Simplifying success: PSBank celebrates 64 years of excellence by helping Filipinos realize their financial goals

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Philippine Savings Bank (PSBank) marks its 64th anniversary with a continued commitment to delivering simple, reliable, and innovative banking services that help Filipinos achieve their financial goals, from growing their hard-earned money, to homeownership, vehicle financing, and more.

A Legacy of Financial Growth

PSBank’s sustained financial growth is fueled by strong loan demand and a customer-focused approach. In 2023, the bank achieved a record-high net income of PhP 4.53 billion, a 23% increase from the previous year. The first half of 2024 saw continued success, with net income reaching PhP 2.56 billion.[1] PSBank stands as the leading thrift bank in the Philippines in terms of total assets as of end-March 2024[2], further cementing its strong position in the consumer banking sector and maintaining leadership in the auto loan market among local thrift banks[3].

Simple Lang, Maaasahan: Simple and Fast Loan Approval Process

PSBank has been making strides in simplifying the loan application process, offering quick and easy approvals to customers looking to invest in homes and vehicles. PSBank aims to help Filipinos move forward with their financial goals without delay.

The Bank’s total gross loan portfolio registered a 10% growth or PhP 132 billion by the end of June 2024 versus last year's PhP 120 billion, with auto loan as its driver for growth. With its commitment to making loan approvals fast and easy, PSBank ensures that Filipinos can access their financial needs with minimal hassle. It also has a wide variety of home loan accredited developers and auto loan partners that aspiring homeowners and car buyers can choose from.

Simplified Banking Experience Through Innovation

Throughout its 64-year history, PSBank has consistently embraced innovation to meet the evolving needs of its customers. With the commitment to being always forward, over the years the Bank introduces products and services to make Filipinos banking transactions more straightforward and seamless.

PSBank Mobile app enables customers to manage accounts and make transactions anytime, anywhere. Its online account opening only requires one valid ID, a selfie, and a few taps on the app, one can open a Peso Savings account. Mobile Time Deposit placement, meanwhile, allows opening a time deposit via the app for a minimum placement of PhP10,000 and it can earn within 30, 60, or 90 days. No need to take a bank errand when depositing checks to have it cleared. Simply take a photo using PSBank Mobile and the check will automatically be deposited (for clients with at least PhP50,000 average balance).

Apart from the Bank’s mobile app bills payment service, in 2023, PSBank allowed payments via quick response (QR) code for billings issued by participating merchants using QR Ph, the country’s QR code standard. This enhancement not only leads to better and more effortless customer and merchant experiences, but also to greater usage of digital payments aligned with the BSP’s push for a cashless society.

The Bank’s ongoing digital transformation also includes cutting-edge services like cardless withdrawal wherein PSBank ATM cardholders can withdraw at any PSBank ATMs even without their cards; Queue Anywhere service allows clients to create a queue ticket for their bank transaction online to skip the wait time at lining up during their branch visit. For those traveling to the North or South of Luzon, one can load Autosweep and Easytrip Toll RFIDs real-time with PSBank’s Toll RFID reload feature.

In continuously stepping up its efforts to assure clients that there are systems in place in securing their accounts, clients can lock access to their accounts on platforms they don’t usually use, ensuring that access to their PSBank accounts is restricted to their preferred and regularly utilized channels. They also have the option to lock or unlock their ATM card, an extra layer of security against unauthorized transactions.

PSBank is always forward to simplifying every Filipino’s banking experience and to push it further, PSBank launched the "Ito Simple" campaign, reinforcing its commitment to simplicity and reliability. This campaign depicts the rawness of the daily routine and usual life struggles of most Filipinos--there may be the hard way of doing things, but there is also the PSBank way– providing accessible and straightforward financial solutions that meet their everyday needs.

For more information on PSBank’s products and services, visit psbank.com.ph or follow PSBank on Facebook, Instagram, and TikTok.

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[1] Philippine Savings Bank, PSBank hit record PhP2.56B Net Income in 1H2024, up 18%. https://www.psbank.com.ph/whats-new/

[2] Bangko Sentral ng Pilipinas, Thrift Bank Total Assets as of 31 March 2024. https://www.bsp.gov.ph/Statistics/Financial%20Statements/Thrift/assets.aspx

[3] Philippine Savings Bank, 2023 Annual Report, p. 3 https://www.psbank.com.ph/media/7891/2023-psbank-annual-report.pdf

Remove unwanted elements with vivo V40's AI Erase feature

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The newly launched vivo V40 has an AI Eraser feature that can easily eliminate unwanted objects or photobombers.

