priorities have changed. Maybe your spending habits have improved. Or maybe the goals you set in January no longer reflect where you are today. That's not a setback, it's part of life.

 

Just as we regularly reassess our work, our routines, and our personal goals, our finances deserve the same kind of attention. A mid-year reset is an opportunity to make sure your savings, spending, and financial habits still align with what matters most today.

 

After all, there's still half a year left to make meaningful progress.

To know more, visit maya.ph or mayabank.ph, and follow @makeyourmoneymaya on Facebook, Instagram, YouTube, and TikTok to stay updated. Approval and offer are subject to credit evaluation. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph. For 24/7 assistance, visit the Help Center in the Maya app or call us from 8 AM to 7 PM daily at +632 8845-7788.

 

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[1] Approval and offer are subject to credit evaluation.

[2] Approval and offer are subject to credit evaluation.

Manulife Philippines Appoints Erwin Go as Chief Corporate Solutions and Alternative Distribution Officer

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Manulife Philippines, the local arm of leading international financial services provider Manulife, has appointed Erwin Go as Chief Corporate Solutions and Alternative Distribution Officer. In this role, he joins the company’s executive committee.

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Go joins the insurer’s executive committee, reinforcing Manulife’s focus on expanding corporate solutions and multi-channel growth

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Go will lead the development and execution of Manulife Philippines’ corporate solutions and alternative distribution strategy, strengthening capabilities across group insurance, partnerships, and emerging distribution channels. His appointment underscores the company’s focus on diversifying growth and enhancing customer and partner experiences.

“Erwin has been instrumental in advancing our Corporate Solutions and Alternative Distribution business, bringing strong commercial leadership and deep industry expertise,” said Rahul Hora, President and Chief Executive Officer, Manulife Philippines. “His ability to drive growth while building high-performing teams and strong client relationships positions us to capture new opportunities and deliver greater value to our customers and partners.”

“I’m honored to take on this role at an exciting time for Manulife Philippines,” said Erwin Go, Chief Corporate Solutions and Alternative Distribution Officer, Manulife Philippines. “We see strong opportunities to deepen partnerships, expand our corporate solutions portfolio, and deliver more relevant, customer-focused offerings that help Filipinos live longer, healthier, and more financially secure lives. I look forward to working closely with our teams and partners to accelerate growth and innovation across the business.”

The Little Zions Pediatric Medical Group: CAMANAVA’s First Child-Friendly Pediatric Clinic with a Dedicated Play Area

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The Little Zions Pediatric Medical Group proudly introduces a first in CAMANAVA: a child-friendly pediatric clinic with a dedicated play area, designed to make healthcare feel less scary and more comforting for children and families.

For many kids, a clinic visit can feel like a big moment. The unfamiliar surroundings, waiting time, and medical procedures can sometimes make them feel nervous even before they meet the doctor. But at The Little Zions Pediatric Medical Group, the goal is to change that experience from something children fear into something they can slowly feel comfortable with.

Instead of the usual clinic setup that may feel too serious or intimidating for young patients, TLZ Pediatrics created a warmer and more welcoming space where children can feel seen, safe, and cared for. At the heart of this experience is its dedicated play area, a feature designed to help kids relax, stay engaged, and feel more at ease while waiting for their consultation.

Making Clinic Visits More Child-Friendly

The idea is simple but meaningful: when children feel comfortable in their environment, the entire healthcare experience becomes better. A playful and child-centered space can help ease anxiety, build trust, and create a more positive association with visiting the doctor.

Through its dedicated play area, TLZ Pediatrics gives children a space where they can enjoy, explore, and feel welcomed. It helps turn waiting time into a lighter and more positive experience, giving families a clinic visit that feels less stressful and more supportive.

This child-friendly approach reflects the clinic’s commitment to pediatric care that goes beyond consultation. It is about creating a healthcare environment where children are not only treated, but also understood.

Care for Children and Families

While TLZ Pediatrics is centered on children’s healthcare, the clinic also provides services that support the needs of families. Its healthcare services include pediatric consultation, adult consultation, in-clinic consultation, ENT consultation, teleconsultation, vaccination, developmental assessment, nebulization, circumcision, animal bite services, intravenous medication, wound suturing, and incision and drainage.

