Ready to leave the passenger seat and take the wheel?
Maybe you’ve been dreaming of a car to make the daily
commute easier, enjoy solo drives and weekend getaways, or simply skip the
hassle of waiting for a ride. Whatever the reason, becoming a first-time driver
isn’t just a rite of passage—it’s the beginning of a new chapter filled with
freedom, responsibility, and endless adventures.
From getting your first car to managing the
responsibilities of ownership, PSBank is here to make every step simple and
worry-free.
Taking
Your First Steps
Your journey begins with the LTO Theoretical Driving
Course—a 15-hour seminar on driving basics and road safety offered by
accredited schools, either online or in a classroom. After passing the exam,
you can apply for a student permit.
Next, prepare for the written and practical tests to
secure your driver’s license. Online reviewers and practice exams can help
sharpen your knowledge and confidence. Be sure to schedule your medical exam
and license application before your permit expires to avoid delays. For the
complete process and official requirements, visit the LTO website. Follow these
steps, and you’ll be on your way from learner to licensed driver in no time.
Choosing
Your First Car
Picking your first car is exciting, but beyond looks
and power, it’s about finding what truly fits your lifestyle. If you’ll be
driving through city streets every day, a hatchback or sedan offers comfort,
efficiency, and easy maneuverability. For those often traveling with family or
bringing along more essentials, an MPV or crossover provides the space and
flexibility you need. And if your routes include rough or unpaved roads, an SUV
with higher ground clearance is the perfect match, giving you both capability
and room to move.
Still deciding? PSBank’s Loan Calculator makes it easy
to check how much you’ll need for the downpayment and monthly amortization, so
you can compare and choose what works best for you.
Once you’ve found the right car, applying for a PSBank
Auto Loan Online is quick and easy. You can apply online and get a loan
decision in as fast as 24 hours.
Meanwhile, If you’re looking for budget friendly
options, you can browse PSBank’s list of pre-owned cars for sale online, or
visit the PSBank Pre-Owned Auto Mart at 8003 Lands R Us Realty Compound,
Manalac Ave., Bagong Tanyag, East Service Road, Taguig City. Units are
available for viewing from Monday to Saturday, 8:00 a.m. to 4:30 p.m.
Mastering
Your Car’s Care
Owning a car means more than just driving—it comes
with responsibilities that keep you safe and confident on the road. Start by
understanding your car: know what the dashboard lights mean and how to use
features like hazard signals and defoggers.
It’s also important to make sure your car is properly
insured to protect you financially in case of accidents. Once on the road,
drive smart—stay alert, follow traffic rules, and maintain a safe distance from
other vehicles. Don’t overlook the basics either: check your tire pressure
regularly, know how to jump-start your battery, and keep up with routine
maintenance. These simple habits not only keep you safe but also extend the
life of your car.
Just as important as taking care of your car is
staying on top of your monthly payments. With PSBank, managing them is
simple—you can pay through PSBank Mobile, PSBank Online, over the counter at
any PSBank branch, or even at select partner outlets like 7-Eleven.
For extra convenience, you can also set up an
Automatic Debit Arrangement (ADA) from your PSBank savings account. Don’t have
one yet? Opening a PSBank savings account is quick and easy—just download the
app, present one valid ID, take a selfie, and you’re good to go.
Here’s a bonus: when you make either or both advance
or excess payments, you automatically earn rebates through the Prime Rebate
feature. That means you can cut down your total loan amount, shorten your loan
term—or enjoy both.
Facing
The Road Ahead
Getting behind the wheel for the first time comes with
big responsibility. Always buckle up, keep your eyes on the road, and avoid
distractions like using your phone while driving. Know your traffic signs and
follow speed limits—they’re there to keep everyone safe.
If you’re heading somewhere unfamiliar, plan your
route ahead or use a navigation app so you can focus on driving instead of
rushing to figure out directions. Most of all, stay calm and patient—safe
driving isn’t just about skill, it’s about being alert and considerate on the
road.
Keeping your car in top shape is just as important as
driving it safely. Always follow your manufacturer’s recommended Periodic
Maintenance Schedule and have your vehicle serviced only at authorized
franchise dealers to keep your warranty intact.
For added safety and to make sure your warranty
provisions remain valid, choose only genuine parts and accessories installed by
trained mechanics.
For smoother trips, make sure your vehicle is equipped
with RFIDs like AutoSweep and EasyTrip for cashless toll payments. And the best
part? You can conveniently reload them anytime through PSBank Mobile.
Your
Maaasahan Partner on the Road
Buying your first car is exciting, but figuring out
the financing can feel a little overwhelming. PSBank offers Auto Loan options
that are simple and flexible, making it easier for first-time buyers to get
started. Whether you’re applying for a loan or just need guidance through the
process, PSBank aims to make the process smoother so you can focus on enjoying
the road ahead.
If you are a first-time driver ready to turn your
dreams into reality, PSBank is here to help.Apply
for a PSBank Auto Loan through PSBank Online Loan Application, or visit your nearest PSBank
branch. For more information, visit www.psbank.com.ph or follow PSBank on Facebook.