The feature was demonstrated at the vivo V40 Grand Launch held at Okada Manila with National Basketball Association (NBA) seven-time champion Robert Horry.

As a part of vivo’s partnership with the NBA, Horry was the event's star guest. At the AI Erase photowall, Horry posed for a picture and effortlessly removed a distracting blue platform from the shot using the feature.

To use vivo V40's AI Erase tool, simply encircle or tap on the elements you wish to remove. The feature ensures that every photo is flawless, putting the focus entirely on the subject.

Visit:  https://www.facebook.com/vivo.philippines/videos/1716233545581475/

The AI Erase is a game-changer for those who value picture-perfect moments, whether they’re capturing memories or sharing them on social media.

It takes convenience and creativity to the next level, helping users achieve a professional look in just a few taps.

Before vivo V40's AI Erase | Image courtesy of Christian Peña

After vivo V40's AI Erase | Image courtesy of Christian Peña

Pre-orders for the vivo V40 are available until September 27, offering customers an exclusive Php 2,000 discount when they reserve their phone with a Php 500 deposit.

Starting at Php 26,999, the vivo V40 will be ready for claiming from September 28 to October 6. Customers who pre-order will also receive a free vivo TWS 3e worth Php 1,999.

Visit any vivo store or shop online through the vivo website, Shopee, and Lazada to secure your vivo V40 today.

Experience the power of pro-level portrait photography with vivo V40's ZEISS All Main Camera and the innovative AI Erase feature!

No Crying Wolfie: Grab Books and Goods Before Big Bad Wolf Bids Bacolod “Bye-bye!”

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Calling all Wolfies of Bacolod! 

Big Bad Wolf is packing up and leaving town in a few days, so run now and get ready for one last feast at the Ground Floor, North Wing, SM City Bacolod until September 29, from 10:00 AM to 10:00 PM daily. Don’t miss the chance to fill up on amazing finds and great deals!

Still on our spread are unbelievable discounts and special promos that you just can’t pass up! Over two million titles are still at 95% off, and attendees who will participate in Wolfie’s Challenge of the Day get a chance to win a P500 Book Voucher. What’s more is that Metrobank credit cardholders can take advantage of a 3-month 0% installment promo for single-receipt purchases worth a minimum of P3,000, as well as a free 1-pc Chicken McDo meal for purchases of the same minimum amount. Returning Wolfies can still get a 5% discount on purchases when they bring their old Big Bad Wolf tote bag from last year. Plus, there’s a chance to win over P50,000 worth of furnishings from Swedish furnishing brand IKEA.

If you think that’s all, you’re wrong! Big Bad Wolf also has a special treat that is  exclusively for students and teachers! Registered Big Bad Wolf members who are part of the academe get 5% off on English books when they wear their uniform or present their school ID at the cashier. No minimum spend needed. Details of the promo will be released on Big Bad Wolf’s social media pages, so keep an eye out!

Adding to the excitement are limited edition tote bags that you can get only until the last day of the Bacolod book sale, September 29. Grab one for yourself, bring along a friend, and check out the other awesome merch too!  

Are you searching for something that will renew your zest for life? Perhaps a guide to finding “the one”? Or maybe a storybook that will take the young ones on an incredible adventure? All these and more are treasures waiting for you. But wait! While you’re at it, you can share your well-loved treasures with someone else too. Donate a book or two at the Book Sale! Books will be donated to the Department of Social Welfare and Development for a farther reach to different communities.

In the spirit of giving, let’s not forget that it’s “-ber” season already and the holidays are fast approaching! Kick off your holiday gift shopping at the Big Bad Wolf Bacolod Book Sale! With amazing deals and a wide selection, you’re sure to bring home a perfect book for you.  

No, we’re not crying “wolf” with our deals and discounts, but you’re a Wolfie who might just cry if you miss the last few days of the Big Bad Wolf Book Sale. Hurry now because the books and the goods are hot and ready for the taking. Explore genres, hunt down the titles on your wishlist, and make the most out of our deals before they’re all gobbled up!

What are you waiting for? Visit the Big Bad Wolf Book Sale at the Ground Floor, North Wing, SM City Bacolod, happening until September 29. Doors open from 10 AM to 10 PM. Gather your pack and catch the Big Bad Wolf before it goes! We’ll see you there!

For more information regarding Big Bad Wolf’s current and upcoming Book Sales, you can visit their website or check out their social media accounts (Facebook | Instagram) 

IVO and Ace Hardware step up sustainability efforts

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A leading name in water purification and a popular retail brand are renewing their commitment to a sustainable future by rolling out more eco-friendly water filters nationwide.