By combining medical care with a warm and child-friendly environment, The Little Zions Pediatric Medical Group continues to redefine what a pediatric clinic experience can be.

More than just a place for checkups, TLZ Pediatrics is building a space where children can feel safe, parents can feel supported, and every visit can become a more positive healthcare journey.

With branches in Gen. T. De Leon, Malinta, and Dalanan in Valenzuela City, TLZ Pediatrics continues to make quality and child-friendly healthcare more accessible to families. Beginning its journey in Valenzuela, TLZ Pediatrics is set to bring its child-friendly healthcare experience closer to more families as it expands across the CAMANAVA area by 2027.

To learn more about The Little Zions Pediatric Medical Group and its child-friendly healthcare experience, visit www.tlzpedia.com.

How the OPPO Find N6 is Replacing the Laptop for the Modern CEO

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The modern workday rarely happens in one place. One moment you're reviewing a presentation before a client meeting, the next you're responding to emails from the airport or approving creative assets while heading to your next appointment. For today's entrepreneurs, executives, and business leaders, productivity is no longer confined to the office. It  actually happens wherever work takes them.

Recognizing this shift, OPPO designed the OPPO Find N6 to be more than just a foldable smartphone. With its expansive display, desktop-inspired multitasking features, flagship performance, and seamless cross-device connectivity, the OPPO Find N6 is redefining what professionals can accomplish from a single device.

For entrepreneur, creative director, and OPPO Find N6 ambassador Vince Uy, that's exactly what makes the device stand out.

"The biggest challenge is shifting between creative direction, business decisions, client work, content, fashion, and travel all in one day," Vince shares. "The OPPO Find N6 helps because it gives me a bigger workspace without making me carry another device. The 8.12-inch foldable display and Zero-Feel Crease screen make reviewing layouts, decks, references, and visuals feel more natural, especially when I'm working on the go."

A Desktop-Class Workspace That Fits in Your Pocket

One of the OPPO Find N6's biggest productivity advantages is Free-Flow Window, OPPO's desktop-inspired multitasking feature that transforms the foldable display into a highly efficient workspace.

Instead of constantly switching between applications, users can open multiple apps simultaneously and move seamlessly between tasks. Reviewing a presentation while replying to emails, joining a video meeting while taking notes, or comparing spreadsheets alongside reference materials becomes effortless on the device's expansive 8.12-inch inner display.

Photo by Vince Uy

Combined with the industry's Zero-Feel Crease, the Find N6 delivers a viewing experience that feels remarkably natural, making extended work sessions more comfortable whether you're editing documents, reviewing proposals, or planning your next business trip.

Designed for Professionals Who Rarely Sit Still

Business today moves fast, and so do the people leading it. The OPPO  Find N6's ultra-slim foldable design makes it easy to carry throughout the day without sacrificing screen size or productivity. Whether tucked into a blazer pocket during meetings or slipped into a carry-on while traveling, it offers the versatility of a tablet in a compact form factor.

For Vince, this flexibility has fundamentally changed the way he works.

"There were days when I could leave my laptop behind and still review presentations, answer emails, approve visuals, join calls, and edit content from one device," he says. "That's what surprised me most—it doesn't feel like a phone trying to be productive; it feels like a proper work tool that happens to fit in my bag."

Built to Keep Up With Demanding Workdays

At the core of the OPPO Find N6 is the Qualcomm Snapdragon® 8 Elite Gen 5 Mobile Platform, providing the performance professionals need for multitasking, content editing, video conferencing, and productivity-intensive applications.

Its 6000mAh OPPO Silicon-Carbon Battery ensures users can power through long meetings, flights, and full workdays with confidence, while 100W SUPERVOOC™ Flash Charge minimizes downtime when it's time to recharge.

The device is also protected by Armour Shield Architecture and backed by IP56, IP58, and IP59 water and dust resistance, giving professionals added confidence whether they're working from the office, on location, or while traveling.

Work Across Ecosystems Without Missing a Beat

Modern professionals rarely rely on just one device. Many move between smartphones, tablets, Macs, and PCs throughout the day.

