Empowering resilience: Home Credit PH champions cybersecurity with Risk Compliance Audit Week 2024

Tweet

Annual event equips employees with essential skills in data protection and compliance amid rising cyber threats

Home Credit Philippines (HCPH), the country’s leading consumer finance company, has underscored its dedication to data protection, data security, data privacy, and compliance by hosting its annual Risk Compliance Audit (RCA) Week. This initiative aims to foster a culture of vigilance and responsibility among employees, empowering them with essential skills in safeguarding sensitive information and mitigating potential risks.

Under this year’s theme, PAOER! Prepare, Adapt, Overcome = Empowering Resilience, HCPH’s RCA Week engaged employees in a series of events and training sessions designed to strengthen the company’s protective risk culture. Through dedicated information hubs set up across offices, employees accessed interactive resources and reviewed policies on data security and compliance, enhancing their readiness to protect against risks in real time.

“Building a protective culture is fundamental to who we are as a company. By equipping our people with a proactive mindset toward risk, we are not only protecting Home Credit but also reinforcing the trust our customers place in us. Our RCA Week is a concrete step in empowering our workforce to handle today’s complexities with confidence." Ihor Kruchynenko, HCPH Chief Risk Officer, said.

Leveraging experts’ insights in mitigating risks

Among the highlights of this year’s RCA Week was the virtual Expert Insights series, which featured leading voices in data security and compliance.

Meralco Vice President and Data Privacy Officer Atty. Francis Acero opened the series with a session on secure data handling practices to mitigate breach risks. Meanwhile, Vanguard Screening Solutions Co-Founder and Chief Executive Officer Jan Michael Espino followed with insights on the role of data protection in fraud prevention, emphasizing the importance of vigilance and compliance in safeguarding assets.

Rounding out the series was Atty. Rainer Anthony M. Milanes, former Chief of the Compliance and Monitoring Division at the National Privacy Commission, who discussed the necessity of protecting sensitive personal information within the finance sector to maintain trust and regulatory compliance.

In addition to expert sessions, employees received daily email briefings on key risk and compliance topics, reinforcing takeaways from each session and promoting a continuous learning environment. This comprehensive approach enabled employees to develop a robust understanding of risk mitigation strategies and the critical role each team member plays in maintaining a secure, compliant workplace.

Data breaches in the finance sector

The latest Data Breach Notification Management System report from the National Privacy Commission points to a worrying trend in data security within the financial services sector.

In the Philippines, financial services ranked among the top five sectors reporting security incidents in 2023 and 2024. By September 2024, at least 25 personal data breaches had been reported in this sector, underscoring the high stakes involved in protecting sensitive financial information.

Human error stands out as a major factor, responsible for nearly half of these breaches. This suggests that, while technology may provide strong data protection tools, the human component is often a weak link. Simple mistakes, whether due to inadequate knowledge or minor lapses in judgment, can inadvertently expose sensitive information, leading to serious consequences for both the company and its clients.

This data serves as a clear call to action for financial service institutions to prioritize data protection training. With the rapid digitization of financial services, it is more important than ever for employees to be equipped with practical skills in data protection, privacy, and security to prevent these kinds of incidents.

In response to these alarming findings, HCPH’s RCA Week demonstrates the company’s proactive commitment to addressing these risks head-on. By educating employees through practical training and fostering a culture of responsibility, RCA Week directly tackles the root causes of human error in data breaches, bolstering HCPH’s defenses and enhancing its reputation as a trusted consumer finance partner.

“For us at Home Credit, this initiative is more than a series of trainings. It’s a testament to our unwavering dedication to a protective risk culture that drives sustainable growth and resilience. By fostering a workforce skilled in navigating risks and committed to data security best practices, we not only strengthen our defenses but also set a high standard of accountability and trust in the industry,” Kruchynenko concluded.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

15 Years, Countless Stories: Big Bad Wolf Books Celebrates with Exciting Book Sale in Davao

Tweet

Davaoeños, the world's biggest book sale is coming to town to celebrate 15 years of making books accessible and affordable! This year, Big Bad Wolf Books is having a 10-day book lover’s wonderland, offering over 2 million books, incredible promos, and special surprises that Davaoeños are sure to love. Big Bad Wolf Books is bringing all the fun and festivities at The Tent, Azuela Cove, Davao City, from November 22 to December 1, from 10:00 AM to 12:00 Midnight daily.