 Shaina Magdayao,  IVO’s ambassadress

IVO is expanding its availability to more than 100 Ace Hardware stores by the end of the year. This new partnership seeks to offer a simple and effective way to use less plastic.

What IVO offers

Good things really do come in small packages, like a water filter. IVO may be tiny, but it is packed with benefits. Backed by Japanese technology, IVO ensures that the tap water you drink is safe and fresh. It uses advanced technology such as the hollow membrane, used in dialysis to purify blood, to catch even the smallest contaminants.

In addition to its technology, IVO helps address plastic pollution, one of the largest contributors to climate change. According to Oceana, a marine protection group, two garbage trucks’ worth of plastic is dumped into the ocean every minute. This staggering amount highlights the urgent need for sustainable products like IVO.

Each IVO filter can purify up to 1,500 liters, equivalent to 79 large water jugs or 5,000 small plastic bottles. IVO simplifies life by removing the need to constantly purchase water stored in bulky containers.

Additionally, IVO is practical for everyday use. It eliminates the need to buy and carry bulky water containers. By simply attaching the filter to their faucet, users enjoy a continuous supply of clean water.

Shared commitment

“The wider availability of our products is part of our ongoing commitment to provide alternative solutions for a sustainable future,” said Donna Yan, President of IVO Philippines. “Through our partnership with Ace Hardware, we hope to empower more households and businesses to take steps in minimizing their plastic footprint,” she added.

IVO and Ace Hardware launch at the SM Megamall, September 26, 2024.

From left: Ivan Manzo- Product Manager, IVO Joan Diego- Toray; Adrian Tan- Toray; Inna Alonso- Business Development Manager, IVO; Hiroyuki Iwaki- Toray; Donna Yan- President, IVO; Shaina Magdayao- IVO Ambassador; Mon Albert- Head of In-store Marketing, Ace Hardware; Jeremy Techico- Merchandising Division Head, Ace Hardware; Ronald Roldan- Head of Marketing, Ace Hardware; Edwin Ting - SVP Operations, Ace Hardware; Nicolas Dy - Deputy General Manager, Ace Hardware

ACE Hardware shares IVO’s passion for sustainable practices, as shown by its consistent support of green initiatives over the years.

Ace Hardware recently won two awards at the Retail Asia Awards 2024 for its best practices. The company was named ‘Retailer of the Year – Philippines’ and received ‘Customer Service Initiative of the Year.’

In 2022, the Retail Asia also recognized Ace Hardware for promoting sustainable products through the “Green Finds” program. The Retail Asia Awards recognize top innovations in the region's retail industry.

Impact of partnership

The collaboration goes beyond increased market visibility. Because of Ace Hardware’s wide reach, more Filipinos can benefit from high-quality, eco-friendly filter. The more Filipinos switch to sustainable solutions, the better it is for the Earth. The partnership is also a call to action – so that other businesses may follow suit and minimize their environmental footprint.

https://enjoyingwonderfulworld.blogspot.com/2024/09/ivo-hits-over-100-ace-hardware-shelves.html

Global Award-winning HONOR Magic V3 is confirmed to arrive in PH!

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HONOR is on top of the world, literally – participating in a Guinness World Record, HONOR Magic V3 is coming soon in PH

The leading global smart devices provider, HONOR, is launching the HONOR Magic V3 in the Philippines which is the brand’s thinnest foldable phone to date.

"We are excited to introduce the slimmer and stronger foldable phone of HONOR. Its premium look has more than meets the eye which we can’t wait to unveil soon," said Stephen Cheng, Vice President of HONOR Philippines

In the recent Guinness world-breaking record of the American architect and card-stacking extraordinaire Bryan Berg, the HONOR Magic V3 successfully sat on top of the tallest house of cards in 8 hours, and at 54 levels high.

Official Photos of Bryan Berg from the Guinness World Records

The HONOR Magic V3 is built with AI, backed up by Google and has the highest water durability rating. It has an improved processor compared to HONOR Magic V2 and is ever stronger with titanium hinge for seamless folds.

The eagerly awaited HONOR Magic V3 will be fully unveiled soon, presenting its industry-leading specifications. Stay tuned for more updates on this exciting launch!

For more updates on the spectacular specs of the HONOR Magic V3, follow through HONOR Philippines’ social media platforms: Facebook (Facebook.com/HonorPhilippines), Instagram (Instagram.com/honorph/) and TikTok Shop: (Tiktok.com/@honorphilippines). To check out HONOR’s complete list of retail stores, go to https://www.hihonor.com/ph/retailers/.