Photo by Vince Uy

With Cross-Ecosystem Connect, the OPPO Find N6 makes it easier to transfer files, photos, presentations, and documents between OPPO and Apple devices, enabling a smoother workflow without unnecessary interruptions. Whether finalizing a presentation on a MacBook after reviewing it on the Find N6 or quickly sharing creative assets across devices, users can stay focused on the task rather than the transfer process.

Together with the dedicated Snap Key, which provides quick access to essential functions and shortcuts, the Find N6 is designed to remove friction from everyday work.

Productivity That Adapts to Every Situation

The beauty of the OPPO Find N6 lies not just in its performance, but in how naturally it adapts to different moments throughout the day.

"My favorite thing is the flexibility," Vince says. "Folded, it's easy for meetings, events, and quick messages. Opened, it becomes this immersive screen for work, content, and travel planning. As someone who moves between advertising, fashion, and being constantly in transit, I like that it keeps up without feeling bulky or limiting."

Whether it's preparing for a board meeting, reviewing campaign concepts, organizing travel plans, or simply catching up on emails between appointments, the Find N6 transitions effortlessly from work mode to everyday life.

A New Era of Mobile Productivity

As the boundaries between work, creativity, and mobility continue to blur, professionals need devices that can keep pace with their evolving routines.

The OPPO Find N6 rises to the challenge by combining desktop-class multitasking through Free-Flow Window, a spacious foldable display, flagship performance, seamless cross-ecosystem connectivity, and durable premium engineering into one remarkably portable device.

For today's CEOs, entrepreneurs, and business leaders, it isn't just another foldable smartphone. It may just be the device that finally lets them leave the laptop behind.

The OPPO Find N6 is priced at PHP 139,999. Customers can also enjoy exclusive offers and freebies available for a limited time. Globe subscribers can avail of the Find N6 through GPlan 2499 with PHP 73,600 cashout, while Smart users can purchase the device under Smart Infinity Plan 5000, with exclusive benefits.

To know more about the OPPO Find Series, visit OPPO Philippines’ official website at www.oppo.com/ph/ or OPPO Philippines’ official social media pages on Facebook, YouTube, and TikTok.

Alpha Southeast Asia Recognizes SM's Governance and Sustainability Leadership

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SM Investments Corporation, the parent company of the SM Group, was recognized by Hong Kong-based investment publication Alpha Southeast Asia for its corporate governance and sustainability reporting, reflecting the confidence of investors and analysts in how the company is managed and how it reports its performance.

SM Investments Executive Vice President for Treasury, Finance and Planning Erwin G. Pato receives the Best CFO in the Philippines award from Alpha Southeast Asia Publisher Siddiq Bazarwala.

In the publication's 16th Annual Poll of Southeast Asia's Top Companies, SM Investments was named the Philippines' Best in Strategic CSR & ESG Reporting. The company also ranked among the Top Five Philippine companies for Strongest Adherence to Corporate Governance and Best Senior Management in Investor Relations Support.

"Recognition like this matters because it reflects the confidence of investors and analysts," said SM Investments President and Chief Executive Officer Frederic C. DyBuncio. "Good corporate governance is about making sound decisions, being transparent about our performance, and creating long-term value. Sustainability is a very important part of how we do that."

“These awards point to a company that not only communicates sustainability priorities clearly, but also pairs that with visible leadership engagement and sound governance discipline,” said Siddiq Bazarwala, Publisher, Alpha Southeast Asia.

For SM Investments, sustainability is part of good governance. It helps guide decisions, strengthen accountability, and support the company's long-term growth while creating value for shareholders and other stakeholders.

SM Investments Executive Vice President for Treasury, Finance and Planning Erwin G. Pato was also named as the Best CFO in the Philippines.

The annual poll gathered responses from more than 580 investors and analysts across Southeast Asia, the United States, and Europe, including fund managers, institutional investors, insurance companies, pension funds, private banks, and buy- and sell-side analysts.

Alpha Southeast Asia's annual poll is one of the region's leading perception-based surveys, recognizing listed companies for excellence in financial management, corporate governance, strategic CSR and ESG reporting, and investor relations.

More than 3,000 qualified market participants were invited to participate in the survey, which was conducted from January to April 2026.