It’s been a decade and a half since Big Bad Wolf Books began their mission to spread the magic of reading, and it shows no signs of stopping! This time, Big Bad Wolf Books is bringing a one-of-a-kind experience that’s even bigger and better than before. Here are 10 reasons why you shouldn't miss Big Bad Wolf Books Davao Book Sale!

1. IKEA’S First Time in Davao

The Swedish furnishing brand IKEA is coming to Davao with Big Bad Wolf Books for the first time! IKEA prepared a very special cozy display where Wolfies can rest, read, and even enjoy some snacks. What’s more is that IKEA is also having an exciting promo! For a minimum spend of P3,000 at the book sale, attendees can get the chance to win  P50,000 worth of furnishings from IKEA!

2. Big Bad Wolf Howliday Christmas Market

Holiday shopping shouldn’t be stressful! That’s why Big Bad Wolf Books is hosting a Christmas Howliday Market at the book sale. With hours that go up until 12:00 Midnight daily, expect various food stalls, acoustic sessions, and bouncy castle fun for the kids. Wolfies can ease up and get into the holiday spirit as they enjoy stocking up on festive reads. With the yuletide season just around the corner, it’s also the perfect time to find the perfect gift for loved ones.

3. Wolfies’ Midnight Madness

Big Bad Wolf is extending its hours past Midnight at the book sale! On Fridays and Saturdays, that’s November 22 to 23 and November 29 to 30, Big Bad Wolf Books is keeping the book sale’s doors open from 12:00 Midnight to 2:00 AM for an incredible late-night hunt filled with exclusive deals and promos. With more time to secure books and exciting surprises waiting, Wolfies are sure to howl for joy.

4. Ayala Malls and Seda Hotel Giveaway

Davaoeños are in for a special treat because Ayala Malls and Seda Hotel are hosting a raffle giveaway! For a minimum spend of P5,000, attendees can get the chance to win an overnight stay at Seda Hotel or a gift certificate from Ayala Malls. Get your totes ready because you might just be one of these lucky Wolfies:

●        4 winners of an overnight stay at Seda Hotel

●        12 winners of Ayala Malls gift certificate worth P1,000

●        13 winners of Ayala Malls gift certificate worth P500

The raffle winners will be announced at the end of the book sale, so stay tuned to Big Bad Wolf Books social media pages for updates.

5. Metrobank’s Exclusive Promo

Making its way back to Davao, Metrobank is also spreading joy at the book sale. The official bank partner for the Big Bad Wolf Book Sale is offering Metrobank credit cardholders an exclusive 3-month 0% installment promo for single-receipt purchases worth a minimum of P3,000. With this amazing promo, Wolfies will have a more enjoyable time filling up their baskets!

6. Mega Book Collection

With over 2 million titles from the US, UK, and Malaysia, attendees will never run out of options. Mystery, romance, children’s literature, biographies – you name it, Big Bad Wolf Books got it. Furthermore, the latest releases will also be available at the book sale, so Wolfies can enjoy the newest reads this holiday season. Don’t snooze on these fresh finds and be the first to secure them!

 

 

7. Mind-blowing Discounts

All of the books at the book sale are still up to 95% off. Whether you’re on a budget or on a quest to build a personal library, you're sure to bag great finds at affordable prices. Admission is also free, so everyone can make the most out of the incredible deals at the book sale.

8. Gathering of the Pack

The book sale is a great place to bring your family and friends! There is something for everyone. Make the hunt more exciting by bringing over your loved ones to the book sale and finding great reads together. Plus, the book sale is a place where you can meet fellow book lovers. You might find people with a similar taste in genre and make a friend or two!

9. Igniting a Passion for Reading

Whether you’re stuck in a reading slump or have been wanting to start your reading journey for a while now, the book sale is the perfect place for you. With a mountain of books to survey and a magical buzz in the air, the book sale  is an avenue for you to rekindle your love for books or to discover the joy of reading.

10. Limited Edition Finds

Apart from amazing books, Big Bad Wolf Books is also bringing exclusive limited edition merch to the book sale in Davao. Special totebags, notebooks, and more exciting items are yours for the taking! You won’t find them elsewhere, so better catch them at the book sale!

Big Bad Wolf Books is making sure that its 15th year celebration will bring joy to all. Staying committed to its mission, Big Bad Wolf Books continuously works with DSWD to share the gift of reading to underprivileged communities. Wolfies can purchase new books at the book sale and donate books to help promote literacy and increase readership  across the country.

Big Bad Wolf Books is pulling out all the stops at this year’s book sale in Davao. With exciting new deals, unbelievable discounts, an incredible collection of books, this is a book sale you can’t pass up. What are you waiting for? Go get your shoes on, grab your totes, and head over to the book sale for an unforgettable Big Bad Wolf Book Sale experience. Make sure to follow Big Bad Wolf Books’ social media to stay updated!

For more information regarding Big Bad Wolf’s current and upcoming Book Sales, you can visit their website or check out their social media accounts (Facebook | Instagram) 

Leading the Way in AI Laundry Solutions Since 2019: LG WashTowers Designed for Smarter Living

Tweet

AI-driven laundry care with award-winning design, proven reliability and a record-setting patent portfolio set LG apart

For over five years, LG Electronics has been at the forefront of laundry technology with its AI Direct Drive™ (AI DD™), a revolutionary innovation that combines intelligent care with advanced fabric protection. Long before others introduced similar technologies, LG was already delivering AI-powered laundry solutions that set the standard for the industry.

LG is taking its innovation to new heights, offering consumers even more advanced, personalized laundry solutions that showcase its leadership in the market.

A Proven Track Record of Firsts and Excellence

LG has consistently led the way in innovation, becoming the first to produce AI DD™, a revolutionary innovation that uses deep learning to optimize wash patterns. Using deep learning, AI DD™ automatically detects laundry weight and fabric softness to optimize wash patterns for each load, ensuring the best care for every garment. Going beyond just fabric labels, LG’s AI DD™ evaluates garment quality to provide personalized care and protect clothing, setting a new standard in laundry technology.

Durability Backed by Unrivaled Recognition and Patents

LG’s commitment to durability is validated by independent recognition, such as its 5-star reliability rating from US Consumer Reports, a score that sets it apart from others in the industry. Few can match LG’s performance in this area, highlighting the brand’s dedication to creating appliances that stand the test of time and provide long-lasting peace of mind for users.

Adding to its dominance, LG began with AI DD™ technology having 660 motor-related patents since its launch in 2019 which has only steadily grown in number since then, highlighting its commitment to innovation and performance in laundry technology. This unmatched portfolio of innovations not only positions LG as the leader in cutting-edge motor technology but also reflects its relentless pursuit of smarter, more efficient solutions—ensuring consumers benefit from industry-first technologies and the most advanced laundry care available today.

Smart, Sleek, and Efficient: 

Experience the Future of Laundry with LG’s WashTowers

Both models feature LG’s AI DD™ technology, which uses deep learning to automatically detect laundry weight and fabric softness for a customized wash that ensures optimal care for every load. The innovative Prepare to Dry feature pre-heats the dryer as the wash cycle nears its end, streamlining the laundry process and saving you time. Additionally, Smart Pairing automatically syncs the washer and dryer settings, so your laundry is dried with the ideal cycle for each load. These advanced features, combined with LG’s commitment to performance and convenience, continue to set the bar for what laundry appliances can achieve.

21/17KG WashTower™ All-In-One Stacked Washer Dryer 

With an impressive 21KG washer and 17KG dryer capacity, the WT2117 WashTower™ is designed for maximum efficiency and convenience. making it the ideal choice for large families or heavy-duty laundry needs. Built for durability, it features LG ThinQ™ integration allowing users to control and monitor cycles effortlessly. 

14/10KG Objet WashTower™ All-In-One Stacked Washer Dryer 

Part of the Objet Collection, the WT1410 WashTower™ combines elegant design with high performance. Its 14KG washer and 10KG dryer capacity fits into a sleek, space-saving unit, ideal for modern homes that demand both functionality and style.

As other competitors work to catch up, LG remains the trusted name in AI-powered laundry care, consistently innovating for a better life at home. 

For more information about LG’s WashTower lineup and other advanced laundry solutions, visit https://www.lg.com/ph/washer-dryers/.

Globe celebrates G DAY with Digital Thumbprint Program school tour, promotes digital safety and ethical AI use

Tweet

Reaffirming its dedication to promoting digital citizenship and online safety, Globe held a school tour as part of the annual G DAY celebration, bringing its Digital Thumbprint Program (DTP) to five schools nationwide.

The training workshops were held at Pamantasan ng Lungsod ng Marikina, STI Caloocan, Pamantasan ng Lungsod ng Maynila, Bintawan National High School in Nueva Vizcaya, and the University of Southern Mindanao, which brought together over 1,000 students.

The Digital Thumbprint Program is a series of capacity-building workshops organized by Globe that aim to empower students and communities by promoting responsible digital citizenship and raising awareness about online safety, digital discernment, cybersecurity, mental health and wellness, and the sustainable use of technology.

The need for such programs is urgent. The Philippines faces significant challenges with online sexual abuse and exploitation of children (OSAEC). Exacerbated by high internet usage, poverty rates, and advanced digital technologies, the country ranked second globally in cyber tip reports on child sexual abuse, with nearly 2.8 million incidents recorded by the National Center for Missing and Exploited Children (NCMEC) in 2022. The International Justice Mission estimates that one in 100 Filipino children has been trafficked for online exploitation.

Globe’s DTP initiative empowers students, teachers, and parents to proactively protect themselves and their communities from online risks, aligning with Globe’s mission to create a safer and more inclusive digital space. In 2023, Globe blocked over 404,730 malicious sites and links associated with child exploitation, illegal gambling, and online piracy — a 45% increase from the previous year — demonstrating its continued commitment to online safety.

In light of the increasing relevance of artificial intelligence (AI), Globe has expanded DTP to include discussions on AI ethics. The LinkedIn and Microsoft 2024 Annual Work Trend Index (WTI) study revealed that 71% of employers prefer candidates with AI skills, highlighting the need for students to understand and navigate AI responsibly.

The Globe team with students of the Pamantasan ng Lungsod ng Marikina at the recent DTP session held at the university.

At the Pamantasan ng Lungsod ng Marikina, 50 students from the College of Criminology participated in a session designed to provide them with skills to safeguard their communities from online dangers. This training supports their future roles in public safety, especially in combating cybercrime.

Carlo Santos, Globe Senior Director for Analytics and Stakeholder Engagement, speaks during the DTP Session at the Pamantasan ng Lungsod ng Maynila.

Students found the DTP Learning Hour helpful for raising awareness about online security. Key takeaways included avoiding scams by verifying emails, texts, and links, being cautious with public Wi-Fi, and thinking before clicking. They valued learning how to protect personal information and stay safe online.

Similarly, STI Caloocan welcomed 50 IT students, who, as part of their Foundation Day celebrations, learned about the importance of digital responsibility in their tech-driven careers.

Meanwhile, at the Pamantasan ng Lungsod ng Maynila, 365 students from the College of Information Systems and Technology Management gained valuable insights about AI, helping them navigate the digital world and lead with integrity.

“Educating students on digital safety is essential as they prepare for a future where technology is deeply intertwined with everyday life,” said Yoly Crisanto, Globe’s Chief Sustainability and Corporate Communications Officer.

“Through our Digital Thumbprint Program, we aim to empower the youth to use technology responsibly and ethically, ensuring they are equipped for the challenges and opportunities ahead.”

As part of its broader efforts, Globe also participated in the University of Southern Mindanao's Pasiklaban 2024, enhancing festivities with a special #GDayEveryday celebration. Informative sessions on Telco 101, WiFi 101, and the DTP helped students gain practical knowledge about the digital world.

In another G Day highlight, Globe visited Bintawan National High School, nestled in the mountains of Villaverde, Nueva Vizcaya, as a gesture of appreciation for the students' commitment to education. The visit reinforced Globe's belief that every child deserves the opportunity to grow, learn, and dream big.

To further engage students, Globe added an exciting raffle during the DTP sessions, offering winners GFiber Prepaid plans. These plans provide fiber-fast connectivity without a lock-up period, immediately installed at the winners' homes to support their academic and digital activities.

For more information on Globe’s Digital Thumbprint Program and its advocacy for digital safety, visit the DTP page on the Globe website.

Experience the Petron Turbo Diesel Difference: More Power, More Mileage!

Tweet

Diesel engines have earned a reputation for their durability, fuel efficiency, and torque superiority. But not all diesel fuels are created equal. Petron Turbo Diesel, a premium fuel offering from the Philippines' leading oil company, is engineered to take your diesel car's performance to the next level while saving you money in the long run.

Unleash the Hidden Potential of Your Diesel Engine

Most diesel car owners are unaware of the untapped power and efficiency lurking beneath their car's hood. Petron Turbo Diesel is specially formulated to unlock this potential. Its advanced additive package, combined with a higher cetane number than regular diesel, ignites fuel more efficiently, leading to:

·         Increased Power: Feel the difference as your car accelerates more smoothly and effortlessly when overtaking, climbing hills, and even with a heavy load.

·         Improved Responsiveness: Take control of your drive with a more responsive engine, making your journeys safer, smoother, and more enjoyable.

·         Reduced Engine Noise: Many drivers report a quieter, more refined engine sound after switching to Petron Turbo Diesel.

Fuel Efficiency That Translates to Real Savings

In today's economic climate, fuel economy is a top concern for drivers. Petron Turbo Diesel's efficient combustion process ensures you get the most out of every drop of fuel. Certified field tests have consistently shown an average improvement of 16% in fuel efficiency compared to regular diesel. Imagine how much you could save on fuel costs over a year, especially if you drive long distances or commute regularly.

A Cleaner Engine Means a Longer Life

Your diesel engine is a complex machine that needs proper care to perform its best. Petron Turbo Diesel's cleaning agents work to remove harmful deposits that build up over time, preventing clogged injectors and other engine issues. A cleaner engine not only runs more smoothly but also lasts longer, saving you on costly repairs down the road.

Environmentally Conscious Choice

While diesel engines are known for their fuel efficiency, they can also generate higher emissions than gasoline engines. Petron Turbo Diesel's advanced formulation helps reduce harmful pollutants, making it a more environmentally responsible choice.

Who Can Benefit From Petron Turbo Diesel?

Petron Turbo Diesel offers benefits to every Filipino driver with a diesel-powered engine, as follows:

·         Turbocharged Engines: If your car has a turbocharged diesel engine, Petron Turbo Diesel is the ideal fuel to maximize its performance and protect its sensitive components.

·         Older Diesel Engines: Even older diesel engines can experience a rejuvenation with Petron Turbo Diesel. Its cleaning properties can help restore lost power and improve fuel economy.

·         Larger Vehicles with Heavy Loads: Petron Turbo Diesel has been proven to deliver the power and torque needed by fully-loaded vehicles. It is preferred by passenger buses loaded to full capacity, and cargo trucks traversing the steep slopes and carrying agricultural products from the Cordillera Administrative Region (Benguet, Kalinga, Mountain Province, etc.)

·         Everyday Drivers: Whether you're commuting to work, running errands, or embarking on a road trip, Petron Turbo Diesel delivers tangible benefits that you'll appreciate every time you fill up.

A Proven Track Record

Petron Turbo Diesel has been extensively tested in real-world conditions, proving its effectiveness in boosting power, improving fuel efficiency, and reducing emissions. The positive feedback from countless satisfied drivers speaks volumes about its performance and value. Check out what ordinary drivers had to say when they experienced the Petron Turbo Diesel difference in this YouTube video.

Invest in Your Diesel Car's Future

Choosing the right fuel for your diesel car is an investment in its performance, longevity, and your overall driving experience. Petron Turbo Diesel is more than just fuel; it's a comprehensive solution that addresses the specific needs of diesel engines. Make the switch today and discover the difference it can make for your car and your wallet.